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Mr Charles G Sackman from Saint Augustine, FL

Age 48
📍 4718 Sawbuck St, #saint Augustine, FL 32092-3690
✉️ anita.sackman@yahoo.com
👨‍👩‍👧 Relatives: Anita Miller Sackman,Alesenia Rivera,Alexander Rivera Jr,Alexander Rivera,Geoffrey D Sackman,Jesenia Rivera,Joan S Sackman,John Reilly Sackman,Julie C Bingham,Linda Leskovska Sackman,Yesenia Rivera,Yesenia Rivera,Yesenia Rivera,Alexander Rivera-Martinez,Angel L Ortiz,Anthony M Bingham,Antonia Rivera Serrano,Betsy Rivera,Betzaida Rivera,Chelsea L Horton,Christina L Rivera,Claudio R Rivera,Crystal L Nichols,Crystal Lynn Nichols,Cynthia Chiquita Rivera,Cynthia D Rivera,Enrique Rivera Sanchez,Hector L Rivera,Jeanette Rivera,Jose L Oyola,Jose A Rivera,Jose Rivera,Jose C Rivera,Kevyn J Miller,Linda L Sackman,Luz Maria Martinez,Lydia Ruiz,Manuel A Rivera,Manuel Rivera Sr,Martinez Alexander Rivera,Melanie Barrera,Mireya Rivera,Mireya Valoy,Nellie Rivera,Rachelle A Reyes,Robert Rivera,Sylvia F Figueroa,Virina Rivera,Wanda Peralta
🕐 15 previous addresses

Charles Sackman

📍 4 Clover Ln, Saint Charles Mo
📞 (314) 560-3139, (314) 560-3133
✉️ CHARLESSACKMAN@YMAIL.COM

Charles Sackman from Rogers, AR

Age 51
📍 13046 Douglas Cir, Rogers, AR 72756
📞 (479) 636-7092, (636) 296-8409, (479) 636-5633, (501) 636-7092, (636) 464-0946, (636) 296-4506
👨‍👩‍👧 Relatives: Jodine Nicole Sackman,Kenneth W Sackman,William Arthur Sackman,Frances E Sackman,Dawn Louise Sackman,Chuck Sackman,Robbi Sackman,Bill Sackman

Charles Sackman from Ware, MA

Age 44
📍 137 Greenwich Plns Rd, Ware, MA 01082
📞 (413) 277-9886
👨‍👩‍👧 Relatives: Joan S Sackman,John Reilly Sackman,Anita R Millersackman,Antia Millersackman,Geoffrey D Sackman,Julie C Sackman

Charles Sackman from The Villages, FL

Age 90 b. May 1935 Male
📍 3524 Whiting Way
📞 (352) 286-4950 (Cell), (352) 753-2063

Charles Sackman from Saint Charles, MO

Age 73 b. Sep 1952 Saint Charles Co.
📍 621 Nancy Dr
📞 (636) 947-1251, (636) 734-5666

Charles Sackman from Rogers, AR

Age 63 b. Aug 1962 Benton Co.
📍 13046 Douglas Cir
📞 (479) 636-7092, (479) 426-8644

Charles Sackman from Souderton, PA

Age 83
📍 189 Lions Gate Cir, Souderton, PA 18964
📞 (215) 723-2776, (215) 723-2776, (610) 691-3294, (610) 691-5294
👨‍👩‍👧 Relatives: Margaret M Sackman,Chas C Sackman

Charles Sackman

📍 3285 Dorchester Rd, Shaker Hts Oh
📞 (216) 570-2875, (216) 338-9308
✉️ CHARLES.SACKMAN@GMAIL.COM

