Ms Ding Qian Lu from Briarcliff Manor, NY

Age 63

Ding Lu

Age 65 b. 1960-07-02
๐Ÿ“ Apt 11, 1221 Kennedy Pl, Davis Ca
๐Ÿ“ž (530) 306-5368, (530) 758-8891
โœ‰๏ธ DINGGE@SBCGLOBAL.NET, dingge@sbcglobal.net

Ding Lu

Age 36 b. 1989-05-19
๐Ÿ“ 91 Olentangy Point, Columbus Oh 43202
๐Ÿ“ž (614) 555-5555
โœ‰๏ธ LUDING123@LIVE.CN, luding123@live.cn

Ding K Lu

Age 71 b. 1954-12-02
๐Ÿ“ 1315 Foxwood Rd, Houston Tx
๐Ÿ“ž (713) 254-7433, (713) 416-3737
โœ‰๏ธ MLU6070@YAHOO.COM

Ding Lu

Age 69 b. 1956-10-25
๐Ÿ“ 1027 Lassen Ter, Sunnyvale Ca
๐Ÿ“ž (650) 380-6167, (408) 736-5310
โœ‰๏ธ DINGLUH@YAHOO.COM

Ding Lu from Sunnyvale, CA

Age 69 b. Oct 1956 Santa Clara Co.
๐Ÿ“ 1027 Lassen Ter
๐Ÿ“ž (650) 424-1903

Ding Lu from San Leandro, CA

Age 71 b. Sep 1954 Alameda Co.
๐Ÿ“ 1595 Bancroft Ave
๐Ÿ“ž (510) 352-9768

Ding Lu from Harrison, NJ

Age 64 b. Aug 1961
๐Ÿ“ 421 Cleveland Ave
๐Ÿ“ž (708) 895-7313

Ding Lu from Oakland, CA

Age 70 b. Oct 1955 Alameda Co.
๐Ÿ“ 2917 Park Blvd Apt 3
๐Ÿ“ž (602) 838-8670
๐Ÿ‘ค aka Mona D Lu

Ding Lu from Houston, TX

Age 71 b. Dec 1954 Harris Co.
๐Ÿ“ 10106 Golden Sunshine Dr
๐Ÿ“ž (281) 869-6070

Ding Lu from Sugar Land, TX

Age 51 b. Jan 1975
๐Ÿ“ 2907 Colony Dr
๐Ÿ“ž (713) 269-4289
๐Ÿ‘ค aka Ding Kwei Lu, Ding-Kwei Lu, Dingkwei Lu

Ding Lu from Houston, TX

Age 59
๐Ÿ“ 1315 Foxwood Rd, Houston, TX 77008
๐Ÿ“ž (713) 869-6070, (806) 654-7639, (713) 869-6070

Ding Lu from Sunnyvale, CA

Age 57
๐Ÿ“ 1027 Lassen Ter, Sunnyvale, CA 94086
๐Ÿ“ž (650) 424-1903, (650) 424-1903, (970) 491-0795, (650) 938-1176

Ding Lu from Briarcliff Manor, NY

Age 59
๐Ÿ“ 209 Schrade Rd #4h, Briarcliff Manor, NY 10510
๐Ÿ“ž (914) 318-7799, (914) 423-4896, (914) 245-1367

Ding Lu from Davis, CA

Age 65 b. Jul 1960 Yolo Co.
๐Ÿ“ 2419 Loyola Dr
๐Ÿ‘ค aka Lu Ding

Ding Lu from Briarcliff, NY

Age 71 b. Apr 1955 Westchester Co.
๐Ÿ“ 209 Schrade Rd Apt 2 H

Ding Lu from New York, NY

Age 55 b. Mar 1971 New York Co.
๐Ÿ“ 666 W 204th St

Ding Lu from Auburn, AL

Age 50 b. Jun 1975 Lee Co.
๐Ÿ“ 257 S Gay St Apt 202 B

Ding Lu from Houston, TX

Age 51 b. Jan 1975 Harris Co.
๐Ÿ“ 8901 Braesmont Dr 226

Ding Lu from Elmhurst, NY

Age 48 b. Sep 1977 Queens Co.
๐Ÿ“ 5717 84th St

Ding Lu from Fort Collins, CO

0
๐Ÿ“ 500 Prospect Rd #10a, Fort Collins, CO 80526

Ding Lu from Saint Paul, MN

๐Ÿ“ 1170 Fifield Ave
๐Ÿ“ž (651) 343-8401 (AT&T MOBILITY)

