Eric Kopf from Oneonta, NY

Age 63
๐Ÿ“ 292 Mt Vista Dr, Oneonta, NY 13820
๐Ÿ“ž (607) 431-9951, (607) 432-4624
โœ‰๏ธ ekopf@dmcom.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Charlotte R Kopf,Arnold F Kopf,Gary C Kopf

Eric A Kopf from Mattituck, NY

Age 32 b. 1/21/1994
๐Ÿ“ 1350 Cox Neck Rd, #mattituck, NY 11952-1450
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jacqueline A Kopf,John A Kopf,John Kopf Jr,Joann A Adams,Joann A Adams
๐Ÿ• 1 previous address

Eric Kopf from Senatobia, MS

Age 53
๐Ÿ“ 7055 Highway 4, Senatobia, MS 38668
๐Ÿ“ž (662) 562-8448

Eric Kopf from Freehold, NJ

Age 48
๐Ÿ“ 45 Polo Club Dr #dr9, Freehold, NJ 07728
๐Ÿ“ž (908) 458-1145, (908) 615-0591
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Tracilyn Kopf,Karen J Lynch,Sandra J Kopf

Eric Kopf from Lindenhurst, NY

Age 57
๐Ÿ“ 145 Delaware Ave #1, Lindenhurst, NY 11757
๐Ÿ“ž (631) 374-0499, (631) 838-8056, (631) 957-8467
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Emilie Kopf,Stephanie Kopf

Eric Kopf from Sweet Home, OR

Age 74 b. Feb 1952 Linn Co.
๐Ÿ“ 57520 Fernridge Rd
๐Ÿ“ž (913) 281-4509

Eric Kopf from Aurora, IL

Age 43 b. 1983 Dupage Co.
๐Ÿ“ 1605 Sycamore Ln
๐Ÿ“ž (630) 898-1692

Eric Kopf from Cincinnati, OH

Age 57 b. Nov 1968 Hamilton Co.
๐Ÿ“ 1346 Paxton Ave
๐Ÿ“ž (513) 871-8792

Eric Kopf from Santa Cruz, CA

Age 60 b. Oct 1965 Santa Cruz Co.
๐Ÿ“ 125 Holway Dr
๐Ÿ“ž (831) 429-5780

Eric Kopf from Sweet Home, OR

Age 75 b. Feb 1951 Linn Co.
๐Ÿ“ 27520 Fern Ridge Rd
๐Ÿ“ž (541) 367-8056

Eric Kopf from Senatobia, MS

Age 65 b. Sep 1960 Tate Co.
๐Ÿ“ 7055 Highway 4 W
๐Ÿ“ž (662) 562-8448

Eric Kopf

๐Ÿ“ 32 Cypress Ave, Narragansett Ri
๐Ÿ“ž (401) 862-8337
โœ‰๏ธ ERIC@LIGHTHOUSERI.COM

Eric Kopf from Tucker, GA

Dekalb Co.
๐Ÿ“ 2936 Henderson Rd
๐Ÿ“ž (770) 939-9488

Eric Kopf from Atlanta, GA

Male
๐Ÿ“ 35 Finch Trl Ne
๐Ÿ“ž (404) 304-8085 (SPRINT)

