Don Roman from Big Spring, TX

Age 76
๐Ÿ“ 200 Rocco Rd, Big Spring, TX 79720
๐Ÿ“ž (432) 393-5770, (915) 393-5770, (432) 770-4455, (915) 263-4653, (940) 535-1221, (903) 640-1884
โœ‰๏ธ droman62@hotmail.com, droman62@yahoo.com
๐Ÿช D & B Roman Corporation Inc, D & B Roman Corporation, Inc

Don Roman

Age 82 b. 1943-06-14
๐Ÿ“ 910 Bayberry Ct, Sebastopol Ca
๐Ÿ“ž (707) 477-5276, (707) 823-9657
โœ‰๏ธ DONROMAN@ROMANSYSTEMS.COM

Don Roman

Age 63 b. 1962-08-31
๐Ÿ“ 4971 Vicksburg Ln, Hilliard Oh
๐Ÿ“ž (614) 777-8540
โœ‰๏ธ DR0MAN@YAHOO.COM

Don Roman from Sebastopol, CA

Age 82 b. Jun 1943 Male
๐Ÿ“ 910 Bayberry Ct
๐Ÿ“ž (626) 797-1383 (Cell)

Don Roman from Stone Mountain, GA

Age 78 b. 1948 Dekalb Co.
๐Ÿ“ 1462 Crooked Tree Cir
๐Ÿ“ž (770) 808-0696

Don Roman from Akron, OH

Age 89 b. May 1936 Summit Co.
๐Ÿ“ 1569 Bond St
๐Ÿ“ž (330) 865-0316

Don Roman from Bellflower, CA

Age 90 b. May 1935 Los Angeles Co.
๐Ÿ“ 15532 Ryon Ave
๐Ÿ“ž (562) 866-1089

Don Roman from Big Spring, TX

Age 88 b. Sep 1937 Howard Co.
๐Ÿ“ 200 Rocco Rd
๐Ÿ“ž (432) 393-5770

Don Roman from Lynnfield, MA

0
๐Ÿ“ 8 Priscilla Rd, Lynnfield, MA 01940
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Dawn Romancarangelo

Don Roman from El Centro, CA

Male
๐Ÿ“ 1389 Sperber Rd
๐Ÿ“ž (619) 339-6452 (AT&T MOBILITY)

Don Roman from Watsonville, CA

Age 66 b. 1960 Male
๐Ÿ“ 447 Strawberry Canyon Rd
๐Ÿ“ž (831) 763-2267

Don Roman from Topsham, ME

Age 39 b. Oct 1986
๐Ÿ“ 352 Po Box
๐Ÿ‘ค aka Don R Balsamo, Donald Wade Roman

Don Roman from Danville, CA

Age 83 b. May 1942 Contra Costa Co.
๐Ÿ“ 541 Mikado Pl

Don Roman from Orange, TX

Orange Co.
๐Ÿ“ 8715 N Dana
๐Ÿ“ž (745) 745-2825

Don Roman from Rogue River, OR

Jackson Co.
๐Ÿ“ 1142 Fielder Creek Rd
๐Ÿ“ž (316) 321-6306

Don Roman from Bonham, TX

Fannin Co.
๐Ÿ“ 2018 S Village Dr

Don Roman from Liberty, NC

Randolph Co.
๐Ÿ“ 5709 Julian Airport Rd

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 17 contact records for Don Roman across 8 states. The most recent address on file is in Sebastopol, California. Of these records, 12 include phone numbers and 3 include email addresses. The listed age is 76. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Roman Don D &

Howard County
· 200 Rocco, Coahoma

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Don Roman in Coahoma. Values shown are from county assessor records and may differ from current market prices.

