Calvin M Winters

Age 75 b. 1950-07-28
๐Ÿ“ 303 Gateway Dr, Moss Bluff La
๐Ÿ“ž (337) 794-4305, (337) 855-6931
โœ‰๏ธ JWINTERS6931@YAHOO.COM

Calvin Winters from Lake Charles, LA

Age 76 b. 1950 Male
๐Ÿ“ 303 Gateway Dr
๐Ÿ“ž (337) 430-0249, (337) 855-6931
โœ‰๏ธ jwinters6931@yahoo.com

Calvin Winters from Lake Charles, LA

Age 64
๐Ÿ“ 303 Gateway Dr, Lake Charles, LA 70611
๐Ÿ“ž (337) 855-6931, (337) 625-7122, (337) 855-6931
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jacquelyn Foley Winters,Michael Shane Winters,Cory David Winters,Kari A Winters

Calvin Winters from Fritch, TX

Age 55
๐Ÿ“ 368 Po Box, Fritch, TX 79036
๐Ÿ“ž (806) 857-2433, (806) 883-2151, (806) 883-2151, (806) 857-0702, (806) 857-2433, (806) 293-8761
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Juliana K Winters,Megan R Winters,Jeremy R Winters,Juliana K Winters
๐Ÿช First Southern Baptist Church Of Fritch, Texas, Inc

Calvin Winters from Kosciusko, MS

Age 58
๐Ÿ“ 402 Moore St, Kosciusko, MS 39090
๐Ÿ“ž (601) 289-5137, (662) 289-5245
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Sheron E Uwinters,Michelle Winters,Sharon Winter

Calvin Winters from Richmond, CA

Age 95 b. Jul 1930 Contra Costa Co.
๐Ÿ“ 210 Tunnel Ave
๐Ÿ“ž (616) 866-1695
๐Ÿ‘ค aka Winters H Calvin

Calvin Winters from Yuma, AZ

0
๐Ÿ“ 1324 Santa Maria Way, Yuma, AZ 85364
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Kimberley A Winters,Timothy F Winters,Arlene Gail Winters

Calvin Winters from Elk Park, NC

Age 72 b. Jun 1953 Avery Co.
๐Ÿ“ 1049 Buck Mountain Rd
๐Ÿ“ž (828) 733-6441

Calvin Winters from Berlin Center, OH

Age 101 b. Dec 1924 Mahoning Co.
๐Ÿ“ 14701 Mock Rd
๐Ÿ“ž (330) 547-2009
๐Ÿ‘ค aka Galvin H Winters

Calvin Winters from Plainview, TX

Age 67 b. Dec 1958 Hale Co.
๐Ÿ“ 1507 Houston St
๐Ÿ“ž (806) 293-8761

Calvin Winters

๐Ÿ“ 9385 Fazzino Rd, Bryan Tx
๐Ÿ“ž (979) 324-4373, (979) 324-4373
โœ‰๏ธ CALVINWINTERS00@HOTMAIL.COM

Calvin Winters from Rome, GA

Male
๐Ÿ“ 4100 Alabama Hwy Nw
๐Ÿ“ž (770) 566-2659 (Cell)

