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Barbara Jetton

Age 39 b. 1986-06-23
📍 2755 Ventura Av, S Rs Ca 95403
📞 (707) 299-0725
✉️ BKJETTON@GMAIL.COM, bkjetton@gmail.com

Barbara Jetton from Memphis, TN

Age 62
📍 571 Mendenhall Rd #2, Memphis, TN 38117
📞 (901) 452-2329
✉️ bjetton@midsouth.rr.com, bjetton@yahoo.com
👨‍👩‍👧 Relatives: Sharon Kay Jetton

Barbara Jetton from Ashdown, AR

Age 61 b. May 1964
📍 230 E Cowling St
📞 (903) 824-4640
✉️ duckjetton28@gmail.com
👤 aka Barbara J Thompson, Barbara Jetton Jetton, Barbara Cheatham

Barbara Jetton

📍 5504 Greenwood Acres Blvd, Little Rock Ar
📞 (903) 824-4640
✉️ JETTON.BARBARA@YAHOO.COM

Barbara Jetton

Age 61 b. 1964-05-14
📍 230 E Cowling St, Ashdown Ar
📞 (903) 824-4640
✉️ JETTON.BARBARA@YAHOO.COM

Barbara Jetton

📍 8331 Counts Massie Rd, Nlr Ar 72113
📞 (903) 824-4640
✉️ JETTON.BARBARA@YAHOO.COM

Barbara Jetton from Fort Smith, AR

Age 57
📍 3408 29th Cir, Fort Smith, AR 72901
📞 (501) 646-2684, (479) 783-7395
👨‍👩‍👧 Relatives: Jackie L Wells,Evelyn J Wells,Chrisbarbara Jetton

Barbara Jetton from Sulphur Springs, TX

Age 73 b. Jul 1952 Hopkins Co.
📍 513 Woodlawn St
📞 (903) 885-6142

Barbara Jetton from Princeton, NJ

Age 100 b. Nov 1925
📍 29 Chestnut St
📞 (847) 395-9105

Barbara Jetton from Des Moines, WA

Age 84 b. 1942 King Co.
📍 1208 S 216th St Apt 101b
📞 (206) 592-0736

Barbara Jetton from Charlotte, NC

Age 60 b. Sep 1965
📍 1226 Greylyn Dr
📞 (704) 849-2017

Barbara Jetton from Princeton Junction, NJ

Age 74 b. Dec 1951 Mercer Co.
📍 44 York Rd
📞 (609) 799-0404

Barbara Jetton from Des Moines, WA

Age 83 b. Jul 1942 King Co.
📍 1208 S 216th St Apt 101 B
📞 (206) 870-7490

Barbara Jetton from Memphis, TN

Age 74 b. Jun 1951 Shelby Co.
📍 385 N Graham St 5
📞 (401) 682-1839

Barbara Jetton from Sacramento, CA

Oct 1900 Sacramento Co.
📍 5320 Sandburg Dr
📞 (916) 452-2270

Barbara Jetton from Melbourne, FL

Age 70 b. Oct 1955 Brevard Co.
📍 1633 W Shores Rd
📞 (321) 757-8577

Barbara Jetton from Fort Smith, AR

Age 69 b. Apr 1957 Sebastian Co.
📍 3408 S 29th Cir
📞 (479) 646-2684

Barbara Jetton from Santa Rosa, CA

Female
📍 2755 Ventura Ave 21
📞 (707) 299-0725 (VERIZON WIRELESS)

