Dennis Koziol from West Springfield, MA

Age 59
๐Ÿ“ 55 Rogers Ave #o, West Springfield, MA 01089
๐Ÿ“ž (413) 731-7070, (413) 731-7070, (413) 739-3959

Dennis Koziol from Dracut, MA

Age 61
๐Ÿ“ 95 Tennis Plaza Rd, Dracut, MA 01826
๐Ÿ“ž (978) 957-0003, (508) 452-0666, (978) 452-6285
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Priscilla G Koziol,Kenneth R Koziol,Edward J Koziol,Edw A Koziol

Dennis Koziol from San Clemente, CA

Age 94 b. Jun 1931 Male
๐Ÿ“ 210 Del Cabo
๐Ÿ“ž (949) 369-7465

Dennis Koziol from Lackawanna, NY

Age 75 b. Jan 1951 Erie Co.
๐Ÿ“ 49 Warsaw St Unit 1
๐Ÿ“ž (503) 388-8162

Dennis Koziol from North, VA

Age 81 b. May 1944 Mathews Co.
๐Ÿ“ Po Box 156
๐Ÿ“ž (215) 672-7032

Dennis Koziol from Darien, IL

Age 78 b. Nov 1947 Du Page Co.
๐Ÿ“ 1641 Claremont Dr
๐Ÿ“ž (630) 963-5452

Dennis Koziol from Charlottesville, VA

Age 76 b. Apr 1949 Charlottesville City Co.
๐Ÿ“ 105 Kerry Ln
๐Ÿ“ž (434) 973-7806

Dennis Koziol from Monroe, NC

Age 75 b. Jan 1951 Union Co.
๐Ÿ“ 5213 Waxhaw Hy
๐Ÿ“ž (262) 626-4369

Dennis Koziol from Franklin, WI

Age 71 b. 1955 Milwaukee Co.
๐Ÿ“ 11802 W Woodcrest Cir
๐Ÿ“ž (414) 529-0532

Dennis Koziol from Chicgozn01, IL

Male
๐Ÿ“ 3930 N Pine Grove Ave #2307
๐Ÿ“ž (312) 404-9984 (T-MOBILE)

Dennis Koziol from West Allis, WI

Age 69 b. Mar 1956 Milwaukee Co.
๐Ÿ“ 2045 S 70th St

Dennis Koziol from Rochester, NY

Age 78 b. Mar 1948 Monroe Co.
๐Ÿ“ 484 Surrey Hl Way Wa

Dennis Koziol from West Springfield, MA

Age 71 b. Dec 1954 Hampden Co.
๐Ÿ“ 150 Rogers Ave

Dennis Koziol from Fort Wayne, IN

Age 79 b. Aug 1946 Allen Co.
๐Ÿ“ 8121 Roanoke Dr

Dennis Koziol from Rochester, NY

Monroe Co.
๐Ÿ“ 484 Surrey Hill Wa

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 15 contact records for Dennis Koziol across 8 states. The most recent address on file is in San Clemente, California. Of these records, 10 include phone numbers. Ages range from 59 to 61, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Koziol Dennis

Erie County
PIN: 1409001424500003001000
· 49 Warsaw St, Lackawanna ny
Built: 1910.0
Assessed: $66,200

Koziol Dennis F

Sarasota County
· 183 Nolen Dr, Venice 34292.0
Built: 2015.0
Assessed: $292,100 ยท Sale: $340,000 (2018/01/01)

Dennis P Koziol

2022 Erie County
· 2715 Amsdell, Hamburg

Dennis Koziol

2023 Erie County
· 49 Warsaw, Lackawanna

Dennis P Koziol

2021 Erie County
· 2715 Amsdell, Hamburg

Dennis P Koziol

2023 Erie County
· 2715 Amsdell, Hamburg

Dennis Koziol

2021 Erie County
· 94 Center, Lackawanna

Dennis Koziol

2024 Erie County
· 49 Warsaw, Lackawanna

Dennis P Koziol

2024 Erie County
· 2715 Amsdell, Hamburg

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 9 property records linked to Dennis Koziol in Venice. Values shown are from county assessor records and may differ from current market prices.

