Bruce Constant from Cupertino, CA

Age 63 b. Apr 1962 Male
๐Ÿ“ 11056 Linda Vista Dr
๐Ÿ’ผ 2509
๐Ÿ“ž (408) 996-8035
โœ‰๏ธ bconstant5@bellsouth.com

Bruce Constant from Trenton, MO

Age 69 b. Jun 1956 Grundy Co.
๐Ÿ“ 325 Town And Country Ln
๐Ÿ“ž (660) 359-6293, (847) 573-1552

Bruce Constant from Hot Springs National Park, AR

Age 92
๐Ÿ“ 724 Weston Rd #c1, Hot Springs National Park, AR 71913
๐Ÿ“ž (501) 767-1351, (501) 767-0252, (501) 767-1351, (501) 247-5769, (501) 276-3216
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Ozella Constant,Bruce Leatherman

Bruce Constant from Silver City, NM

0
๐Ÿ“ 2711 Leslie Rd #27, Silver City, NM 88061
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Carl Bruce Constant,Kimberly Ann Polanco,Peggy D Constant

Bruce Constant from Princeton, NJ

Age 82 b. Feb 1944 Mercer Co.
๐Ÿ“ 10 Braeburn Dr
๐Ÿ“ž (609) 683-9017

Bruce Constant from Williamsville, IL

Age 62 b. 1964 Sangamon Co.
๐Ÿ“ 10958 Bock Rd
๐Ÿ“ž (217) 566-2174

Bruce Constant from Solon, OH

Age 74 b. Apr 1951 Cuyahoga Co.
๐Ÿ“ 27100 Richmond Rd 7
๐Ÿ“ž (304) 727-8010

Bruce Constant from Anderson, CA

Age 69 b. Jul 1956 Shasta Co.
๐Ÿ“ 5640 Deschutes Rd
๐Ÿ“ž (251) 653-8945

Bruce Constant from Hot Springs, AR

Male
๐Ÿ“ 724 Weston Rd #c1
๐Ÿ“ž (501) 247-5769 (SPRINT)

Bruce Constant from Cupertino, CA

Age 64 b. 1962 Male
๐Ÿ“ 11097 Linda Vista Dr
๐Ÿ“ž (408) 996-8035

Bruce Constant from Bedford, OH

Age 74 b. Apr 1951 Cuyahoga Co.
๐Ÿ“ 22530 Sandalwood Rd

Bruce Constant from Cottonwood, CA

Age 69 b. Jul 1956 Shasta Co.
๐Ÿ“ 16340 Bowman Rd

Bruce Constant from Hot Springs, AR

Age 104 b. Sep 1921 Garland Co.
๐Ÿ“ 201 Raven Dr

Bruce Constant from Kingsburg, CA

Age 63 b. Mar 1962 Fresno Co.
๐Ÿ“ 1000 10th Ave

Bruce Constant from Burlington, NJ

Age 81 b. Oct 1944
๐Ÿ“ 300 York St
๐Ÿ‘ค aka Bruce E Architect, Archit Bruce Constant Jr

Bruce Constant from Kalispell, MT

Age 69 b. Jul 1956 Flathead Co.
๐Ÿ“ 979 Rhodes Draw

Bruce Constant from Kingsburg, CA

๐Ÿ“ 2864 25th Ave
๐Ÿ“ž (559) 623-2852

Bruce Constant

๐Ÿ“ 2864 25th Ave, Kingsburg Ca
๐Ÿ“ž (559) 623-2952

Bruce Constant from Kalispell, MT

Flathead Co.
๐Ÿ“ 111 Pleasant View Dr

Bruce Constant from Princeton, NJ

๐Ÿ“ 456 Ewing St

Bruce Constant

๐Ÿ“ 1 Williamsville Il Po Box 74

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 21 contact records for Bruce Constant across 8 states. The most recent address on file is in Cupertino, California. Of these records, 11 include phone numbers and 1 include email addresses. The listed age is 92. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Constant Bruce A & Ann C

Miller County

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Bruce Constant in Glaze. Values shown are from county assessor records and may differ from current market prices.

