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Denise Meacham

Age 60 b. 1965-11-02
📍 40123 Hwy 190, Slidell La 70461
📞 (985) 290-0594, (985) 445-5672
✉️ DEFAYE@BELLSOUTH.NET, defaye@bellsouth.net

Denise Meacham from Slidell, LA

Age 48
📍 59376 Spring Dr, Slidell, LA 70461
📞 (985) 649-5651
✉️ defaye@bellsouth.net
👨‍👩‍👧 Relatives: Edward D Meacham,Dennis A Faye

Denise Meacham

Age 59 b. 1966-06-12
📍 8014 Brushy Meadow, San Antonio Tx 78254
📞 (210) 445-8596
✉️ MEACHAMDJ@GMAIL.COM, meachamdj@gmail.com

Denise Meacham from Florence, KY

Age 48
📍 8382 Woodcreek Dr, Florence, KY 41042
📞 (859) 384-2479, (859) 657-6017, (859) 344-8031, (859) 384-2479, (859) 657-6017, (859) 707-6734
✉️ meacham@pacbell.net, meacham@rcn.com
👨‍👩‍👧 Relatives: Scott D Meacham

Denise Meacham

📍 10 Merideth Trc, Sharpsburg Ga 30277
📞 (404) 514-8327, (770) 502-0074
✉️ DCMEACH@BELLSOUTH.NET

Denise Meacham

📍 10 Meredith Trce, Sharpsburg Ga
📞 (404) 514-8327, (770) 502-0074
✉️ DCMEACH@BELLSOUTH.NET

Denise Meacham from Tomball, TX

Age 47
📍 13537 Country Cir, Tomball, TX 77375
📞 (281) 516-9016
👨‍👩‍👧 Relatives: Vauda Wynne Macon,V F Macon,Troy Lee Macon,Flourine W Macon,Willie J Macon

Denise Meacham from Lanexa, VA

Age 65 b. 1961 James City Co.
📍 3107 N Riverside Dr
📞 (757) 566-1649

Denise Meacham from Dudley, NC

Age 66 b. 1960 Wayne Co.
📍 118 Quail Dr
📞 (919) 735-4152

Denise Meacham

📍 406 Martin Luther King Jr Dr, La Grange Nc
📞 (919) 738-6812, (111) 111-0002
✉️ DENISERMEACHAM@GMAIL.COM

Denise Meacham from Cincinnati, OH

Age 51
📍 75145 Po Box, Cincinnati, OH 45275
📞 (859) 344-8031
👨‍👩‍👧 Relatives: Scott D Meacham

Denise Meacham from Greensboro, NC

Age 62 b. Mar 1964 Guilford Co.
📍 1928 Haven Rd
📞 (360) 279-8223

Denise Meacham from Franklin, GA

Age 55 b. Jan 1971 Heard Co.
📍 6913 Frolona Rd
📞 (706) 675-3486

Denise Meacham from Union, KY

Age 59 b. Jul 1966 Boone Co.
📍 10823 Omaha Trce
📞 (859) 384-2479

Denise Meacham from Bronx, NY

Age 63 b. Sep 1962 Bronx Co.
📍 1540 Unionport Rd Apt 6 C
📞 (718) 822-9485

Denise Meacham from San Antonio, TX

Age 58 b. 1968 Bexar Co.
📍 8014 Brushy Mdw
📞 (210) 688-6459

Denise Meacham from Slidell, LA

Age 60 b. Nov 1965 Saint Tammany Co.
📍 40123 Highway 190 E
📞 (985) 649-5651

Denise Meacham from Omaha, NE

Age 73 b. Jun 1952 Douglas Co.
📍 6617 S 85 Th Ave
📞 (712) 339-1101

Denise Meacham from Omaha, NE

Age 73 b. Jun 1952 Douglas Co.
📍 6617 S 85th Ave
📞 (402) 592-3452

Denise Meacham from Sharpsburg, GA

Coweta Co.
📍 10 Meredith Trce
📞 (770) 502-0074

Denise Meacham from Florence, KY

Female
📍 8382 Woodcreek Dr
📞 (859) 707-6734 (AT&T MOBILITY)

Denise Meacham from Shreveport, LA

Age 102 b. Mar 1924 Caddo Co.
📍 4240 Saint Vincent Ave
👤 aka Cannon Denise M, Cannon Dennise M