Charles Sackman from Acton, MA

Age 55 b. Jun 1970 Middlesex Co.
📍 64 Charter Rd
📞 (978) 263-5418

Charles Sackman from Taneytown, MD

Age 110 b. Apr 1916 Carroll Co.
📍 3650 Senft Rd
📞 (440) 779-4727

Charles Sackman from Mc Rae, AR

0
📍 70 Po Box, Mc Rae, AR 72102
👨‍👩‍👧 Relatives: Lovelle Sackman

Charles Sackman from East Moline, IL

Age 90 b. May 1935 Rock Island Co.
📍 4522 7th St 4214

Charles Sackman from Fort Lauderdale, FL

Age 45 b. Mar 1981 Broward Co.
📍 1440 Miami Rd Apt 3

Charles Sackman from Otter Lake, MI

Age 75 b. Nov 1950 Lapeer Co.
📍 9481 N Lake Rd

Charles Sackman from Bethlehem, PA

Age 95 b. Oct 1930 Northampton Co.
📍 67 Valley Park Sq

Charles Sackman from Lima, OH

Age 46 b. Sep 1979 Allen Co.
📍 2483 Heathway Ln

Charles Sackman from Mansfield, OH

Age 47 b. Sep 1978 Richland Co.
📍 349 Michigan Ave

Charles Sackman from Rogers, AR

Benton Co.
📍 4 Douglas Ln
📞 (205) 664-1789

Charles Sackman from Bellville, OH

Richland Co.
📍 1231 Rinehart Rd

Charles Sackman from Largo, FL

Pinellas Co.
📍 13251 101 St St

Charles Sackman from Orrtanna, PA

Adams Co.
📍 258 Mountain Rd 25

Charles Sackman from Quakertown, PA

Bucks Co.
📍 1307 W Broad St

Charles Sackman from Mango, FL

📍 Po Box 1491

Charles Sackman from Tampa, FL

Hillsborough Co.
📍 5255 Madison Lake Ci Ci

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 25 contact records for Charles Sackman across 9 states. The most recent address on file is in The Villages, Florida. Of these records, 12 include phone numbers and 3 include email addresses. Ages range from 44 to 83, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Sackman Charles Lee*bowman Beverly M

St-charles County
· 4 Clover Ln, Rivers
Built: 1962.0

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Charles Sackman in Rivers. Values shown are from county assessor records and may differ from current market prices.

Charles David Sackman

13046 Douglas Circle, Rogers, AR, 72756

Charles Geoffrey Sackman

4718 Sawbuck ST, St Augustine, , 320923690

Charles Lee Sackman

County: St. Charles

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Charles Sackman in Arkansas, . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Hyundai Sonata
· Registered to: Charles Sackman
· VIN: 5NPET4AC1AH646312
·
4914 Boat Landing Dr, St Augustine, FL, 32092-3698
·
(413) 813-8084
2009 VOLKSWAGEN TIGUAN
· Registered to: Charles Sackman
· VIN: WVGBV75N29W002099
·
349 Michigan Ave, Mansfield, OH, 44905-2524
2010 Hyundai Sonata
· Registered to: Charles Sackman
· VIN: 5NPET4AC4AH647390
·
4718 Sawbuck St, St Augustine, FL, 32092-3690
·
(904) 940-0845
2011 Chevrolet Silverado 1500
· Registered to: Charles Sackman
· VIN: 1GCRKSE39BZ143687
·
4 Clover Ln, Saint Charles, MO, 63301
·
(314) 560-3139
1998 MERCURY SABLE 4DR SEDAN
· Registered to: Charles Sackman
· VIN: 1MEFM50UXWA626915
·
9481 Old North Lake Rd, Otter Lake, MI, 48464
·
(989) 795-2334

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Charles Sackman. Registered makes include Hyundai, Volkswagen, Chevrolet, Mercury. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Son Evangelist Mission Ministries Inc

President
+14794268644

Sam Moore Evangelistic Ministries

Charles SackmanDirector
Bentonville, AR

Charles Sackman

Distributor Sales Representative
Northern Haserot
Shaker Heights, Ohio, United States Hospitality
LinkedIn

Charles Sackman

Distributor Sales Representative
Northern Haserot
Ohio
LinkedIn

H 2 Insurance Svc

Charles SackmanSpecial Education Teacher
(513) 607-7126charles.sackman@h2ins.com
501 Sandheger Pl, Cincinnati, OH45220

Flint Cultural Ctr

Charles SackmanCeo
(513) 607-7126charles.sackman@comcast.net
501 Sandheger Pl, Cincinnati, OH45220
flintcultural.org

Charles Sackman

Promotions · Fort Lauderdale, Florida

Ymca

Charles SackmanOffice Administrator
(513) 607-7126charles.sackman@comcast.net
501 Sandheger Pl, Cincinnati, OH45220

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 12 business affiliations were found for Charles Sackman. Companies include Northern Haserot, H 2 Insurance Svc, Ymca. Roles listed include President and Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
Director: Charles Sackman

