Erica Bauman

Age 29 b. 1997-03-10
๐Ÿ“ 3231 Riverview Pl, Columbus Oh 43202
๐Ÿ“ž (614) 623-9725, (614) 398-7268
โœ‰๏ธ ERICANICOLEBAUMAN@YAHOO.COM, ericanicolebauman@yahoo.com

Erica L Bauman

Age 44 b. 1981-06-04
๐Ÿ“ 6872 Old Hospital St Apt A, Colorado Spgs Co
๐Ÿ“ž (931) 919-3481, (910) 257-1074
โœ‰๏ธ ERYKAH1881@YAHOO.COM, erykah1881@yahoo.com

Erica Bauman

Age 42 b. 1983-04-27
๐Ÿ“ 3605 Timber Wolf Ln, New Orleans La
๐Ÿ“ž (504) 638-3027
โœ‰๏ธ EBAUMAN2010@GMAIL.COM

Erica Bauman

Age 45 b. 1981-03-06
๐Ÿ“ 4487 Hayes Rd, Groveport Oh
๐Ÿ“ž (614) 836-7106
โœ‰๏ธ ASHLEYBAUMAN99@AOL.COM

Erica Bauman from Tampa, FL

Age 42 b. Aug 1983 Hillsborough Co.
๐Ÿ“ 4610 N Armenia Ave 605
๐Ÿ“ž (915) 756-2388

Erica Bauman from Weston, CT

Age 38 b. 1988 Female
๐Ÿ“ 20 Laurel Lk W
๐Ÿ“ž (203) 454-2820

Erica Bauman from Baltimore, MD

Age 44 b. Jun 1981 Baltimore City Co.
๐Ÿ“ 1200 S Conkling St Apt 549
๐Ÿ“ž (410) 560-2509

Erica Bauman from West Palm Bch, FL

Female
๐Ÿ“ 238 Edgewood Dr
๐Ÿ“ž (561) 289-5322 (AT&T MOBILITY)

Erica Bauman from Millsboro, DE

Age 43 b. Jul 1982 Sussex Co.
๐Ÿ“ Rr 2 Po Box 301

Erica Bauman from Cockeysville, MD

Age 44 b. Jun 1981
๐Ÿ“ 1420 Ivy Hill Rd

Erica Bauman from Topeka, KS

Age 52 b. Sep 1973 Shawnee Co.
๐Ÿ“ 3443 Se 36th St

Erica Bauman from Colorado Springs, CO

Age 44 b. Jun 1981
๐Ÿ“ 6872 Old Hospital St
๐Ÿ‘ค aka Erica L Sweetman, Erica Lauren Henderson, Erica Sweetman Bauman

Erica Bauman from Burr Ridge, IL

Du Page Co.
๐Ÿ“ 8240 Ridgepoint Dr

Erica Bauman from Pittsburgh, PA

Allegheny Co.
๐Ÿ“ 5156 Janie Dr

Erica Bauman from Pittston, PA

Luzerne Co.
๐Ÿ“ 14 Gardner St

Erica Bauman from Shoreline, WA

King Co.
๐Ÿ“ 2601 Ne 195th Ln C 17

Erica Bauman from Berkeley, CA

Alameda Co.
๐Ÿ“ 1113 Magnolia Dr

Erica Bauman from Baltimore, MD

๐Ÿ“ 1341 W 42nd St

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 21 contact records for Erica Bauman across 10 states. The most recent address on file is in Tampa, Florida. Of these records, 10 include phone numbers and 5 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Bauman, Erica Beth

Pinellas County
PIN: 17 30 07 04425 007 7106
· 11901 4th St N # 7106, St Petersburg 33716
Value: $45,213

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Erica Bauman. Values shown are from county assessor records and may differ from current market prices.

