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Ms Alice Sally Arroyo from Rosemead, CA

Age 78 b. 8/27/1947
📍 9325 Rose St, #rosemead, CA 91770-1529
👨‍👩‍👧 Relatives: William A Arroyo,Dakota J Gonzalez,Desiree M Salas,Heriberto Arroyo Jr,Heriberto Arroyo,John D Salas 3rd,Keith E Freeman,Vincent Elison Williams,Adele Salas,Amber S Gonzalez,Angela F Freeman,Angela Freeman,Autumn Gonzalez,Autumn N Gonzalez,Betty J Freeman,Brenden Dw Williams,Brittany Amanda Williams,Catherine C Salas,Christopher E Salas,Earl E Freeman,Eva D Davis,Gabriel C Gonzalez,Gabriel Rodriguez Gonzalez,Garbiel Gonzalez,Geneveve E Pizarro,Gwendolyn E Henry,J Freeman,J Freeman,J Freeman,J Freeman,Janine M Kirchnavy,John A Freeman,John D Salas Jr,Julie A Pool,Lila D Williams,Malissa A Salas,Max A Freeman,Morris L Williams,Sylvia A Williams,Terri J Freeman,Vincent E Williams,William Stephen Davis Jr,William S Davis,Yvette S Guerra Salas,Dorothy D Duran,Linda M Duran,Ralph A Duran Jr,Ralph A Duran Sr,Richard Irwin Kirchnavy,Vivian L Duran
🕐 15 previous addresses

Ms Alice A Arroyo from Oxnard, CA

Age 83 b. 1/27/1943
📍 3261 Circle Dr, #oxnard, CA 93033-5437
👨‍👩‍👧 Relatives: Manuel O Arroyo,Edward M Arroyo,Esperanza R Arroyo,Michael A Arroyo,Norma L Arroyo,Susanna A Machado,Carlos M Arroyave,Edward Arroyo Jr,Gabriel D Sanchez,Jennifer K Lujan,Jesus Arroyo,Jose Alberto Machado,Mariah T Arroyo,Mariah T Arroyo,Michael A Arroyo,Michael A Arroyo Jr,Richard G Arroyo,Abraham Lomeli-Sanchez,Adriana P Paez,Alisa C Sanchez,Blanca E Alvarado,Blanca D Lomeli,Cecilia Padilla,Gerardo G Curiel,Gerardo C Gonzalez,Gilbert Cecilia Padilla,Gustavo Villanueva Sr,Ignacio Montes Sanchez,Jacqueline Marie Lujan,Jacqueline M Lujan,Jaime Sigala,Jose L Lujan,Jose Machado,Josealber Machado,Juan Luis Lujan,Lindsey N Cramer,Manuel D Sanchez Jr,Manuel D Sanchez,Marco Antonio Villanueva,Maria A Alvarado,Maria Esther Alvarado,Maria Franco,Maria Villanueva,Maria G Zavala,Marisa J Sigala,Mary Elizabeth Sanchez,Rebecca J Howell,Ruben L Sanchez,Ventura Villanueva,Vincent Renee Lujan
🕐 4 previous addresses

Alice Arroyo

Age 70 b. 1955-12-15
📍 1033 Ventura Dr, Modesto Ca
📞 (209) 529-6737, (209) 380-9343
✉️ VENTURAVN@SBCGLOBAL.NET

Alice Arroyo

Age 59 b. 1966-09-13
📍 2416 Palm Place Dr Ne, Palm Bay Fl
📞 (321) 506-7133, (321) 499-4260
✉️ ALICEORTIZ66@GMAIL.COM

Alice Arroyo

Age 39 b. 1987-01-16
📍 214 S 22nd St, San Jose Ca
📞 (408) 314-0628, (408) 287-2469
✉️ ALICIAARROYO60@YAHOO.COM

Alice Arroyo

Age 78 b. 1947-08-27
📍 9325 Rose St, Rosemead Ca
📞 (111) 111-0001, (626) 579-1540
✉️ BIGMIKEFOREVER20@YAHOO.COM

Alice Arroyo from Oviedo, FL

Age 66 b. Nov 1959 Seminole Co.
📍 1097 Laurel Oaks Ct
📞 (515) 223-1822, (210) 679-8410

Alice Arroyo from Pico Rivera, CA

Age 78 b. Aug 1947 Los Angeles Co.
📍 Po Box 102
📞 (254) 642-3979, (787) 837-2792
👤 aka Salas Alice, Arroyo Alice

Alice Arroyo from Fresno, CA

Age 65 b. Sep 1960 Fresno Co.
📍 6181 W Chennault Ave
📞 (361) 368-7410
👤 aka Eliza A Arroyo

