David Wetherby from Colorado Springs, CO

Age 40
๐Ÿ“ 1111 Yampa St, Colorado Springs, CO 80903
๐Ÿ“ž (719) 577-9856, (719) 495-3371
๐Ÿช Squadron Creative

David Wetherby from Texarkana, TX

Age 84
๐Ÿ“ 4501 Summerhill Rd #155, Texarkana, TX 75503
๐Ÿ“ž (903) 792-4418, (315) 451-2196, (903) 792-4418, (903) 838-9911
๐Ÿช Alzheimers Alliance - Texarkana Area, Inc

David Wetherby from Red Creek, NY

Age 48 b. Feb 1978 Wayne Co.
๐Ÿ“ 6591 Aspen Cir
๐Ÿ“ž (414) 353-3166

David Wetherby

๐Ÿ“ 1343 Ursoy Dr, Olean Ny
๐Ÿ“ž (716) 372-9437, (716) 307-3394
โœ‰๏ธ ROCK_CITY_BEES@YAHOO.COM

David Wetherby from Fair Haven, VT

Age 86 b. Jul 1939 Rutland Co.
๐Ÿ“ 2227 Route 22 A N
๐Ÿ“ž (802) 265-8815

David Wetherby from Corte Madera, CA

Age 97 b. Apr 1928 Marin Co.
๐Ÿ“ 123 Prince Royal Dr
๐Ÿ“ž (229) 768-2951

David Wetherby from San Francisco, CA

Age 97 b. Apr 1928 San Francisco Co.
๐Ÿ“ 400 Montgomery St Ste 1000
๐Ÿ“ž (251) 928-1959

David Wetherby from Richford, VT

Age 68 b. 1958 Franklin Co.
๐Ÿ“ 1057 King Rd
๐Ÿ“ž (802) 848-7547

David Wetherby from Glens Falls, NY

Age 85 b. Dec 1940 Warren Co.
๐Ÿ“ 20 Baldwin Ave
๐Ÿ“ž (414) 432-1111

David Wetherby from Olean, NY

Age 68 b. Dec 1957 Cattaraugus Co.
๐Ÿ“ 1343 Ursoy Dr
๐Ÿ“ž (716) 372-9437

David Wetherby from Panama City, FL

Male
๐Ÿ“ 6201 Thomas Dr
๐Ÿ“ž (904) 233-3960 (SPRINT)

David Wetherby from Berwick, ME

Age 61 b. 1965 Male
๐Ÿ“ 31 Rochester St
๐Ÿ“ž (207) 715-0190

David Wetherby from Hobe Sound, FL

Age 97 b. Apr 1928 Martin Co.
๐Ÿ“ 9307 Se Mast Trrc

David Wetherby from Hobe Sound, FL

Age 60 b. Nov 1965 Martin Co.
๐Ÿ“ 9307 Se Mast Ter

David Wetherby from Starke, FL

Age 70 b. Nov 1955 Bradford Co.
๐Ÿ“ 9164 State Rd 100 W

David Wetherby from Colorado Springs, CO

Age 51 b. May 1974 El Paso Co.
๐Ÿ“ 2614 N Cascade Ave Unit 10

David Wetherby from Starke, FL

Age 70 b. Nov 1955 Bradford Co.
๐Ÿ“ 12568 Sw 79th Ave

David Wetherby from Glens Falls, NY

Age 55 b. Dec 1970 Warren Co.
๐Ÿ“ 20 Baldwin Ave 2

David Wetherby from Fairfield, VT

Franklin Co.
๐Ÿ“ 1030 Swamp Rd
๐Ÿ“ž (802) 524-4780

David Wetherby from Texarkana, TX

Bowie Co.
๐Ÿ“ 4501 Summerhill Rd 155

David Wetherby from Liverpool, NY

Onondaga Co.
๐Ÿ“ 4751 Four Seasons Dr 4

David Wetherby from Richford, VT

Franklin Co.
๐Ÿ“ 1 Po Box 485

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 22 contact records for David Wetherby across 7 states. The most recent address on file is in Red Creek, New York. Of these records, 13 include phone numbers and 1 include email addresses. Ages range from 40 to 84, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Wetherby, David

Cattaraugus County
PIN: 10300100020420000000
· 1343 Ursoy Dr
Lot: 8,650sqft

Wetherby David H Wetherby Heidi L

Onondaga County
· 202 Terry Rd, Geddes

David H Wetherby

2022 Onondaga County
· 202 Terry, Geddes

David H Wetherby

2021 Onondaga County
· 202 Terry, Geddes

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to David Wetherby in Geddes. Values shown are from county assessor records and may differ from current market prices.

