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David El from Philadelphia, PA

Age 50 b. Mar 1976 Philadelphia Co.
📍 1531 Widener Pl
📞 (215) 548-1524

David El from Los Angeles, CA

Age 71
📍 540 Catalina St #505, Los Angeles, CA 90020
📞 (310) 644-4836, (310) 383-1056

David El from New York, NY

Age 97
📍 413 Grand St #f406, New York, NY 10002
📞 (212) 925-3700
👨‍👩‍👧 Relatives: Jeanmarie Hirsch

David El from Hawthorne, CA

Age 84 b. Jan 1942 Los Angeles Co.
📍 14032 Lemoli Way
📞 (310) 383-1056

David E Pittman El from D.c., DC

Age 70
📍 4321 Georgia Ave Nw, Washington, DC 20011
📞 (202) 722-2780

David El from Pittsburgh, PA

Age 90 b. Jul 1935 Allegheny Co.
📍 255 E Ohio St
📞 (412) 321-8824

David El from Philadelphia, PA

Sep 1966
📍 8439 Walker St
📞 (215) 335-0916
👤 aka David Warren Lel

David El from Newark, NJ

Age 72 b. Nov 1953
📍 34 Oraton St
📞 (973) 483-7254
👤 aka David Gordonel

David El from Wilmington, DE

Age 60 b. Jan 1966
📍 9870 Po Box
📞 (215) 219-3261
👤 aka Dave El, David Claudas El

David El from Jamesburg, NJ

0
📍 175 Buckelew Ave #2, Jamesburg, NJ 08831
📞 (908) 253-9038

David El from Easley, SC

Age 56 b. Dec 1969 Pickens Co.
📍 112 Garden Rd

David El from Hawthorne, CA

Age 83 b. Oct 1942 Los Angeles Co.
📍 Po Box 387

David El from Philadelphia, PA

Age 92 b. Mar 1934 Philadelphia Co.
📍 1632 W Wingohocking St

David El from New Castle, DE

Age 62 b. Sep 1963 New Castle Co.
📍 1121 Old Forge Rd

David El from Richmond, VA

Age 71 b. Apr 1955 Richmond City Co.
📍 23 W Broad Rock Rd

David El from Philadelphia, PA

Age 73 b. Sep 1952 Philadelphia Co.
📍 1916 Bainbridge St

David El from Huntsville, AL

Age 90 b. Nov 1935
📍 685 Providence Main St Nw
👤 aka David E Greenel, David L Gaines, El David Green

David El from Edgewood, MD

Age 76 b. Sep 1949 Harford Co.
📍 2107 Morgan Ct

David El from Methuen, MA

0
📍 138 Jackson St #3, Methuen, MA 01844

David El from Philadelphia, PA

📍 2249 N Broad St Apt 3
📞 (215) 763-0129

David El from Richmond, VA

Richmond City Co.
📍 619 Warwick Village Dr
📞 (760) 347-8412

David El from Los Angeles, CA

Age 90 b. 1936 Male
📍 1410 S Bentley Ave Apt 201

David El from Pittsburgh, PA

Allegheny Co.
📍 485 Robinson Ct

David El from Orange, NJ

📍 351 Park Ave

David El from Norristown, PA

Montgomery Co.
📍 748 E Main St

David El from Syracuse, NY

Onondaga Co.
📍 869 E Fayette St

David El from Lynwood, CA

Los Angeles Co.
📍 1332 182 Nt St

David El from Quakertown, PA

Bucks Co.
📍 2705 Bethlehem Park

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 28 contact records for David EL across 11 states. The most recent address on file is in Philadelphia, Pennsylvania. Of these records, 12 include phone numbers. Ages range from 70 to 97, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

El David Jr

Philadelphia County
· 4217 Barnett St, Philadelphia PA

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to David EL in Philadelphia. Values shown are from county assessor records and may differ from current market prices.

