Dwayne Orr

Age 61 b. 1965-03-03
๐Ÿ“ 6201 Mesquite Trl, Mckinney Tx
๐Ÿ“ž (512) 826-0353, (512) 826-0353
โœ‰๏ธ DPSSKJO@YAHOO.COM

Dwayne O Orr

Age 71 b. 1955-04-11
๐Ÿ“ 7307 Montgomery Ave Fl 1, Cleveland Oh
๐Ÿ“ž (216) 361-1958
โœ‰๏ธ ORROCTAVIA@YMAIL.COM

Dwayne Orr from Danville, KY

Age 54
๐Ÿ“ 593 Kings Mill Rd, Danville, KY 40422
๐Ÿ“ž (859) 236-4488, (859) 236-6928, (859) 548-9777

Dwayne Orr from Austin, TX

Age 49
๐Ÿ“ 2204 Shields Dr, Austin, TX 78727
๐Ÿ“ž (512) 218-1332, (512) 653-6377, (512) 837-3218, (214) 705-9538, (512) 252-3115

Dwayne Orr from Lawson, MO

Age 54 b. Jun 1971 Ray Co.
๐Ÿ“ 17676 N Union Rd
๐Ÿ“ž (816) 580-7340

Dwayne Orr from Concord, CA

Age 93 b. May 1932 Contra Costa Co.
๐Ÿ“ 1699 Laguna St Apt 306
๐Ÿ“ž (505) 395-3310

Dwayne Orr from Ny, 13224

๐Ÿ“ 110 Polk St #16
๐Ÿ“ž (315) 868-8788 (VERIZON WIRELESS)
โœ‰๏ธ DORR@MCHSI.COM

Dwayne Orr from Pahrump, NV

Age 93 b. May 1932 Nye Co.
๐Ÿ“ 2 Ogallala St 1440
๐Ÿ“ž (956) 464-8737

Dwayne Orr from Lancaster, KY

Age 65 b. Aug 1960 Garrard Co.
๐Ÿ“ 134 Kennedy Ln
๐Ÿ“ž (859) 236-4488

Dwayne Orr from Syracuse, NY

Age 59 b. Aug 1966 Onondaga Co.
๐Ÿ“ 110 Polk St Apt 16
๐Ÿ“ž (217) 793-2717

Dwayne Orr from Port Saint Lucie, FL

Age 55 b. 1971 Male
๐Ÿ“ 1005 Se Bywood Ave
๐Ÿ“ž (954) 465-3927 (Cell)

Dwayne Orr

๐Ÿ“ 1307 Bryant Rd Sw, Mount Vernon Ia
๐Ÿ“ž (319) 558-6417
โœ‰๏ธ DORR@LINNMAR.K12.IA.US

Dwayne Orr from North Port, FL

Age 66 b. 1960 Male
๐Ÿ“ 6642 S Biscayne Dr
๐Ÿ“ž (941) 423-6571

Dwayne Orr from Austin, TX

Age 61 b. Mar 1965 Travis Co.
๐Ÿ“ 12332 Limerick Ave

Dwayne Orr from Chesterfield, MI

Age 63 b. Oct 1962 Macomb Co.
๐Ÿ“ 50408 Spruce Dr

Dwayne Orr from Boise, ID

Age 55 b. Sep 1970 Ada Co.
๐Ÿ“ 1402 Camel Back Ln 137
๐Ÿ‘ค aka Orr Dwayne M

Dwayne Orr from Yamhill, OR

Age 72 b. May 1953
๐Ÿ“ 17181 Nw Rockyford Rd Apt R
๐Ÿ‘ค aka Dwayne Orr King, Dwayne C

