Barry Vanlandingham from Houston, MS

Age 71 b. May 1954 Male
๐Ÿ“ 599 County Road 166
๐Ÿ’ผ 1702
๐Ÿ“ž (662) 315-6087 (Cell), (662) 456-2091
โœ‰๏ธ roryvan@adelphia.net

Barry Vanlandingham from Banner, MS

Age 47
๐Ÿ“ 41 County Road 284, Banner, MS 38913
๐Ÿ“ž (662) 983-4002
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Lurinda K Vanlandingham

Barry Vanlandingham from Banner, MS

Age 59 b. Nov 1966 Calhoun Co.
๐Ÿ“ 41 County Road 284
๐Ÿ“ž (662) 413-4002

Barry Vanlandingham from Richmond, VA

Age 59 b. Apr 1966 Henrico Co.
๐Ÿ“ 2504 Libbie Ave
๐Ÿ“ž (209) 835-7307

Barry Vanlandingham from Mechanicsville, VA

Age 59 b. 1967 Hanover Co.
๐Ÿ“ 9362 Summer Oak Dr
๐Ÿ“ž (804) 730-3970

Barry Vanlandingham from Houston, MS

Chickasaw Co.
๐Ÿ“ Rr 3 Po Box 179
๐Ÿ“ž (773) 539-4784

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 6 contact records for Barry Vanlandingham across 2 states. The most recent address on file is in Houston, Mississippi. Of these records, 6 include phone numbers and 1 include email addresses. The listed age is 47. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Vanlandingham Barry Todd

Calhoun County

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Barry Vanlandingham in 3. Values shown are from county assessor records and may differ from current market prices.

2007 NISSAN SENTRA
ยท Registered to: Barry Vanlandingham
ยท VIN: 3N1AB61E07L667923
·
599 County Road 166, Houston, MS, 38851-9220
2012 Ford Fusion
ยท Registered to: Barry Vanlandingham
ยท VIN: 3FAHP0HA5CR428314
·
599 County Road 166, Houston, MS, 38851
·
(662) 456-2091
2006 Ford F-150
ยท Registered to: Barry Vanlandingham
ยท VIN: 1FTRX12W26NA81900
·
41 County Road 284, Banner, MS, 38913
2011 CHEVROLET CRUZE CAR BASIC ECONOMY
ยท Registered to: Barry Vanlandingham
ยท VIN: 1G1PC5SH6B7166614
·
41 County Road 284, Banner, MS, 38913
2010 Ford Fusion Hybrid
ยท Registered to: Barry Vanlandingham
ยท VIN: 3FADP0L36AR178618
·
599 County Road 166, Houston, MS, 38851-9220
·
(662) 456-2091
2007 MERCURY GRAND MARQUIS
ยท Registered to: Barry Vanlandingham
ยท VIN: 2MEFM74V47X602553
·
599 County Road 166, Houston, MS, 38851-9220
2017 RAM PICKUP 1500 RAM
ยท Registered to: Barry Vanlandingham
ยท VIN: 3C6RR7LT2HG599171
·
599 County Road 166, Houston, MS, 38851
·
(662) 315-6087
2000 PONTIAC GRAND PRIX 4DR SEDAN
ยท Registered to: Barry Vanlandingham
ยท VIN: 1G2WP52K1YF254668
·
41 County Road 284, Banner, MS, 38913
ยท Registered to: Barry Vanlandingham
·
41 County Road 284, Banner, MS, 38913

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 9 vehicle registration records are associated with Barry Vanlandingham. Registered makes include Nissan, Ford, Chevrolet, Mercury and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Barry Vanlandingham

Representative
Iuoe
Alabama

Barry Vanlandingham

Representative at IUOE< ยท Tuscaloosa, Alabama Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Barry Vanlandingham. Records are compiled from state business registries, SEC filings, and professional networking databases.