David S El

Unaffiliated
37 Village Of Stoney Run C, Maple Shade, 08052
DOB: 3/27/1934
County: Burlington

David Cush El

Democrat Reg: 09/13/2004
1531 Widener Pl, Philadelphia, PA, 19141
DOB: 11/04/1979 Gender: Male

David M El

Democrat Reg: 08/08/2008
1531 Widener Pl, Philadelphia, PA, 19141
DOB: 10/10/1953 Gender: Unknown

David Warren El

LN Reg: 10/03/2002
8439 Walker St, Philadelphia, PA, 19136
DOB: 09/01/1966 Gender: Male

David Warren El

Democrat Reg: 09/08/2004
3822 Andrea Rd, Philadelphia, PA, 19154
DOB: 10/31/1985 Gender: Male

David C El

Democrat Reg: 07/01/2006
6313 Milton St, Philadelphia, PA, 19138
DOB: 11/11/1986 Gender: Male

David El

905 E 17th St, Wilmington, 19802
DOB: 1966
County: N

David Cush El

1531 Widener Pl
DOB: 11/04/1979 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 8 voter registration records were found for David EL in Pennsylvania. Records show affiliations with U, D, LN, which may reflect different individuals or changes over time. 4 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 Chevrolet Impala
· Registered to: David El
· VIN: 2G1WB57K391270150
·
685 Providence Main St Nw, Huntsville, AL, 35806
·
(256) 684-6634
2005 Cadillac STS
· Registered to: David El
· VIN: 1G6DW677550205510
·
1337 Oakdene St, Pittsburgh, PA, 15206

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 2 vehicle registration records are associated with David EL. Registered makes include Chevrolet, Cadillac. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Hilton Worldwide

Accounts Payable
+12157015839david.el@hilton.com
Romulus,

Video Services Unlimited

David El
(215) 266-9234videoservices@onebox.com
Philadelphia, 19114PA

David El

LinkedIn

David El

San Francisco Bay Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 10 business affiliations were found for David EL. Companies include Video Services Unlimited. Roles listed include Accounts Payable. Records are compiled from state business registries, SEC filings, and professional networking databases.

🏛️

David El

Department: Eastampton Township Bd Of Ed
Fund: PERS - Public Employee Retirement System
Retired: 2005-07
🏛️

Unknown

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Unknown

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Unknown

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Unknown

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Unknown

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Unknown

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Unknown

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Unknown

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Unknown

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Unknown

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Unknown

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Unknown

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Unknown

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Unknown

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals David EL appears in 15 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