Barbara Jetton from Memphis, TN

Age 75 b. 1951 Female
📍 585 S Greer St
📞 (901) 452-7311

Barbara Jetton from New York, NY

Age 74 b. Dec 1951 New York Co.
📍 1251 Avenue Of The Americas Ander

Barbara Jetton from Memphis, TN

Age 73 b. Jun 1952 Shelby Co.
📍 351 Buena Vista Pl

Barbara Jetton from Chevy Chase, MD

Age 108 b. Aug 1917 Montgomery Co.
📍 8100 Connecticut Ave Apt 219

Barbara Jetton from Haleyville, AL

Age 80 b. Sep 1945 Winston Co.
📍 Rr 7 Po Box 7

Barbara Jetton from Muldrow, OK

Age 67 b. Jan 1959
📍 653 Po Box
👤 aka Barbaraj Jetton

Barbara Jetton from Mayfield, KY

0
📍 105 North St, Mayfield, KY 42066

Barbara Jetton from Haleyville, AL

Age 68
📍 Rr 7, Haleyville, AL 35565

Barbara Jetton from Oakland, KY

Age 51
📍 68 Po Box, Oakland, KY 42159

Barbara Jetton from Fulton, KY

0
📍 225 Vernon Ave, Fulton, KY 42041

Barbara Jetton from Coulterville, IL

Randolph Co.
📍 2933 State
📞 (618) 758-2140

Barbara Jetton from Mayfield, KY

Graves Co.
📍 525 W Housman St
📞 (704) 463-0173

Barbara Jetton from Lenzburg, IL

📍 10433 New Athens Darmstadt Rd
📞 7582140

Barbara Jetton from Pollock Pines, CA

El Dorado Co.
📍 6501 Dobson Wa

Barbara Jetton from Mayfield, KY

Graves Co.
📍 1217 W Broadway St

Barbara Jetton from Winnsboro, TX

Wood Co.
📍 5 Po Box 51395

Barbara Jetton from Rockwall, TX

Rockwall Co.
📍 1 Po Box 4

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 35 contact records for Barbara Jetton across 14 states. The most recent address on file is in Ashdown, Arkansas. Of these records, 22 include phone numbers and 6 include email addresses. Ages range from 51 to 68, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Jetton Barbara

Tom-green County
PIN: R000035851
· 614 N Jefferson St
Lot: 8,399sqft

Jetton Barbara

Tom-green County
· 614 N Jefferson St, San-Angelo

Jetton, Barbara Louise

Residential Mercer County
· 44 York Road, 08550

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Barbara Jetton in San-Angelo. Values shown are from county assessor records and may differ from current market prices.

Barbara Joyce Jetton

230 E Cowling, Ashdown, AR, 71822

Barbara Coburn Jetton

721 Eagle Watch RD, Oak Hill, , 32759

Barbara Louise Jetton

105 Elcy Ln, Charlotte, VT

Barbara H Jetton

Reg: 10/05/1996
1208 216th St, Des Moines, WA, 98198
DOB: 07/20/1942 Gender: Female
County: KI

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Barbara Jetton in Arkansas, , Vermont and 1 other state. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 SCION XA
· Registered to: Barbara Jetton
· VIN: JTKKT624350087864
·
585 S Greer St Apt 803, Memphis, TN, 38111
·
(901) 452-7311
1995 CHEVROLET CORSICA
· Registered to: Barbara Jetton
· VIN: 1G1LD5542SY164387
·
513 Woodlawn St, Sulphur Springs, TX, 75482
·
(903) 885-6142
1995 LEXUS SC 300 CAR MID LUXURY
· Registered to: Barbara Jetton
· VIN: JT8JZ31C8S0025928
·
1658 State Highway 11, Winnsboro, TX, 75494
2007 CHEVROLET SILVERADO 1500
· Registered to: Barbara Jetton
· VIN: 2GCEC13C371522290
·
1704 S Fm 1138, Royse City, TX, 75189-3473

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Barbara Jetton. Registered makes include Scion, Chevrolet, Lexus. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Arkansas Colleges of Health Education

Director Of Human Resources
+14793082243barbara.jetton@acheedu.org
Fort Smith,
LinkedIn

Barbara Jetton

Language Arts Teacher
West Windsor - Plainsboro Regional School District
New Jersey
barbara.jetton@ww-p.org
LinkedIn

Barbara Jetton

Student at Lytles Redwood

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 6 business affiliations were found for Barbara Jetton. Roles listed include Director Of Human Resources and Assist. Of VP HR. Records are compiled from state business registries, SEC filings, and professional networking databases.