Bruce E Constant

Unaffiliated
300 York St, Burlington, 08016
DOB: 2/26/1944
County: Burlington

Bruce Edward Constant

Unaffiliated
610 Oakland Hills Dr, Arnold, MD, 21012
Gender: Male
County: Anne Arundel

Bruce A Constant

County: Grundy

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Bruce Constant in Maryland. Records show affiliations with U, UNA, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 Chevrolet Silverado 1500
ยท Registered to: Bruce Constant
ยท VIN: 1GCEC39J39Z220591
·
2864 25th Ave, Kingsburg, CA, 93631-9555
·
(559) 623-2852
2010 FORD F-150
ยท Registered to: Bruce Constant
ยท VIN: 1FTFX1EV3AFC23681
·
325 Town and Country Ln, Trenton, MO, 64683-2805
2011 Chevrolet Cruze
ยท Registered to: Bruce Constant
ยท VIN: 1G1PK5S92B7289631
·
11056 Linda Vista Dr, Cupertino, CA, 95014-4752
·
(408) 255-3487
2008 GMC SIERRA 1500
ยท Registered to: Bruce Constant
ยท VIN: 2GTEK638481178997
·
5933 Runido Ct SE, Grand Rapids, MI, 49548
·
(616) 214-2534
2007 Honda Ridgeline
ยท Registered to: Bruce Constant
ยท VIN: 2HJYK16377H501747
·
5640 Deschutes Rd, Anderson, CA, 96007
2007 Chevrolet Tahoe
ยท Registered to: Bruce Constant
ยท VIN: 1GNFK13017J127051
·
809 Prairie Lake Dr, Sherman, IL, 62684-8092
·
(217) 566-2174
2003 Chevrolet Silverado 2500HD
ยท Registered to: Bruce Constant
ยท VIN: 1GCHK29153E309801
·
5640 Deschutes Rd, Anderson, CA, 96007
·
(406) 257-4344
2005 Chevrolet Silverado 3500
ยท Registered to: Bruce Constant
ยท VIN: 1GCJK33205F840944
·
809 Prairie Lake Dr, Sherman, IL, 62684
·
(217) 566-2174

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Bruce Constant. Registered makes include Chevrolet, Ford, Gmc, Honda. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Lockridge

Partner
+16603592263
Kansas City,

Lockridge Constant & Conrad

Owner
(660) 359-2263
Trenton, MO
Engineering, Management, Accounting, Research and Related Industries (Services)

Williamsville Frmrs Coop Green

President
(217) 566-3321
Williamsville, IL
Wholesale Trade - Non-Durable Goods (Products)

Bruce Constant

Owner
(217) 566-2174
Williamsville, IL
Agricultural Production - Crops (Agriculture)

Constant Bruce CPA

Managing Partner
(660) 359-2263
Trenton, MO
Engineering, Management, Accounting, Research and Related Industries (Services)

Constant Group

Bruce Constant
(609) 683-0447bconstant@constantgroup.com
Princeton, NJ8540

North Central Missouri Development Alliance INC

Bruce ConstantBoard Member
Trenton, MO

Bruce Constant

Arrowhead Diversified, INC., Owner
Kalispell, Montana, United States Construction

Fruit Patch Sales LLC

Bruce ConstantDistribution Manager
(559) 591-1170bruce.constant@fruitpatch.net
Bethesda, MD

Bruce Constant

Principal at Bruce Con ยท Greater Philadelphia Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Bruce Constant. Companies include Lockridge Constant & Conrad, Williamsville Frmrs Coop Green, Bruce Constant and 3 more. Roles listed include Partner and Board Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
Secretary: Bruce Constant

Bruce Constant,

Addr: 325 Town And Country Lane, Trenton, MO, 64683
MO

Bruce Constant,

Addr: 801 Main Street, Trenton, MO, 64683
MO

Bruce Constant,

Addr: 325 Town And Country Lane, Trenton, MO, 64683
MO

Bruce Constant,

Addr: 325 Town And Country Lane, Trenton, MO, 64683
MO

Bruce Constant,

Addr: 801 Main St., Trenton, MO, 64683
MO

Arrowhead Diversified, INC.

Addr: 5190 Neil Rd, Reno, NV, 89502
NV
Officer: Bruce Constant

Arrowhead Diversified, INC.

Addr: 5605 Riggins Ct Ste 200, Reno, NV, 89502
NV
Officer: Bruce Constant

Billboards On The Move INC.