Erica Anne Bauman

2521 SW Nutcracker Way, Palm City, , 34990

erica SWEETMAN bauman

Republican Reg: 08/28/2008
Removed
DOB: 1981 Gender: Female
County: Cumberland

Erica D Bauman

Reg: 411021474
1160 3 Avenue 5f
DOB: 19880318 Gender: Female
Senate: 12

Erica S Bauman

Reg: 10/18/1986
15850 11th Ave, Shoreline, WA, 98155
DOB: 09/04/1963 Gender: Female
County: KI

Erica Joy Bauman

Reg: 10/01/2016
605 Boylston Ave, Seattle, WA, 98102
DOB: 02/21/1993 Gender: Female
County: KI

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Erica Bauman in , Washington. Party affiliation is listed as REP. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 JEEP GRAND CHEROKEE
ยท Registered to: Erica Bauman
ยท VIN: 1J4GW48S14C148604
·
1341 W 42nd St, Baltimore, MD, 21211
2013 Hyundai Accent
ยท Registered to: Erica Bauman
ยท VIN: KMHCT5AE0DU136537
·
4211 Allendorf Dr Apt 79, Cincinnati, OH, 45209
·
(513) 271-4311
2006 Jeep Commander
ยท Registered to: Erica Bauman
ยท VIN: 1J8HG58N26C318343
·
3336 Hayes Rd, Groveport, OH, 43125
2008 Hyundai Accent
ยท Registered to: Erica Bauman
ยท VIN: KMHCM36C28U080311
·
Hudson Pointe Apts 11901 4th St N Apt 7106, Saint Petersburg, FL, 33716
·
(813) 732-4892

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Erica Bauman. Registered makes include Jeep, Hyundai. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

K-Rain Manufacturing Corporation

Chief Operating Officer
+15618441002ericabauman@krain.com
West Palm Beach,

Erica Bauman

United States

Air Conditioning Sales Inc

Erica BaumanOwner
(813) 732-4892erica.bauman@juno.com
11901 4th St. N., Saint petersburg, FL33716
bigbie.com

Enterprise Events Group

Erica BaumanTraining/Development Coordinator, Enterprise Admin Systems
erica.bauman@juno.com
11901 4th St. N., Saint Petersburg, FL33716

K & K Industries Inc

Erica BaumanDirector of Quality
(561) 844-1002ericabauman@kindustries.net
Riviera Beach, FL

First Christian Reformed Churc

Erica BaumanCorporate Secretary
(206) 364-7777baumane@crcna.org
Shoreline, WA

Erica Bauman, MBA

Tampa/St. Petersburg, Florida Area

Enterprise Events Group

Erica BaumanTraining/Development Coordinator, Enterprise Admin Systems
erica.bauman@juno.com
11901 4th St. N., Saint Petersburg, FL33716

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 21 business affiliations were found for Erica Bauman. Companies include Enterprise Events Group, K & K Industries Inc, First Christian Reformed Churc. Roles listed include Chief Operating Officer and Senior Consultant - Training Knowledge And Quality. Records are compiled from state business registries, SEC filings, and professional networking databases.

Erica L Bauman

Group Tour
Sep 25, 2010, 11:00 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Erica Bauman appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Erica Bauman

Pittston Area High School - Pittston, PA, PA
1996

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Erica Bauman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$6 Sep 29, 2019
2020 DEM
Sanders, Bernard
Bauman, Erica Interpreter @ Swedish Medical Center Seattle, WA
$6 Sep 29, 2019
2020 DEM
Sanders, Bernard
Bauman, Erica Interpreter @ Swedish Medical Center Seattle, WA
$150 Sep 30, 2019
2020 DEM
Sanders, Bernard
Bauman, Erica Medical Interpreter @ Swedish Medical Center Seattle, WA
$6 Aug 29, 2019
2020 DEM
Sanders, Bernard
Bauman, Erica Interpreter @ Swedish Medical Center Seattle, WA
$35 Aug 15, 2020
2020 REP
Trump, Donald J
Bauman, Erica Manager @ Apm Palm City, FL
$6 Aug 29, 2019
2020 DEM
Sanders, Bernard
Bauman, Erica Interpreter @ Swedish Medical Center Seattle, WA
$6 Jul 29, 2019
2020 DEM
Sanders, Bernard
Bauman, Erica Interpreter @ Swedish Medical Center Seattle, WA
$35 Feb 15, 2020
2020 REP
Trump, Donald J
Bauman, Erica Manager @ Apm Palm City, FL
$6 Dec 29, 2019
2020 DEM
Sanders, Bernard
Bauman, Erica Interpreter @ Swedish Medical Center Seattle, WA
$150 Sep 30, 2019
2020 DEM
Sanders, Bernard
Bauman, Erica Interpreter @ Swedish Medical Center Seattle, WA
$35 Jan 15, 2020
2020 REP
Trump, Donald J
Bauman, Erica Manager @ Ap M Palm City, FL
$150 Sep 30, 2019
2020 DEM
Sanders, Bernard
Bauman, Erica Medical Interpreter @ Swedish Medical Center Seattle, WA
$35 Jan 15, 2020
2020 REP
Trump, Donald J
Bauman, Erica Manager @ Ap M Palm City, FL
$35 Feb 15, 2020
REP
Trump, Donald J
Contributor Manager @ Apm Palm City, FL
$17 Nov 15, 2020
Unknown Committee
Bauman, Erica Manager @ Ap+m Palm City, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 15 political contribution records found for Erica Bauman. Total disclosed contributions amount to $678. Recipients include Trump, Donald J. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Erica J Bauman

