David Collymore from Bronx, NY

Age 40
๐Ÿ“ 1945 Mcgraw Ave #7f, Bronx, NY 10462
๐Ÿ“ž (914) 671-5439, (718) 828-4938
โœ‰๏ธ adzee@aol.com, davidjoseph1974@excite.com, djosephc@thinkmacintosh.com, djosephc@worldnet.att.net, fatdave@hotmail.com, fatdave1974@hotmail.com, urnotdaman@yahoo.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Margie Collymore

David Collymore

Age 77 b. 1948-11-11
๐Ÿ“ 8937 Lamon Ave Apt 1b, Skokie Il
๐Ÿ“ž (773) 679-1297, (773) 879-1297
โœ‰๏ธ BAJAN8125@YAHOO.COM

David Collymore from Brooklyn, NY

Age 60
๐Ÿ“ 4615 Glendale Ct, Brooklyn, NY 11234
๐Ÿ“ž (718) 342-6563, (718) 753-7984
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Alan T Collymore,Una E Collymore,Sylvia E Collymore,Megan B Collymore,Aileen Anita Collymore

David Collymore from Brooklyn, NY

Age 45 b. Sep 1980 Kings Co.
๐Ÿ“ 1388 President St
๐Ÿ“ž (718) 467-0058

David Collymore from South Holland, IL

Age 91 b. Jan 1935 Cook Co.
๐Ÿ“ 16859 Ingleside Ave
๐Ÿ“ž (708) 596-5605

David Collymore from Skokie, IL

Age 78 b. 1948 Female
๐Ÿ“ 8125 Knox Ave
๐Ÿ“ž (847) 779-3690

David Collymore from Garnerville, NY

Age 54 b. Oct 1971 Rockland Co.
๐Ÿ“ 153 Ramapo Rd
๐Ÿ“ž (845) 942-4412

David Collymore from Skokie, IL

Age 77 b. Nov 1948 Cook Co.
๐Ÿ“ 8125 Knox Ave Apt 2n
๐Ÿ“ž (847) 329-9437

David Collymore from Evanston, IL

Male
๐Ÿ“ 2416 Bradley Pl
๐Ÿ“ž (847) 894-5213 (VERIZON WIRELESS)

David Collymore from Washington, DC

Age 49 b. Aug 1976 District Of Columbia Co.
๐Ÿ“ 2601 16th St Nw Unit 291

David Collymore from Brooklyn, NY

Age 71 b. Apr 1954 Kings Co.
๐Ÿ“ 4615 Glendale Ct

David Collymore from Bronx, NY

Age 52 b. Mar 1974 Bronx Co.
๐Ÿ“ 11 B Co Op City Blvd 11 B

David Collymore from Brooklyn, NY

Age 59 b. Sep 1966 Kings Co.
๐Ÿ“ 635 Park Pl 1 L

David Collymore from Marshall, MO

Age 54 b. Oct 1971 Saline Co.
๐Ÿ“ 572 S Odell Ave

David Collymore from Brooklyn, NY

0
๐Ÿ“ 143 59th St, Brooklyn, NY 11203

David Collymore from Bronx, NY

Bronx Co.
๐Ÿ“ 120 Co Op City Bl 11 B

David Collymore from Garnerville, NY

Rockland Co.
๐Ÿ“ 1 Kensington Ci D

David Collymore from Brooklyn, NY

Kings Co.
๐Ÿ“ 635 Park Pl Apt 1 L

David Collymore from Evanston, IL

Cook Co.
๐Ÿ“ 229 Custer Ave N 3

David Collymore from Jamaica, NY

Queens Co.
๐Ÿ“ 17042 93rd Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 20 contact records for David Collymore across 4 states. The most recent address on file is in Brooklyn, New York. Of these records, 9 include phone numbers and 2 include email addresses. Ages range from 40 to 60, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

David Collymore

2021 Rockland County
· 16 Louis Donato, Haverstraw

David Collymore

2024 Rockland County
· 16 Louis Donato, Haverstraw

David Collymore

2022 Rockland County
· 16 Louis Donato, Haverstraw

David Collymore

2023 Rockland County
· 16 Louis Donato, Haverstraw

Collymore, David

Doc #2005110100560002
· 5310 Beverley Road, Brooklyn Ny 11203
Record: P

Collymore, David

Doc #2014032400094001
Record: P

Collymore, David

Doc #FT_3550001341155
· 1084 Willmohr St, Bklyn Ny 00000
Record: P

Collymore, David

Doc #2016080200900004
· 4615 Glendale Court, Brooklyn Ny 11234
Record: P

Collymore, David

Doc #FT_3240007070624
· 745 E 31 St, Bklyn Ny
Record: P

Collymore, David

Doc #2016080200900003
· 4615 Glendale Court, Brooklyn Ny 11234
Record: P

Collymore, David

Doc #2004080401589001
Record: P

Collymore, David

Doc #2005110100560001
· 5310 Beverley Road, Brooklyn Ny 11203
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 12 property records linked to David Collymore in Brooklyn, Bklyn. Values shown are from county assessor records and may differ from current market prices.