David E Wetherby

Republican
2160 Bleecker St, 23, 13501
DOB: 19300219 Gender: Male

David H. Wetherby

Democrat
11 Chester St, 0, 12801
DOB: 19701207 Gender: Male

David H Wetherby

Reg: K21466
28 Queens Way 8, 6, 13031
DOB: 19780201 Gender: Male

David A Wetherby

Democrat
1343 Ursoy Dr, 7, 14760
DOB: 19571206 Gender: Male

David H Wetherby

BLK
28 Queens Way, 6, 13031
DOB: 19780201 Gender: Male

David Wetherby

0 King Rd, Berkshire, VT

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 6 voter registration records were found for David Wetherby in Vermont. Records show affiliations with REP, DEM, BLK, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1979 CADILLAC
ยท Registered to: David Wetherby
ยท VIN: 6D47S9C368977
·
7995 E Mississippi Ave Apt E7, Denver, CO, 80247
2002 MITSUBISHI GALANT CAR UPPER MIDSIZE
ยท Registered to: David Wetherby
ยท VIN: 4A3AA46GX2E048444
·
202 Terry Rd N, Syracuse, NY, 13209
·
(315) 708-0000
2004 FORD F150 FULL SIZE TRUCK
ยท Registered to: David Wetherby
ยท VIN: 1FTRF12W34NC65873
·
PO Box 652, Berwick, ME, 03901
·
(207) 715-0190
2011 Toyota Sienna
ยท Registered to: David Wetherby
ยท VIN: 5TDKK3DCXBS090136
·
202 Terry Rd N, Syracuse, NY, 13209-2227
·
(315) 657-7418
1989 DODGE SHADOW CAR BASIC ECONOMY
ยท Registered to: David Wetherby
ยท VIN: 1B3BP48K2KN673641
·
7995 E Mississippi Ave Apt E7, Denver, CO, 80247
2006 SUBARU LEGACY CAR UPPER MIDSIZE
ยท Registered to: David Wetherby
ยท VIN: 4S4BP61C967350979
·
PO Box 652, Berwick, ME, 03901
·
(207) 715-0190
2010 Ford Ranger
ยท Registered to: DAVID Wetherby
ยท VIN: 1FTKR1EE8APA22734
·
849 Flint Ridge Rd, Louisville, KY, 42749-9727
·
(502) 409-6685
1996 SAAB 900 HCHBK 4DR
ยท Registered to: David Wetherby
ยท VIN: YS3DF55N4T2033876
·
7995 E Mississippi Ave Apt E7, Denver, CO, 80247
2006 MERCURY MARQUIS 4DR SEDAN
ยท Registered to: David Wetherby
ยท VIN: 2MEFM75V86X610068
·
4501 Summerhill Rd Apt 155, Texarkana, TX, 75503
·
(903) 792-4418
1987 PLYMOUTH GRAN FURY 4DR SEDAN
ยท Registered to: David Wetherby
ยท VIN: 1P3BB26P9HW139815
·
24775 NW 22nd Ave, Lawtey, FL, 32058
1980 TOYOTA PICKUP 4 X 4 PICKUP
ยท Registered to: David Wetherby
ยท VIN: RN37032779
·
24775 NW 22nd Ave, Lawtey, FL, 32058

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 11 vehicle registration records are associated with David Wetherby. Registered makes include Cadillac, Mitsubishi, Ford, Toyota and others. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Daves Pizza

Owner
male
Olean, NY
Eating and Drinking Establishments (Food)

David Wetherby MD PC

President
(229) 768-2633
Fort Gaines, GA
Health Services (Services)

David Wetherby PC

(229) 768-2633
Fort Gaines, GA
Health Services (Services)

David Wetherby

Vocational Expert
Minneapolis, Minnesota, United States Legal Services

Arrow Capital Assoc

David WetherbySales Executive
davidjeanne@bellsouth.net
9307 Se Mast Terrace, Hobe Sound, FL33455
arrowcapital.net

Abington Group Inc

David WetherbyNetwork Administrator
(603) 436-5800it@abingtongroup.com
Portsmouth, NH

David Wetherby

Retired Forman at D@M ยท Glens Falls, New York Area

Arrow Capital Assoc

David WetherbySales Executive
davidjeanne@bellsouth.net
9307 Se Mast Terrace, Hobe Sound, FL33455

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for David Wetherby. Companies include Daves Pizza, David Wetherby MD PC, David Wetherby PC and 2 more. Roles listed include Sales Executive. Records are compiled from state business registries, SEC filings, and professional networking databases.