Inventor Record

Barry Vanlandingham - NC, UNITED STATES

Patent Details

Barry Vanlandingham
#8751340

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Barry Vanlandingham is listed as an inventor or co-inventor on 2 USPTO patents. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Barry Vanlandingham

Houston High School - Houston, MS, MS
1972

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Barry Vanlandingham has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$3 Dec 15, 2015
2016
Bank Of America State And Federal Pac
Vanlandingham, Barry Senior Vice President @ Bank Of America Richmond, VA
$1 Nov 15, 2003
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$1 Oct 29, 2004
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$1 Aug 15, 2004
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$42 Nov 5, 2004
2004 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W Intl Rep @ Iuoe999h Houston, MS
$67 Jun 8, 2009
2010 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Nov 8, 2012
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$133 Sep 30, 2012
2012
Engineers Political Education Committee Epec
Vanlandingham, Barry Intl Rep @ Iuoe Hq Houston, MS
$1 Jan 15, 2004
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$67 Apr 2, 2014
2014 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Apr 30, 2014
2014 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$4 Nov 30, 2015
2016
Bank Of America State And Federal Pac
Vanlandingham, Barry Senior Vice President @ Bank Of America Richmond, VA
$67 Dec 7, 2009
2010 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$21 Nov 7, 2003
2004 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W Intl Rep @ Iuoe999h Houston, MS
$67 Apr 3, 2012
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$21 Oct 3, 2003
2004 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W Intl Rep @ Iuoe999h Houston, MS
$67 Jul 17, 2012
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Jun 1, 2010
2010 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Aug 31, 2012
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$1 Jan 30, 2004
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$67 Nov 10, 2011
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$1 Dec 31, 2003
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$67 Jun 29, 2011
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Jul 14, 2009
2010 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$1 Oct 15, 2004
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$67 Sep 28, 2010
2010 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$3 Jul 29, 2016
2016
Bank Of America State And Federal Pac
Vanlandingham, Barry Senior Vice President @ Bank Of America Richmond, VA
$67 Aug 9, 2013
2014 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 May 23, 2012
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$3 Aug 31, 2016
2016
Bank Of America State And Federal Pac
Vanlandingham, Barry Senior Vice President @ Bank Of America Richmond, VA
$3 Sep 15, 2016
2016
Bank Amer CORP State And Fed Pac Mi
Vanlandingham, Barry Senior Vice President Bank Of America Richmond, VA
$1 Aug 15, 2003
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$500 Mar 14, 2008
2008 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W Business Agent @ Iuoe Headquarters Houston, MS
$67 Oct 4, 2013
2014 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 May 25, 2011
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$3 Dec 31, 2015
2016
Bank Of America State And Federal Pac
Vanlandingham, Barry Senior Vice President @ Bank Of America Richmond, VA
$21 Dec 9, 2002
2002 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W Intl Rep @ Iuoe999h Houston, MS
$67 Mar 4, 2014
2014 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$1 Sep 15, 2004
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$67 Aug 29, 2011
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Sep 2, 2009
2010 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$3 Sep 15, 2016
2016
Bank Of America State And Federal Pac
Vanlandingham, Barry Senior Vice President @ Bank Of America Richmond, VA
$67 Apr 1, 2013
2014 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 May 7, 2013
2014 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Aug 6, 2010
2010 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 May 14, 2009
2010 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Oct 24, 2012
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$1 Sep 15, 2003
2004
Bank Of America Corporation State And Fe
Vanlandingham, Barry T Banker Mechanicsville, VA
$67 Oct 14, 2011
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Sep 12, 2011
2012 UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Vanlandingham, Barry W International Representative @ Iuoe Headquarters Houston, MS
$67 Oct 4, 2013
UNK
Engineers Political Education Committee (epec)/International Union Of Operating Engineers
Contributor International Representative @ Iuoe Headquarters Houston, MS
$500 Mar 14, 2008
Unknown Committee
Vanlandingham, Barry W Business Agent @ IUOE Local 917 Houston, MS
$12
2014
Bank Of America Corporation State And Federal Political Action Committee
Contributor Mechanicsville, VA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Barry Vanlandingham. Total disclosed contributions amount to $3,146. Recipients include Engineers Political Education Committee (epec)/International Union Of Operating Engineers, Bank Of America Corporation State And Federal Political Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Barry W Vanlandingham

