Barbara Grenell from San Francisco, CA

Age 83 b. Nov 1942 Female
๐Ÿ“ 4340 25th St
๐Ÿ“ž (415) 826-5391 (Cell), (415) 643-7072, (415) 826-2409
โœ‰๏ธ bgrenell@worldnet.att.net

Barbara D Grenell from Sf, CA

Age 79
๐Ÿ“ 4340 25th St, San Francisco, CA 94114
๐Ÿ“ž (415) 826-5391, (415) 826-2409, (415) 643-7072
โœ‰๏ธ bgrenell@worldnet.att.net

Barbara Grenell from Sarasota, FL

Age 65
๐Ÿ“ 5201 Laurel Valley Ave, Sarasota, FL 34234
๐Ÿ“ž (941) 358-7393, (941) 358-7393, (941) 366-5371
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jami Michelle Bird,James Allen Bird,James Allen Bird,Terry W Grenell,Carrie L Bird
๐Ÿช James A Bird Construction Inc

Barbara Grenell from Bronx, NY

Age 75 b. May 1950 Bronx Co.
๐Ÿ“ 3981 White Plaines Rd Unit B

Barbara Grenell from Port Chester, NY

๐Ÿ“ 2 Bellefair Blvd
๐Ÿ“ž (914) 690-1108

Barbara Grenell from Rye, NY

Westchester Co.
๐Ÿ“ 555 Theodore Fremd Av B 102

Barbara Grenell from Beverly Hills, CA

Los Angeles Co.
๐Ÿ“ 702 N Beverly Dr

Barbara Grenell from Beverly Hills, CA

Los Angeles Co.
๐Ÿ“ 917 Hartford Way

Barbara Grenell from Burnsville, NC

Yancey Co.
๐Ÿ“ 1132 Halls Chapel Rd

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 9 contact records for Barbara Grenell across 4 states. The most recent address on file is in San Francisco, California. Of these records, 4 include phone numbers and 2 include email addresses. Ages range from 65 to 79, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Grenell Barbara

Westchester County
PIN: 12407300020170000000
· 2 Belle Fair Blvd, Port Chester ny

Grenell Barbara *

Berkshire County
· 305 Chestnut St, Lee Ma 1238
Built: 2006.0
Assessed: $621,300 ยท Sale: $675,000 (2016/01/01)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Barbara Grenell in Lee. Values shown are from county assessor records and may differ from current market prices.

Barbara H Grenell

Reg: 412641505
420 East 55 Street 5m
DOB: 19501016 Gender: Female
Senate: 12

Barbara H Grenell

Reg: 00628940
2 Bellefair Blvd
DOB: 19500516 Gender: Female
Senate: 17

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Barbara Grenell. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1995 PONTIAC GRAND PRIX
ยท Registered to: Barbara Grenell
ยท VIN: 1G2WJ52M6SF221014
·
100 Kennedy Park Cir Apt 103, Fergus Falls, MN, 56537
2012 Lexus CT 200h
ยท Registered to: Barbara Grenell
ยท VIN: JTHKD5BH6C2078612
·
2 Bellefair Blvd, Port Chester, NY, 10573-1049
·
(914) 690-1108
2009 Infiniti G37 SEDAN
ยท Registered to: Barbara Grenell
ยท VIN: JNKCV61F39M360324
·
2 Bellefair Blvd, Port Chester, NY, 10573-1049
·
(914) 690-1108

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Barbara Grenell. Registered makes include Pontiac, Lexus, Infiniti. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Preferred Health Strategies

+19149371072gbarbara@phsconsult.com
Port Chester,

Preferred Health Strategies

President
(914) 967-2332
Rye, NY
Engineering, Management, Accounting, Research and Related Industries (Services)

Barbara Grenell Tapestry

Barbara Grenell
(828) 675-4073rgrenell@yancey.main.nc.us
Burnsville, NC28714

Engineering World Health

Barbara GrenellDirector
Durham, NC

Barbara Grenell

United States

Helm Inc

Barbara GrenellPresident
(914) 466-2027barbara.grenell@alltel.net
19 Heirloom Ln, Port Chester, NY10573
helm.com

Barbara Grenell

United States

Helm Inc

Barbara GrenellPresident
(914) 466-2027barbara.grenell@alltel.net
19 Heirloom Ln, Port Chester, NY10573

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Barbara Grenell. Companies include Preferred Health Strategies, Barbara Grenell Tapestry, Helm Inc. Roles listed include Null and Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Preferred Health Strategies, LTD.

