Daniel Padua

Age 69 b. 1956-06-14
๐Ÿ“ 2245 Renwick Ln, Antioch Ca
๐Ÿ“ž (925) 550-5185, (925) 437-2607, (925) 706-9460, (925) 437-9146
โœ‰๏ธ PADUA2473@ATT.NET, padua2473@att.net, dlp1533@yahoo.com

Daniel Padua from Alhambra, CA

Age 72
๐Ÿ“ 3101 Ramona Rd #j, Alhambra, CA 91803
๐Ÿ“ž (626) 284-2047, (626) 673-7251, (626) 289-1156, (425) 514-8070, (708) 957-5375
โœ‰๏ธ roc91803@yahoo.com

Daniel Padua

๐Ÿ“ 11439 Southbrook Ct, San Diego Ca 92128-6320, Sd Ca
๐Ÿ“ž (858) 722-8487, (858) 722-8487
โœ‰๏ธ DPAD6@YAHOO.COM

Daniel Padua from Pomona, CA

Age 92 b. May 1933 Los Angeles Co.
๐Ÿ“ 2383 Kimball Ave
๐Ÿ“ž (626) 965-8558, (716) 681-2019, (909) 621-1212

Daniel Padua from Alhambra, CA

Age 83 b. May 1942 Los Angeles Co.
๐Ÿ“ 3101 W Ramona Rd Apt J
๐Ÿ“ž (626) 284-2047, (903) 378-2113, (626) 289-1156

Daniel Padua from Claremont, CA

Age 69 b. Apr 1956 Los Angeles Co.
๐Ÿ“ 1022 Fuller Dr
๐Ÿ“ž (909) 398-7062, (909) 418-4043

Daniel Padua from Los Angeles, CA

Age 91 b. Dec 1934 Los Angeles Co.
๐Ÿ“ 1727 W 24th St
๐Ÿ“ž (323) 731-1341

Daniel Padua from Hawaiian Gdns, CA

Age 91 b. Dec 1934 Los Angeles Co.
๐Ÿ“ 21913 Belshire Ave Apt 1
๐Ÿ“ž (562) 496-3336

Daniel Padua from Alhambra, CA

Age 48 b. Mar 1978 Los Angeles Co.
๐Ÿ“ 435 E Mission Rd Apt 57
๐Ÿ“ž (626) 289-1156

Daniel S De Padua from Garden Grove, CA

Age 37
๐Ÿ“ 6781 Acacia Ave, Garden Grove, CA 92845
๐Ÿ“ž (714) 379-0131

Daniel Padua from West Covina, CA

Age 69 b. Apr 1956 Los Angeles Co.
๐Ÿ“ 619 N Hollow Ave
๐Ÿ“ž (626) 331-2265
๐Ÿ‘ค aka Daniel N Padua, Padua Daniel Natiola

Daniel Padua from Antioch, CA

Age 69 b. Jun 1956 Contra Costa Co.
๐Ÿ“ 2245 Renwick Ln
๐Ÿ“ž (925) 706-9460

Daniel Padua from San Diego, CA

Age 62 b. 1964 Male
๐Ÿ“ 11439 Southbrook Ct
๐Ÿ“ž (858) 748-8507

Daniel Padua from Round Lake Beach, IL

Age 61 b. Apr 1965 Lake Co.
๐Ÿ“ 410 Woodland Dr

Daniel Padua from Leesburg, FL

Age 51 b. Feb 1975 Lake Co.
๐Ÿ“ 3928 Magnolia Dr

Daniel Padua from San Diego, CA

Age 61 b. Dec 1964 San Diego Co.
๐Ÿ“ 17887 Toltec Ct
๐Ÿ‘ค aka Padua Daniel

Daniel Padua from Boca Raton, FL

Age 45 b. Mar 1981
๐Ÿ“ 6503 N Military Trl Apt 3606
๐Ÿ‘ค aka Daniel Pacheco, Daniel Favero Depadua, Daniel Depadua

Daniel Padua from Chino, CA

Age 61 b. Jul 1964 San Bernardino Co.
๐Ÿ“ 4001 Carroll Ct Unit 208

Daniel Padua

๐Ÿ“ 1745 Old Farm Village Rd, Christiansburg Va
๐Ÿ“ž (540) 892-7619, (540) 892-7619

