Calvin Ott from Bryan, TX

Age 69
๐Ÿ“ 1717 Groesbeck St, Bryan, TX 77803
๐Ÿ“ž (270) 598-0409, (270) 904-0351, (409) 822-0180
โœ‰๏ธ angeltx@cox-internet.com, angeltx@gmail.com, angeltx22@cox-internet.com, angeltx99@cox-internet.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Erma M Butlerwooten,Debra A Ott,Diana Lynn Ott,Heather F Otts,Erma Marie Ott,A Ott

Calvin Ott

Age 71 b. 1954-06-11
๐Ÿ“ Unit Basm, 1017 N Leamington Ave, Chicago Il
๐Ÿ“ž (111) 111-0001, (773) 564-3448
โœ‰๏ธ CALVIN6511@ATT.NET, calvin6511@att.net, ott957@yahoo.com

Mr Calvin L Ott from Seattle, WA

Age 65 b. 7/7/1960
๐Ÿ“ 7052 Dibble Nw Ave, #seattle, WA 98117-5121
โœ‰๏ธ klwcpas@msn.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Cynthia A Pace,Doris K Pace,Robert E Pace,Samuel O Pace
๐Ÿ• 8 previous addresses

Calvin E Ott Jr from Chicago, IL

Age 52 b. 10/7/1973
๐Ÿ“ 5054 N Kenmore Ave, Apt 7, #chicago, IL 60640-6423
โœ‰๏ธ jedimstr@cs.com, jedimstr705@cs.com
๐Ÿ• 5 previous addresses

Mr Calvin Daniel Ott from Reseda, CA

Age 36 b. 2/22/1990
๐Ÿ“ 18930 Sherman Way, Apt 19, #reseda, CA 91335-7740
โœ‰๏ธ ott00@dellepro.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Caleb Ott,Stephanie D Ott,Troy Calvin Ott,Troy Ott
๐Ÿ• 2 previous addresses

Calvin D Ott

Age 100 b. 1925-03-17
๐Ÿ“ 923 Sw Macvicar Ave, Topeka Ks
๐Ÿ“ž (785) 234-3266
โœ‰๏ธ MIDNIGHT290@HOTMAIL.COM, midnight290@hotmail.com

Calvin Ott

Age 84 b. 1941-09-25
๐Ÿ“ 441 Canterbury Ln, Lawrenceville Ga
๐Ÿ“ž (678) 927-0000, (404) 229-2697
โœ‰๏ธ OTT.DETTA@LIVE.COM

Calvin Ott from Kensington, MD

Age 78 b. Jun 1947 Montgomery Co.
๐Ÿ“ 4000 Spruell Dr
๐Ÿ“ž (301) 946-3833

Calvin Ott from Topeka, KS

Age 100 b. Mar 1925 Shawnee Co.
๐Ÿ“ 923 Sw Macvicar Ave
๐Ÿ“ž (913) 234-3266

Calvin Ott from Chicago, IL

Age 71 b. Jun 1954 Cook Co.
๐Ÿ“ 4715 W Ohio St
๐Ÿ“ž (409) 283-7715

Calvin Ott from Canby, OR

Age 100 b. Apr 1925 Clackamas Co.
๐Ÿ“ 601 Ne 10th Ave
๐Ÿ“ž (503) 266-7783

Calvin Ott from Chicago, IL

๐Ÿ“ 1017 N Leamington Ave, #chicago, IL 60651-2968

Calvin Ott from Waukegan, IL

Male
๐Ÿ“ 102 Washington
๐Ÿ“ž (847) 912-5656 (T-MOBILE)

Calvin Ott from Albion, IN

Age 105 b. 1921 Male
๐Ÿ“ 3009 S Us Highway 33
๐Ÿ“ž (260) 635-2456

Calvin Ott from Seattle, WA

Age 65 b. Jul 1960 King Co.
๐Ÿ“ 7052 Dibble Ave

Calvin Ott from Franklin, KY

Age 80 b. Jun 1945 Simpson Co.
๐Ÿ“ 834 N Main St 43

Calvin Ott from Ronan, MT

Age 65 b. Aug 1960 Lake Co.
๐Ÿ“ 32944 Pine Rock Ln

Calvin Ott from Deerfield, IL

Age 66 b. Jun 1959 Lake Co.
๐Ÿ“ 463 Elm St Unit B

Calvin Ott from Columbia, MD

Age 84 b. Sep 1941 Howard Co.
๐Ÿ“ 10672 Green Mt Cir

Calvin Ott from Pittsburgh, PA

Age 55 b. May 1970 Allegheny Co.
๐Ÿ“ 3403 Portola Aveflr

Calvin Ott from Sherman Oaks, CA

Age 36 b. Feb 1990
๐Ÿ“ 13561 Moorpark St Apt 20
๐Ÿ‘ค aka C D Ott, Daniel Ott, C Daniel Ott

