OpenDataUSA

Quick Navigation

Doug & Lori Laughlin

Age 56 b. 1969-09-18
📍 206 N Logan Rd, Mangum Ok
📞 (580) 782-5463, (580) 471-8104
✉️ LORI@STOCKMANSBANKOK.COM, lori@stockmansbankok.com

Doug A Laughlin

📍 16754 E Avenue X Spc 44, Llano Ca
📞 (661) 609-2224, (562) 397-0649
✉️ DLAUGHMASTER@SBCGLOBAL.NET, dlaughmaster@sbcglobal.net

Doug Laughlin

Age 70 b. 1956-01-26
📍 510 Newport Trce, Alpharetta Ga
📞 (770) 289-3538, (111) 111-0002
✉️ KLAUGHLI@AOL.COM

Doug Laughlin

Age 71 b. 1954-10-22
📍 1690 18 Mile Rd, Kent City Mi
📞 (616) 799-6279, (616) 799-6279
✉️ DLJ-1975@HOTMAIL.COM

Doug Laughlin

📍 16754 Avenue X, Llano Ca 93544
📞 (661) 609-2224, (562) 397-0649
✉️ DLAUGHMASTER@SBCGLOBAL.NET

Doug A Laughlin

📍 16754 Avenue X, Lno Ca 93544
📞 (661) 609-2224, (562) 397-0649
✉️ DLAUGHMASTER@SBCGLOBAL.NET

Doug Laughlin from Ankeny, IA

Age 57 b. Jan 1969 Polk Co.
📍 1209 Se Cortina Dr
📞 (641) 628-3394

Doug Mc Laughlin

📍 Po Box 758, Moab Ut
📞 (970) 390-4016
✉️ MOMOMSM@EARTHLINK.NET

Doug Laughlin

📍 3753 Harold Pl, Greencastle Pa
📞 (717) 860-1603, (717) 860-1603
✉️ THELABELGUY.DOUG@GMAIL.COM

Doug Mc Laughlin

📍 1 Hurrah Pass, Moab Ut 84532
📞 (970) 390-4016
✉️ MOMOMSM@EARTHLINK.NET

Doug Laughlin from El Cajon, CA

Male
📍 380 Po Box
📞 (619) 988-1915 (AT&T MOBILITY)

Doug Laughlin from Bakersfield, CA

Age 77 b. Aug 1948 Kern Co.
📍 920 Acacia Ave
👤 aka Laughlin Douglas L, Laughlin Douglas Lynn

Doug Laughlin from Fort Wayne, IN

Age 69 b. Apr 1956 Allen Co.
📍 635 Glazier Ave

Doug Laughlin from Canon City, CO

📍 1509 Lombard St
📞 (719) 263-5430

Doug Laughlin from Fort Wayne, IN

📍 Po Box 15691, #fort Wayne, IN 46885-5691

Doug Laughlin from Palmdale, CA

Age 60 b. 1966 Male
📍 4203 E Avenue Q11

Doug Laughlin from Green River, WY

Sweetwater Co.
📍 545 Lombard St

Doug Laughlin from Canon City, CO

Fremont Co.
📍 1610 Colorado Ave

Doug Laughlin from Ashland, NE

Saunders Co.
📍 1702 Silver St

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 20 contact records for Doug Laughlin across 6 states. The most recent address on file is in Ankeny, Iowa. Of these records, 12 include phone numbers and 9 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Doug Laughlin

Democrat
1509lombard St, Canon City, CO, 81212
DOB: 1976 Gender: Male
County: Fremont

Doug Euel Laughlin

Democrat
Precinct: 280101

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Doug Laughlin in Colorado. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 Dodge Grand Caravan
· Registered to: Doug Laughlin
· VIN: 2D4GP44L75R490376
·
6816 Northglenn Way, Johnston, IA, 50131
·
(515) 276-6850
2010 FORD F-150
· Registered to: Doug Laughlin
· VIN: 1FTFW1EVXAFA64788
·
206 N Logan Rd, Mangum, OK, 73554-3652
·
(580) 471-8104
2012 Ford F-250 SUPER DUTY
· Registered to: Doug Laughlin
· VIN: 1FT7W2BT4CEB06054
·
206 N Logan Rd, Mangum, OK, 73554-3652
·
(580) 471-8104