ID: 1167520
Addr: 2 Belle Fair Blvd, Rye Brook, NEW YORK, 10573
Filed: May 1, 1987 NEW YORK Westchester County
Chairman: Barbara Grenell

Source: Public Records Barbara Grenell appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$50 May 8, 2007
2008 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$3 Aug 22, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$35 Dec 22, 2016
2016 DEM
Democratic Congressional Campaign Committee
Grenell, Barbara Unemployed @ Not Employed Beverly Hills, CA
$5 Dec 7, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$1 Oct 11, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$35 Dec 22, 2016
2016 DEM
Democratic Congressional Campaign Committee
Grenell, Barbara Not Employed Beverly Hills, CA
$25 Oct 5, 2009
2010 DEM
Dnc Services Corporation/Democratic National Committee
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$50 Mar 8, 2008
2008 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$25 Mar 28, 2008
2008
Actblue
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$25 Nov 4, 2012
2012 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$50 Oct 8, 2007
2008 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$1,000 Dec 6, 1993
1994 DEM
Moynihan, Daniel Patrick
Grenell, Barbara White Plains, NY
$50 Nov 8, 2007
2008 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$250 May 24, 2007
2008 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$75 Nov 19, 2003
2004 DEM
Dean, Howard
Grenell, Barbara Writer @ Self Employed San Francisco, CA
$4 Aug 22, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$75 Aug 19, 2003
2004 DEM
Dean, Howard
Grenell, Barbara Writer @ Self Employed San Francisco, CA
$5 Aug 22, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$50 Jun 8, 2008
2008 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$50 Jul 17, 2004
2004 DEM
Kerry, John F
Grenell, Barbara Writer @ Self Employed San Francisco, CA
$35 Aug 22, 2016
2016 DEM
Democratic Congressional Campaign Committee
Grenell, Barbara Not Employed Beverly Hills, CA
$500 Jun 30, 2008
2008 DEM
Obama, Barack
Grenell, Barbara Retired @ Not Employed Beverly Hills, CA
$25 Aug 1, 2016
2016 DEM
Duckworth, L Tammy
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$50 May 15, 2004
2004 DEM
Kerry, John F
Grenell, Barbara Writer @ Self Employed San Francisco, CA
$300 Sep 21, 1998
1998 DEM
Grosfeld, Sharon
Grenell, Barbara Rye, NY
$15 Jul 6, 2016
2016 DEM
Kirkpatrick, Ann Leila
Grenell, Barbara Not Employed San Francisco, CA
$5 Oct 11, 2016
2016 DEM
Brownley, Julia
Grenell, Barbara Not Employed Beverly Hills, CA
$3 Jan 22, 2017
2018 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$25 Dec 4, 2011
2012 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$4 Jan 31, 2017
2018 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$25 Dec 1, 2016
2016 DEM
Duckworth, L Tammy
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$5 Aug 29, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$20 Feb 10, 2016
2016 DEM
Sanders, Bernard
Grenell, Barbara Not Employed San Francisco, CA
$3 Jan 17, 2017
2018 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$25 Oct 5, 2008
2008 DEM
Dnc Services Corporation/Democratic National Committee
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$4 Dec 31, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$3 Feb 7, 2017
2018 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$35 Jul 22, 2016
2016 DEM
Democratic Congressional Campaign Committee
Grenell, Barbara Not Employed Beverly Hills, CA
$50 Aug 8, 2008
2008 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$3 Dec 2, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$3 Aug 7, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$4 Dec 22, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$75 Oct 19, 2003
2004 DEM
Dean, Howard
Grenell, Barbara Writer @ Self Employed San Francisco, CA
$25 Jan 4, 2012
2012 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$35 Nov 22, 2016
2018 DEM
Democratic Congressional Campaign Committee
Grenell, Barbara Unemployed @ Not Employed Beverly Hills, CA
$50 Jul 8, 2008
2008 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$5 Aug 29, 2016
2016 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$50 Aug 8, 2007
2008 DEM
Obama, Barack
Grenell, Barbara Grant Writer @ Swords To Plowshares San Francisco, CA
$20 Jan 10, 2016
2016 DEM
Sanders, Bernard
Grenell, Barbara Not Employed San Francisco, CA
$4 Jan 22, 2017
2018 DEM
Actblue
Grenell, Barbara Not Employed Beverly Hills, CA
$15 Jun 28, 2013
DEM
Obama, Barack
Contributor San Francisco, CA
$15 Sep 19, 2022
Unknown Committee
Grenell, Barbara Retired San Francisco, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 52 political contribution records found for Barbara Grenell. Total disclosed contributions amount to $3,293. Recipients include Obama, Barack. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Barbara J Grenell

Age 69 Female
·
100 Kennedy Park Cir, Fergus Falls, MN 56537 (Otter Tail County)
46.2867, -96.1131
Marital: Single TZ: Central
Occ: Professional Edu: High School
Homeowner Multi-Family Built 1980 Purchased 2011
MP

Barbara D Grenell

Age 74 Female
·
4340 25th St, San Francisco, CA 94114 (San Francisco County)
37.7496, -122.4370
· (415) 643-7072
Marital: Married TZ: Pacific
Homeowner Single Family Built 1900 Purchased 2005

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Barbara Grenell. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Barbara Grenell. These loans were issued to businesses, not individuals.

