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Caroline Hoff

Age 46 b. 1979-06-09
📍 14535 Marmont, Chesterfield Mo 63017
📞 (314) 494-7631, (314) 323-7171
✉️ FOSSFUDGE@HOTMAIL.COM, fossfudge@hotmail.com

Caroline Hoff from Clinton, MS

Age 75
📍 250 Saddlewood Dr, Clinton, MS 39056
📞 (601) 279-6280, (601) 922-7664, (301) 540-6490
✉️ chdff1938@aol.com
👨‍👩‍👧 Relatives: George Charles Hoff,George C Nhoff,George Charles Hoff,Jennifer Marie Hoff,Geo C Hoff

Caroline Hoff

Age 34 b. 1992-03-21
📍 207 S Lombard Ave Apt B, Oak Park Il
📞 (847) 946-7870, (847) 494-2348
✉️ HOFF372@GMAIL.COM

Caroline Hoff from Silver Spring, MD

Age 58
📍 15006 Lear Ln, Silver Spring, MD 20905
📞 (301) 384-6425
👨‍👩‍👧 Relatives: Robert C Hoff,Leslie A Hornaday,Elizabeth Hoff

Caroline Hoff from Running Spgs, CA

Age 80 b. May 1945 San Bernardino Co.
📍 Po Box 373
📞 (602) 963-4053

Caroline L Hoff from Vail, AZ

Age 60
📍 13774 E Windswept Way, Vail, AZ 85641
📞 (520) 404-9622

Caroline Hoff from Swartz Creek, MI

Age 67 b. Feb 1959 Genesee Co.
📍 5334 Southway Dr
📞 (757) 538-1347
👤 aka Caroline Marie Bowen

Caroline Hoff from Yuma, AZ

Female
📍 1422 W 12th Ln
📞 (352) 424-1311 (VERIZON WIRELESS)

Caroline Hoff from Chesterfield, MO

Age 47 b. 1979 Female
📍 14535 Marmont Dr
📞 (314) 323-7171

Caroline Hoff from Stratford, CT

Age 83 b. Feb 1943
📍 36 Masarik Ave

Caroline Hoff from Gainesville, FL

Age 62 b. Sep 1963 Alachua Co.
📍 2330 Sw Williston Rd 3122

Caroline Hoff from Crete, IL

Age 66 b. Mar 1960 Will Co.
📍 2106 W Thorn Ln
👤 aka Jones Carolyn Denise, Hoff Carolyn D, Hoff Carolyn

Caroline Hoff from Columbia, MO

Age 46 b. Jun 1979 Boone Co.
📍 515 S 5th Mark Twain St 328 A

Caroline Hoff from Freeland, WA

Age 80 b. May 1945 Island Co.
📍 5349 Rain Drop

Caroline Hoff from El Cajon, CA

Age 64 b. Oct 1961 San Diego Co.
📍 642 S Mollison Ave 26

Caroline Hoff from New York, NY

Age 101 b. Mar 1925 New York Co.
📍 219 E 67th St Unit 42
👤 aka Caroline Meyerhoff

Caroline Hoff from Silver Spring, MD

Age 68 b. Sep 1957 Montgomery Co.
📍 15006 Lear Ln

Caroline Hoff from Seattle, WA

King Co.
📍 5133 48th Ave Ne
📞 (714) 534-7764

Caroline Hoff from La Quinta, CA

Riverside Co.
📍 54665 Avenida Ramirez
📞 (760) 771-4468

Caroline Hoff from Jackson, MS

Age 86 b. Apr 1939 Hinds Co.
📍 Rr 2

Caroline Hoff from Langhorne, PA

Bucks Co.
📍 2080 Cabot Blvd W Ste 204

Caroline Hoff from Seattle, WA

📍 4732 48th Ave Ne

Caroline Hoff from Washington, DC

District Of Columbia Co.
📍 124 Se 1st St

Caroline Hoff from Cheney, WA

Spokane Co.
📍 720 W 1st St

Caroline Hoff

📍 Crete Il

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 25 contact records for Caroline Hoff across 13 states. The most recent address on file is in Running Spgs, California. Of these records, 11 include phone numbers and 3 include email addresses. Ages range from 58 to 75, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Hoff Caroline

St-louis-county County
PIN: 17R320222
· 101 Minitree Ct, CHESTERFIELD mo
Built: 1971
Assessed: $73,680

Hoff Caroline M

Warren County

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Caroline Hoff in 2. Values shown are from county assessor records and may differ from current market prices.

