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Chris P Lowther from Jacksboro, TX

Age 41 b. 12/24/1984
📍 7604 Fm 4, #jacksboro, TX 76458-3621
📞 (570) 851-4641, (570) 439-4915, (940) 447-0142
✉️ mjdk69@yahoo.com, lindeybear@att.net, clowther@webtv.net
👨‍👩‍👧 Relatives: Terri Ann Knecht,Chris P Lowther,Christophe Lowther,David Vaughn Lowther,Gladys R Lowther,Michael W Lowther,Michelle L Lowther,Rebecca Kiser,Russell E Lowther,Steven Lowther,Terri-Ann Lowther,William John Lowther,William J Lowther,Andrew G Scott,Bradley Cscott Knecht,Brooke C Scott Knecht,Carole A Scott,Cynthia Ann Lowther,Daniel L Hodges,Douglas O Adams,Elizabeth A Ogle,Elizabeth Ann Ogle,Gregory D Adams,Hiram J Hodges Sr,Hiram J Hodges Sr,Hiram J Hodges Jr,Jane E Kuebler,Knecht Brittany C Scott,Leon Conway Hodges,Linda K Lowther,Margaret L Hodges,Matthew Jay Scott,Melissa D Scott,Michelle L Denning,Michelle Lowther,R Hodges,R Hodges,R Hodges,R Hodges,Roger W Knecht Jr,Sarah K Lowther,Shelia F Adams,Shirley R Hodges,Stella Kiser,Sydney Lowther,Teriann Scott,Terri L Adams,Terrie Ann Longnecker,Tracy L Collier,William E Kiser Jr
🕐 17 previous addresses

Chris P Lowther from Smyrna, GA

Age 55 b. 5/3/1970
📍 1354 Marston Se St, #smyrna, GA 30080-2163
📞 (678) 458-4945, (770) 989-1250, (770) 319-6001, (678) 927-3737, (770) 438-6457, (404) 447-8381
✉️ bluepittbull911@yahoo.com
👨‍👩‍👧 Relatives: Robin M Lowther,Chris Patrick Lowther,Jennifer Lowther,Jennifer N Lowther,Justin M Lowther,Alan Stanley Henry,Cynthia D Henry,Florence A Henry,Kandie B Henry,Randy Henry,Smithy A Henry,Walter R Henry,Angerline Henderson,Anna P Henderson,Annie D Alexander,Betty A Roberts,Bishops Alexander,Catherine A Quinn,Cathy M Lambert,Christine Roberts,Cynthia B Stahr,Darrell M Henry,Debra Alexander Robinson,Denise C Alexander,Donnell R Henry,Gussie L Henry,Henry Smithy,Inez Davis Rv,Kim F Gazzano,Kim Teresa Henry,Marva J Henderson,Mary Alexander,Mary E Alexander,Mary D Roberts,Merri M Henry,Nancy L Alexander,Precilla M Williams,Richard Lee Rv Alexander,Terry Lewis Alexander,Terry L Alexander,Willie Alexander 3rd,Yong Gyu Kim,Jeff A Stahr,John M Gazzano Jr,Melvin L Lambert Jr,Melvin Lambert Lambert Sr,Shelley Yvonne Lambert,Steve D Henderson,Tiana Michelle Lambert
🕐 14 previous addresses

Chris Lowther

Age 44 b. 1981-11-02
📍 14500 N Pennsylvania Ave, Oklahoma City Ok
📞 (405) 401-8864
✉️ JENNIFERLOWTHER@GMAIL.COM, jenniferlowther@gmail.com

Chris Lowther

📍 1616 S Delaware Pl, Tulsa Ok
📞 (918) 724-2022, (918) 724-2022, (918) 257-0923
✉️ CMLRAC2012@GMAIL.COM, cmlrac2012@gmail.com, 1127rach@gmail.com