Dwayne Orr from Cleveland, OH

Age 71 b. Apr 1955 Cuyahoga Co.
๐Ÿ“ 7307 Montgomery Ave

Dwayne Orr from Harrisburg, PA

Age 52 b. Dec 1973 Dauphin Co.
๐Ÿ“ 1216 Derry St

Dwayne Orr from Danville, KY

Boyle Co.
๐Ÿ“ Po Box 782
๐Ÿ“ž (804) 265-8092

Dwayne Orr from Simpsonville, SC

Greenville Co.
๐Ÿ“ 147 Saint Albans School Rd

Dwayne Orr from Frisco, TX

๐Ÿ“ 12002 Yoakum Dr

Dwayne Orr from Syracuse, NY

Onondaga Co.
๐Ÿ“ 110 Polk St 24

Dwayne Orr from Detroit, MI

Wayne Co.
๐Ÿ“ 9574 Cheyenne St

Dwayne Orr from Kansas City, MO

Jackson Co.
๐Ÿ“ 218 E 80th

Dwayne Orr from Silver Spring, MD

Montgomery Co.
๐Ÿ“ 14174 Castle Bl 104

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 28 contact records for Dwayne Orr across 14 states. The most recent address on file is in Lawson, Missouri. Of these records, 16 include phone numbers and 5 include email addresses. Ages range from 49 to 54, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Orr Dwayne

St. Lucie County
PIN: 2409-506-0014-000-5
· 429 N 15th St, Fort Pierce 34950
Value: $34,100

Orr Dwayne

Dixie County
PIN: 270913446800000230
· 1306 NE 642 St, Unincorporated
Built: 1999.0
Assessed: $29,800

Orr Dwayne

St-lucie County
PIN: 2409-506-0014-000-5
· 429 N 15th ST, Fort Pierce
Built: 1956.0
Assessed: $21,800

Orr Dwayne

Dixie County
· 1306 NE 642 St, Cross-City-North 32680.0
Built: 1999.0
Assessed: $29,800 ยท Sale: $35,000 (2017/01/01)

Dwayne B Orr

2022 Onondaga County
· 404 Dunning, Camillus

Dwayne B Orr

2021 Onondaga County
· 404 Dunning, Camillus

Dwayne B Orr

2023 Onondaga County
· 404 Dunning, Camillus

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 7 property records linked to Dwayne Orr in Cross-City-North. Values shown are from county assessor records and may differ from current market prices.

Dwayne M Orr

Democrat Reg: 05/25/2008
1311 Hunter St, Harrisburg, PA, 17104
DOB: 12/10/1974 Gender: Unknown

Dwayne Antonio Orr

1948 SE Hillmoor Dr, Pt St Lucie, , 34952

Dwayne Gene Orr

County: Clay

Dwayne B Orr

Republican
404 Dunning Dr, 6, 13031
DOB: 19660805 Gender: Male

Dwayne K Orr

NAV Reg: 9/17/1998
17181 NW Rockyford Rd, Yamhill, OR, 97148
DOB: 1/1/1953
County: Yamhill

Dwayne M Orr

1311 Hunter St
DOB: 12/10/1974 Gender: Unknown

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 6 voter registration records were found for Dwayne Orr in Pennsylvania, , Oregon. Records show affiliations with D, REP, NAV, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 NISSAN FRONTIER
ยท Registered to: Dwayne Orr
ยท VIN: 1N6AD0EV3BC446865
·
4407 S Trailridge Ave, Boise, ID, 83716-6643
2005 Dodge Grand Caravan
ยท Registered to: Dwayne Orr
ยท VIN: 1D4GP24RX5B278756
·
429 N 15th St, Fort Pierce, FL, 34950
·
(772) 466-2080
2018 TOYOTA RAV4
ยท Registered to: Dwayne Orr
ยท VIN: 2T3RFREV7JW844399
·
147 Saint Albans School Rd, Simpsonville, SC, 29680
2004 CHRYSLER PACIFICA WAGON
ยท Registered to: Dwayne Orr
ยท VIN: 2C8GM68414R630066
·
1019 Colleton Ln, Frisco, TX, 75033
2003 FORD TAURUS 4DR SEDAN
ยท Registered to: Dwayne Orr
ยท VIN: 1FAFP53U73A133683
·
1184 25th St, Cameron, WI, 54822
·
(715) 859-2260
1999 FORD F150 PICKUP
ยท Registered to: Dwayne Orr
ยท VIN: 1FTRX17L9XKB73863
·
1013 Glenfawn St, Jacksonville, TX, 75766
·
(903) 586-1344
2013 Chevrolet Silverado 1500
ยท Registered to: Dwayne Orr
ยท VIN: 3GCPCTE01DG191221
·
1013 Glenfawn St, Jacksonville, TX, 75766
·
(903) 731-3540

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Dwayne Orr. Registered makes include Nissan, Dodge, Toyota, Chrysler and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Fannie Mae

Manager Servicing Management And Operations
+16263965100dwayne_orr@fanniemae.com
Fort Worth,