Source: Public Records Charles Sackman appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Charles Sackman

Maquoketa High School - Maquoketa, IA, IA
1952

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Charles Sackman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Apr 2, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Sackman, Charles Retired St Charles, MO
$60 Oct 17, 2020
2020
Trump Make America Great Again Committee
Sackman, Charles Retired St Charles, MO
$25 Sep 4, 2019
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$35 Jan 3, 2020
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$26 Nov 1, 2019
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$10 Jun 4, 2024
2024
Team Scalise
Sackman, Charles Retired St Charles, MO
$30 Aug 12, 2020
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$10 Apr 15, 2020
2020 REP
Stefanik, Elise M.
Sackman, Charles Retired St Charles, MO
$0 Oct 2, 2023
2024
Save America
Sackman, Charles Retired St Charles, MO
$35 Mar 2, 2024
2024 REP
Blackburn, Marsha Mrs.
Sackman, Charles Retired St Charles, MO
$0 Jul 6, 2023
2024 REP
Kennedy, John Neely
Sackman, Charles Retired St Charles, MO
$1 Dec 4, 2021
2022 REP
Van Duyne, Elizabeth Ann
Sackman, Charles Retired St Charles, MO
$25 Jun 11, 2020
2020 REP
Jordan, James D.
Sackman, Charles Retired St Charles, MO
$25 Jun 4, 2021
2022 REP
Nrcc
Sackman, Charles Retired St Charles, MO
$24 Jul 1, 2023
2024
Trump Save America Joint Fundraising Committee
Sackman, Charles Retired St Charles, MO
$25 Sep 4, 2019
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$24 May 1, 2023
2024
Trump Save America Joint Fundraising Committee
Sackman, Charles Retired St Charles, MO
$15 Apr 15, 2020
2020 REP
Johnson, Lacy
Sackman, Charles Retired St Charles, MO
$15 Oct 3, 2019
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$57 Aug 17, 2020
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$15 May 12, 2021
2022 REP
Nrcc
Sackman, Charles Retired St Charles, MO
$26 Sep 30, 2019
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$250 Sep 25, 2023
2024
Law Enforcement For A Safer America Pac
Sackman, Charles P Consultant @ Info Sacks Io Chicago, IL
$25 Mar 8, 2020
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$25 May 8, 2023
2024 REP
McCarthy, Kevin
Sackman, Charles Retired St Charles, MO
$35 Jun 14, 2023
2024 REP
Sullivan, Dan
Sackman, Charles Retired St Charles, MO
$35 Jun 13, 2023
2024 REP
Sullivan, Dan
Sackman, Charles Retired St Charles, MO
$30 Nov 8, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Sackman, Charles Retired St Charles, MO
$10 Apr 15, 2020
2020 REP
Stefanik, Elise M.
Sackman, Charles Retired St Charles, MO
$26 Nov 1, 2019
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$25 Jul 11, 2023
2024 REP
McCarthy, Kevin
Sackman, Charles Retired St Charles, MO
$22 Jul 1, 2023
2024 REP
Trump, Donald J.
Sackman, Charles Retired St Charles, MO
$32 Aug 5, 2020
2020 REP
Trump, Donald J
Sackman, Charles Retired St Charles, MO
$60 Dec 17, 2020
2020
Trump Make America Great Again Committee
Sackman, Charles Retired St Charles, MO
$15 May 12, 2021
2022 REP
Nrcc
Sackman, Charles Retired St Charles, MO
$250 Sep 25, 2023
Law Enforcement For A Safer America Pac
Contributor Consultant @ Info Sacks Io Chicago, IL
$250 Sep 22, 2024
Unknown Committee
Sackman, Charles Security Architect @ Csx Saint Augustine, FL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 37 political contribution records found for Charles Sackman. Total disclosed contributions amount to $1,597. Recipients include Law Enforcement For A Safer America Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Charles D Sackman

Age 55 Male
·
21302 Farm Road 1010, Washburn, MO 65772 (Barry County)
36.5870, -93.9703
Marital: Married
Edu: High School
MP

Charles G Sackman

Age 47 Male
·
4718 Sawbuck St, St Augustine, FL 32092 (Saint Johns County)
29.9490, -81.5298
· (413) 209-0988
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 2007 Purchased 2009
MP