Alice Arroyo from Levittown, NY

Age 69 b. Jul 1956 Nassau Co.
📍 139 Periwinkle Rd
📞 (909) 627-6812

Alice Arroyo from Bristol, CT

📍 109 Divinity Street
📞 (860) 940-7131 (SPRINT)
✉️ LUISALICEARROYO1@YAHOO.COM

Alice Arroyo from Wilmington, CA

Age 97 b. Apr 1929 Los Angeles Co.
📍 806 E 246th St
📞 (310) 830-4570

Alice Arroyo from Gurnee, IL

Age 85 b. Jun 1940 Lake Co.
📍 1409 Garnet Ct
📞 (847) 360-1939

Alice Arroyo from Mundelein, IL

Age 84 b. Mar 1942 Lake Co.
📍 134 Lakeview Dr
📞 (847) 949-1600

Alice Arroyo from Chico, CA

Age 91 b. Feb 1935 Butte Co.
📍 275 E Shasta Ave Apt 34
📞 (530) 343-2061

Alice Arroyo from Waterbury, CT

Age 71 b. Sep 1954 New Haven Co.
📍 224 Bunker Hill Ave
📞 (203) 597-9619

Alice Arroyo from Gibsonton, FL

Age 72 b. Aug 1953
📍 13051 Waterbourne Dr
📞 (321) 412-0582
👤 aka Rodriguez Nieves Alice, Alice Rodriguez Arroyo, Alice H Arroyo

Alice Arroyo from Long Beach, CA

Age 97 b. Apr 1929 Los Angeles Co.
📍 4719 Brayton Ave
📞 (562) 423-0943

Alice Arroyo from Fort Worth, TX

Age 67
📍 2962 Mckinley Ave #b, Fort Worth, TX 76106
📞 (817) 238-7521

Alice Arroyo

📍 2959 Marshfield Ln, Ceres Ca
📞 (408) 643-9950
✉️ ALICE408@SBCGLOBAL.NET

Alice Arroyo from Tucson, AZ

Age 87 b. 1939 Female
📍 6158 W Lazy Heart St
💼 2304
✉️ eaarroyo@aol.com

Alice Arroyo from Salisbury, MD

Age 79 b. May 1946
📍 1018 Adams Ave Apt 2c
👤 aka Alice J Arroyo, A Arroyo, Alice Arroyo Felton

Alice Arroyo from Waterbury, CT

Age 71 b. Sep 1954
📍 197 Molt Mouth St
👤 aka Alice Timiraos, Alice C Timiraos

Alice Arroyo from New Britain, CT

Age 69 b. Jul 1956 Hartford Co.
📍 24 Tremont St Unit 3
👤 aka Alice H Gasparre, Alice H Clinton, Alice Cintron

Alice Arroyo from Oxnard, CA

Age 83 b. Jan 1943 Ventura Co.
📍 128 E James St

Alice Arroyo from Rogers, TX

Bell Co.
📍 110 Sante Fe St
📞 (915) 642-3979

Alice Arroyo from Fort Worth, TX

Tarrant Co.
📍 1214 N Commerce St
📞 (817) 238-7521

Alice Arroyo from Montebello, CA

Los Angeles Co.
📍 240 E Whittier Blvd

Alice Arroyo from Farmersville, CA

Tulare Co.
📍 573 N Matthew Ave

Alice Arroyo from El Monte, CA

Los Angeles Co.
📍 2917 Maxson Rd Unit D

Alice Arroyo from Salisbury, MD

Wicomico Co.
📍 5339 E Wood Ctjohnson Rd

Alice Arroyo from Van Nuys, CA

Los Angeles Co.
📍 14744 Friar St 5

Alice Arroyo from El Monte, CA

Los Angeles Co.
📍 2717 Maxson Rd D

Alice Arroyo from San Juan, PR

San Juan Co.
📍 927 St

Alice Arroyo from Ponce, PR

Ponce Co.
📍 731 Urb V Del Carm St 14 Ii 48

Alice Arroyo from Galt, CA

Sacramento Co.
📍 1021 Meadowview Dr

Alice Arroyo from Chico, CA

Butte Co.
📍 275 E Shasta Ave 34

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 37 contact records for Alice Arroyo across 9 states. The most recent address on file is in Oviedo, Florida. Of these records, 22 include phone numbers and 7 include email addresses. The listed age is 67. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Alice Arroyo

13051 Waterbourne Dr, Gibsonton, , 33534

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 1 voter registration record was found for Alice Arroyo in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

1996 JEEP GRAND CHEROKEE FULL SIZE UTILITY
· Registered to: Alice Arroyo
· VIN: 1J4GZ58S1TC291810
·
PO Box 582, Rogers, TX, 76569

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Alice Arroyo. Registered makes include Jeep. The most recent model year on record is 1996. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Alice Arroyo

Greater Los Angeles Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 2 business affiliations were found for Alice Arroyo. Records are compiled from state business registries, SEC filings, and professional networking databases.