Calvin Winters from Manville, NJ

Age 80 b. Sep 1945 Somerset Co.
๐Ÿ“ 41 N 19th Ave

Calvin Winters from Boswell, OK

Age 77 b. Sep 1948 Choctaw Co.
๐Ÿ“ 124 Hc 70 Po Box 124

Calvin Winters from Uppr Marlboro, MD

Age 54 b. Apr 1972 Prince Georges Co.
๐Ÿ“ 1100 Blue Wing Ter

Calvin Winters from Kosciusko, MS

Age 69 b. Jun 1956 Attala Co.
๐Ÿ“ 209 Sailor St

Calvin Winters from Atlantic City, NJ

0
๐Ÿ“ 24 Winsdor, Atlantic City, NJ 08401

Calvin Winters from Opa Locka, FL

Miami Dade Co.
๐Ÿ“ 4128 Nw 181 St Ter
๐Ÿ“ž (607) 757-9438

Calvin Winters from Milwaukee, WI

Milwaukee Co.
๐Ÿ“ 3118 N Burleigh
๐Ÿ“ž (951) 737-7106

Calvin Winters from Kosciusko, MS

Attala Co.
๐Ÿ“ 2029 Attala Rd 1226
๐Ÿ“ž (402) 721-0741

Calvin Winters from Beaumont, TX

Jefferson Co.
๐Ÿ“ Po Box 2358

Calvin Winters from Paris, TX

Lamar Co.
๐Ÿ“ 1010 42nd St

Calvin Winters from Yuma, AZ

Yuma Co.
๐Ÿ“ 661 E 32nd St 75

Calvin Winters from Vicksburg, MS

Warren Co.
๐Ÿ“ Rr 8 C Po Box 224

Calvin Winters from Starkville, MS

Oktibbeha Co.
๐Ÿ“ 1390 Old Hwy 12

Calvin Winters from Madera, PA

Clearfield Co.
๐Ÿ“ 6 Hc 1 Po Box 6

Calvin Winters from Chicago, IL

Cook Co.
๐Ÿ“ 7653 S Union Ave

Calvin Winters from Cave In Rock, IL

Hardin Co.
๐Ÿ“ 246 Rr Box 1

Calvin Winters from Starkville, MS

Oktibbeha Co.
๐Ÿ“ 1390 Highway 12 W 12

Calvin Winters from Dallas, TX

Dallas Co.
๐Ÿ“ 1802 Argentia Dr

Calvin Winters from Vicksburg, MS

Warren Co.
๐Ÿ“ 1320 Burnt House Rd
๐Ÿ‘ค aka Calvin Winters J

Calvin Winters from Danbury, CT

๐Ÿ“ 48 Austin St

Calvin Winters from Miami Gardens, FL

๐Ÿ“ 4128 Nw 181st Ter

Calvin Winters from Greenville, MS

Washington Co.
๐Ÿ“ 1818 Highway 1 S 37

Calvin Winters from Lincoln, IL

Logan Co.
๐Ÿ“ 617 N Madison St

Calvin Winters from Malvern, AR

Hot Spring Co.
๐Ÿ“ 825 Sulphur Springs Rd 16

Calvin Winters from Prescott Vly, AZ

Yavapai Co.
๐Ÿ“ 4071 Jay Ct

Calvin Winters from Greenville, MS

Washington Co.
๐Ÿ“ 717 W Clay St

Calvin Winters from Washington, MI

Macomb Co.
๐Ÿ“ 515 Apple Orchard Wa

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 39 contact records for Calvin Winters across 18 states. The most recent address on file is in Lake Charles, Louisiana. Of these records, 14 include phone numbers and 3 include email addresses. Ages range from 55 to 64, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Winters Calvin L & Andrea N

Prince-georges County
· 1100 Blue Wing Ter, Md 20774.0
Built: 2002.0
Assessed: $221,200

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Calvin Winters. Values shown are from county assessor records and may differ from current market prices.

Calvin H Winters

Democrat Reg: 02/24/1986
1818 Spruce St, Madera, PA, 16661
DOB: 09/17/1945 Gender: Male

Calvin Lamont Winters

Democrat
9004 Wild Acre Ct, Upper Marlboro, MD, 20772
Gender: Male
County: Prince George's

calvin KENT winters

Republican Reg: 04/01/1972
49 Buck Mountain Rd, Elk Park, NC, 28622
DOB: 1952 Gender: Male
County: Avery

Calvin H Winters

1818 Spruce St
DOB: 09/17/1945 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Calvin Winters in Pennsylvania, Maryland, North Carolina. Records show affiliations with D, DEM, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 MAZDA CX-7 CUV
ยท Registered to: Calvin Winters
ยท VIN: JM3ER293470109101
·
1100 Blue Wing Ter, Upper Marlboro, MD, 20774
·
(301) 499-7909
2006 Cadillac DTS
ยท Registered to: Calvin Winters
ยท VIN: 1G6KD57YX6U112685
·
112 Denby St, Romeo, MI, 48065
·
(586) 752-9701
2011 Kia Optima
ยท Registered to: Calvin Winters
ยท VIN: KNAGR4A63B5134020
·
1818 Spruce St, Madera, PA, 16661-9315
·
(814) 378-8165
2007 PONTIAC GRAND PRIX
ยท Registered to: Calvin Winters
ยท VIN: 2G2WP552671148850
·
2000 Bayview Dr, Fritch, TX, 79036-8817
·
(806) 857-2433
2011 Chevrolet Silverado 1500
ยท Registered to: Calvin Winters
ยท VIN: 3GCPCSE05BG371812
·
9412 Fazzino Rd, Bryan, TX, 77807-7534
·
(979) 324-4373
2003 Ford Explorer
ยท Registered to: Calvin Winters
ยท VIN: 1FMZU63K23UB25490
·
303 Gateway Dr, Lake Charles, LA, 70611-4725
·
(337) 855-6931
2007 Mini Cooper
ยท Registered to: Calvin Winters
ยท VIN: WMWMF33517TT50638
·
2000 Bayview Dr, Fritch, TX, 79036-8817
·
(806) 857-2433
2003 CHRYSLER TOWN AND COUNTRY
ยท Registered to: Calvin Winters
ยท VIN: 2C4GP34363R167876
·
14701 Mock Rd, Berlin Center, OH, 44401-8748
·
444018748
2007 TOYOTA SIENNA
ยท Registered to: Calvin Winters
ยท VIN: 5TDZK23CX7S073788
·
2000 Bayview Dr, Fritch, TX, 79036-8817

