Carroll Swenson from Midlothian, VA

Age 64 b. May 1961 Chesterfield Co.
๐Ÿ“ 2140 Thornleigh Rd
๐Ÿ“ž (804) 898-1895
โœ‰๏ธ mikangelo3@hotmail.com

Carroll Swenson from Crosby, TX

Age 59
๐Ÿ“ 16126 Spinnaker Dr, Crosby, TX 77532
๐Ÿ“ž (713) 328-3440, (281) 328-8474
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Dickey Vaughn Swenson,Heather Lyn Gutierrez,Kacye Arlene Swenson,Dick Swenson

Carroll Swenson from El Paso, TX

0
๐Ÿ“ 345 Shadow Mountain Dr #810, El Paso, TX 79912
๐Ÿ“ž (915) 590-4052
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Nancy J Swensonromero,Theodore Happ Swenson,Diane E Littlefield

Carroll Swenson from Barnesville, MN

Age 84 b. Jun 1941 Clay Co.
๐Ÿ“ 16277 210th St S
๐Ÿ“ž (218) 493-4540
๐Ÿ‘ค aka Stuart C Swenson, S Carroll Swenson

Carroll Swenson from Hampton, NJ

Age 70
๐Ÿ“ 1 Grand St #538, Hampton, NJ 08827
๐Ÿ“ž (908) 537-4184
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Christine Carroll Trst,Jan C Swenson

Carroll Swenson from Fertile, MN

Age 97 b. Jan 1929 Polk Co.
๐Ÿ“ 3028 420th St
๐Ÿ“ž (218) 945-6238

Carroll Swenson from Oklahoma City, OK

Age 96 b. Apr 1929 Oklahoma Co.
๐Ÿ“ 2616 Nw 110th St
๐Ÿ“ž (405) 751-7835

Carroll Swenson

๐Ÿ“ 3028 420th St, Fertile Mn
๐Ÿ“ž (218) 945-6238
โœ‰๏ธ LUTEFISK@GVTEL.COM

Carroll Swenson

๐Ÿ“ 1 Rural Work Around, Fertile Mn 56545
๐Ÿ“ž (218) 945-6238
โœ‰๏ธ LUTEFISK@GVTEL.COM

Carroll Swenson from Miles City, MT

Age 94 b. Jun 1931 Custer Co.
๐Ÿ“ 8155 Hc 30

Carroll Swenson from Centreville, VA

Age 96 b. May 1929 Fairfax Co.
๐Ÿ“ 14553 Creek Branch Ct

Carroll Swenson from Malvern, PA

Age 88 b. Jul 1937 Chester Co.
๐Ÿ“ Po Box 1230

Carroll Swenson from Crosby, TX

Age 66 b. Sep 1959 Harris Co.
๐Ÿ“ 16126 Spinnaker Dr

Carroll Swenson from Hampton, NJ

Age 81 b. Jul 1944
๐Ÿ“ 1 W Grand St

Carroll Swenson from Barnesville, MN

Clay Co.
๐Ÿ“ Rr 2
๐Ÿ“ž (218) 493-4398

Carroll Swenson from Vienna, VA

๐Ÿ“ 2008 Adams Hill Rd

Carroll Swenson from Philadelphia, PA

Philadelphia Co.
๐Ÿ“ 628 Pine St 2

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 17 contact records for Carroll Swenson across 7 states. The most recent address on file is in Midlothian, Virginia. Of these records, 10 include phone numbers and 3 include email addresses. Ages range from 59 to 70, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Swenson Carroll D & Hortense

Citrus County
PIN: 18E17S100220 15550 0080
· 06501 N Sandborn Loop, Citrus Springs 34433
Value: $1,700

Swenson, Carroll, Etals

Hunterdon County
PIN: 1013_25_13
· Southside Conrail Row
Lot: 665,476sqft

Swenson Carroll D & Kay E

Chesterfield County
· 4418 Wilcot Dr, Midlothian

Swenson, Carroll L & Christine T

Residential Hunterdon County
· 1 W. Grand Street, 08827

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Carroll Swenson in Midlothian. Values shown are from county assessor records and may differ from current market prices.