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 3 vehicle registration records are associated with Doug Laughlin. Registered makes include Dodge, Ford. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Lm&O Advertising

Founder
+17038752193douglaughlin@lmo.com
Arlington,
LinkedIn

Rose Bay Auto Body

Owner
(386) 761-2825
Port Orange, FL
Automotive Services, Parking and Repair (Automotive)

Orchard Supply Hardware

Manager
(818) 883-6788
Canoga Park, CA
Mobile Home Dealers, Garden Supply, Building Materials and Hardware (Construction)

Allstate Insurance Co

Owner
(281) 379-5500
Spring, TX
Insurance Brokers, Agents and Services (Insurance)

L M & O Advertising

President
(703) 797-7128
Arlington, VA
Business Services

Laughlin Marinaccio & Owens

President
(703) 875-2193
Arlington, VA
Business Services

Doug Laughlin

Doug Laughlin
(770) 569-2540laughlin@foundrynet.com
Alpharetta, 30004GA

Coastside Fishing Club

Doug LaughlinDirector
Pleasant Hill, CA

Doug Laughlin

Business Owner
Clearview Window Washing Service
Haven, Kansas, United States Consumer Services
LinkedIn

Doug Laughlin

Vice President
Clare Computer Solutions
California
dlaughlin@clarecomputer.com
LinkedIn

Zion Hill Baptist Church

Doug LaughlinReligious Leader
douglinn@alltel.net
5031 Salles Dr., Harrison, AR72601
zhbconline.org

Callan Associates Inc.

Doug LaughlinMIS Director
(770) 804-5585dlaughlin@turbochef.com
Atlanta, GA

National Association Of Health

Doug LaughlinCeo
(202) 552-5060
Washington, DC

Allstate Insurance Co

Doug LaughlinOwner
(281) 379-4942d.laughlin@allstate.com
Spring, TX

Doug Laughlin

United States

Scg & Assoc

Doug LaughlinOwner
(870) 391-9155douglinn@alltel.net
5031 Salles Dr., Harrison, AR72601

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 46 business affiliations were found for Doug Laughlin. Companies include Rose Bay Auto Body, Orchard Supply Hardware, Allstate Insurance Co and 7 more. Roles listed include Founder and Software Engineer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Laughlin, Marinaccio & Owens INC.

Filed: Jan 26, 2005
CEO: Doug Laughlin

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Doug Laughlin

Addr: 6816 Northglenn Way, Johnston, IA, 50131
IA

Laughlin, Marinaccio & Owens INC.

Addr: 2000 N 14th St #800, Arlington, CA, 22201
CA
CEO: Doug Laughlin

Source: Public Records Doug Laughlin appears in 14 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$5 Feb 9, 2016
2016 DEM
Actblue
Laughlin, Doug Self Employed Pahrump, NV
$15 Mar 9, 2016
2016 DEM
Sanders, Bernard
Laughlin, Doug Self Employed Pahrump, NV
$5 Mar 9, 2016
2016 DEM
Actblue
Laughlin, Doug Self Employed Pahrump, NV
$5 Jan 9, 2016
2016 DEM
Actblue
Laughlin, Doug Self Employed Pahrump, NV
$200 Oct 16, 2020
2020 REP
Trump, Donald J
Laughlin, Doug Retired Helotes, TX
$200 Oct 9, 2020
2020 REP
Trump, Donald J
Laughlin, Doug Retired Helotes, TX
$15 Feb 9, 2016
2016 DEM
Sanders, Bernard
Laughlin, Doug Self Employed Pahrump, NV
$200 Oct 2, 2020
2020 REP
Trump, Donald J
Laughlin, Doug Retired Helotes, TX
$15 Jan 9, 2016
2016 DEM
Sanders, Bernard
Laughlin, Doug Self Employed Pahrump, NV
$5 Mar 9, 2016
DEM
Actblue
Contributor Self Employed Pahrump, NV
$15 Oct 21, 2024
Unknown Committee
Laughlin, Doug Dental Hygienist @ Pinar Dds Sherman Oaks, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 11 political contribution records found for Doug Laughlin. Total disclosed contributions amount to $680. Recipients include Actblue. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Doug E Laughlin

Age 49 Male
·
206 N Logan Rd, Mangum, OK 73554 (Greer County)
34.8776, -99.4953
· (580) 782-5463
Marital: Married TZ: Central
Occ: Management Edu: High School
Homeowner Single Family Built 2004 Purchased 2004
MP