Calvin D Ott from Grants Pass, OR

๐Ÿ“ 1241 Dowell Rd, Spc 25, #grants Pass, OR 97527-6067

Calvin Ott

Age 52 b. Sep 1973
๐Ÿ“ 3 Clearville Pa Po Box 151

Calvin Ott from Lawrenceville, GA

Age 85 b. 1941 Male
๐Ÿ“ 441 Canterbury Ln
๐Ÿ’ผ 2710

Calvin Ott from Altoona, PA

Blair Co.
๐Ÿ“ 210 S 2nd St

Calvin Ott from Chicago, IL

Cook Co.
๐Ÿ“ 1637 W Gregory St

Calvin Ott from Rochester, NY

Monroe Co.
๐Ÿ“ 575 Seneca Park

Calvin Ott from Fayetteville, PA

Franklin Co.
๐Ÿ“ 8116 Michaux Dr

Calvin Ott from Albion, IN

Noble Co.
๐Ÿ“ Rr 2 Po Box 103

Calvin Ott from Clearville, PA

Bedford Co.
๐Ÿ“ 3 Po Box 151

Calvin Ott from Apollo, PA

๐Ÿ“ 633 Ross Dr

Calvin Ott from Seattle, WA

๐Ÿ“ 7052 Dibble Ave Nw

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 38 contact records for Calvin Ott across 14 states. The most recent address on file is in Kensington, Maryland. Of these records, 20 include phone numbers and 10 include email addresses. The listed age is 69. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Calvin J Ott

Lake County
· 994 N Village Dr Unit 1, Avon Il 60073-5507
Built: 2003.0
Assessed: $23,657 ยท Sale: $0

Calvin L Ott

2024 Monroe County
· 369 Wisconsin, Rochester

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Calvin Ott in Avon. Values shown are from county assessor records and may differ from current market prices.

Calvin Ott

Lawrenceville, 30046
DOB: 1/1/1941 Gender: Male
Congress: 007

Calvin E Ott

Democrat Reg: 03/05/2002
252 Ridge Ave, New Kensingtn, PA, 15068
DOB: 05/22/1970 Gender: Unknown

Calvin Lee Ott

Reg: 19990510
441 Canterbury Ln, Lawrenceville, 30046
Gender: Male

Calvin Ott

Gender: M

Calvin S Ott

Democrat
4000 Spruell Dr, Kensington, MD, 20895
Gender: Male
County: Montgomery

Calvin L Ott

Democrat
25 Main St, 0, 14551
DOB: 19700202 Gender: Male

Calvin L Ott

Democrat
37 Brook Hill Ln, 15, 14625
DOB: 19700202 Gender: Male

Calvin Roy Ott

Democrat Reg: 10/24/2007
148 NE 172nd Ave Apt 2, Portland, OR, 97230
DOB: 1/1/1950
County: Multnomah

Calvin E Ott

252 Ridge Ave
DOB: 05/22/1970 Gender: Unknown

Calvin Lee Ott

Reg: 09/06/1996
7052 Dibble Ave, Seattle, WA, 98117
DOB: 07/07/1960 Gender: Male
County: KI

Calvin D Ott

Reg: 05/30/2018
5162 Anglers Haven Dr, Oak Harbor, WA, 98277
DOB: 03/08/1960 Gender: Male
County: IS

