Carol Braund

Age 92 b. 1933-06-16
๐Ÿ“ 601 Woodfield Pl, Lagrange Ky 40031
๐Ÿ“ž (502) 265-2226, (502) 758-4144
โœ‰๏ธ CAROLBRAUND@ATT.NET, carolbraund@att.net

Carol Braund from Fayetteville, NY

Age 76
๐Ÿ“ 110 Elm St, Fayetteville, NY 13066
๐Ÿ“ž (315) 637-8718, (315) 637-8718
โœ‰๏ธ braundc@upstate.edu
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Darwin G Braund,Sharon M Betzler,Wendy E Braund,Michele V Braund,Darwin Braund

Carol Braund from Fayetteville, NY

Age 88 b. 1938 Female
๐Ÿ“ 110 Elm St
๐Ÿ’ผ 2305
๐Ÿ“ž (443) 310-9522 (Cell), (315) 637-8718
โœ‰๏ธ braundc3@gmail.com

Carol Braund

๐Ÿ“ 111 Beaufort Ln, Columbus Oh
๐Ÿ“ž (502) 758-4144
โœ‰๏ธ CAROLBRAUND@YAHOO.COM

Carol Braund from Allison Park, PA

Age 90 b. Dec 1935 Allegheny Co.
๐Ÿ“ 1097 Covington Pl
๐Ÿ“ž (412) 367-1946, (412) 953-5390

Carol Braund from Wisconsin Dells, WI

Age 45 b. Apr 1980 Columbia Co.
๐Ÿ“ 1536 Michigan Ave
๐Ÿ“ž (608) 254-8042

Carol Braund from New Berlin, WI

Age 84 b. May 1941 Waukesha Co.
๐Ÿ“ 21745 W Mac Gregor Dr
๐Ÿ“ž (414) 679-3023

Carol Braund

๐Ÿ“ 4166 Berkeley Lndg Nw, Kennesaw Ga
๐Ÿ“ž (404) 539-3274, (404) 539-3231
โœ‰๏ธ CDBRAUND@GMAIL.COM

Carol Braund from La Grange, KY

Age 88
๐Ÿ“ 601 Woodfield Pl, La Grange, KY 40031
๐Ÿ“ž (502) 265-2226

Carol Braund from Barstow, CA

Age 85 b. Jun 1940 San Bernardino Co.
๐Ÿ“ 1401 De Anza St
๐Ÿ“ž (760) 252-2863

Carol Braund from Brooklyn, NY

Age 81
๐Ÿ“ 174 Amity St #3a, Brooklyn, NY 11201
๐Ÿ“ž (718) 596-3682, (718) 596-3682, (718) 624-0037, (502) 265-2226, (718) 858-7998

Carol Braund from Tempe, AZ

Age 88 b. Sep 1937 Maricopa Co.
๐Ÿ“ 4626 S Kachina Dr

Carol Braund from Brooklyn, NY

Age 92 b. Jun 1933 Kings Co.
๐Ÿ“ 174 Amity St 3 A

Carol Braund from Columbus, OH

Age 92 b. Jun 1933 Franklin Co.
๐Ÿ“ 895 Fairglade D Ln D

Carol Braund from Ridgway, CO

Ouray Co.
๐Ÿ“ Po Box 553

Carol Braund from Allison Park, PA

Allegheny Co.
๐Ÿ“ 2858 Oxford Blvd

Carol Braund from Northville, MI

๐Ÿ“ 551 Orchard Dr

Carol Braund from Barstow, CA

San Bernardino Co.
๐Ÿ“ 610 Starlight St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 18 contact records for Carol Braund across 9 states. The most recent address on file is in Fayetteville, New York. Of these records, 11 include phone numbers and 5 include email addresses. Ages range from 76 to 88, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Braund Carol V

Onondaga County
· 110 Elm St, Manlius

Carol V Braund

2023 Onondaga County
· 110 Elm, Manlius

Carol V Braund

2022 Onondaga County
· 110 Elm, Manlius

Carol V Braund

2021 Onondaga County
· 110 Elm, Manlius

Carol V Braund

2024 Onondaga County
· 110 Elm, Manlius

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 5 property records linked to Carol Braund in Manlius. Values shown are from county assessor records and may differ from current market prices.

