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Mr Dwayne Charles Bowles from Sherman, TX

Age 58 b. 9/18/1967
📍 924 S Austin St, #sherman, TX 75090-7822
✉️ willamsshrmn@aol.com, dwayne.bowles@address.com
👨‍👩‍👧 Relatives: Lourra Waggoner Bowles,Darren C Bowles,Lauren A Bowles,Patricia Marie Williams,Patricia M Williams,Patty Michell Hairell,Alvin Gains Gardner,Amanda Lewis Johnson,Amy B Atkins,Amy L Stufflebeam,Bobbie R Gardner,Bobby L Gardner,Bobby Johnson,Chessica M Johnson,Christy Michel Garner,Corey K Johnson,Curtis Johnson,David S Gardner,Dylan Charles Bowles,Jacqueline E Johnson Jr,James Rodney Daniel,James E Hairell Jr,Janet L Perry,Jessica K Delphin,Joe D Ramos,Johnathon B Blackshear,Julie L Sutton,Kaylean M Gardner,Laqueta D Wilson,Lourra Johnson,Mary M Messner,Michael W Blackshear,Michael Eugene Gardner,Patricia Blue Williams,Patty Bowles,Robert W Johnson,Ross Alan Williams,Sherman O Johnson,Tammy K Bowles,William R Gardner,William Anthony Williams,Carol S Hairell Jr,James R Daniel,James Hairell,Maria Elena Ramos,Michael Lee Johnson,Michael G Ramos Sr,Sheila D Gardner
🕐 8 previous addresses

Dwayne Bowles

Age 41 b. 1984-03-13
📍 4907 N Winchester Ave # 1, Chicago Il
📞 (508) 314-2638, (508) 314-3935
✉️ BOWLES.CRAIG@GMAIL.COM, bowles.craig@gmail.com, macauchard@yahoo.com

Mr Dwayne Lee Bowles from Lewisburg, WV

Age 58 b. 6/28/1967
📍 465 Mackle Pt, #lewisburg, WV 24901-2280
✉️ dtbowles@verizon.net
👨‍👩‍👧 Relatives: Trista P Bowles,Adam J Bowles,Angela R Bartle,David L Bowles,Diane R Bowles,Hannah L Bowles,Jodi R Bowles,Chassidy L Bowles,Claudette Faith Perkins,Curtis Wm Vaughan,David L Collins,Deborah L Hampton,James Randall Bartle,James B Bartle,Joyce A Vaughn,Linda K Vaughan,Lori L Bartle,Lori Bartle,Nina L Vaughn,Norman E Vaughn,Robert N Hampton Jr,Sandra Pope Mcelwain,Saundra L Ensminger,Sheri M Odell,Tammy Jane Bowles,Timmy Robert Hampton,Timothy W Hampton,Timothy R Hampton,Timothy R Hampton,Barbara Lou Mcelwain,Barry G Vaughn,Betty F Stanley,Cynthia Jane Falk,Debra Louise Stanley,Diana K Bartle,Elizabeth S Alexander,Gary A Ensminger,Heather Marie Bartle,Helen L Hooks,Hobert Lewis Stanley Sr,Joseph F Hooks,Larry Sparks,Randolph V Zimmerman,Robert N Mcelwain,Stanley Harrison,Stephanie G Hampton,William Mcelwain,William L Mcelwain Jr
🕐 17 previous addresses

Mr Dwayne R Bowles from Live Oak, FL

Age 50 b. 1/19/1976
📍 17718 104th St, #live Oak, FL 32060-5921
👨‍👩‍👧 Relatives: Ashley D Carrier,Brandie Marie Bowles,Casey R Bowles,Justin A Bowles,Maria I Bowles,Paul T Bowles,Shane Michael Bowles,Steven M Bowles,Tracy Lynn Thompson,Amber M Klingler,Amber M Petty,Angela D Carrier,Anthony D Boykin Sr,Austin D Little,Casey R Bowles,Eddie C Little Jr,Gary Little,Gary Little Jr,Gary D Little Sr,James C Wallace Sr,James C Wallace Jr,Jay H Carrier,Jennifer M Bowles,Jerry W Bowles,Jerry Bowles,Jerry W Bowles,Joyce M Betters,Keifer M Thompson,Kelly Eileen Little,Kevin M Thompson,Kyle M Thompson,Lindsey R Bowles,Lynn Bowles Sasan,Sarah Bowles,Sarah L Bowles,Shane Bowles,Sheree N Bowles,Shirley A Little Sr,Sylvia A Little,Tracy L Thompson,Victoria Bowles,Victoria K Olson,Barbara E Riggs,Garlin J Vanmeter Jr,Glynn Dasher,Jennifer A Bowles,Sharon Lynn Vanmeter,Sharon Lynn Vanmeter
🕐 9 previous addresses

