OpenDataUSA

Quick Navigation

Contessa Smith

Age 42 b. 1984-04-07
📍 3626 Cornell Blvd, Winston Salem Nc
📞 (980) 781-6597, (336) 695-6095, (111) 111-0002
✉️ SMITHCONTESSA25@YAHOO.COM, smithcontessa25@yahoo.com, noemail@none.com

Contessa Smith

Age 51 b. 1974-06-28
📍 3701 Sycamore St, N Little Rock Ar 72118-4953, North Little Rock Ar
📞 (501) 414-3319, (501) 772-9497
✉️ SMITHCONTESSA@HOTMAIL.COM, smithcontessa@hotmail.com

Contessa Smith from San Antonio, TX

Age 42
📍 4315 Parkwood Dr #2207, San Antonio, TX 78218
📞 (210) 655-5631, (210) 666-4293
✉️ contessa.smith@phs.com
👨‍👩‍👧 Relatives: Tamera Susan Smith,Beverly Edward Smith,Janet Betchely Smith,Stephanie M Okolie,Martha C Smith,Tracy Elaine Phelps,Elizabeth D Richardson,Melissa Michele Fuentes,Deborah Ann Smith

Contessa Smith

Age 42 b. 1984-04-07
📍 1316 Highland, Wnstn Salm Nc 27101
📞 (111) 111-0002
✉️ NOEMAIL@NONE.COM

Contessa Smith from Ga, 30035

📍 4219 Lamar St
📞 (404) 906-7248 (AT&T MOBILITY)
✉️ ARISHIN16@YAHOO.COM, arishin16@yahoo.com

Contessa Smith from Camden, NJ

Age 40
📍 1131 32nd St, Camden, NJ 08105
📞 (856) 225-0330, (856) 225-0358, (609) 868-5937, (609) 541-8089
👨‍👩‍👧 Relatives: Brenda Eulanda Smith,Gwenda M Smith,Christine A Smith

Contessa Smith from Hollywood, FL

Age 53 b. Nov 1972 Broward Co.
📍 5703 Sw 37th St
📞 (954) 983-5210

Contessa Smith

📍 2700 W Camino De Las Grutas, Tucson Az
📞 (520) 256-5363, (520) 253-5363
✉️ CONTESSAMARYKAY@GMAIL.COM

Contessa Smith from Little Rock, AR

Age 52 b. 1974 Female
📍 39 Durance Dr
📞 (501) 570-7713
✉️ brenbrenmommy@yahoo.com

Contessa Smith from Camden, NJ

Age 52 b. Aug 1973 Camden Co.
📍 1133 N 32nd St
📞 (856) 365-8044

Contessa Smith from Jacksonville, FL

Age 47 b. Dec 1978 Duval Co.
📍 476 Towering Pines Dr
📞 (904) 786-7464

Contessa Smith from Colorado Spgs, CO

El Paso Co.
📍 608 N Pine St
📞 (410) 569-5979

Contessa Smith from Little Rock, AR

Age 52 b. 1974 U
📍 8 Bjorn Borg Ct
📞 (501) 909-9434

Contessa Smith from Albany, GA

Age 47 b. Oct 1978 Dougherty Co.
📍 Po Box 4354

Contessa Smith from Little Rock, AR

Age 51 b. Jun 1974 Pulaski Co.
📍 1224 Hanger St
👤 aka Contessa Meadow

Contessa Smith from Converse, TX

Age 54 b. Sep 1971
📍 9718 Krier Ct

Contessa Smith from Atlanta, GA

Age 51 b. Nov 1974
📍 480 Radar Dr Apt Q4
👤 aka Contessa Nicole Gamble, Contessa Smith Gamble, Contessa Gumble