🏛️

Barbara Jetton

Department: West Windsor Plainsboro Reg
Fund: TPAF - Teachers' Pension and Annuity Fund
Retired: 2016-01
🏛️

Unknown

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Unknown

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Unknown

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Unknown

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Barbara Jetton appears in 11 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Barbara Jetton

Vintage High School - Napa, CA, CA
2002

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Barbara Jetton has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1 Apr 30, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Dec 9, 1997
1998
Brevard Tiger
Jetton, Barbara
$21 Mar 3, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Jan 15, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Feb 27, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Feb 13, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Dec 15, 1997
1998
Brevard Tiger
Jetton, Barbara
$1 May 22, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Jan 30, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Nov 26, 1997
1998
Brevard Tiger
Jetton, Barbara
$1 Oct 16, 1997
1998
Brevard Tiger
Jetton, Barbara
$21 Oct 9, 1997
1998
Brevard Tiger
Jetton, Barbara
$21 Oct 27, 1997
1998
Brevard Tiger
Jetton, Barbara
$1 May 15, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Dec 23, 1997
1998
Brevard Tiger
Jetton, Barbara
$1 Jan 29, 1999
2000
Brevard Tiger
Jetton, Barbara
$1 Mar 3, 1999
2000
Brevard Tiger
Jetton, Barbara
$1 Mar 13, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Mar 30, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Apr 9, 1998
1998
Brevard Tiger
Jetton, Barbara
$1 Feb 26, 1999
2000
Brevard Tiger
Jetton, Barbara
$1 Feb 13, 1998
Brevard Tiger
Contributor

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 22 political contribution records found for Barbara Jetton. Total disclosed contributions amount to $75. Recipients include Brevard Tiger. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Barbara A Jetton

Age 66 Female
·
585 S Greer St, Memphis, TN 38111 (Shelby County)
35.1193, -89.9546
· (901) 452-7311
Marital: Married TZ: Central
Edu: High School
Homeowner Multi-Family
MP

Barbara P Jetton

Age 60 Female
·
3408 S 29th Cir, Fort Smith, AR 72901 (Sebastian County)
35.3507, -94.4016
· (479) 646-2684
Marital: Single TZ: Central
Homeowner Single Family Built 1993 Purchased 2001
MP

Barbara Jetton

Female
·
PO Box 744, Ashdown, AR 71822 (Little River County)
33.6719, -94.1302
Marital: Married TZ: Central
Homeowner Single Family
MP

Barbara L Jetton

Age 82 Female
·
2933 State Route 153, Coulterville, IL 62237 (Randolph County)
38.2620, -89.6113
· (618) 758-1143
Marital: Single TZ: Central
Homeowner Single Family Built 1953
MP

Barbara Jetton

Female
·
105 Elcy Ln, Charlotte, VT 05445 (Chittenden County)
44.2669, -73.2152
TZ: Eastern
Homeowner Single Family Purchased 2016
MP

Barbara H Jetton

Age 75 Female
·
1208 S 216th St, Seattle, WA 98198 (King County)
47.4084, -122.3170
· (206) 592-0736
Marital: Inferred Single TZ: Pacific
Edu: High School
Homeowner Multi-Family Built 1985 Purchased 1995
MP

Barbara Jetton

Female
·
209 N 2nd St, Wylie, TX 75098 (Collin County)
33.0153, -96.5366
TZ: Central
Homeowner Single Family Built 1950
MP

Barbara K Jetton

Age 65 Female
·
1704 S Fm 1138, Royse City, TX 75189 (Rockwall County)
33.0044, -96.3720
Marital: Single TZ: Central
Homeowner Single Family Built 1956
MP

Barbara Jetton

Female
·
17610 110th Street Ct E, Bonney Lake, WA 98391 (Pierce County)
47.1569, -122.1960
TZ: Pacific
Homeowner Single Family Built 2003 Purchased 2014
MP

Barbara Jetton

Age 65 Female
·
513 Woodlawn St, Sulphur Spgs, TX 75482 (Hopkins County)
33.1427, -95.6076
· (903) 951-1111
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family Built 1993 Purchased 1993
MP

Barbara K Jetton

Age 31 Female
·
PO Box 2160, Napa, CA 94558 (Napa County)
38.3435, -122.3051
Marital: Married TZ: Pacific
Edu: High School
Homeowner Multi-Family Built 1956 Purchased 2011

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Barbara Jetton. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Barbara Jetton. These loans were issued to businesses, not individuals.