Chris Lowther

📍 1485 Longspur Dr, Mt Pleasant Sc
📞 (843) 860-6393, (843) 860-3790
✉️ RYCOLOW@YAHOO.COM

Chris Lowther

📍 2060 Gammon St, Chas Sc 29414
📞 (843) 860-6393, (843) 860-3790
✉️ RYCOLOW@YAHOO.COM

Chris Lowther from Gilbert, AZ

Age 63 b. 1963 Male
📍 4267 S 164th St
💼 2100
📞 (928) 830-2440 (Cell), (480) 988-1579
✉️ clowther718@gmail.com

Chris Lowther

📍 619 W 3rd St, Skiatook Ok
📞 (918) 257-0923
✉️ 1127RACH@GMAIL.COM

Chris Lowther from Uehling, NE

Age 64 b. Apr 1961 Dodge Co.
📍 Po Box 28
📞 (402) 567-2345

Chris Lowther from Ames, NE

Age 56 b. 1970 Dodge Co.
📍 208 Queen Ave
📞 (402) 753-6302

Chris Lowther from Killeen, TX

Age 52 b. 1974 Bell Co.
📍 3100 Lavender Ln
📞 (254) 526-4999

Chris Lowther

📍 4267 S 164th St, Gilbert Az
📞 (602) 526-0311, (602) 526-0311
✉️ CHRIS@LOWTHERLAND.COM

Chris Lowther

📍 1616 Delaware, Tulsa Ok 74104
📞 (918) 257-0923
✉️ 1127RACH@GMAIL.COM

Chris Lowther

📍 7604 Fm 4, Jacksboro Tx
📞 (570) 494-7965, (570) 494-7965
✉️ LOWTHERCHRIS84@YAHOO.COM

Chris Lowther

📍 4267 164th, Gilbert Az 85297
📞 (602) 526-0311, (602) 526-0311
✉️ CHRIS@LOWTHERLAND.COM

Chris Lowther from East Haven, CT

Male
📍 909 Po Box 909
📞 (203) 824-9498 (AT&T MOBILITY)

Chris Lowther from Brandenburg, KY

Age 54 b. Sep 1971 Meade Co.
📍 2975 Fairground Rd

Chris Lowther from Scottsdale, AZ

Age 62 b. Dec 1963 Maricopa Co.
📍 8220 E Oak St

Chris Lowther from Honolulu, HI

Age 74 b. Sep 1951 Honolulu Co.
📍 1557 Kiawe Pl Unit C

Chris Lowther from Jacksboro, TX

Jack Co.
📍 1128 W College St
📞 (212) 751-0183

Chris Lowther from Smyrna, GA

Cobb Co.
📍 2834 Ivanhoe Ln Se
📞 (770) 319-6001

Chris Lowther from Lake City, MN

Wabasha Co.
📍 1144 N Oak St
📞 (651) 345-9980

Chris Lowther from Ames, NE

Dodge Co.
📍 123 Kings Rd

Chris Lowther from Smyrna, GA

📍 1307 Springbrook Trl

Chris Lowther from Apache Jct, AZ

Pinal Co.
📍 490 E 4th Ave Apt 5

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 25 contact records for Chris Lowther across 8 states. The most recent address on file is in Gilbert, Arizona. Of these records, 19 include phone numbers and 12 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Lowther Chris

Douglas County
PIN: 1139450000
· 1512 M St
Lot: 3,479sqft

Lowther Chris

Douglas County
· 1512 M St, Omaha

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Chris Lowther in Omaha. Values shown are from county assessor records and may differ from current market prices.