Doug Laughlin

Male
·
1591 Skunk Hill Rd, Fairfax, VT 05454 (Franklin County)
44.6931, -73.0843
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Doug A Laughlin

Age 51 Male
·
4203 E Avenue Q11, Palmdale, CA 93552 (Los Angeles County)
34.5774, -118.0530
Marital: Married TZ: Pacific
Edu: Some College
Homeowner Single Family Built 1990 Purchased 2001
MP

Doug Laughlin

Age 37 Male
·
120 Bern St, Waverly, TN 37185 (Humphreys County)
36.0990, -87.7804
Marital: Married TZ: Central
Homeowner Single Family Built 1977
MP

Doug Laughlin

Male
·
15 Homestead Dr, Saint Albans, VT 05478 (Franklin County)
44.8559, -73.0624
TZ: Eastern
Homeowner Single Family Built 1997
MP

Doug Laughlin

Age 66 Male
·
12546 Saracen Dr, Cypress, TX 77429 (Harris County)
29.9610, -95.6217
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1978 Purchased 1999
MP

Doug Laughlin

Age 46 Male
·
317 Roy Ct, Keller, TX 76248 (Tarrant County)
32.9196, -97.2459
· (616) 406-7877
Marital: Married TZ: Central
Edu: Some College
Single Family
MP

Doug Laughlin

Age 75 Male
·
15326 Smith Mountain Lake Pkwy, Huddleston, VA 24104 (Bedford County)
37.0722, -79.5807
· (540) 296-0704
Marital: Inferred Married TZ: Eastern
Edu: High School
Single Family
MP

Doug Laughlin

Age 41 Male
·
5322 E Windstone Trl, Cave Creek, AZ 85331 (Maricopa County)
33.7598, -111.9660
· (724) 746-9806
Marital: Married TZ: Mountain
Homeowner Single Family Built 2009 Purchased 2011
MP

Doug Laughlin

Age 53 Male
·
11205 E 48th Ter, Kansas City, MO 64133 (Jackson County)
39.0337, -94.4470
Marital: Married TZ: Central
Edu: High School
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Doug Laughlin. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Doug Laughlin. These loans were issued to businesses, not individuals.

Marco Contreras

Sole Proprietorship

$12,500 Paid in Full
Address:
1401 N Taft St Apt 918
Arlington, VA22201-2653
Approved

Apr 7, 2021

Forgiven

$12,590

Jobs Reported

1

Loan #

8431478708

Loan Size

Small

Global Defense INC

Corporation

$173,130 Paid in Full
Address:
2000 14th St N Ste 530
Arlington, VA22201-2526
Approved

Apr 11, 2021

Forgiven

$174,292

Jobs Reported

16

Loan #

2055538809

Loan Size

Medium

Anthony Howard

Sole Proprietorship

$10,072 Exemption 4
Address:
1401 N Taft St Apt 809
Arlington, VA22201-2650
Approved

Apr 20, 2021

Jobs Reported

1

Loan #

6781418800

Loan Size

Small

Heartbeat Cafe LLC

Limited Liability Company(LLC

$85,627 Paid in Full
Address:
99 Montecillo Rd
San Rafael, CA94903-3308
Approved

Feb 7, 2021

Forgiven

$86,169

Jobs Reported

6

Loan #

5119678406

Loan Size

Small

Tiffany Jones

Sole Proprietorship

$9,775 Exemption 4
Address:
1609 5th St
Rock Island, IL61201-3208
Approved

Apr 5, 2021

Jobs Reported

1

Loan #

6913068707

Loan Size

Small

Lens End Media LLC

Limited Liability Company(LLC

$6,695 Paid in Full
Address:
1401 N Taft St Apt 224
Arlington, VA22201-2634
Approved

Mar 12, 2021

Forgiven

$6,721

Jobs Reported

1

Loan #

1125088600

Loan Size

Small

Just Atms Plus LLC

Subchapter S Corporation

$29,100 Paid in Full
Address:
2580 San Ramon Valley Blvd Ste B109
San Ramon, CA94583
Approved

May 28, 2020

Forgiven

$29,456

Jobs Reported

4

Loan #

4255817807

Loan Size

Small

Wyoming Armored Service Cargo & Courier, INC

Subchapter S Corporation

$36,350 Paid in Full
Address:
276 STATE HIGHWAY 230 Lot 7
Laramie, WY82070-6637
Approved