Denise Meacham from Monroeville, PA

Age 47 b. 1979 Allegheny Co.
📍 108 Cedar Ridge Dr Apt A7

Denise Meacham from Mesa, AZ

Age 56 b. 1970 Maricopa Co.
📍 1607 E 1st St

Denise Meacham from Erlanger, KY

Age 65 b. Sep 1960 Kenton Co.
📍 3504 Misty Creek Dr

Denise Meacham from Houston, TX

Age 58 b. Jun 1967 Harris Co.
📍 803 Lyngrove Dr

Denise Meacham from Bellflower, CA

Age 57 b. Jan 1969 Los Angeles Co.
📍 15927 Santa Ana Ave Apt 6

Denise Meacham from San Antonio, TX

Age 59 b. Jun 1966 Bexar Co.
📍 1700 Jackson Keller Rd 4403

Denise Meacham from Cordova, TN

Age 67 b. 1959 Shelby Co.
📍 7588 Dexter Hollow Dr

Denise Meacham from Layton, UT

Davis Co.
📍 277 Dawson St
📞 (801) 546-4815

Denise Meacham from Irvine, CA

Age 48 b. 1978 Female
📍 1 Pinewood

Denise Meacham from Cincinnati, OH

Hamilton Co.
📍 Po Box 75145

Denise Meacham from Houston, TX

Harris Co.
📍 14545 Bammel Village Dr

Denise Meacham from Burgettstown, PA

Washington Co.
📍 149 Francis Mine State Rd

Denise Meacham from Mesa, AZ

Maricopa Co.
📍 1045 W 2nd St

Denise Meacham from Senoia, GA

Coweta Co.
📍 6341 Highway 16

Denise Meacham from Indianapolis, IN

Marion Co.
📍 580 English Village Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 37 contact records for Denise Meacham across 15 states. The most recent address on file is in Lanexa, Virginia. Of these records, 22 include phone numbers and 7 include email addresses. Ages range from 47 to 51, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Meacham Denise Rhodes

· 109 Carla Ann Dr, NC
Built: 1997.0
Assessed: $54,560

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Denise Meacham. Values shown are from county assessor records and may differ from current market prices.

Denise Meacham

Sharpsburg, 302772230
DOB: 1/1/1963 Gender: Female
Congress: 003

Denise Camille Meacham

Reg: 19950203
10 Meredith Trce, Sharpsburg, 302772230
Gender: Female

denise RHODES meacham

Republican Reg: 09/12/2011
118 Quail Dr, Dudley, NC, 28333
DOB: 1956 Gender: Female
County: Wayne

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Denise Meacham in North Carolina. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 FORD ESCAPE
· Registered to: Denise Meacham
· VIN: 1FMCU03Z98KE18922
·
7588 Dexter Hollow Dr, Cordova, TN, 38016
·
(901) 751-4289
2008 Honda Pilot
· Registered to: Denise Meacham
· VIN: 5FNYF18568B028227
·
22w021 Mccarron Rd, Glen Ellyn, IL, 60137
·
(630) 942-8062
2003 DODGE STRATUS CAR UPPER MIDSIZE
· Registered to: Denise Meacham
· VIN: 4B3AG42G43E179538
·
2525 Chihuahua St, San Antonio, TX, 78207
2012 Kia Soul
· Registered to: Denise Meacham
· VIN: KNDJT2A69C7434522
·
3107 N Riverside Dr, Lanexa, VA, 23089-9407
·
(757) 342-2779
2012 FORD ESCAPE
· Registered to: Denise Meacham
· VIN: 1FMCU0D79CKA17165
·
7588 Dexter Hollow Dr, Cordova, TN, 38016-8717
·
(901) 756-4525
2018 JEEP CHEROKEE
· Registered to: Denise Meacham
· VIN: 1C4PJLLB7JD513489
·
6421 Aspen Hill, San Antonio, TX, 78238

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Denise Meacham. Registered makes include Ford, Honda, Dodge, Kia and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

RiverStar

Office Administrator
+18009456399dmeacham@riverstar.com
Wheaton,
LinkedIn

Denise Meacham

Teacher And Librarian
Northside Isd
San Antonio, Texas, United States Information Services
denise.meacham@nisd.net
LinkedIn