Age 24 Female
·
605 Boylston Ave E, Seattle, WA 98102 (King County)
47.6243, -122.3230
TZ: Pacific
Multi-Family
MP

Erica E Bauman

Age 36 Female
·
1420 Ivy Hill Rd, Cockeysville, MD 21030 (Baltimore County)
39.4709, -76.6984
· (410) 252-7542
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1987 Purchased 1985
MP

Erica A Bauman

Age 45 Female
·
7070 Positano Hill Ave, Las Vegas, NV 89178 (Clark County)
36.0019, -115.2500
Marital: Inferred Married TZ: Pacific
Homeowner Single Family Built 2007 Purchased 2009
MP

Erica S Bauman

Age 53 Female
·
15850 11th Ave NE, Seattle, WA 98155 (King County)
47.7451, -122.3170
· (206) 370-2736
Marital: Married TZ: Pacific
Occ: Management Edu: Some College
Homeowner Single Family Built 1952 Purchased 1986
MP

Erica E Bauman

Female
·
511 S Chester St, Baltimore, MD 21231 (Baltimore City County)
39.2851, -76.5869
TZ: Eastern
Homeowner Single Family Built 1880 Purchased 2010
MP

Erica Bauman

Age 44 Female
·
238 Edgewood Dr, West Palm Bch, FL 33405 (Palm Beach County)
26.6806, -80.0522
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1948 Purchased 2001
MP

Erica Bauman

Age 36 Female
·
9 Holland St, Fort Bragg, NC 28307 (Cumberland County)
35.1606, -78.9824
· (910) 257-1136
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family
MP

Erica D Bauman

Age 29 Female
·
20 Laurel Lk W, Weston, CT 06883 (Fairfield County)
41.2228, -73.3724
Marital: Married TZ: Eastern
Homeowner Single Family Built 1984 Purchased 1996
MP

Erica N Bauman

Age 20 Female
·
6513 Royalton Dr, Galloway, OH 43119 (Franklin County)
39.8946, -83.1667
· (614) 853-8064
TZ: Eastern
Homeowner Single Family Built 1987 Purchased 2014

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Erica Bauman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Erica Bauman. These loans were issued to businesses, not individuals.

Manika Gray

Sole Proprietorship

$20,833 Paid in Full
Address:
11901 4th St N
Saint Petersburg, FL33716-1724
Approved

Apr 27, 2021

Forgiven

$20,894

Jobs Reported

1

Loan #

3249258909

Loan Size

Small

Courtney Dukes

Sole Proprietorship

$18,323 Exemption 4
Address:
11901 4th St N
Saint Petersburg, FL33716-1724
Approved

May 20, 2021

Jobs Reported

1

Loan #

4208889000

Loan Size

Small

Barbara Odom

Sole Proprietorship

$1,030 Paid in Full
Address:
11901 4th St N Apt 11111
Saint Petersburg, FL33716-1741
Approved

Apr 16, 2021

Forgiven

$1,043

Jobs Reported

1

Loan #

4316028807

Loan Size

Small

Tia Thomas

Single Member LLC

$1,395 Paid in Full
Address:
11901 4th St N
Saint Petersburg, FL33716-1724
Approved

May 1, 2021

Forgiven

$1,402

Jobs Reported

1

Loan #

6099008901

Loan Size

Small

Barbara Odom

Sole Proprietorship

$1,030 Paid in Full
Address:
11901 4th St N Apt 11111
Saint Petersburg, FL33716-1700
Approved

Apr 4, 2021

Forgiven

$1,043

Jobs Reported

1

Loan #

6681408702

Loan Size

Small

Jaqueal Foster

Sole Proprietorship

$20,136 Paid in Full
Address:
11901 4th St N Apt 7305
Saint Petersburg, FL33716-1700
Approved

