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Carmen Perez Rafael from Vallejo, CA

Age 72 b. 5/23/1953
📍 125 Oak Grove St, #vallejo, CA 94589-2235
✉️ carmenrafael@msn.com
👨‍👩‍👧 Relatives: Alegria L Ledda,Jaime Rafael,Ramon R Perez,Riorita D Bagamasbad,Riorita D Bagamasbad,Ruben J De Guzman,Sabas C Deguzman,Albert C Ciancaglini,Alegria K Lopez,Angelo O Ledda,Aquilino Deguzman Jr,Aquilino Deguzman Sr,Broderick G Lopez,Dolores G Lopez,Emmanuel G Lopez,Felicia I Deguzman,Feliciana Jde Deguzman,Guia Maria Cadiz,Guia G Lopez,Ilene F Ledda,Ilyn R Ledda,Jeanny S Ledda,Manuel S Ledda Jr,Manuel S Ledda Jr,Manuel Ostrea Ledda,Manuel S Ledda Jr,Maria L Ciancaglini,Maximo G Lopez Jr,Maximo A Lopez,Merryann F Deguzman,Nelson D Bagamasbad,Nenita S Ledda,Pearl P Tolentino,Raymond S Ledda,Rebecca M Bagamasbad,Richard S Ledda,Roderick S Ledda,Rosalani Deguzman Kapele,Rosemarie G Bagamasbad,Rosemarie De Guzman Bagamasbad,Shawna B Ireland,Soledad G Lopez,Yonina C Bagamasbad,Yuko O Lopez,Angelica S Lopez,Gerard Anthony Cadiz
🕐 7 previous addresses

Carmen Perez Rafael from Vallejo, CA

Age 69
📍 125 Oak Grove St, Vallejo, CA 94589
📞 (707) 552-4817, (707) 554-6864
✉️ carmenrafael@msn.com

Carmen Rafael

Age 59 b. 1966-04-14
📍 1047 S Driftwood Ave, Bloomington Ca
📞 (909) 820-4958, (909) 561-6650
✉️ CARMEN_RAFAEL@ATT.NET

Carmen Rafael from Hialeah, FL

Age 53
📍 7915 200th Ter, Hialeah, FL 33015
📞 (305) 822-8639
👨‍👩‍👧 Relatives: Eduardo P Rafael,Filomena M Tomberlin,Leonard Rafael,Tiffanie R Flores,Michael Rafael,Shaun L Rafael,Robert Lee Rafael

Carmen Rafael from Vallejo, CA

Age 73 b. 1953 U
📍 125 Oak Grove St
📞 (707) 552-4817
✉️ carmenrafael@msn.com

Carmen Rafael from Vallejo, CA

Age 72 b. May 1953 Solano Co.
📍 1251 Magazine Sst
📞 (207) 363-4487
👤 aka Carmen Perezrafael

Carmen Rafael from Coral Gables, FL

Female
📍 201 Alhambra Cir Ste 1400
📞 (305) 502-8639 (SPRINT)

Carmen Rafael from Lancaster, PA

Age 64 b. Sep 1961 Lancaster Co.
📍 40 W James St 3

Carmen Rafael from Belleville, NJ

Age 69 b. Aug 1956 Essex Co.
📍 52 Linden Ave

Carmen Rafael from New Orleans, LA

Age 119 b. Sep 1906
📍 2438 Lake Oaks Pkwy
👤 aka Carmen C Rafael

Carmen Rafael from Hialeah, FL

Age 64 b. Jul 1961
📍 151 E 8th St

Carmen Rafael from New Orleans, LA

Age 107
📍 6400 Hayne Blvd, New Orleans, LA 70126

Carmen Rafael from Croton Hdsn, NY

Westchester Co.
📍 132 Old Post Rd N

Carmen Rafael from Hialeah, FL

Miami Dade Co.
📍 8230 Nw 183 Rd St

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 14 contact records for Carmen Rafael across 6 states. The most recent address on file is in Vallejo, California. Of these records, 7 include phone numbers and 4 include email addresses. Ages range from 53 to 107, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Carmen L Rafael

Democrat
601 Cortland Dr, 16, 12550
DOB: 19670813 Gender: Female

Carmen L Rafael

Democrat
4 Sleepy Valley Rd, 12, 12548
DOB: 19670813 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Carmen Rafael. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Bmw Z4
· Registered to: Carmen Rafael
· VIN: 4USBU53548LX04336
·
6310 W 14Th Ave, Hialeah, FL, 33012-6233

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Carmen Rafael. Registered makes include Bmw. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Coastal Construction Company

Contract Administrator
+13055594900crafael@coastalconstruction.com
Miami,
LinkedIn

