Brian Bonkowski from Marysville, CA

Age 43
๐Ÿ“ 1850 Park Cir, Marysville, CA 95901
๐Ÿ“ž (530) 741-3231, (530) 632-8742, (530) 923-7497, (909) 887-3748, (530) 923-2639, (760) 244-4857
โœ‰๏ธ brian_bonkowski@yahoo.com

Brian Bonkowski

Age 64 b. 1961-06-24
๐Ÿ“ 681 N Ridge Ave, Lombard Il
๐Ÿ“ž (630) 916-1428, (630) 415-7135
โœ‰๏ธ MRBONK@SBCGLOBAL.NET, mrbonk@sbcglobal.net

Brian Bonkowski

Age 64 b. 1961-04-08
๐Ÿ“ 28279 Suburban, Warren Mi 48088
๐Ÿ“ž (586) 219-1980, (586) 558-3673
โœ‰๏ธ BBONKOWSKI8890@YAHOO.COM, bbonkowski8890@yahoo.com

Brian Bonkowski

Age 68 b. 1957-09-30
๐Ÿ“ 15605 Kinloch, Redford Mi 48239
๐Ÿ“ž (313) 538-3196, (313) 378-3739
โœ‰๏ธ BBAAL@ATT.NET, bbaal@att.net

Brian Bonkowski from Warren, MI

Age 64 b. Apr 1961 Macomb Co.
๐Ÿ“ 28279 Suburban Dr
๐Ÿ“ž (586) 558-3673, (810) 558-3673

Brian Bonkowski from Sn Bernrdno, CA

Age 47 b. Aug 1978 San Bernardino Co.
๐Ÿ“ 17610 W Kenwood Ave
๐Ÿ“ž (870) 935-3112

Brian Bonkowski from Glen Ellyn, IL

Age 65 b. 1961 Dupage Co.
๐Ÿ“ 569 Dorset Ave
๐Ÿ“ž (630) 469-0452

Brian Bonkowski from Redford, MI

Age 69 b. 1957 Wayne Co.
๐Ÿ“ 15605 Kinloch
๐Ÿ“ž (313) 538-3196

Brian Bonkowski from Lombard, IL

Male
๐Ÿ“ 681 N Ridge Ave
๐Ÿ“ž (630) 272-0831 (AT&T MOBILITY)

Brian Bonkowski from Georgetown, DE

Age 49 b. 1977 Male
๐Ÿ“ 27214 Avalon Rd
๐Ÿ“ž (302) 934-1989

Brian Bonkowski from Millsboro, DE

Age 48 b. May 1977 Sussex Co.
๐Ÿ“ 10 Long Bow

Brian Bonkowski from Chicago, IL

Age 64 b. Jun 1961 Cook Co.
๐Ÿ“ 1255 N Sandburg Ter Unit 2005

Brian Bonkowski from Detroit, MI

Age 68 b. Sep 1957 Wayne Co.
๐Ÿ“ 19761 Macarthur

Brian Bonkowski from Marysville, CA

Age 48 b. 1978 Male
๐Ÿ“ 1850 Park Cir Unit 5
๐Ÿ“ž (530) 632-8742 (Cell)

Brian Bonkowski from Rochester, NY

Monroe Co.
๐Ÿ“ 157 Harvington Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 15 contact records for Brian Bonkowski across 5 states. The most recent address on file is in Marysville, California. Of these records, 11 include phone numbers and 4 include email addresses. The listed age is 43. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Bonkowski, Brian

Wayne County
PIN: 79020020466000
· Kinloch
Lot: 2,243sqft

Bonkowski, Brian

Wayne County
PIN: 79020020467000
· 15605 Kinloch
Lot: 3,965sqft

Brian A Bonkowski

2021 Monroe County
· 157 Harvington, Irondequoit

Brian A Bonkowski

2022 Monroe County
· 157 Harvington, Irondequoit

Brian A Bonkowski

2023 Monroe County
· 157 Harvington, Irondequoit

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 5 property records linked to Brian Bonkowski. Values shown are from county assessor records and may differ from current market prices.

Brian Bonkowski

27214 Avalon Rd, Georgetown, 19947
DOB: 1977
County: S

Brian A Bonkowski

Reg: 014474904
157 Harvington Dr
DOB: 19481117 Gender: Male
Senate: 25

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Brian Bonkowski. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 CHEVROLET SILVERADO C2500
ยท Registered to: Brian Bonkowski
ยท VIN: 1GCHC23U05F826811
·
15605 Kinloch, Redford, MI, 48239
·
(313) 538-3196
2012 Chrysler Town & Country
ยท Registered to: Brian Bonkowski
ยท VIN: 2C4RC1BG2CR326939
·
28279 Suburban Dr, Warren, MI, 48088
·
(586) 558-3673
1997 JEEP GRAND CHEROKEE FULL SIZE UTILITY
ยท Registered to: Brian Bonkowski
ยท VIN: 1J4GZ58S8VC674520
·
15605 Kinloch, Redford, MI, 48239
·
(313) 538-3196
2006 Toyota Camry
ยท Registered to: Brian Bonkowski
ยท VIN: 4T1BE32K36U665014
·
681 N Ridge Ave, Lombard, IL, 60148
·
(630) 272-0831

