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Amy Baylor

Age 49 b. 1976-05-10
📍 205 Sw 75th St Apt 11e, Gainesville Fl
📞 (352) 354-1003, (352) 263-4818
✉️ NAVYBLUE511@YAHOO.COM

Amy Baylor from Spring, TX

Age 43
📍 22 Shadow Stone St, Spring, TX 77381
📞 (281) 367-2082, (936) 321-2704, (281) 367-2082, (936) 569-8197, (585) 865-7265
👨‍👩‍👧 Relatives: Kyle Lance Evans,Mary Waddell Baylor,Roland Clyburn Baylor,Timothy A Evans,Cindy A Calzada,Cynthia Ann Baylor,Jarrod Evan

Amy Baylor from Phoenixville, PA

Age 61 b. 1965 Chester Co.
📍 614 Mason St
📞 (610) 935-6849

Amy Baylor from New Albany, IN

Age 55 b. Mar 1971 Floyd Co.
📍 3406 Ashwood Ct
📞 (812) 542-1669
👤 aka Amy L Oconnell, L Baylor Amy

Amy Baylor from West Pittston, PA

Age 48 b. Jun 1977 Luzerne Co.
📍 316 Warren St
📞 (570) 654-8246

Amy Baylor from Rock Island, IL

Age 47 b. 1979 Female
📍 8514 14th St W Apt 3
💼 2204
📞 (309) 798-3970 (Cell)

Amy Baylor

📍 2494 Fm 902, Sherman Tx
📞 (610) 476-3167
✉️ BAYLOR.AMY@GMAIL.COM

Amy Baylor from Washington, DC

Female
📍 4400 Massachusetts Ave Nw
📞 (724) 713-1278 (T-MOBILE)

Amy Baylor from Columbia, SC

Age 58 b. Jan 1968 Richland Co.
📍 3900 Bentley Dr 1413

Amy Baylor from Dallas, PA

Age 66 b. Sep 1959 Luzerne Co.
📍 24 Hillcrest Dr

Amy Baylor from Arlington, TX

Age 57 b. 1969 Tarrant Co.
📍 1916 Los Cabos Ln

Amy Baylor from San Diego, CA

Age 58 b. Jan 1968 San Diego Co.
📍 1270 Cleveland Ave N 215

Amy Baylor from Indianapolis, IN

Marion Co.
📍 1955 Olivewood Dr
📞 (317) 352-9368

Amy Baylor from Lexington, KY

Fayette Co.
📍 3900 Crosby Dr 1323
📞 (712) 567-3702

Amy Baylor from East Moline, IL

Age 51 b. 1975 Female
📍 403 15th Ave

Amy Baylor from Nacogdoches, TX

Nacogdoches Co.
📍 1410 Martinsville St

Amy Baylor from Bluefield, WV

Mercer Co.
📍 409 Union St

Amy Baylor from Odenton, MD

Anne Arundel Co.
📍 545 Tranquil Ct D

Amy Baylor from Post Falls, ID

Kootenai Co.
📍 4094 E 2nd Ave B
👤 aka Amy Longsworth

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 19 contact records for Amy Baylor across 11 states. The most recent address on file is in Phoenixville, Pennsylvania. Of these records, 10 include phone numbers and 2 include email addresses. The listed age is 43. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Amy Baylor

NF Reg: 12/17/2004
3242 Druck Valley Rd, York, PA, 17406
DOB: 12/02/1976 Gender: Female

Amy E Baylor

Republican Reg: 02/05/1998
316 Warren St, West Pittston, PA, 18643
DOB: 11/29/1970 Gender: Female

Amy L Baylor

DEMOCRATIC Reg: 6/26/2018

Amy Nicole Baylor

90 SW 259Th ST, Newberry, , 32669

Amy E Baylor

316 Warren St
DOB: 11/29/1970 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for Amy Baylor in Pennsylvania, . Records show affiliations with NF, R, DEMOCRATIC, which may reflect different individuals or changes over time. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 PONTIAC SUNFIRE
· Registered to: Amy Baylor
· VIN: 1G2JB12F647283365
·
446 Tanglewood Ln, Dallastown, PA, 17313
2008 BMW Z4
· Registered to: Amy Baylor
· VIN: 4USBU33538LW75173
·
2046 Beacon Pl, Reston, VA, 20191
·
(703) 236-1898
2013 Hyundai Elantra
· Registered to: Amy Baylor
· VIN: 5NPDH4AE4DH313718
·
4024 Grand Ave, Allison Park, PA, 15101
·
(724) 759-4720
2012 Hyundai Sonata
· Registered to: Amy Baylor
· VIN: 5NPEB4AC2CH376061
·
Po Box 193, Newberry, FL, 32669-0193

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Amy Baylor. Registered makes include Pontiac, Bmw, Hyundai. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

National Science Foundation

Program Director Advanced Learning Technologies Directorate For Computer And Information Science And Engineering
+17032925126abaylor@nsf.gov
Arlington,
LinkedIn

Sportstime Pizza

Owner
(812) 944-2577potable@richos.com
New Albany, IN
Eating and Drinking Establishments (Food)