Parsons- Odebrecht Jv

Carmen RafaelManager
(305) 887-5550crafael@gmail.com
Miami, FL33166

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 2 business affiliations were found for Carmen Rafael. Companies include Parsons- Odebrecht Jv. Roles listed include Contract Administrator and Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

🏛️

Carmen Rafael

Pat Care Tech
💵 Pay: $37,991.00

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Carmen Rafael appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

MP

Carmen Rafael

Age 56
·
151 E 8th St, Hialeah, FL 33010 (Miami-Dade County)
25.8292, -80.2785
Marital: Inferred Married TZ: Eastern
Edu: High School
Single Family
MP

Carmen P Rafael

Age 64
·
125 Oak Grove St, Vallejo, CA 94589 (Solano County)
38.1313, -122.2600
TZ: Pacific
Single Family
MP

Carmen L Rafael

Age 50
·
PO Box 750, Plattekill, NY 12568 (Ulster County)
41.6172, -74.0759
· (845) 913-6924
Marital: Single TZ: Eastern

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Carmen Rafael. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Carmen Rafael. These loans were issued to businesses, not individuals.

Beasley Demos & Brown LLC

Corporation

$19,750 Paid in Full
Address:
201 Alhambra Cir Ste 501
Coral Gables, FL33134-5105
Approved

Apr 27, 2020

Forgiven

$19,965

Jobs Reported

1

Loan #

5953087205

Loan Size

Small

Marian Ancheta P.a.

Corporation

$12,927 Paid in Full
Address:
201 Alhambra Cir Ste 500
Coral Gables, FL33134-5105
Approved

Mar 3, 2021

Forgiven

$13,051

Jobs Reported

1

Loan #

6437088504

Loan Size

Small

Bozorgi Law, PLLC

Limited Liability Company(LLC

$66,355 Paid in Full
Address:
201 Alhambra Cir Ste 1050
Coral Gables, FL33134-5108
Approved

May 1, 2020

Forgiven

$66,904

Jobs Reported

3

Loan #

6150387703

Loan Size

Small

Symx Healthcare Technologies CORP.

Corporation

$125,682 Paid in Full
Address:
201 Alhambra Cir Ste 1400
Coral Gables, FL33134-5121
Approved

Jan 31, 2021

Forgiven

$126,712

Jobs Reported

6

Loan #

9735888303

Loan Size

Small

George J. Vila, P.a.

Corporation

$26,521 Paid in Full
Address:
201 Alhambra Cir Ste 702
Coral Gables, FL33134-5111
Approved

Feb 7, 2021

Forgiven

$26,691

Jobs Reported

2

Loan #

4930168400

Loan Size

Small

Marian Ancheta P.a.

Corporation

$12,927 Paid in Full
Address:
201 Alhambra Cir Ste 500
Coral Gables, FL33134-5105
Approved

May 1, 2020

Forgiven

$13,086

Jobs Reported

1

Loan #

5377257710

Loan Size

Small

Coral Gables Chamber Of Commerce

Corporation

$92,934 Paid in Full
Address:
201 Alhambra Cir Ste 100
Coral Gables, FL33134-5107
Approved

Jan 25, 2021

Forgiven

$93,754

Jobs Reported

5

Loan #

5225858307

Loan Size

Small

Chad K. Lang P.a.

Subchapter S Corporation

$26,326 Paid in Full
Address:
201 Alhambra Cir Ste 1205
Coral Gables, FL33134-5150
Approved

Mar 12, 2021

Forgiven

$26,484

Jobs Reported

2

Loan #

9405598503

Loan Size

Small

Susan Van Dusen

Sole Proprietorship

$20,833 Paid in Full
Address:
201 Alhambra Cir Ste 1050
Coral Gables, FL33134-5108
Approved

Apr 13, 2021

Forgiven

$20,911

Jobs Reported

1

Loan #

2888118806

Loan Size

Small

Darling Janinne Lie-Nielsen

Sole Proprietorship

$53,800 Paid in Full
Address:
201 Alhambra Cir Ste 703
Coral Gables, FL33134-5108
Approved

Apr 28, 2020

Forgiven

$54,359

Jobs Reported

2

Loan #

6886097201

Loan Size

Small

Vivanco & Vivanco Corporate Services LLC

Limited Liability Company(LLC

$30,647 Paid in Full
Address:
201 Alhambra Cir Ste 600
Coral Gables, FL33134-5199
Approved

Feb 2, 2021

Forgiven

$30,850

Jobs Reported

6

Loan #

1493978404

Loan Size

Small

Lee J. Osiason, P.a.