David Wetherby, M.d., P.c.

Addr: 206 Hartford Rd E, Fort Gaines, GA, 39851
GA
Officer: David Wetherby

Unknown Corporation

Addr: 4501 Summerhill Rd Apt 155, Texarkana, TX, 75503
TX
Director: David Wetherby

David Wetherby, M.d., P.c.

Addr: 206 Hartford Rd E, Fort Gaines, GA, 39851
GA
CEO: David Wetherby

Source: Public Records David Wetherby appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

David Wetherby

Rampart High School - Colorado Springs, CO, CO
1992

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases David Wetherby has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Apr 9, 2008
2008 REP
McCain, John S
Wetherby, David A Retired Hobe Sound, FL
$200 Jun 27, 2008
2008 REP
McCain, John S
Wetherby, David A Retired Hobe Sound, FL
$150 Oct 31, 2005
2006 D
Taylor, Mark
Wetherby, David Ft Gaines, GA
$150 Jan 18, 2008
2008 REP
McCain, John S
Wetherby, David A Retired Hobe Sound, FL
$200 Aug 28, 2008
2008 REP
McCain, John S
Wetherby, David A Retired Hobe Sound, FL
$100 Mar 19, 2008
2008 REP
McCain, John S
Wetherby, David A Retired Hobe Sound, FL
$50 Jun 5, 2009
2010 REP
Negron, Joe
Wetherby, David A Hobe Sound, FL
$375 Jun 17, 2004
2004 DEM
Greene, Gerald E
Wetherby, David Doctor @ Self Fort Gaines, GA
$100 Mar 19, 2008
REP
McCain, John S
Contributor Retired Hobe Sound, FL
$200 Jun 27, 2008
Unknown Committee
Wetherby, David A Mr Retired Hobe Sound, FL
$375
2004 D
Greene, Gerald E
Contributor Doctor @ Self Fort Gaines, GA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 11 political contribution records found for David Wetherby. Total disclosed contributions amount to $2,000. Recipients include McCain, John S, Greene, Gerald E. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

David H Wetherby

Age 39 Male
·
202 Terry Rd N, Syracuse, NY 13209 (Onondaga County)
43.0509, -76.2207
· (315) 475-0118
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1960 Purchased 2003
MP

David Wetherby

Male
·
833 NW Fargo St, Camas, WA 98607 (Clark County)
45.5862, -122.4170
Marital: Single TZ: Pacific
Single Family
MP

David Wetherby

Age 51 Male
·
31 Rochester St, Berwick, ME 03901 (York County)
43.2683, -70.8673
· (207) 715-0220
TZ: Eastern
Single Family
MP

David L Wetherby

Age 59 Male
·
1057 King Rd, Richford, VT 05476 (Franklin County)
44.9655, -72.7364
· (802) 848-7547
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1974
MP

David W Wetherby

Age 78 Male
·
1030 Swamp Rd, Fairfield, VT 05455 (Franklin County)
44.7735, -73.0175
· (802) 524-4780
Marital: Married TZ: Eastern
Homeowner Single Family
MP

David Wetherby

Male
·
74 Richford Rd, Enosburg Fls, VT 05450 (Franklin County)
44.9735, -72.7649
· (802) 933-4772
TZ: Eastern
Homeowner Single Family Built 1979
MP

David Wetherby

Age 59 Male
·
1015 Charles Hill Rd, Santa Cruz, CA 95065 (Santa Cruz County)
37.0165, -121.9795
· (407) 716-3665
TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1981 Purchased 2015
MP

David A Wetherby

Age 59 Male
·
1343 Ursoy Dr, Olean, NY 14760 (Cattaraugus County)
42.0582, -78.4394
· (716) 372-9437
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1935
MP

David Wetherby

Age 43 Male
·
7995 E Mississippi Ave, Denver, CO 80247 (Arapahoe County)
39.6965, -104.8950
Marital: Inferred Married TZ: Mountain
Edu: Some College
Multi-Family
MP

David Wetherby

Age 46 Male
·
11 Chester St, Glens Falls, NY 12801 (Warren County)
43.3154, -73.6518
Marital: Single TZ: Eastern
Edu: High School
Single Family
MP

David L Wetherby

Age 87 Male
·
2160 Bleecker St, Utica, NY 13501 (Oneida County)
43.0894, -75.1908
· (315) 790-5574
Marital: Married TZ: Eastern
Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with David Wetherby. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with David Wetherby. These loans were issued to businesses, not individuals.