Sportstime Pizza

Amy BaylorOwner
+1.812.944.2577abaylor@richos.com
New Albany, IN47150-2478

Amy Baylor

Market Mentor
Monat Global
Dallas, Texas, United States
LinkedIn

Amy Baylor

Service Delivery Coordiator
Mediacom Business
Iowa
LinkedIn

San Diego State University

Amy BaylorAdvertising Professor
(760) 768-5500amy.baylor@sdsu.edu
Calexico, CA

Amy Baylor

Greater Philadelphia Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 13 business affiliations were found for Amy Baylor. Companies include Sportstime Pizza, Monat Global, San Diego State University. Roles listed include Program Director Advanced Learning Technologies Directorate For Computer And Information Science And Engineering and Co-owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Amy Baylor

Addr: 3406 Ashwood Ct., New Albany, IN, 47150
IN

Amy L Baylor

Addr: 3312 Plaza Drive, New Albany, IN, 47150
IN

Amy Baylor

Addr: 3312 Plaza Dr., New Albany, IN, 47150
IN

Amy Baylor

Addr: 3406 Ashwood Ct., New Albany, IN, 47150
IN

Sportstime Pizza, INC.

Addr: 3406 Ashwood Ct., New Albany, IN, 47150
IN
Agent: Amy Baylor

Unknown Corporation

Officer: Amy Baylor
Registered Agent: Amy L Baylor

Source: Public Records Amy Baylor appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Amy L Baylor

Group Tour
Apr 23, 2016, 12:00 PM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Amy Baylor appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Amy Baylor

Sentinel High School - Missoula, MT, MT
1997

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Amy Baylor has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Mar 2, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Sep 25, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Nov 6, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$50 Oct 2, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Mar 7, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Aug 5, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$10 Dec 21, 2019
2020 DEM
Buttigieg, Pete
Baylor, Amy Research Director @ National Science Foundation Washington, DC
$100 Dec 3, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Dec 2, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$50 Feb 1, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Oct 6, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$50 Nov 5, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$50 Jul 2, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$50 May 2, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Jun 1, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$100 May 31, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Assnate @ Berg-Oliver Associates, INC Houston, TX
$50 Aug 1, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Apr 1, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$50 Jun 1, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Jan 7, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$10 Dec 21, 2019
2020 DEM
Buttigieg, Pete
Baylor, Amy Research Director @ National Science Foundation Washington, DC
$100 Jul 2, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$50 Apr 7, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$100 Feb 4, 2008
2008
Berg-Oliver Assoc
Baylor, Amy Senior Associate @ Berg-Oliver Associates, INC Houston, TX
$50 Jan 3, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$50 Sep 12, 2007
2008
Berg-Oliver Assoc
Baylor, Amy Sr Associate @ Berg-Oliver Associates, INC Houston, TX
$10 Dec 21, 2019
DEM
Buttigieg, Pete
Contributor Research Director @ National Science Foundation Washington, DC

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 27 political contribution records found for Amy Baylor. Total disclosed contributions amount to $1,880. Recipients include Buttigieg, Pete. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Amy Baylor

Age 44 Female
·
311 Huisache St, Lake Jackson, TX 77566 (Brazoria County)
29.0513, -95.4461
TZ: Central
Single Family
MP

Amy Baylor

Female
·
1417 7th Ave, Huntington, WV 25701 (Cabell County)
38.4184, -82.4334
TZ: Eastern
Edu: High School
Multi-Family
MP

Amy C Baylor

Age 42 Female
·
4434 10th Ave, Rock Island, IL 61201 (Rock Island County)
41.5015, -90.5385
· (309) 283-7552
Marital: Married TZ: Central
Occ: Professional Edu: High School
Single Family
MP

Amy E Baylor

Age 46 Female
·
316 Warren St, Pittston, PA 18643 (Luzerne County)
41.3283, -75.7988
· (570) 357-5664
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family
MP

Amy Baylor

Age 41 Female
·
14838 Bernard Timbers Dr, East Bernard, TX 77435 (Wharton County)
29.5429, -96.0549
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 2003
MP

Amy R Baylor

Age 31 Female
·
3629 Centerview Rd, Gibsonia, PA 15044 (Allegheny County)
40.6333, -79.9832
TZ: Eastern
Single Family
MP

Amy Baylor

Age 40 Female
·
3242 Druck Valley Rd, York, PA 17406 (York County)
40.0080, -76.6882
Marital: Married TZ: Eastern
Edu: Graduate School
Single Family
MP

Amy L Baylor

Age 46 Female
·
3406 Ashwood Ct, New Albany, IN 47150 (Floyd County)
38.3284, -85.8115
· (812) 949-9748
Marital: Single TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1975
MP

Amy L Baylor

Age 49 Female
·
2046 Beacon Pl, Reston, VA 20191 (Fairfax County)
38.9348, -77.3271
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Single Family
MP

Amy L Baylor

Age 52 Female
·
2494 Fm 902, Sherman, TX 75090 (Grayson County)
33.5155, -96.5216
· (903) 546-0015
Marital: Married TZ: Central
Homeowner Single Family Built 2003 Purchased 2016

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Amy Baylor. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Amy Baylor. These loans were issued to businesses, not individuals.

