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Earl W Tallman from Vienna, WV

Age 102 b. 2/6/1924
📍 1307 27th St, #vienna, WV 26105-2631
✉️ betty.tallman@rediffmail.com
👨‍👩‍👧 Relatives: Betty J Tallman,Jane A Miller,Albert R Clegg,Charles W Parry Sr,Charles W Parry Jr,Dawn M Coey,Donald L Parry,Glenna K Parry,Linda G Monroe,Michael E Parry,Patricia A Hixson,Tiffany M Parry,Timothy Fulks,Timothy R Fulks,Zeta M Clegg,Zeta M Clegg,Amanda D Decker,Amanda Dawn Johnson,Beverly Joycemarie Hornsby,Beverly R Ward,Bruce A Johnson,Carolyn Arnott,Charles W Hixson,Chasity R Parry,Christine L Dudley,Cynthia R Hoyd,Danny Ray Perdue,Douglas D Hoyd,Douglas Hoyd,Douglas W Hoyd,Edward L Hornsby Sr,Edward L Hornsby Sr,George L Monroe,George R Tinkham,Jeanna M Mayles,Judy M Perry,Kevin Gail Parry,Leanna R Cundiff,Michael E Arnott,Michael A Marks Sr,Richard D Arnott,Richard L Decker,Richard C Holdcroft Jr,Ronald A Murphy,Sarah L Hixson,Steven Decker Sr,Tabbatha Louisie Sherin,Tomasina B Murphy,William M Arnott Jr,William Michael Arnott Sr
🕐 1 previous address

Earl Tallman

Age 67 b. 1958-08-08
📍 15326 Danseur Dr Lot 807, Clinton Twp Mi
📞 (111) 111-0001
✉️ EARLJTALLMAN@YAHOO.COM, earljtallman@yahoo.com

Earl Tallman from Conway, AR

Age 75 b. 1951 Male
📍 567 Lower Ridge Rd
📞 (501) 327-3085 (Cell), (501) 327-2817

Earl Tallman from Summerfield, FL

Age 85
📍 14877 25th Ave, Summerfield, FL 34491
📞 (352) 347-7709
👨‍👩‍👧 Relatives: Barbara J Tallman,Denise M Tallman,Peggy S Tallman

Earl Tallman from Marysville, CA

Age 55 b. Sep 1970 Yuba Co.
📍 6029 College View Dr Apt 138
📞 (501) 967-6513, (530) 741-1981
👤 aka Earl Alvin Tallman, Earl A Tallman

Earl Tallman from Vienna, WV

Age 102 b. Feb 1924 Wood Co.
📍 1307 27th St
📞 (304) 295-4604

Earl Tallman from Grayson, KY

Age 100 b. Sep 1925 Carter Co.
📍 220 Sweetwater Ln
📞 (954) 974-9082

Earl Tallman from Bakersfield, CA

Age 57 b. Mar 1969 Kern Co.
📍 3313 University Ave
📞 (661) 835-9718

Earl Tallman from Belington, WV

Age 70 b. 1956 Barbour Co.
📍 Rr 1 Box 42b
📞 (304) 823-1412

Earl Tallman from Martinez, CA

Age 67 b. Aug 1958 Contra Costa Co.
📍 3827 Pacheco Blvd Apt 19
📞 (847) 367-6749
👤 aka Earl J Tallman

Earl Tallman from Lake Elsinore, CA

Age 102 b. May 1923 Riverside Co.
📍 391 Avenue 12
📞 (909) 245-5638

Earl Tallman from Atlanta, GA

Male
📍 240 N Highland Ave Ne
📞 (404) 483-0664 (T-MOBILE)