Ding Lu from Temecula, CA

Age 63 b. 1963 U
๐Ÿ“ 30864 Highland Vista Cir
๐Ÿ’ผ 1231

Ding Lu from Auburn, AL

Lee Co.
๐Ÿ“ 257 Southgayst 202 B

Ding Lu from Omaha, NE

Douglas Co.
๐Ÿ“ 123 N 38 Th Ave

Ding Lu from Fort Collins, CO

Larimer Co.
๐Ÿ“ 1108 W Mountain Ave

Ding Lu from Elmhurst, NY

Queens Co.
๐Ÿ“ 8511 53rd Ave

Ding Lu from Furlong, PA

๐Ÿ“ 2434 Dorchester St W

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 33 contact records for Ding LU across 10 states. The most recent address on file is in Sunnyvale, California. Of these records, 20 include phone numbers and 7 include email addresses. Ages range from 57 to 59, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Lu Ding

Philadelphia County
PIN: 143N080264
· 6351 Oakland St, Philadelphia pa

Lu Ding K & Ming H

Harris County
· 1320 Melbourne St, Houston

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Ding LU in Houston. Values shown are from county assessor records and may differ from current market prices.

Ding Qian Lu

BLK
215 Schrade Rd, 9, 10510
DOB: 19550412 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Ding LU. Party affiliation is listed as BLK. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Honda Odyssey
ยท Registered to: Ding Lu
ยท VIN: 5FNRL38738B409642
·
7518 Trail Holw, Missouri City, TX, 77459

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Ding LU. Registered makes include Honda. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

UCDAVIS- Punch out

Manager
ddlu@ucdavis.edu
Sacramento,

Lu Creations International

Owner
Briarcliff Manor, NY
Miscellaneous Manufacturing Industries (Industries)

East West Furniture LLC

President
(405) 947-3488
Oklahoma City, OK
Furnishing, Equipment and Home Furniture Stores (Stores)

Parade Technologies

Ding LuCo=Founder & Executive Vice President of Product Development at Parade Technologies

Ding Lu

Ossining, New York, United States

Banning Residence Museum

Ding LuHuman Resources Specialist
(914) 318-7799dlu@comcast.net
209 Schrade Rd Apt 4h, Briarcliff Manor, NY10510
banningmuseum.org

Ding Lu

owner at Lu creations

Banning Residence Museum

Ding LuHuman Resources Specialist
(914) 318-7799dlu@comcast.net
209 Schrade Rd Apt 4h, Briarcliff Manor, NY10510

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 20 business affiliations were found for Ding LU. Companies include Lu Creations International, East West Furniture LLC, Banning Residence Museum. Roles listed include Manager and Evp Product Development. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ctc Bio, LLC

Addr: 2360 Corporate Circle - Suite 400, Henderson, NV, 89074-7722
NV
Officer: Ding Lu

Ctc Bio, LLC

Addr: 2360 Corporate Circle - Suite 400, Henderson, NV, 89074-7722
NV
Officer: Ding Lu

Office Of Administrator And His Successors, A Corporation Sole For Liteway

Addr: 2360 Corporate Circle - Suite 400, Henderson, NV, 89074-7722
NV
Mmember: Ding Lu

Unknown Corporation

Officer: Ding Lu

Source: Public Records Ding LU appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Ding Lu - Sunnyvale

Patent Details

Ding Lu
#8836586

Patent Details

Ding Lu
#8374654

Patent Details

Ding Lu
#8832844

Patent Details

Ding Lu
#9196216

Patent Details

Ding Lu
#9053673

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Ding LU is listed as an inventor or co-inventor on 6 USPTO patents. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Ding N Lu

Group Tour
Oct 5, 2012, 10:30 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Ding LU appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