Prince Of Tifton INC

Corporation

$844,850 Paid in Full
Address:
PO Box 128
Tifton, GA31793-0128
Approved

Apr 8, 2020

Forgiven

$853,067

Jobs Reported

74

Loan #

7959967002

Loan Size

Medium

Prince Of Albany INC

Corporation

$599,465 Paid in Full
Address:
PO Box 128
Tifton, GA31793-0128
Approved

Apr 9, 2020

Forgiven

$604,179

Jobs Reported

55

Loan #

9332447005

Loan Size

Medium

Sparrow Cotton Company, INC.

Corporation

$74,369 Paid in Full
Address:
PO Box 128
Byromville, GA31007-0128
Approved

Apr 15, 2020

Forgiven

$74,962

Jobs Reported

26

Loan #

9111977105

Loan Size

Small

Rentmybeachplace

Self-Employed Individuals

$8,676 Paid in Full
Address:
6201 Thomas Dr
Panama City, FL32408-5643
Approved

Apr 29, 2020

Forgiven

$8,737

Jobs Reported

2

Loan #

3224987303

Loan Size

Small

Ashley Harwood

Self-Employed Individuals

$8,676 Paid in Full
Address:
6201 Thomas Dr
Panama City, FL32408-5641
Approved

Feb 6, 2021

Forgiven

$8,708

Jobs Reported

1

Loan #

4089728401

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with David Wetherby. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find David Wetherby on the map

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David Wetherby in Red Creek, NY: Background Summary

Location
6591 Aspen Cir, Red Creek, NY 13143
Other Locations
Fair Haven, VT ยท Corte Madera, CA ยท San Francisco, CA and 11 more
Profiles Found
22 people with this name
Phone Numbers
(719) 577-9856 and 12 others on file
Email
rock_city_bees@yahoo.com
Possible Relatives
Stephanie B Wetherby, Wayne Arthur Wetherby, Arthur R Wetherby, Elizabeth J Wetherby, Susan Scarlet Wetherby and 10 more
Career
Sales Executive at Daves Pizza, David Wetherby MD PC
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
11 linked โ€” 1979 Cadillac, 2002 Mitsubishi Galant and 9 more
Contributions
$2,000 total โ€” Greene, Gerald E, McCain, John S
PPP Loans
$1536K for Prince Of Tifton INC, Prince Of Albany INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for David Wetherby. Because public records are indexed by name rather than by a unique identifier, the 92 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for David Wetherby

Search Complexity: High

92 public records across 10states, belonging to approximately 22 different individuals. With 22 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: New York (14%), followed by Florida and Vermont. Spans the Northeast and South regions.

NY13recordsFL11recordsVT8recordsCO7recordsGA6recordsME5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (35%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (12) and Vehicle Registration Records (11).

28
Contact & Address Records
12
Business & Corporate Filings
11
Vehicle Registration Records
11
Political Contribution Records
6
Voter Registration Records
5
PPP Loan Records

Age Distribution

Age range: approximately 58 years, suggesting multiple generations. Largest group: Senior (65+) (58%).

Senior (65+)7peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About David Wetherby

Is David Wetherby a registered voter?
Yes, voter registration records show David Wetherby is registered with REP affiliation. We found 6 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does David Wetherby own property?
County assessor records show 4 properties associated with David Wetherby . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to David Wetherby?
Records show 11 vehicle registrations associated with David Wetherby, including a 1979 CADILLAC. Registered makes include Cadillac, Mitsubishi, Ford, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with David Wetherby?
We found 12 business affiliations for David Wetherby, including Daves Pizza. Other companies include David Wetherby MD PC, David Wetherby PC. Business records are compiled from state registries, SEC filings, and professional databases.
Has David Wetherby made political donations?
FEC disclosure records show 11 reported political contributions from David Wetherby, totaling $2,000. Recipients include McCain, John S and Greene, Gerald E. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for David Wetherby?
Our database contains 92 total records for David Wetherby spanning 10 states. This includes 22 distinct contact records, 13 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for David Wetherby?
The 92 records displayed for David Wetherby are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can David Wetherby remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.