Auto Works

Chief Executive Officer
(816) 820-9528
Kansas City, MO
Gasoline Service Stations and Automotive Dealers (Automotive)

Lifeword Broadcast Ministries INC

Dwayne OrrBoard Member
Conway, AR

Dwayne Orr

Manager, Servicing Management And Operations
Fannie Mae
McKinney, Texas, United States Financial Services

Dwayne Orr

Owner
Kdk Transportation
Michigan

Precision Powdered Metal

Dwayne OrrAttorney at Law
(717) 503-0161dwayne.orr@yahoo.com
1437 S 13th St, Haeeisburg, PA17104
precisionpm.com

Dwayne Orr

Greater Salt Lake City Area

Precision Powdered Metal

Dwayne OrrAttorney at Law
(717) 503-0161dwayne.orr@yahoo.com
1437 S 13th St, Haeeisburg, PA17104

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Dwayne Orr. Companies include Auto Works, Fannie Mae, Precision Powdered Metal. Roles listed include Manager Servicing Management And Operations and Board Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

Dwayne G. Orr

Addr: 17676 North Union Road, Lawson, MO, 64062
MO

Kpo Maintenance LLC

Addr: 17181 NW Rockyford Rd, Yamhill, OR, 97148
OR
MEMBER: Dwayne Orr

Kpo Maintenance LLC

Addr: 17181 NW Rockyford Rd, Yamhill, OR, 97148
OR
Officer: Dwayne Orr

Unknown Corporation

Addr: Leavenworth, WA
Officer: Dwayne Orr

Source: Public Records Dwayne Orr appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Dwayne Orr

Athletics
NOT RENEWED
License # 002030651-0003
Firm: Dwayne Orr
Addr: Cleveland, OH 44120

dwayne orr

Athletics
NOT RENEWED
License # 002030651-0003
Addr: Cleveland, OH 44120
County: Ohio
Issued: Feb 19, 1981 Exp: Feb 19, 1982

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Dwayne Orr holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Dwayne Orr

Watsonville High School - Watsonville, CA, CA
1950

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Dwayne Orr has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$105 Jan 1, 1
1992 REP
Orr, Scott J
Orr, Dwayne Carpenter Yamhill
$105 Jan 1, 1
REP
Orr, Scott J
Contributor Carpenter Yamhill

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 2 political contribution records found for Dwayne Orr. Total disclosed contributions amount to $210. Recipients include Orr, Scott J. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Dwayne K Orr

Age 64 Male
·
17181 NW Rockyford Rd, Yamhill, OR 97148 (Yamhill County)
45.3394, -123.2450
· (503) 550-4278
Marital: Married TZ: Pacific
Homeowner Single Family
MP

Dwayne M Orr

Age 57 Male
·
6642 S Biscayne Dr, North Port, FL 34287 (Sarasota County)
27.0386, -82.2440
· (941) 423-6571
Marital: Single TZ: Eastern
Occ: Professional
Single Family
MP

Dwayne Orr

Age 54 Male
·
1013 Glenfawn St, Jacksonville, TX 75766 (Cherokee County)
31.9589, -95.2252
· (903) 530-9983
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1972 Purchased 1992
MP

Dwayne E Orr

Age 54 Male
·
297 Carriage Way, Davison, MI 48423 (Genesee County)
43.0313, -83.5093
Marital: Single TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family Purchased 2016
MP

Dwayne M Orr

Age 51 Male
·
147 Saint Albans School Rd, Simpsonville, SC 29680 (Greenville County)
34.7126, -82.3284
· (864) 354-4256
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Dwayne G Orr

Age 46 Male
·
310 Southbrook St, Liberty, MO 64068 (Clay County)
39.2188, -94.4561
Marital: Married TZ: Central
Edu: Some College
Single Family
MP

Dwayne Orr

Age 44 Male
·
118 E Sego Lily Dr, Sandy, UT 84070 (Salt Lake County)
40.5716, -111.8847
Marital: Single TZ: Mountain
Edu: Some College
Multi-Family
MP

Dwayne E Orr

Age 40 Male
·
8655 Stout St, Detroit, MI 48228 (Wayne County)
42.3564, -83.2397
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Dwayne Orr

Age 46 Male
·
1948 SE Hillmoor Dr, Port St Lucie, FL 34952 (Saint Lucie County)
27.2867, -80.2948
Marital: Single TZ: Eastern
Multi-Family
MP

Dwayne B Orr

Age 51 Male
·
404 Dunning Dr, Camillus, NY 13031 (Onondaga County)
43.0484, -76.2642
· (315) 218-5421
Marital: Single TZ: Eastern
Homeowner Single Family Built 1954 Purchased 2011
MP

Dwayne Orr

Age 56 Male
·
1184 25th St, Cameron, WI 54822 (Barron County)
45.3765, -91.6433
· (715) 859-2260
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family Purchased 2008

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Dwayne Orr. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Dwayne Orr. These loans were issued to businesses, not individuals.