Professional Association

$23,818 Paid in Full
Address:
201 Alhambra Cir Ste 1205
Coral Gables, FL33134-5150
Approved

May 1, 2020

Forgiven

$24,022

Jobs Reported

2

Loan #

5626057700

Loan Size

Small

Joseph Gomez

Corporation

$12,500 Paid in Full
Address:
201 Alhambra Cir Ste 1205
Coral Gables, FL33134-5150
Approved

May 1, 2020

Forgiven

$12,612

Jobs Reported

1

Loan #

6308227702

Loan Size

Small

Carlos M. Machado PA

Corporation

$69,932 Paid in Full
Address:
201 Alhambra Cir Ste 1205
Coral Gables, FL33134-5150
Approved

Feb 5, 2021

Forgiven

$70,859

Jobs Reported

5

Loan #

3989218402

Loan Size

Small

Florida Lawyer Professional Association

Corporation

$24,100 Paid in Full
Address:
201 Alhambra Cir Ste 503
Coral Gables, FL33134-5100
Approved

Apr 7, 2021

Forgiven

$24,234

Jobs Reported

2

Loan #

8236868701

Loan Size

Small

Pmdj LLC

Limited Liability Company(LLC

$16,100 Paid in Full
Address:
201 ALHAMBRA CIR ste 703
Coral Gables, FL33134-5108
Approved

Apr 27, 2020

Forgiven

$16,272

Jobs Reported

2

Loan #

5144977201

Loan Size

Small

Jose L. Baloyra P.a.

Professional Association

$38,250 Exemption 4
Address:
201 Alhambra Cir Ste 501
Coral Gables, FL33134-5105
Approved

Jan 22, 2021

Forgiven

$38,850

Jobs Reported

3

Loan #

3819338302

Loan Size

Small

Carlos A Garcia Perez PA

Sole Proprietorship

$26,080 Paid in Full
Address:
201 Alhambra Cir Ste 1205
Coral Gables, FL33134-5150
Approved

Feb 9, 2021

Forgiven

$26,206

Jobs Reported

2

Loan #

5756498403

Loan Size

Small

Mary Lou Rodon P.a.

Subchapter S Corporation

$73,400 Paid in Full
Address:
201 Alhambra Cir Ste 504
Coral Gables, FL33134-5105
Approved

Jan 26, 2021

Forgiven

$73,832

Jobs Reported

5

Loan #

6348098309

Loan Size

Small

Stephen J. Golembe & Associates P.a.

Corporation

$26,541 Exemption 4
Address:
201 Alhambra Cir Ste 504
Coral Gables, FL33134-5105
Approved

Jan 22, 2021

Jobs Reported

3

Loan #

3527398307

Loan Size

Small

Symx Healthcare Technologies CORP.

Corporation

$125,682 Paid in Full
Address:
201 Alhambra Cir Ste 1400
Coral Gables, FL33134
Approved

May 1, 2020

Forgiven

$126,825

Jobs Reported

6

Loan #

2798377705

Loan Size

Small

The Abreu Law Firm PLLC

Limited Liability Company(LLC

$10,207 Paid in Full
Address:
201 Alhambra Cir Ste 504
Coral Gables, FL33134-5100
Approved

Feb 3, 2021

Forgiven

$10,280

Jobs Reported

2

Loan #

2142588408

Loan Size

Small

Ivette Rodriguez P A

Corporation

$24,207 Paid in Full
Address:
201 Alhambra Cir Ste 500
Coral Gables, FL33134-5105
Approved

Mar 26, 2021

Forgiven

$24,372

Jobs Reported

2

Loan #

1196018707

Loan Size

Small

Mitchell W. Mandler PA

Subchapter S Corporation

$21,509 Paid in Full
Address:
201 Alhambra Cir Ste 1205
Coral Gables, FL33134-5150
Approved

Apr 14, 2020

Forgiven

$21,772

Jobs Reported

2

Loan #

7426197102

Loan Size

Small

J. David Pena P.a

Subchapter S Corporation

$77,500 Paid in Full
Address:
201 Alhambra Cir Ste 1205
Coral Gables, FL33134-5150
Approved

Feb 10, 2021

Forgiven

$77,768

Jobs Reported

4

Loan #

6324298403

Loan Size

Small

Bozorgi Law PLLC

Limited Liability Company(LLC

$51,792 Paid in Full
Address:
201 Alhambra Cir Ste 1050
Coral Gables, FL33134-5108
Approved

Feb 2, 2021

Forgiven

$52,080

Jobs Reported

3

Loan #

1923658403

Loan Size

Small

Ozias Altidort

Self-Employed Individuals

$8,433 Exemption 4
Address:
18 Orchard St
Elizabeth, NJ07208-3618
Approved

May 29, 2021

Jobs Reported

1

Loan #

9144739004

Loan Size

Small

Paycargo LLC

Limited Liability Company(LLC

$536,200 Paid in Full
Address:
201 Alhambra Cir Ste 711
Coral Gables, FL33134-5100
Approved

