Clayton Richter from Winston Salem, NC

Age 40
๐Ÿ“ 940 Holland St, Winston Salem, NC 27101
๐Ÿ“ž (336) 761-1809, (271) 015-5712, (717) 242-4467, (336) 416-9669, (336) 761-1809, (252) 944-3479
โœ‰๏ธ chkntail@aol.com, jgmaybell@juno.com, jgmaybell5475@aol.com, jgmaybell5475@juno.com, packs1fan@aol.com, packsfan@msn.com, packsfan@yahoo.com

Clayton Richter

Age 59 b. 1966-12-16
๐Ÿ“ 9011 Arroyo Hondo, Helotes Tx
๐Ÿ“ž (210) 372-9430, (210) 639-2128
โœ‰๏ธ CLAYGLYNDARICHTER@YAHOO.COM

Clayton Richter from San Antonio, TX

Age 47
๐Ÿ“ 112 Villita St, San Antonio, TX 78205
๐Ÿ“ž (703) 339-6348, (509) 244-1361, (210) 226-6262, (210) 274-2947, (580) 379-9639, (509) 244-1361, (703) 339-6348

Clayton Richter from Waelder, TX

Age 58
๐Ÿ“ 77a Rr 1, Waelder, TX 78959
๐Ÿ“ž (830) 788-7204, (830) 788-7204
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jonathan Bradley Richter,Dustin Richter,Dorothy F Richter,Dorothy Richter

Clayton Richter from Cypress, TX

Age 40
๐Ÿ“ 16119 Lockdale Ln, Cypress, TX 77429
๐Ÿ“ž (832) 349-9010, (713) 550-4178, (281) 851-1922, (409) 642-3350
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: William Clayton Lane,James Aaron Richter,Kristi A Keyescarroll,Kristi K Richter
๐Ÿช Foundation Homes Llc, Deison Construction And Remodeling, Llc, Foundation Homes, Llc

Clayton Richter from Ponte Vedra Beach, FL

Age 63 b. 1963 Male
๐Ÿ“ 4 Ocean Ridge Ct
๐Ÿ“ž (440) 567-2349 (Cell)
โœ‰๏ธ jrich92@aol.com

Clayton Richter from Centennial, CO

0
๐Ÿ“ 6741 Race St, Centennial, CO 80122
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Terry Richter,Richard Scott Buchanan,Tami I Richter,Niccole L Richter,Lexi Richter

Clayton Richter from Lockport, NY

Age 50
๐Ÿ“ 7340 Tonawanda Creek Rd #r, Lockport, NY 14094
๐Ÿ“ž (716) 434-3922, (716) 434-3922
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: James Daniel Richter,Richter Suzanne Zapp

Clayton Richter from Lockport, NY

Age 63 b. Sep 1962 Niagara Co.
๐Ÿ“ 7340 Tonawanda Creek Rd R
๐Ÿ“ž (574) 862-2077

Clayton Richter from White Lake, WI

Age 45 b. Dec 1980 Langlade Co.
๐Ÿ“ 4301 Deer Trl
๐Ÿ“ž (415) 826-6655

Clayton Richter from Lewistown, PA

Age 52 b. Jan 1974 Mifflin Co.
๐Ÿ“ 500 S Main St
๐Ÿ“ž (717) 242-4467

Clayton Richter from Cypress, TX

Age 53 b. 1973 Harris Co.
๐Ÿ“ 16119 Lockdale Ln
๐Ÿ“ž (832) 349-9010

Clayton Richter

๐Ÿ“ 940 Holland St, Winston Salem Nc
๐Ÿ“ž (336) 608-7059
โœ‰๏ธ CCRICHTER112297@YAHOO.COM

Clayton Richter from Winston Salem, NC

Male
๐Ÿ“ 940 Holland St
๐Ÿ“ž (252) 944-3479 (U.S. CELLULAR)

