Alvin E Cottrell from Orlando, FL

Age 61
๐Ÿ“ 6576 Grosvenor Ln, Orlando, FL 32835
๐Ÿ“ž (407) 228-4991, (407) 924-8239, (407) 362-1838, (248) 497-9057, (407) 802-9942, (248) 352-0546
โœ‰๏ธ acottrell@aviinc.com, alvincottrell@portcitysound.com, cottrellcomm@netscape.net, muskegon61@yahoo.com

Alvin Cottrell

Age 64 b. 1961-04-20
๐Ÿ“ 6576 Grosvenor Ln, Orlando Fl
๐Ÿ“ž (407) 924-8239, (111) 111-0002
โœ‰๏ธ ALVINCOTRELL@GMAIL.COM

Alvin Cottrell from Millville, NJ

Age 72
๐Ÿ“ 3808 Route 47, Millville, NJ 08332
๐Ÿ“ž (856) 825-5606
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Donna E Cottrell,Jr Alvine Cottrell

Alvin Cottrell

๐Ÿ“ 4258 Ascot Downs, South Jordan Ut 84009
๐Ÿ“ž (801) 580-6062, (801) 580-4650
โœ‰๏ธ ALVINTCOTTRELL@GMAIL.COM

Alvin Cottrell

๐Ÿ“ 4258 W Ascot Downs Dr, South Jordan Ut
๐Ÿ“ž (801) 580-6062, (801) 580-4650
โœ‰๏ธ ALVINTCOTTRELL@GMAIL.COM

Alvin Cottrell from Orlando, FL

Age 65 b. 1961 Male
๐Ÿ“ 6576 Grosvenor Ln
๐Ÿ“ž (407) 362-1838
โœ‰๏ธ muskegon61@yahoo.com

Alvin Cottrell

๐Ÿ“ 1809 Lake Sue Dr, Orlando Fl
๐Ÿ“ž (407) 924-8239, (407) 924-8239
โœ‰๏ธ ALVIN@PORTCITYSOUND.COM

Alvin Cottrell from Birmingham, AL

Age 77
๐Ÿ“ 3403 Buck Horn Cv, Birmingham, AL 35242
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Penny C Cottrell

Alvin Cottrell from Orlando, FL

Male
๐Ÿ“ 3936 S Semoran Blvd Apt 340
๐Ÿ“ž (407) 242-7574 (AT&T MOBILITY)

Alvin Cottrell from Salt Lake Cty, UT

Age 71 b. Jun 1954 Salt Lake Co.
๐Ÿ“ 4152 King Arthur Dr

Alvin Cottrell from Millville, NJ

Age 84 b. Sep 1941 Cumberland Co.
๐Ÿ“ Po Box 149

Alvin Cottrell from Jupiter, FL

Age 60 b. Oct 1965 Palm Beach Co.
๐Ÿ“ 825 Center St

Alvin Cottrell from Du Quoin, IL

Age 102 b. Dec 1923 Perry Co.
๐Ÿ“ 8599 E Jackson Street Rd

Alvin Cottrell from Detroit, MI

Age 64 b. Apr 1961 Wayne Co.
๐Ÿ“ 15432 Ardmore St

Alvin Cottrell from Baltimore, MD

Anne Arundel Co.
๐Ÿ“ 4240 Prudence St
๐Ÿ“ž (410) 355-5843

Alvin Cottrell from Baltimore, MD

Baltimore City Co.
๐Ÿ“ 3308 Mondawmin Ave

Alvin Cottrell from Jupiter, FL

Palm Beach Co.
๐Ÿ“ 825 Center St B

Alvin Cottrell from Arrington, VA

Nelson Co.
๐Ÿ“ 858 Tye River Rd

Alvin Cottrell from Columbus, OH

Franklin Co.
๐Ÿ“ 4597 Refugee Rd 2 G

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 20 contact records for Alvin Cottrell across 9 states. The most recent address on file is in Orlando, Florida. Of these records, 9 include phone numbers and 6 include email addresses. Ages range from 61 to 77, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cottrell Alvin F

Baltimore County
· 4240 Prudence St, Md 21226.0
Built: 1991.0
Assessed: $105,800

Cottrell, Alvin E Jr + Donna

Residential Cumberland County
· 3808 Route 47, 08332

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Alvin Cottrell. Values shown are from county assessor records and may differ from current market prices.