$104 Feb 27, 2018
2018
California Association Of Realtors Issues Mobilization Pac
Lu, Ding Real Estate Broker @ Coldwell Banker, Select Re Davis, CA
$50 Sep 10, 2013
2014
Ross, Mike
Lu, Ding Sharon, MA
$42 Jul 4, 2020
2020 REP
Trump, Donald J
Lu, Ding Retired Briarcliff Manor, NY
$100 Dec 21, 2020
2020
Trump Make America Great Again Committee
Lu, Ding Retired Briarcliff Manor, NY
$50 Sep 10, 2013
Ross, Mike
Contributor Sharon, MA
$100 Dec 21, 2020
Unknown Committee
Lu, Ding Retired Briarcliff Manor, NY
$50
2014
Ross, Mike
Contributor Sharon, MA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 7 political contribution records found for Ding LU. Total disclosed contributions amount to $496. Recipients include Ross, Mike. Federal law requires disclosure of contributions above $200 to federal candidates.

Ding Lu

License: 1959741 Salesperson

Source: State Real Estate Commissions ยท NAR License Databases

MP

Ding Q Lu

Age 61
·
1595 Bancroft Ave, San Leandro, CA 94577 (Alameda County)
37.7246, -122.1470
Marital: Married TZ: Pacific
Homeowner Single Family Built 1940 Purchased 1995
MP

Ding Lu

Age 60
·
1027 Lassen Ter, Sunnyvale, CA 94086 (Santa Clara County)
37.3786, -122.0470
Marital: Married TZ: Pacific
Edu: Some College
Homeowner Single Family Built 2004
MP

Ding Q Lu

Age 62 Female
·
215 Schrade Rd, Briarcliff, NY 10510 (Westchester County)
41.1591, -73.8259
Marital: Single TZ: Eastern
Homeowner Multi-Family
MP

Ding Lu

Age 52
·
4756 Woodduck Cmn, Fremont, CA 94555 (Alameda County)
37.5665, -122.0440
TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1986 Purchased 2000
MP

Ding Lu

Age 42
·
64 Lincoln Rd, Sharon, MA 02067 (Norfolk County)
42.1197, -71.1503
TZ: Eastern
Edu: High School
Single Family
MP

Ding Lu

·
30864 Highland Vista Cir, Temecula, CA 92591 (Riverside County)
33.5488, -117.1210
TZ: Pacific
Homeowner Single Family Built 2005 Purchased 2008
MP

Ding Lu

Age 55
·
421 Cleveland Ave, Harrison, NJ 07029 (Hudson County)
40.7475, -74.1555
· (201) 497-1866
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Ding Q Lu

Age 74
·
11306 Pearl St, Los Angeles, CA 90064 (Los Angeles County)
34.0327, -118.4370
Marital: Married TZ: Pacific
Multi-Family
MP

Ding Lu

Age 57 Male
·
3108 Merced Dr, Davis, CA 95618 (Yolo County)
38.5628, -121.7080
· (408) 807-5777
Marital: Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family Built 2000 Purchased 2016

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Ding LU. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ding LU. These loans were issued to businesses, not individuals.

Latasha Davidson

Sole Proprietorship

$20,832 Exemption 4
Address:
8901 Braesmont Dr
Houston, TX77096-2456
Approved

May 13, 2021

Forgiven

$21,109

Jobs Reported

1

Loan #

1638719002

Loan Size

Small

Gladis Galicia

Sole Proprietorship

$20,832 Exemption 4
Address:
8901 Braesmont Dr
Houston, TX77096-2456
Approved

May 26, 2021

Jobs Reported

1

Loan #

7731749002

Loan Size

Small

Ashley Scott

Independent Contractors

$3,559 Exemption 4
Address:
8901 Braesmont Dr
Houston, TX77096-2456
Approved

Mar 24, 2021

Jobs Reported

1

Loan #

8454488605

Loan Size

Small

Ayanna King

Sole Proprietorship

$20,832 Paid in Full
Address:
8901 Braesmont Dr
Houston, TX77096-2456
Approved

Mar 31, 2021

Forgiven

$20,929

Jobs Reported

1

Loan #

4038728706

Loan Size

Small

S L Advantage INC

Corporation

$5,958 Paid in Full
Address:
209 Schrade Rd Apt 2g
Briarcliff Mnr, NY10510
Approved