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 9 vehicle registration records are associated with Calvin Winters. Registered makes include Mazda, Cadillac, Kia, Pontiac and others. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Calvin Winters

cwinters@ieeinc.net
Sulphur,

First Southern Baptist Church

Pastor
(806) 857-3395
Fritch, TX
Membership Organizations (Organizations)

Calvin Winters

Operations Manager
Bdi
Wausau, Wisconsin, United States

Calvin Winters

Owner
Ctw Properties
Wisconsin

Port Printing

Calvin WintersSales Customer
(816) 617-4373calvin.winters@bellsouth.net
205 N Gladstone Ave, Jonesburg, MO63351
portprinting.com

Port Printing

Calvin WintersSales Customer
(816) 617-4373calvin.winters@bellsouth.net
205 N Gladstone Ave, Jonesburg, MO63351

Calvin Winters

Washington D.C. Metro Area

Port Printing

Calvin WintersSales Customer
(816) 617-4373calvin.winters@bellsouth.net
205 N Gladstone Ave, Jonesburg, MO63351

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 24 business affiliations were found for Calvin Winters. Companies include First Southern Baptist Church, Bdi, Port Printing. Roles listed include Null and Sales Customer. Records are compiled from state business registries, SEC filings, and professional networking databases.

ElectriCal Handyman Service LLC

Addr: Colorado Springs, CO
Registered Agent: Calvin Ray Winters

Unknown Corporation

Addr: PO Box 358, Fritch, TX, 79036
TX
Vice-President: Calvin Winters

Pan-Fork Baptist Encampment

Addr: PO Box 358, Fritch, TX, 79036
TX
Vice-President: Calvin Winters

Unknown Corporation

Addr: Okla City, OK
OK
Incorporator: calvin P winters

Pan-Fork Baptist Encampment

ID: 0009106501
Addr: PO Box 358, Fritch, TX, 79036
TX
Vice-President: Calvin Winters

Source: Public Records Calvin Winters appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

calvin Ray winters

Expired
License # 9945107
Addr: Pueblo, CO

Calvin Winters

Ape
Expired
Addr: Pueblo, CO

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Calvin Winters holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Calvin Winters

Yuma Union High School - Yuma, AZ, AZ
2002

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Calvin Winters has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Calvin Winters

Male
·
5710 Balsam Cir, Wisc Rapids, WI 54494 (Wood County)
44.3533, -89.7487
· (920) 360-0164
TZ: Central
MP

Calvin J Winters

Age 30 Male
·
9412 Fazzino Rd, Bryan, TX 77807 (Brazos County)
30.6696, -96.5663
· (979) 324-4373
Marital: Inferred Married TZ: Central
Homeowner Single Family
MP

Calvin H Winters

Age 71 Male
·
1818 Spruce St, Madera, PA 16661 (Clearfield County)
40.8504, -78.4380
· (814) 378-8165
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Calvin L Winters

Age 68 Male
·
20011 Rowe St, Detroit, MI 48205 (Wayne County)
42.4437, -83.0040
Marital: Single TZ: Eastern
Single Family
MP

Calvin L Winters

Age 45 Male
·
9004 Wild Acre Ct, Uppr Marlboro, MD 20772 (Prince Georges County)
38.7990, -76.7860
· (301) 437-7206
Marital: Married
Single Family
MP