David McDonald Collymore

15018 Hawk Rd, Weeki Wachee, , 34614

David J Collymore

Reg: 410418607
2160 East Tremont Avenue 6a
DOB: 19740301 Gender: Male
Senate: 14

David C Collymore

Reg: 99205929
1786 Adelaide Ct
DOB: 19760625 Gender: Male
Senate: 4

David C Collymore

Reg: 10388679
6 Notch Ct
DOB: 19760625 Gender: Male
Senate: 3

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for David Collymore in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Toyota Camry
ยท Registered to: David Collymore
ยท VIN: 4T1BK3EK6AU108093
·
85th Ave Apt A2, Kew Gardens, NY, 11415
·
(914) 490-0826
2011 Volkswagen Cc
ยท Registered to: David Collymore
ยท VIN: WVWMN7AN3BE716435
·
8125 Knox Ave, Skokie, IL, 60076
·
(847) 677-9600
2010 NISSAN MAXIMA
ยท Registered to: David Collymore
ยท VIN: 1N4AA5AP8AC856436
·
311 6th St # B, Fairview, NJ, 07022-1408
2010 Lexus RX 350
ยท Registered to: David Collymore
ยท VIN: 2T2BK1BA6AC024997
·
19 Mallory Rd, Spring Valley, NY, 10977
·
(347) 886-8317
2011 HONDA PILOT
ยท Registered to: David Collymore
ยท VIN: 5FNYF4H43BB034504
·
4615 Glendale Ct, Brooklyn, NY, 11234-1443
·
(718) 859-9143
2000
ยท Registered to: David Collymore
·
10518 Tralee Ter, Damascus, MD, 20872

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with David Collymore. Registered makes include Toyota, Volkswagen, Nissan, Lexus and others. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Acacianetwork

Chief Medical Officer
dcollymore@acacianetwork.org
New York,

La Casa De Salud Inc

David CollymoreCmo
Bronx, NY

David Collymore

Deputy Director
Healthcare Education Project
New York, New York, United States Hospital & Health Care

David Collymore

Deputy Director
Healthcare Education Project
New York

Amalgamated Bank

David CollymoreVice President
(212) 245-3200davidcollymore@amalgamatedbank.com
New York, NY

David Collymore

enviromentlist at ARAMARK Healt

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 11 business affiliations were found for David Collymore. Companies include Healthcare Education Project, Amalgamated Bank. Roles listed include Chief Medical Officer and Cmo. Records are compiled from state business registries, SEC filings, and professional networking databases.

David Collymore

MD
Individual
NPI: 1023000353

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 1 healthcare provider record found for David Collymore in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

David Collymore

Cosmo
NOT RENEWED
License # 169002935
Firm: David Collymore
Addr: Calumet City, IL 60409

david collymore

Cosmo
NOT RENEWED
License # 169002935
Addr: Calumet City, IL 60409
County: Cook
Issued: Dec 8, 1994 Exp: Oct 31, 1998

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation David Collymore holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

๐Ÿ›๏ธ

David Collymore

Bto
Department: OPS/Bronx-Whitestone Br. Ops
๐Ÿ’ต Pay: $65,037.00
๐Ÿ›๏ธ

David Collymore

Chief Of Service (as)
๐Ÿ’ต Pay: $275,000.00
๐Ÿ›๏ธ

David Collymore

Bridge And Tunnel Sergeant
Department: Triborough Bridge And Tunnel Authority
๐Ÿ’ต Pay: $76,771.00
๐Ÿ›๏ธ

David Collymore

2015
Teacher
Department: Dept Of Ed Pedagogical
๐Ÿ’ต Pay: $95,202.00

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals David Collymore appears in 4 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

David C Collymore

Oct 11, 2012, 02:00 PM
ยท Meeting with: White House Staff
ยท OEOB

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA David Collymore appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

David Collymore

Zion Benton Township High School - Zion, IL, IL
1953

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases David Collymore has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$250 Apr 27, 2011
2014 I
Mark-Viverito, Melissa
Collymore, David C Physician @ Basics / Promesa Systems, Inc. East Meadow, NY
$250 Mar 20, 2007
2008
Espada For The People
Collymore, David C East Meadow, NY
$250 Feb 25, 2009
2010
New Yorkers For Espada
Collymore, David East Meadow, NY
$250 Jun 28, 2011
2012 DEM
Rodriguez, Robert J
Collymore, David East Meadow, NY
$250 Oct 18, 2007
2008
Espada For The People
Collymore, David C East Meadow, NY
$250 Apr 27, 2011
2012
Viverito 2013
Collymore, David C East Meadow, NY
$250 Oct 17, 2008
2008
Espada For The People
Collymore, David C East Meadow, NY
$50 Aug 24, 2007
2008
Espada For The People
Collymore, David C Easrt Meadow, NY
$250 Apr 27, 2011
I
Mark-Viverito, Melissa
Contributor Physician @ Basics / Promesa Systems, Inc. East Meadow, NY
$250 May 29, 2014
Unknown Committee
Collymore, David C Mr. Chief Medical Officer @ Acacia Network East Meadow, NY
$250
2012 D
Rodriguez, Robert J
Contributor East Meadow, NY

