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Ms Cheryl G Cotner from Fenton, MO

Age 60 b. 6/20/1965
📍 3433 Old Sugar Creek Rd, #fenton, MO 63026-5266
✉️ ccotner@snet.net, cheryl.cotner@aol.com, cotnermacc@earthlink.com, cheryl.cotner@netzero.net, cotnermacc@compuserve.com, imbgeil@aol.com, cotnermacc@aol.com
👨‍👩‍👧 Relatives: Mark A Cotner,Amy Elizabeth Carpenter,Arline Joyce Carpenter,Christoph A Cotner,Christy L Carpenter,Garry R Carpenter,Irma Marie Geil,James A Carpenter,Kenneth M Carpenter,L M Geil,Lucinda A Vogl,Phyllis J Carpenter,Richard H Carpenter,Richard L Carpenter,Richard L Carpenter,Richard W Geil,Sharon M Phillips,Shirley L Cotner,Susan G Wolk Jr,Warren D Cotner,Amy Michelle Reynolds,Audrey L Vogl,Barbara L Scanlon,Caroline G Vogl,Catherine J Carpenter,Christian J Wolk,Connor A Wolk,Daniel R Geil,David F Vogl,Debra Jean Douglas,Diane Renee Bequette,Gary D Phillips,Jack Wayne Blackford,James C Florio,Jennifer J Triarsi,John Wade Blackford,John C Scanlon,Joseph M Pruden,Mackenzie A Wolk,Marta K Carpenter,Mary Pat Geil,Megan L Scanlon,Raymond K Fryer,Robert Joseph Geil,Ryan B Cotner,Ryan M Phillips,Sue Frank Wolk Jr,Trevor Joseph Carpenter
🕐 12 previous addresses

Cheryl B Cotner from Miramar Beach, FL

Age 75
📍 885 Seascape Dr, Miramar Beach, FL 32550
📞 (937) 266-7065, (937) 620-5598, (937) 335-0570, (864) 236-5935, (513) 335-0570, (937) 339-5170
✉️ cbcotner1@gmail.com, ccotner@aim.com, ccotner@juno.com, cheryl.cotner@hotmail.com

Cheryl Cotner from Salem, OR

Age 75 b. 1951 Marion Co.
📍 4798 Castle Dr Ne
📞 (503) 585-9138, (503) 910-9392

Cheryl Cotner from Midland, TX

Age 65
📍 1211 Country Club Dr, Midland, TX 79701
📞 (432) 682-0031, (915) 682-0994, (915) 684-4998
👨‍👩‍👧 Relatives: Edward L Phillips,David Carlton Cotner,Eddie Cotner,Edward L Cotner
🏪 Midland Childrens Rehabilitation Center, Inc, Hospice Of Midland, Inc

Cheryl Cotner from New Albany, IN

Age 43 b. 1983 Female
📍 85 Fieldstone Ct
📞 (812) 989-6779 (Cell), (812) 948-8884

Cheryl Cotner from Lima, OH

Age 81 b. Jul 1944 Allen Co.
📍 2275 N Cable Rd Apt 10
📞 (419) 224-8408

Cheryl Cotner from Warrenton, MO

Age 57 b. Jun 1968 Warren Co.
📍 27100 Pendleton Lost Creek Rd
📞 (847) 949-4367
👤 aka Cheryl A Ridenhour

Cheryl Cotner from Fenton, MO

Female
📍 3433 Old Sugar Creek Rd
📞 (314) 239-7677 (AT&T MOBILITY)

Cheryl Cotner from Midland, TX

Age 77 b. Oct 1948 Midland Co.
📍 1609 Ventura Ave

Cheryl Cotner from Keizer, OR

Age 60 b. Jun 1965 Marion Co.
📍 148 Glynbrook St

Cheryl Cotner from Saint Louis, MO

Age 59 b. Jun 1966 Saint Louis Co.
📍 11945 Borman Dr

Cheryl Cotner from Midland, TX

0
📍 2236 Po Box, Midland, TX 79702

Cheryl Cotner from Salem, OR

Marion Co.
📍 4676 Commercial St Se 327
📞 (203) 272-1739

Cheryl Cotner from Miramar Beach, FL

Walton Co.
📍 100 Seascape Dr Unit 303

Cheryl Cotner from Lima, OH

Allen Co.
📍 1475 Edgewood Dr H 11

Cheryl Cotner from Salem, OR

Marion Co.
📍 1115 Madison St Ne 139

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 16 contact records for Cheryl Cotner across 6 states. The most recent address on file is in Miramar Beach, Florida. Of these records, 9 include phone numbers and 2 include email addresses. Ages range from 65 to 75, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cotner Cheryl B Trustee

Walton County
PIN: 29-2S-21-42791-000-0303
· 885 Seascape Dr 303, Miramar Beach 32550
Value: $200,000

Cotner Cheryl Shull

Midland County
· 1211 Country Club Dr, Midland

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Cheryl Cotner in Midland. Values shown are from county assessor records and may differ from current market prices.

