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Amy Olmsted from Aurora, CO

Age 56
📍 17773 Bethany Pl, Aurora, CO 80013
📞 (720) 870-6515, (303) 641-6434, (303) 797-8743, (720) 870-6515, (303) 795-9684, (402) 572-8838, (303) 798-1386
✉️ reporterlb@msn.com, tvlladybug@att.net, tvlladybug@msn.com, vlladybug@worldnet.att.net, worldtvlr@hotmail.com
👨‍👩‍👧 Relatives: Stephen G Olmsted,Bob G Olmsted,Patricia M Olmsted,Pattie M Olmsted,Angela Marie Olmsted,Robert G Olmstead,Aussie Olmsted,Guy S Olmsted,Steve G Olmsted

Ms Amy Lynne Olmsted from Westport, CT

Age 51 b. 5/13/1974
📍 9 Woodside Ave, #westport, CT 06880-3027
✉️ amyolmsted@comcast.net
👨‍👩‍👧 Relatives: Adam D Olmsted,Barbara J Olmsted,Chris P Overman,David A Olmsted,Andrew P Overman,Barbara J Olmsted,Belinda Lee Overman,Christina L Overman,Douglas P Overman,Jeffrey P Overman,Kevin Smith,Lisa A Olmsted,Neill P Overman Jr,Neill P Overman,Brian D Dougherty Sr,Brian Doutherty,Caroline A Maas,Christopher William Burden,Dale R Smith,Daniel A Olmsted,Debrah L Smith,Dennis J Dougherty,Dianne S Burden,Dianne S Burden,Douglas P Overman,G M Carbajal,Irma Liliana Carbajal,Ivette Montes Deoca,J Desantos,Jaime J Desantos,James De Santos,James B Desantos Jr,James B Desantos Sr,James L Desantos Sr,James L Desantos Sr,Jamie S Dougherty,Jorge B Carbajal Sr,Juan Eduardo Carvajal Sr,Kristy Dougherty,Leslie G Desantos,Leticia M Carbajal,Marilyn R Dougherty,Marquis L Brocksmith,Paul G Dougherty,Regina L Smith,Russell J Olmsted,Scott E Dougherty,Tracy T Olmsted,Veronica D Arreola,Victor Hugo Nunez
🕐 15 previous addresses

Amy Olmsted from South Egremont, MA

Age 57
📍 561 Po Box, South Egremont, MA 01258
📞 (413) 528-0948
✉️ amy_olmsted@hotmail.com
👨‍👩‍👧 Relatives: Stanley W Olmsted

Ms Amy B Olmsted from Nixa, MO

Age 52 b. 8/18/1973
📍 417 W Everwood Way, #nixa, MO 65714-7920
👨‍👩‍👧 Relatives: Michael K Olmsted Jr,Chandler D Olmsted,Christopher W Ballard,Dick Ballard,K Michael Olmstead,K Michael Olmstead,Richard L Ballard,Shana M Ballard,Susan J Ballard,Timothy M Ballard,Andrea F Jackson,Jessica L Smith,John S Pulley,M Shana Ballard,Matthew J Pulley,Michael Lane Ballard,Nancy D Olmsted Sr,Robert L Ballard,Shonda M Ballard,Teresa Ann Pulley,Beverly J Jackson,Brian Wayne Freeman,Brian M Jackson,Daniel J Jackson,David Paul Freeman,Heather N Freeman,John T Jackson,John Chris Jackson,Jon M Thomas,Joseph A Freeman,Julie A Dunlap,Katie R Freeman,Kent Owen Freeman,Laura Mare Freeman,Madison L Palmer,Margaret A Freeman,Mark R Scheller,Mary Ellen Jackson,Michelle L Jackson,Rod W Schneider,Ryan O Freeman,Ryan Andrew Freeman,Sheri Lyn Ballard,Shyanne L Freeman,Terry Lynn Gren,Timothy Emmet Jackson,Trent M Freeman,William T Mills Jr
🕐 12 previous addresses

Amy Olmsted from Aurora, CO

Age 68 b. Dec 1957 Arapahoe Co.
📍 17773 E Bethany Pl
📞 (720) 870-6515, (303) 641-6434

Amy Olmsted from San Jose, CA

Age 64
📍 14842 Charmeran Ave, San Jose, CA 95124
📞 (619) 559-1146, (408) 267-0142, (408) 248-2788
👨‍👩‍👧 Relatives: Thomas W Olmsted,Robert Harding Pitman