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 11 political contribution records found for David Collymore. Total disclosed contributions amount to $2,550. Recipients include Mark-Viverito, Melissa, Rodriguez, Robert J. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

David N Collymore

Age 68 Female
·
8125 Knox Ave, Skokie, IL 60076 (Cook County)
42.0285, -87.7437
· (847) 894-5213
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Multi-Family
MP

David S Collymore

Age 82 Male
·
44 N Palazzo Dr, Addison, IL 60101 (Dupage County)
41.9279, -88.0053
· (708) 331-8857
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1997 Purchased 2013
MP

David Collymore

Age 63 Male
·
4615 Glendale Ct, Brooklyn, NY 11234 (Kings County)
40.6335, -73.9316
· (718) 753-7984
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Single Family Purchased 2000

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with David Collymore. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with David Collymore. These loans were issued to businesses, not individuals.

Wendell Thompson

Sole Proprietorship

$20,833 Paid in Full
Address:
120 Co Op City Blvd Apt 12J
Bronx, NY10475-3827
Approved

Apr 11, 2021

Forgiven

$20,896

Jobs Reported

1

Loan #

1930328810

Loan Size

Small

Breonna Harris

Sole Proprietorship

$20,807 Paid in Full
Address:
16859 Ingleside Ave
South Holland, IL60473-3062
Approved

Feb 27, 2021

Forgiven

$20,875

Jobs Reported

1

Loan #

5316528504

Loan Size

Small

Hildamarful

Sole Proprietorship

$15,000 Paid in Full
Address:
120 Co Op City Boulevard
Bronx, NY10475-3801
Approved

Jul 17, 2020

Forgiven

$15,166

Jobs Reported

1

Loan #

4696538100

Loan Size

Small

Bobby Williams

Sole Proprietorship

$20,335 Exemption 4
Address:
120 Co Op City Blvd
Bronx, NY10475-3802
Approved

Apr 19, 2021

Jobs Reported

1

Loan #

6044768800

Loan Size

Small

Wendell Thompson

Sole Proprietorship

$20,833 Paid in Full
Address:
120 Co Op City Blvd Apt 12J
Bronx, NY10475-3801
Approved

May 1, 2021

Forgiven

$20,891

Jobs Reported

1

Loan #

6191178909

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with David Collymore. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find David Collymore on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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David Collymore in Bronx, NY: Background Summary

Location
1945 McGraw Ave #7F,Bronx, NY 10462, Bronx, NY
Other Locations
Brooklyn, NY ยท South Holland, IL ยท Skokie, IL and 6 more
Profiles Found
20 people with this name
Phone Numbers
(914) 671-5439 and 9 others on file
Email
adzee@aol.com and 7 others on file
Possible Relatives
Margie Collymore, Alan T Collymore, Una E Collymore, Sylvia E Collymore, Megan B Collymore and 1 more
Career
Chief Medical Officer, Cmo at Healthcare Education Project, Amalgamated Bank
Properties
6properties owned
Vehicles
6 linked โ€” 2010 Toyota Camry, 2011 Volkswagen Cc and 4 more
Contributions
$2,550 total โ€” Mark-Viverito, Melissa, Rodriguez, Robert J
Healthcare
Licensed provider
Licenses
2 professional licenses (COSMO)
PPP Loans
$97,808 for Wendell Thompson, Breonna Harris
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for David Collymore. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for David Collymore

Search Complexity: High

85 public records across 6states, belonging to approximately 20 different individuals. With 20 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: New York (31%), followed by Illinois and District of Columbia. Spans the Northeast and Midwest regions.

NY26recordsIL14recordsDC1recordMO1recordNJ1recordMD1record

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (30%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Property Ownership Records (12) and Business & Corporate Filings (11).

23
Contact & Address Records
12
Property Ownership Records
11
Business & Corporate Filings
11
Political Contribution Records
6
Vehicle Registration Records
5
PPP Loan Records

Age Distribution

Age range: approximately 51 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)3peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About David Collymore

Is David Collymore a registered voter?
Yes, voter registration records show David Collymore is registered in . We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does David Collymore own property?
County assessor records show 12 properties associated with David Collymore in Brooklyn, New York and 11 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to David Collymore?
Records show 6 vehicle registrations associated with David Collymore, including a 2010 Toyota Camry. Registered makes include Toyota, Volkswagen, Nissan, Lexus. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with David Collymore?
We found 11 business affiliations for David Collymore (Chief Medical Officer). Other companies include Amalgamated Bank. Business records are compiled from state registries, SEC filings, and professional databases.
Is David Collymore a healthcare provider?
Yes, the CMS National Provider Identifier registry lists David Collymore as a registered healthcare provider (NPI: 1023000353). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has David Collymore made political donations?
FEC disclosure records show 11 reported political contributions from David Collymore, totaling $2,550. Recipients include Mark-Viverito, Melissa and Rodriguez, Robert J. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for David Collymore?
Our database contains 85 total records for David Collymore spanning 6 states. This includes 20 distinct contact records, 9 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for David Collymore?
The 85 records displayed for David Collymore are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can David Collymore remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.