Vikas Sood

Independent Contractors

$20,833 Paid in Full
Address:
333 8th St SE
Washington, DC20003-2494
Approved

Apr 22, 2021

Forgiven

$20,909

Jobs Reported

1

Loan #

7889878805

Loan Size

Small

Vikas Sood

Independent Contractors

$20,833 Paid in Full
Address:
333 8th St SE
Washington, DC20003-2110
Approved

Mar 30, 2021

Forgiven

$20,922

Jobs Reported

1

Loan #

2919478704

Loan Size

Small

The New Albanian Brewing Co., INC.

Corporation

$152,500 Paid in Full
Address:
3312 Plaza Dr
New Albany, IN47150-2478
Approved

Apr 14, 2020

Forgiven

$153,958

Jobs Reported

41

Loan #

5913757102

Loan Size

Medium

American University D/B/A Wamu 88.5

501(c)3 – Non Profit

$2,571,532 Paid in Full
Address:
4400 Massachusetts Ave NW
Washington, DC20016-8002
Approved

Feb 24, 2021

Forgiven

$2,598,533

Jobs Reported

125

Loan #

3910698502

Loan Size

Medium-Large

The New Albanian Brewing Company INC.

Corporation

$213,500 Paid in Full
Address:
3312 Plaza Dr
New Albany, IN47150-2478
Approved

Feb 20, 2021

Forgiven

$214,898

Jobs Reported

37

Loan #

2621198504

Loan Size

Medium

American University Hillel INC

Corporation

$44,321 Paid in Full
Address:
4400 Massachusetts Ave NW
Washington, DC20016-8002
Approved

Jan 30, 2021

Forgiven

$44,699

Jobs Reported

4

Loan #

8815928308

Loan Size

Small

American University Hillel INC

Corporation

$44,321 Paid in Full
Address:
4400 Massachusetts Ave NW Kay Spiritual Life Center
Washington, DC20016-8002
Approved

Apr 27, 2020

Forgiven

$44,678

Jobs Reported

4

Loan #

4434147203

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 7 PPP loan records are linked to businesses associated with Amy Baylor. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Amy Baylor on the map

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Found 47 results across 14 states

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Amy Baylor in Gainesville, FL: Background Summary

Location
205 SW 75th St Apt 11e, Gainesville Fl, Gainesville, FL
Other Locations
Phoenixville, PA · New Albany, IN · West Pittston, PA and 13 more
Profiles Found
19 people with this name
Phone Numbers
(352) 354-1003 and 11 others on file
Email
navyblue511@yahoo.com and 1 other on file
Possible Relatives
Kyle Lance Evans, Mary Waddell Baylor, Roland Clyburn Baylor, Timothy A Evans, Cindy A Calzada and 2 more
Career
Program Director Advanced Learning Technologies Directorate For Computer And Information Science And Engineering, Co-owner at Sportstime Pizza, Monat Global
Voter Registration
Registered NF
Vehicles
4 linked — 2004 Pontiac Sunfire, 2008 Bmw Z4 and 2 more
Contributions
$1,880 total — Buttigieg, Pete
PPP Loans
$3068K for Vikas Sood, Vikas Sood
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Amy Baylor. Because public records are indexed by name rather than by a unique identifier, the 97 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Amy Baylor

Search Complexity: High

97 public records across 14states, belonging to approximately 19 different individuals. With 19 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Indiana (11%), followed by Pennsylvania and Texas. Spans the South and Midwest regions.

IN11recordsPA11recordsTX7recordsIL3recordsDC2recordsCA2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (32%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (23) and Business & Corporate Filings (13).

27
Political Contribution Records
23
Contact & Address Records
13
Business & Corporate Filings
7
PPP Loan Records
6
Corporate Records
5
Voter Registration Records

Age Distribution

Age range: approximately 24 years, suggesting multiple generations. Largest group: Senior (65+) (13%).

Senior (65+)1personMiddle-Age (40-64)7people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Amy Baylor

Is Amy Baylor a registered voter?
Yes, voter registration records show Amy Baylor is registered in Pennsylvania with NF affiliation. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Amy Baylor?
Records show 4 vehicle registrations associated with Amy Baylor, including a 2004 PONTIAC SUNFIRE. Registered makes include Pontiac, Bmw, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Amy Baylor?
We found 13 business affiliations for Amy Baylor (Program Director Advanced Learning Technologies Directorate For Computer And Information Science And Engineering). Other companies include monat global, San Diego State University. Business records are compiled from state registries, SEC filings, and professional databases.
Has Amy Baylor made political donations?
FEC disclosure records show 27 reported political contributions from Amy Baylor, totaling $1,880. Recipients include Buttigieg, Pete. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Amy Baylor?
Our database contains 97 total records for Amy Baylor spanning 14 states. This includes 19 distinct contact records, 10 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Amy Baylor?
The 97 records displayed for Amy Baylor are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Amy Baylor remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.