Cheryl A Cotner

County: Warren

Cheryl Jean Cotner

NAV Reg: 9/29/1992
4798 Castle Dr NE, Salem, OR, 97301
DOB: 1/1/1951
County: Marion

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Cheryl Cotner in Oregon. Party affiliation is listed as NAV. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 TOYOTA VENZA
· Registered to: Cheryl Cotner
· VIN: 4T3ZK3BB9AU023307
·
3433 Old Sugar Creek Rd, Fenton, MO, 63026
·
(636) 376-2989
2008 GMC Yukon Denali
· Registered to: Cheryl Cotner
· VIN: 1GKFK66808J126468
·
1211 Country Club Dr, Midland, TX, 79701-4114
·
(432) 682-0994
2006 Dodge Ram 2500
· Registered to: Cheryl Cotner
· VIN: 1D7KS28C16J164492
·
3433 Old Sugar Creek Rd, Fenton, MO, 63026
·
(636) 376-2989
2009 LEXUS RX 350
· Registered to: Cheryl Cotner
· VIN: 2T2HK31U69C123459
·
1175 Hillcrest Dr, Troy, OH, 45373-4415
2011 Mercedes-Benz S-Class
· Registered to: Cheryl Cotner
· VIN: WDDNG7EB9BA383637
·
1211 Country Club Dr, Midland, TX, 79701-4114
·
(432) 682-0994

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Cheryl Cotner. Registered makes include Toyota, Gmc, Dodge, Lexus and others. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Cheryl Cotner

Custodian Of Financial Records
Earth City, MO

Hahl Proctor Charitable Trust

Cheryl CotnerCommittee Member
Dallas, TX

Cheryl Cotner

Midland, Texas, United States Accounting
LinkedIn

BMW Motorcycles-Grand Rapids

Cheryl Cotner
ccotner@yahoo.com
483 Long Ct, New Albany, IN47150

BMW Motorcycles-Grand Rapids

Cheryl Cotner
ccotner@yahoo.com
483 Long Ct, New Albany, IN47150
bmwmcgr.com

Cheryl Cotner

Odessa/Midland, Texas Area

BMW Motorcycles-Grand Rapids

Cheryl Cotner
ccotner@yahoo.com
483 Long Ct, New Albany, IN47150

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 11 business affiliations were found for Cheryl Cotner. Companies include BMW Motorcycles-Grand Rapids. Roles listed include Custodian Of Financial Records and Committee Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 1211 Country Club Drive, Midland, TX, 79701
TX
Director: Cheryl Cotner

Cotner Consulting

Addr: 4798 Castle Dr NE, Salem, OR, 97301
OR
REGISTRANT: Cheryl Cotner

Unknown Corporation

ID: 1085877
Officer: Cheryl Cotner

Cotner Consulting

Addr: 4798 Castle Dr NE, Salem, OR, 97301
OR
Officer: Cheryl Cotner

Shull Property Management, LLC

ID: 0800039676
Addr: 1211 Country Club Drive, Midland, TX, 79705
TX
MEMBER: Cheryl Shull Cotner

Shull Property Management, LLC

ID: 0800039676
Addr: 1211 Country Club Drive, Midland, TX, 79705
TX
DIRECTOR: Cheryl Shull Cotner

Joann P. Shull Management, LLC

ID: 0801741619
Addr: 902 W Wall St, Midland, TX, 79701
TX
DIRECTOR: Cheryl Cotner

Midland Children'S Rehabilitation Center, INC.