Earl Tallman from Fort Lauderdale, FL

Age 74 b. Nov 1951 Broward Co.
📍 6849 Nw 26th Ave

Earl Tallman from Brainerd, MN

Age 71 b. Dec 1954 Crow Wing Co.
📍 4979 Highway 371 N Unit 2

Earl Tallman from Spencer, NY

Age 102 b. Apr 1923 Tioga Co.
📍 42 Liberty St Apt 4

Earl Tallman from Cass, WV

Age 80 b. Sep 1945 Pocahontas Co.
📍 Po Box 85

Earl Tallman from Summerfield, FL

Age 96 b. May 1929 Marion Co.
📍 14877 Se 25th Ave

Earl Tallman from Riverside, CA

Age 102 b. May 1923 Riverside Co.
📍 391 Avenue Twelve

Earl Tallman from Marysville, CA

Age 67 b. Sep 1958 Yuba Co.
📍 2928 Hampton Rd 45

Earl Tallman from Cameron, WI

Age 103 b. Aug 1922 Barron Co.
📍 420 S 5th St Apt 6

Earl Tallman from Denver, CO

0
📍 1647 Clarkson St, Denver, CO 80218

Earl Tallman from Grayson, KY

Carter Co.
📍 1392 Damron Mayo Rd
📞 (954) 974-9082

Earl Tallman from North Lauderdale, FL

Broward Co.
📍 1837 Adventure Pl
📞 (954) 721-5514

Earl Tallman from Tempe, AZ

Maricopa Co.
📍 615 S Hardy Dr 136
📞 (513) 777-1018
👤 aka Earl John Tallman

Earl Tallman from Aurora, CO

Arapahoe Co.
📍 931 S Helena Way Apt A
📞 (518) 853-3002

Earl Tallman from Martinez, CA

Contra Costa Co.
📍 4088 Via Estrella
👤 aka Earl John Tallman

Earl Tallman from Miami, FL

Miami Dade Co.
📍 4860 Sw 107th Ave

Earl Tallman from Fort Lauderdale, FL

Broward Co.
📍 5357 Ne 5th Ave

Earl Tallman from Belle, WV

Kanawha Co.
📍 124 Maple Rd

Earl Tallman from Marysville, CA

Yuba Co.
📍 1802 Hammonton Rd Apt H

Earl Tallman from Concord, CA

Contra Costa Co.
📍 1405 Bel Air Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 31 contact records for Earl Tallman across 11 states. The most recent address on file is in Conway, Arkansas. Of these records, 16 include phone numbers and 2 include email addresses. The listed age is 85. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Earl J Tallman

Reg: 1/1/47460
42 Liberty St 4, 6, 14883
DOB: 19230416 Gender: Male

Earl Tallman

Democrat
48 Colonial Dr, 4, 14845
DOB: 19230416 Gender: Male

Earl J Tallman

Republican
42 Liberty St, 6, 14883
DOB: 19230416 Gender: Male

Earl Claude Tallman

NAV Reg: 3/7/2018
698 SE Lenore Ave, Winston, OR, 97496
DOB: 1/1/1954 Ph: 715-501-82920
County: Douglas

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Earl Tallman in Oregon. Records show affiliations with DEM, REP, NAV, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 CHEVROLET HHR CUV
· Registered to: Earl Tallman
· VIN: 3GNDA23D47S505834
·
321 S Adams St, Saint Croix Falls, WI, 54024
1996 CHEVROLET S10 PICKUP
· Registered to: Earl Tallman
· VIN: 1GCDT14X0TK170387
·
Hc 61 Box 87, Cass, WV, 24927

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 2 vehicle registration records are associated with Earl Tallman. Registered makes include Chevrolet. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Universal Fence Co Inc

President
(501) 329-5522
Conway, AR
Construction - Special Trade Contractors (Construction)

The Ometry

Earl TallmanLawyer
(586) 994-6569etallman@gmail.com
76900 Coon Creek Rd, Armada, MI48005
theometry.com

The Ometry

Earl TallmanLawyer
(586) 994-6569etallman@gmail.com
76900 Coon Creek Rd, Armada, MI48005

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 4 business affiliations were found for Earl Tallman. Companies include Universal Fence Co Inc, The Ometry. Roles listed include Lawyer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
President: Earl Tallman

Unknown Corporation

Addr: AK
AK
Vice-President: Earl Tallman

Unknown Corporation

Addr: AK
AK
Controller: Earl Tallman

Mt. Diablo Springs Improvement Society

Addr: PO Box 949, Clayton, CA, 94517
CA
Officer: Earl Tallman

Mt. Diablo Springs Improvement Society

Addr: PO Box 949, Clayton, CA, 94517
CA
Officer: Earl Tallman

Guardia Properties LLC

Addr: PO Box 949, Clayton, NV, 94517
NV
Director: Earl Tallman

Source: Public Records Earl Tallman appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Earl Tallman

Armada High School - Armada, MI, MI
1976

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Earl Tallman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$300 May 18, 2021
2022 REP
McMain, Marc
Tallman, Earl C Cumming, GA
$300 May 18, 2021
REP
McMain, Marc
Contributor Cumming, GA
$300 May 18, 2021
Unknown Committee
Tallman, Earl C Mr. Cumming, GA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 3 political contribution records found for Earl Tallman. Total disclosed contributions amount to $900. Recipients include McMain, Marc. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Earl Tallman

Male
·
2108 Bedford Way, Bakersfield, CA 93308 (Kern County)
35.4262, -119.0180
TZ: Pacific
Homeowner Single Family Built 1950 Purchased 2015
MP