Carol A Braund

Republican Reg: 08/01/1959
1097 Covington Pl, Allison Park, PA, 15101
DOB: 12/21/1935 Gender: Female

Carol S Braund

Reg: 304175694
174 Amity Street 3a
DOB: 19330616 Gender: Female
Senate: 11

Carol V Braund

Reg: G77382
110 Elm St
DOB: 19380209 Gender: Female
Senate: 24

Carol A Braund

1097 Covington Pl
DOB: 12/21/1935 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Carol Braund in Pennsylvania. Party affiliation is listed as R. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 MERCEDES-BENZ E-CLASS
ยท Registered to: Carol Braund
ยท VIN: WDDHF8HB2BA441377
·
1097 Covington Pl, Allison Park, PA, 15101-1606
·
(412) 487-7260
2008 Pontiac Vibe
ยท Registered to: Carol Braund
ยท VIN: 5Y2SL67888Z423558
·
601 Woodfield Pl, La Grange, KY, 40031
2008 Toyota Highlander
ยท Registered to: Carol Braund
ยท VIN: JTEDS41AX82059028
·
N5866 Braund Rd, Camp Douglas, WI, 54618-9533
2013 Dodge Avenger
ยท Registered to: Carol Braund
ยท VIN: 1C3CDZCG1DN521434
·
110 Elm St, Fayetteville, NY, 13066
·
(315) 637-8718
2008 Chevrolet Impala
ยท Registered to: Carol Braund
·
1536 Michigan Ave, Wisconsin Dells, WI, 53965
·
(608) 254-8042

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Carol Braund. Registered makes include Mercedes-Benz, Pontiac, Toyota, Dodge and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Carol Braund

Sewing
Hancock Fabrics
Pennsylvania

United University Professions

Carol BraundPresident
(315) 422-5028c.braund@uupinfosyr.org
Syracuse, NY

Carol Braund

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 4 business affiliations were found for Carol Braund. Companies include United University Professions. Records are compiled from state business registries, SEC filings, and professional networking databases.

carol SCHULDT braund

Incapacitated
School: Brooklyn (1985)

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Carol Braund holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Carol Braund