Calvin M Winters

Age 66 Male
·
303 Gateway Dr, Lake Charles, LA 70611 (Calcasieu County)
30.3296, -93.2051
· (337) 855-6931
Marital: Married TZ: Central
Occ: Professional Edu: Some College
Homeowner Single Family
MP

Calvin Winters

Age 58 Male
·
2000 Bayview Dr, Fritch, TX 79036 (Hutchinson County)
35.6404, -101.6200
· (806) 857-2433
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Purchased 2001
MP

Calvin Winters

Male
·
2719 E Routt Ave, Pueblo, CO 81004 (Pueblo County)
38.2228, -104.6160
TZ: Mountain
Single Family
MP

Calvin H Winters

Age 89 Male
·
112 Denby St, Romeo, MI 48065 (Macomb County)
42.8023, -83.0094
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1930
MP

Calvin G Winters

Age 92 Male
·
961 Fitzhugh Dr, Traverse City, MI 49684 (Grand Traverse County)
44.7454, -85.6379
· (906) 643-8864
Marital: Married TZ: Eastern
Homeowner Multi-Family
MP

Calvin H Winters

Age 92 Male
·
14701 Mock Rd, Berlin Center, OH 44401 (Mahoning County)
41.0455, -80.9276
· (330) 547-2009
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Calvin Winters. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Calvin Winters. These loans were issued to businesses, not individuals.

Boss Well Testing LLC

Limited Liability Company(LLC

$32,893 Paid in Full
Address:
PO Box 358
China Spring, TX76633
Approved

Apr 15, 2020

Forgiven

$33,071

Jobs Reported

4

Loan #

1900007201

Loan Size

Small

Chester P. Melton, Jr.

Self-Employed Individuals

$25,000 Paid in Full
Address:
PO Box 358
Abilene, TX79604
Approved

Apr 10, 2020

Forgiven

$25,153

Jobs Reported

2

Loan #

2082377100

Loan Size

Small

Gaines County Abstract Company

Corporation

$76,445 Paid in Full
Address:
PO Box 358
Seminole, TX79360
Approved

Apr 14, 2020

Forgiven

$77,274

Jobs Reported

8

Loan #

7388997104

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Calvin Winters. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Calvin Winters on the map

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Calvin Winters in Lake Charles, LA: Background Summary

Location
303 Gateway Dr, Lake Charles, LA 70611
Other Locations
Richmond, CA ยท Elk Park, NC ยท Berlin Center, OH and 24 more
Profiles Found
39 people with this name
Phone Numbers
(337) 794-4305 and 13 others on file
Email
jwinters6931@yahoo.com and 1 other on file
Possible Relatives
Jacquelyn Foley Winters, Michael Shane Winters, Cory David Winters, Kari A Winters, Juliana K Winters and 8 more
Career
Sales Customer, Manager at First Southern Baptist Church, Bdi
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
9 linked โ€” 2007 Mazda Cx-7, 2006 Cadillac Dts and 7 more
Licenses
2 professional licenses (APE)
PPP Loans
$134K for Boss Well Testing LLC, Chester P. Melton, Jr.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Calvin Winters. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Calvin Winters

Search Complexity: High

103 public records across 20states, belonging to approximately 39 different individuals. With 39 distinct profiles across 20 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 20 states. Highest concentration: Texas (15%), followed by Mississippi and Louisiana. Spans the South and Midwest regions.

TX15recordsMS9recordsLA7recordsMO5recordsMD5recordsMI5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (47%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (24) and Vehicle Registration Records (9).

43
Contact & Address Records
24
Business & Corporate Filings
9
Vehicle Registration Records
5
Corporate Records
4
Voter Registration Records
3
PPP Loan Records

Age Distribution

Age range: approximately 48 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)8peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Calvin Winters

Is Calvin Winters a registered voter?
Yes, voter registration records show Calvin Winters is registered in Pennsylvania with D affiliation. We found 4 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Calvin Winters own property?
County assessor records show 1 property associated with Calvin Winters . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Calvin Winters?
Records show 9 vehicle registrations associated with Calvin Winters, including a 2007 MAZDA CX-7. Registered makes include Mazda, Cadillac, Kia, Pontiac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Calvin Winters?
We found 24 business affiliations for Calvin Winters (null). Other companies include bdi, Port Printing. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Calvin Winters?
Our database contains 103 total records for Calvin Winters spanning 20 states. This includes 39 distinct contact records, 14 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Calvin Winters?
The 103 records displayed for Calvin Winters are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Calvin Winters remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.