Charles J Sackman

Age 82 Male
·
3524 Whiting Way, The Villages, FL 32162 (Sumter County)
28.9466, -82.0150
· (352) 286-4950
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family Built 2002 Purchased 2002
MP

Charles P Sackman

Age 27 Male
·
1741 Lowell Ln, Lake Forest, IL 60045 (Lake County)
42.2086, -87.8778
· (847) 295-5355
Marital: Single TZ: Central
Homeowner Single Family Built 1988
MP

Charles Sackman

Age 65 Male
·
4 Clover Ln, Saint Charles, MO 63301 (Saint Charles County)
38.8150, -90.5072
· (636) 541-2049
Marital: Single TZ: Central
Homeowner Single Family Built 1962 Purchased 2011
MP

Charles M Sackman

Age 36 Male
·
2798 NE 37th Dr, Ft Lauderdale, FL 33308 (Broward County)
26.1726, -80.1079
· (954) 934-3635
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Charles C Sackman

Age 34 Male
·
3027 Circle Ct, Cleveland, OH 44113 (Cuyahoga County)
41.4865, -81.7093
· (216) 465-1553
Marital: Inferred Single TZ: Eastern
Single Family
MP

Charles Sackman

Male
·
701 Moore Ave, Lewisburg, PA 17837 (Union County)
40.9573, -76.8846
TZ: Eastern
Multi-Family
MP

Charles J Sackman

Age 37 Male
·
349 Michigan Ave, Mansfield, OH 44905 (Richland County)
40.7699, -82.4816
· (419) 589-4754
Marital: Single TZ: Eastern
Homeowner Single Family Built 1948 Purchased 2004

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Charles Sackman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Charles Sackman on the map

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Found 57 results across 11 states

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Charles Sackman in FL: Background Summary

Location
4718 Sawbuck St Saint Augustine, FL 32092-3690
Other Locations
The Villages, FL · Saint Charles, MO · Rogers, AR and 14 more
Profiles Found
25 people with this name
Phone Numbers
(904) 940-0845 and 17 others on file
Email
anita.sackman@yahoo.com and 2 others on file
Possible Relatives
Anita Miller Sackman, Alesenia Rivera, Alexander Rivera JR, Alexander Rivera, Geoffrey D Sackman and 56 more
Career
President, Director at Northern Haserot, H 2 Insurance Svc
Properties
1property owned
Vehicles
5 linked — 2010 Hyundai Sonata, 2009 Volkswagen Tiguan and 3 more
Contributions
$1,597.43 total — Law Enforcement For A Safer America Pac

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Charles Sackman. Because public records are indexed by name rather than by a unique identifier, the 104 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Charles Sackman

Search Complexity: High

104 public records across 11states, belonging to approximately 25 different individuals. With 25 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Florida (13%), followed by Ohio and Arkansas. Spans the South and Midwest regions.

FL14recordsOH12recordsAR11recordsPA5recordsMA4recordsMO4records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (39%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (35) and Business & Corporate Filings (12).

37
Political Contribution Records
35
Contact & Address Records
12
Business & Corporate Filings
5
Vehicle Registration Records
3
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 66 years, suggesting multiple generations. Largest group: Senior (65+) (46%).

Senior (65+)6peopleMiddle-Age (40-64)7people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Charles Sackman

Is Charles Sackman a registered voter?
Yes, voter registration records show Charles Sackman is registered in Arkansas. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Charles Sackman own property?
County assessor records show 1 property associated with Charles Sackman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Charles Sackman?
Records show 5 vehicle registrations associated with Charles Sackman, including a 2010 Hyundai Sonata. Registered makes include Hyundai, Volkswagen, Chevrolet, Mercury. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Charles Sackman?
We found 12 business affiliations for Charles Sackman (President). Other companies include H 2 Insurance Svc, Ymca. Business records are compiled from state registries, SEC filings, and professional databases.
Has Charles Sackman made political donations?
FEC disclosure records show 37 reported political contributions from Charles Sackman, totaling $1,597. Recipients include Law Enforcement For A Safer America Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Charles Sackman?
Our database contains 104 total records for Charles Sackman spanning 11 states. This includes 25 distinct contact records, 12 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Charles Sackman?
The 104 records displayed for Charles Sackman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Charles Sackman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.