ID: 0161516501
Addr: 1211 Country Club Drive, Midland, TX, 79701
TX
Director: Cheryl Cotner

Joann P. Shull Management, LLC

ID: 0801741619
Addr: 902 W Wall St, Midland, TX, 79701
TX
MANAGER: Cheryl Cotner

Source: Public Records Cheryl Cotner appears in 9 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Cheryl Cotner

Lafayette Jackson High School - Lafayette, OH, OH
1962

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Cheryl Cotner has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$40 Jun 2, 2011
2012
Texas Society Of Cpas Pac
Cotner, Cheryl Shull Retired @ Unknown Accounting Firm Midland, TX
$40 Jun 28, 2010
2010
Texas Society Of Cpas Pac
Cotner, Cheryl Shull Retired @ Unknown Accounting Firm Midland, TX
$30 May 4, 2001
2002
Texas Society Of Cpas Pac
Cotner, Cheryl Shull Sole Practitioner @ Cpa Midland, TX
$100 Nov 30, 2020
2022 REP
Sullivan, Dan
Cotner, Cheryl Retired Midland, TX
$1,650 May 26, 2023
2024 REP
Desantis, Ron
Cotner, Cheryl Cpa @ Self Employed Midland, TX
$1,650 May 26, 2023
2024 REP
Desantis, Ron
Cotner, Cheryl Cpa @ Self Employed Midland, TX
$2,000 Jun 30, 2003
2004 REP
Bush, George W
Cotner, Cheryl S Cpa @ Self-Employed Midland, TX
$50 Aug 16, 2015
2016 REP
Dewine, Mike
Cotner, Cheryl Troy, OH
$1,000 Mar 10, 2004
2004 REP
Conaway, K Michael
Cotner, Cheryl S Midland, TX
$100 Nov 30, 2020
2022 REP
Sullivan, Dan
Cotner, Cheryl Retired Midland, TX
$40 May 21, 2003
2004
Texas Society Of Cpas Pac
Cotner, Cheryl Shull Treasurer Midland, TX
$80 Oct 22, 2016
2016 328
Trump, Donald J
Cotner, Cheryl Retired Midland, TX
$20 Aug 17, 2000
2000
Realtors Pac
Cotner, Cheryl J Lima, OH
$40 Jun 25, 2015
2016
Texas Society Of Certified Public Accountants Pac
Cotner, Cheryl Shull Retired Midland, TX
$500 Jun 18, 2019
2020 REP
Trump, Donald J
Cotner, Cheryl Cpa @ Self Employed Midland, TX
$5 Jun 28, 2002
2002
Realtors Pac
Cotner, Cheryl J Real Estate Salesperson Lima, OH
$100 May 10, 2012
2012 N
Cupp, Robert R
Cotner, Cheryl B Troy, OH
$100 Sep 19, 2014
2014 REP
Dewine, Mike
Cotner, Cheryl Troy, OH
$1,000 Sep 24, 2002
2002 REP
Cornyn, John
Cotner, Cheryl Shull Sole Practitioner @ Cpa Midland, TX
$40 Jun 19, 2012
2012
Texas Society Of Cpas Pac
Cotner, Cheryl Shull Retired Midland, TX
$30 May 4, 2001
2002
Texas Society Of Cpas Pac
Cotner, Cheryl Shull Sole Practitioner @ Cpa Midland, TX
$1,000 Jul 21, 1999
2000 REP
Bush, George W
Cotner, Cheryl S Sole Practitioner @ Cpa Midland, TX
$45 Aug 2, 2021
2022 REP
Sullivan, Dan
Cotner, Cheryl Cpa @ Self Employed Midland, TX
$2,700 Jan 18, 2016
2016 REP
Bush, Jeb
Cotner, Cheryl Shull Cpa @ Self Employed Midland, TX
$250 Nov 20, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Cotner, Cheryl Retired Midland, TX
$100 Sep 19, 2014
REP
Dewine, Mike
Contributor Troy, OH
$1,000 Dec 28, 2020
Unknown Committee
Cotner, Cheryl Retired Midland, TX
$100
2014 REP
Dewine, Mike
Contributor Troy, OH
$5,000 20220920
Texans for Greg Abbott
Contributor CPA/ Business Owner @ Self Midland, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 29 political contribution records found for Cheryl Cotner. Total disclosed contributions amount to $18,810. Recipients include Dewine, Mike, Texans for Greg Abbott. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Cheryl J Cotner

Age 73 Female
·
2275 N Cable Rd, Lima, OH 45807 (Allen County)
40.7687, -84.1477
· (419) 224-8408
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Multi-Family
MP

Cheryl A Cotner

Age 49 Female
·
23993 Falcon Ridge Rd, Warrenton, MO 63383 (Warren County)
38.7213, -91.2054
· (636) 456-3167
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family
MP

