Emily Merchant

Age 46 b. 1979-04-29
๐Ÿ“ 322 N State St Apt 103, Ann Arbor Mi
๐Ÿ“ž (734) 347-2347, (734) 623-5079
โœ‰๏ธ EKLANCHE@UMICH.EDU, eklanche@umich.edu

Emily Merchant from Keller, TX

Age 60
๐Ÿ“ 4765 Keller Haslet Rd, Keller, TX 76248
๐Ÿ“ž (817) 491-2806, (817) 491-2806, (817) 988-1902
โœ‰๏ธ rnstich@flash.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Derrick Lance Merchant,Sean Anthony Merchant,Blake Alan Merchant,Chad Andrew Merchant

Emily Merchant from Peabody, MA

Age 99
๐Ÿ“ 8 Arnold Ave #16th, Peabody, MA 01960
๐Ÿ“ž (978) 531-2462, (978) 531-7793
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Joan M Lantierpotas,Richard N Merchant,James N Merchant

Emily Merchant from Magnolia, DE

Age 43 b. Mar 1983
๐Ÿ“ 35 Cole Ct
๐Ÿ“ž (571) 358-4530
๐Ÿ‘ค aka Emily A Phelan, Emily Antonietti, Emily Ann Phela

Emily Merchant from Warrensburg, MO

Age 73 b. Dec 1952 Johnson Co.
๐Ÿ“ 810 Tyler Ave
๐Ÿ“ž (660) 429-1880

Emily Merchant from Richmond, VA

Age 29 b. Mar 1997
๐Ÿ“ 54 W Pilkington St
๐Ÿ“ž (321) 460-6885

Emily Merchant from Boulder, CO

Age 35 b. Jun 1990
๐Ÿ“ 4814 Macintosh Pl
๐Ÿ“ž (802) 922-8641

Emily Merchant from Theresa, WI

Age 110 b. Jul 1915 Dodge Co.
๐Ÿ“ 537 River Ct
๐Ÿ“ž (978) 531-2462

Emily Merchant from Keller, TX

Age 72 b. Oct 1953
๐Ÿ“ 4765 Keller Haslet Rd
๐Ÿ“ž (817) 491-2806

Ms Emily M Merchant from Pennsauken, NJ

Age 44 b. 1/1/1982
๐Ÿ“ 4450 Burwood Ave, #pennsauken, NJ 08109-1510

Emily Merchant from Winchester, IN

Female
๐Ÿ“ 1800 W Royale Dr
๐Ÿ“ž (765) 546-1643 (VERIZON WIRELESS)

Emily Merchant from San Diego, CA

0000 Female
๐Ÿ“ 10720 Aderman Ave
๐Ÿ“ž (619) 578-1797

Emily Merchant from Salt Lake City, UT

Age 48 b. Dec 1977
๐Ÿ“ 1684 Browning Ave

Emily Merchant from Sandy, UT

Age 48 b. Dec 1977 Salt Lake Co.
๐Ÿ“ 9463 Meckailee Cv

Emily Merchant from Indianapolis, IN

Age 51 b. Sep 1974 Marion Co.
๐Ÿ“ 8075 Raven Rock Dr

Emily Merchant from Linden, VA

Age 81 b. Feb 1945 Warren Co.
๐Ÿ“ 140 Parnassus Rd

Emily Merchant from Highland, CA

Age 44 b. 1982 Female
๐Ÿ“ 3064 Shauna Dr
๐Ÿ“ž (619) 677-4286 (Cell)

Emily Merchant from Hiawatha, KS

Brown Co.
๐Ÿ“ Po Box 353

Emily Merchant from Cheyenne, WY

Laramie Co.
๐Ÿ“ 3401 Cribbon Ave

Emily Merchant from Westville, NJ

๐Ÿ“ 1703 Shetland Way

Emily Merchant from San Diego, CA

San Diego Co.
๐Ÿ“ 4958 35th St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 23 contact records for Emily Merchant across 14 states. The most recent address on file is in Magnolia, Delaware. Of these records, 15 include phone numbers and 3 include email addresses. Ages range from 60 to 99, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Emily Merchant

2023 Oswego County
· 66 Bronson, Oswego

Emily Merchant

2022 Oswego County
· 66 Bronson, Oswego

Emily Merchant

2024 Oswego County
· 66 Bronson, Oswego

Emily Merchant

2021 Oswego County
· 66 Bronson, Oswego

Emily L Merchant

2024 Erie County
· 301 Newell, Tonawanda

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 5 property records linked to Emily Merchant. Values shown are from county assessor records and may differ from current market prices.