Age 63 Male
·
599 County Road 166, Houston, MS 38851 (Chickasaw County)
33.8555, -88.8713
· (662) 456-2091
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1976
MP

Barry Vanlandingham

Age 50 Male
·
41 County Road 284, Banner, MS 38913 (Calhoun County)
34.1461, -89.4209
· (662) 413-4002
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family
MP

Barry Vanlandingham

Age 48 Male
·
1267 Brooksville Rd, Louisville, MS 39339 (Winston County)
33.1496, -89.0167
· (662) 773-4510
Marital: Inferred Married TZ: Central
Edu: High School
Homeowner Single Family Built 2006 Purchased 2005
MP

Barry T Vanlandingham

Age 51 Male
·
9362 Summer Oak Dr, Mechanicsvlle, VA 23116 (Hanover County)
37.6722, -77.4212
· (804) 723-4470
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 2001 Purchased 2001

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Barry Vanlandingham. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Barry Vanlandingham. These loans were issued to businesses, not individuals.

Barry Vanlandingham

Sole Proprietorship

$2,291 Paid in Full
Address:
41 County Road 284
Banner, MS38913-5042
Approved

Mar 24, 2021

Forgiven

$2,298

Jobs Reported

1

Loan #

8051028602

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Barry Vanlandingham. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Barry Vanlandingham on the map

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4

Barry Vanlandingham in Houston, MS: Background Summary

Location
599 County Road 166, Houston, MS 38851
Other Locations
Banner, MS ยท Richmond, VA ยท Mechanicsville, VA and 1 more
Profiles Found
6 people with this name
Phone Numbers
(662) 456-2091 and 6 others on file
Email
roryvan@adelphia.net
Possible Relatives
Lurinda K Vanlandingham
Properties
1property owned
Vehicles
9 linked โ€” 2007 Nissan Sentra, 2012 Ford Fusion and 7 more
Contributions
$3,145.85 total โ€” Engineers Political Education Committee (epec)/International Union Of Operating Engineers, Bank Of America Corporation State And Federal Political Action Committee
PPP Loans
$2,291.45 for Barry Vanlandingham

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Barry Vanlandingham. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Barry Vanlandingham

Search Complexity: Moderate

85 public records across 2states, belonging to approximately 6 different individuals. There are 6 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are concentrated across 2 states. Highest concentration: Mississippi (26%), followed by Virginia. Concentrated in the South.

MS22recordsVA4records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (66%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (11) and Vehicle Registration Records (9).

53
Political Contribution Records
11
Contact & Address Records
9
Vehicle Registration Records
3
Business & Corporate Filings
2
Patent & Invention Records
1
Property Ownership Records

Age Distribution

Age range: approximately 25 years, suggesting multiple generations. Largest group: Senior (65+) (25%).

Senior (65+)1personMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Barry Vanlandingham

Does Barry Vanlandingham own property?
County assessor records show 1 property associated with Barry Vanlandingham . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Barry Vanlandingham?
Records show 9 vehicle registrations associated with Barry Vanlandingham, including a 2007 NISSAN SENTRA. Registered makes include Nissan, Ford, Chevrolet, Mercury. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Barry Vanlandingham?
We found 3 business affiliations for Barry Vanlandingham. Business records are compiled from state registries, SEC filings, and professional databases.
Has Barry Vanlandingham made political donations?
FEC disclosure records show 53 reported political contributions from Barry Vanlandingham, totaling $3,146. Recipients include Engineers Political Education Committee (epec)/International Union Of Operating Engineers and Bank Of America Corporation State And Federal Political Action Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Barry Vanlandingham?
Our database contains 85 total records for Barry Vanlandingham spanning 2 states. This includes 6 distinct contact records, 6 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Barry Vanlandingham?
The 85 records displayed for Barry Vanlandingham are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Barry Vanlandingham remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.