Don Roman

Stone Mountain, 300883760
DOB: 1/1/1948 Gender: Male
Congress: 004

Don Roman

Atlanta, 30326
DOB: 1/1/2002 Gender: Male
Congress: 011

Don M Roman

Reg: 19920815
1462 Crooked Tree Cir, Stone Mountain, 300883760
Gender: Male

Don Roman

Reg: 306186845
131-42 134 Street, 11420
DOB: 19861229 Gender: Male

Don Roman

Democrat
131-42 134 Street, 11420
DOB: 19861229 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Don Roman. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 Saturn ION
ยท Registered to: Don Roman
ยท VIN: 1G8AW14F04Z124451
·
4971 Vicksburg Ln, Hilliard, OH, 43026
·
(614) 777-8540
2012 Toyota Highlander
ยท Registered to: Don Roman
ยท VIN: 5TDYK3EH7CS081156
·
200 Rocco Rd, Big Spring, TX, 79720
·
(432) 393-5770
2011 MERCURY MILAN
ยท Registered to: Don Roman
ยท VIN: 3MEHM0JAXBR602145
·
12 J William Hts, Millis, MA, 02054-1340
·
(508) 376-8153
2010 MERCURY MARINER
ยท Registered to: Don Roman
ยท VIN: 4M2CN8H79AKJ04517
·
12 J William Hts, Millis, MA, 02054-1340
·
(508) 376-8153
2008 MERCURY MILAN
ยท Registered to: Don Roman
ยท VIN: 3MEHM08ZX8R654167
·
12 J William Hts, Millis, MA, 02054-1340
ยท Registered to: Don Roman
·
200 Rocco Rd, Big Spring, TX, 79720
·
(432) 393-5770

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Don Roman. Registered makes include Saturn, Toyota, Mercury, N. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Roman Painting & Decorating

Owner
(402) 733-6951
Omaha, NE
Construction - Special Trade Contractors (Construction)

Tom Boy Shop

President
(432) 263-2620
Big Spring, TX
Apparel and Accessory Stores (Stores)

Roman Porcelain Dental Studios

Owner
(216) 581-5300
Cleveland, OH
Health Services (Services)

Don Roman Mexican Goods

Owner
(210) 227-6566
San Antonio, TX
Miscellaneous Retail (Stores)

Zales Jewelers 556

Manager
Nanuet, NY
Miscellaneous Retail (Stores)

Citrus Club Mens Association

Don RomanSecretary
La Quinta, CA

Don Roman

Nicaragua

Vitria Technology Inc

Don RomanDirector Inservice Training/Ed
don.roman@aim.com
2216 Pebrican Ave, Cheyenne, WY82001

Skowronski, Annette DDS

Don RomanPrinciple
(307) 870-4759don.roman@aim.com
2216 Pebrican Ave, Cheyenne, WY82001
dr-annette.com

RR Advisors LLC

Don RomanFocus Factory Manager
(330) 948-0156d.roman@neo.rr.com
Burbank, OH

Met Life Inc

Don RomanStockbroker
(212) 578-2211droman@metlife.com
New York, NY

The Lee Company

Don RomanInformation Technology Manager
(860) 399-6281romand@theleeco.com
Westbrook, CT

Wayne Dalton Corp

Don RomanManufacturing Executive
5935226d.roman@wayne-dalton.com
Conneaut, OH

Don Roman

United States

Vitria Technology Inc

Don RomanDirector Inservice Training/Ed
don.roman@aim.com
2216 Pebrican Ave, Cheyenne, WY82001

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 26 business affiliations were found for Don Roman. Companies include Roman Painting & Decorating, Tom Boy Shop, Roman Porcelain Dental Studios and 7 more. Roles listed include Secretary and Director Inservice Training/Ed. Records are compiled from state business registries, SEC filings, and professional networking databases.

Dutch Treat Bakeries, INC.

Filed: Jun 28, 1961
Registered Agent: Don Roman

Dutch Treat Bakeries, INC.

Filed: Jun 28, 1961
CEO: Don Roman

Unknown Corporation

Addr: 200 Rocco Rd, Big Spring, TX, 79720
TX
DIRECTOR: don D roman

Dutch Treat Bakeries, INC.

Addr: 1296 Schibel Rd, Sebastopol, CA, 95472
CA
CEO: Don Roman

Unknown Corporation

Addr: Memphis, TN
TN
Officer: don M roman

D & B Roman Corporation, INC.

ID: 0121941800
Addr: 200 Rocco Rd, Big Spring, TX, 79720
TX
DIRECTOR: Don D Roman

D & B Roman Corporation, INC.

ID: 0121941800
Addr: 200 Rocco Rd, Big Spring, TX, 79720
TX
PRESIDENT: Don D Roman