2007 GMC SIERRA
· Registered to: Chris Lowther
· VIN: 1GTHK23D57F168635
·
4267 S 164th St, Gilbert, AZ, 85297
·
(480) 988-1579
2006 Dodge Charger
· Registered to: Chris Lowther
· VIN: 2B3LA53H96H335580
·
7860 Canyon Meadow Cir, Pleasanton, CA, 94588
·
(661) 342-2833
2011 RAM RAM PICKUP 2500
· Registered to: Chris Lowther
· VIN: 3D7TT2CT0BG571854
·
PO Box 184, Blossburg, PA, 16912-0184
·
(570) 851-4641
2010 Ford Flex
· Registered to: Chris Lowther
· VIN: 2FMHK6CC2ABA97252
·
1538 E 12th St, Rifle, CO, 81650-3702
·
(970) 625-0315
2012 Gmc Acadia
· Registered to: Chris Lowther
· VIN: 1GKKRPED3CJ186588
·
4267 S 164Th St, Gilbert, AZ, 85297-6923
·
(480) 988-1579

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Chris Lowther. Registered makes include Gmc, Dodge, Ram, Ford. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Challenger Limited

Senior Financial Planning Consultant
Wakefield,
LinkedIn

Chris Lowther

MR
Stl Systems
Harrogate, North Yorkshire, United Kingdom
LinkedIn

Chris Lowther

MR
Stl Systems
North Yorkshire
LinkedIn

Pillar Homes Llc

Chris LowtherSales Customer
(402) 719-0722chris.lowther@worldnet.att.net
11335 Arbor St, Omaha, NE68144
pillarhomes.us

Misys Banking And Tcm

Chris LowtherSales Director
(212) 898-9500chris.lowther@misys.com
New York, NY

Chris Lowther

U.S. Marine at United

Snapturtle.com

Chris LowtherEnergy Program Manager
(402) 719-0722clowther@gmail.com
11335 Arbor St, Omaha, NE68144

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 34 business affiliations were found for Chris Lowther. Companies include Stl Systems, Misys Banking And Tcm, Snapturtle.com. Roles listed include Senior Financial Planning Consultant and Office Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Chris Lowther

Argyle High School - North Vancouver, BC
1985

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Chris Lowther has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Aug 29, 2006
2006 R
Christian, Michael William
Lowther, Chris Edmond, OK
$20 May 20, 2004
2004 REP
Liebmann, Guy
Lowther, Chris Consultant @ Self Employed Edmond, OK
$216 Aug 20, 2010
2010 REP
Looby, David
Lowther, Chris Consultant @ Self Oklahoma City, OK
$5 Jun 11, 2020
2020 REP
Hern, Kevin R
Lowther, Chris The Grout Guy @ Contractor Edmond, OK
$350 Jul 21, 2006
2006 R
Grau, Randon (randy)
Lowther, Chris Edmond, OK
$5,000 Jul 23, 2010
2010 REP
Doak, John
Lowther, Chris Consultant @ Self Employed Edmond, OK
$350 Oct 20, 2008
2008 REP
Stiles, Aaron
Lowther, Chris Consulting Norman, OK
$50 Aug 8, 2006
2006 R
Shannon, Tahrohon Wayne
Lowther, Chris Edmond, OK
$5 Jun 11, 2020
REP
Hern, Kevin R
Contributor The Grout Guy @ Contractor Edmond, OK
$100 Jul 12, 2024
Unknown Committee
Lowther, Chris Lawyer @ Covington & Burling LLP Silver Spring, MD
$20
2004 R
Liebmann, Guy
Contributor Self Employed Edmond, OK

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 11 political contribution records found for Chris Lowther. Total disclosed contributions amount to $6,166. Recipients include Hern, Kevin R, Liebmann, Guy. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Chris Lowther

Age 54 Male
·
4267 S 164th St, Gilbert, AZ 85297 (Maricopa County)
33.3608, -111.7300
· (928) 830-2440
TZ: Mountain
Homeowner Single Family Built 1999
MP

Chris Lowther

Age 38
·
10264 State Route 212 NE, Bolivar, OH 44612 (Tuscarawas County)
40.6211, -81.4290
TZ: Eastern
Multi-Family
MP