Dennis R Koziol

Republican
254 Chapel Ave, 7, 14225
DOB: 19480302 Gender: Male

Dennis P Koziol

CON
2715 Amsdell Rd, 9, 14075
DOB: 19510125 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Dennis Koziol. Records show affiliations with REP, CON, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2003 MERCEDES BENZ ML CLASS
ยท Registered to: Dennis Koziol
ยท VIN: 4JGAB54E23A385718
·
PO Box 156, North, VA, 23128
2007 CHEVROLET IMPALA
ยท Registered to: Dennis Koziol
ยท VIN: 2G1WT58K979106976
·
1641 Claremont Dr, Darien, IL, 60561-3621
·
(630) 963-5452
2007 Mercedes-Benz M-Class
ยท Registered to: Dennis Koziol
ยท VIN: 4JGBB86E97A250681
·
Po Box 156, North, VA, 23128-0156
·
(757) 621-6192
2019 NISSAN FRONTIER S
ยท Registered to: Dennis Koziol
ยท VIN: 1N6BD0CT2KN715917
·
105 Kerry Ln, Charlottesville, VA, 22901

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Dennis Koziol. Registered makes include Mercedes Benz, Chevrolet, Mercedes-Benz, Nissan. The most recent model year on record is 2019. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Dennis Koziol

Secretary

North American Van Lines

Dennis Koziol
(219) 429-3448dennis_koziol@navlmail.com
Fort Wayne, IN46818

North American Van Lines Inc

Dennis KoziolVice-President
(260) 429-2511Dennis.Koziol@navl.com
Fort Wayne, IN46818

North American Van Lines, Inc.

Dennis Koziol
(260) 429-2511Dennis.Koziol@navl.com
Fort Wayne, IN46818

Dennis Koziol

Buffalo, New York, United States Education Management

Diabetes Institutes Foundation

Dennis KoziolEmergency Medicine
(757) 446-5600koziold@evms.edu
Norfolk, VA

Dennis Koziol

Retired At Lackaw ยท Buffalo/Niagara, New York Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Dennis Koziol. Companies include North American Van Lines, North American Van Lines Inc, North American Van Lines, Inc. and 1 more. Roles listed include Secretary and Vice-President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Albemarle Racquet Club, INC.

Addr: VA
VA
SECRETARY: Dennis Koziol

Unknown Corporation

SECRETARY: Dennis E Koziol

Source: Public Records Dennis Koziol appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

dennis Frank koziol

Expired
License # 17742
Addr: Virginia Beach, VA

Dennis Koziol

DR
Expired
Addr: Virginia Beach, VA

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Dennis Koziol holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Dennis Koziol - NY

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Dennis Koziol is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Dennis Koziol

Saint Mel High School - Chicago, IL, IL
1961

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Dennis Koziol has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$250 Jul 17, 2017
2018
Gaughan, Dennis
Koziol, Dennis Lackawanna, NY
$50 Oct 27, 2008
2008
Sedita, Frank
Koziol, Dennis P Lackawanna, NY
$250 Jul 1, 2013
2014
Croce, Louis
Koziol, Dennis Lackawanna, NY
$125 May 27, 2009
2010
Real Conservatives
Koziol, Dennis P Lackawanna, NY
$100 May 17, 2010
2010
Real Conservatives
Koziol, Dennis P Lackawanna, NY
$100 Oct 2, 2013
2014
Schraft, Michael
Koziol, Dennis Lackawanna, NY
$100 Dec 10, 2010
2010
Real Conservatives
Koziol, Dennis Lackawanna, NY
$250 Oct 21, 2008
2008 REP
Republican National Committee
Koziol, Dennis E Retired San Clemente, CA
$50 Sep 29, 2010
2010 DEM
Finn, Michael J
Koziol, Dennis West Springfield, MA
$100 Dec 17, 2009
2010
Real Conservatives
Koziol, Dennis P Lackawanna, NY
$100 Oct 26, 2010
2010 DEM
Kennedy, Tim
Koziol, Dennis P Lackawanna, NY
$250 Aug 19, 2008
2008 REP
McCain, John S
Koziol, Dennis E Retired San Clemente, CA
$125 May 6, 2011
2012
Real Conservatives
Koziol, Dennis Lackawanna, NY
$200 Aug 17, 2010
2010
Lorigo, Joe
Koziol, Dennis P Lackawanna, NY
$500 Mar 31, 2023
2024 DEM
Higgins, Brian
Koziol, Dennis P Retired Hamburg, NY
$500 Mar 31, 2023
2024 DEM
Higgins, Brian
Koziol, Dennis P Retired Hamburg, NY
$250 Oct 8, 2008
2008 REP
McCain, John S
Koziol, Dennis E Retired San Clemente, CA
$250 Jun 10, 2009
2010
Gaughan, Dennis
Koziol, Dennis P Lackawanna, NY
$50 Apr 6, 2011
2012
Lackawanna Democratic Committee
Koziol, Dennis Lackawanna, NY
$500 Oct 2, 2002
2002
Daley, Richard M
Koziol, Dennis J Darien, IL
$250 Oct 8, 2008
REP
McCain, John S
Contributor Retired San Clemente, CA
$250 Oct 8, 2008
Unknown Committee
Koziol, Dennis E Mr Retired San Clemente, CA
$50
2010 D
Finn, Michael J
Contributor West Springfield, MA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 23 political contribution records found for Dennis Koziol. Total disclosed contributions amount to $4,650. Recipients include McCain, John S, Finn, Michael J. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Dennis J Koziol