David El

Dunbar Vocational (Career Academy) High School - Chicago, IL, IL
1957

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases David EL has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$3 Feb 5, 2018
2018
Congressional Black Caucus Pac
El, David Not Employed Philadelphia, PA
$5 Apr 25, 2014
2014 DEM
Democratic Congressional Campaign Committee
El, David Not Employed Philadelphia, PA
$10 Sep 27, 2020
2020 DEM
Broyles, Abby
El, David Technical Multimedia Design Montrose, CA
$0 Nov 6, 2017
2018 DEM
Actblue
El, David Not Employed Philadelphia, PA
$0 Apr 6, 2017
2018 DEM
Actblue
El, David Not Employed Philadelphia, PA
$3 Mar 6, 2018
2018
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$0 Oct 6, 2017
2018 DEM
Actblue
El, David Not Employed Philadelphia, PA
$0 Aug 29, 2014
2014 DEM
Actblue
El, David Not Employed Philadelphia, PA
$10 Nov 18, 2020
2020
Trump Make America Great Again Committee
El, David Retired Rapid City, SD
$5 Sep 30, 2019
2020 DEM
Warren, Elizabeth
El, David Not Employed Davenport, IA
$3 Dec 6, 2018
2020
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Apr 5, 2017
2018
Congressional Black Caucus Pac
El, David Not Employed Philadelphia, PA
$3 May 5, 2017
2018
Congressional Black Caucus Pac
El, David Not Employed Philadelphia, PA
$3 Jul 27, 2015
2016
Actblue Virginia
El, David Not Employed Philadelphia, PA
$10 Nov 17, 2020
2020
Senate Georgia Battleground Fund
El, David RN @ Comfort Care Hospice Chelsea, AL
$3 Oct 6, 2017
2018
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Dec 6, 2017
2018
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Jun 10, 2017
2018
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$25 Nov 2, 2020
2020 DEM
Pennsylvania Democratic Party
El, David Electronics Technician @ Septa Philadelphia, PA
$10 Sep 27, 2020
2020 DEM
Nebraska Democratic Party
El, David Technical Multimedia Design Montrose, CA
$3 Jul 6, 2017
2018
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$0 Aug 5, 2017
2018 DEM
Actblue
El, David Not Employed Philadelphia, PA
$10 Sep 27, 2020
2020 DEM
Hegar, Mary Jennings Mj
El, David Technical Multimedia Design Montrose, CA
$3 Mar 5, 2018
2018
Congressional Black Caucus Pac
El, David Not Employed Philadelphia, PA
$0 Jul 5, 2017
2018 DEM
Actblue
El, David Not Employed Philadelphia, PA
$3 Apr 6, 2017
2018
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Nov 5, 2017
2018
Congressional Black Caucus Pac
El, David Not Employed Philadelphia, PA
$3 Jun 7, 2017
2018
Congressional Black Caucus Pac
El, David Not Employed Philadelphia, PA
$3 Apr 6, 2020
2020
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Dec 5, 2017
2018
Congressional Black Caucus Pac
El, David Not Employed Philadelphia, PA
$3 Jan 6, 2020
2020
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Sep 13, 2014
2014 DEM
Democratic Congressional Campaign Committee
El, David Not Employed Philadelphia, PA
$1 Apr 25, 2014
2014 DEM
Actblue
El, David Not Employed Philadelphia, PA
$10 Sep 10, 2020
2020 REP
Trump, Donald J
El, David Retired Rapid City, SD
$10 Sep 19, 2020
2020 REP
Trump, Donald J
El, David Retired Rapid City, SD
$3 Jul 5, 2017
2018
Congressional Black Caucus Pac
El, David Not Employed Philadelphia, PA
$0 Apr 5, 2017
2018 DEM
Actblue
El, David Not Employed Philadelphia, PA
$3 Oct 6, 2019
2020
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Jan 6, 2018
2018
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Nov 6, 2019
2020
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$2 Oct 11, 2014
2012 DEM
Actblue
El, David Not Employed Philadelphia, PA
$10 Sep 27, 2020
2020 DEM
Jordan, Paulette
El, David Technical Multimedia Design Montrose, CA
$3 Aug 6, 2020
2020
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$10 Sep 27, 2020
2020 DEM
Bradshaw, Marquita
El, David Technical Multimedia Design Montrose, CA
$3 May 6, 2017
2018
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Jun 6, 2018
2018
Progressive Turnout Project
El, David Not Employed Philadelphia, PA
$3 Jun 5, 2018
2018
Congressional Black Caucus Pac
El, David Not Employed Philadelphia, PA
$0 Nov 5, 2017
2018 DEM
Actblue
El, David Not Employed Philadelphia, PA
$0 Oct 5, 2017
2018 DEM
Actblue
El, David Not Employed Philadelphia, PA
$0 Sep 13, 2014
2014 DEM
Actblue
El, David Not Employed Philadelphia, PA
$10 Nov 17, 2020
Senate Georgia Battleground Fund
Contributor RN @ Comfort Care Hospice Chelsea, AL
$10 Jul 30, 2020
Unknown Committee
El, David Retired Rapid City, SD
$3
2016
Actblue Virginia
Contributor Not Employed Philadelphia, PA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 53 political contribution records found for David EL. Total disclosed contributions amount to $233. Recipients include Senate Georgia Battleground Fund, Actblue Virginia. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

David El

Age 31 Male
·
6313 Milton St, Philadelphia, PA 19138 (Philadelphia County)
40.0559, -75.1688
· (215) 252-2395
TZ: Eastern
Homeowner Single Family Built 1965 Purchased 2003
MP

David El

Age 32 Male
·
4217 Barnett St, Philadelphia, PA 19135 (Philadelphia County)
40.0259, -75.0564
TZ: Eastern
Homeowner Single Family Built 1940 Purchased 2016

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with David EL. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with David EL. These loans were issued to businesses, not individuals.