Carroll L Swenson

Republican
1 W Grand St, Hampton, 08827
DOB: 7/1/1944
County: Hunterdon

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Carroll Swenson. Party affiliation is listed as R. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2000 CHEVROLET SILVERADO K1500 FULL SIZE TRUCK
ยท Registered to: Carroll Swenson
ยท VIN: 2GCEK19T4Y1172258
·
3028 420th St, Fertile, MN, 56540
·
(218) 945-6238
2010 Lexus ES 350
ยท Registered to: Carroll Swenson
ยท VIN: JTHBK1EG7A2384510
·
4418 Wilcot Dr, Midlothian, VA, 23113-3640
·
(804) 697-6743
2008 Honda Odyssey
ยท Registered to: Carroll Swenson
ยท VIN: 5FNRL38738B016577
·
4418 Wilcot Dr, Midlothian, VA, 23113-3640
·
(804) 697-6743
2008 Buick Lucerne
ยท Registered to: Carroll Swenson
ยท VIN: 1G4HP57228U154664
·
3028 420Th St, Fertile, MN, 56540-9467
2018 HONDA ODYSSEY
ยท Registered to: Carroll Swenson
ยท VIN: 5FNRL5H94IB034029
·
4418 Wilcot Dr, Midlothian, VA, 23113
1989 GMC S15 PICKUP
ยท Registered to: Carroll Swenson
ยท VIN: 1GTCT19ZXK2540006
·
3028 420th St, Fertile, MN, 56540
·
(218) 945-6238
ยท Registered to: Carroll Swenson
·
14553 Creek Branch Ct, Centreville, VA, 20120
ยท Registered to: Carroll Swenson
·
3028 420th St, Fertile, MN, 56540
·
(218) 945-6238

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Carroll Swenson. Registered makes include Chevrolet, Lexus, Honda, Buick and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Mcpherson College

Sports Information Director
swensonc@mcpherson.edu
McPherson,

Calvary Bible Church

Carroll SwensonReligious Leader
(405) 751-7835cswenson@calvarybiblechurch.org
2616 NW 110th St, Oklahoma City, OK73120

Carroll S Swenson

Owner
(218) 493-4540
Barnesville, MN
Building Construction - Operative Builders and General Contractors (Construction)

Calvary Bible Churh

Pastor
(405) 751-7835
Oklahoma City, OK
Membership Organizations (Organizations)

Tupperware Home Parties

President
(610) 644-0553Swenson-Carroll@supersonicsales.com
Paoli, PA
Wholesale Trade - Durable Goods (Products)

The Richmond Forum Inc

Carroll SwensonDirector,vice Chair
Richmond, VA

Grace United Methodist Church

Carroll SwensonReligious Leader
(484) 467-2094carroll.swenson@yahoo.com
24 N Bacton Hill Rd, Frazer, PA19355
peopleofgrace.org

Carroll Swenson

retired at The Village Fa

Grace United Methodist Church

Carroll SwensonReligious Leader
(484) 467-2094carroll.swenson@yahoo.com
24 N Bacton Hill Rd, Frazer, PA19355

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 11 business affiliations were found for Carroll Swenson. Companies include Calvary Bible Church, Carroll S Swenson, Calvary Bible Churh and 2 more. Roles listed include Sports Information Director and Religious Leader. Records are compiled from state business registries, SEC filings, and professional networking databases.

Oklahoma City ** Calvary Bible Church, INC.

Addr: Moore, OK
OK
Incorporator: Carroll Swenson

Unknown Corporation

Addr: Moore, OK
OK
Incorporator: carroll M swenson

Unknown Corporation

SECRETARY: Carroll D. Swenson

Source: Public Records Carroll Swenson appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Carroll Swenson

Lindsborg High School - Lindsborg, KS, KS
1962

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Carroll Swenson has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$15 May 6, 2010
2010
Moveon.org Political Action
Swenson, Carroll Retired @ Not Employed Vienna, VA
$15 May 6, 2010
2010 DEM
Halter, William A
Swenson, Carroll Retired @ Not Employed Vienna, VA
$15 May 6, 2010
DEM
Halter, William A
Contributor Retired @ Not Employed Vienna, VA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Carroll Swenson. Total disclosed contributions amount to $45. Recipients include Halter, William A. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Carroll L Swenson

Age 73 Male
·
1 W Grand St, Hampton, NJ 08827 (Hunterdon County)
40.7074, -74.9567
· (609) 558-7767
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1864
MP

Carroll Swenson

Age 76 Female
·
16277 210th St S, Barnesville, MN 56514 (Clay County)
46.6540, -96.3628
· (218) 493-4540
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1975
MP

