Don L Owings from De Witt, MO

Age 50
๐Ÿ“ 904 Main St, De Witt, MO 64639
๐Ÿ“ž (660) 641-2269, (660) 815-1119, (660) 886-6905, (660) 549-3450, (660) 886-4141, (816) 886-4141
โœ‰๏ธ dowings@aol.com

Don Owings

Age 84 b. 1941-04-07
๐Ÿ“ 901 Lehigh Ave, Hartshorne Ok
๐Ÿ“ž (918) 470-7077
โœ‰๏ธ KCHATTER41@AOL.COM

Don Owings from Omaha, NE

Age 63 b. 1963 Douglas Co.
๐Ÿ“ 4413 S 149th St
๐Ÿ“ž (402) 891-1068

Don Owings from Grand Island, NE

Age 81 b. May 1944 Hall Co.
๐Ÿ“ 1020 Mc Martin Ave
๐Ÿ“ž (308) 384-4485

Don Owings from Carthage, IL

Age 78 b. Aug 1947 Hancock Co.
๐Ÿ“ 223 Cherry St
๐Ÿ“ž (217) 357-2629

Don Owings from Omaha, NE

Age 62 b. Aug 1963 Douglas Co.
๐Ÿ“ 536 S 52 Nd St
๐Ÿ“ž (402) 891-1068

Don Owings from Odessa, MO

Age 85 b. Mar 1941 Lafayette Co.
๐Ÿ“ 4254 Mountain Hope Rd
๐Ÿ“ž (816) 633-5870
๐Ÿ‘ค aka Donald Gowings

Don Owings

๐Ÿ“ 210 Becky Dr, # 1, Longview Tx
๐Ÿ“ž (903) 220-8804, (903) 220-8804
โœ‰๏ธ DFOWINGS@ATT.NET

Don Owings from Sanford, NC

Male
๐Ÿ“ 4 Sandhill Crane Ct
๐Ÿ“ž (919) 368-3168 (VERIZON WIRELESS)

Don Owings from Carthage, IL

Age 78 b. Aug 1947 Hancock Co.
๐Ÿ“ 91 S Adams St

Don Owings from Lakewood, WA

Age 65 b. 1961 Pierce Co.
๐Ÿ“ 8615 Zircon Dr Sw Unit H4

Don Owings from Eunice, NM

Age 59 b. 1967 Lea Co.
๐Ÿ“ Po Box 1915

Don Owings from De Witt, MO

Age 53 b. Mar 1972
๐Ÿ“ 904 Main St
๐Ÿ‘ค aka Donavan Lewis Owings, Donald Lewis Owings, Donnie Lewis Owings

Don Owings from Bates City, MO

Lafayette Co.
๐Ÿ“ 2099 Outer Rd Lot 196
๐Ÿ“ž (816) 625-4888

Don Owings from Marshall, MO

Saline Co.
๐Ÿ“ 1459 S Grant Ave
๐Ÿ“ž (816) 886-4141

Don Owings from Tacoma, WA

Pierce Co.
๐Ÿ“ 5343 N 46th St

Don Owings from Longview, TX

Gregg Co.
๐Ÿ“ 600 W Avalon Ave 279

Don Owings from Corona, CA

๐Ÿ“ 22581 Hannah Ct

Don Owings from Steilacoom, WA

Pierce Co.
๐Ÿ“ 93 Chinook Ln Apt B

Don Owings from Oak Grove, MO

Jackson Co.
๐Ÿ“ 39701 E J W Cummins Rd Jw

Don Owings from Bloomington, IN

Monroe Co.
๐Ÿ“ 6650 W Eller Rd

Don Owings from Vancouver, WA

Clark Co.
๐Ÿ“ 9611 Nw 29th Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 25 contact records for Don Owings across 10 states. The most recent address on file is in De Witt, Missouri. Of these records, 14 include phone numbers and 6 include email addresses. The listed age is 50. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Owings Don B & Owings Kristen S

Clark County
· 4402 NE 46th Cir, Vancouver

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Don Owings in Vancouver. Values shown are from county assessor records and may differ from current market prices.

