Dean Theodore from Worcester, MA

Age 54
๐Ÿ“ 56 Elm St #8, Worcester, MA 01609
๐Ÿ“ž (508) 752-6063, (508) 770-0797
โœ‰๏ธ abiiduni@compuserve.com, abiiduni@yahoo.com, abiiduni2000@yahoo.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Gloria H Theodore,Melissa A Theodore,Stephen P Theodore

Dean Theodore

Age 60 b. 1965-10-25
๐Ÿ“ 26723 Wyatt Ln, Stevenson Rnh Ca 91381-1001, Stevenson Ranch Ca
๐Ÿ“ž (661) 259-0019, (661) 645-6517, (111) 111-0001, (661) 255-9543
โœ‰๏ธ JTHEODORE@SBCGLOBAL.NET, jtheodore@sbcglobal.net, dean.theodore@ncs.com

Dean Theodore

Age 62 b. 1963-09-18
๐Ÿ“ 8340 Natalie Ln, West Hills Ca
๐Ÿ“ž (818) 712-0028, (310) 710-1861, (818) 237-7599
โœ‰๏ธ DEAN_THEODORE@SBCGLOBAL.NET, dean_theodore@sbcglobal.net, deano.ted@gmail.com

Dean Theodore

Age 78 b. 1947-07-10
๐Ÿ“ 8140 Kingston Dr, Portage Mi
๐Ÿ“ž (269) 567-8000, (269) 327-3378
โœ‰๏ธ DEANWT@SBCGLOBAL.NET

Dean Theodore

Age 32 b. 1993-08-19
๐Ÿ“ 4355 Sepulveda Blvd, Sherman Oaks Ca
๐Ÿ“ž (661) 312-6039, (760) 406-2734
โœ‰๏ธ ALEXANDRASTARK00@GMAIL.COM

Mr Dean D Theodore from New York, NY

Age 61 b. 9/10/1964
๐Ÿ“ 193 Spring St, Apt 3r, #new York, NY 10012-5604
๐Ÿ• 10 previous addresses

Dean Theodore from Venson Rnh, CA

Age 60 b. Sep 1965 Los Angeles Co.
๐Ÿ“ 26723 Wyatt Ln Ste Venson Rnh Ca
๐Ÿ“ž (630) 231-6751, (972) 935-9596

Dean Theodore from West Hills, CA

Age 62 b. Sep 1963 Los Angeles Co.
๐Ÿ“ 8340 Natalie Ln
๐Ÿ“ž (818) 712-0028

Dean Theodore from Congers, NY

Age 62 b. Jan 1964 Rockland Co.
๐Ÿ“ 106 S Conger Ave Unit 2
๐Ÿ“ž (845) 371-5186
๐Ÿ‘ค aka Theodore Dean

Dean Theodore from Patchogue, NY

Age 53 b. Feb 1973 Suffolk Co.
๐Ÿ“ 174 Maple Ave
๐Ÿ“ž (631) 289-9271

Dean Theodore from West Hills, CA

Age 62 b. Sep 1963 Los Angeles Co.
๐Ÿ“ 7937 Ducor Ave
๐Ÿ“ž (615) 893-5462

Dean Theodore from Worcester, MA

Age 66 b. Aug 1959 Worcester Co.
๐Ÿ“ 56 Elm St Apt 8
๐Ÿ“ž (508) 752-6063

Dean Theodore from Calabasas, CA

Age 59 b. 1967 Male
๐Ÿ“ 462 Cold Canyon Rd
๐Ÿ’ผ 2909
๐Ÿ“ž (818) 679-6205 (Cell)

Dean Theodore from Saint Charles, IL

Male
๐Ÿ“ 4n399 Samuel Langhorne Clemens
๐Ÿ“ž (630) 334-0586 (VERIZON WIRELESS)

