Barry Winkle from Mobile, AL

Age 69
๐Ÿ“ 2312 Genoa Dr, Mobile, AL 36609
๐Ÿ“ž (251) 414-1960, (251) 414-1960, (334) 438-2222, (334) 602-6678, (334) 666-3389, (703) 978-5587, (334) 476-4650
โœ‰๏ธ bawinkle@alltel.net, bawinkle@bright.net, bawinkle@comcast.net, bawinkle@hotmail.com, bawinkle@mediaone.net, bawinkle@verizon.net, bawinkle@webtv.net
๐Ÿช Henny Bolton Enterprises, Inc, Fountainhead, Inc

Barry Winkle from Georgetown, TX

Age 63
๐Ÿ“ 125 Ridgecrest Rd, Georgetown, TX 78628
๐Ÿ“ž (512) 218-1414, (512) 219-5959, (512) 219-5961
โœ‰๏ธ barry@tx-star.com, barrywinkle@tx-star.com
๐Ÿช Bentley Capital Llc

Barry Winkle from Owenton, KY

Age 60
๐Ÿ“ 6885 Georgetown Rd, Owenton, KY 40359
๐Ÿ“ž (502) 484-2733, (502) 484-2733, (502) 484-2783
โœ‰๏ธ barrywnk@wmconnect.com, bgwink@earthlink.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mary J Winkle,Abigail M Wuebbling,Amanda C Perkins,Amelia Leanne Winkle

Barry Winkle from Mobile, AL

Age 81 b. 1945 Male
๐Ÿ“ 1079 Zurich St
๐Ÿ’ผ 1702
๐Ÿ“ž (251) 635-8011 (Cell), (251) 648-5923
โœ‰๏ธ bwinkle@bellsouth.net

Barry Winkle from Frankfort, KY

Age 59
๐Ÿ“ 132 Hunters Trce, Frankfort, KY 40601
๐Ÿ“ž (502) 223-1127, (502) 223-1127
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Deborah H Winkle,Bryan Winkle

Barry Winkle from Alvarado, TX

Age 56
๐Ÿ“ 8116 Prairie Hill St, Alvarado, TX 76009
๐Ÿ“ž (817) 790-5678, (817) 790-6245, (817) 308-7129, (817) 790-0753, (817) 790-5678, (817) 790-6245, (817) 790-7109, (817) 478-0516
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Lisa B Winkle,Brian Wayne Winkle,Lisa Renee Winkle

Barry Winkle

๐Ÿ“ 13645 N Western Rd, Camby In
๐Ÿ“ž (317) 910-6710, (317) 910-6710
โœ‰๏ธ WINKLE@TIMBERSIDEASSETS.COM

Barry Winkle

๐Ÿ“ 13645 Western, Camby In 46113
๐Ÿ“ž (317) 910-6710, (317) 910-6710
โœ‰๏ธ WINKLE@TIMBERSIDEASSETS.COM

Barry Winkle from Owenton, KY

Male
๐Ÿ“ 8505 Georgetown Rd
๐Ÿ“ž (502) 803-1649 (SPRINT)

Barry Winkle from Kennedale, TX

Age 66 b. Sep 1959 Tarrant Co.
๐Ÿ“ 716 W Mansfield Hy 34

Barry Winkle from Pensacola, FL

Age 75 b. Aug 1950 Escambia Co.
๐Ÿ“ 4447 Youpon Rd

Barry Winkle from Mobile, AL

Age 81 b. Mar 1945 Mobile Co.
๐Ÿ“ 1436 Regal Oaks Ct

Barry Winkle from Frankfort, KY

Age 71 b. Apr 1954 Franklin Co.
๐Ÿ“ 222 E 4th St

Barry Winkle from Frankfort, KY

Franklin Co.
๐Ÿ“ Rr 2 Po Box 63

Barry Winkle from New Haven, CT

๐Ÿ“ 545 Long Wharf Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 15 contact records for Barry Winkle across 5 states. The most recent address on file is in Mobile, Alabama. Of these records, 9 include phone numbers and 6 include email addresses. Ages range from 56 to 69, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Winkle Barry

Johnson County
PIN: 126.2371.00050
· 8116 S Prairie Hill
Lot: 22,924sqft

Winkle Barry C & Sylvia C

Mobile County
· 1079 Zurich St, Mobile

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Barry Winkle in Mobile. Values shown are from county assessor records and may differ from current market prices.