Caroline L Hoff

Unaffiliated
212 De Witt Ave, Belleville, 07109
DOB: 1/1/1800
County: Essex

Caroline Marie Hoff

County: St. Louis

Caroline Dolores Hoff

Democrat Reg: 2/16/2012
1365 Agate St Apt 60630, Eugene, OR, 97403
DOB: 1/1/1992 Ph: (847)-494-2348
County: Lane

Caroline A Hoff

Reg: 10/17/2005
1001 Chatham Ct, Spokane, WA, 99218
DOB: 03/17/1942 Gender: Female
County: SP

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Caroline Hoff in Oregon, Washington. Records show affiliations with U, DEM, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1994 MAZDA MX-3
· Registered to: Caroline Hoff
· VIN: JM1EC4352R0305542
·
9315 S Orchard Park Cir Apt 2b, Oak Creek, WI, 53154
2013 Lexus ES 350
· Registered to: Caroline Hoff
· VIN: JTHBK1GGXD2016582
·
250 Saddlewood Dr, Clinton, MS, 39056
·
(601) 922-7664
1999 OLDSMOBILE INTRIGUE CAR UP/MID SPCLTY
· Registered to: Caroline Hoff
· VIN: 1G3WS52H5XF320412
·
250 Saddlewood Dr, Clinton, MS, 39056
·
(601) 922-7664
2005 Mini Cooper
· Registered to: Caroline Hoff
· VIN: WMWRF33485TF61607
·
14535 Marmont Dr, Chesterfield, MO, 63017
1995 JEEP WRANGLER YJ
· Registered to: Caroline Hoff
·
390 Timberleaf Dr, Beavercreek, OH, 45430
·
(937) 429-4920

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Caroline Hoff. Registered makes include Mazda, Lexus, Oldsmobile, Mini and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Candidate Pool

carolinevanthoff@gmail.com

Caroline Hoff

Germany
LinkedIn

Fenix Recording & Rehearsal

Caroline HoffAssociate
(352) 424-1311choff@gci.net
9811 Sw 34th Rd, Gainesville, FL32608
fenixstudios.com

Caroline Hoff

United States

Fenix Recording & Rehearsal

Caroline HoffAssociate
(352) 424-1311choff@gci.net
9811 Sw 34th Rd, Gainesville, FL32608

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 10 business affiliations were found for Caroline Hoff. Companies include Fenix Recording & Rehearsal. Roles listed include Null and HR Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Caroline Marie Hoff

Addr: 14535 Marmont Dr, Chesterfield, MO, 63017
MO

Source: Public Records Caroline Hoff appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

caroline E hoff

Age 23
Saltwater Fishing (0-4) Lifetime
Addr: PO Box 1407, Tavernier, FL 33070
County: Monroe
Phone: (917) 567-4990
Email: Edhoffa@aol.com

caroline E hoff

Saltwater Fishing (0-4) Lifetime
Addr: Tavernier, FL 33070
County: Monroe
Phone: (917) 567-4990
Email: Edhoffa@aol.com

Source: State Professional Licensing Boards · Dept. of Professional Regulation Caroline Hoff holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Caroline A Hoff

Group Tour
Aug 24, 2010, 12:00 PM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Caroline Hoff appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Caroline Hoff