2012 Hyundai Genesis
ยท Registered to: Don Owings
ยท VIN: KMHGC4DD7CU197008
·
210 Becky Dr, Longview, TX, 75605
·
(903) 220-8804
2006 Dodge Ram 1500
ยท Registered to: Don Owings
ยท VIN: 3D7KS19D86G175993
·
1420 23rd St Se, Auburn, WA, 98002
2017 MAZDA MAZDA3
ยท Registered to: Don Owings
ยท VIN: 3MZBN1U76HM131396
·
210 Becky Dr #1, Longview, TX, 75605
2002 FORD FOCUS
ยท Registered to: Don Owings
ยท VIN: 3FAFP37362R162702
·
210 Becky Dr # 2, Longview, TX, 75605
·
(903) 663-8793

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Don Owings. Registered makes include Hyundai, Dodge, Mazda, Ford. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

So-il Service Inc

Chief Executive Officer And Owner
dowings@so-ilservice.com

So-Il Svc Inc

Owner
(217) 357-2360cpittman@so-ilservice.com
Carthage, IL
Engineering, Management, Accounting, Research and Related Industries (Services)

S O-IL Service Farm

Secretary
Niota, IL
Mobile Home Dealers, Garden Supply, Building Materials and Hardware (Construction)

Project Engineers

Manager
(360) 750-7091
Vancouver, WA
Legislative, Executive and General Government other than Finance (Government)

Owings Bonding

Owner
(816) 252-0008
Independence, MO
Business Services (Services)

SO-Il Svc Farm

President
(217) 755-4400
Niota, IL
Engineering, Management, Accounting, Research and Related Industries (Services)

Don Owings

Consultant
Owings Oilfield Consulting
Oklahoma

Don Owings

Fishing Tool Supervisor at We

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for Don Owings. Companies include So-Il Svc Inc, S O-IL Service Farm, Project Engineers and 2 more. Roles listed include Chief Executive Officer And Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 132 Vogt Dr, Belle Chasse, La, LOUISIANA
LOUISIANA
Officer: Don Owings

A Peace Of Happiness Therapeutic Massage LLC

Addr: 10174 Tait Street, Las Vegas, NV, 89178
NV
Officer: Don Owings

Jim Brown Refrigeration Service, INC.

Addr: 132 Vogt Dr, Belle Chasse, La, LA
LA
Vice-President: Don Owings

Source: Public Records Don Owings appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Don Owings - LONGVIEW

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Don Owings is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Don Owings

Eunice High School - Eunice, NM, NM
1959

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Don Owings has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$45 Jul 31, 2015
2016
Hdr, INC. Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Nov 6, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Jul 31, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Dec 5, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Jul 3, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Mar 11, 2016
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Jun 19, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Jan 17, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$105 Mar 30, 2015
2016
Hdr, INC Pac
Owings, Don Vancouver, WA
$180 Jun 30, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Proj Mgr @ Hdr INC Vancouver, WA
$30 Jul 31, 2014
2014
Hdr, INC. Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Sep 25, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$25 Feb 9, 2020
2020 REP
Trump, Donald J
Owings, Don It Engineer @ Vss INC Canyon Lake, TX
$15 Mar 27, 2015
2016
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Sep 11, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$30 Sep 30, 2015
2016
Hdr, INC. Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Oct 15, 2014
2014
Hdr, INC. Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$225 Jan 15, 2016
2016
Hdr, INC Political Action Committee
Owings, Don Sr Proj Mgr @ Hdr INC Vancouver, WA
$15 Jan 16, 2015
2016
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Jun 6, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$30 Dec 31, 2014
2014
Professionals Political Action Committee(p Pac)
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Dec 4, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$135 Oct 19, 2015
2016
Hdr, INC Pac
Owings, Don Vancouver, WA
$15 Mar 25, 2016
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Jul 18, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$25 Feb 9, 2020
2020 REP
Trump, Donald J
Owings, Don It Engineer @ Vss INC Canyon Lake, TX
$15 Jan 29, 2016
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Nov 7, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Feb 26, 2016
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 May 23, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 May 22, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Aug 14, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$24 Oct 28, 2013
2014 UNK
National Rifle Association Of America Political Victory Fund
Owings, Don G Retired @ Lucent Odessa, MO
$15 Oct 9, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Mar 13, 2015
2016
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Sep 12, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Feb 14, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Jan 2, 2015
2016
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Dec 18, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$30 Aug 31, 2015
2016
Hdr, INC. Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Dec 31, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Aug 1, 2014
2014
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Feb 27, 2015
2016
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Feb 12, 2016
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$30 Sep 30, 2014
2014
Hdr, INC. Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Jan 30, 2015
2016
Hdr INC Pac
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$15 Aug 28, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$250 Nov 18, 2015
2016
2016 Committee; The
Owings, Don Retired Carthage, IL
$135 May 16, 2016
2016
Hdr, INC Pac
Owings, Don Vancouver, WA
$15 Jul 3, 2015
2016
Hdr, INC Political Action Committee
Owings, Don Sr Project Manager @ Hdr INC Vancouver, WA
$150 Jul 7, 2015
2016 Committee; The
Contributor Retired Carthage, IL
$150 Jul 7, 2015
Unknown Committee
Owings, Don Mr. Retired Carthage, IL
$15
2014
Hdr INC Pac
Contributor Sr Project Manager @ Hdr INC Vancouver, WA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Don Owings. Total disclosed contributions amount to $2,139. Recipients include 2016 Committee; The, Hdr INC Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Don Owings