Chris Lowther

·
1608 Nageley Rd, New Phila, OH 44663 (Tuscarawas County)
40.4469, -81.3706
· (330) 339-5721
TZ: Eastern
Single Family
MP

Chris A Lowther

Age 56
·
PO Box 28, Uehling, NE 68063 (Dodge County)
41.7350, -96.5052
· (402) 567-2345
Marital: Inferred Married TZ: Central
Homeowner Single Family
MP

Chris Lowther

Male
·
1374 Marston St SE, Smyrna, GA 30080 (Cobb County)
33.8898, -84.5134
Marital: Married TZ: Eastern
Single Family
MP

Chris Lowther

·
5128 N St NE, Magnolia, OH 44643 (Stark County)
40.6426, -81.3525
· (330) 694-1001
TZ: Eastern
Single Family
MP

Chris Lowther

·
1512 M St, Omaha, NE 68107 (Douglas County)
41.2111, -95.9363
TZ: Central
Homeowner Single Family Built 1896 Purchased 2014
MP

Chris Lowther

·
7604 Fm 4, Jacksboro, TX 76458 (Jack County)
33.3010, -98.1467
TZ: Central
Single Family
MP

Chris P Lowther

·
810 Windy Hill Rd SE, Smyrna, GA 30080 (Cobb County)
33.8944, -84.5296
· (404) 447-8381
Marital: Married TZ: Eastern
Multi-Family
MP

Chris Lowther

·
PO Box 549, Porthill, ID 83853 (Boundary County)
48.9758, -116.4760
TZ: Pacific
MP

Chris Lowther

·
113 Grove Rd, Kings Park, NY 11754 (Suffolk County)
40.8857, -73.2268
TZ: Eastern
Single Family
MP

Chris Lowther

Age 35
·
1120 N Oak St, Lake City, MN 55041 (Wabasha County)
44.4563, -92.2813
TZ: Central
Occ: Professional
Single Family
MP

Chris Lowther

Age 43
·
619 W 3rd St, Skiatook, OK 74070 (Tulsa County)
36.3675, -96.0106
Marital: Inferred Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 1945 Purchased 2010

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 13 demographic profiles associated with Chris Lowther. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Chris Lowther. These loans were issued to businesses, not individuals.

J J M Trimer LLC

Sole Proprietorship

$14,947 Paid in Full
Address:
310 Park Ave
Old Bridge, NJ08857-1324
Approved

Apr 14, 2021

Forgiven

$15,012

Jobs Reported

1

Loan #

3371128800

Loan Size

Small

Christa Harrison Mhr Ladc-Mh PLLC

Limited Liability Company(LLC

$11,034 Paid in Full
Address:
101 Park Ave
Oklahoma City, OK73102-7209
Approved

Apr 16, 2021

Forgiven

$11,201

Jobs Reported

1

Loan #

4676408807

Loan Size

Small

Tm Homes LLC

Limited Liability Company(LLC

$43,800 Paid in Full
Address:
PO Box 184
Fishertown, PA15539
Approved

Apr 5, 2020

Forgiven

$44,160

Jobs Reported

3

Loan #

5105897002

Loan Size

Small

Johnny Williams

Self-Employed Individuals

$20,833 Exemption 4
Address:
310 Park Ave
Piscataway, NJ08854-4929
Approved

Apr 23, 2021

Jobs Reported

1

Loan #

9693028805

Loan Size

Small

Sigmariver, INC.

Corporation

$148,000 Paid in Full
Address:
PO Box 184
Pocopson, PA19366
Approved

Apr 27, 2020

Forgiven

$149,710

Jobs Reported

11

Loan #

5953147210

Loan Size

Small

Q Brothers Auto Repair LLC

Limited Liability Company(LLC

$7,375 Paid in Full
Address:
310 Park Ave
Paterson, NJ07504-2224
Approved

May 27, 2021

Forgiven

$7,398

Jobs Reported

1

Loan #

8308889006

Loan Size

Small

B.c. Clark, INC.