Apr 4, 2020

Jobs Reported

36

Loan #

4819997005

Loan Size

Medium

Joseph Olivera PA

Corporation

$3,625 Paid in Full
Address:
201 Alhambra Cir Ste 500
Coral Gables, FL33134
Approved

May 4, 2020

Forgiven

$3,661

Jobs Reported

1

Loan #

1283527404

Loan Size

Small

Jonathan Ramirez

Sole Proprietorship

$25,000 Paid in Full
Address:
201 Alhambra Cir Ste 703
Coral Gables, FL33134-5108
Approved

May 13, 2021

Forgiven

$25,176

Jobs Reported

1

Loan #

1240269009

Loan Size

Small

Sb Denver Tech LLC

Partnership

$117,800 Paid in Full
Address:
201 Alhambra Cir Ste 702
Coral Gables, FL33134-5111
Approved

Apr 27, 2020

Forgiven

$118,955

Jobs Reported

37

Loan #

4840077201

Loan Size

Small

Financial Legacy Consulting LLC

Limited Liability Company(LLC

$12,730 Paid in Full
Address:
201 Alhambra Cir Ste 703
Coral Gables, FL33134-5108
Approved

Feb 18, 2021

Forgiven

$12,809

Jobs Reported

4

Loan #

1376748504

Loan Size

Small

Sime Realty Corporation

Corporation

$41,667 Paid in Full
Address:
201 Alhambra Cir Ste 701
Coral Gables, FL33134-5108
Approved

Apr 10, 2021

Forgiven

$42,054

Jobs Reported

2

Loan #

1664258809

Loan Size

Small

Financial Wellness Advocates, LLC

Limited Liability Company(LLC

$4,072 Exemption 4
Address:
201 Alhambra Cir Ste 703
Coral Gables, FL33134-5108
Approved

May 6, 2020

Jobs Reported

2

Loan #

2857907405

Loan Size

Small

Square One Group LLC

Limited Liability Company(LLC

$2,558 Paid in Full
Address:
201 Alhambra Cir Ste 701
Coral Gables, FL33134-5108
Approved

May 4, 2020

Forgiven

$2,579

Jobs Reported

2

Loan #

1661157409

Loan Size

Small

Sb Denver Tech LLC

Partnership

$165,057 Paid in Full
Address:
201 Alhambra Cir Ste 702
Coral Gables, FL33134-5100
Approved

Feb 11, 2021

Forgiven

$166,991

Jobs Reported

17

Loan #

7152508402

Loan Size

Medium

Source: SBA PPP Loan Data · CARES Act Public Disclosures 36 PPP loan records are linked to businesses associated with Carmen Rafael. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Carmen Rafael on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Found 24 results across 6 states

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Carmen Rafael in CA: Background Summary

Location
125 Oak Grove St Vallejo, CA 94589-2235
Other Locations
Vallejo, CA · Coral Gables, FL · Lancaster, PA and 4 more
Profiles Found
14 people with this name
Phone Numbers
(707) 552-4817 and 7 others on file
Email
carmenrafael@msn.com and 1 other on file
Possible Relatives
Alegria L Ledda, Jaime Rafael, Ramon R Perez, Riorita D Bagamasbad, Ruben J De Guzman and 45 more
Career
Contract Administrator at Parsons- Odebrecht Jv
Voter Registration
Registered Democrat
Vehicles
1 linked — 2008 Bmw Z4
PPP Loans
$2027K for Beasley Demos & Brown LLC, Marian Ancheta P.a.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Carmen Rafael. Because public records are indexed by name rather than by a unique identifier, the 65 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Carmen Rafael

Search Complexity: High

65 public records across 6states, belonging to approximately 14 different individuals. With 14 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Florida (15%), followed by California and Louisiana. Spans the South and West regions.

FL10recordsCA6recordsLA4recordsNY2recordsPA1recordNJ1record

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (59%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (20) and Voter Registration Records (2).

36
PPP Loan Records
20
Contact & Address Records
2
Voter Registration Records
2
Business & Corporate Filings
1
Vehicle Registration Records

Age Distribution

Age range: approximately 67 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)6peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Carmen Rafael

Is Carmen Rafael a registered voter?
Yes, voter registration records show Carmen Rafael is registered with DEM affiliation. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Carmen Rafael?
Records show 1 vehicle registration associated with Carmen Rafael, including a 2008 Bmw Z4. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Carmen Rafael?
We found 2 business affiliations for Carmen Rafael (Contract Administrator). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Carmen Rafael?
Our database contains 65 total records for Carmen Rafael spanning 6 states. This includes 14 distinct contact records, 7 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Carmen Rafael?
The 65 records displayed for Carmen Rafael are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Carmen Rafael remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.