Amy Olmsted

📍 2743 Alta Vista Dr, Newport Beach Ca
📞 (714) 345-9293, (310) 418-6552
✉️ AMY_OLMSTED@YAHOO.COM

Amy Olmsted from Nixa, MO

Age 52 b. Aug 1973 Christian Co.
📍 1225 Verna Ln
📞 (815) 730-0787
👤 aka Amy B Ballard, Olmstead B Amy

Amy Olmsted from Madison, WI

Age 55 b. Nov 1970 Dane Co.
📍 2801 Wentworth Dr
📞 (608) 273-8848

Amy Olmsted from Trabuco, CA

Age 59 b. Jan 1967 Orange Co.
📍 10 Madeline Ct
📞 (623) 878-8521
👤 aka Amy L Osterhoff, Olmsted Amy Osterhoff

Amy Olmsted from Rancho Santa Margarita, CA

Age 59 b. 1967 Female
📍 36 Berlamo
📞 (949) 637-2579 (Cell)

Amy Olmsted from Newport Beach, CA

Age 60 b. 1966 Female
📍 2743 Alta Vista Dr
📞 (714) 593-9293

Amy Olmsted from Albany, NY

Age 56 b. Aug 1969 Albany Co.
📍 720 N Pearl St

Amy Olmsted from Omaha, NE

Age 68 b. Dec 1957 Douglas Co.
📍 3113 Maplewood Bl

Amy Olmsted from Hales Corners, WI

Age 55 b. Nov 1970 Milwaukee Co.
📍 10147 W Forest Home Ave 102

Amy Olmsted from Tallahassee, FL

Age 66 b. Mar 1960 Leon Co.
📍 2332 Haverhill Rd

Amy Olmsted from Brandon, VT

Age 69 b. 1957 Rutland Co.
📍 421 Birch Rd

Amy Olmsted from Tualatin, OR

Washington Co.
📍 20967 Sw Meadow Way
📞 (503) 638-9807
👤 aka Amy Lynne Olmsted

Amy Olmsted from Wellfleet, MA

📍 135 Marvenway 871 Po Box

Amy Olmsted from W Hollywood, CA

Los Angeles Co.
📍 1325 N Sierra Bonita Ave 301

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 21 contact records for Amy Olmsted across 11 states. The most recent address on file is in Aurora, Colorado. Of these records, 13 include phone numbers and 4 include email addresses. Ages range from 56 to 64, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Olmsted Amy C

Washington County
· 23389 Paris Ave N, Scandia

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Amy Olmsted in Scandia. Values shown are from county assessor records and may differ from current market prices.

Amy Olmsted

UAF
1850bassett St Apt 1201, Denver, CO, 80202
DOB: 1974 Gender: Female
County: Denver

Amy B Olmsted

County: Christian

Amy E Olmsted

Republican
1 Chamberlain St, 14, 13904
DOB: 19851230 Gender: Female

Amy E Olmsted

Republican
5570 Horn Rd, 5, 14512
DOB: 19851230 Gender: Female

Amy L Olmsted

GRE
191 E 4th St, 18, 13126
DOB: 19900109 Gender: Female

Amy C Olmsted

389 Birch Rd, Hubbardton, VT

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 6 voter registration records were found for Amy Olmsted in Colorado, Vermont. Records show affiliations with UAF, REP, GRE, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 MERCEDES-BENZ E-CLASS
· Registered to: Amy Olmsted
· VIN: WDDKK5GF2BF113285
·
2743 Alta Vista Dr, Newport Beach, CA, 92660-3203
·
(949) 219-9828
2010 CHEVROLET TAHOE
· Registered to: Amy Olmsted
· VIN: 1GNUKBE04AR162251
·
825 Beaufort St, Nixa, MO, 65714-7643
2002 GMC SIERRA
· Registered to: Amy Olmsted
· VIN: 1GTHK23112F108138
·
1357 Griffin Ave, Saint Paul, MN, 55115
·
(651) 426-1621

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 3 vehicle registration records are associated with Amy Olmsted. Registered makes include Mercedes-Benz, Chevrolet, Gmc. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

ACO Salon

Manager
(651) 429-9777
Mahtomedi, MN
Personal Services (Services)

Comcast Cable

Manager
(951) 817-2900
Corona, CA
Communications (Informative)

Amy Olmsted

Sales Associate And Restringer
United States
LinkedIn

First Baptist Church

Amy OlmstedReligious Leader
(585) 398-0148amy_olmsted@hotmail.com
Po Box 668, Monterey, MA1245
fbctoday.com

Madison Metropolitan School District

Amy OlmstedTeacher for Academic Support
(608) 467-8360aolmsted@madison.k12.wi.us
Madison, WI

Amy Olmsted

Senior Safety Manager at Cl · Greater Chicago Area

First Baptist Church

Amy OlmstedReligious Leader
(585) 398-0148amy_olmsted@hotmail.com
Po Box 668, Monterey, MA1245

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 12 business affiliations were found for Amy Olmsted. Companies include ACO Salon, Comcast Cable, Madison Metropolitan School District and 1 more. Roles listed include Religious Leader. Records are compiled from state business registries, SEC filings, and professional networking databases.