Carroll Swenson

Age 80 Female
·
530 Hilltop Rd, Paoli, PA 19301 (Chester County)
40.0523, -75.4750
· (610) 644-8038
Marital: Married TZ: Eastern
Occ: Education Edu: Graduate School
Homeowner Single Family Built 1957
MP

Carroll Swenson

Age 88 Male
·
3028 420th St, Fertile, MN 56540 (Polk County)
47.4467, -96.1741
· (218) 945-6238
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Carroll Swenson

Age 86 Male
·
619 S Sewell Ave, Miles City, MT 59301 (Custer County)
46.4023, -105.8280
· (406) 232-0736
Marital: Inferred Married TZ: Mountain
Edu: High School
Homeowner Single Family Built 1972 Purchased 1990

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Carroll Swenson. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Carroll Swenson. These loans were issued to businesses, not individuals.

Raintree Energy LLC

Limited Liability Company(LLC

$67,208 Paid in Full
Address:
11032 Quail Creek Rd #260
Oklahoma City, OK73120-6219
Approved

Apr 28, 2020

Forgiven

$61,308

Jobs Reported

2

Loan #

6438167205

Loan Size

Small

Moniques Lash Lounge LLC

Limited Liability Company(LLC

$8,562 Paid in Full
Address:
11032 Quail Creek Rd Ste 104B
Oklahoma City, OK73120-6208
Approved

Mar 24, 2021

Forgiven

$8,686

Jobs Reported

1

Loan #

8367368606

Loan Size

Small

Tessera Energy L.l.c.

Limited Liability Company(LLC

$34,645 Paid in Full
Address:
11032 Quail Creek Rd Ste 107
Oklahoma City, OK73120-6208
Approved

Jan 27, 2021

Forgiven

$35,022

Jobs Reported

2

Loan #

6421928306

Loan Size

Small

Tessera Energy, L.l.c.

Limited Liability Company(LLC

$34,600 Paid in Full
Address:
11032 Quail Creek Rd Ste 107
Oklahoma City, OK73120-6207
Approved

Apr 8, 2020

Forgiven

$34,893

Jobs Reported

2

Loan #

8580027002

Loan Size

Small

Carlan Properties LLC

Limited Liability Company(LLC

$98,800 Paid in Full
Address:
11032 Quail Creek Rd Ste 108
Oklahoma City, OK73120
Approved

Apr 16, 2020

Forgiven

$99,856

Jobs Reported

11

Loan #

2809437205

Loan Size

Small

Bryan Beavers LLC

Corporation

$19,166 Paid in Full
Address:
11032 Quail Creek Rd
Oklahoma City, OK73120-6219
Approved

Feb 25, 2021

Forgiven

$19,438

Jobs Reported

2

Loan #

4012588507

Loan Size

Small

Albert A Rosario Guzman

Independent Contractors

$14,170 Exemption 4
Address:
345 Shadow Mountain Dr Apt 308
El Paso, TX79912-4056
Approved

May 20, 2021

Jobs Reported

1

Loan #

4628429009

Loan Size

Small

Eastern Oklahoma Radiation Therapy Associates LLC

Limited Liability Company(LLC

$29,300 Paid in Full
Address:
11032 Quail Creek Rd Ste 165
Oklahoma City, OK73120-6207
Approved

Apr 5, 2020

Forgiven

$29,836

Jobs Reported

3

Loan #

5158457003

Loan Size

Small

Jorge Rocha

Sole Proprietorship

$20,259 Exemption 4
Address:
345 Shadow Mountain Dr Apt 308
El Paso, TX79912-4056
Approved

May 7, 2021

Jobs Reported

1

Loan #

7788568905

Loan Size

Small

Rent To Own America LLC

Limited Liability Company(LLC

$79,500 Exemption 4
Address:
11032 Quail Creek Rd
Oklahoma City, OK73120-6207
Approved

Apr 10, 2020

Jobs Reported

5

Loan #

2275747100

Loan Size

Small

Raintree Energy LLC

Limited Liability Company(LLC

$60,012 Exemption 4
Address:
11032 Quail Creek Rd Ste 260
Oklahoma City, OK73120-6219
Approved

