Alfreda Hicks

Age 65 b. 1961-03-05
๐Ÿ“ 606 Russeff Field Ct, Rosenberg Tx
๐Ÿ“ž (832) 693-6596, (832) 449-3379, (713) 775-3262
โœ‰๏ธ ALFREDA.HICKS@SBCGLOBAL.NET, alfreda.hicks@sbcglobal.net, malaysiakhicks@yahoo.com

Alfreda Hicks

๐Ÿ“ 817 Oakton St Apt 201, Elk Grove Vlg Il 60007-1922, Elk Grove Village Il
๐Ÿ“ž (224) 622-9063, (847) 693-0264
โœ‰๏ธ ALFREDAHICKS1@COMCAST.NET

Alfreda Hicks

Age 69 b. 1956-08-27
๐Ÿ“ 305 Longstreet St, Summerville Sc
๐Ÿ“ž (843) 499-1735, (843) 291-3588
โœ‰๏ธ MSAHICKS@YAHOO.COM

Alfreda Hicks from Stamford, CT

Age 56 b. Jun 1969 Fairfield Co.
๐Ÿ“ 47 Hundley Ct
๐Ÿ“ž (203) 406-9789, (203) 918-4012

Alfreda Hicks from Saginaw, MI

Age 61 b. Aug 1964
๐Ÿ“ 2204 Sheridan Ave Apt 1
๐Ÿ“ž (989) 771-9430
๐Ÿ‘ค aka Alfred Hicks, Alferdia Hicks, A Hicks

Alfreda Hicks from Raleigh, NC

Age 55 b. Dec 1970 Wake Co.
๐Ÿ“ 325 Dacian Rd
๐Ÿ“ž (360) 636-6104
๐Ÿ‘ค aka Alfreda D Rogers

Alfreda Hicks from Stamford, CT

Age 57 b. 1969 Female
๐Ÿ“ 58 Stephen St # 1
โœ‰๏ธ alfredahicks7@gmail.com

Alfreda Hicks from Stamford, CT

Age 57 b. 1969 Female
๐Ÿ“ 14 Orchard St
๐Ÿ“ž (203) 504-0563

Alfreda Hicks from Florence, SC

Age 53 b. Apr 1973 Florence Co.
๐Ÿ“ 823 N Dargan St

Alfreda Hicks from Townsend, GA

Age 56 b. Feb 1970 Mcintosh Co.
๐Ÿ“ Rr 3 Po Box 3631

Alfreda Hicks from Milwaukee, WI

Age 62 b. Jul 1963 Milwaukee Co.
๐Ÿ“ 2929 W Wisconsin Ave Apt 304

Alfreda Hicks from Philadelphia, PA

Age 77 b. Sep 1948 Philadelphia Co.
๐Ÿ“ 1833 N 33 Rd St

Alfreda Hicks from Philadelphia, PA

Age 77 b. Sep 1948
๐Ÿ“ 2319 N Opal St

Alfreda Hicks from Rosenberg, TX

Age 65 b. Mar 1961
๐Ÿ“ 606 Russeff Field Ct
๐Ÿ‘ค aka Alfreda Dionne Green, Alfreda A Hicks, A Hicks

Alfreda Hicks from Mobile, AL

0
๐Ÿ“ 363 Marine St, Mobile, AL 36604

Alfreda Hicks from Washington, DC

District Of Columbia Co.
๐Ÿ“ 1504 Spring Pl Nw
๐Ÿ“ž (585) 589-1121

Alfreda Hicks from Grand Rapids, MI

Kent Co.
๐Ÿ“ 2930 Marshall Ave Se
๐Ÿ“ž (276) 629-5769

Alfreda Hicks from Summerville, SC

Dorchester Co.
๐Ÿ“ 305 Longstreet St
๐Ÿ“ž (843) 821-3311

Alfreda Hicks from Rice, VA

Prince Edward Co.
๐Ÿ“ Rr 1 Po Box 129

Alfreda Hicks from Athens, TN

Mcminn Co.
๐Ÿ“ 415 Bellbrook Dr

Alfreda Hicks from Washington, DC

District Of Columbia Co.
๐Ÿ“ 653 I St

Alfreda Hicks from Carpentersville, IL

Kane Co.
๐Ÿ“ 7049 Westwood Dr

Alfreda Hicks from Norfolk, VA

Norfolk City Co.
๐Ÿ“ 6104 Alexander St 1

Alfreda Hicks from Detroit, MI

Wayne Co.
๐Ÿ“ 4058 Fairview St

Alfreda Hicks from Grand Rapids, MI

Kent Co.
๐Ÿ“ 2918 Marshall Ave

Alfreda Hicks from Rolling Meadows, IL

Cook Co.
๐Ÿ“ 4726 Arbor Dr 214

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 27 contact records for Alfreda Hicks across 13 states. The most recent address on file is in Stamford, Connecticut. Of these records, 11 include phone numbers and 5 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Hicks Alfreda