Daniel Padua from Upland, CA

Age 99 b. 1927 Male
๐Ÿ“ 1480 Forest St

Daniel Padua from Alhambra, CA

Los Angeles Co.
๐Ÿ“ 435 E Mission Rd 57

Daniel Padua from Wallkill, NY

Ulster Co.
๐Ÿ“ 408 Forest Pa

Daniel Padua from San Diego, CA

San Diego Co.
๐Ÿ“ 4862 Mountain Ashmun Dr

Daniel Padua from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 1019 N Rampart Bl

Daniel Padua from Chicago, IL

Cook Co.
๐Ÿ“ 3229 W Beach Ave Unit 2

Daniel Padua from West Covina, CA

Los Angeles Co.
๐Ÿ“ 2410 Nina St Apt 2

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 26 contact records for Daniel Padua across 4 states. The most recent address on file is in Pomona, California. Of these records, 14 include phone numbers and 3 include email addresses. Ages range from 37 to 72, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Padua, Daniel

Ulster County
PIN: 9200400010140000000
· 150 Beecher Hill Rd
Lot: 121,258sqft

Daniel Padua

2021 Ulster County
· 150 Beecher Hill, Gardiner

Daniel Padua

2024 Ulster County
· 150 Beecher Hill, Gardiner

Daniel Padua

2023 Ulster County
· 150 Beecher Hill, Gardiner

Daniel Padua

2022 Ulster County
· 150 Beecher Hill, Gardiner

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 5 property records linked to Daniel Padua. Values shown are from county assessor records and may differ from current market prices.

Daniel Padua

Newnan, 30265
DOB: 1/1/1992 Gender: Male
Congress: 003

Daniel Padua

Unaffiliated
735 E Landis Ave, Vineland, 08360
DOB: 2/20/1984
County: Cumberland

Daniel Padua

Democrat Reg: 03/20/2008
516 Beacons Ct C, Bensalem, PA, 19020
DOB: 02/28/1975 Gender: Male

Daniel Padua

3928 Magnolia Dr, Leesburg, , 34748

Daniel G Padua

Democrat
150 Beecher Hill Rd, 16, 12589
DOB: 19760106 Gender: Male

Daniel Padua

516 Beacons Ct C
DOB: 02/28/1975 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 6 voter registration records were found for Daniel Padua in Pennsylvania, . Records show affiliations with U, D, DEM, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1995 MITSUBISHI
ยท Registered to: Daniel Padua
·
560 Sarah Pl Apt 303, Vineland, NJ, 08360

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Daniel Padua. Registered makes include Mitsubishi. The most recent model year on record is 1995. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

The American Legion Post 100

Daniel PaduaHistorian
Rogers, AR

Daniel Padua

Charge Nurse
Sun Mar Healthcare
California

Georgia Philosophy Foundation

Daniel PaduaTeacher
(914) 447-8019dpadua@hotmail.com
Po Box 143, Plattekill, NY12568
georgiaphilosophy.org

Daniel Padua

Student at Cumberland Count

Toyota

Daniel PaduaExecutive Officer
daniel.padua@hotmail.com
7656 Nw 5th St, Plantation, FL33324

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Daniel Padua. Companies include Toyota. Roles listed include Historian and Teacher. Records are compiled from state business registries, SEC filings, and professional networking databases.

Daniel Padua

PSYCHIATRY
Individual Male
NPI: 1689626483
School: OTHER (1982)
Org: County Of Riverside

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 1 healthcare provider record found for Daniel Padua in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

daniel G padua

Cert # C3836359
Category: 3a
Region: 3
Exp: Dec 21, 2028

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Daniel Padua holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Daniel Padua