Earl A Tallman

Age 68 Male
·
6057 Griffith Ave, Marysville, CA 95901 (Yuba County)
39.1298, -121.5240
· (530) 741-1981
Marital: Married TZ: Pacific
Edu: High School
Homeowner Multi-Family
MP

Earl W Tallman

Age 49 Male
·
634 Del Mar Dr, Bakersfield, CA 93307 (Kern County)
35.3419, -118.9930
· (661) 333-4782
Marital: Married TZ: Pacific
Homeowner Single Family Built 1937 Purchased 1987
MP

Earl Tallman

Age 95 Male
·
1307 27th St, Vienna, WV 26105 (Wood County)
39.3198, -81.5398
· (304) 295-4604
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1956
MP

Earl C Tallman

Male
·
199 River Rd, Cass, WV 24927 (Pocahontas County)
38.3960, -79.9179
Marital: Single
Single Family
MP

Earl Tallman

Age 69 Male
·
567 Lower Ridge Rd, Conway, AR 72032 (Faulkner County)
35.1119, -92.4176
· (501) 327-2817
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1974
MP

Earl Tallman

Age 59 Male
·
80585 Henderson St, Memphis, MI 48041 (Saint Clair County)
42.9244, -82.7813
· (586) 994-6569
TZ: Eastern
Multi-Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Earl Tallman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Earl Tallman. These loans were issued to businesses, not individuals.

Mindblown Labs Innovation Partners LLC.

Limited Liability Company(LLC

$38,060 Paid in Full
Address:
240 N Highland Ave NE Unit 3429
Atlanta, GA30307-5618
Approved

Jan 28, 2021

Forgiven

$38,410

Jobs Reported

3

Loan #

7371538302

Loan Size

Small

Tres Beau Salon LLC

Limited Liability Company(LLC

$7,672 Paid in Full
Address:
240 N Highland Ave NE Ste G
Atlanta, GA30307-5625
Approved

Apr 30, 2020

Forgiven

$7,740

Jobs Reported

6

Loan #

5167247306

Loan Size

Small

Mindblown Labs Innovation Partners LLC

Limited Liability Company(LLC

$37,137 Paid in Full
Address:
240 N Highland Ave NE Unit 3429
Atlanta, GA30307-5618
Approved

May 1, 2020

Forgiven

$37,630

Jobs Reported

3

Loan #

5005367707

Loan Size

Small

Sas Electronics And Communications CORP

Corporation

$14,082 Paid in Full
Address:
48 Colonial Dr
Huntington, NY11743-6009
Approved

Mar 13, 2021

Forgiven

$14,159

Jobs Reported

2

Loan #

2146858610

Loan Size

Small

Bad Capital LLC

Limited Liability Company(LLC

$12,684 Paid in Full
Address:
240 N Highland Ave NE 2203
Atlanta, GA30307
Approved

May 1, 2020

Forgiven

$12,823

Jobs Reported

1

Loan #

4332477708

Loan Size

Small

Elcor Operating Company, LLC

Limited Liability Company(LLC

$2,804,190 Paid in Full
Address:
48 Colonial Dr
Horseheads, NY14845-8532
Approved

May 6, 2020

Forgiven

$2,903,638

Jobs Reported

385

Loan #

2741967410

Loan Size

Medium-Large

Kabrika INC

Corporation

$19,082 Paid in Full
Address:
240 N Highland Ave NE Ste H
Atlanta, GA30307-5625
Approved

Feb 23, 2021

Forgiven

$19,173

Jobs Reported

15

Loan #

3330638510

Loan Size

Small

Hugh Thomas

Independent Contractors

$4,616 Paid in Full
Address:
240 N Highland Ave NE
Atlanta, GA30307-5609
Approved

May 2, 2021

Forgiven

$4,640

Jobs Reported

1

Loan #

6617408904

Loan Size

Small

Serenity Nail Salon LLC

Limited Liability Company(LLC

$6,302 Paid in Full
Address:
240 N Highland Ave NE Ste C1
Atlanta, GA30307-5625
Approved

Feb 4, 2021

Forgiven

$6,351

Jobs Reported

1

Loan #

2933438405

Loan Size

Small

Kabrika INC

Corporation

$6,225 Paid in Full
Address:
240 N Highland Ave NE Ste H
Atlanta, GA30307-5625
Approved

May 2, 2020

Forgiven

$6,276

Jobs Reported

12

Loan #

9787397304

Loan Size

Small

Tres Beau Salon LLC

Limited Liability Company(LLC

$7,672 Paid in Full
Address:
240 N Highland Ave NE Ste G
Atlanta, GA30307-5625
Approved

