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Ms Anna Jean Lenz from Winchester, KY

Age 48 b. 1/4/1978
📍 106 Park Ave, #winchester, KY 40391-2137
✉️ anna29@copper.net, annaosborne@insightbb.com, annalenz@att.net
👨‍👩‍👧 Relatives: Donald R Lenz Jr,Betty H Osborne,Jamie L Renner,Jamie Patricia Shrout,Jessica D Osborne,Kevin R Osborne,Kimberly A Osborne,Kimberly Chambers Osborne,Latonya R Jones,Roger Dale Osborne Jr,Shawanna L Exum,April N Exum,Brian K Jones,Chad A Renner,Christina L Townsend,Donald R Lenz,Donald J Lenz,Edward D Mutscheller Sr,Erma Kay Osborne,Garry W Renner,Harold Renner,Jean S Exum,Jessica R Exum,Joseph R Osborne,Josh G Osborne,Julie Ann Mounce,Justin A Osborne,Kathy Lee Gonzalez,Kenneth R Osborne Jr,Kenneth R Osborne Sr,Kevin Osborne,Kimberly Osborne,Kyle R Osborne,Linda Lee Hopkins,Lisa Anne Osborne,Marcus W Riddle,Mary Oleta Treadway,Melinda K Osborne,Melissa G Mutscheller,Michael D Dehart,Paul D Treadway,Pauline O Renner,Sally E Lenz,Shelby Jean Exum,Terri A Crain,Thomas G Lewis Jr,Tiffany J Exum,Whitney M Exum,William Jackson Stewart
🕐 13 previous addresses

Ms Anna M Lenz from Alexandria, VA

Age 75 b. 10/25/1950
📍 818 S Lee St, #alexandria, VA 22314-4334
✉️ lenzedward@alltel.net, lenzedward@comcast.net
👨‍👩‍👧 Relatives: Edward A Lenz,Fred Lenz,John A Powell,Patricia A Lynett,Terri L Powell,Arthur Odell Powell,Benjamin J Mitchell,Benjamin J Mitchell,Carolyn S Smith,Dorothy Elaine Powell,Dyane M Carlson,Edwina K Powell,Elijah R Smith,Iesha S Peoples,Jacob Loring Powell,James C Hanson,Larry Smith,Larry Smith,Lashawn Powell,Lawanda Denise Marshall,Lubertha Miles Miles,Lynette Powell,Mic Robert Smith,Patrick A Mitchell,Peter Vallely,Phillip J Mitchell Sr,Robert W Smith,Sharie B Summerall,Tammy L Powell,Tamora A Powell,Tennille M Mitchell,Terri Lashawn Mitchell,Thomas Edwards Mitchell,Tracy L Powell,W Powell,Wendy Powell,Willard Ray Powell Sr,Willard Powell Jr,William R Powell
🕐 6 previous addresses

Anna Lenz from Alexandria, VA

Age 75 b. Oct 1950 Alexandria City Co.
📍 818 S Lee St
📞 (703) 739-0545

Anna Lenz from Waterloo, IL

Age 66 b. 1960 Monroe Co.
📍 419 Monroe St
📞 (618) 939-5597

Anna Lenz from Hutchinson, MN

Age 58 b. Jun 1967 Mcleod Co.
📍 235 Echo Cir Se
📞 (320) 234-3778

Anna Lenz from Clearwater, FL

Age 75 b. Jul 1950 Pinellas Co.
📍 901 Indian Rocks Rd
📞 (727) 442-8899

Anna Lenz from San Rafael, CA

Age 88 b. Oct 1937 Marin Co.
📍 175 Whittier Ave
📞 (415) 479-0687

Anna Lenz from Batavia, NY

Age 110 b. Sep 1915 Genesee Co.
📍 126 Tracy Ave
📞 (585) 343-2513

Anna Lenz from Elgin, IL

Age 63 b. 1963 Kane Co.
📍 39w136 Hidden Knoll Rd
📞 (847) 608-1518

Anna Lenz from Asheville, NC

Female
📍 215 Kimberly Ave
📞 (704) 258-8954 (SPRINT)