Denise Meacham

Teacher And Librarian
Northside Isd
Texas
denise.meacham@nisd.net
LinkedIn

Toyota

Denise MeachamLawyer
danielle.meacham@yahoo.com
20 Wahoo Ct., Newnan, GA30263
carrollton-ga.com

Toyota

Denise MeachamLawyer
danielle.meacham@yahoo.com
20 Wahoo Ct., Newnan, GA30263

Denise Meacham

United States

Toyota

Denise MeachamLawyer
danielle.meacham@yahoo.com
20 Wahoo Ct., Newnan, GA30263

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 15 business affiliations were found for Denise Meacham. Companies include Northside Isd, Toyota. Roles listed include Office Administrator and Lawyer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 16302 Fritsche Cemetery Road, Cypress, TX, 77429
TX
DIRECTOR: Denise Meacham

My Last Chance Rescue

Addr: 16302 Fritsche Cemetery Road, Cypress, TX, 77429
TX
DIRECTOR: Denise Meacham

My Last Chance Rescue

ID: 0801276677
Addr: 16302 Fritsche Cemetery Road, Cypress, TX, 77429
TX
DIRECTOR: Denise Meacham

Source: Public Records Denise Meacham appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

🏛️

Unknown

🏛️

Unknown

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Denise Meacham appears in 2 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Denise Meacham

Wilson High School - Long Beach, CA, CA
1995

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Denise Meacham has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Feb 15, 2017
2018 DEM
Baldwin, Tammy
Meacham, Denise Retired Boyd, WI
$50 Aug 9, 2017
2018 DEM
Baldwin, Tammy
Meacham, Denise Retired Boyd, WI
$50 Jan 19, 2018
2018 DEM
Baldwin, Tammy
Meacham, Denise Retired Boyd, WI
$50 May 2, 2018
2018 DEM
Baldwin, Tammy
Meacham, Denise Boyd, WI
$50 Oct 20, 2017
2018
Democratic Party Of Wisconsin Seg Fund
Meacham, Denise Boyd, WI
$50 Aug 16, 2018
2018 DEM
Warren, Elizabeth
Meacham, Denise Retired Boyd, WI
$50 May 4, 2018
2018 DEM
Warren, Elizabeth
Meacham, Denise Retired Boyd, WI
$50 May 2, 2018
2018 DEM
Baldwin, Tammy
Meacham, Denise Boyd, WI
$50 Aug 15, 2018
2018 DEM
Baldwin, Tammy
Meacham, Denise Boyd, WI
$50 Sep 11, 2012
2012
Chippewa Co Democratic Party
Meacham, Denise Boyd, WI
$50 Oct 18, 2017
2018 DEM
Baldwin, Tammy
Meacham, Denise Retired Boyd, WI
$50 Oct 20, 2017
Democratic Party Of Wisconsin Seg Fund
Contributor Boyd, WI
$50 Feb 15, 2017
Unknown Committee
Meacham, Denise Retired Boyd, WI
$50
2018
Democratic Party Of Wisconsin Seg Fund
Contributor Boyd, WI

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 14 political contribution records found for Denise Meacham. Total disclosed contributions amount to $700. Recipients include Democratic Party Of Wisconsin Seg Fund. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Denise D Meacham

Age 46 Female
·
20 Wahoo Ct, Newnan, GA 30263 (Coweta County)
33.4203, -84.8138
· (770) 502-5109
Marital: Single TZ: Eastern
Edu: High School
Single Family
MP

Denise E Meacham

Age 55 Female
·
3107 N Riverside Dr, Lanexa, VA 23089 (New Kent County)
37.3710, -76.8957
· (757) 342-2779
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Denise C Meacham

Age 54 Female
·
10 Meredith Trce, Sharpsburg, GA 30277 (Coweta County)
33.3425, -84.6639
· (770) 502-0074
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Denise B Meacham

Age 58 Female
·
7588 Dexter Hollow Dr, Cordova, TN 38016 (Shelby County)
35.1674, -89.8105
· (901) 751-4289
Marital: Married TZ: Central
Occ: Healthcare Edu: Graduate School
Homeowner Single Family Built 1994 Purchased 1993
MP

Denise Meacham

Age 39 Female
·
52 Carver, Irvine, CA 92620 (Orange County)
33.6998, -117.7660
· (949) 929-7074
Marital: Inferred Married TZ: Pacific
Edu: High School
Single Family
MP