Alice Arroyo

Westminster High School - Westminster, CA, CA
1973

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Alice Arroyo has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 May 31, 2020
2020 DEM
Democratic Action
Arroyo, Alice Not Employed Fontana, CA
$25 Jul 31, 2020
2020 DEM
Biden, Joe
Arroyo, Alice Not Employed Fontana, CA
$4 Mar 31, 2019
2020 DEM
Dccc
Arroyo, Alice Not Employed Fontana, CA
$13 Oct 27, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Arroyo, Alice Not Employed Fontana, CA
$5 Jan 10, 2017
2018 DEM
Democratic Congressional Campaign Committee
Arroyo, Alice Not Employed Fontana, CA
$4 Feb 28, 2019
2020 DEM
Dccc
Arroyo, Alice Not Employed Fontana, CA
$4 Dec 31, 2019
2020 DEM
Dccc
Arroyo, Alice Not Employed Fontana, CA
$5 May 14, 2020
2020 DEM
Democratic Action
Arroyo, Alice Not Employed Fontana, CA
$3 Jul 13, 2020
2020 DEM
Biden, Joe
Arroyo, Alice Not Employed Fontana, CA
$4 Sep 30, 2019
2020 DEM
Dccc
Arroyo, Alice Not Employed Fontana, CA
$5 Sep 6, 2017
2018 DEM
Gillibrand, Kirsten Elizabeth
Arroyo, Alice Not Employed Fontana, CA
$25 Jul 31, 2020
2020 DEM
Biden, Joe
Arroyo, Alice Not Employed Fontana, CA
$4 Nov 30, 2019
2020 DEM
Dccc
Arroyo, Alice Not Employed Fontana, CA
$4 Oct 31, 2019
2020 DEM
Dccc
Arroyo, Alice Not Employed Fontana, CA
$4 Jan 31, 2019
2020 DEM
Dccc
Arroyo, Alice Not Employed Fontana, CA
$4 Apr 30, 2019
2020 DEM
Dccc
Arroyo, Alice Not Employed Fontana, CA
$5 Sep 6, 2017
DEM
Gillibrand, Kirsten Elizabeth
Contributor Not Employed Fontana, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 17 political contribution records found for Alice Arroyo. Total disclosed contributions amount to $123. Recipients include Gillibrand, Kirsten Elizabeth. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Alice Arroyo

Age 88 Female
·
806 E 246th St, Wilmington, CA 90744 (Los Angeles County)
33.8026, -118.2600
· (310) 830-4570
Marital: Married TZ: Pacific
Edu: Some College
Homeowner Single Family
MP

Alice Arroyo

Female
·
133 Woodworth Ave, Clovis, CA 93612 (Fresno County)
36.8286, -119.7030
TZ: Pacific
Single Family
MP

Alice Arroyo

Age 70 Female
·
9325 Rose St, Rosemead, CA 91770 (Los Angeles County)
34.0846, -118.0640
· (626) 279-6657
Marital: Single TZ: Pacific
Edu: Some College
Single Family
MP

Alice Arroyo

Female
·
7270 Gabriel Dr, Fontana, CA 92336 (San Bernardino County)
34.1223, -117.4650
· (909) 854-3249
TZ: Pacific
Homeowner Single Family Built 2004 Purchased 2015
MP

Alice N Arroyo

Age 64 Female
·
13051 Waterbourne Dr, Gibsonton, FL 33534 (Hillsborough County)
27.7968, -82.3682
· (321) 505-4335
Marital: Married TZ: Eastern
Homeowner Single Family Built 2002 Purchased 2013
MP

Alice A Arroyo

Age 82 Female
·
275 E Shasta Ave, Chico, CA 95973 (Butte County)
39.7651, -121.8660
Marital: Single TZ: Pacific
Homeowner Multi-Family
MP

Alice J Arroyo

Age 65 Female
·
PO Box 582, Rogers, TX 76569 (Bell County)
30.9534, -97.2249
· (254) 913-5695
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Purchased 1995
MP

Alice E Arroyo

Age 61 Female
·
1033 Ventura Dr, Modesto, CA 95350 (Stanislaus County)
37.6769, -120.9790
Marital: Married TZ: Pacific
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1968
MP

Alice H Arroyo

Age 56 Female
·
93 Henry St, New Britain, CT 06051 (Hartford County)
41.6604, -72.7685
· (860) 505-0270
TZ: Eastern
Edu: High School
Homeowner Single Family Built 2002 Purchased 2015
MP