Anna Lenz from Pompano Beach, FL

0000 Female
📍 390 Se 6th Ter
📞 (561) 809-7905

Anna Lenz from Davis, CA

Age 50 b. Sep 1975 Yolo Co.
📍 955 Cranbrook Ct Apt 232
👤 aka Anna C Sammelson

Anna Lenz from Las Vegas, NV

Age 88 b. Oct 1937 Clark Co.
📍 4185 Paradise Rd 2217

Anna Lenz from South San Francisco, CA

Age 46 b. Mar 1980 San Mateo Co.
📍 2406 Williams Ct

Anna Lenz from Driggs, ID

Age 66 b. Sep 1959 Teton Co.
📍 Po Box 991

Anna Lenz from Pittsburgh, PA

Age 98 b. Mar 1928 Allegheny Co.
📍 5106 Penn Ave

Anna Lenz from Finleyville, PA

Age 99 b. Jan 1927 Washington Co.
📍 4273 Finleyville Elrama Rd
👤 aka Anna Lou

Anna Lenz from Blue Bell, PA

Age 98 b. Oct 1927 Montgomery Co.
📍 1767 Sentry Park

Anna Lenz from Andover, KS

Age 65 b. Dec 1960 Butler Co.
📍 210 W 2nd St 47 A

Anna Lenz from Largo, FL

Age 76 b. 1950 Female
📍 14001 Kensington Oak Pl
📞 (727) 443-3883

Anna Lenz from Miami, FL

Miami Dade Co.
📍 6246 Sw 136th Ct Apt D 201
📞 (650) 878-0106

Anna Lenz

Age 99 b. Jan 1927
📍 2 Triadelphia Wv Po Box 237

Anna Lenz from Wilmington, DE

New Castle Co.
📍 1403 Kirkwood Hwy

Anna Lenz from Winchester, KY

Clark Co.
📍 106 Park Ave

Anna Lenz from Pequot Lakes, MN

Crow Wing Co.
📍 34572 County Road 39

Anna Lenz from Saint Paul, MN

Ramsey Co.
📍 1538 Albany Ave

Anna Lenz from Lincoln, NE

Lancaster Co.
📍 2521 N St Unit 9213

Anna Lenz from Lincoln, NE

Lancaster Co.
📍 2105 C St

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 28 contact records for Anna Lenz across 14 states. The most recent address on file is in Alexandria, Virginia. Of these records, 13 include phone numbers and 2 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Lenz Anna C

Palm Beach County
PIN: 00424434260005070
· 5824 Westfall Rd, Lake Worth 33463
Value: $88,136

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Anna Lenz. Values shown are from county assessor records and may differ from current market prices.

Anna Caroline Lenz

3812 S Lake Dr, Boynton Beach, , 33435

Anna Lenz

Unaffiliated Reg: 09/05/2008
215 Kimberly Ave, Asheville, NC, 28804
DOB: 1936 Gender: Female
County: Buncombe

Anna L Lenz

Reg: 99069425
104 Earle Ave, 6, 11563
DOB: 19660703 Gender: Female

Anna L Lenz

BLK
104 Earle Ave, 6, 11563
DOB: 19660703 Gender: Female

Anna Marie Lenz

Democrat Reg: 3/2/2016
4525 Lark Ct NE, Salem, OR, 97301
DOB: 1/1/1976
County: Marion

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for Anna Lenz in , North Carolina, Oregon. Records show affiliations with UNA, BLK, DEM, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Ford Escape
· Registered to: Anna Lenz
· VIN: 1FMCU0D7XCKA64320
·
6197 Jenness Rd, Pearlington, MS, 39572-7719
·
(314) 757-0590
2007 HONDA CIVIC
· Registered to: Anna Lenz
· VIN: JHMFA36267S014287
·
6197 Jenness Rd, Pearlington, MS, 39572-7719
2012 Chevrolet Avalanche
· Registered to: Anna Lenz
· VIN: 3GNTKGE7XCG183646
·
26 Park Ave, Vero Beach, FL, 32960-5228
·
(561) 542-7237

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 3 vehicle registration records are associated with Anna Lenz. Registered makes include Ford, Honda, Chevrolet. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Clinique

+12125724200anna.lenz@clinique.com

Loomis Community Preschool

Anna LenzTreasurer
Loomis, CA

Anna Lenz

Veracruz, Veracruz-Llave, Mexico
LinkedIn

Anna Lenz

ELearning Professional · Waterloo, Illinois

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 15 business affiliations were found for Anna Lenz. Roles listed include Null and Head Of Corporate Controlling. Records are compiled from state business registries, SEC filings, and professional networking databases.