West Covina High School - West Covina, CA, CA
2009

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Daniel Padua has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Oct 31, 2001
2002
Union Of American Physicians And Dentists Medical Defense Fund Electoral
Padua, Daniel MD @ State Of Ca Claremont, CA
$16 Aug 28, 2013
2014
Union Of American Physicians And Dentists Medical Action Committee
Padua, Daniel N Physician @ State Of California Oakland, CA
$10 Nov 30, 2001
2002
Union Of American Physicians And Dentists Medical Defense Fund Electoral
Padua, Daniel MD @ State Of Ca Claremont, CA
$16 Aug 1, 2013
2014
Union Of American Physicians And Dentists Medical Action Committee
Padua, Daniel N Physician @ State Of California Oakland, CA
$10 Dec 28, 2001
2002
Union Of American Physicians And Dentists Medical Defense Fund Electoral
Padua, Daniel MD @ State Of Ca Claremont, CA
$16 Aug 28, 2013
Union Of American Physicians And Dentists Medical Action Committee
Contributor Physician @ State Of California Oakland, CA
$16
2014
Union Of American Physicians And Dentists Medical Action Committee
Contributor Physician @ State Of California Oakland, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 7 political contribution records found for Daniel Padua. Total disclosed contributions amount to $94. Recipients include Union Of American Physicians And Dentists Medical Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Daniel Padua

Age 61 Male
·
1022 Fuller Dr, Claremont, CA 91711 (Los Angeles County)
34.1472, -117.6950
· (909) 625-2643
TZ: Pacific
Homeowner Single Family Built 1999 Purchased 2014
MP

Daniel Padua

Age 33 Male
·
560 Sarah Pl, Vineland, NJ 08360 (Cumberland County)
39.4995, -75.0374
TZ: Eastern
Homeowner Multi-Family Built 1920 Purchased 2006
MP

Daniel G Padua

Age 47 Male
·
PO Box 81, Gardiner, NY 12525 (Ulster County)
41.6627, -74.1494
Marital: Married TZ: Eastern
Single Family
MP

Daniel D Padua

Age 53 Male
·
11439 Southbrook Ct, San Diego, CA 92128 (San Diego County)
32.9446, -117.0820
· (858) 748-8507
Marital: Single TZ: Pacific
Occ: Management Edu: Some College
Homeowner Single Family
MP

Daniel L Padua

Age 61 Male
·
2245 Renwick Ln, Antioch, CA 94509 (Contra Costa County)
37.9996, -121.7900
· (925) 786-6400
Marital: Single TZ: Pacific
Homeowner Single Family Built 1988 Purchased 2004

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Daniel Padua. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Daniel Padua. These loans were issued to businesses, not individuals.

Cheryl Semeler

Self-Employed Individuals

$1,625 Paid in Full
Address:
7656 NW 5th St Apt 3J
Plantation, FL33324-7916
Approved

Mar 30, 2021

Forgiven

$1,631

Jobs Reported

1

Loan #

3004788710

Loan Size

Small

Alfredo Gamarra

Independent Contractors

$20,285 Exemption 4
Address:
7656 NW 5th St Apt 2E
Plantation, FL33324-1938
Approved

Apr 3, 2021

Jobs Reported

1

Loan #

5940228708

Loan Size

Small

By Freddie Foods LLC

Limited Liability Company(LLC

$9,690 Paid in Full
Address:
7656 NW 5th St Apt 3J
Plantation, FL33324-1900
Approved

Apr 20, 2021

Forgiven

$9,729

Jobs Reported

1

Loan #

6772088806

Loan Size

Small

Ernesto Vargas

Sole Proprietorship

$5,028 Paid in Full
Address:
7656 NW 5th St Apt 4D
Plantation, FL33324-1940
Approved

Mar 12, 2021

Forgiven

$5,052

Jobs Reported

1

Loan #

9540348501

Loan Size

Small

Cns Express Delivery LLC

Subchapter S Corporation

$37,915 Paid in Full
Address:
PO Box 143
North Tonawanda, NY14120
Approved

Apr 11, 2020

Forgiven

$38,374

Jobs Reported

11

Loan #

2860997106

Loan Size

Small

Kirenia Basulto

Self-Employed Individuals

$20,833 Paid in Full
Address:
7656 NW 5th St Apt 4C
Plantation, FL33324-7916
Approved

May 18, 2021

Forgiven

$20,908

Jobs Reported

1

Loan #

3098939006

Loan Size

Small

Chanel Best

Sole Proprietorship

$20,503 Exemption 4
Address:
7656 NW 5th St N/A
Plantation, FL33324-7932
Approved