Darline Clervil

Sole Proprietorship

$20,762 Paid in Full
Address:
2400 NW 39th Way
Lauderdale Lakes, FL33311-1034
Approved

Feb 25, 2021

Forgiven

$20,895

Jobs Reported

1

Loan #

4257148502

Loan Size

Small

Amazan Saghir Wilson

Self-Employed Individuals

$19,407 Paid in Full
Address:
2400 NW 39th Way
Lauderdale Lakes, FL33311-1033
Approved

May 5, 2021

Forgiven

$19,465

Jobs Reported

1

Loan #

7060788909

Loan Size

Small

Joans

Self-Employed Individuals

$11,770 Paid in Full
Address:
2400 NW 39th Way 104
Lauderdale Lakes, FL33311-1033
Approved

Jun 29, 2020

Forgiven

$11,909

Jobs Reported

1

Loan #

5537468002

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Dwayne Orr. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Dwayne Orr on the map

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Dwayne Orr in TX: Background Summary

Location
1013 Glenfawn St Jacksonville, TX 75766-9254
Other Locations
Lawson, MO ยท Concord, CA ยท Pahrump, NV and 16 more
Profiles Found
28 people with this name
Phone Numbers
(903) 586-1344 and 18 others on file
Email
geraldorr@worldnet.att.net and 5 others on file
Possible Relatives
Terri Lyn Orr, Brandon G Orr, Danny J Orr, Marilyn R Darst, Roy G Orr and 98 more
Career
Manager Servicing Management And Operations, Board Member at Auto Works, Fannie Mae
Voter Registration
Registered Democrat
Properties
3properties owned
Vehicles
7 linked โ€” 2011 Nissan Frontier, 2005 Dodge Grand Caravan and 5 more
Contributions
$210 total โ€” Orr, Scott J
Licenses
2 professional licenses (ATHLETICS)
PPP Loans
$51,939 for Darline Clervil, Amazan Saghir Wilson

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Dwayne Orr. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Dwayne Orr

Search Complexity: High

88 public records across 19states, belonging to approximately 28 different individuals. With 28 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: Missouri (7%), followed by Texas and Florida. Spans the South and Midwest regions.

MO6recordsTX5recordsFL5recordsOH5recordsPA5recordsOR5records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (13) and Property Ownership Records (7).

31
Contact & Address Records
13
Business & Corporate Filings
7
Property Ownership Records
7
Vehicle Registration Records
6
Voter Registration Records
4
Corporate Records

Age Distribution

Age range: approximately 45 years, suggesting multiple generations. Largest group: Senior (65+) (31%).

Senior (65+)4peopleMiddle-Age (40-64)9people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Dwayne Orr

Is Dwayne Orr a registered voter?
Yes, voter registration records show Dwayne Orr is registered in Pennsylvania with D affiliation. We found 6 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Dwayne Orr own property?
County assessor records show 7 properties associated with Dwayne Orr . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Dwayne Orr?
Records show 7 vehicle registrations associated with Dwayne Orr, including a 2011 NISSAN FRONTIER. Registered makes include Nissan, Dodge, Toyota, Chrysler. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Dwayne Orr?
We found 13 business affiliations for Dwayne Orr (Manager Servicing Management And Operations). Other companies include fannie mae, Precision Powdered Metal. Business records are compiled from state registries, SEC filings, and professional databases.
Has Dwayne Orr made political donations?
FEC disclosure records show 2 reported political contributions from Dwayne Orr, totaling $210. Recipients include Orr, Scott J. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Dwayne Orr?
Our database contains 88 total records for Dwayne Orr spanning 19 states. This includes 28 distinct contact records, 16 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Dwayne Orr?
The 88 records displayed for Dwayne Orr are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Dwayne Orr remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.