Apr 28, 2020

Forgiven

$36,715

Jobs Reported

6

Loan #

6966947207

Loan Size

Small

Tiffany Jones

Sole Proprietorship

$9,775 Exemption 4
Address:
1609 5th St
Rock Island, IL61201-3208
Approved

Apr 26, 2021

Jobs Reported

1

Loan #

1817658900

Loan Size

Small

Sun Management

Corporation

$644,200 Paid in Full
Address:
2000 14th St N
Arlington, VA22201-2500
Approved

Apr 9, 2020

Forgiven

$652,682

Jobs Reported

35

Loan #

9013417010

Loan Size

Medium

Post-Op Media

Corporation

$139,900 Paid in Full
Address:
2000 14th St N Ste 450
Arlington, VA22201-2573
Approved

Feb 22, 2021

Forgiven

$140,603

Jobs Reported

9

Loan #

3039968509

Loan Size

Small

Happy Panda Kids Education

Self-Employed Individuals

$3,433 Paid in Full
Address:
2580 San Ramon Valley Blvd Suite B209
San Ramon, CA94583
Approved

May 4, 2020

Forgiven

$3,473

Jobs Reported

1

Loan #

1350437402

Loan Size

Small

Desany Hearn

Sole Proprietorship

$5,000 Paid in Full
Address:
1609 5th St
Rock Island, IL61201-3208
Approved

Mar 31, 2021

Forgiven

$5,023

Jobs Reported

1

Loan #

3989888709

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 13 PPP loan records are linked to businesses associated with Doug Laughlin. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Doug Laughlin on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
5
1
11
3
1
1
1
14
2
1
2
1
4
1
4
1
5
2
1

Found 61 results across 19 states

Fewer
More

Doug Laughlin in Mangum, OK: Background Summary

Location
206 N Logan Rd, Mangum Ok, Mangum, OK
Other Locations
Ankeny, IA · El Cajon, CA · Bakersfield, CA and 5 more
Profiles Found
20 people with this name
Phone Numbers
(580) 782-5463 and 10 others on file
Email
lori@stockmansbankok.com and 5 others on file
Career
Founder, Software Engineer at Rose Bay Auto Body, Orchard Supply Hardware
Voter Registration
Registered Democrat
Vehicles
3 linked — 2005 Dodge Grand Caravan, 2010 Ford F-150 and 1 more
Contributions
$680 total — Actblue
PPP Loans
$1166K for Marco Contreras, Global Defense INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Doug Laughlin. Because public records are indexed by name rather than by a unique identifier, the 123 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Doug Laughlin

Search Complexity: High

123 public records across 19states, belonging to approximately 20 different individuals. With 20 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: Iowa (11%), followed by California and Virginia. Spans the South and Midwest regions.

IA14recordsCA11recordsVA5recordsAR5recordsOK4recordsTX4records

Record Type Breakdown

Data spans 7 record categories. Largest: Business & Corporate Filings (41%), which reveal professional roles and employer history. Also includes Contact & Address Records (24) and Corporate Records (14).

46
Business & Corporate Filings
24
Contact & Address Records
14
Corporate Records
13
PPP Loan Records
11
Political Contribution Records
3
Vehicle Registration Records

Age Distribution

Age range: approximately 21 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)3peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Doug Laughlin

Is Doug Laughlin a registered voter?
Yes, voter registration records show Doug Laughlin is registered in Colorado with DEM affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Doug Laughlin?
Records show 3 vehicle registrations associated with Doug Laughlin, including a 2005 Dodge Grand Caravan. Registered makes include Dodge, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Doug Laughlin?
We found 46 business affiliations for Doug Laughlin (Founder). Other companies include Orchard Supply Hardware, Allstate Insurance Co. Business records are compiled from state registries, SEC filings, and professional databases.
Has Doug Laughlin made political donations?
FEC disclosure records show 11 reported political contributions from Doug Laughlin, totaling $680. Recipients include Actblue. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Doug Laughlin?
Our database contains 123 total records for Doug Laughlin spanning 19 states. This includes 20 distinct contact records, 12 with phone numbers, 9 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Doug Laughlin?
The 123 records displayed for Doug Laughlin are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Doug Laughlin remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.