Camden County
PIN: 0408_1341_57
· 1155 Thurman St
Lot: 1,999sqft

Hicks Alfreda

Camden County
PIN: 0408_1341_58
· Ns Thurman 149 E Mt Ephrm
Lot: 2,169sqft

Hicks Alfreda

Camden County
· Ns Thurman 149 E Mt Ephrm, Camden

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Alfreda Hicks in Camden. Values shown are from county assessor records and may differ from current market prices.

Alfreda Hicks

Darien, 313053309
DOB: 1/1/1970 Gender: Female
Congress: 001

Alfreda Hicks

Democrat Reg: 04/14/1983
3901 Market St 1204, Philadelphia, PA, 19104
DOB: 07/04/1957 Gender: Unknown

Alfreda M Hicks

Reg: 19940101
1463 Blount Crossing Rd SE, Darien, 313053309
Gender: Female

Alfreda Daineen Hicks

Democrat
5444 Doubleday Ln, Waldorf, MD, 20602
Gender: Female
County: Charles

alfreda ROGERS hicks

Democrat Reg: 05/30/1996
4300 New Brighton Dr, Apex, NC, 27539
DOB: 1970 Gender: Female
County: Wake

Alfreda Hicks

3901 Market St 1204
DOB: 07/04/1957 Gender: Unknown

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 6 voter registration records were found for Alfreda Hicks in Pennsylvania, Maryland, North Carolina. Records show affiliations with D, DEM, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 FORD EDGE
ยท Registered to: Alfreda Hicks
ยท VIN: 2FMDK39C98BB02946
·
606 Russeff Field Ct, Rosenberg, TX, 77469-4789
·
(832) 449-3379
2006 Chevrolet Monte Carlo
ยท Registered to: Alfreda Hicks
ยท VIN: 2G1WL16C469354555
·
817 Oakton St, Elk Grove Vlg, IL, 60007
·
(847) 693-0264
2012 CHEVROLET SONIC
ยท Registered to: Alfreda Hicks
ยท VIN: 1G1JE5SH9C4131116
·
817 Oakton St Apt 201, Elk Grove Village, IL, 60007-1922
·
(847) 693-0264
2005 Honda Accord
ยท Registered to: Alfreda Hicks
ยท VIN: 1HGCM66525A047475
·
606 Russeff Field Ct, Rosenberg, TX, 77469
·
(832) 449-3379
2012 NISSAN MAXIMA
ยท Registered to: Alfreda Hicks
ยท VIN: 1N4AA5AP3CC800598
·
606 Russeff Field Ct, Rosenberg, TX, 77469-4789
·
(832) 449-3379
2003 FORD F150 4X2
ยท Registered to: Alfreda Hicks
ยท VIN: 1FTRW07373KC07760
·
1215 Nantere Ct, Rosenberg, TX, 77471-6164
·
774716164
2012 FORD F-150
ยท Registered to: Alfreda Hicks
ยท VIN: 1FTFW1CFXCKD49125
·
606 Russeff Field Ct, Rosenberg, TX, 77469-4789
·
(832) 449-3379

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Alfreda Hicks. Registered makes include Ford, Chevrolet, Honda, Nissan. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Frieda's Child Development Ctr

Owner
(912) 437-3179
Darien, GA
Social Services (Services)

Winn-Dixie

Manager
(205) 780-0718
Fairfield, AL
Food Stores (Food)

Menorah Manor

Alfreda HicksTeacher
fredahicks@yahoo.com
3544 Piedmont Dr, Raleigh, NC27604

Menorah Manor

Alfreda HicksTeacher
fredahicks@yahoo.com
3544 Piedmont Dr, Raleigh, NC27604
menorahmanor.org

Alfreda Hicks

Assistant Nursing Director at

Menorah Manor

Alfreda HicksTeacher
fredahicks@yahoo.com
3544 Piedmont Dr, Raleigh, NC27604

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 8 business affiliations were found for Alfreda Hicks. Companies include Frieda's Child Development Ctr, Winn-Dixie, Menorah Manor. Roles listed include Teacher. Records are compiled from state business registries, SEC filings, and professional networking databases.

New Vision For Life Church Ministries, INC.

