Angela Cadogan

Age 76 b. 1949-05-18
๐Ÿ“ 3226 Bernard St, Greensboro Nc
๐Ÿ“ž (347) 609-1453, (336) 897-7145
โœ‰๏ธ NONE@NONE.COM, none@none.com

Angela Cadogan from Rosedale, NY

Age 64
๐Ÿ“ 25302 148th Ave #4g, Rosedale, NY 11422
๐Ÿ“ž (718) 723-5389, (718) 282-6698, (718) 481-7707, (718) 723-5389, (718) 284-3493, (718) 282-3118
โœ‰๏ธ maureenjuanita@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jacqueline Cadogan,Drayton Cadogan,Shawn A Cadogan,Maureen J Cadogan,Nicole J Cadogan

Angela Cadogan from East Elmhurst, NY

Age 57
๐Ÿ“ 10511 27th Ave #a, East Elmhurst, NY 11369
๐Ÿ“ž (718) 429-7094
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Ivaline Diana Cadogan,Anthony N Cadogan

Angela Cadogan from Berkeley, CA

Age 51 b. 1975 Female
๐Ÿ“ 1519 Ada St
๐Ÿ’ผ 1231
๐Ÿ“ž (510) 527-9355
โœ‰๏ธ angelacadogan@gmail.com

Angela Cadogan from Bradenton, FL

Age 51 b. 1975 Manatee Co.
๐Ÿ“ 124 32nd Ave E
๐Ÿ“ž (941) 748-4301

Angela Cadogan from Vineland, NJ

0000 Female
๐Ÿ“ 1337 Venezia Ave
๐Ÿ“ž (856) 451-9467

Angela Cadogan from Bradenton, FL

Age 51 b. Mar 1975 Manatee Co.
๐Ÿ“ 1009 8th St E

Angela Cadogan from East Elmhurst, NY

Age 68 b. May 1957 Queens Co.
๐Ÿ“ 10511 27th Ave Unit A

Angela Cadogan from Bridgeton, NJ

Age 66 b. May 1959 Cumberland Co.
๐Ÿ“ 1 Carter Bridgeton Villas A

Angela Cadogan from New York, NY

New York Co.
๐Ÿ“ 505 E 120th St
๐Ÿ“ž (317) 923-6826

Angela Cadogan from New York, NY

New York Co.
๐Ÿ“ 505 E 120th St Apt 3 D
๐Ÿ“ž (317) 923-6826

Angela Cadogan from Elmont, NY

Nassau Co.
๐Ÿ“ 112 Holland Ave
๐Ÿ“ž (405) 943-1535

Angela Cadogan from Trenton, NJ

Burlington Co.
๐Ÿ“ 4206 C N Falcon Ct
๐Ÿ“ž (718) 367-7896

Angela Cadogan from Brooklyn, NY

Kings Co.
๐Ÿ“ 1050 Park Pl 1 B

Angela Cadogan from Rosedale, NY

Queens Co.
๐Ÿ“ 25302 148th Av 4 G

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 15 contact records for Angela Cadogan across 4 states. The most recent address on file is in Berkeley, California. Of these records, 10 include phone numbers and 3 include email addresses. Ages range from 57 to 64, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cadogan, Angela

Queens County
PIN: 4165551
· 105-11 27 Avenue, New York City ny
Built: 1925.0

Cadogan, Angela

Doc #FT_4590005815259
· 105-1 1 27 Ave, East Elmhurst Ny
Record: P

Cadogan, Angela

· 105-11 27 Avenue, 11369
2.5 stories ยท Class: C0
Assessed: $586,000

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Angela Cadogan in East Elmhurst. Values shown are from county assessor records and may differ from current market prices.

Angela M Cadogan

Democrat
206 Glen Park, Bridgeton, 08302
DOB: 5/8/1959
County: Cumberland

Angela Juliette Cadogan

100 73rd Ave N, St Petersburg, , 33702

Angela M Cadogan

Reg: 305134820
505 East 120 Street 3d
DOB: 19760218 Gender: Female
Senate: 13

Angela Cadogan

Reg: 304024436
105-11 27 Avenue A
DOB: 19570505 Gender: Female
Senate: 14

Angela P Cadogan

Reg: 305858167
253-02 148 Avenue
DOB: 19491013 Gender: Female
Senate: 5

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Angela Cadogan in . Party affiliation is listed as D. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Mercedes-Benz C-Class
ยท Registered to: Angela Cadogan
ยท VIN: WDDGF8BB6CA689590
·
10511 27th Ave, East Elmhurst, NY, 11369
·
(718) 429-7094

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Angela Cadogan. Registered makes include Mercedes-Benz. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Urbanity Style Sharing

Business Owner
+15105247467notes4urbanity@gmail.com
Berkeley,

Angela Cadogan

Educator
Southern Musculoskeletal Seminars
Christchurch, Canterbury, New Zealand Health, Wellness And Fitness

Angela Cadogan

Educator
Southern Musculoskeletal Seminars
Canterbury

Les Schwab Tire Ctr

Angela CadoganDirector, Engineering
(646) 672-1168angela.cadogan@hotmail.com
505 E 120th St, New York, NY10035

Les Schwab Tire Ctr

Angela CadoganDirector, Engineering
(646) 672-1168angela.cadogan@hotmail.com
505 E 120th St, New York, NY10035
lesschwab.com

Angela Cadogan

Greater New York City Area

Les Schwab Tire Ctr

Angela CadoganDirector, Engineering
(646) 672-1168angela.cadogan@hotmail.com
505 E 120th St, New York, NY10035

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for Angela Cadogan. Companies include Southern Musculoskeletal Seminars, Les Schwab Tire Ctr. Roles listed include Business Owner and Director, Engineering. Records are compiled from state business registries, SEC filings, and professional networking databases.