Source: Public Records Don Roman appears in 7 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$500 Sep 21, 2018
2018 DEM
Johnson, Francys
Roman, Don Consultant @ Roman Consulting LLC Stone Mountain, GA
$100 Feb 28, 2021
2022 DEM
McBath, Lucia Kay Ms.
Roman, Don Fine Art Consultant @ Roman Art Consulting LLC Stone Mountain, GA
$250 Sep 30, 2017
2018 12
Delgado For Congress
Roman, Don M Financial Services Representative @ Metlife Stone Mountain, GA
$250 Oct 12, 2012
2012 DEM
Scollo, Philip
Roman, Don Financial Planner @ Metlife Stone Mountain, GA
$150 Jun 14, 2018
2018 DEM
Delgado, Antonio
Roman, Don M Financial Services Rep @ Metlife Stone Mountain, GA
$1,000 Jan 24, 2019
2020 DEM
McBath, Lucia Kay Ms.
Roman, Don Business Consultant @ Roman Consulting LLC Stone Mountain, GA
$535 Mar 27, 2003
2004 DEM
Dean, Howard
Roman, Don Financial Planner @ Metlife Stone Mountain, GA
$50 Jan 30, 2019
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Roman, Don Business Consultant @ Roman Consulting LLC Stone Mountain, GA
$1,000 Sep 28, 2012
2012 DEM
Tinubu, Gloria Bromell
Roman, Don Financial Services Rep @ Metlife Financial Group Atlanta, GA
$250 Sep 10, 2018
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Roman, Don Financial Planner @ Metlife Stone Mountain, GA
$100 Apr 30, 2021
2022 DEM
McBath, Lucia Kay Ms.
Roman, Don Not Employed Stone Mountain, GA
$250 Oct 12, 2004
2004 DEM
Baker, Thurbert
Roman, Don M Financial Planner @ New England Life Insurance Co Atlanta, GA
$250 Mar 20, 2016
2016
Advocacy For Action Fund
Roman, Don M Sr Financial Planner @ Metlife Raiford Roman & Associates Atlanta, GA
$100 Jul 19, 2011
2012
Perry, Franc
Roman, Don Stone Mountain, GA
$150 Apr 24, 2000
2000 DEM
Hartwell, Edna Hall
Roman, Don Estate Planner Stone Mountain, GA
$250 Sep 25, 2013
2014
Watson, Aaron
Roman, Don M Sr Financial Planner @ Raiford, Roman And Associates An Office Of Metlife Stone Mountain, GA
$525 Jul 1, 1998
1998 DEM
Baker, Thurbert
Roman, Don M Insurance @ New England Life Insurance Co Atlanta, GA
$500 Mar 23, 2012
2012 DEM
Tinubu, Gloria Bromell
Roman, Don Financial Services Rep @ Metlife Financial Group Atlanta, GA
$3 Sep 25, 2014
2014 DEM
Actblue
Roman, Don Financial Planner @ Metlife Stone Mountain, GA
$1,350 Jul 1, 1998
1998 DEM
Baker, Thurbert
Roman, Don M Insurance @ New England Life Insurance Co Atlanta, GA
$25 Jul 30, 2020
2020 DEM
Dscc
Roman, Don Business Consultant @ Self Stone Mountain, GA
$250 Apr 17, 2015
2016 DEM
Summers, Kurt A Jr
Roman, Don Stone Mountain, GA
$500 Sep 23, 2020
2020 DEM
Blunt Rochester, Lisa
Roman, Don Self Stone Mountain, GA
$1,000 May 21, 2021
2022 DEM
Johnson, Elizabeth
Roman, Don Not Employed Stone Mountain, GA
$300 Mar 8, 2018
2018 DEM
Thomas, Reginald Leonard Reggie
Roman, Don Business Consultant @ Roman Consulting LLC Stone Mountain, GA
$101 Jan 25, 2016
2016
Banks, James Gabriel
Roman, Don Researching Requested Stone Mountain, GA
$100 Dec 30, 2020
2020 DEM
McBath, Lucia Kay Ms.
Roman, Don Business Consultant @ Self Stone Mountain, GA
$500 Sep 26, 2023
2024 DEM
Blunt Rochester, Lisa
Roman, Don Not Employed Stone Mountain, GA
$3 Sep 25, 2014
DEM
Actblue
Contributor Financial Planner @ Metlife Stone Mountain, GA
$100 Dec 30, 2020
Unknown Committee
Roman, Don Business Consultant @ Self Stone Mountain, GA
$250
2014
Watson, Aaron
Contributor Financial Planner @ Raiford, Roman And Associates An Office Of Metlife Stone Mountain, GA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 31 political contribution records found for Don Roman. Total disclosed contributions amount to $10,691. Recipients include Actblue, Watson, Aaron. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Don W Roman

Age 56 Male
·
447 Strawberry Canyon Rd, Watsonville, CA 95076 (Santa Cruz County)
36.8286, -121.7070
· (831) 763-2267
Marital: Single TZ: Pacific
Single Family
MP