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 11 voter registration records were found for Calvin Ott in Pennsylvania, Maryland, Oregon and 1 other state. Records show affiliations with D, DEM, which may reflect different individuals or changes over time. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 CADI CTS
ยท Registered to: Calvin Ott
ยท VIN: 1G6DM577040120864
·
4000 Spruell Dr, Kensington, MD, 20895-1345
·
208951345
2012 HONDA ACCORD
ยท Registered to: Calvin Ott
ยท VIN: 1HGCP2F80CA137053
·
994 N Village Dr Unit 1, Round Lake Beach, IL, 60073-5507
·
(847) 967-3200
2011 RAM RAM PICKUP 3500
ยท Registered to: Calvin Ott
ยท VIN: 3D73Y3CL5BG588141
·
999 Three Turn Rd, Shippensburg, PA, 17257-8868
·
(717) 530-3600
ยท Registered to: Calvin Ott
·
1522 N Spring St, Grand Saline, TX, 75140

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Calvin Ott. Registered makes include Cadi, Honda, Ram, N. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Calvin Ott

Chicago, Illinois, United States Food Production

Hospitality Committee

Calvin OttDE Pathfinder
(847) 912-5656calvin.ott@yahoo.com
102 Washington, Waukegan, IL60085
hcund.org

United States Department Of Health And Human Servi

Calvin OttContractor
(202) 484-4990calvin.ott@nih.hhs.gov
Washington, DC

Benson & Mclaughlin

Calvin OttTreasurer
(206) 329-2050calvino@atlanticstreet.org
Seattle, WA

Calvin OTT

Food & Beverages Professional< ยท Chicago, Illinois

Kurt DeWinter

Calvin OttChief Executive
(404) 334-0304trueartist46@hotmail.com
1132 Britain Dr., Lawrenceville, GA30044

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 11 business affiliations were found for Calvin Ott. Companies include United States Department Of Health And Human Servi, Benson & Mclaughlin, Kurt DeWinter. Roles listed include DE Pathfinder and Chief Executive. Records are compiled from state business registries, SEC filings, and professional networking databases.

Kenneth L. Wall & Co., P.s.

Addr: Seattle, WA
WA
Governor: Calvin Ott

Unknown Corporation

Addr: Seattle, WA
Officer: Calvin Ott

Source: Public Records Calvin Ott appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Calvin L. Ott

Lapsed Licensee
License # 09389
Addr: Seattle, WA

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Calvin Ott holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Calvin L Ott

Group Tour
Jul 5, 2012, 10:30 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Calvin Ott appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Calvin Ott

Austin High School - Chicago, IL, IL
1973

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Calvin Ott has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Calvin D Ott

Age 27 Male
·
14323 E 33rd St, Tulsa, OK 74134 (Tulsa County)
36.1141, -95.8170
· (918) 437-6671
Marital: Married TZ: Central
Occ: Professional Edu: Some College
Homeowner Single Family Built 1986 Purchased 1986
MP

Calvin R Ott

Age 67 Male
·
148 NE 172nd Ave, Portland, OR 97230 (Multnomah County)
45.5231, -122.4860
Marital: Inferred Married TZ: Pacific
Edu: Vocational/Technical
Homeowner Multi-Family
MP

Calvin L Ott

Age 57 Male
·
7052 Dibble Ave NW, Seattle, WA 98117 (King County)
47.6813, -122.3670
· (206) 353-0919
Marital: Single TZ: Pacific
Edu: Some College
Homeowner Single Family Built 1926 Purchased 1992
MP

Calvin L Ott

Age 47 Male
·
37 Brook Hill Ln, Rochester, NY 14625 (Monroe County)
43.1342, -77.4996
Marital: Single TZ: Eastern
Multi-Family
MP

Calvin D Ott

Age 92 Male
·
923 SW Macvicar Ave, Topeka, KS 66606 (Shawnee County)
39.0522, -95.7060
· (785) 234-3266
Marital: Married TZ: Central
Occ: Professional Edu: Some College
Homeowner Single Family Built 1948
MP

Calvin E Ott

Age 47 Male
·
633 Ross Dr, Apollo, PA 15613 (Westmoreland County)
40.5674, -79.6493
Marital: Married TZ: Eastern
Homeowner Single Family Purchased 2014
MP

Calvin Ott

Age 72 Male
·
1149 College St, Bowling Green, KY 42101 (Warren County)
36.9916, -86.4450
Marital: Married TZ: Central
Occ: Professional
Homeowner Multi-Family
MP

Calvin Ott

Male
·
5577 E State Road 64, Francisco, IN 47649 (Gibson County)
38.3331, -87.4477
Marital: Married TZ: Central
Homeowner Single Family Built 1923 Purchased 1992
MP