Carol Stout

Sole Proprietorship

$18,665 Paid in Full
Address:
585 S Greer St Apt 1002
Memphis, TN38111-3231
Approved

May 12, 2021

Forgiven

$18,772

Jobs Reported

1

Loan #

9896488901

Loan Size

Small

Chestnut Worcester LLC

Limited Liability Company(LLC

$20,577 Paid in Full
Address:
29 Chestnut St
Worcester, MA01609-2819
Approved

Mar 12, 2021

Forgiven

$20,691

Jobs Reported

2

Loan #

1091618605

Loan Size

Small

Psychiatric Consulting PC

Corporation

$28,540 Paid in Full
Address:
585 S Greer St Ste. 300
Memphis, TN38111
Approved

Apr 29, 2020

Forgiven

$28,864

Jobs Reported

1

Loan #

4563257306

Loan Size

Small

Albini Landscaping INC

Corporation

$90,972 Paid in Full
Address:
29 Chestnut St
Huntington, NY11743
Approved

Apr 30, 2020

Forgiven

$91,553

Jobs Reported

8

Loan #

5729787307

Loan Size

Small

Fenerli LLC

Limited Liability Company(LLC

$40,647 Paid in Full
Address:
29 Chestnut St
Ridgewood, NJ07450-3803
Approved

Jan 20, 2021

Forgiven

$41,145

Jobs Reported

6

Loan #

2140848301

Loan Size

Small

Corbett Smith Company

Corporation

$28,230 Paid in Full
Address:
2890 Redwood Rd
Napa, CA94558-4130
Approved

Mar 20, 2021

Forgiven

$28,417

Jobs Reported

1

Loan #

5867968601

Loan Size

Small

Fenerli LLC

Limited Liability Company(LLC

$28,670 Paid in Full
Address:
29 Chestnut St
Ridgewood, NJ07450-3116
Approved

Apr 14, 2020

Forgiven

$29,026

Jobs Reported

6

Loan #

7325767108

Loan Size

Small

Albini Landscaping INC

Corporation

$67,662 Paid in Full
Address:
29 Chestnut St
Huntington, NY11743-7103
Approved

Feb 17, 2021

Forgiven

$68,115

Jobs Reported

8

Loan #

9560748402

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with Barbara Jetton. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Barbara Jetton on the map

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Found 55 results across 15 states

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Barbara Jetton in S Rs, CA: Background Summary

Location
2755 Ventura Av, S Rs Ca 95403, S Rs, CA
Other Locations
Ashdown, AR · Sulphur Springs, TX · Princeton, NJ and 18 more
Profiles Found
35 people with this name
Phone Numbers
(707) 299-0725 and 16 others on file
Email
bkjetton@gmail.com and 4 others on file
Possible Relatives
Sharon Kay Jetton, Jackie L Wells, Evelyn J Wells, Chrisbarbara Jetton
Career
Director Of Human Resources, Assist. Of VP HR
Properties
2properties owned
Vehicles
4 linked — 2005 Scion XA, 1995 Chevrolet Corsica and 2 more
Contributions
$74.52 total — Brevard Tiger
PPP Loans
$324K for Carol Stout, Chestnut Worcester LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Barbara Jetton. Because public records are indexed by name rather than by a unique identifier, the 109 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Barbara Jetton

Search Complexity: High

109 public records across 15states, belonging to approximately 35 different individuals. With 35 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Texas (9%), followed by Arkansas and Tennessee. Spans the South and West regions.

TX10recordsAR9recordsTN6recordsCA6recordsKY5recordsWA5records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (45%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (22) and PPP Loan Records (8).

39
Contact & Address Records
22
Political Contribution Records
8
PPP Loan Records
6
Business & Corporate Filings
4
Voter Registration Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 69 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)10peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Barbara Jetton

Is Barbara Jetton a registered voter?
Yes, voter registration records show Barbara Jetton is registered in Arkansas. We found 4 voter registration entries across 4 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Barbara Jetton own property?
County assessor records show 3 properties associated with Barbara Jetton . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Barbara Jetton?
Records show 4 vehicle registrations associated with Barbara Jetton, including a 2005 SCION XA. Registered makes include Scion, Chevrolet, Lexus. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Barbara Jetton?
We found 6 business affiliations for Barbara Jetton (Director Of Human Resources). Business records are compiled from state registries, SEC filings, and professional databases.
Has Barbara Jetton made political donations?
FEC disclosure records show 22 reported political contributions from Barbara Jetton, totaling $75. Recipients include Brevard Tiger. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Barbara Jetton?
Our database contains 109 total records for Barbara Jetton spanning 15 states. This includes 35 distinct contact records, 22 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Barbara Jetton?
The 109 records displayed for Barbara Jetton are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Barbara Jetton remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.