Corporation

$856,100 Paid in Full
Address:
101 Park Ave
Oklahoma City, OK73102-7201
Approved

Apr 6, 2020

Forgiven

$864,473

Jobs Reported

60

Loan #

6333657007

Loan Size

Medium

Erika Mabus Od

Sole Proprietorship

$20,800 Paid in Full
Address:
PO Box 184
Laporte, PA18626-0184
Approved

Apr 28, 2020

Forgiven

$21,040

Jobs Reported

1

Loan #

6501667206

Loan Size

Small

B C Clark INC.

Corporation

$856,100 Paid in Full
Address:
101 Park Ave
Oklahoma City, OK73102-7209
Approved

Jan 31, 2021

Forgiven

$861,049

Jobs Reported

59

Loan #

1029478403

Loan Size

Medium

Source: SBA PPP Loan Data · CARES Act Public Disclosures 9 PPP loan records are linked to businesses associated with Chris Lowther. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Chris Lowther on the map

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Found 54 results across 18 states

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Chris Lowther in TX: Background Summary

Location
7604 Fm 4 Jacksboro, TX 76458-3621
Other Locations
Gilbert, AZ · Uehling, NE · Ames, NE and 9 more
Profiles Found
25 people with this name
Phone Numbers
(570) 851-4641 and 23 others on file
Email
mjdk69@yahoo.com and 10 others on file
Possible Relatives
Terri Ann Knecht, Chris P Lowther, Christophe Lowther, David Vaughn Lowther, Gladys R Lowther and 90 more
Career
Senior Financial Planning Consultant, Office Manager at Stl Systems, Misys Banking And Tcm
Properties
2properties owned
Vehicles
5 linked — 2007 Gmc Sierra, 2006 Dodge Charger and 3 more
Contributions
$6,166.25 total — Liebmann, Guy, Hern, Kevin R
PPP Loans
$1979K for J J M Trimer LLC, Christa Harrison Mhr Ladc-Mh PLLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Chris Lowther. Because public records are indexed by name rather than by a unique identifier, the 106 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Chris Lowther

Search Complexity: High

106 public records across 18states, belonging to approximately 25 different individuals. With 25 distinct profiles across 18 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 18 states. Highest concentration: Nebraska (9%), followed by Arizona and Texas. Spans the South and Midwest regions.

NE10recordsAZ8recordsTX6recordsGA6recordsOK5recordsNY3records

Record Type Breakdown

Data spans 6 record categories. Largest: Business & Corporate Filings (37%), which reveal professional roles and employer history. Also includes Contact & Address Records (31) and Political Contribution Records (11).

34
Business & Corporate Filings
31
Contact & Address Records
11
Political Contribution Records
9
PPP Loan Records
5
Vehicle Registration Records
2
Property Ownership Records

Age Distribution

Age range: approximately 33 years, suggesting multiple generations. Largest group: Senior (65+) (25%).

Senior (65+)2peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Chris Lowther

Does Chris Lowther own property?
County assessor records show 2 properties associated with Chris Lowther . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Chris Lowther?
Records show 5 vehicle registrations associated with Chris Lowther, including a 2007 GMC SIERRA. Registered makes include Gmc, Dodge, Ram, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Chris Lowther?
We found 34 business affiliations for Chris Lowther (Senior Financial Planning Consultant). Other companies include Misys Banking And Tcm, Snapturtle.com. Business records are compiled from state registries, SEC filings, and professional databases.
Has Chris Lowther made political donations?
FEC disclosure records show 11 reported political contributions from Chris Lowther, totaling $6,166. Recipients include Hern, Kevin R and Liebmann, Guy. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Chris Lowther?
Our database contains 106 total records for Chris Lowther spanning 18 states. This includes 25 distinct contact records, 19 with phone numbers, 12 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Chris Lowther?
The 106 records displayed for Chris Lowther are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Chris Lowther remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.