A Trades, LLC

Addr: Basalt, CO
Registered Agent: Amy Helen Olmsted

Amy Olmsted

Amy Olmsted

Primrose Hill

Addr: 421 Birch Rd., Brandon, VT, 05733
VT
Member: Amy Olmsted

Unknown Corporation

ID: 298208
Principal: Amy Olmsted

Primrose Hill

ID: 298208
Officer: Amy Olmsted
NAICS: Retail Trade

Source: Public Records Amy Olmsted appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Amy Olmsted

Arapahoe High School - Littleton, CO, CO
1976

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Amy Olmsted has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$11 Jun 30, 2016
2016
Mti Voters Voice Of Teachers
Olmsted, Amy M Verona, WI
$3 Jan 31, 2016
2016
Mti Voters Voice Of Teachers
Olmsted, Amy M Verona, WI
$9 Mar 21, 2016
2016
Mti Voters Voice Of Teachers
Olmsted, Amy M Verona, WI
$27 Jun 30, 2017
2018
Mti Voters Voice Of Teachers
Olmsted, Amy Verona, WI
$200 Feb 6, 2014
2014
Caltravel Association Pac, Sponsored By California Travel Association
Olmsted, Amy Associate Publisher @ Sunset Magazine Newport Beach, CA
$6 Dec 31, 2015
2016
Mti Voters Voice Of Teachers
Olmsted, Amy M Verona, WI
$200 Feb 6, 2014
2014
The Tourism Political Action Committee
Olmsted, Amy Associate Publisher @ Sunset Magazine Newport Beach, CA
$150 Oct 27, 2014
2014
Caltravel Association Pac, Sponsored By California Travel Association
Olmsted, Amy Associate Publisher @ Sunset Magazine Newport Beach, CA
$12 Dec 31, 2012
2012
Mti Voters Voice Of Teachers
Olmsted, Amy M Madison, WI
$10 May 18, 2019
2020 DEM
Sanders, Bernard
Olmsted, Amy Teacher @ Madison Metropolitan School District Verona, WI
$150 Oct 27, 2014
Caltravel Association Pac, Sponsored By California Travel Association
Contributor Associate Publisher @ Sunset Magazine Newport Beach, CA
$150
2014
Caltravel Association Pac, Sponsored By California Travel Association
Contributor Associate Publisher @ Sunset Magazine Newport Beach, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 12 political contribution records found for Amy Olmsted. Total disclosed contributions amount to $927. Recipients include Caltravel Association Pac, Sponsored By California Travel Association. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Amy Olmsted

Female
·
160 E Lovell Gulch Rd, Woodland Park, CO 80863 (Teller County)
39.0182, -105.0530
TZ: Mountain
Homeowner Single Family Built 1980 Purchased 2016
MP

Amy L Olmsted

Age 43 Female
·
11320 Homedale St, Los Angeles, CA 90049 (Los Angeles County)
34.0685, -118.4650
TZ: Pacific
Occ: White Collar Edu: High School
Single Family
MP

Amy M Olmsted

Age 47 Female
·
7814 Ox Trail Way, Verona, WI 53593 (Dane County)
43.0521, -89.5938
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Purchased 2015
MP

Amy M Olmsted

Age 60 Female
·
17667 E Girard Pl, Aurora, CO 80013 (Arapahoe County)
39.6543, -104.7850
· (720) 870-2426
TZ: Mountain
Single Family
MP

Amy Olmsted

Female
·
417 W Everwood Way, Nixa, MO 65714 (Christian County)
37.0415, -93.3061
· (417) 724-9875
TZ: Central
Single Family
MP

Amy J Olmsted

Age 51 Female
·
2743 Alta Vista Dr, Newport Beach, CA 92660 (Orange County)
33.6414, -117.8700
· (949) 219-9828
Marital: Single TZ: Pacific
Edu: High School
Homeowner Single Family Built 1964 Purchased 2005
MP

Amy L Olmsted

Age 50 Female
·
36 Berlamo, Rcho Sta Marg, CA 92688 (Orange County)
33.6278, -117.6120
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1999 Purchased 2010

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Amy Olmsted. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Amy Olmsted. These loans were issued to businesses, not individuals.