Jan 22, 2021

Forgiven

$7,718

Jobs Reported

11

Loan #

3505618300

Loan Size

Small

Devan Posey

Independent Contractors

$20,600 Paid in Full
Address:
240 N HIGHLAND AVE NE Unit 3143
Atlanta, GA30307-5613
Approved

May 12, 2020

Forgiven

$20,813

Jobs Reported

1

Loan #

5251627403

Loan Size

Small

Lloyd Aitken

Independent Contractors

$6,166 Paid in Full
Address:
240 N Highland Ave NE
Atlanta, GA30307-5609
Approved

Apr 8, 2021

Forgiven

$6,193

Jobs Reported

1

Loan #

8862978707

Loan Size

Small

Elcor Management LLC

Limited Liability Company(LLC

$483,970 Paid in Full
Address:
48 Colonial Dr
Horseheads, NY14845-8532
Approved

Jun 24, 2020

Forgiven

$489,576

Jobs Reported

25

Loan #

2941348010

Loan Size

Medium

Atlanta Intown Holdings LLC

Limited Liability Company(LLC

$77,900 Paid in Full
Address:
240 N Highland Ave NE Ste B
Atlanta, GA30307-5625
Approved

May 1, 2020

Forgiven

$78,410

Jobs Reported

14

Loan #

6322407704

Loan Size

Small

Arkeith Sanford

Independent Contractors

$3,255 Paid in Full
Address:
240 N Highland Ave NE Unit 1210
Atlanta, GA30307-5611
Approved

May 27, 2021

Forgiven

$3,288

Jobs Reported

1

Loan #

8393069000

Loan Size

Small

Mtp Capital, LLC

Limited Liability Company(LLC

$4,167 Paid in Full
Address:
240 N Highland Ave NE Unit 2203
Atlanta, GA30307-5600
Approved

May 3, 2020

Forgiven

$4,213

Jobs Reported

1

Loan #

1124207405

Loan Size

Small

Woodlawn Mobile Home Court

Sole Proprietorship

$6,100 Paid in Full
Address:
3720 County Road 40
Garfield, MN56332-4507
Approved

May 27, 2020

Forgiven

$6,147

Jobs Reported

3

Loan #

4089627802

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 18 PPP loan records are linked to businesses associated with Earl Tallman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Earl Tallman on the map

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Found 65 results across 16 states

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Earl Tallman in Clinton Twp, MI: Background Summary

Location
15326 Danseur Dr Lot 807, Clinton Twp Mi, Clinton Twp, MI
Other Locations
Conway, AR · Marysville, CA · Vienna, WV and 19 more
Profiles Found
31 people with this name
Phone Numbers
(304) 295-4604 and 14 others on file
Email
betty.tallman@rediffmail.com and 1 other on file
Possible Relatives
Betty J Tallman, Jane A Miller, Albert R Clegg, Charles W Parry SR, Charles W Parry JR and 46 more
Career
Lawyer at Universal Fence Co Inc, The Ometry
Voter Registration
Registered Democrat
Vehicles
2 linked — 2007 Chevrolet Hhr, 1996 Chevrolet S10
Contributions
$900 total — McMain, Marc
PPP Loans
$3560K for Mindblown Labs Innovation Partners LLC., Tres Beau Salon LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Earl Tallman. Because public records are indexed by name rather than by a unique identifier, the 89 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Earl Tallman

Search Complexity: High

89 public records across 16states, belonging to approximately 31 different individuals. With 31 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: California (18%), followed by Florida and West Virginia. Spans the South and West regions.

CA16recordsFL9recordsWV8recordsMI6recordsAR6recordsAK3records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (54%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (18) and Corporate Records (6).

44
Contact & Address Records
18
PPP Loan Records
6
Corporate Records
4
Voter Registration Records
4
Business & Corporate Filings
3
Political Contribution Records

Age Distribution

Age range: approximately 48 years, suggesting multiple generations. Largest group: Senior (65+) (85%).

Senior (65+)11peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Earl Tallman

Is Earl Tallman a registered voter?
Yes, voter registration records show Earl Tallman is registered. We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Earl Tallman?
Records show 2 vehicle registrations associated with Earl Tallman, including a 2007 CHEVROLET HHR. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Earl Tallman?
We found 4 business affiliations for Earl Tallman, including Universal Fence Co Inc. Other companies include The Ometry. Business records are compiled from state registries, SEC filings, and professional databases.
Has Earl Tallman made political donations?
FEC disclosure records show 3 reported political contributions from Earl Tallman, totaling $900. Recipients include McMain, Marc. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Earl Tallman?
Our database contains 89 total records for Earl Tallman spanning 16 states. This includes 31 distinct contact records, 16 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Earl Tallman?
The 89 records displayed for Earl Tallman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Earl Tallman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.