1999 TOYOTA CAMRY
ยท Registered to: Barry Winkle
ยท VIN: 4T1BG22K9XU401897
·
132 Hunters Trce, Frankfort, KY, 40601
·
(502) 223-1127
2002 NISSAN SENTRA CAR BASIC ECONOMY
ยท Registered to: Barry Winkle
ยท VIN: 3N1CB51DX2L688071
·
212 Dilworth, Italy, TX, 76651
·
(972) 483-6455
2018 HYUNDAI SANTA FE SPORT
ยท Registered to: Barry Winkle
ยท VIN: 5XYZT3LB2JG525876
·
8116 S Prairie Hill, Alvarado, TX, 76009
1995 FORD WINDSTAR VAN
ยท Registered to: Barry Winkle
ยท VIN: 2FMDA5145SBC82761
·
9165 Georgetown Rd, Owenton, KY, 40359
·
(502) 484-2733
ยท Registered to: Barry Winkle
·
212 Dilworth, Italy, TX, 76651
·
(972) 483-6455

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Barry Winkle. Registered makes include Toyota, Nissan, Hyundai, Ford and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Texstar Realty

Barry Winkle
(512) 219-5959barry@bcsinetwork.com
Austin, TX78720

Barry Winkle

School Bus Driver
Owenton, Kentucky, United States

Current Entertainment

Barry WinkleManaging Director
(251) 414-1960bwinkle@bellsouth.net
1079 Zurich St, Mobile, AL36608
currentent.com

Current Entertainment

Barry WinkleManaging Director
(251) 414-1960bwinkle@bellsouth.net
1079 Zurich St, Mobile, AL36608

Polo Ralph Lauren

Barry WinkleChief Information Officer
(650) 343-6558bwinkle@polo.com
Burlingame, CA

Barry Van Winkle

United States

Current Entertainment

Barry WinkleManaging Director
(251) 414-1960bwinkle@bellsouth.net
1079 Zurich St, Mobile, AL36608

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Barry Winkle. Companies include Texstar Realty, Current Entertainment, Polo Ralph Lauren. Roles listed include Managing Director and Coo. Records are compiled from state business registries, SEC filings, and professional networking databases.

Barry S. Winkle

Addr: 13740 N. Western Rd., Camby, IN, 46113
IN

Unknown Corporation

Business Development Corporation/Cooperative Corporation/Federally Chartered Company/Foreign Corporation/Kentucky Corporation/Professional Services Corporation/Foreign Professional Services Corp./Kentucky Professional Services Corp/Kentucky Cooperative Corporation/Foreign Cooperative Corporation/Kentucky Mutual Insurance Co./Foreign Mutual Insurance Co.
Officer: Barry Winkle

Barry Winkle

Barry Winkle

Unknown Corporation

Addr: 7307 Napier Trail, Austin, TX, 78729
TX
Director: barry S winkle

B.s. Leasing, INC.

Addr: 2312 Genoa Drive, Mobile, AL, 36609
AL
Officer: Barry Winkle

Nevada Worldwide Enterprises, INC.

Addr: 2312 Genoa Dr, Mobile, AL, 36609
AL
Officer: Barry Winkle

B.s. Leasing, INC.

Addr: 2312 Genoa Drive, Mobile, AL, 36609
AL
Officer: Barry Winkle

Nevada Worldwide Enterprises, INC.

Addr: 2312 Genoa Dr, Mobile, AL, 36609
AL
Officer: Barry Winkle

Richland Baptist Church Of Owenton, Kentucky, INC.

Addr: KY
KY
Director: Barry Winkle

Unknown Corporation

Addr: 12710 Research Blvd., Ste. 350, Austin, TX, 78759
TX
Officer: Barry S Winkle

Bentley Capital LLC

ID: 0704324622
Addr: 7307 Napier Trail, Austin, TX, 78729
TX
Director: Barry S Winkle

Source: Public Records Barry Winkle appears in 12 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

barry winkle

E
Addr: Pensacola, FL

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Barry Winkle holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Barry Winkle