Dwayne Bowles from Lewisburg, WV

Age 47
📍 109 Mackle Ln, Lewisburg, WV 24901
📞 (304) 647-7600, (304) 497-3610, (304) 589-6363
👨‍👩‍👧 Relatives: Jodi R Vaughan,David L Bowles,David Lee Bowles

Dwayne Bowles

📍 24137 Boerne Stage, San Antonio Tx 78255
📞 (832) 267-0661, (111) 111-0002
✉️ DWAYNEB1955@ATT.NET

Dwayne Bowles

📍 24137 Boerne Stage Rd Unit 22, San Antonio Tx
📞 (832) 267-0661, (111) 111-0002
✉️ DWAYNEB1955@ATT.NET

Dwayne Bowles from South Charleston, WV

Age 66 b. Feb 1960 Kanawha Co.
📍 334 Montrose Dr 4
📞 (843) 397-4245

Dwayne Bowles from Denison, TX

Age 58 b. Sep 1967 Grayson Co.
📍 819 W Monterey St
📞 (903) 463-5988

Dwayne Bowles from Roanoke, VA

Age 59 b. Sep 1966
📍 1513 Rugby Blvd Nw
📞 (540) 366-0048

Dwayne Bowles from Oakley, UT

Age 74 b. May 1951 Summit Co.
📍 5456 S 150 E
📞 (970) 243-6339

Dwayne Bowles from Memphis, TN

Age 53
📍 4381 Ford Rd, Memphis, TN 38109
📞 (901) 277-3877, (901) 786-0141, (901) 775-2425

Dwayne C Bowles

📍 903 S Lee Ave, Sherman Tx
📞 (903) 818-7858
✉️ PEEDLEWEEDLE6618@GMAIL.COM

Dwayne C Bowles

📍 706c S Elm St, Sherman Tx 75090
📞 (903) 818-7858
✉️ PEEDLEWEEDLE6618@GMAIL.COM

Dwayne Bowles from Saint Petersburg, FL

Male
📍 5967 59th N
📞 (813) 545-4383 (VERIZON WIRELESS)

Dwayne Bowles from Fairfield, OH

Age 64 b. 1962 Male
📍 911 Hicks Blvd
📞 (513) 939-0090

Dwayne Bowles from Roanoke, VA

Age 59 b. Sep 1966 Roanoke City Co.
📍 402 Westside Blvd Nw 10

Dwayne Bowles from Birmingham, AL

Age 70 b. Sep 1955 Shelby Co.
📍 504 Brook Highland Ln

Dwayne Bowles from Lake City, FL

Age 50 b. Jan 1976 Columbia Co.
📍 118 Nw Susan Gln

Dwayne Bowles from Cincinnati, OH

Age 64 b. Jan 1962 Hamilton Co.
📍 687 Castro Ln

Dwayne Bowles from Minneapolis, MN

Age 75 b. Jan 1951 Hennepin Co.
📍 3912 Oakland Ave

Dwayne Bowles from Lake City, FL

Age 50 b. 1976 Male
📍 155 Nw Spradley Rd
📞 (386) 433-0729 (Cell)

Dwayne Bowles from Welcome, NC

Davidson Co.
📍 Po Box 1801
📞 (360) 740-8025

Dwayne Bowles from Memphis, TN

Shelby Co.
📍 4190 Webbway Dr
📞 (909) 628-2648

Dwayne Bowles

Age 58 b. Jun 1967
📍 1 Bluefield Wv Po Box 150

Dwayne Bowles

📍 96 Sw Quiet Court, Lake City Fl
📞 (386) 205-6123, (386) 205-6123

Dwayne Bowles from Lewisville, NC

Forsyth Co.
📍 617 Pepperidge Rd

Dwayne Bowles from Lewisburg, WV

📍 Lewisburg, WV, 24901

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 28 contact records for Dwayne Bowles across 10 states. The most recent address on file is in South Charleston, West Virginia. Of these records, 20 include phone numbers and 7 include email addresses. Ages range from 47 to 53, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Bowles Dwayne Kurt & Rebecca

Brazoria County
· 5106 Apple Springs Dr, Alvin-Pearland

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Dwayne Bowles in Alvin-Pearland. Values shown are from county assessor records and may differ from current market prices.