Northville High School - Northville, MI, MI
1994

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Carol Braund has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Nov 2, 2013
2014
Credo Superpac
Braund, Carol Retired Fayetteville, NY
$50 Jun 15, 2016
2018 DEM
Democratic Congressional Campaign Committee
Braund, Carol Unemployed Columbus, OH
$25 Nov 24, 2015
2016
Emily S List
Braund, Carol Not Employed Fayetteville, NY
$25 Jan 28, 2013
2014 DEM
Democratic Senatorial Campaign Committee
Braund, Carol V President Uup Chapter Of Upstate @ Suny Upstate Medical University Fayetteville, NY
$10 Feb 28, 2014
2014 DEM
Democratic Congressional Campaign Committee
Braund, Carol Registered Nurse @ Retired Fayetteville, NY
$50 Mar 15, 2016
2016 DEM
Democratic Congressional Campaign Committee
Braund, Carol Not Employed Columbus, OH
$100 Aug 24, 2012
2012 DEM
Democratic Congressional Campaign Committee
Braund, Carol Unemployed La Grange, KY
$25 Jan 20, 2016
2016
Emily S List
Braund, Carol Retired @ Not Employed Fayetteville, NY
$20 Sep 8, 2016
2016
New Yorkers For A Brighter Future
Braund, Carol Fayetteville, NY
$50 Jul 15, 2016
2016 DEM
Democratic Congressional Campaign Committee
Braund, Carol Not Employed Columbus, OH
$5 Mar 25, 2010
2010
Moveon.org Political Action
Braund, Carol V RN @ Upstate Medical University Fayetteville, NY
$5 Jan 18, 2012
2012 DEM
Democratic Party Of Wisconsin
Braund, Carol Registered Nurse @ Suny Upstate Medical University Fayetteville, NY
$20 Dec 31, 2019
2020
Voice Of Teachers For Educ/Cmte On Pol Educ Of Ny State Untd Teachers (vote/Cope) Of Nysut
Braund, Carol Teacher @ Uup Upstate Medical Fayetteville, NY
$10 Oct 20, 2011
2012 DEM
Giffords, Gabrielle
Braund, Carol Registered Nurse @ Suny Upstate Medical University Fayetteville, NY
$50 Oct 9, 2012
2012 DEM
Stirpe Jr, Albert A
Braund, Carol Fayetteville, NY
$25 Jun 16, 2017
2018
Emily S List
Braund, Carol V Not Employed Fayetteville, NY
$20 Dec 31, 2018
2018
Voice Of Teachers For Educ/Cmte On Pol Educ Of Ny State Untd Teachers (vote/Cope) Of Nysut
Braund, Carol Teacher @ Uup Upstate Medical Fayetteville, NY
$20 Dec 8, 2021
2022
Voice Of Teachers For Educ/Cmte On Pol Educ Of Ny State Untd Teachers (vote/Cope) Of Nysut
Braund, Carol Teacher @ Uup Upstate Medical Fayetteville, NY
$20 Dec 7, 2017
2018
Voice Of Teachers For Educ/Cmte On Pol Educ Of Ny State Untd Teachers (vote/Cope) Of Nysut
Braund, Carol Teacher @ Uup Upstate Medical Fayetteville, NY
$50 Dec 2, 2023
2024
Progressive Takeover
Braund, Carol Not Employed Columbus, OH
$25 Jan 20, 2016
2016
Emily S List
Braund, Carol Retired @ Not Employed Fayetteville, NY
$5 Aug 18, 2011
2012 DEM
Marshall, Kate
Braund, Carol Not Employed La Grange, KY
$27 Jun 19, 2018
2018
Working Families Party National Political Action Committee
Braund, Carol Not Employed Columbus, OH
$25 Sep 6, 2016
2016
Emily S List
Braund, Carol V Retired @ Not Employed Fayetteville, NY
$10 Oct 30, 2014
2012 DEM
Actblue
Braund, Carol Not Employed Fayetteville, NY
$20 Dec 4, 2018
2018
Voice Of Teachers For Educ/Cmte On Pol Educ Of Ny State Untd Teachers (vote/Cope) Of Nysut
Braund, Carol Teacher @ Uup Upstate Medical Fayetteville, NY
$5 Sep 6, 2012
2012 DEM
Gillibrand, Kirsten Elizabeth Mrs
Braund, Carol RN @ Suny Upstate Medical University Fayetteville, NY
$10 Sep 28, 2014
2014 DEM
Democratic Congressional Campaign Committee
Braund, Carol Not Employed Fayetteville, NY
$154 Sep 3, 2013
2014
New Yorkers For A Brighter Future
Braund, Carol V Fayetteville, NY
$5 Sep 6, 2012
2012 DEM
Warren, Elizabeth
Braund, Carol RN @ Suny Upstate Medical University Fayetteville, NY
$5 Mar 25, 2010
2010 DEM
Halter, William A
Braund, Carol V RN @ Upstate Medical University Fayetteville, NY
$25 Oct 15, 2014
2012 DEM
Actblue
Braund, Carol Not Employed Fayetteville, NY
$25 Aug 24, 2014
2014 DEM
Democratic Congressional Campaign Committee
Braund, Carol Not Employed Fayetteville, NY
$5 Aug 18, 2011
2012 DEM
Democratic Congressional Campaign Committee
Braund, Carol Not Employed La Grange, KY
$25 Jan 23, 2014
2014 DEM
Democratic Senatorial Campaign Committee
Braund, Carol Not Employed Fayetteville, NY
$100 Jul 29, 2016
2016 DEM
Democratic Congressional Campaign Committee
Braund, Carol Unemployed Columbus, OH
$50 Jul 17, 2016
2016 DEM
Democratic Congressional Campaign Committee
Braund, Carol Unemployed Columbus, OH
$25 Nov 16, 2013
2014 DEM
Democratic Senatorial Campaign Committee
Braund, Carol Retired Fayetteville, NY
$25 Nov 5, 2012
2012 DEM
Democratic Senatorial Campaign Committee
Braund, Carol RN @ Suny Upstate Medical University Fayetteville, NY
$10 Feb 27, 2016
2016
Americans For Responsible Solutions Pac
Braund, Carol Not Employed Fayetteville, NY
$10 Feb 21, 2015
2014
Americans For Responsible Solutions Pac
Braund, Carol V Registered Nurse @ Suny Upstate Medical University Fayetteville, NY
$5 Nov 15, 2014
2012 DEM
Actblue
Braund, Carol Not Employed Fayetteville, NY
$50 May 15, 2016
2016 DEM
Democratic Congressional Campaign Committee
Braund, Carol Unemployed Columbus, OH
$25 May 20, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Braund, Carol Not Employed Columbus, OH
$10 Apr 30, 2013
2014 DEM
Maffei, Daniel B Mr.
Braund, Carol Braund Registered Nurse @ Suny Upstate Medical University Fayetteville, NY
$20 Mar 29, 2014
2014 DEM
Democratic Senatorial Campaign Committee
Braund, Carol Registered Nurse @ Retired Fayetteville, NY
$25 Dec 31, 2014
2014 DEM
Voice Of Teachers For Education/Committee On Political Education (vote Cope)
Braund, Carol V Teacher @ Uup Upstate Medical Fayetteville, NY
$10 Aug 13, 2014
2014 DEM
Democratic Congressional Campaign Committee
Braund, Carol Not Employed Fayetteville, NY
$10 Oct 7, 2014
2012 DEM
Actblue
Braund, Carol Not Employed Fayetteville, NY
$50 Apr 15, 2016
2016 DEM
Democratic Congressional Campaign Committee
Braund, Carol Not Employed Columbus, OH
$5 Aug 18, 2011
DEM
Democratic Congressional Campaign Committee
Contributor Not Employed La Grange, KY
$20 Dec 10, 2019
Unknown Committee
Braund, Carol Teacher @ Uup-Upstate Medical Fayetteville, NY
$50
2012 D
Stirpe Jr, Albert A
Contributor Fayetteville, NY