Contessa Smith from Winston Salem, NC

Age 42 b. Apr 1984
📍 3626 Cornell Blvd

Contessa Smith from Camden, NJ

Age 52 b. Aug 1973 Camden Co.
📍 588 Pfeiffer St

Contessa Smith from Tucson, AZ

Age 62 b. May 1963 Pima Co.
📍 3225 W Ina Rd

Contessa Smith from San Antonio, TX

Bexar Co.
📍 5934 Autumn Lk
📞 (303) 730-6418

Contessa Smith from Milwaukee, WI

Milwaukee Co.
📍 2438 N 6th St
📞 (909) 243-1910

Contessa Smith from North Little Rock, AR

Pulaski Co.
📍 14009 Chesterfield Cir

Contessa Smith from San Antonio, TX

Bexar Co.
📍 13911 Mission Vl

Contessa Smith from Milwaukee, WI

Milwaukee Co.
📍 3825 W Meinecke Ave

Contessa Smith from Dallas, TX

📍 3366 Pacesetter Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 26 contact records for Contessa Smith across 9 states. The most recent address on file is in GA, 30035. Of these records, 15 include phone numbers and 7 include email addresses. Ages range from 40 to 42, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Smith Contessa

Pulaski County
PIN: 34L-123.00-064.00
· 1800 Green Meadow Dr, LITTLE ROCK ar
Assessed: $26,200

Smith Contessa

Pulaski County
· 1800 Green Meadow Dr, Ar 72204.0
Assessed: $26,200

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Contessa Smith. Values shown are from county assessor records and may differ from current market prices.

Contessa Smith

Albany, 317013803
DOB: 1/1/1978 Gender: Female
Congress: 002

Contessa Smith

Hapeville, 30354
DOB: 1/1/1974 Gender: Female
Congress: 005

Contessa Roberta Smith

Unaffiliated
1133 N 32nd St, Camden, 08105
DOB: 8/15/1973
County: Camden

Contessa Elaine Smith

8 Bjorn Borg Court, Little Rock, AR, 72210

Contessa Smith

Democrat
21bonfoy Ave, Colo Springs, CO, 80909
DOB: 1982 Gender: Female
County: El Paso

Contessa Smith

16 Newport Ave, New Castle, 19720
DOB: 1973
County: N

Contessa D Smith

476 Towering Pines DR, Jacksonville, , 32220

Contessa Nicole Smith

Reg: 20000331
480 Radar Dr, Hapeville, 303541566
Gender: Female

Contessa Juline Smith

Democrat
3434 Clairborne Way, Abingdon, MD, 21009
Gender: Female
County: Harford

contessa M smith

Democrat Reg: 10/05/2009
1316 N Highland Ave, Winston Salem, NC, 27101
DOB: 1984 Gender: Female
County: Forsyth

Contessa Ann Smith

408 Viewmont Dr, Henderson, NV, 89015
County: Clark

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 11 voter registration records were found for Contessa Smith in Arkansas, Colorado, and 3 other states. Records show affiliations with U, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 CHEVROLET COBALT
· Registered to: Contessa Smith
· VIN: 1G1AK15F277176141
·
5580 N M 37, Mesick, MI, 49668-9131
·
(231) 885-2273
2004 CHRYSLER PACIFICA
· Registered to: Contessa Smith
· VIN: 2C8GF68484R522991
·
1131 N 32nd St, Camden, NJ, 08105-4223
·
081054223
2012 Acura ZDX
· Registered to: Contessa Smith
· VIN: 2HNYB1H4XCH500610
·
16 Newport Ave, New Castle, DE, 19720-1163
·
(609) 868-5937
2007 FORD ESCAPE
· Registered to: Contessa Smith
· VIN: 1FMYU02Z37KA03326
·
8620 Peace Way Apt 2028, Las Vegas, NV, 89147-8609
·
(412) 378-1687
2006 Pontiac G6
· Registered to: Contessa Smith
· VIN: 1G2ZM361864278311
·
808 W 136th St, Burnsville, MN, 55337
·
(651) 460-2072
2011 MITSUBISHI GALANT
· Registered to: Contessa Smith
· VIN: 4A32B3FF8BE008706
·
413 Creekway Dr, Winston Salem, NC, 27104-4903
2002 MERCEDES-BENZ C-CLASS
· Registered to: Contessa Smith
· VIN: WDBRF61JX2F146517
·
4450 E Windmill Dr Apt 206, Inverness, FL, 34453-1570
·
344531570
1998 CHEVROLET ASTRO VAN VAN
· Registered to: Contessa Smith
· VIN: 1GNDM19WXWB207342
·
476 Towering Pines Dr, Jacksonville, FL, 32220
·
(904) 786-7464
1992 TOYOTA COROLLA 4DR SEDAN
· Registered to: Contessa Smith
· VIN: 1NXAE97A3NZ333006
·
1800 Green Meadow Dr, Little Rock, AR, 72204