Safwat Eissa

Sole Proprietorship

$2,685 Paid in Full
Address:
2 Ocean Ave Apt 3
Marblehead, MA01945-3016
Approved

Feb 24, 2021

Forgiven

$2,710

Jobs Reported

1

Loan #

3896368500

Loan Size

Small

James Thornton

Sole Proprietorship

$20,185 Exemption 4
Address:
230 W St NW Apt 13
Washington, DC20001-1729
Approved

May 29, 2021

Jobs Reported

1

Loan #

9689809001

Loan Size

Small

David Pruitt Electrical Co

Subchapter S Corporation

$303,750 Paid in Full
Address:
5245 Raynor Rd
Garner, NC27529-9448
Approved

Mar 12, 2021

Forgiven

$304,864

Jobs Reported

28

Loan #

9413378507

Loan Size

Medium

David Pruitt Electrical Co

Subchapter S Corporation

$302,500 Paid in Full
Address:
5245 Raynor Rd
Garner, NC27529-9448
Approved

Apr 13, 2020

Forgiven

$304,189

Jobs Reported

23

Loan #

4960117107

Loan Size

Medium

Daniel R Ricci Jr Insurance Agency INC.

Subchapter S Corporation

$45,000 Paid in Full
Address:
PO Box 313
Montrose, PA18801
Approved

Apr 4, 2020

Forgiven

$45,409

Jobs Reported

6

Loan #

4618617000

Loan Size

Small

International Union Of Operating Engineers Local 295295 B C

501(c)6 – Non Profit Members

$20,800 Paid in Full
Address:
6104 Maurice Ave
Maspeth, NY11378-1228
Approved

Apr 1, 2021

Forgiven

$20,904

Jobs Reported

1

Loan #

4460828707

Loan Size

Small

Keystone Investigation And Security Specialists

Limited Liability Company(LLC

$99,400 Paid in Full
Address:
PO Box 313
Hollidaysburg, PA16648
Approved

Apr 28, 2020

Forgiven

$100,609

Jobs Reported

21

Loan #

8049577205

Loan Size

Small

Safwat Eissa DBA Safwats Ice Cream

Sole Proprietorship

$2,684 Paid in Full
Address:
2 Ocean Ave Apt 3
Marblehead, MA01945-3016
Approved

Jun 18, 2020

Forgiven

$2,703

Jobs Reported

1

Loan #

8574197904

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with David EL. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Source: IMDb · Open Library · Sports Reference · FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find David EL on the map

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Found 50 results across 13 states

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David EL in Philadelphia, PA: Background Summary

Location
1531 Widener Pl, Philadelphia, PA 19141
Other Locations
Hawthorne, CA · D.c., DC · Pittsburgh, PA and 13 more
Profiles Found
28 people with this name
Phone Numbers
(215) 548-1524 and 11 others on file
Possible Relatives
Jeanmarie Hirsch
Career
Accounts Payable at Video Services Unlimited
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
2 linked — 2009 Chevrolet Impala, 2005 Cadillac Sts
Contributions
$233.4 total — Senate Georgia Battleground Fund, Actblue Virginia
PPP Loans
$797K for Safwat Eissa, James Thornton

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for David EL. Because public records are indexed by name rather than by a unique identifier, the 138 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for David EL

Search Complexity: High

138 public records across 13states, belonging to approximately 28 different individuals. With 28 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: Pennsylvania (14%), followed by California and New Jersey. Spans the Northeast and South regions.

PA19recordsCA8recordsNJ6recordsMA3recordsAL3recordsNY2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (45%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (37) and Business & Corporate Filings (10).

53
Political Contribution Records
37
Contact & Address Records
10
Business & Corporate Filings
8
Voter Registration Records
8
PPP Loan Records
2
Vehicle Registration Records

Age Distribution

Age range: approximately 47 years, suggesting multiple generations. Largest group: Senior (65+) (69%).

Senior (65+)9peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About David EL

Is David EL a registered voter?
Yes, voter registration records show David EL is registered with U affiliation. We found 8 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does David EL own property?
County assessor records show 1 property associated with David EL . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to David EL?
Records show 2 vehicle registrations associated with David EL, including a 2009 Chevrolet Impala. Registered makes include Chevrolet, Cadillac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with David EL?
We found 10 business affiliations for David EL (Accounts Payable). Business records are compiled from state registries, SEC filings, and professional databases.
Has David EL made political donations?
FEC disclosure records show 53 reported political contributions from David EL, totaling $233. Recipients include Senate Georgia Battleground Fund and Actblue Virginia. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for David EL?
Our database contains 138 total records for David EL spanning 13 states. This includes 28 distinct contact records, 12 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for David EL?
The 138 records displayed for David EL are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can David EL remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.