Eric Kopf from Capitola, CA

Age 61 b. 1965 Male
๐Ÿ“ 930 Rosedale Ave
๐Ÿ“ž (831) 429-5780

Eric Kopf from Senatobia, MS

Age 65 b. Sep 1960 Tate Co.
๐Ÿ“ Rr 2 Po Box 67

Eric Kopf from Oakland, CA

Age 54 b. Dec 1971 Alameda Co.
๐Ÿ“ 25 Observation Pl
๐Ÿ‘ค aka Kopf Eric William

Eric Kopf from Lindenhurst, NY

Age 69 b. Jan 1957 Suffolk Co.
๐Ÿ“ 145 S Delaware Ave Unit 1

Eric Kopf from Palm Bay, FL

Age 68 b. Jun 1957 Brevard Co.
๐Ÿ“ 1245 Palm Bay Rd Ne B 201

Eric Kopf from Brick, NJ

Age 57 b. Sep 1968 Ocean Co.
๐Ÿ“ 311 Herbertsville Rd

Eric Kopf from Nesbit, MS

0
๐Ÿ“ 4046 Maryan Ct, Nesbit, MS 38651

Eric Kopf from Brick, NJ

0
๐Ÿ“ 36 Harrison Ave, Brick, NJ 08724

Eric Kopf from Brick, NJ

Age 45
๐Ÿ“ 311 Herbertsville Rd, Brick, NJ 08724

Eric Kopf from Stuart, FL

๐Ÿ“ 12256 Florida Av
๐Ÿ“ž (772) 728-5732

Eric Kopf from Napa, CA

๐Ÿ“ 1625 Meek Ave
๐Ÿ“ž (707) 294-2791

Eric Kopf from Capitola, CA

Age 61 b. 1965 Male
๐Ÿ“ 930 Rosedale Ave Spc 45

Eric Kopf from Reading, PA

Berks Co.
๐Ÿ“ 818 Linden St

Eric Kopf from Wantagh, NY

Nassau Co.
๐Ÿ“ 2521 Sycamore Ave

Eric Kopf from North Kingstown, RI

Washington Co.
๐Ÿ“ 85 Sand Hill Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 29 contact records for Eric Kopf across 11 states. The most recent address on file is in Sweet Home, Oregon. Of these records, 17 include phone numbers and 2 include email addresses. Ages range from 45 to 63, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kopf, Eric W

Brevard County
PIN: 28 370707 5
· 1855 Botanica Cir, West Melbourne 32904
Value: $205,430

Kopf Eric C & Sandra Mn

Linn County
· 27520 Fern Ridge Rd, Sweet-Home

Kopf, Eric & Tracilyn

Residential Monmouth County
· 45 Polo Club Dr, 07728

Eric Kopf

2022 Suffolk County
· 890 Miller, Southold

Eric Kopf

2023 Suffolk County
· 890 Miller, Southold

Eric Kopf

2024 Suffolk County
· 890 Miller, Southold

Eric Kopf

2021 Suffolk County
· 890 Miller, Southold

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 7 property records linked to Eric Kopf in Sweet-Home. Values shown are from county assessor records and may differ from current market prices.

Eric Kopf

Republican
45 Polo Club Dr, Freehold, 07728
DOB: 6/14/1966
County: Monmouth

Eric William Kopf

1855 Botanica Cir, West Melbourne, , 32904

Eric A Kopf

Republican
90 Drew Dr, 2, 11941
DOB: 19940121 Gender: Male

Eric K Kopf

Republican
145 Delaware Ave, 14, 11757
DOB: 19570122 Gender: Male

Eric L Kopf

Independent
24 Deer Run Ln, 0, 13820
DOB: 19510228 Gender: Male

Eric C Kopf

NAV Reg: 7/8/2002
27520 Fern Ridge Rd, Sweet Home, OR, 97386
DOB: 1/1/1952
County: Linn

Eric J Kopf

35 Cypress Ave, Narragansett, 02882

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 7 voter registration records were found for Eric Kopf in , Oregon. Records show affiliations with R, REP, IND, NAV, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 LINCOLN MKS
ยท Registered to: Eric Kopf
ยท VIN: 1LNHL9DR1BG604234
·
1855 Botanica Cir, Melbourne, FL, 32904-7332
·
(321) 953-3999
2013 Audi allroad
ยท Registered to: Eric Kopf
ยท VIN: WA1UFAFLXDA144544
·
1625 Meek Ave, Napa, CA, 94559
·
(707) 294-2791
2012 Chevrolet Camaro
ยท Registered to: Eric Kopf
ยท VIN: 2G1FC3D3XC9174197
·
1855 Botanica Cir, Melbourne, FL, 32904-7332
·
(321) 953-3999
2010 NISSAN SENTRA
ยท Registered to: Eric Kopf
ยท VIN: 3N1AB6AP0AL616902
·
7055 Highway 4 W, Senatobia, MS, 38668-3669
2010 Audi A3
ยท Registered to: Eric Kopf
ยท VIN: WAUMFAFM6AA021203
·
3220 Swiss Ct, Napa, CA, 94558-5339
2017 TOYOTA TACOMA
ยท Registered to: Eric Kopf
ยท VIN: 5TFAZ5CN8HX024869
·
1855 Botanica Cir, Melbourne, FL, 32904
·
(321) 728-1452
2009 BMW 3 SERIES
ยท Registered to: Eric Kopf
ยท VIN: WBAPH57529NL80106
·
45 Polo Club Dr, Freehold, NJ, 07728-8071
·
(732) 577-0911
1992 FORD MUSTANG HCHBK 2DR
ยท Registered to: Eric Kopf
ยท VIN: 1FACP42E5NF122193
·
7055 Highway 4 W, Senatobia, MS, 38668
·
(662) 562-8448
2013 Hyundai Elantra
ยท Registered to: Eric Kopf
ยท VIN: 5NPDH4AE1DH241277
·
45 Polo Club Dr, Freehold, NJ, 07728
·
(732) 501-0404

