Anna Saravia

Age 50 b. 1976-01-23
๐Ÿ“ 903-1/2 Wheeler, Woodstk Il 60098
๐Ÿ“ž (847) 840-0840
โœ‰๏ธ ANNASARAVIA@AOL.COM, annasaravia@aol.com

Anna Saravia

Age 44 b. 1981-11-04
๐Ÿ“ 875 Cinnabar St Apt 1219, San Jose Ca
๐Ÿ“ž (408) 483-1739, (408) 483-1740
โœ‰๏ธ ANASARAVIA05@GMAIL.COM

Anna Saravia from Beverly Hills, CA

Age 45 b. Mar 1980 Los Angeles Co.
๐Ÿ“ Po Box 1464
๐Ÿ“ž (310) 281-0191, (317) 241-5563

Anna Saravia from Hempstead, NY

Nassau Co.
๐Ÿ“ 299 Jackson St
๐Ÿ“ž (516) 539-2016, (516) 481-4730

Anna Saravia from Los Angeles, CA

Age 39
๐Ÿ“ 849 112th St, Los Angeles, CA 90044
๐Ÿ“ž (540) 667-2429, (540) 667-2429, (323) 756-4031, (323) 756-4317
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Daniel Saravia

Anna Saravia from Vallejo, CA

Age 34 b. 1992 Female
๐Ÿ“ 812 Brookwood Ave
๐Ÿ“ž (707) 888-4406 (Cell)

Anna Saravia

๐Ÿ“ 903 Wheeler St, Woodstock Il
๐Ÿ“ž (847) 840-0840, (847) 840-0840
โœ‰๏ธ ANNASARAVIA@AOL.COM

Anna Saravia from Winnetka, CA

Female
๐Ÿ“ 20224 Sherman Way
๐Ÿ“ž (818) 652-7772 (SPRINT)

Anna Saravia from Fairfield, CA

Age 34 b. 1992 U
๐Ÿ“ 2005 Fernbank Ct
๐Ÿ“ž (707) 888-4406

Anna Saravia from South Gate, CA

Age 66 b. May 1959 Los Angeles Co.
๐Ÿ“ 10227 1 2 California Ave
๐Ÿ‘ค aka Ana Guadalupe Saravia

Anna Saravia from Lk In The Hls, IL

Mchenry Co.
๐Ÿ“ 4 Banford Ct
๐Ÿ“ž (601) 442-5574

Anna Saravia from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 6454 Lexington Ave A
๐Ÿ“ž (810) 784-5639
๐Ÿ‘ค aka Ana A Saravia, Ana S Dilia

Anna Saravia from Colfax, NC

Guilford Co.
๐Ÿ“ 1538 Castle Way
๐Ÿ“ž (631) 960-5395

Anna Saravia from Bay Shore, NY

Suffolk Co.
๐Ÿ“ 87 Millay Ln

Anna Saravia from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 6454 Lexington Ave Apt 8
๐Ÿ‘ค aka Ana A Saravia, Ana S Dilia

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 16 contact records for Anna Saravia across 5 states. The most recent address on file is in Beverly Hills, California. Of these records, 13 include phone numbers and 3 include email addresses. The listed age is 39. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Anna J Saravia

Democrat
265 Stone St, 3, 11003
DOB: 19790928 Gender: Female

Anna J Saravia

Democrat
299 Jackson St, 14, 11550
DOB: 19790928 Gender: Female

Anna J Saravia

Democrat
87 Millay Ln, 16, 11706
DOB: 19790928 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Anna Saravia. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Cadillac Escalade
ยท Registered to: Anna Saravia
ยท VIN: 1GYS4HEF8CR119000
·
1901 E Amar Rd Apt 163, West Covina, CA, 91792-3701
·
(818) 462-3186
2007 Hyundai Elantra
ยท Registered to: Anna Saravia
ยท VIN: KMHDU46D67U184639
·
4 Banford Ct, Lk In The Hls, IL, 60156-6337
·
(847) 669-4725

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Anna Saravia. Registered makes include Cadillac, Hyundai. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Anna Saravia

Assistant Print Production Manager
Macy'S

Anna Saravia

Greater New York City Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Anna Saravia. Records are compiled from state business registries, SEC filings, and professional networking databases.