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Brian Bonkowski. Registered makes include Chevrolet, Chrysler, Jeep, Toyota. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Century Charities Inc

Brian BonkowskiDirector
Sterling Heights, MI

Not Listed

Brian BonkowskiExecutive Officer
(585) 880-6851bbonkowski@adelphia.net
157 Harvington Dr, Rochester, NY14617
digitalbusinesscards.org

Brian Bonkowski

Production Mgr. at Printing ยท Greater Detroit Area

Not Listed

Brian BonkowskiExecutive Officer
(585) 880-6851bbonkowski@adelphia.net
157 Harvington Dr, Rochester, NY14617

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Brian Bonkowski. Companies include Not Listed. Roles listed include Director and Executive Officer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Brian Bonkowski

Redford Union High School - Redford, MI, MI
1976

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Brian Bonkowski has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$20 Nov 25, 2011
2012 DEM
Wisconsin Democratic Party
Bonkowski, Brian Lombard, IL
$25 Oct 17, 2012
2012 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Teacher @ Glen Ellyn School District 41 Lombard, IL
$100 Jun 30, 2017
2018 DEM
Swanson, Victor
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Sep 17, 2013
2014 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25 Dec 19, 2016
2016
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$50 Sep 19, 2008
2008 DEM
Obama, Barack
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$6 Jul 17, 2019
2020 DEM
Omar, Ilhan
Bonkowski, Brian Not Employed Lombard, IL
$25 Feb 2, 2016
2016 DEM
Sanders, Bernard
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Sep 19, 2016
2016
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25 Nov 18, 2014
2014 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25 Dec 18, 2015
2016
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$100 Aug 2, 2021
2022
Strike Pac
Bonkowski, Brian Not Employed Lombard, IL
$6 Jul 17, 2019
2020 DEM
Pressley, Ayanna
Bonkowski, Brian Not Employed Lombard, IL
$25 Dec 18, 2014
2014 UNK
National Education Association Political Action Committee
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$6 Jul 17, 2019
2020 DEM
Tlaib, Rashida
Bonkowski, Brian Not Employed Lombard, IL
$25 Dec 17, 2013
2014 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25 Nov 17, 2011
2012 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 May 10, 2012
2012 DEM
Barrett, Tom
Bonkowski, Brian Lombard, IL
$25 Sep 18, 2017
2018
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25 Oct 18, 2016
2016
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25 Oct 17, 2011
2012 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Dec 19, 2011
2012 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Nov 19, 2012
2012 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Oct 18, 2017
2018
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25 May 20, 2010
2010 DEM
Halter, William A
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$50 Jun 30, 2016
2016 DEM
Howland, Amanda
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 May 4, 2017
2018 DEM
Ossoff, T. Jonathan
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Jun 27, 2019
2020 DEM
Buttigieg, Pete
Bonkowski, Brian Not Employed Lombard, IL
$50 Aug 30, 2008
2008 DEM
Obama, Barack
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$50 Aug 20, 2008
2008
Actblue
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Nov 18, 2015
2016
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$10 Jan 8, 2021
2022 DEM
Fetterman, John Karl
Bonkowski, Brian Not Employed Lombard, IL
$25 Dec 17, 2010
2012 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Nov 20, 2017
2018
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$6 Jul 17, 2019
2020 DEM
Ocasio Cortez, Alexandria
Bonkowski, Brian Not Employed Lombard, IL
$20 Jan 30, 2022
2022 DEM
Branscum, Coy Gee Ii
Bonkowski, Brian Not Employed Lombard, IL
$5 Sep 20, 2012
2012
Progressive Change Campaign Committee
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$2 Mar 8, 2011
2012
Actblue
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Oct 17, 2013
2014 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$6 Jul 17, 2019
2020 DEM
Ocasio Cortez, Alexandria
Bonkowski, Brian Not Employed Lombard, IL
$25 Oct 6, 2014
2014 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25 Dec 17, 2012
2012 UNK
National Education Association Political Action Committee
Bonkowski, Brian P Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Nov 19, 2013
2014 UNK
Nea Fund For Children And Public Education
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25 May 20, 2010
2010
Actblue
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 May 27, 2015
2016 DEM
Sanders, Bernard
Bonkowski, Brian Teacher @ Glen Ellyn School District 41 Lombard, IL
$25 Dec 17, 2013
UNK
Nea Fund For Children And Public Education
Contributor Educator @ Glen Ellyn School District 41 Lombard, IL
$25 Nov 20, 2017
Unknown Committee
Bonkowski, Brian P Educator @ Glen Ellyn School District 41 Lombard, IL
$25
2012 D
Barrett, Tom
Contributor Lombard, IL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 48 political contribution records found for Brian Bonkowski. Total disclosed contributions amount to $1,288. Recipients include Nea Fund For Children And Public Education, Barrett, Tom. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Brian E Bonkowski