Emily Merchant

Democrat
8205 Bay Ter, Harvey Cedars, 08008
DOB: 2/23/1987
County: Ocean

Emily Luisa Merchant

Democrat Reg: 10/16/2008
141 Jefferson School Rd, Ligonier, PA, 15658
DOB: 01/18/1980 Gender: Female

Emily Merchant

Democrat
2000walnut St Apt 207, Boulder, CO, 80302
DOB: 1990 Gender: Female Ph: 802-922-8641
County: Boulder

Emily Merchant

406 Country Dr, Dover, 19901
DOB: 1983
County: K

Emily Kathryn Merchant

County: Johnson

emily NICOLE merchant

Democrat Reg: 09/10/2012
Removed
DOB: 1983 Gender: Female
County: Cumberland

Emily M Merchant

Democrat
27 North St, 1, 13027
DOB: 19910308 Gender: Female

Emily Luisa Merchant

141 Jefferson School Rd
DOB: 01/18/1980 Gender: Female

Emily R Merchant

81 Koch Rd, Norwich, VT

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 9 voter registration records were found for Emily Merchant in Pennsylvania, Colorado, Vermont. Records show affiliations with D, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Kia Soul
ยท Registered to: Emily Merchant
ยท VIN: KNDJT2A69C7464720
·
143 Pine Ave, Sturbridge, MA, 01566
·
(508) 320-2190
2005 CHRYSLER 300 CAR UPPER MIDSIZE
ยท Registered to: Emily Merchant
ยท VIN: 2C3JK53G35H622880
·
7 Beaver Lake Rd, Derry, NH, 03038
·
(603) 818-8545
2013 Chevrolet Sonic
ยท Registered to: Emily Merchant
ยท VIN: 1G1JC5SB5D4153956
·
162 Parnassus Rd, Linden, VA, 22642
·
(540) 622-2757
2009 Audi A3
ยท Registered to: Emily Merchant
ยท VIN: WAUKF78P19A018741
·
8205 Bay Ter, Harvey Cedars, NJ, 08008-6034
·
(609) 290-1339
2013 Toyota Prius
ยท Registered to: Emily Merchant
ยท VIN: JTDKN3DUXD5602681
·
4701 Keller Haslet Rd, Keller, TX, 76244

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Emily Merchant. Registered makes include Kia, Chrysler, Chevrolet, Audi and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Inter-university Consortium for Political and Social Research

eklanche@umich.edu

Mirror Of Hope Foundation

Emily MerchantFundraising Chair/Secretary Dec. 22-Present
Columbia, SC

Homeowners Business Management

Emily MerchantRegister of Wills
(660) 815-0583emerchant@cox.net
810 Tyler Ave, Warrensburg, MO64093
hbmcorp.com

Five Guys Burgers & Fries

Emily MerchantSite Manager
(631) 265-0335
Hauppauge, NY

Genzyme Corp

Emily MerchantInvestor Relations
(617) 374-7248emily.merchant@genzyme.com
Cambridge, MA

Emily Merchant

United States

Homeowners Business Management

Emily MerchantRegister of Wills
(660) 815-0583emerchant@cox.net
810 Tyler Ave, Warrensburg, MO64093

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Emily Merchant. Companies include Five Guys Burgers & Fries, Genzyme Corp, Homeowners Business Management. Roles listed include Null and Fundraising Chair/Secretary Dec. 22-Present. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 17912 Dansworth Dr., Pflugerville, TX, 78660
TX
Member: emily E merchant

Bearly Worn, Limited Liability Company

Addr: 17912 Dansworth Dr., Pflugerville, TX, 78660
TX
Member: Emily Merchant

Bearly Worn, Limited Liability Company

ID: 0800311884
Addr: 17912 Dansworth Dr., Pflugerville, TX, 78660
TX
Member: Emily E Merchant

Source: Public Records Emily Merchant appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Emily Merchant

RN
Active
Addr: Divide, CO

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Emily Merchant holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

๐Ÿ›๏ธ

Emily Merchant

Exec. Director
๐Ÿ’ต Pay: $76,875.00

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Emily Merchant appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Emily Merchant