Addr: 4232 Old Cypress Mill Road, Brunswick, GA, 31520
GA
Officer: Alfreda Hicks

New Vision For Life Church Ministries, INC.

Addr: 4232 Old Cypress Mill Road, Brunswick, GA, 31520
GA
CFO: Alfreda Hicks

Source: Public Records Alfreda Hicks appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Alfreda Hicks

Cosmo
NOT RENEWED
License # 011248282
Firm: Alfreda Hicks
Addr: Des Plaines, IL 60017

alfreda hicks

Cosmo
NOT RENEWED
License # 011248282
Addr: Des Plaines, IL 60017
County: Cook
Issued: Nov 14, 1997 Exp: Sep 30, 2009

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Alfreda Hicks holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Alfreda Hicks

Stamford High School - Stamford, CT, CT
1987

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Alfreda Hicks has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Alfreda Hicks

Age 70 Female
·
205 High Rock Rd, Rice, VA 23966 (Prince Edward County)
37.2471, -78.2590
· (434) 315-0028
TZ: Eastern
Homeowner Single Family Built 1968
MP

Alfreda Hicks

Female
·
817 Oakton St, Elk Grove Vlg, IL 60007 (Cook County)
42.0221, -87.9762
· (847) 693-0264
TZ: Central
Multi-Family
MP

Alfreda D Hicks

Age 40 Female
·
5444 Doubleday Ln, Waldorf, MD 20602 (Charles County)
38.6008, -76.9053
· (202) 817-1114
Marital: Single TZ: Eastern
Occ: Healthcare Edu: Some College
Single Family
MP

Alfreda Hicks

Female
·
322 S Tarboro St, Raleigh, NC 27610 (Wake County)
35.7754, -78.6222
TZ: Eastern
Single Family
MP

Alfreda W Hicks

Age 47 Female
·
107 Caswell St, Dunn, NC 28334 (Harnett County)
35.3103, -78.6023
· (910) 658-1472
Marital: Single TZ: Eastern
Edu: Some College
Single Family
MP

Alfreda Hicks

Age 46 Female
·
4300 New Brighton Dr, Apex, NC 27539 (Wake County)
35.6572, -78.7299
· (919) 523-9687
TZ: Eastern
Homeowner Single Family Built 2007 Purchased 2007
MP

Alfreda N Hicks

Age 71 Female
·
16702 Kentfield St, Detroit, MI 48219 (Wayne County)
42.4116, -83.2408
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Alfreda Hicks

Age 72 Female
·
106 Shryer Rd, Athens, TN 37303 (McMinn County)
35.4285, -84.5862
· (423) 745-1752
Marital: Married TZ: Eastern
Homeowner Single Family Built 1951 Purchased 1998
MP

Alfreda M Hicks

Age 47 Female
·
PO Box 1323, Darien, GA 31305 (McIntosh County)
31.4011, -81.4062
· (912) 437-3490
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1998
MP

Alfreda E Hicks

Age 60 Female
·
5215 Locust St, Philadelphia, PA 19139 (Philadelphia County)
39.9558, -75.2262
· (267) 505-7307
Marital: Married TZ: Eastern
Homeowner Single Family Built 1925 Purchased 1965
MP

Alfreda Hicks

Age 78 Female
·
727 Juniper St NE, Atlanta, GA 30308 (Fulton County)
33.7743, -84.3831
· (404) 872-3015
Marital: Single TZ: Eastern
Edu: High School
Homeowner Multi-Family
MP

Alfreda Hicks

Age 46 Female
·
3544 Piedmont Dr, Raleigh, NC 27604 (Wake County)
35.8073, -78.5787
· (919) 838-6521
Marital: Single TZ: Eastern
Single Family
MP

Alfreda Hicks

Female
·
1155 Thurman St, Camden, NJ 08104 (Camden County)
39.9270, -75.1060
· (856) 964-5845
TZ: Eastern
Homeowner Single Family Built 1913 Purchased 1985
MP

Alfreda Hicks

Age 48 Female
·
58 Stephen St, Stamford, CT 06902 (Fairfield County)
41.0541, -73.5487
· (203) 504-0563
Marital: Single TZ: Eastern
Edu: High School
MP

Alfreda Hicks

Age 68 Female
·
2319 N Opal St, Philadelphia, PA 19132 (Philadelphia County)
39.9894, -75.1649
Marital: Single TZ: Eastern
Single Family
MP

Alfreda Hicks

Age 61 Female
·
176 Brookhaven Rd, Summerville, SC 29486 (Berkeley County)
32.9751, -80.1802
Marital: Married TZ: Eastern
Edu: Some College
MP