Anna Saravia

PHYSICIAN ASSISTANT
Individual Female
NPI: 1902050867
School: OTHER (2008)
Org: Chino Medical Group

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 1 healthcare provider record found for Anna Saravia in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

Anna Saravia

Beverly Hills High School - Beverly Hills, CA, CA
1998

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Anna Saravia has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Anna Saravia

Female
·
940 Jackson Ave, Lindenhurst, NY 11757 (Suffolk County)
40.7025, -73.3905
· (631) 532-6943
TZ: Eastern
Homeowner Single Family Purchased 2012
MP

Anna N Saravia

Age 37 Female
·
1901 E Amar Rd, West Covina, CA 91792 (Los Angeles County)
34.0271, -117.9060
· (818) 462-3186
Marital: Single TZ: Pacific
Edu: Graduate School
Multi-Family
MP

Anna Saravia

Female
·
1242 N Cahuenga Blvd, Los Angeles, CA 90038 (Los Angeles County)
34.0936, -118.3290
Marital: Single TZ: Pacific
Multi-Family
MP

Anna Saravia

Age 58 Female
·
265 Stone St, Elmont, NY 11003 (Nassau County)
40.7011, -73.7055
Marital: Single TZ: Eastern
Occ: White Collar Edu: Some College
Single Family
MP

Anna Saravia

Female
·
4 Banford Ct, Lk In The Hls, IL 60156 (McHenry County)
42.2037, -88.3847
· (847) 840-0810
Marital: Married TZ: Central
Homeowner Single Family
MP

Anna J Saravia

Age 25 Female
·
812 Brookwood Ave, Vallejo, CA 94591 (Solano County)
38.1015, -122.2110
· (707) 888-4406
Marital: Single TZ: Pacific
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Anna Saravia. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Anna Saravia. These loans were issued to businesses, not individuals.

Christian Villa

Sole Proprietorship

$14,582 Exemption 4
Address:
3750 Arville St Apt 192
Las Vegas, NV89103-2751
Approved

May 13, 2021

Jobs Reported

1

Loan #

1186159009

Loan Size

Small

Rosa Rubio

Independent Contractors

$16,000 Paid in Full
Address:
14941 Chatsworth Dr
Mission Hills, CA91345-1618
Approved

Jan 30, 2021

Forgiven

$16,115

Jobs Reported

1

Loan #

8926918308

Loan Size

Small

Mitra Ghoddosi

Sole Proprietorship

$8,118 Paid in Full
Address:
20224 Sherman Way
Winnetka, CA91306-3237
Approved

Mar 30, 2021

Forgiven

$8,146

Jobs Reported

1

Loan #

3007828704

Loan Size

Small

Alireza Taghinejad

Sole Proprietorship

$8,118 Paid in Full
Address:
20224 Sherman Way
Winnetka, CA91306-3237
Approved

Mar 31, 2021

Forgiven

$8,146

Jobs Reported

1

Loan #

3287888704

Loan Size

Small

Darren Cuffy

Sole Proprietorship

$19,791 Exemption 4
Address:
3750 Arville St Apt 397
Las Vegas, NV89103-2787
Approved

Apr 22, 2021

Jobs Reported

1

Loan #

7867808805

Loan Size

Small

Floyd Conner

Self-Employed Individuals

$20,832 Paid in Full
Address:
3750 Arville St Apt 203
Las Vegas, NV89103-2751
Approved

May 21, 2021

Forgiven

$20,901

Jobs Reported

1

Loan #

5059499001

Loan Size

Small

Kemia Darrett

Independent Contractors

$250 Paid in Full
Address:
3750 Arville St Apt 420
Las Vegas, NV89103-2787
Approved

May 20, 2021

Forgiven

$251

Jobs Reported

1

Loan #

4844419000

Loan Size

Small

Clinton Stamps

Independent Contractors

$832 Paid in Full
Address:
3750 Arville St Apt 420
Las Vegas, NV89103-2787
Approved

May 26, 2021

Forgiven

$835

Jobs Reported

1

Loan #

7972119002

Loan Size

Small

Tsegaye Sinigil

Independent Contractors

$9,057 Paid in Full
Address:
3750 Arville St Apt 86
Las Vegas, NV89103-2732
Approved

May 22, 2021

Forgiven

$9,074

Jobs Reported

1

Loan #

6423669006

Loan Size

Small

Fitsum Demle

Self-Employed Individuals

$2,595 Paid in Full
Address:
3750 Arville St Apt 426
Las Vegas, NV89103-2792
Approved

Apr 5, 2021

Forgiven

$2,615

Jobs Reported

1

Loan #

6830008705

Loan Size

Small

Rickie Wise

Independent Contractors

$20,832 Paid in Full
Address:
3750 Arville St Apt 398
Las Vegas, NV89103-2787
Approved

Mar 23, 2021

Forgiven

$21,114

Jobs Reported

1

Loan #

7112898605

Loan Size

Small

Libra Larkins

Independent Contractors

$20,342 Paid in Full
Address:
3750 Arville St Apt 385
Las Vegas, NV89103-2782
Approved