Dean Theodore from Agoura Hills, CA

Age 58 b. Oct 1967 Los Angeles Co.
๐Ÿ“ 26821 Sage Ct
๐Ÿ‘ค aka Thordor Dean A

Dean Theodore from Portage, MI

Age 79 b. Jan 1947 Kalamazoo Co.
๐Ÿ“ 8140 Kingston Dr

Dean Theodore from Kansas City, MO

Age 83 b. Nov 1942 Jackson Co.
๐Ÿ“ 4407 W 43rd St
๐Ÿ‘ค aka Theodore D Dean

Dean Theodore from Brooklyn, NY

0
๐Ÿ“ 16 Lenox Rd, Brooklyn, NY 11226

Dean Theodore from New York, NY

New York Co.
๐Ÿ“ 193 Spring St
๐Ÿ“ž (317) 423-2201

Dean Theodore from New York, NY

New York Co.
๐Ÿ“ 193 Spring St 3 R
๐Ÿ“ž (904) 326-5419

Dean Theodore from Saint Charles, IL

Kane Co.
๐Ÿ“ 4 N Avenue Samuel Cle 399

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 22 contact records for Dean Theodore across 6 states. The most recent address on file is in Venson Rnh, California. Of these records, 16 include phone numbers and 5 include email addresses. The listed age is 54. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Theodore Dean

Cook County
PIN: 2912405021
· 525 Bensley Ave
Lot: 6,593sqft

Theodore Dean

Cook County
· 525 Bensley Ave, Thornton

Theodore, Dean

Doc #2021031100746001
· 41 Spring Street, New York Ny 10012
Record: P

Theodore, Dean

Doc #2021031100746002
· 41-43 Spring Street, New York Ny 10012
Record: P

Theodore, Dean

Doc #2024012500752001
Record: P

Theodore, Dean

Doc #2015120800614001
· 41-43 Spring Street Rear 4b, New York Ny 10012
Record: P

Theodore, Dean

Doc #2023042800482001
Record: P

Theodore, Dean

Doc #2024062400554001
· 41 Spring Street, New York Ny 10012
Record: P

Theodore, Dean

Doc #2016083100549001
· 3189 Hatting Place, Bronx Ny 10465
Record: P

Theodore, Dean

Doc #2023042100193001
Record: P

Theodore, Dean

· 3189 Hatting Place, 10465
2 stories ยท Class: B1
Assessed: $540,300

Theodore, Dean

· 41 Spring Street, 10012
5 stories ยท Class: R1
Assessed: $300,712

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 12 property records linked to Dean Theodore in Thornton, New York, Bronx. Values shown are from county assessor records and may differ from current market prices.

Dean C Theodore

BLK
174 Maple Ave, 7, 11772
DOB: 19730214 Gender: Male

Dean Theodore

Reg: XX0060283
3189 Hatting Place Pvt, 10465
DOB: 19271010 Gender: Male

Dean Theodore

Democrat
3189 Hatting Place, 10465
DOB: 19271010 Gender: Male

Dean C Theodore

BLK
174 Swan Lake Dr, 7, 11772
DOB: 19730214 Gender: Male

Dean A Theodore

Republican
3189 Hatting Place, 10465
DOB: 19671008 Gender: Male

Dean Theodore

Republican
1871 New York Ave, 13, 11710
DOB: 19730214 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 6 voter registration records were found for Dean Theodore. Records show affiliations with BLK, DEM, REP, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2002 FORD FOCUS CAR BASIC ECONOMY
ยท Registered to: Dean Theodore
ยท VIN: 1FAFP36392W155421
·
8 Brooks Cir, Garnerville, NY, 10923
2012 Toyota Sequoia
ยท Registered to: Dean Theodore
ยท VIN: 5TDKY5G19CS039829
·
8340 Natalie Ln, Canoga Park, CA, 91304
·
(818) 712-0028

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Dean Theodore. Registered makes include Ford, Toyota. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Girls Inc.

Director Of Programs And Recruitment
+12125092000dtheodore@girlsinc.org
Boston,

West Rock Marble & Tile Inc

President
(845) 371-5186
Nanuet, NY
Construction - Special Trade Contractors (Construction)

Triathlonbagscom

Chief Executive Officer
(805) 382-6699
Oxnard, CA
Wholesale Trade - Non-Durable Goods (Products)

Shelter Transport Animal Rescue Team

Dean TheodoreDirector
Studio City, CA

Dean Theodore

Designer
Dean Designs
Calabasas, California, United States Consumer Goods

Dean Theodore

General Manager
Ductz Of Long Island
New York

Cerberus Capital Management Lp

Dean TheodoreVice President Information Technology
(212) 891-2100dtheodore@cerberuscapital.com
New York, NY

Dean Theodore

Owner at Dean Design Gr ยท Greater Los Angeles Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 16 business affiliations were found for Dean Theodore. Companies include West Rock Marble & Tile Inc, Triathlonbagscom, Dean Designs and 1 more. Roles listed include Director Of Programs And Recruitment and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Dam Ventures, INC.