Kinkaid High School - Houston, TX, TX
1978

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Caroline Hoff has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1 Dec 31, 2017
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Feb 28, 2018
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$2 Jul 31, 2017
2018 DEM
Actblue
Hoff, Caroline Not Employed Spokane, WA
$1 Sep 30, 2017
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$50 Jun 25, 2020
2020
Stop Republicans
Hoff, Caroline Not Employed Clinton, MS
$1 Sep 30, 2020
2020 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$2 Apr 30, 2017
2018 DEM
Actblue
Hoff, Caroline Not Employed Spokane, WA
$25 Jun 27, 2020
2020
Committee To Protect Medicare Pac
Hoff, Caroline Not Employed Clinton, MS
$2 Feb 28, 2017
2018 DEM
Actblue
Hoff, Caroline Not Employed Spokane, WA
$1 Nov 30, 2017
2018 DEM
Democratic Congressional Campaign Committee
Hoff, Caroline Not Employed Spokane, WA
$2 Jan 31, 2017
2018 DEM
Actblue
Hoff, Caroline Not Employed Spokane, WA
$1 Jun 30, 2019
2020 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Jun 30, 2018
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Jan 31, 2018
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Feb 19, 2017
2018 DEM
Actblue
Hoff, Caroline Not Employed Spokane, WA
$1 Jul 31, 2019
2020 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Jan 31, 2019
2020 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Jul 31, 2017
2018 DEM
Democratic Congressional Campaign Committee
Hoff, Caroline Not Employed Spokane, WA
$15 Apr 1, 2017
2018 DEM
Democratic Congressional Campaign Committee
Hoff, Caroline Not Employed Spokane, WA
$1 Jan 31, 2017
2018 DEM
Democratic Congressional Campaign Committee
Hoff, Caroline Not Employed Spokane, WA
$1 Mar 31, 2020
2020 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Apr 30, 2017
2018 DEM
Democratic Congressional Campaign Committee
Hoff, Caroline Not Employed Spokane, WA
$1 Mar 31, 2017
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Aug 31, 2019
2020 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Oct 31, 2017
2018 DEM
Democratic Congressional Campaign Committee
Hoff, Caroline Not Employed Spokane, WA
$1 Mar 31, 2018
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Feb 28, 2017
2018 DEM
Democratic Congressional Campaign Committee
Hoff, Caroline Not Employed Spokane, WA
$1 May 31, 2017
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$2 Nov 30, 2017
2018 DEM
Actblue
Hoff, Caroline Not Employed Spokane, WA
$2 Oct 31, 2017
2018 DEM
Actblue
Hoff, Caroline Not Employed Spokane, WA
$5 Apr 1, 2017
2018 DEM
Actblue
Hoff, Caroline Not Employed Spokane, WA
$1 Sep 6, 2017
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Jun 30, 2017
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$10 Mar 3, 2017
2018 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$1 Mar 31, 2020
2020 DEM
Dccc
Hoff, Caroline Not Employed Spokane, WA
$25 Jun 27, 2020
2020
Committee To Protect Medicare Pac
Hoff, Caroline Not Employed Clinton, MS
$25 Jun 27, 2020
Committee To Protect Medicare Pac
Contributor Not Employed Clinton, MS
$50 Oct 27, 2020
Unknown Committee
Hoff, Caroline Not Employed Clinton, MS

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 38 political contribution records found for Caroline Hoff. Total disclosed contributions amount to $241. Recipients include Committee To Protect Medicare Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Caroline M Hoff

Age 38 Female
·
14535 Marmont Dr, Chesterfield, MO 63017 (Saint Louis County)
38.6734, -90.5271
Marital: Married TZ: Central
Homeowner Single Family Built 1969 Purchased 2010
MP

Caroline L Hoff

Age 56 Female
·
923 W Yellowjacket Ln, Rockwall, TX 75087 (Rockwall County)
32.9076, -96.4583
Marital: Married TZ: Central
Edu: High School
Single Family
MP

Caroline D Hoff

Age 25 Female
·
2024 Greenwood Ave, Wilmette, IL 60091 (Cook County)
42.0833, -87.7262
· (847) 721-1016
Marital: Married TZ: Central
Homeowner Single Family
MP

Caroline A Hoff

Age 75 Female
·
1001 E Chatham Ct, Spokane, WA 99218 (Spokane County)
47.7663, -117.3940
· (509) 465-3551
Marital: Married TZ: Pacific
Occ: Professional Edu: High School
Homeowner Single Family Built 2005 Purchased 2005
MP

Caroline Hoff

Female
·
2457 Stoverstown Rd, Spring Grove, PA 17362 (York County)
39.8560, -76.8338
· (717) 357-3887
Marital: Inferred Married TZ: Eastern
Homeowner Single Family Built 1986 Purchased 1985
MP

Caroline M Hoff

Age 78 Female
·
431 Twin Lks N, Clinton, MS 39056 (Hinds County)
32.3559, -90.2971
· (601) 573-0737
Marital: Married TZ: Central
Occ: Insurance Edu: Some College
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Caroline Hoff. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Caroline Hoff. These loans were issued to businesses, not individuals.