Calvin A Ott

Age 96 Male
·
3009 S US Highway 33, Albion, IN 46701 (Noble County)
41.3096, -85.4613
· (260) 635-2456
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1900 Purchased 2002
MP

Calvin J Ott

Age 58 Male
·
994 N Village Dr, Round Lk Bch, IL 60073 (Lake County)
42.3662, -88.1129
· (224) 338-8464
Marital: Single TZ: Central
Edu: High School
Homeowner Multi-Family Built 2003 Purchased 2008

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Calvin Ott. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Calvin Ott. These loans were issued to businesses, not individuals.

Laurel Villa And Casino INC

Subchapter S Corporation

$7,600 Paid in Full
Address:
210 2nd St
Milford, PA18337-1338
Approved

Jul 31, 2020

Forgiven

$7,688

Jobs Reported

10

Loan #

2054028208

Loan Size

Small

Gino Matthews

Sole Proprietorship

$20,833 Paid in Full
Address:
1017 N Leamington Ave
Chicago, IL60651-2968
Approved

Apr 17, 2021

Forgiven

$20,919

Jobs Reported

1

Loan #

4983328807

Loan Size

Small

Darius Matthews

Sole Proprietorship

$20,833 Paid in Full
Address:
1017 N Leamington Ave
Chicago, IL60651-2968
Approved

Apr 19, 2021

Forgiven

$20,902

Jobs Reported

1

Loan #

6401588804

Loan Size

Small

Laurel Villa And Casino INC.

Subchapter S Corporation

$10,380 Paid in Full
Address:
210 2nd St
Milford, PA18337-1338
Approved

Feb 11, 2021

Forgiven

$10,480

Jobs Reported

13

Loan #

6805248400

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Calvin Ott. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Calvin Ott on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
2
1
4
15
4
3
2
5
3
3
2
4
7
1
11

Calvin Ott in Chicago, IL: Background Summary

Location
Unit Basm, 1017 N Leamington Ave, Chicago Il, Chicago, IL
Other Locations
Kensington, MD ยท Topeka, KS ยท Canby, OR and 15 more
Profiles Found
38 people with this name
Phone Numbers
(773) 977-3181 and 33 others on file
Email
calvin.ott@aol.com and 18 others on file
Possible Relatives
Angeline M Zachary, Anita Roberts Ott, Blanche M Ott, Charmaine L Coleman, Devon Renee Washington and 199 more
Career
DE Pathfinder, Chief Executive at United States Department Of Health And Human Servi, Benson & Mclaughlin
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
4 linked โ€” 2004 Cadi Cts, 2012 Honda Accord and 2 more
Licenses
1 professional license
PPP Loans
$59,646 for Laurel Villa And Casino INC, Gino Matthews
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Calvin Ott. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Calvin Ott

Search Complexity: High

90 public records across 15states, belonging to approximately 38 different individuals. With 38 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Illinois (17%), followed by Washington and Pennsylvania. Spans the Midwest and West regions.

IL15recordsWA11recordsPA7recordsMD5recordsIN4recordsOR4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (55%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Voter Registration Records (11) and Business & Corporate Filings (11).

43
Contact & Address Records
11
Voter Registration Records
11
Business & Corporate Filings
4
Vehicle Registration Records
4
PPP Loan Records
2
Property Ownership Records

Age Distribution

Age range: approximately 66 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)9peopleMiddle-Age (40-64)2peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Calvin Ott

Is Calvin Ott a registered voter?
Yes, voter registration records show Calvin Ott is registered. We found 11 voter registration entries across 4 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Calvin Ott own property?
County assessor records show 2 properties associated with Calvin Ott . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Calvin Ott?
Records show 4 vehicle registrations associated with Calvin Ott, including a 2004 CADI CTS. Registered makes include Cadi, Honda, Ram, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Calvin Ott?
We found 11 business affiliations for Calvin Ott. Other companies include Benson & Mclaughlin, Kurt DeWinter. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Calvin Ott?
Our database contains 90 total records for Calvin Ott spanning 15 states. This includes 38 distinct contact records, 20 with phone numbers, 10 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Calvin Ott?
The 90 records displayed for Calvin Ott are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Calvin Ott remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.