anna Rose lenz

Expired
License # 8184
Addr: Cable, WI

Anna Lenz

Ptl
Expired
Addr: Cable, WI

Anna Lenz

Funeral And Embalmer
NOT RENEWED
License # 034006762
Firm: Anna Lenz
Addr: Scottsdale, AZ 85253

anna lenz

Funeral And Embalmer
NOT RENEWED
License # 034006762
Addr: Scottsdale, AZ 85253
County: Arizona
Issued: Jan 1, 1998 Exp: Jan 1, 1970

Licensed Professional

Source: State Professional Licensing Boards · Dept. of Professional Regulation Anna Lenz holds 5 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Anna Lenz

Clark High School - Winchester, KY, KY
1996

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Anna Lenz has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$30 Jun 17, 2014
2014
Realtors Political Advocacy Committee
Lenz, Anna C Real Estate Agent Pompano Beach, FL
$15 Jun 7, 2012
2012
Realtors Pac Florida
Lenz, Anna C Real Estate Agent Vero Beach, FL
$500 Feb 13, 2012
2012 REP
Romney, Mitt
Lenz, Anna Accountant @ Redmon, Peyton & Braswell Alexandria, VA
$15 Mar 11, 2011
2012
Realtors Pac Florida
Lenz, Anna C Real Estate Agent Vero Beach, FL
$20 Jun 24, 2016
2016
Miami Realtors Pac
Lenz, Anna C Realtor Associate Pompano, FL
$30 Jun 17, 2014
Realtors Political Advocacy Committee
Contributor Real Estate Agent Pompano Beach, FL
$500 Feb 13, 2012
Unknown Committee
Lenz, Anna Mrs Accountant @ Redmon Peyton & Braswell/Accountant Alexandria, VA
$30
2014
Realtors Political Advocacy Committee
Contributor Real Estate Agent Pompano Beach, FL
$2,000 20220512
Lowe, David O. (Mr.)
Contributor Sales @ Self Pasadena, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 9 political contribution records found for Anna Lenz. Total disclosed contributions amount to $3,140. Recipients include Realtors Political Advocacy Committee, Lowe, David O. (Mr.). Federal law requires disclosure of contributions above $200 to federal candidates.

Anna C Lenz

License: 3213948 Sales Associate

Source: State Real Estate Commissions · NAR License Databases

MP

Anna L Lenz

Age 67 Female
·
901 Indian Rocks Rd, Clearwater, FL 33756 (Pinellas County)
27.9394, -82.8039
· (727) 443-3883
Marital: Married TZ: Eastern
Homeowner Single Family Built 1985 Purchased 1984
MP

Anna Lenz

Age 80 Female
·
1680 Fruitland Rd, Hendersonvlle, NC 28792 (Henderson County)
35.3801, -82.4106
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 2015 Purchased 2016
MP

Anna J Lenz

Age 39 Female
·
105 Baldwin Ave, Winchester, KY 40391 (Clark County)
37.9802, -84.1688
· (859) 745-8565
Marital: Single TZ: Eastern
MP

Anna M Lenz

Age 56 Female
·
419 Monroe St, Waterloo, IL 62298 (Monroe County)
38.3413, -90.1560
· (618) 928-1706
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1979 Purchased 1994
MP

Anna L Lenz

Age 35 Female
·
113 Circle Dr, Marshall, MN 56258 (Lyon County)
44.4424, -95.7783
· (507) 428-3349
Marital: Married TZ: Central
Homeowner Single Family
MP

Anna Lenz

Age 51 Female
·
PO Box 1034, Worland, WY 82401 (Washakie County)
44.0176, -107.9640
Marital: Single TZ: Mountain
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Anna M Lenz

Age 54 Female
·
39W136 Hidden Knoll Rd, Elgin, IL 60124 (Kane County)
42.0686, -88.3784
· (847) 608-1518
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family
MP

Anna Lenz

Female
·
4525 Lark Ct NE, Salem, OR 97301 (Marion County)
44.9442, -122.9720
TZ: Pacific
Single Family
MP

Anna M Lenz

Age 66 Female
·
818 S Lee St, Alexandria, VA 22314 (Alexandria City County)
38.7959, -77.0434
· (703) 739-0545
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1953 Purchased 1989
MP

Anna L Lenz

Age 51 Female
·
104 Earle Ave, Lynbrook, NY 11563 (Nassau County)
40.6545, -73.6675
· (516) 506-8049
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1903 Purchased 1999
MP