Feb 3, 2021

Forgiven

$47,415

Jobs Reported

5

Loan #

2455968405

Loan Size

Small

Tallgrass Open Mri LLC

Limited Liability Company(LLC

$62,800 Paid in Full
Address:
11032 Quail Creek Rd Ste 165
Oklahoma City, OK73120-6207
Approved

Apr 13, 2020

Forgiven

$63,277

Jobs Reported

4

Loan #

4399377108

Loan Size

Small

Premiere Imaging Solutions LLC

Limited Liability Company(LLC

$24,100 Paid in Full
Address:
11032 Quail Creek Rd Ste 165
Oklahoma City, OK73120-6208
Approved

Feb 17, 2021

Forgiven

$24,295

Jobs Reported

1

Loan #

9586888407

Loan Size

Small

Gillin Commercial Services, LLC

Corporation

$53,000 Paid in Full
Address:
24 N Bacton Hill Road
Malvern, PA19355-1006
Approved

May 27, 2020

Forgiven

$53,688

Jobs Reported

5

Loan #

4051427806

Loan Size

Small

Albert A Rosario Guzman

Independent Contractors

$14,170 Paid in Full
Address:
345 Shadow Mountain Dr Apt 308
El Paso, TX79912-4056
Approved

May 1, 2021

Forgiven

$14,219

Jobs Reported

1

Loan #

6214878900

Loan Size

Small

Gillin Commercial Services LLC

Corporation

$49,400 Paid in Full
Address:
24 N Bacton Hill Rd
Malvern, PA19355-1006
Approved

Feb 3, 2021

Forgiven

$49,861

Jobs Reported

4

Loan #

2042628410

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 16 PPP loan records are linked to businesses associated with Carroll Swenson. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Carroll Swenson on the map

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Carroll Swenson in Midlothian, VA: Background Summary

Location
2140 Thornleigh Rd, Midlothian, VA 23113
Other Locations
Barnesville, MN ยท Fertile, MN ยท Oklahoma City, OK and 7 more
Profiles Found
17 people with this name
Phone Numbers
(804) 898-1895 and 7 others on file
Email
mikangelo3@hotmail.com and 1 other on file
Possible Relatives
Dickey Vaughn Swenson, Heather Lyn Gutierrez, Kacye Arlene Swenson, Dick Swenson, Nancy J Swensonromero and 4 more
Career
Sports Information Director, Religious Leader at Calvary Bible Church, Carroll S Swenson
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
8 linked โ€” 2000 Chevrolet Silverado K1500, 2010 Lexus Es 350 and 6 more
Contributions
$45 total โ€” Halter, William A
PPP Loans
$670K for Raintree Energy LLC, Moniques Lash Lounge LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Carroll Swenson. Because public records are indexed by name rather than by a unique identifier, the 74 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Carroll Swenson

Search Complexity: High

74 public records across 9states, belonging to approximately 17 different individuals. With 17 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Minnesota (15%), followed by Virginia and Pennsylvania. Spans the South and Midwest regions.

MN11recordsVA10recordsPA7recordsOK5recordsNJ3recordsTX3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (32%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (16) and Business & Corporate Filings (11).

22
Contact & Address Records
16
PPP Loan Records
11
Business & Corporate Filings
8
Vehicle Registration Records
4
Property Ownership Records
3
Corporate Records

Age Distribution

Age range: approximately 38 years, suggesting multiple generations. Largest group: Senior (65+) (89%).

Senior (65+)8peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Carroll Swenson

Is Carroll Swenson a registered voter?
Yes, voter registration records show Carroll Swenson is registered with R affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Carroll Swenson own property?
County assessor records show 4 properties associated with Carroll Swenson . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Carroll Swenson?
Records show 8 vehicle registrations associated with Carroll Swenson, including a 2000 CHEVROLET SILVERADO K1500. Registered makes include Chevrolet, Lexus, Honda, Buick. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Carroll Swenson?
We found 11 business affiliations for Carroll Swenson (Sports Information Director). Other companies include Carroll S Swenson, Calvary Bible Churh. Business records are compiled from state registries, SEC filings, and professional databases.
Has Carroll Swenson made political donations?
FEC disclosure records show 3 reported political contributions from Carroll Swenson, totaling $45. Recipients include Halter, William A. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Carroll Swenson?
Our database contains 74 total records for Carroll Swenson spanning 9 states. This includes 17 distinct contact records, 10 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Carroll Swenson?
The 74 records displayed for Carroll Swenson are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Carroll Swenson remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.