Filed: Aug 31, 2016
Registered Agent: Dean Theodore

Theodore, INC.

Filed: Feb 24, 2003
CEO: Dean Theodore

Stone Legend LLC

ID: 3605256
Addr: 106 South Conger Avenue, Congers, NEW YORK, 10920
Filed: Dec 14, 2007 NEW YORK Rockland County
DOS Process: Dean Theodore

Theodore, INC.

Addr: 462 Cold Canyon Rd, Calabasas, CA, 91302
CA
CEO: Dean Theodore

Source: Public Records Dean Theodore appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Dean Theodore - CA

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Dean Theodore is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Dean Theodore

Portage Central High School - Portage, MI, MI
1965

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Dean Theodore has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Sep 14, 2016
2016
Kalamazoo County Democratic Party
Theodore, Dean Portage, MI
$40 Dec 1, 2011
2012
Mi Education Association Mea Pac
Theodore, Dean Portage, MI
$10 Dec 20, 2011
2012
Working Families Party, INC
Theodore, Dean Bellmore, NY
$50 Sep 27, 2014
2014 DEM
Schauer, Mark
Theodore, Dean Portage, MI
$100 Sep 26, 2013
2014 DEM
Schauer, Mark
Theodore, Dean Portage, MI
$50 Sep 27, 2014
DEM
Schauer, Mark
Contributor Portage, MI
$50
2014 DEM
Schauer, Mark
Contributor Portage, MI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 7 political contribution records found for Dean Theodore. Total disclosed contributions amount to $310. Recipients include Schauer, Mark. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Dean W Theodore

Age 70 Male
·
8140 Kingston Dr, Portage, MI 49002 (Kalamazoo County)
42.1987, -85.5840
· (269) 327-3378
TZ: Eastern
Homeowner Single Family
MP

Dean Theodore

Age 85 Male
·
41 Spring St, New York, NY 10012 (New York County)
40.7219, -73.9960
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Multi-Family Purchased 2010
MP

Dean A Theodore

Age 49 Male
·
462 Cold Canyon Rd, Calabasas, CA 91302 (Los Angeles County)
34.0783, -118.6920
· (818) 224-2728
Marital: Married TZ: Pacific
Occ: Healthcare Edu: Graduate School
Homeowner Single Family Built 2007 Purchased 2007
MP

Dean S Theodore

Age 58 Male
·
56 Elm St, Worcester, MA 01609 (Worcester County)
42.2654, -71.8079
Marital: Single TZ: Eastern
Homeowner Multi-Family Built 1940 Purchased 2006
MP

Dean G Theodore

Age 53 Male
·
8340 Natalie Ln, Canoga Park, CA 91304 (Los Angeles County)
34.2208, -118.6330
· (818) 712-0028
Marital: Married TZ: Pacific
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1963 Purchased 1999
MP

Dean M Theodore

Age 51 Male
·
26723 Wyatt Ln, Stevenson Rnh, CA 91381 (Los Angeles County)
34.3887, -118.6020
· (661) 312-6039
Marital: Inferred Married TZ: Pacific
Occ: Management Edu: Some College
Homeowner Single Family Built 2001 Purchased 2003
MP

Dean A Theodore

Age 49 Male
·
3189 Hatting Pl, Bronx, NY 10465 (Bronx County)
40.8164, -73.8026
Marital: Single TZ: Eastern
Occ: Healthcare
Homeowner Multi-Family
MP

Dean Theodore

Age 44 Male
·
174 Maple Ave, Patchogue, NY 11772 (Suffolk County)
40.7742, -73.0119
· (516) 426-0286
Marital: Married TZ: Eastern
Edu: Some College

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Dean Theodore. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Dean Theodore. These loans were issued to businesses, not individuals.