Addr: 5190 Neil Rd, Reno, NV, 89502
NV
President: Bruce Constant

Unknown Corporation

ID: 1076204
Officer: Bruce Constant

Source: Public Records Bruce Constant appears in 10 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Bruce Constant

Monta Vista High School - Cupertino, CA, CA
1980

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Bruce Constant has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 May 24, 1999
2000 I
Whitaker, Tim
Constant, Bruce Self @ Cpa Trenton, MO
$50 Oct 29, 2008
2008 REP
Guernsey, Casey
Constant, Bruce Lockridge Constant & Conrad LLC Trenton, MO
$100 May 24, 1999
I
Whitaker, Tim
Contributor Self @ Cpa Trenton, MO
$50
2008 R
Guernsey, Casey
Contributor Lockridge Constant & Conrad LLC Trenton, MO

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 4 political contribution records found for Bruce Constant. Total disclosed contributions amount to $300. Recipients include Whitaker, Tim, Guernsey, Casey. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Bruce A Constant

Age 61 Male
·
325 Town And Country Ln, Trenton, MO 64683 (Grundy County)
40.0624, -93.6135
· (660) 359-6293
Marital: Married TZ: Central
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1961
MP

Bruce L Constant

Age 52 Male
·
809 Prairie Lake Dr, Sherman, IL 62684 (Sangamon County)
39.9042, -89.5892
· (217) 502-9777
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family Purchased 2013
MP

Bruce Constant

Male
·
456 Ewing St, Princeton, NJ 08540 (Mercer County)
40.3663, -74.6563
· (609) 744-3642
TZ: Eastern
Single Family
MP

Bruce E Constant

Age 66 Male
·
22530 Sandalwood Rd, Bedford, OH 44146 (Cuyahoga County)
41.4121, -81.5207
· (440) 289-0416
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1962 Purchased 1981
MP

Bruce Constant

Male
·
22047 N 35th Dr, Glendale, AZ 85310 (Maricopa County)
33.6866, -112.1350
TZ: Mountain
Homeowner Single Family Built 1997 Purchased 2010

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Bruce Constant. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Bruce Constant. These loans were issued to businesses, not individuals.

Bruce Constant

$28,333 Paid in Full
Address:
809 Prairie Lake Dr
Approved

Mar 16, 2021

Forgiven

$28,418

Loan #

3143578608

Loan Size

Small

Libra6 Management CORP

Corporation

$41,665 Paid in Full
Address:
5605 Riggins Ct Ste 200
Reno, NV89502-6575
Approved

Feb 18, 2021

Forgiven

$41,910

Jobs Reported

3

Loan #

1271988510

Loan Size

Small

Varseaubiz INC

Corporation

$20,832 Paid in Full
Address:
5605 Riggins Ct Ste 200
Reno, NV89502-6575
Approved

Feb 18, 2021

Forgiven

$21,003

Jobs Reported

1

Loan #

1194608507

Loan Size

Small

Ec Productions LLC

Limited Liability Company(LLC

$17,082 Paid in Full
Address:
5605 Riggins Ct Ste 200
Reno, NV89502-6575
Approved

Feb 18, 2021

Forgiven

$17,221

Jobs Reported

1

Loan #

1038418507

Loan Size

Small

Infinite Skies LLC

Self-Employed Individuals

$10,786 Paid in Full
Address:
5605 Riggins CT STE 200
Reno, NV89502-6501
Approved

Jun 20, 2020

Forgiven

$10,976

Jobs Reported

1

Loan #

9835027903

Loan Size

Small

Brown'S Electronics

Limited Liability Company(LLC

$15,625 Paid in Full
Address:
22530 Sandalwood Rd
Bedford Heights, OH44146-1541
Approved

Apr 22, 2021

Forgiven

$15,696

Jobs Reported

1

Loan #

8318328805

Loan Size

Small

Drayton Holdings LLC

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
5605 Riggins Ct Ste 200
Reno, NV89502-6501
Approved

Feb 24, 2021

Forgiven

$20,927

Jobs Reported

5

Loan #

3781038506

Loan Size

Small

Libra6 Management CORP

Corporation

$63,802 Paid in Full
Address:
5605 Riggins Ct Ste 200
Reno, NV89502-6575
Approved

May 2, 2020

Forgiven

$64,664

Jobs Reported

2

Loan #

9398777307

Loan Size

Small

Patty Steelman

Sole Proprietorship

$20,832 Paid in Full
Address:
5605 Riggins Ct Ste 104
Reno, NV89502-6501
Approved