Denise R Meacham

Age 60 Female
·
118 Quail Dr, Dudley, NC 28333 (Wayne County)
35.2582, -77.9656
· (919) 735-4152
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1960
MP

Denise J Meacham

Age 51 Female
·
6421 Aspen Hl, San Antonio, TX 78238 (Bexar County)
29.4789, -98.6175
· (210) 757-3498
Marital: Married TZ: Central
Occ: Insurance Edu: Graduate School
Single Family
MP

Denise Meacham

Age 51 Female
·
10757 Saint Leger Cir, Union, KY 41091 (Boone County)
38.9300, -84.6477
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Single Family
MP

Denise G Meacham

Age 64 Female
·
7545 290th St, Boyd, WI 54726 (Chippewa County)
44.9492, -91.0853
Marital: Single TZ: Central
Homeowner Single Family
MP

Denise D Meacham

Age 48 Female
·
22W021 McCarron Rd, Glen Ellyn, IL 60137 (Dupage County)
41.8364, -88.0544
· (630) 858-1050
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Denise Meacham. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Denise Meacham. These loans were issued to businesses, not individuals.

Riverstar Software INC DBA Riskfree

Corporation

$176,255 Paid in Full
Address:
22W021 McCarron Rd
Glen Ellyn, IL60137-7092
Approved

Jan 31, 2021

Forgiven

$178,022

Jobs Reported

12

Loan #

9660318301

Loan Size

Medium

Riverstar Software INC DBA Riskfree

Corporation

$176,255 Paid in Full
Address:
22w021 McCarron Rd
Glen Ellyn, IL60137-7092
Approved

May 1, 2020

Forgiven

$177,414

Jobs Reported

9

Loan #

6484457700

Loan Size

Medium

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Denise Meacham. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Denise Meacham on the map

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Found 73 results across 17 states

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Denise Meacham in Slidell, LA: Background Summary

Location
40123 Hwy 190, Slidell La 70461, Slidell, LA
Other Locations
Lanexa, VA · Dudley, NC · Greensboro, NC and 20 more
Profiles Found
37 people with this name
Phone Numbers
(985) 290-0594 and 19 others on file
Email
defaye@bellsouth.net and 5 others on file
Possible Relatives
Edward D Meacham, Dennis A Faye, Scott D Meacham, Vauda Wynne Macon, V F Macon and 3 more
Career
Office Administrator, Lawyer at Northside Isd, Toyota
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
6 linked — 2008 Ford Escape, 2008 Honda Pilot and 4 more
Contributions
$700 total — Democratic Party Of Wisconsin Seg Fund, Democratic Party Of Wisconsin Seg Fund
PPP Loans
$353K for Riverstar Software INC DBA Riskfree, Riverstar Software INC DBA Riskfree

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Denise Meacham. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Denise Meacham

Search Complexity: High

103 public records across 17states, belonging to approximately 37 different individuals. With 37 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Texas (12%), followed by Georgia and Kentucky. Spans the South and Midwest regions.

TX12recordsGA11recordsKY9recordsNC7recordsLA5recordsWI4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (51%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (15) and Political Contribution Records (14).

46
Contact & Address Records
15
Business & Corporate Filings
14
Political Contribution Records
6
Vehicle Registration Records
3
Voter Registration Records
3
Corporate Records

Age Distribution

Age range: approximately 55 years, suggesting multiple generations. Largest group: Senior (65+) (29%).

Senior (65+)5peopleMiddle-Age (40-64)12people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Denise Meacham

Is Denise Meacham a registered voter?
Yes, voter registration records show Denise Meacham is registered. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Denise Meacham own property?
County assessor records show 1 property associated with Denise Meacham . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Denise Meacham?
Records show 6 vehicle registrations associated with Denise Meacham, including a 2008 FORD ESCAPE. Registered makes include Ford, Honda, Dodge, Kia. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Denise Meacham?
We found 15 business affiliations for Denise Meacham (Office Administrator). Other companies include Toyota. Business records are compiled from state registries, SEC filings, and professional databases.
Has Denise Meacham made political donations?
FEC disclosure records show 14 reported political contributions from Denise Meacham, totaling $700. Recipients include Democratic Party Of Wisconsin Seg Fund. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Denise Meacham?
Our database contains 103 total records for Denise Meacham spanning 17 states. This includes 37 distinct contact records, 22 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Denise Meacham?
The 103 records displayed for Denise Meacham are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Denise Meacham remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.