Anna Lenz

Female
·
610 Clematis St, West Palm Bch, FL 33401 (Palm Beach County)
26.7134, -80.0572
TZ: Eastern
Multi-Family
MP

Anna Lenz

Age 43 Female
·
6197 Jenness Rd, Pearlington, MS 39572 (Hancock County)
30.2585, -89.5911
· (314) 757-0590
TZ: Central
Single Family
MP

Anna R Lenz

Age 41 Female
·
30 Charles Hill Rd, Kittery Point, ME 03905 (York County)
43.1019, -70.6960
TZ: Eastern
Occ: Healthcare Edu: Graduate School
Single Family
MP

Anna Lenz

Female
·
3812 S Lake Dr, Boynton Beach, FL 33435 (Palm Beach County)
26.4884, -80.0796
· (561) 699-1211
TZ: Eastern
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 14 demographic profiles associated with Anna Lenz. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Anna Lenz. These loans were issued to businesses, not individuals.

Lakeshia Despenza

Sole Proprietorship

$20,020 Paid in Full
Address:
419 Monroe St
Dolton, IL60419-1132
Approved

May 26, 2021

Forgiven

$20,091

Jobs Reported

1

Loan #

7858419005

Loan Size

Small

Austin Eats LLC

Limited Liability Company(LLC

$53,267 Paid in Full
Address:
215 Kimberly Ave
Asheville, NC28804-3510
Approved

Mar 10, 2021

Forgiven

$53,598

Jobs Reported

11

Loan #

8498248507

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Anna Lenz. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Anna Lenz

Scratch Tickets
$20
Prize Won
·Asheville, NC (Buncombe County)
Claimed: 2012-01-11T00:00:00.000

Source: IMDb · Open Library · Sports Reference · FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Anna Lenz on the map

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Found 59 results across 21 states

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Anna Lenz in KY: Background Summary

Location
106 Park Ave Winchester, KY 40391-2137
Other Locations
Alexandria, VA · Waterloo, IL · Hutchinson, MN and 21 more
Profiles Found
28 people with this name
Phone Numbers
(859) 595-8756 and 15 others on file
Email
anna29@copper.net and 4 others on file
Possible Relatives
Donald R Lenz JR, Betty H Osborne, Jamie L Renner, Jamie Patricia Shrout, Jessica D Osborne and 81 more
Career
Head Of Corporate Controlling, Treasurer
Voter Registration
Registered No Party Preference
Vehicles
3 linked — 2012 Ford Escape, 2007 Honda Civic and 1 more
Contributions
$3,140 total — Lowe, David O. (Mr.), Realtors Political Advocacy Committee
Licenses
4 professional licenses (PTL, FUNERAL AND EMBALMER)
PPP Loans
$73,287 for Lakeshia Despenza, Austin Eats LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Anna Lenz. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Anna Lenz

Search Complexity: High

86 public records across 21states, belonging to approximately 28 different individuals. With 28 distinct profiles across 21 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 21 states. Highest concentration: Florida (12%), followed by Virginia and North Carolina. Spans the South and Midwest regions.

FL10recordsVA5recordsNC4recordsKY4recordsCA4recordsIL4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (42%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (15) and Political Contribution Records (9).

29
Contact & Address Records
15
Business & Corporate Filings
9
Political Contribution Records
5
Voter Registration Records
5
Professional License Records
3
Vehicle Registration Records

Age Distribution

Age range: approximately 65 years, suggesting multiple generations. Largest group: Senior (65+) (58%).

Senior (65+)7peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Anna Lenz

Is Anna Lenz a registered voter?
Yes, voter registration records show Anna Lenz is registered in . We found 5 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Anna Lenz own property?
County assessor records show 1 property associated with Anna Lenz . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Anna Lenz?
Records show 3 vehicle registrations associated with Anna Lenz, including a 2012 Ford Escape. Registered makes include Ford, Honda, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Anna Lenz?
We found 15 business affiliations for Anna Lenz (null). Business records are compiled from state registries, SEC filings, and professional databases.
Has Anna Lenz made political donations?
FEC disclosure records show 9 reported political contributions from Anna Lenz, totaling $3,140. Recipients include Realtors Political Advocacy Committee and Lowe, David O. (Mr.). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Anna Lenz?
Our database contains 86 total records for Anna Lenz spanning 21 states. This includes 28 distinct contact records, 13 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Anna Lenz?
The 86 records displayed for Anna Lenz are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Anna Lenz remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.