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 9 vehicle registration records are associated with Eric Kopf. Registered makes include Lincoln, Audi, Chevrolet, Nissan and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Kopf's Auto Repair

Owner
(321) 953-3999
West Melbourne, FL
Automotive Services, Parking and Repair (Automotive)

Narragansett Little League

Eric KopfPresident
Narragansett, RI

Eric Kopf

Accounts Receivable Manager
Gotham Per Diem INC
New York, New York, United States Health, Wellness And Fitness

Eric Kopf

Accounts Receivable Manager
Gotham Per Diem INC
New York

Circle BMW

Eric KopfInformation Technology
(732) 440-1200eric.kopf@circlebmw.com
Eatontown, NJ

Eric & Sharon Kopf

President & Vice Preside ยท Melbourne, Florida Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for Eric Kopf. Companies include Kopf's Auto Repair, Gotham Per Diem INC, Circle BMW. Roles listed include President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Eric Kopf

Addr: 3669 N Peachtree Rd Ste 300, Chamblee, GA, 30341
GA Dekalb County

Kopf, Eric

Addr: 2936 Henderson Road, Tucker, GA, 30084
GA

Kopf, Eric

Addr: 594 Valley Green Dr NE, Atlanta, GA, 30342
GA Fulton County

Eric Kopf

Addr: 3669 N Peachtree Rd Ste 300, Chamblee, GA, 30341
GA Dekalb County

Kopf, Eric

Addr: 2936 Henderson Road, Tucker, GA, 30084
GA

Eric Kopf

Addr: 3669 N Peachtree Road, Chamblee, GA, 30341
GA Dekalb County

Eric Kopf

Addr: 3669 N Peachtree Rd Ste 300, Chamblee, GA, 30341
GA Dekalb County

Eric Kopf

Addr: 3669 N Peachtree Rd Ste 300, Chamblee, GA, 30341
GA Dekalb County

Eric Kopf

Addr: 3669 N Peachtree Rd Ste 300, Chamblee, GA, 30341
GA Dekalb County

Eric Kopf

Addr: 3669 N Peachtree Rd Ste 300, Chamblee, GA, 30341
GA Dekalb County

Buckhead Landscape & Development, L.l.c.

Addr: 3669 N Peachtree Rd Ste 300, Chamblee, GA, 30341
GA
Officer: Eric Kopf

All Around Playgrounds, L.l.c.

Addr: 3669 N Peachtree Rd Ste 300, Chamblee, GA, 30341
GA
Officer: Eric Kopf

Unknown Corporation

Addr: 3669 N Peachtree Rd Ste 300, Chamblee, GA, 30341
GA
Organizer: Eric Kopf

Source: Public Records Eric Kopf appears in 13 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

eric kopf

A
Addr: Lindenhurst, NY

Eric Kopf

Physician And Surgeon License
EXPIRED
Issued: 19970617 Exp: 20001118

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Eric Kopf holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Eric Kopf

Regis High School - New York, NY, NY
1975

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Eric Kopf has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

Eric J Kopf

License: 134044 Reciprocal Salesperson

Source: State Real Estate Commissions ยท NAR License Databases

MP

Eric Kopf

Age 51 Male
·
45 Polo Club Dr, Freehold, NJ 07728 (Monmouth County)
40.2141, -74.2777
· (732) 577-0911
Marital: Married TZ: Eastern
Occ: Management Edu: Graduate School
Homeowner Single Family Built 1991 Purchased 2002
MP

Eric Kopf

Age 34 Male
·
594 Valley Green Dr NE, Atlanta, GA 30342 (Fulton County)
33.8764, -84.3702
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1982 Purchased 1995
MP

Eric W Kopf

Age 60 Male
·
1855 Botanica Cir, Melbourne, FL 32904 (Brevard County)
28.0700, -80.6618
· (321) 733-7883
Marital: Inferred Married TZ: Eastern
Occ: Service Industry Edu: Some College
Homeowner Single Family Built 2006 Purchased 2005
MP

Eric W Kopf

Age 56 Male
·
7055 Highway 4 W, Senatobia, MS 38668 (Tate County)
34.6195, -90.0853
· (662) 562-8448
Marital: Inferred Married TZ: Central
Homeowner Single Family Built 1970 Purchased 1956
MP