Age 61 Male
·
11802 W Woodcrest Cir, Franklin, WI 53132 (Milwaukee County)
42.9203, -88.0612
· (414) 333-4495
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1956
MP

Dennis E Koziol

Age 86 Male
·
210 Del Cabo, San Clemente, CA 92673 (Orange County)
33.4696, -117.6410
· (949) 369-7465
Marital: Inferred Married TZ: Pacific
Homeowner Single Family Purchased 2013
MP

Dennis Koziol

Age 62 Male
·
550 Rogers Ave, W Springfield, MA 01089 (Hampden County)
42.1186, -72.6661
· (413) 731-7070
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1958 Purchased 1998
MP

Dennis J Koziol

Age 69 Male
·
1641 Claremont Dr, Darien, IL 60561 (Dupage County)
41.7592, -87.9865
Marital: Married TZ: Central
Homeowner Single Family Built 1974
MP

Dennis F Koziol

Age 73 Male
·
PO Box 156, North, VA 23128 (Mathews County)
37.4691, -76.4453
· (757) 621-6192
Marital: Inferred Married TZ: Eastern
Occ: Technical Edu: Graduate School
Homeowner
MP

Dennis Koziol

Age 66 Male
·
2715 Amsdell Rd, Hamburg, NY 14075 (Erie County)
42.7388, -78.8965
· (716) 824-3580
TZ: Eastern
MP

Dennis E Koziol

Age 68 Male
·
105 Kerry Ln, Charlottesvle, VA 22901 (Albemarle County)
38.0673, -78.4717
· (434) 973-7806
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1967 Purchased 1982

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Dennis Koziol. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Dennis Koziol. These loans were issued to businesses, not individuals.

Karen Daly

Independent Contractors

$18,563 Paid in Full
Address:
3930 N Pine Grove Ave Apt 616
Chicago, IL60613-5502
Approved

Mar 24, 2021

Forgiven

$18,761

Jobs Reported

1

Loan #

7632738607

Loan Size

Small

Kristin Rennels

Sole Proprietorship

$21,995 Paid in Full
Address:
3930 N Pine Grove Ave Apt 1610
Chicago, IL60613
Approved

May 4, 2020

Forgiven

$22,219

Jobs Reported

1

Loan #

1338587409

Loan Size

Small

Ronald Curran

Self-Employed Individuals

$4,751 Paid in Full
Address:
3930 N Pine Grove Ave Apt 1006
Chicago, IL60613-5505
Approved

Feb 3, 2021

Forgiven

$4,773

Jobs Reported

1

Loan #

2394588404

Loan Size

Small

Carefree Tour Guide & Travel Consultants

Self-Employed Individuals

$4,751 Paid in Full
Address:
3930 N Pine Grove Ave #1006
Chicago, IL60613-5505
Approved