Ygnacio Valley High School - Concord, CA, CA
1971

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Emily Merchant has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$250 Sep 15, 2008
2008 DEM
Obama, Barack
Merchant, Emily Financial Analyst @ Summer Street Boston, MA
$25 Dec 31, 2017
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Merchant, Emily Teacher @ San Diego City Schools San Diego, CA
$10 Aug 30, 2020
2020 DEM
Pac To The Future
Merchant, Emily Teacher @ Redlands Unified School District Highland, CA
$3 Dec 15, 2017
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Merchant, Emily Teacher @ San Diego City Schools San Diego, CA
$25 Sep 15, 2015
2016
Emily S List
Merchant, Emily Norwich, VT
$25 Jun 17, 2018
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Merchant, Emily Teacher @ San Diego City Schools San Diego, CA
$13 Jun 15, 2018
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Merchant, Emily Teacher @ San Diego City Schools San Diego, CA
$1 Oct 15, 2019
2020 DEM
Steyer, Tom
Merchant, Emily Teacher @ Redlands Unified Highland, CA
$13 Jun 15, 2018
2018 DEM
Tester, Jon
Merchant, Emily Teacher @ San Diego City Schools San Diego, CA
$550 Jun 30, 2000
2000 DEM
Matheson, James David
Merchant, Emily Ihc Salt Lake City, UT
$3 Nov 4, 2017
2018 DEM
Dnc Services Corporation/Democratic National Committee
Merchant, Emily Teacher @ San Diego City Schools San Diego, CA
$25 Dec 2, 2017
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Merchant, Emily Teacher @ San Diego City Schools San Diego, CA
$25 Dec 31, 2017
DEM
Dnc Services CORP./Dem. Nat L Committee
Contributor Teacher @ San Diego City Schools San Diego, CA
$250 Sep 15, 2008
Unknown Committee
Merchant, Emily Financial Analyst @ Summer Street Boston, MA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 14 political contribution records found for Emily Merchant. Total disclosed contributions amount to $1,217. Recipients include Dnc Services CORP./Dem. Nat L Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Emily J Merchant

Age 30 Female
·
414 Dupont Ave, Lewes, DE 19958 (Sussex County)
38.7740, -75.1464
TZ: Eastern
Single Family
MP

Emily Merchant

Age 35 Female
·
4450 Burwood Ave, Merchantville, NJ 08109 (Camden County)
39.9390, -75.0691
Marital: Married TZ: Eastern
Edu: High School
Single Family
MP

Emily D Merchant

Age 63 Female
·
1251 Spring Valley Dr, Divide, CO 80814 (Teller County)
38.9921, -105.1360
· (817) 312-6467
Marital: Single TZ: Mountain
Occ: Healthcare
Single Family
MP

Emily K Merchant

Age 64 Female
·
810 Tyler Ave, Warrensburg, MO 64093 (Johnson County)
38.7571, -93.7229
· (660) 747-2065
Marital: Single TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1956 Purchased 1998
MP

Emily Merchant

Age 39 Female
·
1385 Lindenwood Dr, El Cajon, CA 92021 (San Diego County)
32.8255, -116.9500
TZ: Pacific
Homeowner Single Family
MP

Emily R Merchant

Age 27 Female
·
2841 13th St, Boulder, CO 80304 (Boulder County)
40.0273, -105.2800
TZ: Mountain
Multi-Family
MP

Emily E Merchant

Age 23 Female
·
148 Maple Hill Rd, Wilmington, DE 19804 (New Castle County)
39.7155, -75.5988
Marital: Married TZ: Eastern
Single Family
MP

Emily Merchant

Female
·
1866 E Orchard Hollow Ln, Salt Lake Cty, UT 84124 (Salt Lake County)
40.6858, -111.8291
TZ: Mountain
Homeowner Single Family Built 2015
MP

Emily Merchant

Age 26 Female
·
27 North St, Baldwinsville, NY 13027 (Onondaga County)
43.1608, -76.3362
· (315) 638-4496
Marital: Single TZ: Eastern
Homeowner Single Family Built 1880
MP

Emily Merchant

Age 20 Female
·
6920 Manning Rd, Chesterfield, VA 23832 (Chesterfield County)
37.4567, -77.5237
Marital: Single TZ: Eastern
Homeowner Single Family Built 1976 Purchased 2003
MP