Alfreda D Hicks

Age 59 Female
·
7049 Westwood Dr, Carpentersvle, IL 60110 (Kane County)
42.1274, -88.3291
· (847) 927-0173
Marital: Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Purchased 1998
MP

Alfreda Hicks

Age 60 Female
·
3901 Market St, Philadelphia, PA 19104 (Philadelphia County)
39.9569, -75.1996
· (570) 571-0827
TZ: Eastern
Multi-Family
MP

Alfreda Hicks

Female
·
3208 32nd Ave, Temple Hills, MD 20748 (Prince Georges County)
38.8457, -76.9529
· (301) 894-2079
TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 19 demographic profiles associated with Alfreda Hicks. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Alfreda Hicks. These loans were issued to businesses, not individuals.

Nasir Shaikh

Independent Contractors

$19,825 Paid in Full
Address:
700 W Algonquin Rd
Des Plaines, IL60016-5750
Approved

Mar 16, 2021

Forgiven

$19,907

Jobs Reported

1

Loan #

2944498603

Loan Size

Small

N S Limousine INC.

Subchapter S Corporation

$145,607 Exemption 4
Address:
700 W Algonquin Rd Apt 6
Des Plaines, IL60016-5750
Approved

May 18, 2021

Forgiven

$141,415

Jobs Reported

9

Loan #

3362079008

Loan Size

Small

Coconut Travel

Independent Contractors

$5,758 Paid in Full
Address:
363 Marine St
Mobile, AL36604-3065
Approved

Mar 10, 2021

Forgiven

$5,802

Jobs Reported

1

Loan #

8655188507

Loan Size

Small

Coconut Travel

Independent Contractors

$5,758 Paid in Full
Address:
363 Marine St
Mobile, AL36604-3065
Approved

Apr 7, 2021

Forgiven

$5,798

Jobs Reported

1

Loan #

8177098705

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Alfreda Hicks. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Alfreda Hicks on the map

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Alfreda Hicks in Rosenberg, TX: Background Summary

Location
606 Russeff Field Ct, Rosenberg Tx, Rosenberg, TX
Other Locations
Stamford, CT ยท Saginaw, MI ยท Raleigh, NC and 13 more
Profiles Found
27 people with this name
Phone Numbers
(832) 693-6596 and 15 others on file
Email
alfreda.hicks@sbcglobal.net and 5 others on file
Possible Relatives
Alfreda F Simmons, Denise J Hughes, Eugene Est Simmons, Eugene L Simmons, Felecia Simmons and 36 more
Career
Teacher at Frieda's Child Development Ctr, Winn-Dixie
Voter Registration
Registered Democrat
Properties
3properties owned
Vehicles
7 linked โ€” 2008 Ford Edge, 2006 Chevrolet Monte Carlo and 5 more
Licenses
2 professional licenses (COSMO)
PPP Loans
$177K for Nasir Shaikh, N S Limousine INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Alfreda Hicks. Because public records are indexed by name rather than by a unique identifier, the 83 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Alfreda Hicks

Search Complexity: High

83 public records across 15states, belonging to approximately 27 different individuals. With 27 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Illinois (13%), followed by North Carolina and Georgia. Spans the South and Midwest regions.

IL11recordsNC10recordsGA6recordsCT6recordsPA6recordsMI5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (48%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (8) and Vehicle Registration Records (7).

30
Contact & Address Records
8
Business & Corporate Filings
7
Vehicle Registration Records
6
Voter Registration Records
4
PPP Loan Records
3
Property Ownership Records

Age Distribution

Age range: approximately 25 years, suggesting multiple generations. Largest group: Senior (65+) (38%).

Senior (65+)3peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Alfreda Hicks

Is Alfreda Hicks a registered voter?
Yes, voter registration records show Alfreda Hicks is registered. We found 6 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Alfreda Hicks own property?
County assessor records show 3 properties associated with Alfreda Hicks . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Alfreda Hicks?
Records show 7 vehicle registrations associated with Alfreda Hicks, including a 2008 FORD EDGE. Registered makes include Ford, Chevrolet, Honda, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Alfreda Hicks?
We found 8 business affiliations for Alfreda Hicks, including Frieda's Child Development Ctr. Other companies include Winn-Dixie, Menorah Manor. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Alfreda Hicks?
Our database contains 83 total records for Alfreda Hicks spanning 15 states. This includes 27 distinct contact records, 11 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Alfreda Hicks?
The 83 records displayed for Alfreda Hicks are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Alfreda Hicks remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.