Lakota High School - West Chester, OH, OH
1972

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Barry Winkle has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Apr 12, 2002
2002
Texas Association Of Realtors Political Action Committee
Winkle, Barry Realtor Austin, TX
$25 Sep 24, 2020
2020
Republican State Leadership Committee Grassroots Account
Winkle, Barry Bus Driver @ Owen Board Of Ed Owenton, KY
$25 May 25, 2020
2020 REP
Trump, Donald J
Winkle, Barry 91cadillac Owenton, KY
$25 Dec 18, 2003
2004
Texas Association Of Realtors Political Action Committee
Winkle, Barry Designated Realtors Austin, TX
$25 May 25, 2020
2020 REP
Trump, Donald J
Winkle, Barry 91cadillac Owenton, KY
$20 Dec 30, 2020
2022
Trump Make America Great Again Committee
Winkle, Barry Retired Owenton, KY
$20 May 13, 2020
2020 REP
Republican National Committee
Winkle, Barry 91cadillac Owenton, KY
$20 Dec 30, 2020
2022
Trump Make America Great Again Committee
Winkle, Barry Retired Owenton, KY
$25 May 25, 2020
REP
Trump, Donald J
Contributor 91cadillac Owenton, KY
$25
2020
Republican State Leadership Committee Grassroots Account
Contributor Bus Driver @ Owen Board Of Ed Owenton, KY
$25 20020412
Texas Association of Realtors Political Action Committee
Contributor Realtor Austin, TX

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 11 political contribution records found for Barry Winkle. Total disclosed contributions amount to $260. Recipients include Trump, Donald J, Republican State Leadership Committee Grassroots Account, Texas Association of Realtors Political Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Barry Winkle

Age 67 Male
·
7307 Napier Trl, Austin, TX 78729 (Williamson County)
30.4495, -97.7546
Marital: Single TZ: Central
Occ: White Collar Edu: Graduate School
Homeowner Single Family
MP

Barry W Winkle

Age 59 Male
·
8116 S Prairie Hill St, Alvarado, TX 76009 (Johnson County)
32.4492, -97.1941
· (817) 308-7129
Marital: Inferred Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 2001 Purchased 1999
MP

Barry L Winkle

Age 32 Male
·
8457 NW County Road 4470, Blooming Grv, TX 76626 (Navarro County)
32.0866, -96.7600
· (903) 851-1107
Marital: Inferred Single TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1998
MP

Barry Winkle

Male
·
439 Craggy Pt, Sugar Mtn, NC 28604 (Avery County)
36.1217, -81.8751
· (828) 898-3547
TZ: Eastern
Single Family
MP

Barry Winkle

Age 72 Male
·
1079 Zurich St, Mobile, AL 36608 (Mobile County)
30.7122, -88.1818
Marital: Married TZ: Central
Occ: Professional Edu: Graduate School
Homeowner Single Family Built 1961 Purchased 2011
MP

Barry K Winkle

Age 63 Male
·
1219 Meadow Glen Dr, Frankfort, KY 40601 (Franklin County)
38.1713, -84.9092
· (502) 223-1127
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 2001 Purchased 2015
MP

Barry G Winkle

Age 63 Male
·
9165 Georgetown Rd, Owenton, KY 40359 (Owen County)
38.4159, -84.7490
· (502) 484-2733
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1947

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Barry Winkle. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Barry Winkle. These loans were issued to businesses, not individuals.

Meraki Studios LLC

Limited Liability Company(LLC

$62,609 Paid in Full
Address:
312 Schillinger Rd S
Mobile, AL36608-5033
Approved

Apr 27, 2020

Forgiven

$63,254

Jobs Reported

13

Loan #

6084127206

Loan Size

Small

Syed Hussain

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
312 Schillinger Rd S Ste E
Mobile, AL36608-5032
Approved

Mar 25, 2021

Forgiven

$21,047

Jobs Reported

2

Loan #

8930758605

Loan Size

Small

Dokymo Acquisitions CORP

Subchapter S Corporation

$17,764 Paid in Full
Address:
312 Schillinger Rd S Ste T
Mobile, AL36608-5032
Approved

Mar 28, 2021

Forgiven

$17,953

Jobs Reported

8

Loan #

2333478707

Loan Size

Small

1 Solution In-Between

Sole Proprietorship

$8,093 Paid in Full
Address:
312 Schillinger Rd S Ste 159
Mobile, AL36608
Approved

Apr 30, 2020

Forgiven

$8,204

Jobs Reported

1

Loan #

7333217303

Loan Size

Small

Exquisite Nails INC

Subchapter S Corporation

$2,500 Paid in Full
Address:
312 Schillinger Rd S
Mobile, AL36608
Approved

May 7, 2020

Forgiven

$2,523

Jobs Reported

1

Loan #

3671137406

Loan Size

Small

William Brockmiller

Sole Proprietorship

$2,919 Paid in Full
Address:
312 Schillinger Rd S Ste T
Mobile, AL36608-5000
Approved

Feb 11, 2021

Forgiven

$2,934

Jobs Reported

1

Loan #

7109998403

Loan Size

Small

Munger Insurance Agency INC.