Clayton Richter from Freeburg, IL

0000 Male
๐Ÿ“ 800 Niebruegge Ln
๐Ÿ“ž (618) 779-4906

Clayton Richter from Houston, TX

Age 52 b. Oct 1973 Harris Co.
๐Ÿ“ 12613 Seattle Slew Dr 4121

Clayton Richter from Sun Valley, CA

Age 64 b. Sep 1961 Los Angeles Co.
๐Ÿ“ 8520 Sunland Blvd Apt 15

Clayton Richter from Colorado Springs, CO

Age 77 b. Aug 1948 El Paso Co.
๐Ÿ“ 5220 Bullock Point H 302

Clayton Richter from Simpsonville, SC

Greenville Co.
๐Ÿ“ 523 Wagon Trl

Clayton Richter from Winston Salem, NC

Forsyth Co.
๐Ÿ“ 812 West St 1

Clayton Richter from Spokane, WA

Spokane Co.
๐Ÿ“ 29 W 16th Ave

Clayton Richter from Brenham, TX

Washington Co.
๐Ÿ“ Po Box 5

Clayton Richter from Plainview, TX

Hale Co.
๐Ÿ“ 401 Yonkers St

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 26 contact records for Clayton Richter across 11 states. The most recent address on file is in Ponte Vedra Beach, Florida. Of these records, 16 include phone numbers and 6 include email addresses. Ages range from 40 to 58, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Richter Clayton

Harris County
PIN: 1220600020023
· 16119 Lockdale Ln
Lot: 9,419sqft

Richter Clayton W + Ruth S

Anderson County
· 125 Lakeforest Cir, Anderson

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Clayton Richter in Anderson. Values shown are from county assessor records and may differ from current market prices.

Clayton Vaughn Richter

4 Ocean Ridge Ct, Ponte Vedra Beach, , 320823400

clayton JAMES richter

Republican Reg: 08/19/1997
940 Holland St, Winston Salem, NC, 27101
DOB: 1973 Gender: Male
County: Forsyth

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Clayton Richter in , North Carolina. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Chevrolet Avalanche
ยท Registered to: Clayton Richter
ยท VIN: 3GNTKEE79CG287727
·
8680 Tamarack Dr, Brighton, MI, 48116-5118
·
(716) 434-3922
1996 DODGE RAM 1500 FULL SIZE TRUCK
ยท Registered to: Clayton Richter
ยท VIN: 1B7HC16X9TS516743
·
4707 Cobble Hl, San Antonio, TX, 78217
2003 SUBARU LEGACY CAR UPPER MIDSIZE
ยท Registered to: Clayton Richter
ยท VIN: 4S3BH675237608278
·
8520 Sunland Blvd, Sun Valley, CA, 91352
2007 Chevrolet Tahoe
ยท Registered to: Clayton Richter
ยท VIN: 1GNFC13097R287970
·
16119 Lockdale Ln, Cypress, TX, 77429-8131
·
(832) 349-9010
2010 GMC SIERRA 2500HD
ยท Registered to: Clayton Richter
ยท VIN: 1GT4K1B62AF109979
·
PO Box 1732, Bayfield, CO, 81122-1732
·
(303) 946-1955
2017 VOLKSWAGEN PASSAT
ยท Registered to: Clayton Richter
ยท VIN: 1VWDT7A3XHC027014
·
16119 Lockdale Ln, Cypress, TX, 77429
2001 CHRYSLER TOWN AND COUNTRY VAN
ยท Registered to: Clayton Richter
ยท VIN: 2C8GP44361R422057
·
940 Holland St, Winston Salem, NC, 27101
2005 CHEVROLET TRAILBLAZER WAGON
ยท Registered to: Clayton Richter
ยท VIN: 1GNDT13S952355540
·
PO Box 1732, Bayfield, CO, 81122
2013 RAM 3500
ยท Registered to: Clayton Richter
ยท VIN: 3C63RRGL1DG567690
·
1117 E Us Highway 90, Waelder, TX, 78959
·
(830) 788-7204
1994 CHEVROLET S10 WAGON
ยท Registered to: Clayton Richter
ยท VIN: 1GNDT13W1R2163893
·
PO Box 1732, Bayfield, CO, 81122
2003 CHEVROLET TRACKER WAGON
ยท Registered to: Clayton Richter
ยท VIN: 2CNBJ13C836913419
·
7340 Tonawanda Creek Rd, Lockport, NY, 14094
·
(716) 434-3922
2001 CHEV SILV
ยท Registered to: Clayton Richter
ยท VIN: 2GCEC19V811401626
·
8307 Andover Woods Ct, Houston, TX, 77095-6503
·
770956503