Stanley Johnson

Independent Contractors

$20,832 Exemption 4
Address:
250 Saddlewood Dr
Clinton, MS39056-2003
Approved

May 13, 2021

Jobs Reported

1

Loan #

1831769008

Loan Size

Small

The Johnson Agency, LLC

Limited Liability Company(LLC

$61,500 Exemption 4
Address:
250 Saddlewood Dr
Clinton, MS39056-2003
Approved

May 12, 2020

Jobs Reported

9

Loan #

5469947408

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Caroline Hoff. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Caroline Hoff on the map

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Found 49 results across 17 states

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Caroline Hoff in Chesterfield, MO: Background Summary

Location
14535 Marmont, Chesterfield Mo 63017, Chesterfield, MO
Other Locations
Running Spgs, CA · Vail, AZ · Swartz Creek, MI and 16 more
Profiles Found
25 people with this name
Phone Numbers
(314) 494-7631 and 11 others on file
Email
fossfudge@hotmail.com and 2 others on file
Possible Relatives
George Charles Hoff, George C Nhoff, Jennifer Marie Hoff, Geo C Hoff, Robert C Hoff and 2 more
Career
HR Director, Associate at Fenix Recording & Rehearsal
Voter Registration
Registered No Party Preference
Properties
2properties owned
Vehicles
5 linked — 1994 Mazda Mx-3, 2013 Lexus Es 350 and 3 more
Contributions
$241 total — Committee To Protect Medicare Pac
Licenses
2 professional licenses (Saltwater Fishing (0-4) Lifetime)
PPP Loans
$82,332 for Stanley Johnson, The Johnson Agency, LLC
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Caroline Hoff. Because public records are indexed by name rather than by a unique identifier, the 100 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Caroline Hoff

Search Complexity: High

100 public records across 17states, belonging to approximately 25 different individuals. With 25 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Mississippi (7%), followed by Missouri and Florida. Spans the South and West regions.

MS7recordsMO7recordsFL7recordsWA6recordsCA4recordsAZ3records

Record Type Breakdown

Data spans 9 record categories. Largest: Political Contribution Records (41%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (28) and Business & Corporate Filings (10).

38
Political Contribution Records
28
Contact & Address Records
10
Business & Corporate Filings
5
Vehicle Registration Records
4
Voter Registration Records
2
Property Ownership Records

Age Distribution

Age range: approximately 67 years, suggesting multiple generations. Largest group: Senior (65+) (64%).

Senior (65+)9peopleMiddle-Age (40-64)4peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Caroline Hoff

Is Caroline Hoff a registered voter?
Yes, voter registration records show Caroline Hoff is registered with U affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Caroline Hoff own property?
County assessor records show 2 properties associated with Caroline Hoff . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Caroline Hoff?
Records show 5 vehicle registrations associated with Caroline Hoff, including a 1994 MAZDA MX-3. Registered makes include Mazda, Lexus, Oldsmobile, Mini. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Caroline Hoff?
We found 10 business affiliations for Caroline Hoff (null). Business records are compiled from state registries, SEC filings, and professional databases.
Has Caroline Hoff made political donations?
FEC disclosure records show 38 reported political contributions from Caroline Hoff, totaling $241. Recipients include Committee To Protect Medicare Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Caroline Hoff?
Our database contains 100 total records for Caroline Hoff spanning 17 states. This includes 25 distinct contact records, 11 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Caroline Hoff?
The 100 records displayed for Caroline Hoff are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Caroline Hoff remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.