Alvin E Cottrell

Republican
3808 Route 47, Millville, 08332
DOB: 1/12/1938
County: Cumberland

Alvin F Cottrell

Democrat
4240 Prudence St, Baltimore, MD, 21226
Gender: Male
County: Baltimore City

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Alvin Cottrell in Maryland. Records show affiliations with R, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 Chevrolet Impala
ยท Registered to: Alvin Cottrell
ยท VIN: 2G1WB5EK6B1126357
·
4240 Prudence St, Baltimore, MD, 21226-1357
2017 CHEVROLET MALIBU
ยท Registered to: Alvin Cottrell
ยท VIN: 1G1ZB5ST0HF182113
·
4240 Prudence St, Curtis Bay, MD, 21226
·
(301) 352-7695

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Alvin Cottrell. Registered makes include Chevrolet. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Bonneville International Corporation

Assistant Controller
+18015757500acottrell@bonneville.com
Salt Lake City,

Alvin Cottrell

Supervisor, I And C
Bhi Energy
Orlando, Florida, United States Electrical/Electronic Manufacturing

Alvin Cottrell

Supervisor, I And C
Bhi Energy

Riverbend Apartments

Alvin CottrellOwner
acottrell@sbcglobal.net
4240 Prudence St, Curtis Bay, MD21226
apartmentsforcooley.com

Toyota

Alvin CottrellTeacher
(443) 742-7209acottrell@sbcglobal.net
4240 Prudence St, Curtis Bay, MD21226

Alvin Cottrell

United States

Toyota

Alvin CottrellTeacher
(443) 742-7209acottrell@sbcglobal.net
4240 Prudence St, Curtis Bay, MD21226

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Alvin Cottrell. Companies include Bhi Energy, Toyota. Roles listed include Assistant Controller and Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Cottrell Communications

Addr: 1924 Grande Rue Cir, Columbus, OH, 43229
OH
Officer: Alvin Cottrell

Unknown Corporation

ID: RN137684
Officer: Alvin Cottrell

Source: Public Records Alvin Cottrell appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Alvin Cottrell

Carver Vocational-Technical High School 454 - Baltimore, MD, MD
1996

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Alvin Cottrell has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Alvin T Cottrell

Age 63 Male
·
4258 W Ascot Downs Dr, South Jordan, UT 84009 (Salt Lake County)
40.5675, -111.9920
Marital: Married TZ: Mountain
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Alvin Cottrell. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Alvin Cottrell. These loans were issued to businesses, not individuals.

Gjacksonlights LLC

Limited Liability Company(LLC

$10,340 Paid in Full
Address:
3936 S Semoran Blvd # 336
Orlando, FL32822-4015
Approved

Feb 4, 2021

Forgiven

$10,406

Jobs Reported

1

Loan #

2804568402

Loan Size

Small

Sn Group LLC

Limited Liability Company(LLC

$14,802 Paid in Full
Address:
43422 W Oaks Dr # 423
Novi, MI48377-3300
Approved

Feb 23, 2021

Forgiven

$14,898

Jobs Reported

1

Loan #

3432278510

Loan Size

Small

Roosevelt Jackson

Limited Liability Company(LLC

$18,500 Paid in Full
Address:
43422 W Oaks Dr
Novi, MI48377-3300
Approved

Apr 21, 2021

Forgiven

$18,645

Jobs Reported

1

Loan #

7220558801

Loan Size

Small

Skibbe & Associates, P.c.

Subchapter S Corporation

$40,752 Paid in Full
Address:
43422 W Oaks Dr Suite 283
Novi, MI48377
Approved

Apr 27, 2020

Forgiven

$41,211

Jobs Reported

1

Loan #

6327827210

Loan Size

Small

Arrow Communications, INC.

Corporation

$7,290 Paid in Full
Address:
43422 W Oaks Dr Ste 224
Novi, MI48377
Approved

Aug 4, 2020

Forgiven

$7,384

Jobs Reported

1

Loan #

3111878207

Loan Size

Small

Profl Management INC

Corporation

$26,115 Paid in Full
Address:
3936 S Semoran Blvd PMB 381
Orlando, FL32822-4015
Approved

Feb 2, 2021

Forgiven

$26,275

Jobs Reported

5

Loan #

1541688406

Loan Size

Small

Arrow Pavement Services, INC.

Subchapter S Corporation

$64,155 Paid in Full
Address:
3936 S Semoran Blvd
Orlando, FL32822-4015
Approved

May 1, 2020

Forgiven

$65,185

Jobs Reported

8

Loan #

8696737702

Loan Size

Small

Fire Alarm Services, INC.