Age 56 Male
·
28279 Suburban Dr, Warren, MI 48088 (Macomb County)
42.5019, -82.9929
· (586) 651-1711
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1962 Purchased 1992
MP

Brian E Bonkowski

Age 39 Male
·
1850 Park Cir, Marysville, CA 95901 (Yuba County)
39.1255, -121.5470
Marital: Married TZ: Pacific
Occ: White Collar
Homeowner Multi-Family Built 1960 Purchased 2005
MP

Brian Bonkowski

Age 59 Male
·
15605 Kinloch, Redford, MI 48239 (Wayne County)
42.4031, -83.3010
· (313) 538-3196
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Brian J Bonkowski

Age 40 Male
·
27214 Avalon Rd, Georgetown, DE 19947 (Sussex County)
38.6614, -75.2801
· (302) 934-1989
Marital: Single TZ: Eastern
Homeowner Single Family Built 1999 Purchased 2004
MP

Brian A Bonkowski

Age 29 Male
·
2847 Creek Bend Dr, Troy, MI 48098 (Oakland County)
42.5925, -83.2033
· (248) 641-8385
Marital: Married TZ: Eastern
Homeowner Single Family Built 1983 Purchased 1997
MP

Brian A Bonkowski

Age 68 Male
·
157 Harvington Dr, Rochester, NY 14617 (Monroe County)
43.2358, -77.5952
· (585) 880-6851
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1940 Purchased 1996
MP

Brian P Bonkowski

Age 56 Male
·
681 N Ridge Ave, Lombard, IL 60148 (Dupage County)
41.9025, -88.0229
· (630) 916-1428
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family Built 1951 Purchased 2002

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Brian Bonkowski. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Brian Bonkowski on the map

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Brian Bonkowski in Lombard, IL: Background Summary

Location
681 N Ridge Ave, Lombard Il, Lombard, IL
Other Locations
Marysville, CA ยท Warren, MI ยท Sn Bernrdno, CA and 7 more
Profiles Found
15 people with this name
Phone Numbers
(530) 741-3231 and 16 others on file
Email
brian_bonkowski@yahoo.com and 3 others on file
Career
Director, Executive Officer at Not Listed
Properties
2properties owned
Vehicles
4 linked โ€” 2005 Chevrolet Silverado C2500, 2012 Chrysler Town & Country and 2 more
Contributions
$1,288.25 total โ€” Nea Fund For Children And Public Education, Barrett, Tom

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Brian Bonkowski. Because public records are indexed by name rather than by a unique identifier, the 93 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Brian Bonkowski

Search Complexity: High

93 public records across 5states, belonging to approximately 15 different individuals. With 15 distinct profiles across 5 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: Michigan (15%), followed by Illinois and New York. Spans the Midwest and Northeast regions.

MI14recordsIL8recordsNY5recordsCA5recordsDE3records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (56%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (20) and Business & Corporate Filings (6).

48
Political Contribution Records
20
Contact & Address Records
6
Business & Corporate Filings
5
Property Ownership Records
4
Vehicle Registration Records
2
Voter Registration Records

Age Distribution

Age range: approximately 26 years, suggesting multiple generations. Largest group: Senior (65+) (40%).

Senior (65+)2peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Brian Bonkowski

Is Brian Bonkowski a registered voter?
Yes, voter registration records show Brian Bonkowski is registered. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Brian Bonkowski own property?
County assessor records show 5 properties associated with Brian Bonkowski . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Brian Bonkowski?
Records show 4 vehicle registrations associated with Brian Bonkowski, including a 2005 CHEVROLET SILVERADO C2500. Registered makes include Chevrolet, Chrysler, Jeep, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Brian Bonkowski?
We found 6 business affiliations for Brian Bonkowski (Director). Business records are compiled from state registries, SEC filings, and professional databases.
Has Brian Bonkowski made political donations?
FEC disclosure records show 48 reported political contributions from Brian Bonkowski, totaling $1,288. Recipients include Nea Fund For Children And Public Education and Barrett, Tom. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Brian Bonkowski?
Our database contains 93 total records for Brian Bonkowski spanning 5 states. This includes 15 distinct contact records, 11 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Brian Bonkowski?
The 93 records displayed for Brian Bonkowski are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Brian Bonkowski remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.