Eric Kopf

Male
·
35 Finch Trl NE, Atlanta, GA 30308 (Fulton County)
33.7689, -84.3788
· (404) 304-8085
TZ: Eastern
Homeowner Single Family Built 1985 Purchased 1987
MP

Eric C Kopf

Male
·
27520 Fern Ridge Rd, Sweet Home, OR 97386 (Linn County)
44.3994, -122.7790
· (541) 367-8056
TZ: Pacific
Homeowner Single Family Built 1939
MP

Eric L Kopf

Age 66 Male
·
292 Mt Vista Dr, Oneonta, NY 13820 (Otsego County)
42.4460, -75.0107
Marital: Single TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Eric Kopf. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Eric Kopf. These loans were issued to businesses, not individuals.

Pptd LLC

Limited Liability Company(LLC

$91,250 Paid in Full
Address:
311 Herbertsville Rd
Brick, NJ08724-1732
Approved

Apr 8, 2021

Forgiven

$92,008

Jobs Reported

12

Loan #

8700128707

Loan Size

Small

Kenneth Bowie Jr

Sole Proprietorship

$15,625 Paid in Full
Address:
9 Traders Cir Apt 202
Normal, IL61761-4136
Approved

Apr 7, 2021

Forgiven

$15,676

Jobs Reported

1

Loan #

8008698707

Loan Size

Small

Pptd LLC

Limited Liability Company(LLC

$143,740 Exemption 4
Address:
311 Herbertsville Rd
Brick, NJ08724
Approved

Apr 29, 2020

Forgiven

$141,330

Jobs Reported

15

Loan #

2662297303

Loan Size

Small

Devonnickic Dorsey

Sole Proprietorship

$20,832 Paid in Full
Address:
9 Traders Cir Apt 120
Normal, IL61761-4135
Approved

Mar 29, 2021

Forgiven

$20,983

Jobs Reported

1

Loan #

2510438708

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Eric Kopf. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Eric Kopf on the map

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Eric Kopf in Oneonta, NY: Background Summary

Location
292 Mt Vista Dr,Oneonta, NY 13820, Oneonta, NY
Other Locations
Sweet Home, OR ยท Aurora, IL ยท Cincinnati, OH and 14 more
Profiles Found
29 people with this name
Phone Numbers
(607) 431-9951 and 16 others on file
Email
ekopf@dmcom.net and 1 other on file
Possible Relatives
Charlotte R Kopf, Arnold F Kopf, Gary C Kopf, Jacqueline A Kopf, John A Kopf and 16 more
Career
President at Kopf's Auto Repair, Gotham Per Diem INC
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
9 linked โ€” 2011 Lincoln Mks, 2013 Audi Allroad and 7 more
PPP Loans
$271K for Pptd LLC, Kenneth Bowie Jr

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Eric Kopf. Because public records are indexed by name rather than by a unique identifier, the 91 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Eric Kopf

Search Complexity: High

91 public records across 11states, belonging to approximately 29 different individuals. With 29 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Georgia (20%), followed by New York and Florida. Spans the South and Northeast regions.

GA18recordsNY9recordsFL7recordsCA7recordsMS6recordsNJ6records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (38%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (13) and Vehicle Registration Records (9).

31
Contact & Address Records
13
Corporate Records
9
Vehicle Registration Records
9
Business & Corporate Filings
7
Property Ownership Records
7
Voter Registration Records

Age Distribution

Age range: approximately 43 years, suggesting multiple generations. Largest group: Senior (65+) (29%).

Senior (65+)4peopleMiddle-Age (40-64)9peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Eric Kopf

Is Eric Kopf a registered voter?
Yes, voter registration records show Eric Kopf is registered with R affiliation. We found 7 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Eric Kopf own property?
County assessor records show 7 properties associated with Eric Kopf . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Eric Kopf?
Records show 9 vehicle registrations associated with Eric Kopf, including a 2011 LINCOLN MKS. Registered makes include Lincoln, Audi, Chevrolet, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Eric Kopf?
We found 9 business affiliations for Eric Kopf, including Kopf's Auto Repair. Other companies include gotham per diem inc, Circle BMW. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Eric Kopf?
Our database contains 91 total records for Eric Kopf spanning 11 states. This includes 29 distinct contact records, 17 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Eric Kopf?
The 91 records displayed for Eric Kopf are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Eric Kopf remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.