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 12 vehicle registration records are associated with Clayton Richter. Registered makes include Chevrolet, Dodge, Subaru, Gmc and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Business Record

claytanium@charter.net

C and D Richter Tack

Owner
(830) 788-7204
Waelder, TX
Miscellaneous Retail (Stores)

Cy-Woods Athletic Booster Club

Clayton RichterPresident
Cypress, TX

Clayton Richter

Major
United States Air Force
United States

Clayton Richter

Executive Assistant
Seeff Atlantic Seaboard And City Bowl
Canterbury

Olive Garden Italian Rstrnt

Clayton RichterGeneral Manager
(281) 851-1922clayton.richter@bellsouth.net
16119 Lockdale Ln, Cypress, TX77429
olivegarden.com

C And D Richter Tack

Clayton RichterOwner
(830) 788-7204
Waelder, TX

Clayton Richter, GMB, CGP

OwnerFoundation Homes ยท Houston, Texas Area

Clayton Richter

Mr. Clayton Richter is the co-manager of SpringCy2, LLC, which is the sole manager of Prosperity Point Offices, LLC.
Cypress, TX

Olive Garden Italian Rstrnt

Clayton RichterGeneral Manager
(281) 851-1922clayton.richter@bellsouth.net
16119 Lockdale Ln, Cypress, TX77429

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 17 business affiliations were found for Clayton Richter. Companies include C and D Richter Tack, United States Air Force, C And D Richter Tack and 1 more. Roles listed include Null and Division Director Road Runner Transportation. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 16119 Lockdale Lane, Cypress, TX, 77429
TX
MEMBER: clayton W richter

Foundation Homes, LLC

Addr: 16119 Lockdale Lane, Cypress, TX, 77429
TX
MEMBER: Clayton Richter

Unknown Corporation

ID: 1242890
Officer: Clayton Richter

Deison Construction and Remodeling, LLC

ID: 0800966217
Addr: 16119 Lockdale Lane, Cypress, TX, 77429
TX
MANAGER: Clayton Richter

Foundation Homes, LLC

ID: 0800945212
Addr: 16119 Lockdale Lane, Cypress, TX, 77429
TX
DIRECTOR: Clayton W Richter

Foundation Homes, LLC

ID: 0800945212
Addr: 16119 Lockdale Lane, Cypress, TX, 77429
TX
MEMBER: Clayton W Richter

Source: Public Records Clayton Richter appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

clayton Yancey richter

Expired
License # 18063
Addr: Westminster, CO

Clayton Richter

Ptl
Expired
Addr: Westminster, CO

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Clayton Richter holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Clayton Richter - Aurora

Patent Details

Clayton Richter
#8566136

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Clayton Richter is listed as an inventor or co-inventor on 2 USPTO patents. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Clayton Richter

Santa Rosa Christian High School - Milton, FL, FL
1991

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Clayton Richter has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Clayton Richter

Age 50 Male
·
8208 Cedar Hill Rd, Brenham, TX 77833 (Washington County)
30.2764, -96.4396
· (979) 836-5823
Marital: Married TZ: Central
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 1981
MP

Clayton J Richter

Age 36 Male
·
N4301 Deer Trl, White Lake, WI 54491 (Langlade County)
45.1820, -88.7971
TZ: Central
Homeowner Single Family
MP

Clayton Y Richter

Age 22 Male
·
3 Sedgefield Ln, Pinehurst, NC 28374 (Moore County)
35.2137, -79.4482
· (910) 420-1111
Marital: Single TZ: Eastern
Homeowner Single Family Built 2001
MP

Clayton W Richter

Age 61 Male
·
1117 E US Highway 90, Waelder, TX 78959 (Gonzales County)
29.6902, -97.2887
· (830) 263-2171
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family
MP

Clayton Richter

Male
·
800 Niebruegge Ln, Freeburg, IL 62243 (Saint Clair County)
38.4338, -89.9366
· (618) 779-4906
Marital: Married TZ: Central
Homeowner Single Family Built 1995
MP

Clayton Richter

Male
·
9011 Arroyo Hondo, Helotes, TX 78023 (Bexar County)
29.5926, -98.6622
· (210) 910-7652
TZ: Central
Homeowner Single Family Built 2006 Purchased 2011
MP