Male
·
406 Thorncliff Dr, Fayetteville, NC 28303 (Cumberland County)
35.0585, -78.9332
TZ: Eastern
Single Family
MP

Don Owings

Age 59 Male
·
4402 NE 46th Cir, Vancouver, WA 98661 (Clark County)
45.6543, -122.6250
· (360) 694-7859
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1994 Purchased 1994
MP

Don F Owings

Age 50 Male
·
210 Becky Dr, Longview, TX 75605 (Gregg County)
32.5754, -94.7306
· (903) 663-8793
Marital: Married TZ: Central
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1969 Purchased 2002
MP

Don Owings

Male
·
1242 Eden Dr, Longview, TX 75605 (Gregg County)
32.5227, -94.7197
· (281) 743-9377
TZ: Central
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Don Owings. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Don Owings. These loans were issued to businesses, not individuals.

Jerry T. Welch

Sole Proprietorship

$438 Paid in Full
Address:
904 Main St
Grant City, MO64456-8102
Approved

May 6, 2020

Forgiven

$443

Jobs Reported

1

Loan #

3135417403

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Don Owings. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Don Owings on the map

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Don Owings in TX: Background Summary

Location
210 Becky Dr Longview, TX 75605-7634
Other Locations
De Witt, MO ยท Omaha, NE ยท Grand Island, NE and 14 more
Profiles Found
25 people with this name
Phone Numbers
(903) 220-8804 and 18 others on file
Email
d2owings@juno.com and 5 others on file
Possible Relatives
Donna Elizabeth Owings, A D Owings, Kay G Owings, Kayla E Owings, Addison D Owings and 134 more
Career
Chief Executive Officer And Owner at So-Il Svc Inc, S O-IL Service Farm
Properties
1property owned
Vehicles
4 linked โ€” 2012 Hyundai Genesis, 2006 Dodge Ram 1500 and 2 more
Contributions
$2,139 total โ€” 2016 Committee; The, Hdr INC Pac
PPP Loans
$437.9 for Jerry T. Welch

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Don Owings. Because public records are indexed by name rather than by a unique identifier, the 104 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Don Owings

Search Complexity: High

104 public records across 12states, belonging to approximately 25 different individuals. With 25 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Missouri (9%), followed by Washington and Illinois. Spans the Midwest and West regions.

MO9recordsWA8recordsIL7recordsTX7recordsNE3recordsNC2records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (54%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (27) and Business & Corporate Filings (9).

53
Political Contribution Records
27
Contact & Address Records
9
Business & Corporate Filings
4
Vehicle Registration Records
3
Corporate Records
1
Property Ownership Records

Age Distribution

Age range: approximately 35 years, suggesting multiple generations. Largest group: Senior (65+) (44%).

Senior (65+)4peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Don Owings

Does Don Owings own property?
County assessor records show 1 property associated with Don Owings . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Don Owings?
Records show 4 vehicle registrations associated with Don Owings, including a 2012 Hyundai Genesis. Registered makes include Hyundai, Dodge, Mazda, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Don Owings?
We found 9 business affiliations for Don Owings (Chief Executive Officer And Owner). Other companies include S O-IL Service Farm, Project Engineers. Business records are compiled from state registries, SEC filings, and professional databases.
Has Don Owings made political donations?
FEC disclosure records show 53 reported political contributions from Don Owings, totaling $2,139. Recipients include 2016 Committee; The and Hdr INC Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Don Owings?
Our database contains 104 total records for Don Owings spanning 12 states. This includes 25 distinct contact records, 14 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Don Owings?
The 104 records displayed for Don Owings are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Don Owings remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.