May 1, 2021

Forgiven

$20,207

Jobs Reported

1

Loan #

6213038904

Loan Size

Small

Courtney Dukes

Sole Proprietorship

$18,323 Exemption 4
Address:
11901 4th St N
Saint Petersburg, FL33716-1700
Approved

Apr 23, 2021

Jobs Reported

1

Loan #

9792238804

Loan Size

Small

Aaliyah Graham

Self-Employed Individuals

$20,462 Exemption 4
Address:
11901 4th St N
Saint Petersburg, FL33716-1724
Approved

Apr 17, 2021

Jobs Reported

1

Loan #

5524128801

Loan Size

Small

Aaliyah Graham

Self-Employed Individuals

$20,462 Exemption 4
Address:
11901 4th St N
Saint Petersburg, FL33716-1724
Approved

May 22, 2021

Jobs Reported

1

Loan #

6445419002

Loan Size

Small

Slotin Law PLLC

Sole Proprietorship

$6,700 Paid in Full
Address:
11901 4th St N
Saint Petersburg, FL33716-1724
Approved

Apr 30, 2020

Forgiven

$6,789

Jobs Reported

1

Loan #

5867867305

Loan Size

Small

Leonor Rivera

Independent Contractors

$2,466 Paid in Full
Address:
11901 4th St N Apt 8101
Saint Petersburg, FL33716-1730
Approved

Apr 6, 2021

Forgiven

$2,477

Jobs Reported

1

Loan #

7290408710

Loan Size

Small

Ernest Mells

Sole Proprietorship

$10,827 Paid in Full
Address:
11901 4th St N Apt 3304
Saint Petersburg, FL33716-1751
Approved

May 12, 2021

Forgiven

$10,881

Jobs Reported

1

Loan #

8868018909

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 12 PPP loan records are linked to businesses associated with Erica Bauman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Erica Bauman on the map

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Erica Bauman in Columbus, OH: Background Summary

Location
3231 Riverview Pl, Columbus Oh 43202, Columbus, OH
Other Locations
Tampa, FL ยท Weston, CT ยท Baltimore, MD and 10 more
Profiles Found
21 people with this name
Phone Numbers
(813) 732-4892 and 15 others on file
Email
erica.b.bauman@gmail.com and 8 others on file
Possible Relatives
Beth K Davis, Craig Hebert Davis, Erika K Botfeld, Jaime M Bauman, Mark L Bauman and 89 more
Career
Chief Operating Officer, Senior Consultant - Training Knowledge And Quality at Enterprise Events Group, K & K Industries Inc
Voter Registration
Registered Republican
Vehicles
4 linked โ€” 2004 Jeep Grand Cherokee, 2013 Hyundai Accent and 2 more
Contributions
$678 total โ€” Trump, Donald J
PPP Loans
$142K for Manika Gray, Courtney Dukes
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Erica Bauman. Because public records are indexed by name rather than by a unique identifier, the 95 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Erica Bauman

Search Complexity: High

95 public records across 15states, belonging to approximately 21 different individuals. With 21 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Florida (14%), followed by Washington and Maryland. Spans the South and West regions.

FL13recordsWA6recordsMD6recordsOH4recordsPA4recordsCT3records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (31%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (21) and Political Contribution Records (15).

26
Contact & Address Records
21
Business & Corporate Filings
15
Political Contribution Records
12
PPP Loan Records
5
Voter Registration Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 24 years, suggesting multiple generations. Largest group: Middle-Age (40-64) (83%).

Middle-Age (40-64)5peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Erica Bauman

Is Erica Bauman a registered voter?
Yes, voter registration records show Erica Bauman is registered in . We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Erica Bauman own property?
County assessor records show 1 property associated with Erica Bauman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Erica Bauman?
Records show 4 vehicle registrations associated with Erica Bauman, including a 2004 JEEP GRAND CHEROKEE. Registered makes include Jeep, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Erica Bauman?
We found 21 business affiliations for Erica Bauman (Chief Operating Officer). Other companies include K & K Industries Inc, First Christian Reformed Churc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Erica Bauman made political donations?
FEC disclosure records show 15 reported political contributions from Erica Bauman, totaling $678. Recipients include Trump, Donald J. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Erica Bauman?
Our database contains 95 total records for Erica Bauman spanning 15 states. This includes 21 distinct contact records, 10 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Erica Bauman?
The 95 records displayed for Erica Bauman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Erica Bauman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.