Cheryl G Cotner

Age 52 Female
·
3433 Old Sugar Creek Rd, Fenton, MO 63026 (Saint Louis County)
38.4456, -90.4888
· (314) 239-7677
Marital: Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 2000
MP

Cheryl Cotner

Female
·
85 Fieldstone Ct, New Albany, IN 47150 (Floyd County)
38.3178, -85.8378
· (812) 989-6779
Marital: Married TZ: Eastern
Homeowner Single Family Built 1994 Purchased 2011
MP

Cheryl B Cotner

Age 71 Female
·
885 Seascape Dr, Miramar Beach, FL 32550 (Walton County)
30.3784, -86.3586
· (937) 620-5598
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Multi-Family Purchased 2000
MP

Cheryl J Cotner

Age 65 Female
·
4798 Castle Dr NE, Salem, OR 97301 (Marion County)
44.9451, -122.9650
· (503) 507-4203
Marital: Married TZ: Pacific
Occ: Professional Edu: High School
Homeowner Single Family Built 1975 Purchased 1992
MP

Cheryl S Cotner

Age 68 Female
·
1211 Country Club Dr, Midland, TX 79701 (Midland County)
32.0061, -102.0900
· (432) 682-0031
Marital: Married TZ: Central
Occ: White Collar Edu: High School
Homeowner Single Family Built 1951 Purchased 2000

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Cheryl Cotner. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Cheryl Cotner. These loans were issued to businesses, not individuals.

Shull Property Management LLC

Limited Liability Company(LLC

$74,300 Paid in Full
Address:
902 W Wall St
Midland, TX79701-6600
Approved

Apr 13, 2020

Forgiven

$74,742

Jobs Reported

6

Loan #

4911457108

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Cheryl Cotner. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Cheryl Cotner on the map

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Found 50 results across 7 states

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Cheryl Cotner in MO: Background Summary

Location
3433 Old Sugar Creek Rd Fenton, MO 63026-5266
Other Locations
Miramar Beach, FL · Salem, OR · New Albany, IN and 6 more
Profiles Found
16 people with this name
Phone Numbers
(636) 376-2989 and 16 others on file
Email
ccotner@snet.net and 10 others on file
Possible Relatives
Mark A Cotner, Amy Elizabeth Carpenter, Arline Joyce Carpenter, Christoph A Cotner, Christy L Carpenter and 46 more
Career
Custodian Of Financial Records, Committee Member at BMW Motorcycles-Grand Rapids
Voter Registration
Registered NAV
Properties
1property owned
Vehicles
5 linked — 2010 Toyota Venza, 2008 Gmc Yukon Denali and 3 more
Contributions
$18.8K total — Texans for Greg Abbott, Dewine, Mike
PPP Loans
$74,300 for Shull Property Management LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Cheryl Cotner. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Cheryl Cotner

Search Complexity: High

86 public records across 7states, belonging to approximately 16 different individuals. With 16 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: Texas (16%), followed by Missouri and Oregon. Spans the Midwest and South regions.

TX14recordsMO9recordsOR9recordsOH7recordsIN7recordsFL3records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (37%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (19) and Business & Corporate Filings (11).

29
Political Contribution Records
19
Contact & Address Records
11
Business & Corporate Filings
9
Corporate Records
5
Vehicle Registration Records
2
Property Ownership Records

Age Distribution

Age range: approximately 24 years, suggesting multiple generations. Largest group: Senior (65+) (57%).

Senior (65+)4peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Cheryl Cotner

Is Cheryl Cotner a registered voter?
Yes, voter registration records show Cheryl Cotner is registered. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Cheryl Cotner own property?
County assessor records show 2 properties associated with Cheryl Cotner . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Cheryl Cotner?
Records show 5 vehicle registrations associated with Cheryl Cotner, including a 2010 TOYOTA VENZA. Registered makes include Toyota, Gmc, Dodge, Lexus. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Cheryl Cotner?
We found 11 business affiliations for Cheryl Cotner (CUSTODIAN OF FINANCIAL RECORDS). Business records are compiled from state registries, SEC filings, and professional databases.
Has Cheryl Cotner made political donations?
FEC disclosure records show 29 reported political contributions from Cheryl Cotner, totaling $18,810. Recipients include Dewine, Mike and Texans for Greg Abbott. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Cheryl Cotner?
Our database contains 86 total records for Cheryl Cotner spanning 7 states. This includes 16 distinct contact records, 9 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Cheryl Cotner?
The 86 records displayed for Cheryl Cotner are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Cheryl Cotner remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.