Mendocino Properties, INC.

Filed: Jan 14, 2002
Registered Agent: Angela Cadogan

Source: Public Records Angela Cadogan appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Angela Cadogan

Physical Therapy
INACTIVE
License # 070007342
Firm: Angela Cadogan
Addr: New Zealand

angela cadogan

Physical Therapy
INACTIVE
License # 070007342
Addr: New Zealand
Issued: Jan 20, 1993 Exp: Sep 30, 1994

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Angela Cadogan holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

๐Ÿ›๏ธ

Angela Cadogan

Department: Vineland Developmental Center
Fund: PERS - Public Employee Retirement System
Retired: 2019-09
๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Angela Cadogan

2020
Assistant Principal
Department: Dept Of Ed Pedagogical
๐Ÿ’ต Pay: $146,114.00

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Angela Cadogan appears in 9 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

$40 Aug 8, 2018
2018
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$20 Jun 13, 2017
2018
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$10 Nov 6, 2019
2020 DEM
Yang, Andrew Mr.
Cadogan, Angela Business Owner @ Self Berkeley, CA
$25 Oct 30, 2019
2020 DEM
Yang, Andrew Mr.
Cadogan, Angela Business Owner @ Self Berkeley, CA
$100 Nov 14, 2016
2016
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$40 Jun 27, 2019
2020
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$8 Sep 7, 2012
2012
Council Of School Supervisors Administrators Local Political Action Committee
Cadogan, Angela East Elmhurst, NY
$80 Jul 11, 2016
2016
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$40 Sep 13, 2016
2016
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$8 Oct 23, 2012
2012
Council Of School Supervisors Administrators Local Political Action Committee
Cadogan, Angela East Elmhurst, NY
$60 Aug 27, 2019
2020
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$10 Sep 22, 2019
2020 DEM
Yang, Andrew Mr.
Cadogan, Angela Business Owner @ Self Berkeley, CA
$8 Jul 27, 2012
2012
Council Of School Supervisors Administrators Local Political Action Committee
Cadogan, Angela East Elmhurst, NY
$40 Oct 31, 2019
2020
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$40 Oct 11, 2018
2018
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$40 May 19, 2017
2018
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$50 Dec 1, 2000
2002 I
Martinez, Juan D
Cadogan, Angela East Elmhurst, NY
$200 May 30, 2002
2004 I
Martinez, Juan D
Cadogan, Angela Teacher @ New York City Dept. of Educ. Queens, NY
$75 Dec 4, 2002
2004 I
Martinez, Juan D
Cadogan, Angela Teacher @ New York City Dept. of Educ. Queens, NY
$80 Dec 2, 2016
2016
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$10 Nov 6, 2019
2020 DEM
Yang, Andrew Mr.
Cadogan, Angela Business Owner @ Self Berkeley, CA
$100 Sep 19, 2018
2018
Communications Workers Of America Cope Political Contributions Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ
$10 Sep 16, 2019
2020 DEM
Yang, Andrew Mr.
Cadogan, Angela Business Owner @ Self Berkeley, CA
$10 Nov 6, 2019
DEM
Yang, Andrew Mr.
Contributor Business Owner @ Self Berkeley, CA
$40 Oct 31, 2019
Unknown Committee
Cadogan, Angela Nj State Employees Admn Clerical Bridgeton, NJ

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 25 political contribution records found for Angela Cadogan. Total disclosed contributions amount to $1,144. Recipients include Yang, Andrew Mr.. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Angela Cadogan

Age 91 Female
·
1529 Community Dr, Saint George, SC 29477 (Dorchester County)
33.2517, -80.6352
Marital: Single TZ: Eastern
Single Family
MP

Angela P Cadogan

Age 67 Female
·
25302 148th Ave, Rosedale, NY 11422 (Queens County)
40.6551, -73.7366
· (347) 393-6671
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Purchased 2006
MP

Angela Cadogan

Female
·
1337 Venezia Ave, Vineland, NJ 08361 (Cumberland County)
39.4629, -74.9625
· (856) 451-9467
TZ: Eastern
Single Family
MP

Angela P Cadogan

Age 42 Female
·
1519 Ada St, Berkeley, CA 94703 (Alameda County)
37.8803, -122.2820
· (510) 527-9355
Marital: Married TZ: Pacific
Occ: Service Industry Edu: Graduate School
Homeowner Single Family Built 1925
MP