Emily E Merchant

Age 19 Female
·
52 Charity Ln, Culloden, WV 25510 (Cabell County)
38.3911, -82.0713
Marital: Single TZ: Eastern
Multi-Family
MP

Emily L Merchant

Age 72 Female
·
PO Box 510161, Front Royal, VA 22630 (Warren County)
38.9240, -78.1839
Marital: Inferred Single TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner
MP

Emily Merchant

Age 37 Female
·
53 Downing St, New York, NY 10014 (New York County)
40.7293, -74.0042
Marital: Inferred Single TZ: Eastern
Multi-Family
MP

Emily Merchant

Age 36 Female
·
16105 Hamilton Point Cir, Manor, TX 78653 (Travis County)
30.3383, -97.5497
TZ: Central
Single Family
MP

Emily Merchant

Female
·
81 Koch Rd, Norwich, VT 05055 (Windsor County)
43.7227, -72.3071
TZ: Eastern
Single Family
MP

Emily S Merchant

Age 19 Female
·
1204 Catherine Ln, Seagoville, TX 75159 (Dallas County)
32.6608, -96.5384
Marital: Inferred Single TZ: Central
Homeowner Single Family
MP

Emily N Merchant

Age 35 Female
·
3431 Fir St, San Diego, CA 92104 (San Diego County)
32.7254, -117.1190
Marital: Inferred Single TZ: Pacific
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 17 demographic profiles associated with Emily Merchant. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Emily Merchant on the map

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Emily Merchant in Ann Arbor, MI: Background Summary

Location
322 N State St Apt 103, Ann Arbor Mi, Ann Arbor, MI
Other Locations
Magnolia, DE ยท Warrensburg, MO ยท Richmond, VA and 13 more
Profiles Found
23 people with this name
Phone Numbers
(734) 347-2347 and 16 others on file
Email
eklanche@umich.edu and 2 others on file
Possible Relatives
Jaime D Merchant, Janice S Bryson, Jason G Merchant, Seth T Bryson, Terry D Bryson and 94 more
Career
Fundraising Chair/Secretary Dec. 22-Present, Register of Wills at Five Guys Burgers & Fries, Genzyme Corp
Voter Registration
Registered Democrat
Vehicles
5 linked โ€” 2012 Kia Soul, 2005 Chrysler 300 and 3 more
Contributions
$1,217 total โ€” Dnc Services CORP./Dem. Nat L Committee
Licenses
1 professional license (RN)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Emily Merchant. Because public records are indexed by name rather than by a unique identifier, the 95 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Emily Merchant

Search Complexity: High

95 public records across 21states, belonging to approximately 23 different individuals. With 23 distinct profiles across 21 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 21 states. Highest concentration: Texas (8%), followed by California and Massachusetts. Spans the South and West regions.

TX8recordsCA7recordsMA5recordsCO5recordsMO5recordsVA5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (36%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (14) and Business & Corporate Filings (12).

27
Contact & Address Records
14
Political Contribution Records
12
Business & Corporate Filings
9
Voter Registration Records
5
Property Ownership Records
5
Vehicle Registration Records

Age Distribution

Age range: approximately 82 years, suggesting multiple generations. Largest group: Senior (65+) (36%).

Senior (65+)5peopleMiddle-Age (40-64)6peopleYounger Adult (25-39)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Emily Merchant

Is Emily Merchant a registered voter?
Yes, voter registration records show Emily Merchant is registered with D affiliation. We found 9 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Emily Merchant own property?
County assessor records show 5 properties associated with Emily Merchant . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Emily Merchant?
Records show 5 vehicle registrations associated with Emily Merchant, including a 2012 Kia Soul. Registered makes include Kia, Chrysler, Chevrolet, Audi. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Emily Merchant?
We found 12 business affiliations for Emily Merchant (null). Other companies include Genzyme Corp, Homeowners Business Management. Business records are compiled from state registries, SEC filings, and professional databases.
Has Emily Merchant made political donations?
FEC disclosure records show 14 reported political contributions from Emily Merchant, totaling $1,217. Recipients include Dnc Services CORP./Dem. Nat L Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Emily Merchant?
Our database contains 95 total records for Emily Merchant spanning 21 states. This includes 23 distinct contact records, 15 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Emily Merchant?
The 95 records displayed for Emily Merchant are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Emily Merchant remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.