Don Roman

Age 89 Male
·
1286 Brunswick Rd, Harris, MN 55032 (Chisago County)
45.6015, -93.1085
· (218) 426-0977
Marital: Single TZ: Central
Edu: Some College
Single Family
MP

Don D Roman

Age 79 Male
·
200 Rocco Rd, Big Spring, TX 79720 (Howard County)
32.2801, -101.3630
· (432) 770-4455
Marital: Married TZ: Central
Occ: Professional Edu: Some College
Homeowner Single Family Built 1961
MP

Don Roman

Age 45 Male
·
1300 Reedtown Rd, Virginia Bch, VA 23455 (Virginia Beach City County)
36.8780, -76.1313
· (757) 876-3723
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Don M Roman

Age 69 Male
·
1462 Crooked Tree Cir, Stone Mtn, GA 30088 (Dekalb County)
33.7481, -84.1861
· (770) 833-4226
Marital: Married TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family Built 1988 Purchased 1990
MP

Don Roman

Age 30 Male
·
13142 134th St, S Ozone Park, NY 11420 (Queens County)
40.6699, -73.8047
Marital: Single TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Don Roman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Don Roman. These loans were issued to businesses, not individuals.

Michael Krause-Grosman

Sole Proprietorship

$17,200 Paid in Full
Address:
8 Priscilla Rd
Brighton, MA02135-4007
Approved

Apr 17, 2021

Forgiven

$17,364

Jobs Reported

1

Loan #

5394058805

Loan Size

Small

Greenbeans Bookkeeping

Sole Proprietorship

$17,200 Paid in Full
Address:
8 Priscilla Rd
Brighton, MA02135-4007
Approved

Apr 12, 2020

Forgiven

$13,123

Jobs Reported

1

Loan #

3905817108

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Don Roman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Don Roman on the map

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Don Roman in Big Spring, TX: Background Summary

Location
200 Rocco Rd,Big Spring, TX 79720, Big Spring, TX
Other Locations
Sebastopol, CA ยท Stone Mountain, GA ยท Akron, OH and 10 more
Profiles Found
17 people with this name
Phone Numbers
(432) 393-5770 and 11 others on file
Email
droman62@hotmail.com and 3 others on file
Possible Relatives
Maxie Ray Roman, Karen Kim Roman, Britton Roman, Elizabeth Pearl Roman, Laura Kim Hockersmith and 2 more
Career
Secretary, Director Inservice Training/Ed at Roman Painting & Decorating, Tom Boy Shop
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
6 linked โ€” 2004 Saturn Ion, 2012 Toyota Highlander and 4 more
Contributions
$10.7K total โ€” Watson, Aaron, Actblue
PPP Loans
$34,400 for Michael Krause-Grosman, Greenbeans Bookkeeping

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Don Roman. Because public records are indexed by name rather than by a unique identifier, the 104 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Don Roman

Search Complexity: High

104 public records across 15states, belonging to approximately 17 different individuals. With 17 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Texas (11%), followed by Wyoming and California. Spans the South and West regions.

TX11recordsWY10recordsCA9recordsGA6recordsOH5recordsMA4records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (32%), which include employer and occupation, which are strong distinguishing fields. Also includes Business & Corporate Filings (26) and Contact & Address Records (20).

31
Political Contribution Records
26
Business & Corporate Filings
20
Contact & Address Records
7
Corporate Records
6
Vehicle Registration Records
5
Voter Registration Records

Age Distribution

Age range: approximately 51 years, suggesting multiple generations. Largest group: Senior (65+) (78%).

Senior (65+)7peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Don Roman

Is Don Roman a registered voter?
Yes, voter registration records show Don Roman is registered. We found 5 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Don Roman own property?
County assessor records show 1 property associated with Don Roman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Don Roman?
Records show 6 vehicle registrations associated with Don Roman, including a 2004 Saturn ION. Registered makes include Saturn, Toyota, Mercury, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Don Roman?
We found 26 business affiliations for Don Roman, including Roman Painting & Decorating. Other companies include Tom Boy Shop, Roman Porcelain Dental Studios. Business records are compiled from state registries, SEC filings, and professional databases.
Has Don Roman made political donations?
FEC disclosure records show 31 reported political contributions from Don Roman, totaling $10,691. Recipients include Actblue and Watson, Aaron. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Don Roman?
Our database contains 104 total records for Don Roman spanning 15 states. This includes 17 distinct contact records, 12 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Don Roman?
The 104 records displayed for Don Roman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Don Roman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.