Mar 13, 2021

Jobs Reported

1

Loan #

1338648606

Loan Size

Small

Cheryl Semeler

Self-Employed Individuals

$1,625 Paid in Full
Address:
7656 NW 5th St Apt 3J
Plantation, FL33324-7916
Approved

Apr 16, 2021

Forgiven

$1,630

Jobs Reported

1

Loan #

4788188807

Loan Size

Small

Hendry Ramos

Self-Employed Individuals

$20,833 Paid in Full
Address:
7656 NW 5th St Apt 4C
Plantation, FL33324-7916
Approved

May 23, 2021

Forgiven

$20,899

Jobs Reported

1

Loan #

6824569001

Loan Size

Small

Hendry Ramos

Self-Employed Individuals

$20,833 Paid in Full
Address:
7656 NW 5th St Apt 4C
Plantation, FL33324-7916
Approved

May 3, 2021

Forgiven

$20,915

Jobs Reported

1

Loan #

6802378910

Loan Size

Small

Karina Zambrano

Independent Contractors

$909 Paid in Full
Address:
7656 NW 5th St Apt 3C
Plantation, FL33324-1939
Approved

Mar 30, 2021

Forgiven

$912

Jobs Reported

1

Loan #

2896998703

Loan Size

Small

I-Deal Self Storage

Sole Proprietorship

$13,800 Paid in Full
Address:
PO Box 143
Brooktondale, NY14817-0143
Approved

Apr 27, 2020

Forgiven

$13,897

Jobs Reported

4

Loan #

5099587202

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 12 PPP loan records are linked to businesses associated with Daniel Padua. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Daniel Padua on the map

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Daniel Padua in Antioch, CA: Background Summary

Location
2245 Renwick Ln, Antioch Ca, Antioch, CA
Other Locations
Pomona, CA ยท Alhambra, CA ยท Claremont, CA and 12 more
Profiles Found
26 people with this name
Phone Numbers
(925) 550-5185 and 18 others on file
Email
padua2473@att.net and 3 others on file
Possible Relatives
Flordelis B Pauda, Melody E Padua, Maria B Padua, Amanda L Padua, Virginia C Cardenas and 4 more
Career
Historian, Teacher at Toyota
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
1 linked โ€” 1995 Mitsubishi
Contributions
$94 total โ€” Union Of American Physicians And Dentists Medical Action Committee, Union Of American Physicians And Dentists Medical Action Committee
Healthcare
Licensed provider โ€” PSYCHIATRY
PPP Loans
$174K for Cheryl Semeler, Alfredo Gamarra

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Daniel Padua. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Daniel Padua

Search Complexity: High

85 public records across 7states, belonging to approximately 26 different individuals. With 26 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: California (38%), followed by Florida and New York. Spans the West and Northeast regions.

CA32recordsFL5recordsNY4recordsNJ2recordsIL2recordsAR1record

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (46%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (12) and Business & Corporate Filings (10).

36
Contact & Address Records
12
PPP Loan Records
10
Business & Corporate Filings
7
Political Contribution Records
6
Voter Registration Records
5
Property Ownership Records

Age Distribution

Age range: approximately 56 years, suggesting multiple generations. Largest group: Senior (65+) (45%).

Senior (65+)5peopleMiddle-Age (40-64)5peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Daniel Padua

Is Daniel Padua a registered voter?
Yes, voter registration records show Daniel Padua is registered. We found 6 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Daniel Padua own property?
County assessor records show 5 properties associated with Daniel Padua . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Daniel Padua?
Records show 1 vehicle registration associated with Daniel Padua, including a 1995 MITSUBISHI. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Daniel Padua?
We found 10 business affiliations for Daniel Padua (HISTORIAN). Business records are compiled from state registries, SEC filings, and professional databases.
Is Daniel Padua a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Daniel Padua as a registered healthcare provider (NPI: 1689626483). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has Daniel Padua made political donations?
FEC disclosure records show 7 reported political contributions from Daniel Padua, totaling $94. Recipients include Union Of American Physicians And Dentists Medical Action Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Daniel Padua?
Our database contains 85 total records for Daniel Padua spanning 7 states. This includes 26 distinct contact records, 14 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Daniel Padua?
The 85 records displayed for Daniel Padua are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Daniel Padua remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.