Anyo Salon INC

$2,900 Paid in Full
Address:
23389 Paris Ave N
Approved

Feb 11, 2021

Forgiven

$2,910

Loan #

7406398407

Loan Size

Small

Rrr Group, INC.

Corporation

$16,665 Paid in Full
Address:
1181 California Ave
Corona, CA92881
Approved

May 1, 2020

Forgiven

$21,114

Jobs Reported

4

Loan #

8114177701

Loan Size

Small

Cean Olsen

Self-Employed Individuals

$13,980 Paid in Full
Address:
3410 Albany St Apt 5
Schenectady, NY12304-4139
Approved

Apr 2, 2021

Forgiven

$14,181

Jobs Reported

1

Loan #

5164258702

Loan Size

Small

Cieslik & Glenn Cpas INC.

Corporation

$81,390 Paid in Full
Address:
1181 California Ave
Corona, CA92881-3304
Approved

Feb 12, 2021

Forgiven

$81,816

Jobs Reported

7

Loan #

8081878404

Loan Size

Small

Aj Electric LLC

Limited Liability Company(LLC

$69,200 Paid in Full
Address:
561 PO Box
Ludlow, MA01056-0561
Approved

Apr 28, 2020

Forgiven

$69,784

Jobs Reported

9

Loan #

9052107210

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Amy Olmsted. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Amy Olmsted on the map

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Found 49 results across 12 states

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Amy Olmsted in South Egremont, MA: Background Summary

Location
561 PO Box,South Egremont, MA 01258, South Egremont, MA
Other Locations
Aurora, CO · Nixa, MO · Madison, WI and 11 more
Profiles Found
21 people with this name
Phone Numbers
(720) 870-6515 and 18 others on file
Email
reporterlb@msn.com and 7 others on file
Possible Relatives
Stephen G Olmsted, Bob G Olmsted, Patricia M Olmsted, Pattie M Olmsted, Angela Marie Olmsted and 100 more
Career
Religious Leader at ACO Salon, Comcast Cable
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
3 linked — 2011 Mercedes-Benz E-Class, 2010 Chevrolet Tahoe and 1 more
Contributions
$927.19 total — Caltravel Association Pac, Sponsored By California Travel Association, Caltravel Association Pac, Sponsored By California Travel Association
PPP Loans
$184K for Anyo Salon INC, Rrr Group, INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Amy Olmsted. Because public records are indexed by name rather than by a unique identifier, the 81 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Amy Olmsted

Search Complexity: High

81 public records across 12states, belonging to approximately 21 different individuals. With 21 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: California (15%), followed by Colorado and Massachusetts. Spans the West and Northeast regions.

CA12recordsCO8recordsMA7recordsMN4recordsMO4recordsWI4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (38%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (12) and Political Contribution Records (12).

28
Contact & Address Records
12
Business & Corporate Filings
12
Political Contribution Records
6
Voter Registration Records
6
Corporate Records
5
PPP Loan Records

Age Distribution

Age range: approximately 17 years. Largest group: Senior (65+) (25%).

Senior (65+)2peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Amy Olmsted

Is Amy Olmsted a registered voter?
Yes, voter registration records show Amy Olmsted is registered in Colorado with UAF affiliation. We found 6 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Amy Olmsted own property?
County assessor records show 1 property associated with Amy Olmsted . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Amy Olmsted?
Records show 3 vehicle registrations associated with Amy Olmsted, including a 2011 MERCEDES-BENZ E-CLASS. Registered makes include Mercedes-Benz, Chevrolet, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Amy Olmsted?
We found 12 business affiliations for Amy Olmsted, including ACO Salon. Other companies include Comcast Cable, Madison Metropolitan School District. Business records are compiled from state registries, SEC filings, and professional databases.
Has Amy Olmsted made political donations?
FEC disclosure records show 12 reported political contributions from Amy Olmsted, totaling $927. Recipients include Caltravel Association Pac, Sponsored By California Travel Association. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Amy Olmsted?
Our database contains 81 total records for Amy Olmsted spanning 12 states. This includes 21 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Amy Olmsted?
The 81 records displayed for Amy Olmsted are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Amy Olmsted remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.