Angela M Cadogan

Age 41 Female
·
505 E 120th St, New York, NY 10035 (New York County)
40.7976, -73.9312
Marital: Single TZ: Eastern
Occ: Professional Edu: High School
Multi-Family
MP

Angela Cadogan

Female
·
3226 Bernard St, Greensboro, NC 27405 (Guilford County)
36.1177, -79.7682
· (336) 897-7145
TZ: Eastern
Single Family
MP

Angela Cadogan

Age 60 Female
·
10511 27th Ave, East Elmhurst, NY 11369 (Queens County)
40.7652, -73.8653
· (718) 429-7094
Marital: Married TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Multi-Family Purchased 2013
MP

Angela J Cadogan

Age 42 Female
·
124 32nd Ave E, Bradenton, FL 34208 (Manatee County)
27.4716, -82.5622
· (727) 867-4237
Marital: Single TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Angela Cadogan. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Angela Cadogan. These loans were issued to businesses, not individuals.

Laura Farrell LLC

Limited Liability Company(LLC

$21,033 Paid in Full
Address:
1887 Solano Ave
Berkeley, CA94707-2306
Approved

Feb 24, 2021

Forgiven

$21,235

Jobs Reported

1

Loan #

3920018501

Loan Size

Small

Kimber Keefauver

Independent Contractors

$20,833 Paid in Full
Address:
1887 Solano Ave
Berkeley, CA94707-2306
Approved

Mar 30, 2021

Forgiven

$20,942

Jobs Reported

1

Loan #

2749108705

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Angela Cadogan. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

๐Ÿ—๏ธ

Unknown

QUEENS
A2 PERMIT ISSUED
๐Ÿ—๏ธ

Angela Cadogan

Owner QUEENS
#421676323

๐Ÿ“ 105-11 27 AVE, QUEENS

A2 Pending

THIS APPLICATION IS FILED TO REMOVE ILLEGAL PARTITIONS, DOOR AND PLUMBING FIXTURES AT CELLAR TO RESOLVE ECB VIOLATION #35257220N. NO CHANGE IN USE, OCCUPANCY AND AN EGRESS IS INVOLVED UNDER THIS APPLICATION.

๐Ÿ—๏ธ

Unknown

Source: City Building Departments ยท DOB Permit Databases ยท Construction Records Building permit records from city and county building departments. Shows construction, renovation, and demolition permits associated with properties linked to this individual. Permit data is public record maintained by local government.

Find Angela Cadogan on the map

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Angela Cadogan in Greensboro, NC: Background Summary

Location
3226 Bernard St, Greensboro Nc, Greensboro, NC
Other Locations
Berkeley, CA ยท Bradenton, FL ยท Vineland, NJ and 7 more
Profiles Found
15 people with this name
Phone Numbers
(347) 609-1453 and 9 others on file
Email
none@none.com and 2 others on file
Possible Relatives
Jacqueline Cadogan, Drayton Cadogan, Shawn A Cadogan, Maureen J Cadogan, Nicole J Cadogan and 2 more
Career
Business Owner, Director, Engineering at Southern Musculoskeletal Seminars, Les Schwab Tire Ctr
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
1 linked โ€” 2012 Mercedes-Benz C-Class
Contributions
$1,144 total โ€” Yang, Andrew Mr.
Licenses
2 professional licenses (PHYSICAL THERAPY)
PPP Loans
$41,866 for Laura Farrell LLC, Kimber Keefauver

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Angela Cadogan. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Angela Cadogan

Search Complexity: High

86 public records across 6states, belonging to approximately 15 different individuals. With 15 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: New York (22%), followed by New Jersey and California. Spans the Northeast and South regions.

NY19recordsNJ5recordsCA3recordsFL3recordsSC1recordNC1record

Record Type Breakdown

Data spans 9 record categories. Largest: Political Contribution Records (38%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (17) and Business & Corporate Filings (9).

25
Political Contribution Records
17
Contact & Address Records
9
Business & Corporate Filings
5
Voter Registration Records
3
Property Ownership Records
3
Professional License Records

Age Distribution

Age range: approximately 26 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)3peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Angela Cadogan

Is Angela Cadogan a registered voter?
Yes, voter registration records show Angela Cadogan is registered with D affiliation. We found 5 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Angela Cadogan own property?
County assessor records show 3 properties associated with Angela Cadogan in East Elmhurst, New York and 2 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Angela Cadogan?
Records show 1 vehicle registration associated with Angela Cadogan, including a 2012 Mercedes-Benz C-Class. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Angela Cadogan?
We found 9 business affiliations for Angela Cadogan (Business Owner). Other companies include Les Schwab Tire Ctr. Business records are compiled from state registries, SEC filings, and professional databases.
Has Angela Cadogan made political donations?
FEC disclosure records show 25 reported political contributions from Angela Cadogan, totaling $1,144. Recipients include Yang, Andrew Mr.. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Angela Cadogan?
Our database contains 86 total records for Angela Cadogan spanning 6 states. This includes 15 distinct contact records, 10 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Angela Cadogan?
The 86 records displayed for Angela Cadogan are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Angela Cadogan remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.