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 9 vehicle registration records are associated with Contessa Smith. Registered makes include Chevrolet, Chrysler, Acura, Ford and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Contessa Smith Cleaning Svc

President
(352) 216-0387
Inverness, FL
Business Services (Services)

Contessa Smith

Cadillac, Michigan, United States Consumer Services
LinkedIn

City Arborist

Contessa SmithPresident
(501) 228-4602csmith_282000@yahoo.com
11401mesa Dr B209, Little Rock, AR72211

Backstage Publishing

Contessa SmithExecutive
contessa.smith@yahoo.com
608 N Pine St, Colorado Springs, CO80905
blando.com

Mary Kay Inc

Contessa SmithOwner
(410) 871-9345
Westminster, MD

City Arborist

Contessa SmithPresident
(501) 228-4602csmith_282000@yahoo.com
11401mesa Dr B209, Little Rock, AR72211

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 20 business affiliations were found for Contessa Smith. Companies include Contessa Smith Cleaning Svc, City Arborist, Mary Kay Inc. Roles listed include President and Executive. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
Incorporator/Organizer: Contessa E. Smith

Source: Public Records Contessa Smith appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Contessa Smith

Licensed Professional

Source: State Professional Licensing Boards · Dept. of Professional Regulation Contessa Smith holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Contessa J Smith

Group Tour
Mar 21, 2014, 10:30 AM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Contessa Smith appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Contessa Smith

Clearwater High School - Clearwater, FL, FL
2000

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Contessa Smith has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$20 Jul 17, 2020
2020 REP
Republican National Committee
Smith, Contessa Sales @ Mattress Firm Tucson, AZ
$20 Sep 17, 2020
2020 REP
Republican National Committee
Smith, Contessa Sales @ Mattress Firm Tucson, AZ
$10 Aug 18, 2020
2020 REP
Trump, Donald J
Smith, Contessa Sales @ Mattress Firm Tucson, AZ
$10 Oct 16, 2020
2020 REP
Cawthorn, David Madison
Smith, Contessa Sales @ Mattress Firm Tucson, AZ
$10 Oct 16, 2020
REP
Cawthorn, David Madison
Contributor Sales @ Mattress Firm Tucson, AZ

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 5 political contribution records found for Contessa Smith. Total disclosed contributions amount to $70. Recipients include Cawthorn, David Madison. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Contessa R Smith

Age 44 Female
·
1133 N 32nd St, Camden, NJ 08105 (Camden County)
39.9621, -75.0884
· (856) 225-0358
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1920 Purchased 2013
MP

Contessa Smith

Female
·
6700 Stetter Dr, Arlington, TX 76001 (Tarrant County)
32.6211, -97.1543
Marital: Married TZ: Central
MP

Contessa Smith

Age 36 Female
·
59 Coot Jones St, Surrency, GA 31563 (Appling County)
31.7190, -82.2016
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Contessa J Smith

Age 35 Female
·
21 Bonfoy Ave, Colorado Spgs, CO 80909 (El Paso County)
38.8332, -104.7930
· (719) 635-0510
TZ: Mountain
Multi-Family
MP

Contessa Smith

Age 38 Female
·
PO Box 4354, Albany, GA 31706 (Dougherty County)
31.5597, -84.1765
Marital: Single TZ: Eastern
Edu: Vocational/Technical
Homeowner Single Family
MP

Contessa R Smith

Age 45 Female
·
8620 Peace Way, Las Vegas, NV 89147 (Clark County)
36.1075, -115.2800
· (412) 378-1687
TZ: Pacific
Multi-Family
MP

Contessa C Smith

Age 30 Female
·
2948 Hillside Trl, Mesick, MI 49668 (Wexford County)
44.3801, -85.8062
TZ: Eastern
Edu: High School
Single Family
MP

Contessa Smith

Age 30 Female
·
5580 N M 37, Mesick, MI 49668 (Wexford County)
44.4181, -85.6989
· (231) 885-2273
TZ: Eastern
Homeowner Single Family Purchased 2006
MP

Contessa Smith

Age 35 Female
·
608 N Pine St, Colorado Spgs, CO 80905 (El Paso County)
38.8419, -104.8310
· (719) 569-5969
Marital: Single TZ: Mountain
Single Family
MP