Christopher J Walton, Counsellor At Law

Sole Proprietorship

$23,220 Paid in Full
Address:
56 Elm St
Fitchburg, MA01420-3230
Approved

Jan 28, 2021

Forgiven

$23,366

Jobs Reported

2

Loan #

7473848302

Loan Size

Small

Alaimo Health Partners LLC

Limited Liability Company(LLC

$25,706 Paid in Full
Address:
56 Elm St
Topsham, ME04086-1417
Approved

Apr 6, 2020

Forgiven

$25,876

Jobs Reported

6

Loan #

6347677003

Loan Size

Small

Sara Zircher

Sole Proprietorship

$20,800 Paid in Full
Address:
56 Elm St
Fort Loramie, OH45845-9307
Approved

Mar 20, 2021

Forgiven

$20,897

Jobs Reported

1

Loan #

5505898607

Loan Size

Small

David Jurgensen Ii LLC

Subchapter S Corporation

$10,832 Paid in Full
Address:
56 Elm St
Millburn, NJ07041
Approved

May 1, 2020

Forgiven

$10,935

Jobs Reported

1

Loan #

1947377705

Loan Size

Small

Jessie Lee

Sole Proprietorship

$18,025 Paid in Full
Address:
56 Elm St
Englewood Cliffs, NJ07632-1516
Approved

Jan 29, 2021

Forgiven

$18,110

Jobs Reported

1

Loan #

8090228301

Loan Size

Small

Jessie Jungwon Lee

Sole Proprietorship

$18,025 Paid in Full
Address:
56 Elm St
Englewood Cliffs, NJ07632-1516
Approved

Aug 7, 2020

Forgiven

$18,106

Jobs Reported

1

Loan #

5310878209

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 6 PPP loan records are linked to businesses associated with Dean Theodore. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Dean Theodore on the map

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Dean Theodore in Stevenson Ranch, CA: Background Summary

Location
26723 Wyatt Ln, Stevenson Rnh Ca 91381-1001, Stevenson Ranch Ca, Stevenson Ranch, CA
Other Locations
Venson Rnh, CA ยท West Hills, CA ยท Congers, NY and 8 more
Profiles Found
22 people with this name
Phone Numbers
(508) 752-6063 and 23 others on file
Email
abiiduni@compuserve.com and 8 others on file
Possible Relatives
Gloria H Theodore, Melissa A Theodore, Stephen P Theodore
Career
Director Of Programs And Recruitment, Director at West Rock Marble & Tile Inc, Triathlonbagscom
Voter Registration
Registered BLK
Properties
7properties owned
Vehicles
2 linked โ€” 2002 Ford Focus, 2012 Toyota Sequoia
Contributions
$310 total โ€” Schauer, Mark, Schauer, Mark
PPP Loans
$117K for Christopher J Walton, Counsellor At Law, Alaimo Health Partners LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Dean Theodore. Because public records are indexed by name rather than by a unique identifier, the 96 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Dean Theodore

Search Complexity: High

96 public records across 7states, belonging to approximately 22 different individuals. With 22 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: New York (19%), followed by California and Massachusetts. Spans the Northeast and West regions.

NY18recordsCA18recordsMA5recordsMI5recordsIL2recordsFL1record

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (38%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (16) and Property Ownership Records (12).

33
Contact & Address Records
16
Business & Corporate Filings
12
Property Ownership Records
7
Political Contribution Records
6
Voter Registration Records
6
PPP Loan Records

Age Distribution

Age range: approximately 51 years, suggesting multiple generations. Largest group: Senior (65+) (30%).

Senior (65+)3peopleMiddle-Age (40-64)6peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Dean Theodore

Is Dean Theodore a registered voter?
Yes, voter registration records show Dean Theodore is registered with BLK affiliation. We found 6 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Dean Theodore own property?
County assessor records show 12 properties associated with Dean Theodore in Thornton, New York and 11 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Dean Theodore?
Records show 2 vehicle registrations associated with Dean Theodore, including a 2002 FORD FOCUS. Registered makes include Ford, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Dean Theodore?
We found 16 business affiliations for Dean Theodore (Director Of Programs And Recruitment). Other companies include Triathlonbagscom, dean designs. Business records are compiled from state registries, SEC filings, and professional databases.
Has Dean Theodore made political donations?
FEC disclosure records show 7 reported political contributions from Dean Theodore, totaling $310. Recipients include Schauer, Mark. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Dean Theodore?
Our database contains 96 total records for Dean Theodore spanning 7 states. This includes 22 distinct contact records, 16 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Dean Theodore?
The 96 records displayed for Dean Theodore are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Dean Theodore remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.