May 7, 2020

Forgiven

$6,025

Jobs Reported

1

Loan #

3479417407

Loan Size

Small

Ashley Scott

Independent Contractors

$3,559 Exemption 4
Address:
8901 Braesmont Dr
Houston, TX77096-2456
Approved

Apr 19, 2021

Jobs Reported

1

Loan #

6087108801

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 6 PPP loan records are linked to businesses associated with Ding LU. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

๐Ÿ—๏ธ

Unknown

MANHATTAN
A2 SIGNED OFF
๐Ÿ—๏ธ

Ding Lu

Owner MANHATTAN
#103513155
๐Ÿข Sun Hang Lee Restaurant

๐Ÿ“ 666 WEST 204 STREET, MANHATTAN

A2 Completed/Signed

REPLACE AUTOMATIC FIRE SUPPRESSION SYSTEM IN KITCHEN RANGEHOOD. NO CHANGE IN USE, EGRESS AND OCCUPANCY. COOKING EQUIPMENTS WERE INSTALLED UNDER CASE# 100455534. GAS SHUT-OFF UNDER CASE# MISC 1299-80.

Source: City Building Departments ยท DOB Permit Databases ยท Construction Records Building permit records from city and county building departments. Shows construction, renovation, and demolition permits associated with properties linked to this individual. Permit data is public record maintained by local government.

Born 1934

Source: IMDb ยท Open Library ยท Sports Reference ยท FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Ding LU on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Ding LU in Davis, CA: Background Summary

Location
Apt 11, 1221 Kennedy Pl, Davis Ca, Davis, CA
Other Locations
Sunnyvale, CA ยท San Leandro, CA ยท Harrison, NJ and 12 more
Profiles Found
33 people with this name
Phone Numbers
(914) 318-7799 and 27 others on file
Email
dlu@comcast.net and 8 others on file
Possible Relatives
Nini Luyuan Xing, Angelina L Xing, Eric T Nathan, Nini Luyuan, Nini Luyuanxing and 252 more
Career
Manager, Evp Product Development at Lu Creations International, East West Furniture LLC
Voter Registration
Registered BLK
Properties
2properties owned
Vehicles
1 linked โ€” 2008 Honda Odyssey
Contributions
$496.06 total โ€” Ross, Mike, Ross, Mike
PPP Loans
$75,572 for Latasha Davidson, Gladis Galicia
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ding LU. Because public records are indexed by name rather than by a unique identifier, the 100 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ding LU

Search Complexity: High

100 public records across 14states, belonging to approximately 33 different individuals. With 33 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: California (16%), followed by New York and Texas. Spans the West and Northeast regions.

CA16recordsNY15recordsTX7recordsMA3recordsNV3recordsCO2records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (45%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (20) and Political Contribution Records (7).

38
Contact & Address Records
20
Business & Corporate Filings
7
Political Contribution Records
6
Patent & Invention Records
6
PPP Loan Records
4
Corporate Records

Age Distribution

Age range: approximately 35 years, suggesting multiple generations. Largest group: Senior (65+) (42%).

Senior (65+)5peopleMiddle-Age (40-64)6peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ding LU

Is Ding LU a registered voter?
Yes, voter registration records show Ding LU is registered with BLK affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ding LU own property?
County assessor records show 2 properties associated with Ding LU . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ding LU?
Records show 1 vehicle registration associated with Ding LU, including a 2008 Honda Odyssey. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ding LU?
We found 20 business affiliations for Ding LU (Manager). Other companies include East West Furniture LLC, Banning Residence Museum. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ding LU made political donations?
FEC disclosure records show 7 reported political contributions from Ding LU, totaling $496. Recipients include Ross, Mike. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ding LU?
Our database contains 100 total records for Ding LU spanning 14 states. This includes 33 distinct contact records, 20 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ding LU?
The 100 records displayed for Ding LU are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ding LU remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.