Apr 29, 2021

Forgiven

$20,446

Jobs Reported

1

Loan #

5232678909

Loan Size

Small

Johnnie Carter

Self-Employed Individuals

$20,833 Exemption 4
Address:
3750 Arville St Apt 259
Las Vegas, NV89103-2761
Approved

May 29, 2021

Jobs Reported

1

Loan #

9239899009

Loan Size

Small

Ronece Rowland

Sole Proprietorship

$20,833 Paid in Full
Address:
3750 Arville St Apt 97
Las Vegas, NV89103-2708
Approved

Apr 27, 2021

Forgiven

$20,914

Jobs Reported

1

Loan #

3100108901

Loan Size

Small

Jangila Xayavong

Sole Proprietorship

$13,750 Paid in Full
Address:
3750 Arville St Apt 192
Las Vegas, NV89103-2751
Approved

Apr 30, 2021

Forgiven

$13,824

Jobs Reported

1

Loan #

5482048900

Loan Size

Small

Tsegaye Sinigil

Independent Contractors

$9,057 Paid in Full
Address:
3750 Arville St Apt 86
Las Vegas, NV89103-2732
Approved

Apr 26, 2021

Forgiven

$9,086

Jobs Reported

1

Loan #

1802308908

Loan Size

Small

Zelalem Alem

Sole Proprietorship

$11,883 Paid in Full
Address:
3750 Arville St Apt 158
Las Vegas, NV89103-2742
Approved

Apr 19, 2021

Forgiven

$11,924

Jobs Reported

1

Loan #

6233058809

Loan Size

Small

Sintayhu Gebremeskel

Independent Contractors

$13,641 Paid in Full
Address:
3750 Arville St Apt 434
Las Vegas, NV89103-2792
Approved

Apr 26, 2021

Forgiven

$13,687

Jobs Reported

1

Loan #

1980968910

Loan Size

Small

Cindy Barahona

Sole Proprietorship

$3,475 Paid in Full
Address:
299 Jackson St
Hempstead, NY11550-3233
Approved

Apr 9, 2021

Forgiven

$3,504

Jobs Reported

1

Loan #

9915418702

Loan Size

Small

Genuine Auto Detailing CORP

Corporation

$14,084 Paid in Full
Address:
299 Jackson St Apt 5 E
Hempstead, NY11550-3200
Approved

Jun 16, 2020

Forgiven

$14,335

Jobs Reported

3

Loan #

6579557905

Loan Size

Small

Ramicha Rowland

Sole Proprietorship

$20,832 Paid in Full
Address:
3750 Arville St Apt 232
Las Vegas, NV89103-2756
Approved

Mar 31, 2021

Forgiven

$20,918

Jobs Reported

1

Loan #

3299198706

Loan Size

Small

Fitsum Demle

Self-Employed Individuals

$2,595 Paid in Full
Address:
3750 Arville St Apt 426
Las Vegas, NV89103-2792
Approved

Apr 16, 2021

Forgiven

$2,613

Jobs Reported

1

Loan #

4378258801

Loan Size

Small

Anya Kuteur

Sole Proprietorship

$5,208 Paid in Full
Address:
20224 Sherman Way
Los Angeles, CA91306
Approved

May 7, 2020

Forgiven

$5,274

Jobs Reported

1

Loan #

3694907404

Loan Size

Small

Jemal Ali

Sole Proprietorship

$10,385 Paid in Full
Address:
3750 Arville St Apt 26
Las Vegas, NV89103-2723
Approved

Mar 23, 2021

Forgiven

$10,431

Jobs Reported

1

Loan #

6446018605

Loan Size

Small

Taymi Montes Lopez

Independent Contractors

$3,270 Paid in Full
Address:
3750 Arville St Apt 199
Las Vegas, NV89103-2751
Approved

Mar 20, 2021

Forgiven

$3,282

Jobs Reported

1

Loan #

6073868609

Loan Size

Small

Jameel Greer Sims

Sole Proprietorship

$20,832 Exemption 4
Address:
3750 Arville St Apt 232
Las Vegas, NV89103-2756
Approved

Apr 5, 2021

Jobs Reported

1

Loan #

7226408705

Loan Size

Small

Rolondo Paysinger

Sole Proprietorship

$20,833 Paid in Full
Address:
3750 Arville St Apt 45
Las Vegas, NV89103-2723
Approved