Corporation

$6,000 Exemption 4
Address:
312 Schillinger Rd S
Mobile, AL36608-5033
Approved

Jan 27, 2021

Jobs Reported

2

Loan #

6658578306

Loan Size

Small

Munger Insurance Agency, INC.

Corporation

$6,000 Paid in Full
Address:
312 Schillinger Rd S
Mobile, AL36608
Approved

Apr 29, 2020

Forgiven

$6,065

Jobs Reported

2

Loan #

2653807310

Loan Size

Small

Mike Sanders Lawn Care

Sole Proprietorship

$11,945 Paid in Full
Address:
312 Schillinger Rd S # 209
Mobile, AL36608-5000
Approved

May 5, 2020

Forgiven

$12,025

Jobs Reported

2

Loan #

1951967403

Loan Size

Small

James Neese

Sole Proprietorship

$14,904 Paid in Full
Address:
312 Schillinger Rd S Ste M
Mobile, AL36608-5032
Approved

Jan 20, 2021

Forgiven

$15,010

Jobs Reported

1

Loan #

2219218303

Loan Size

Small

James Neese

Sole Proprietorship

$14,904 Paid in Full
Address:
312 Schillinger Rd S Ste M
Mobile, AL36608-5032
Approved

Jun 2, 2020

Forgiven

$13,969

Jobs Reported

1

Loan #

6692437808

Loan Size

Small

The Dokymo Acquisitions CORP

Subchapter S Corporation

$13,100 Paid in Full
Address:
312 Schillinger Rd S
Mobile, AL36608
Approved

May 1, 2020

Forgiven

$13,270

Jobs Reported

4

Loan #

6681917706

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 12 PPP loan records are linked to businesses associated with Barry Winkle. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Barry Winkle on the map

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Barry Winkle in Mobile, AL: Background Summary

Location
1079 Zurich St, Mobile, AL 36608
Other Locations
Owenton, KY ยท Kennedale, TX ยท Pensacola, FL and 3 more
Profiles Found
15 people with this name
Phone Numbers
(251) 414-1960 and 8 others on file
Email
bawinkle@alltel.net and 12 others on file
Possible Relatives
Jennifer Marie Emerman, Susan Winkle Andreoni, Judith Winkle Pearce, Sylvialapell Cooper Winkle, Sylvia C Winkle and 16 more
Career
Managing Director, Coo at Texstar Realty, Current Entertainment
Properties
2properties owned
Vehicles
5 linked โ€” 1999 Toyota Camry, 2002 Nissan Sentra and 3 more
Contributions
$260 total โ€” Trump, Donald J, Republican State Leadership Committee Grassroots Account
PPP Loans
$182K for Meraki Studios LLC, Syed Hussain

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Barry Winkle. Because public records are indexed by name rather than by a unique identifier, the 81 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Barry Winkle

Search Complexity: High

81 public records across 9states, belonging to approximately 15 different individuals. With 15 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Alabama (19%), followed by Texas and Kentucky. Spans the South and Midwest regions.

AL15recordsTX14recordsKY12recordsIN2recordsFL2recordsCA2records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (23%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (13) and Corporate Records (12).

17
Contact & Address Records
13
Business & Corporate Filings
12
Corporate Records
12
PPP Loan Records
11
Political Contribution Records
5
Vehicle Registration Records

Age Distribution

Age range: approximately 25 years, suggesting multiple generations. Largest group: Senior (65+) (56%).

Senior (65+)5peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Barry Winkle

Does Barry Winkle own property?
County assessor records show 2 properties associated with Barry Winkle . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Barry Winkle?
Records show 5 vehicle registrations associated with Barry Winkle, including a 1999 TOYOTA CAMRY. Registered makes include Toyota, Nissan, Hyundai, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Barry Winkle?
We found 13 business affiliations for Barry Winkle, including TEXSTAR REALTY. Other companies include Current Entertainment, Polo Ralph Lauren. Business records are compiled from state registries, SEC filings, and professional databases.
Has Barry Winkle made political donations?
FEC disclosure records show 11 reported political contributions from Barry Winkle, totaling $260. Recipients include Trump, Donald J and Republican State Leadership Committee Grassroots Account and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Barry Winkle?
Our database contains 81 total records for Barry Winkle spanning 9 states. This includes 15 distinct contact records, 9 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Barry Winkle?
The 81 records displayed for Barry Winkle are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Barry Winkle remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.