Dwayne Steven Bowles

Democrat Reg: 08/08/2016
151 Market St, Bainbridge, PA, 17502
DOB: 09/14/1985 Gender: Male

dwayne CRAIG bowles

Republican Reg: 04/02/2002
617 Pepperidge Rd, Lewisville, NC, 27023
DOB: 1984 Gender: Male
County: Forsyth

Dwayne Steven Bowles

151 Market St
DOB: 09/14/1985 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Dwayne Bowles in Pennsylvania, North Carolina. Records show affiliations with D, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 VOLKSWAGEN TIGUAN
· Registered to: Dwayne Bowles
· VIN: WVGBV75N99W519948
·
4907 N Winchester Ave # 1, Chicago, IL, 60640-3309
2005 NISSAN MURANO FULL SIZE UTILITY
· Registered to: Dwayne Bowles
· VIN: JN8AZ08T65W315872
·
5106 Apple Springs Dr, Pearland, TX, 77584
2008 Bmw 3 Series
· Registered to: Dwayne Bowles
· VIN: WBAVA37548NL45193
·
128 Mackle Ln, Lewisburg, WV, 24901-1220
·
(304) 520-4472
2018 DODGE JOURNEY CROSSROAD
· Registered to: Dwayne Bowles
· VIN: 3C4PDDGG6JT449247
·
1525 Rugby Blvd NW, Roanoke, VA, 24017
1999 LINCOLN TOWN CAR 4DR SEDAN
· Registered to: Dwayne Bowles
· VIN: 1LNHM82W7XY623727
·
4897 Williams Rd, Hernando, MS, 38632
2000 FORD F150 PICKUP
· Registered to: Dwayne Bowles
· VIN: 1FTZX1729YNC01040
·
4897 Williams Rd, Hernando, MS, 38632

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Dwayne Bowles. Registered makes include Volkswagen, Nissan, Bmw, Dodge and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Southern Finishing Company

Manufacturing Supervisor
+13365733537dwayne.bowles@southernfinishing.com
Bassett,

Hayworth - Miller Funeral Home

Manager
(336) 969-5593
Rural Hall, NC
Personal Services (Services)

Dwayne Bowles

Welder
Owens&assoc Fence
Texas
LinkedIn

Krossland Distribution

Dwayne BowlesAssociate
dwayne@hayworth-miller.com
Po Box 673, Rural Hall, NC27045
krossland.com

Dwayne Bowles

Welder At Owens&assoc Fence Co<br

Krossland Distribution

Dwayne BowlesAssociate
dwayne@hayworth-miller.com
Po Box 673, Rural Hall, NC27045

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 22 business affiliations were found for Dwayne Bowles. Companies include Hayworth - Miller Funeral Home, Krossland Distribution. Roles listed include Manufacturing Supervisor and Associate. Records are compiled from state business registries, SEC filings, and professional networking databases.

Dwayne Bowles

Suwannee High School - Live Oak, FL, FL
1994

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Dwayne Bowles has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Apr 22, 2023
2024 DEM
Frisch, Adam
Bowles, Dwayne Retail Management @ One Stop 1 Store Bainbridge, PA
$5 Jul 13, 2023
2024 DEM
Dscc
Bowles, Dwayne Retail Management @ One Stop 1 Store Bainbridge, PA
$10 Apr 22, 2023
DEM
Frisch, Adam
Contributor Retail Management @ One Stop 1 Store Bainbridge, PA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 3 political contribution records found for Dwayne Bowles. Total disclosed contributions amount to $25. Recipients include Frisch, Adam. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Dwayne Bowles

Age 41 Male
·
13520 78th Pl, Live Oak, FL 32060 (Suwannee County)
30.3081, -83.0305
Marital: Single TZ: Eastern
Single Family
MP

Dwayne D Bowles

Male
·
5289 Zodiac Rd, Memphis, TN 38118 (Shelby County)
35.0048, -89.9594
Marital: Single TZ: Central
Homeowner Single Family Built 1983 Purchased 2016
MP

Dwayne Bowles

Age 57 Male
·
175 McPeek Dr, Martinsville, VA 24112 (Martinsville City County)
36.7062, -79.8111
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Dwayne L Bowles