May 29, 2021

Forgiven

$20,872

Jobs Reported

1

Loan #

9089379010

Loan Size

Small

Taymi Montes Lopez

Independent Contractors

$3,270 Exemption 4
Address:
3750 Arville St Apt 199
Las Vegas, NV89103-2751
Approved

Apr 16, 2021

Jobs Reported

1

Loan #

4540838808

Loan Size

Small

Zelalem Alem

Sole Proprietorship

$11,883 Paid in Full
Address:
3750 Arville St Apt 158
Las Vegas, NV89103-2742
Approved

Mar 25, 2021

Forgiven

$11,931

Jobs Reported

1

Loan #

8977558601

Loan Size

Small

Mitra Ghoddosi

Sole Proprietorship

$8,118 Paid in Full
Address:
20224 Sherman Way
Winnetka, CA91306-3237
Approved

Apr 19, 2021

Forgiven

$8,141

Jobs Reported

1

Loan #

6445458802

Loan Size

Small

Delissa White

Sole Proprietorship

$19,165 Paid in Full
Address:
3750 Arville St Apt 62
Las Vegas, NV89103-2728
Approved

Apr 2, 2021

Forgiven

$19,209

Jobs Reported

1

Loan #

5759668706

Loan Size

Small

Antjuan Crenshaw

Sole Proprietorship

$20,833 Exemption 4
Address:
3750 Arville St Apt 218
Las Vegas, NV89103-2751
Approved

Apr 28, 2021

Forgiven

$21,119

Jobs Reported

1

Loan #

3414788909

Loan Size

Small

Alireza Taghinejad

Sole Proprietorship

$8,118 Paid in Full
Address:
20224 Sherman Way
Winnetka, CA91306-3237
Approved

Apr 19, 2021

Forgiven

$8,141

Jobs Reported

1

Loan #

6227308805

Loan Size

Small

Ronece Rowland

Sole Proprietorship

$20,833 Paid in Full
Address:
3750 Arville St Apt 97
Las Vegas, NV89103-2732
Approved

May 23, 2021

Forgiven

$20,891

Jobs Reported

1

Loan #

7103929007

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 34 PPP loan records are linked to businesses associated with Anna Saravia. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Anna Saravia on the map

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Anna Saravia in Woodstk, IL: Background Summary

Location
903-1/2 Wheeler, Woodstk Il 60098, Woodstk, IL
Other Locations
Beverly Hills, CA ยท Hempstead, NY ยท Vallejo, CA and 7 more
Profiles Found
16 people with this name
Phone Numbers
(847) 840-0840 and 14 others on file
Email
annasaravia@aol.com and 1 other on file
Possible Relatives
Ana L Saravia, Anna Jocelyn Saravia Lucas, Jennifer E Saravia, Jose Juvenal Saravia, Juan Jose Saravia and 44 more
Voter Registration
Registered Democrat
Vehicles
2 linked โ€” 2012 Cadillac Escalade, 2007 Hyundai Elantra
Healthcare
Licensed provider โ€” PHYSICIAN ASSISTANT
PPP Loans
$425K for Christian Villa, Rosa Rubio

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Anna Saravia. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Anna Saravia

Search Complexity: High

72 public records across 6states, belonging to approximately 16 different individuals. With 16 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: California (21%), followed by New York and Illinois. Spans the West and Northeast regions.

CA15recordsNY6recordsIL3recordsNV1recordTX1recordNC1record

Record Type Breakdown

Data spans 6 record categories. Largest: PPP Loan Records (52%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (22) and Voter Registration Records (3).

34
PPP Loan Records
22
Contact & Address Records
3
Voter Registration Records
3
Business & Corporate Filings
2
Vehicle Registration Records
1
Healthcare Provider Records

Age Distribution

Age range: approximately 33 years, suggesting multiple generations. Largest group: Senior (65+) (17%).

Senior (65+)1personMiddle-Age (40-64)3peopleYounger Adult (25-39)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Anna Saravia

Is Anna Saravia a registered voter?
Yes, voter registration records show Anna Saravia is registered with DEM affiliation. We found 3 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Anna Saravia?
Records show 2 vehicle registrations associated with Anna Saravia, including a 2012 Cadillac Escalade. Registered makes include Cadillac, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Anna Saravia?
We found 3 business affiliations for Anna Saravia. Business records are compiled from state registries, SEC filings, and professional databases.
Is Anna Saravia a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Anna Saravia as a registered healthcare provider (NPI: 1902050867). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
How many records exist for Anna Saravia?
Our database contains 72 total records for Anna Saravia spanning 6 states. This includes 16 distinct contact records, 13 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Anna Saravia?
The 72 records displayed for Anna Saravia are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Anna Saravia remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.