Mar 23, 2021

Forgiven

$20,961

Jobs Reported

1

Loan #

7196168605

Loan Size

Small

Northern Nevada Dental Society

Non-Profit Organization

$19,060 Paid in Full
Address:
5605 Riggins Ct Ste 101A
Reno, NV89502-6575
Approved

Feb 27, 2021

Forgiven

$19,156

Jobs Reported

1

Loan #

5112178504

Loan Size

Small

Aplaz Group INC

Corporation

$14,302 Paid in Full
Address:
5605 Riggins Ct Ste 200
Reno, NV89502-6575
Approved

Mar 10, 2021

Forgiven

$14,420

Jobs Reported

1

Loan #

8883348509

Loan Size

Small

B.t.m.b L.l.c.

Limited Liability Company(LLC

$8,332 Paid in Full
Address:
5605 Riggins Ct Ste 200
Reno, NV89502-6575
Approved

Apr 29, 2021

Forgiven

$8,385

Jobs Reported

1

Loan #

4834518910

Loan Size

Small

Southwest Psi

Corporation

$4,916 Paid in Full
Address:
5605 Riggins Ct Ste 200
Reno, NV89502-6575
Approved

Apr 30, 2020

Forgiven

$4,957

Jobs Reported

2

Loan #

6325357305

Loan Size

Small

Robert Snider

Independent Contractors

$2,353 Paid in Full
Address:
724 Weston Rd Apt J1
Hot Springs, AR71913-5385
Approved

Mar 13, 2021

Forgiven

$2,381

Jobs Reported

1

Loan #

2014918602

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 14 PPP loan records are linked to businesses associated with Bruce Constant. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Bruce Constant on the map

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Bruce Constant in Cupertino, CA: Background Summary

Location
11056 Linda Vista Dr, Cupertino, CA 95014
Other Locations
Trenton, MO ยท Princeton, NJ ยท Williamsville, IL and 8 more
Profiles Found
21 people with this name
Phone Numbers
(408) 996-8035 and 10 others on file
Email
bconstant5@bellsouth.com
Possible Relatives
Ozella Constant, Bruce Leatherman, Carl Bruce Constant, Kimberly Ann Polanco, Peggy D Constant
Career
Partner, Board Member at Lockridge Constant & Conrad, Williamsville Frmrs Coop Green
Voter Registration
Registered No Party Preference
Properties
1property owned
Vehicles
8 linked โ€” 2009 Chevrolet Silverado 1500, 2010 Ford F-150 and 6 more
Contributions
$300 total โ€” Whitaker, Tim, Guernsey, Casey
PPP Loans
$289K for Bruce Constant, Libra6 Management CORP

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Bruce Constant. Because public records are indexed by name rather than by a unique identifier, the 82 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Bruce Constant

Search Complexity: High

82 public records across 13states, belonging to approximately 21 different individuals. With 21 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: Missouri (17%), followed by California and Illinois. Spans the Midwest and West regions.

MO14recordsCA11recordsIL5recordsNJ5recordsAR4recordsOH3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (32%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (14) and Business & Corporate Filings (12).

24
Contact & Address Records
14
PPP Loan Records
12
Business & Corporate Filings
10
Corporate Records
8
Vehicle Registration Records
4
Political Contribution Records

Age Distribution

Age range: approximately 43 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)5peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Bruce Constant

Is Bruce Constant a registered voter?
Yes, voter registration records show Bruce Constant is registered with U affiliation. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Bruce Constant own property?
County assessor records show 1 property associated with Bruce Constant . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Bruce Constant?
Records show 8 vehicle registrations associated with Bruce Constant, including a 2009 Chevrolet Silverado 1500. Registered makes include Chevrolet, Ford, Gmc, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Bruce Constant?
We found 12 business affiliations for Bruce Constant (Partner). Other companies include Williamsville Frmrs Coop Green, Bruce Constant. Business records are compiled from state registries, SEC filings, and professional databases.
Has Bruce Constant made political donations?
FEC disclosure records show 4 reported political contributions from Bruce Constant, totaling $300. Recipients include Whitaker, Tim and Guernsey, Casey. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Bruce Constant?
Our database contains 82 total records for Bruce Constant spanning 13 states. This includes 21 distinct contact records, 11 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Bruce Constant?
The 82 records displayed for Bruce Constant are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Bruce Constant remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.