Alice J Arroyo

Age 71 Female
·
1018 Adams Ave, Salisbury, MD 21804 (Wicomico County)
38.3557, -75.5377
TZ: Eastern
Multi-Family
MP

Alice A Arroyo

Age 78 Female
·
6158 W Lazy Heart St, Tucson, AZ 85713 (Pima County)
32.1898, -111.0950
· (520) 908-0803
Marital: Married TZ: Mountain
Occ: Healthcare Edu: Some College
Single Family
MP

Alice C Arroyo

Age 62 Female
·
32 Mohawk Dr, Wallingford, CT 06492 (New Haven County)
41.4734, -72.8408
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Single Family
MP

Alice Arroyo

Female
·
595 E 15th St, Chico, CA 95928 (Butte County)
39.7243, -121.8135
TZ: Pacific
Multi-Family
MP

Alice Arroyo

Female
·
14744 Friar St, Van Nuys, CA 91411 (Los Angeles County)
34.1857, -118.4540
TZ: Pacific
Multi-Family
MP

Alice A Arroyo

Age 74 Female
·
3261 Circle Dr, Oxnard, CA 93033 (Ventura County)
34.1724, -119.1720
Marital: Married TZ: Pacific
Homeowner Single Family Built 1960

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 15 demographic profiles associated with Alice Arroyo. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Alice Arroyo. These loans were issued to businesses, not individuals.

General Tile & Marble LLC

Limited Liability Company(LLC

$14,403 Paid in Full
Address:
32 Mohawk Dr
Trumbull, CT06611-2539
Approved

Feb 5, 2021

Forgiven

$14,514

Jobs Reported

1

Loan #

4032128408

Loan Size

Small

Artur Vokaj

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
32 Mohawk Dr
Trumbull, CT06611-2539
Approved

Apr 24, 2021

Forgiven

$20,950

Jobs Reported

1

Loan #

9906958807

Loan Size

Small

Abraham Caliskan

Sole Proprietorship

$7,177 Paid in Full
Address:
32 Mohawk Dr
Acton, MA01720-2312
Approved

Jan 28, 2021

Forgiven

$7,226

Jobs Reported

1

Loan #

7728368303

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Alice Arroyo. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Alice Arroyo on the map

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Found 55 results across 9 states

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Alice Arroyo in Modesto, CA: Background Summary

Location
1033 Ventura Dr, Modesto Ca, Modesto, CA
Other Locations
Oviedo, FL · Pico Rivera, CA · Fresno, CA and 22 more
Profiles Found
37 people with this name
Phone Numbers
(626) 279-6657 and 29 others on file
Email
venturavn@sbcglobal.net and 6 others on file
Possible Relatives
William A Arroyo, Dakota J Gonzalez, Desiree M Salas, Heriberto Arroyo JR, Heriberto Arroyo and 90 more
Vehicles
1 linked — 1996 Jeep Grand Cherokee
Contributions
$122.5 total — Gillibrand, Kirsten Elizabeth
PPP Loans
$42,413.32 for General Tile & Marble LLC, Artur Vokaj

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Alice Arroyo. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Alice Arroyo

Search Complexity: High

85 public records across 9states, belonging to approximately 37 different individuals. With 37 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: California (33%), followed by Texas and Connecticut. Spans the West and South regions.

CA28recordsTX7recordsCT6recordsFL3recordsMD3recordsNY3records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (65%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (17) and PPP Loan Records (3).

45
Contact & Address Records
17
Political Contribution Records
3
PPP Loan Records
2
Business & Corporate Filings
1
Voter Registration Records
1
Vehicle Registration Records

Age Distribution

Age range: approximately 58 years, suggesting multiple generations. Largest group: Senior (65+) (87%).

Senior (65+)13peopleMiddle-Age (40-64)1personYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Alice Arroyo

Is Alice Arroyo a registered voter?
Yes, voter registration records show Alice Arroyo is registered in . We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Alice Arroyo?
Records show 1 vehicle registration associated with Alice Arroyo, including a 1996 JEEP GRAND CHEROKEE. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Alice Arroyo?
We found 2 business affiliations for Alice Arroyo. Business records are compiled from state registries, SEC filings, and professional databases.
Has Alice Arroyo made political donations?
FEC disclosure records show 17 reported political contributions from Alice Arroyo, totaling $123. Recipients include Gillibrand, Kirsten Elizabeth. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Alice Arroyo?
Our database contains 85 total records for Alice Arroyo spanning 9 states. This includes 37 distinct contact records, 22 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Alice Arroyo?
The 85 records displayed for Alice Arroyo are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Alice Arroyo remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.