Corporation

$145,900 Paid in Full
Address:
43422 W Oaks Dr
Novi, MI48377-3300
Approved

May 1, 2020

Forgiven

$147,140

Jobs Reported

15

Loan #

7654077702

Loan Size

Small

Jacqueline Diaz

Sole Proprietorship

$10,473 Paid in Full
Address:
3936 S Semoran Blvd # 432
Orlando, FL32822-4015
Approved

Mar 30, 2021

Forgiven

$10,574

Jobs Reported

1

Loan #

2650088701

Loan Size

Small

Roosevelt Jackson

Limited Liability Company(LLC

$18,500 Paid in Full
Address:
43422 W Oaks Dr
Novi, MI48377-3300
Approved

Mar 3, 2021

Forgiven

$18,673

Jobs Reported

1

Loan #

6494118507

Loan Size

Small

Coastline Business Services LLC

Single Member LLC

$18,643 Paid in Full
Address:
43422 W Oaks Dr # 255
Novi, MI48377-3300
Approved

Apr 15, 2021

Forgiven

$18,893

Jobs Reported

1

Loan #

3757678804

Loan Size

Small

Luisana Huanire

Self-Employed Individuals

$5,208 Paid in Full
Address:
3936 S Semoran Blvd PMB 324
Orlando, FL32822-4015
Approved

Apr 28, 2021

Forgiven

$5,227

Jobs Reported

1

Loan #

4248418901

Loan Size

Small

Stacey Thomas

Self-Employed Individuals

$7,974 Paid in Full
Address:
43422 W Oaks Dr PMB 228
Novi, MI48377-3300
Approved

Mar 16, 2021

Forgiven

$8,018

Jobs Reported

1

Loan #

3107868604

Loan Size

Small

Profl Management INC

Corporation

$26,250 Paid in Full
Address:
3936 S Semoran Blvd Unit 381
Orlando, FL32822
Approved

Apr 28, 2020

Forgiven

$26,502

Jobs Reported

5

Loan #

8291197207

Loan Size

Small

Ink City Printing

Limited Liability Company(LLC

$10,557 Paid in Full
Address:
3936 S Semoran Blvd
Orlando, FL32822-4015
Approved

Mar 20, 2021

Forgiven

$10,578

Jobs Reported

3

Loan #

5577528600

Loan Size

Small

Zelestia Anesthesia Services, INC.

Corporation

$20,835 Paid in Full
Address:
43422 W Oaks Dr
Novi, MI48377-3300
Approved

Apr 30, 2020

Forgiven

$21,046

Jobs Reported

1

Loan #

4678757303

Loan Size

Small

Certpro LLC

Corporation

$9,375 Paid in Full
Address:
43422 W Oaks Dr
Novi, MI48377-3300
Approved

Apr 30, 2020

Jobs Reported

1

Loan #

6040167303

Loan Size

Small

Stickley Trucking LLC

Limited Liability Company(LLC

$85,502 Paid in Full
Address:
3270 Gordon Landis Rd
Arcanum, OH45304-9683
Approved

Feb 23, 2021

Forgiven

$85,778

Jobs Reported

9

Loan #

3374398501

Loan Size

Small

Psd Enterprise INC

Corporation

$58,750 Paid in Full
Address:
3936 S Semoran Blvd
Orlando, FL32822-4015
Approved

May 18, 2020

Forgiven

$17,988

Jobs Reported

4

Loan #

8323447401

Loan Size

Small

The Wilbert Group LLC

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
43422 W Oaks Dr
Novi, MI48377-3300
Approved

Jan 22, 2021

Forgiven

$20,974

Jobs Reported

2

Loan #

4075538304

Loan Size

Small

Jacqueline Diaz

Sole Proprietorship

$10,473 Paid in Full
Address:
3936 S Semoran Blvd # 432
Orlando, FL32822-4015
Approved

Apr 14, 2021

Forgiven

$10,569

Jobs Reported

1

Loan #

3157938806

Loan Size

Small

Nu Look Services

Corporation

$4,230 Paid in Full
Address:
3936 S Semoran Blvd Ste 145
Orlando, FL32822-4015
Approved

Jun 2, 2020

Forgiven

$4,261

Jobs Reported

5

Loan #

6475857809

Loan Size

Small

Robert Stickley

Sole Proprietorship

$15,270 Paid in Full
Address:
3270 Gordon Landis Rd
Arcanum, OH45304
Approved

Apr 30, 2020

Forgiven

$15,373

Jobs Reported

1

Loan #

6710857309

Loan Size

Small

Imperial Solutions Commercial Service.