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Carol Braund. Total disclosed contributions amount to $1,456. Recipients include Democratic Congressional Campaign Committee, Stirpe Jr, Albert A. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Carol A Braund

Age 37 Female
·
1536 Michigan Ave, Wisc Dells, WI 53965 (Columbia County)
43.6305, -89.7540
· (608) 254-8042
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family
MP

Carol V Braund

Age 79 Female
·
110 Elm St, Fayetteville, NY 13066 (Onondaga County)
43.0306, -76.0107
· (315) 637-8718
Marital: Single TZ: Eastern
Occ: Healthcare
Homeowner Single Family Built 1864
MP

Carol A Braund

Age 81 Female
·
1097 Covington Pl, Allison Park, PA 15101 (Allegheny County)
40.5841, -80.0142
· (412) 953-5390
Marital: Married TZ: Eastern
Occ: White Collar
Homeowner Single Family Built 1968 Purchased 1970

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Carol Braund. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Carol Braund on the map

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Carol Braund in Lagrange, KY: Background Summary

Location
601 Woodfield Pl, Lagrange Ky 40031, Lagrange, KY
Other Locations
Fayetteville, NY ยท Allison Park, PA ยท Wisconsin Dells, WI and 8 more
Profiles Found
18 people with this name
Phone Numbers
(502) 265-2226 and 11 others on file
Email
carolbraund@att.net and 4 others on file
Possible Relatives
Darwin G Braund, Sharon M Betzler, Wendy E Braund, Michele V Braund, Darwin Braund
Career
United University Professions
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
5 linked โ€” 2011 Mercedes-Benz E-Class, 2008 Pontiac Vibe and 3 more
Contributions
$1,456.16 total โ€” Stirpe Jr, Albert A, Democratic Congressional Campaign Committee

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Carol Braund. Because public records are indexed by name rather than by a unique identifier, the 100 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Carol Braund

Search Complexity: High

100 public records across 9states, belonging to approximately 18 different individuals. With 18 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: New York (9%), followed by Pennsylvania and Wisconsin. Spans the Northeast and Midwest regions.

NY9recordsPA7recordsWI7recordsKY4recordsCA2recordsMI2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (55%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (24) and Property Ownership Records (5).

53
Political Contribution Records
24
Contact & Address Records
5
Property Ownership Records
5
Vehicle Registration Records
4
Voter Registration Records
4
Business & Corporate Filings

Age Distribution

Age range: approximately 47 years, suggesting multiple generations. Largest group: Senior (65+) (89%).

Senior (65+)8peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Carol Braund

Is Carol Braund a registered voter?
Yes, voter registration records show Carol Braund is registered in Pennsylvania with R affiliation. We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Carol Braund own property?
County assessor records show 5 properties associated with Carol Braund . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Carol Braund?
Records show 5 vehicle registrations associated with Carol Braund, including a 2011 MERCEDES-BENZ E-CLASS. Registered makes include Mercedes-Benz, Pontiac, Toyota, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Carol Braund?
We found 4 business affiliations for Carol Braund. Business records are compiled from state registries, SEC filings, and professional databases.
Has Carol Braund made political donations?
FEC disclosure records show 53 reported political contributions from Carol Braund, totaling $1,456. Recipients include Democratic Congressional Campaign Committee and Stirpe Jr, Albert A. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Carol Braund?
Our database contains 100 total records for Carol Braund spanning 9 states. This includes 18 distinct contact records, 11 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Carol Braund?
The 100 records displayed for Carol Braund are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Carol Braund remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.