Clayton J Richter

Age 43 Male
·
940 Holland St, Winston Salem, NC 27101 (Forsyth County)
36.0801, -80.2534
· (336) 416-9669
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1941 Purchased 1999
MP

Clayton W Richter

Age 36 Male
·
523 Wagon Trl, Simpsonville, SC 29681 (Greenville County)
34.7443, -82.2393
· (864) 231-7540
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1991 Purchased 1990
MP

Clayton H Richter

Age 55 Male
·
8520 Sunland Blvd, Sun Valley, CA 91352 (Los Angeles County)
34.2252, -118.3660
Marital: Inferred Married TZ: Pacific
Edu: High School
Multi-Family
MP

Clayton V Richter

Age 54 Male
·
4 Ocean Ridge Ct, Ponte Vedra, FL 32082 (Saint Johns County)
30.1914, -81.3644
· (904) 686-1903
TZ: Eastern
Homeowner Single Family Built 1990 Purchased 2012
MP

Clayton W Richter

Age 43 Male
·
16119 Lockdale Ln, Cypress, TX 77429 (Harris County)
29.9754, -95.6607
· (281) 704-5227
Marital: Married TZ: Central
Occ: White Collar Edu: Graduate School
Homeowner Single Family Built 2002 Purchased 2002

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Clayton Richter. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Clayton Richter. These loans were issued to businesses, not individuals.

Foundation Homes LLC

$23,500 Paid in Full
Address:
16119 Lockdale Ln
Approved

Apr 30, 2020

Forgiven

$20,950

Loan #

6502297302

Loan Size

Small

Lynn D. Brenek

Sole Proprietorship

$20,990 Paid in Full
Address:
701 PO Box
Doole, TX76836-0701
Approved

Jun 23, 2020

Forgiven

$20,914

Jobs Reported

1

Loan #

2041388005

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Clayton Richter. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Clayton Richter on the map

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Clayton Richter in NC: Background Summary

Location
940 Holland St Winston Salem, NC 27101-5712
Other Locations
Ponte Vedra Beach, FL ยท Lockport, NY ยท White Lake, WI and 11 more
Profiles Found
26 people with this name
Phone Numbers
(336) 761-1809 and 17 others on file
Email
chkntail@sbcglobal.net and 16 others on file
Possible Relatives
Cynthia S Richter, Adam W Richter, Bertha N Mccoy, Darlene Napier Richter, Erich P Richter and 104 more
Career
Division Director Road Runner Transportation, Owner at C and D Richter Tack, United States Air Force
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
12 linked โ€” 2012 Chevrolet Avalanche, 1996 Dodge Ram 1500 and 10 more
Licenses
2 professional licenses (PTL)
PPP Loans
$67,989.77 for Foundation Homes LLC, Lynn D. Brenek

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Clayton Richter. Because public records are indexed by name rather than by a unique identifier, the 87 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Clayton Richter

Search Complexity: High

87 public records across 12states, belonging to approximately 26 different individuals. With 26 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Texas (33%), followed by North Carolina and Colorado. Spans the South and West regions.

TX29recordsNC7recordsCO5recordsCA4recordsNY3recordsFL3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (39%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (17) and Vehicle Registration Records (12).

29
Contact & Address Records
17
Business & Corporate Filings
12
Vehicle Registration Records
6
Corporate Records
3
PPP Loan Records
2
Property Ownership Records

Age Distribution

Age range: approximately 38 years, suggesting multiple generations. Largest group: Senior (65+) (18%).

Senior (65+)2peopleMiddle-Age (40-64)9people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Clayton Richter

Is Clayton Richter a registered voter?
Yes, voter registration records show Clayton Richter is registered in . We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Clayton Richter own property?
County assessor records show 2 properties associated with Clayton Richter . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Clayton Richter?
Records show 12 vehicle registrations associated with Clayton Richter, including a 2012 Chevrolet Avalanche. Registered makes include Chevrolet, Dodge, Subaru, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Clayton Richter?
We found 17 business affiliations for Clayton Richter (null). Other companies include united states air force, C And D Richter Tack. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Clayton Richter?
Our database contains 87 total records for Clayton Richter spanning 12 states. This includes 26 distinct contact records, 16 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Clayton Richter?
The 87 records displayed for Clayton Richter are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Clayton Richter remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.