Dorf & Nelson LLP

Partnership

$804,375 Paid in Full
Address:
555 Theodore Fremd Ave Ste A300
Rye, NY10580-1437
Approved

Feb 6, 2021

Forgiven

$810,501

Jobs Reported

48

Loan #

4242938402

Loan Size

Medium

Littlemissmatched LLC

Limited Liability Company(LLC

$6,053 Paid in Full
Address:
555 Theodore Fremd Ave Ste A300
Rye, NY10580-1437
Approved

Feb 12, 2021

Forgiven

$6,097

Jobs Reported

2

Loan #

7614578407

Loan Size

Small

Allshows, LLC

Subchapter S Corporation

$425,602 Paid in Full
Address:
555 Theodore Fremd Ave
Rye, NY10580
Approved

May 1, 2020

Forgiven

$431,094

Jobs Reported

23

Loan #

3026377710

Loan Size

Medium

Green Point Technology Services LLC

Limited Liability Company(LLC

$77,200 Paid in Full
Address:
555 Theodore Fremd Ave Ste A102
Rye, NY10580-1456
Approved

Jan 28, 2021

Forgiven

$77,794

Jobs Reported

4

Loan #

7456658302

Loan Size

Small

Haybeach Partners LLC

Partnership

$129,825 Paid in Full
Address:
555 Theodore Fremd Ave Ste C303
Rye, NY10580-1424
Approved

Jan 31, 2021

Forgiven

$130,540

Jobs Reported

7

Loan #

9702108307

Loan Size

Small

New Age Alpha LLC

Limited Liability Company(LLC

$412,675 Paid in Full
Address:
555 Theodore Fremd Ave Ste A101
Rye, NY10580-1456
Approved

Mar 20, 2021

Forgiven

$415,034

Jobs Reported

23

Loan #

4872238605

Loan Size

Medium

Dorf And Nelson LLP

Partnership

$804,300 Paid in Full
Address:
555 Theodore Fremd Ave
Rye, NY10580-1424
Approved

Apr 9, 2020

Forgiven

$804,180

Jobs Reported

48

Loan #

9237197004

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 7 PPP loan records are linked to businesses associated with Barbara Grenell. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Barbara Grenell on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
9
1
1
2
3
10

Barbara Grenell in San Francisco, CA: Background Summary

Location
4340 25th St, San Francisco, CA 94114
Other Locations
SF, CA ยท Bronx, NY ยท Port Chester, NY and 3 more
Profiles Found
9 people with this name
Phone Numbers
(415) 643-7072 and 4 others on file
Email
bgrenell@worldnet.att.net
Possible Relatives
Jami Michelle Bird, James Allen Bird, Terry W Grenell, Carrie L Bird
Career
Director, President at Preferred Health Strategies, Barbara Grenell Tapestry
Properties
2properties owned
Vehicles
3 linked โ€” 1995 Pontiac Grand Prix, 2012 Lexus CT 200h and 1 more
Contributions
$3,293.2 total โ€” Obama, Barack
PPP Loans
$2660K for Dorf & Nelson LLP, Littlemissmatched LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Barbara Grenell. Because public records are indexed by name rather than by a unique identifier, the 92 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Barbara Grenell

Search Complexity: High

92 public records across 6states, belonging to approximately 9 different individuals. With 9 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: New York (11%), followed by California and North Carolina. Spans the Northeast and West regions.

NY10recordsCA9recordsNC3recordsMN2recordsFL1recordMA1record

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (58%), which include employer and occupation, which are strong distinguishing fields. Also includes Business & Corporate Filings (12) and Contact & Address Records (11).

52
Political Contribution Records
12
Business & Corporate Filings
11
Contact & Address Records
7
PPP Loan Records
3
Vehicle Registration Records
2
Property Ownership Records

Frequently Asked Questions About Barbara Grenell

Is Barbara Grenell a registered voter?
Yes, voter registration records show Barbara Grenell is registered. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Barbara Grenell own property?
County assessor records show 2 properties associated with Barbara Grenell . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Barbara Grenell?
Records show 3 vehicle registrations associated with Barbara Grenell, including a 1995 PONTIAC GRAND PRIX. Registered makes include Pontiac, Lexus, Infiniti. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Barbara Grenell?
We found 12 business affiliations for Barbara Grenell (null). Other companies include Barbara Grenell Tapestry, Helm Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Barbara Grenell made political donations?
FEC disclosure records show 52 reported political contributions from Barbara Grenell, totaling $3,293. Recipients include Obama, Barack. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Barbara Grenell?
Our database contains 92 total records for Barbara Grenell spanning 6 states. This includes 9 distinct contact records, 4 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Barbara Grenell?
The 92 records displayed for Barbara Grenell are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Barbara Grenell remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.