Apr 28, 2020

Forgiven

$4,783

Jobs Reported

1

Loan #

1171147305

Loan Size

Small

Nancy Koziol

Sole Proprietorship

$20,833 Exemption 4
Address:
1641 Claremont Dr
Darien, IL60561-3621
Approved

Apr 20, 2021

Jobs Reported

1

Loan #

6807198805

Loan Size

Small

Jacks Trash Service

Sole Proprietorship

$6,000 Paid in Full
Address:
156 PO Box
Hot Springs, VA24445-0156
Approved

Apr 28, 2020

Forgiven

$6,027

Jobs Reported

1

Loan #

8254187205

Loan Size

Small

Kingport Trading LLC

Limited Liability Company(LLC

$7,670 Paid in Full
Address:
3930 N Pine Grove Ave Apt 2705
Chicago, IL60613
Approved

May 1, 2020

Forgiven

$7,724

Jobs Reported

1

Loan #

5044497703

Loan Size

Small

Abby Miller INC

Subchapter S Corporation

$11,792 Paid in Full
Address:
3930 N Pine Grove Ave Apt 2302
Chicago, IL60613-3363
Approved

Mar 8, 2021

Forgiven

$11,868

Jobs Reported

1

Loan #

8007248503

Loan Size

Small

Isaac Nortey

Independent Contractors

$12,529 Paid in Full
Address:
95 Tennis Plaza Rd Unit 14
Dracut, MA01826-6319
Approved

Apr 27, 2021

Forgiven

$12,563

Jobs Reported

1

Loan #

3258828905

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 9 PPP loan records are linked to businesses associated with Dennis Koziol. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Dennis Koziol on the map

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Dennis Koziol in San Clemente, CA: Background Summary

Location
210 Del Cabo, San Clemente, CA 92673
Other Locations
Lackawanna, NY ยท North, VA ยท Darien, IL and 8 more
Profiles Found
15 people with this name
Phone Numbers
(413) 731-7070 and 9 others on file
Possible Relatives
Derek F Koziol, Jeffrey Koziol, Theresa A Koziol, Amelia A Koziol, Catherine Watson Koziol and 6 more
Career
Secretary at North American Van Lines, North American Van Lines Inc
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
4 linked โ€” 2003 Mercedes Benz Ml Class, 2007 Chevrolet Impala and 2 more
Contributions
$4,650 total โ€” McCain, John S, Finn, Michael J
Licenses
2 professional licenses (DR)
PPP Loans
$109K for Karen Daly, Kristin Rennels

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Dennis Koziol. Because public records are indexed by name rather than by a unique identifier, the 93 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Dennis Koziol

Search Complexity: High

93 public records across 10states, belonging to approximately 15 different individuals. With 15 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: Virginia (12%), followed by Massachusetts and Illinois. Spans the Northeast and Midwest regions.

VA11recordsMA8recordsIL6recordsCA6recordsNY6recordsIN4records

Record Type Breakdown

Data spans 10 record categories. Largest: Contact & Address Records (27%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (23) and Business & Corporate Filings (10).

23
Contact & Address Records
23
Political Contribution Records
10
Business & Corporate Filings
9
Property Ownership Records
9
PPP Loan Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 36 years, suggesting multiple generations. Largest group: Senior (65+) (83%).

Senior (65+)10peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Dennis Koziol

Is Dennis Koziol a registered voter?
Yes, voter registration records show Dennis Koziol is registered with REP affiliation. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Dennis Koziol own property?
County assessor records show 9 properties associated with Dennis Koziol . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Dennis Koziol?
Records show 4 vehicle registrations associated with Dennis Koziol, including a 2003 MERCEDES BENZ ML CLASS. Registered makes include Mercedes Benz, Chevrolet, Mercedes-Benz, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Dennis Koziol?
We found 10 business affiliations for Dennis Koziol (SECRETARY). Other companies include North American Van Lines Inc, North American Van Lines, Inc.. Business records are compiled from state registries, SEC filings, and professional databases.
Has Dennis Koziol made political donations?
FEC disclosure records show 23 reported political contributions from Dennis Koziol, totaling $4,650. Recipients include McCain, John S and Finn, Michael J. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Dennis Koziol?
Our database contains 93 total records for Dennis Koziol spanning 10 states. This includes 15 distinct contact records, 10 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Dennis Koziol?
The 93 records displayed for Dennis Koziol are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Dennis Koziol remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.