Contessa Smith

Female
·
508 SE 52nd Ave, Ocala, FL 34471 (Marion County)
29.1814, -82.0629
TZ: Eastern
Edu: High School
Single Family
MP

Contessa M Smith

Age 33 Female
·
1804 Andover St, Winston Salem, NC 27107 (Forsyth County)
36.0714, -80.2100
TZ: Eastern
Single Family
MP

Contessa D Smith

Age 38 Female
·
476 Towering Pines Dr, Jacksonville, FL 32220 (Duval County)
30.3226, -81.8717
· (904) 786-7464
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1984 Purchased 1985
MP

Contessa R Smith

Age 44 Female
·
43 Virginia Rd, Hollywood, FL 33023 (Broward County)
25.9804, -80.2043
· (954) 404-6652
TZ: Eastern
Single Family
MP

Contessa Smith

Age 34 Female
·
PO Box 1511, Purvis, MS 39475 (Lamar County)
31.1859, -89.4102
Marital: Single TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 1970
MP

Contessa E Smith

Age 42 Female
·
8 Bjorn Borg Ct, Little Rock, AR 72210 (Pulaski County)
34.6656, -92.4339
· (501) 909-9434
Marital: Married TZ: Central
Single Family
MP

Contessa A Smith

Age 30 Female
·
5072 Benton Blvd, Pace, FL 32571 (Santa Rosa County)
30.6244, -87.1895
TZ: Central
Single Family
MP

Contessa Smith

Female
·
1800 Green Meadow Dr, Little Rock, AR 72204 (Pulaski County)
34.7347, -92.3277
· (501) 414-3319
TZ: Central
Homeowner Single Family Built 1956

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 17 demographic profiles associated with Contessa Smith. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Contessa Smith on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
1
15
2
9
1
10
5
4
3
1
3
4
5
3
6
2

Found 74 results across 16 states

Fewer
More

Contessa Smith in Winston Salem, NC: Background Summary

Location
3626 Cornell Blvd, Winston Salem Nc, Winston Salem, NC
Other Locations
Hollywood, FL · Little Rock, AR · Camden, NJ and 10 more
Profiles Found
26 people with this name
Phone Numbers
(980) 781-6597 and 16 others on file
Email
smithcontessa25@yahoo.com and 6 others on file
Possible Relatives
Tamera Susan Smith, Beverly Edward Smith, Janet Betchely Smith, Stephanie M Okolie, Martha C Smith and 7 more
Career
President, Executive at Contessa Smith Cleaning Svc, City Arborist
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
9 linked — 2007 Chevrolet Cobalt, 2004 Chrysler Pacifica and 7 more
Contributions
$70 total — Cawthorn, David Madison
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Contessa Smith. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Contessa Smith

Search Complexity: High

103 public records across 16states, belonging to approximately 26 different individuals. With 26 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Arkansas (15%), followed by Florida and Colorado. Spans the South and West regions.

AR15recordsFL10recordsCO9recordsTX6recordsNJ5recordsGA5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (40%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (20) and Voter Registration Records (11).

34
Contact & Address Records
20
Business & Corporate Filings
11
Voter Registration Records
9
Vehicle Registration Records
5
Political Contribution Records
2
Property Ownership Records

Frequently Asked Questions About Contessa Smith

Is Contessa Smith a registered voter?
Yes, voter registration records show Contessa Smith is registered. We found 11 voter registration entries across 6 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Contessa Smith own property?
County assessor records show 2 properties associated with Contessa Smith . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Contessa Smith?
Records show 9 vehicle registrations associated with Contessa Smith, including a 2007 CHEVROLET COBALT. Registered makes include Chevrolet, Chrysler, Acura, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Contessa Smith?
We found 20 business affiliations for Contessa Smith, including Contessa Smith Cleaning Svc. Other companies include City Arborist, Mary Kay Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Contessa Smith made political donations?
FEC disclosure records show 5 reported political contributions from Contessa Smith, totaling $70. Recipients include Cawthorn, David Madison. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Contessa Smith?
Our database contains 103 total records for Contessa Smith spanning 16 states. This includes 26 distinct contact records, 15 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Contessa Smith?
The 103 records displayed for Contessa Smith are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Contessa Smith remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.