Age 50 Male
·
465 Mackle Pt, Lewisburg, WV 24901 (Greenbrier County)
37.8007, -80.4379
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1980
MP

Dwayne K Bowles

Age 61 Male
·
5106 Apple Springs Dr, Pearland, TX 77584 (Brazoria County)
29.5567, -95.3004
· (281) 997-9773
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1975 Purchased 2002
MP

Dwayne A Bowles

Age 50 Male
·
3008 Ferncliff Ave NW, Roanoke, VA 24017 (Roanoke City County)
37.3027, -79.9759
· (540) 366-0048
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1956 Purchased 1987
MP

Dwayne Bowles

Male
·
4907 N Winchester Ave, Chicago, IL 60640 (Cook County)
41.9715, -87.6777
TZ: Central
Homeowner Multi-Family
MP

Dwayne E Bowles

Age 55 Male
·
911 Hicks Blvd, Fairfield, OH 45014 (Butler County)
39.3416, -84.5473
· (513) 939-0090
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1960 Purchased 2000
MP

Dwayne Bowles

Age 49 Male
·
903 S Lee Ave, Sherman, TX 75090 (Grayson County)
33.6313, -96.5909
· (903) 819-6958
Marital: Single TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Dwayne Bowles. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Dwayne Bowles. These loans were issued to businesses, not individuals.

Global Packaging Solutions, INC

Subchapter S Corporation

$144,845 Paid in Full
Address:
PO Box 673
Oakboro, NC28129-0673
Approved

Apr 11, 2020

Forgiven

$146,173

Jobs Reported

18

Loan #

3439187100

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Dwayne Bowles. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Dwayne Bowles on the map

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Found 47 results across 12 states

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Dwayne Bowles in Chicago, IL: Background Summary

Location
4907 N Winchester Ave # 1, Chicago Il, Chicago, IL
Other Locations
South Charleston, WV · Denison, TX · Roanoke, VA and 11 more
Profiles Found
28 people with this name
Phone Numbers
(903) 818-7858 and 22 others on file
Email
willamsshrmn@aol.com and 6 others on file
Possible Relatives
Lourra Waggoner Bowles, Darren C Bowles, Lauren A Bowles, Patricia Marie Williams, Patricia M Williams and 137 more
Career
Manufacturing Supervisor, Associate at Hayworth - Miller Funeral Home, Krossland Distribution
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
6 linked — 2009 Volkswagen Tiguan, 2005 Nissan Murano and 4 more
Contributions
$25 total — Frisch, Adam
PPP Loans
$145K for Global Packaging Solutions, INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Dwayne Bowles. Because public records are indexed by name rather than by a unique identifier, the 78 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Dwayne Bowles

Search Complexity: High

78 public records across 12states, belonging to approximately 28 different individuals. With 28 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Texas (10%), followed by North Carolina and West Virginia. Spans the South and Midwest regions.

TX8recordsNC7recordsWV6recordsFL6recordsVA5recordsIL4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (47%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (22) and Vehicle Registration Records (6).

32
Contact & Address Records
22
Business & Corporate Filings
6
Vehicle Registration Records
3
Voter Registration Records
3
Political Contribution Records
1
Property Ownership Records

Age Distribution

Age range: approximately 33 years, suggesting multiple generations. Largest group: Senior (65+) (30%).

Senior (65+)3peopleMiddle-Age (40-64)7people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Dwayne Bowles

Is Dwayne Bowles a registered voter?
Yes, voter registration records show Dwayne Bowles is registered in Pennsylvania with D affiliation. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Dwayne Bowles own property?
County assessor records show 1 property associated with Dwayne Bowles . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Dwayne Bowles?
Records show 6 vehicle registrations associated with Dwayne Bowles, including a 2009 VOLKSWAGEN TIGUAN. Registered makes include Volkswagen, Nissan, Bmw, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Dwayne Bowles?
We found 22 business affiliations for Dwayne Bowles (Manufacturing Supervisor). Other companies include Krossland Distribution. Business records are compiled from state registries, SEC filings, and professional databases.
Has Dwayne Bowles made political donations?
FEC disclosure records show 3 reported political contributions from Dwayne Bowles, totaling $25. Recipients include Frisch, Adam. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Dwayne Bowles?
Our database contains 78 total records for Dwayne Bowles spanning 12 states. This includes 28 distinct contact records, 20 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Dwayne Bowles?
The 78 records displayed for Dwayne Bowles are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Dwayne Bowles remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.