Corporation

$7,652 Paid in Full
Address:
3936 S Semoran Blvd PMB 261
Orlando, FL32822-4015
Approved

Jan 22, 2021

Forgiven

$7,706

Jobs Reported

1

Loan #

3819008308

Loan Size

Small

Fire Alarm Services INC

Corporation

$154,337 Paid in Full
Address:
43422 W Oaks Dr # 128 43422 W Oaks Dr # 128
Novi, MI48377-3300
Approved

Feb 20, 2021

Forgiven

$155,572

Jobs Reported

16

Loan #

2272938502

Loan Size

Medium

Latoya Williams

Sole Proprietorship

$4,270 Exemption 4
Address:
3936 S Semoran Blvd # 432
Orlando, FL32822-4015
Approved

May 12, 2021

Forgiven

$4,328

Jobs Reported

1

Loan #

9522018906

Loan Size

Small

Robert Stickley

Sole Proprietorship

$20,832 Paid in Full
Address:
3270 Gordon Landis Rd
Arcanum, OH45304-9683
Approved

Feb 27, 2021

Forgiven

$20,892

Jobs Reported

1

Loan #

5360128510

Loan Size

Small

Platinummediaworkcs LLC

Corporation

$17,307 Paid in Full
Address:
3936 S Semoran Blvd 1308
Orlando, FL32822
Approved

Jun 1, 2020

Forgiven

$17,444

Jobs Reported

1

Loan #

6210787806

Loan Size

Small

Jesus Martinez Gomez

Sole Proprietorship

$20,833 Paid in Full
Address:
3936 S Semoran Blvd
Orlando, FL32822-4015
Approved

May 7, 2021

Forgiven

$20,927

Jobs Reported

1

Loan #

7684918909

Loan Size

Small

First Line Transportation LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
43422 W Oaks Dr PMB 219
Novi, MI48377-3300
Approved

Apr 22, 2021

Forgiven

$20,925

Jobs Reported

1

Loan #

8461978804

Loan Size

Small

Zelestia Anesthesia Services INC.

Corporation

$35,000 Paid in Full
Address:
43422 W Oaks Dr
Novi, MI48377-3300
Approved

Feb 18, 2021

Forgiven

$45,182

Jobs Reported

1

Loan #

9931728407

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 31 PPP loan records are linked to businesses associated with Alvin Cottrell. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Alvin Cottrell on the map

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Alvin Cottrell in Orlando, FL: Background Summary

Location
6576 Grosvenor Ln, Orlando, FL 32835, Orlando, FL 32835
Other Locations
Orlando, FL ยท Salt Lake Cty, UT ยท Millville, NJ and 6 more
Profiles Found
20 people with this name
Phone Numbers
(407) 228-4991 and 10 others on file
Email
acottrell@aviinc.com and 6 others on file
Possible Relatives
Donna E Cottrell, Jr Alvine Cottrell, Penny C Cottrell
Career
Assistant Controller, Owner at Bhi Energy, Toyota
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
2 linked โ€” 2011 Chevrolet Impala, 2017 Chevrolet Malibu
PPP Loans
$932K for Gjacksonlights LLC, Sn Group LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Alvin Cottrell. Because public records are indexed by name rather than by a unique identifier, the 75 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Alvin Cottrell

Search Complexity: High

75 public records across 9states, belonging to approximately 20 different individuals. With 20 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Maryland (19%), followed by Utah and Florida. Spans the South and West regions.

MD14recordsUT5recordsFL5recordsNJ2recordsOH2recordsAL1record

Record Type Breakdown

Data spans 7 record categories. Largest: PPP Loan Records (42%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (21) and Business & Corporate Filings (13).

31
PPP Loan Records
21
Contact & Address Records
13
Business & Corporate Filings
2
Property Ownership Records
2
Voter Registration Records
2
Vehicle Registration Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (83%).

Senior (65+)5peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Alvin Cottrell

Is Alvin Cottrell a registered voter?
Yes, voter registration records show Alvin Cottrell is registered with R affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Alvin Cottrell own property?
County assessor records show 2 properties associated with Alvin Cottrell . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Alvin Cottrell?
Records show 2 vehicle registrations associated with Alvin Cottrell, including a 2011 Chevrolet Impala. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Alvin Cottrell?
We found 13 business affiliations for Alvin Cottrell (Assistant Controller). Other companies include Toyota. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Alvin Cottrell?
Our database contains 75 total records for Alvin Cottrell spanning 9 states. This includes 20 distinct contact records, 9 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Alvin Cottrell?
The 75 records displayed for Alvin Cottrell are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Alvin Cottrell remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.