Fernando Garay

Age 68 b. 1957-11-27
๐Ÿ“ 143 Dawson Ave, Clarksville Tn
๐Ÿ“ž (111) 111-0002, (931) 278-2900, (111) 111-0001, (931) 561-6350
โœ‰๏ธ FERNANDO4425@ATT.NET, fernando4425@att.net, garay57@att.net

Fernando Garay

Age 36 b. 1989-04-30
๐Ÿ“ 2908 El Dorado Pl, Garden City Ks 67846
๐Ÿ“ž (620) 640-8987, (620) 290-9687
โœ‰๏ธ MARIYFER3031@GMAIL.COM, mariyfer3031@gmail.com

Fernando Garay

๐Ÿ“ 2432 Sw 51st St, Oklahoma City Ok
๐Ÿ“ž (405) 651-6260, (405) 317-0288
โœ‰๏ธ GARAY_VALDEZ@YAHOO.COM, garay_valdez@yahoo.com

Fernando Garay

Age 63 b. 1962-11-15
๐Ÿ“ 9030 Sw 21st St, Miami Fl
๐Ÿ“ž (305) 220-7127, (305) 282-2599
โœ‰๏ธ FERNANDOGARAY@BELLSOUTH.NET

Fernando Garay

Age 74 b. 1952-03-17
๐Ÿ“ 5423 W Schubert Ave Fl 1, Chicago Il
๐Ÿ“ž (773) 372-7428
โœ‰๏ธ EFRENGARAY.EFG54@GMAIL.COM

Fernando Garay from Miami, FL

Age 88 b. Sep 1937 Miami Dade Co.
๐Ÿ“ 821 Nw Court Ct 19
๐Ÿ“ž (210) 921-1624, (305) 285-7670

Fernando Escobar Garay

๐Ÿ“ 8099 Broadwell Rd, Cincinnati Oh
๐Ÿ“ž (513) 544-4924, (513) 407-1184
โœ‰๏ธ FERNANDOESCOBAR270@GMAIL.COM

Fernando Garay

๐Ÿ“ 538 Wekiva Bluff St, Apopka Fl
๐Ÿ“ž (407) 808-5081, (407) 814-7380
โœ‰๏ธ FERG379@GMAIL.COM

Fernando Garay from Elizabeth, NJ

0
๐Ÿ“ 820 Canton St, Elizabeth, NJ 07202
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Marleny R Garay,Marlene R Garay,Jimmy Garay

Fernando Garay from Tustin, CA

Age 65 b. May 1960 Orange Co.
๐Ÿ“ 2800 Keller Dr Apt 131
๐Ÿ“ž (714) 953-9438

Fernando Garay from Temple, TX

Age 58 b. May 1967 Bell Co.
๐Ÿ“ 7240 Stallion Rd
๐Ÿ“ž (254) 983-9195

Fernando Garay

๐Ÿ“ 2432 51st, Oklahoma City Ok 73119
๐Ÿ“ž (405) 651-6260
โœ‰๏ธ GARAY_VALDEZ@YAHOO.COM

Fernando Garay

๐Ÿ“ P.o. Box, Holcomb Ks
๐Ÿ“ž (620) 290-9687, (620) 290-9687
โœ‰๏ธ MARIYFER3031@GMAIL.COM

Fernando Garay

๐Ÿ“ 220 Redford Dr, Holcomb Ks 67851
๐Ÿ“ž (620) 290-9687, (620) 290-9687
โœ‰๏ธ MARIYFER3031@GMAIL.COM

Fernando Garay from Tucson, AZ

Male
๐Ÿ“ 1603 W Wetmore Rd Lot A
โœ‰๏ธ fergaray_mo@hotmail.com

Fernando Garay from Hialeah, FL

Age 63 b. Nov 1962 Miami Dade Co.
๐Ÿ“ 945 W 23rd St 3

Fernando Garay from Northridge, CA

Age 73 b. Sep 1952 Los Angeles Co.
๐Ÿ“ 16915 Napa St 208

Fernando Garay from Los Banos, CA

Age 53 b. May 1972 Merced Co.
๐Ÿ“ 1365 E B St
๐Ÿ‘ค aka Garay Fernando Angel, Fernando Daray, Fernando Del Garay

Fernando Garay from Miami, FL

Age 63 b. Nov 1962
๐Ÿ“ 9030 Sw 21st St
๐Ÿ‘ค aka Fernando F Garay, Fernandao Garay, F Garai

Fernando Garay from Charlottesville, VA

Age 64 b. Jun 1961
๐Ÿ“ 3215 South Chesterfield Ct
๐Ÿ‘ค aka Fernando Enrique Garay, Fernando C Garay, Enrique Garayfernandez

Fernando Garay from Plainview, TX

Age 52 b. May 1973 Hale Co.
๐Ÿ“ 1601 N Date St

Fernando Garay from Tucson, AZ

Male
๐Ÿ“ 1603 W Wetmore Rd
๐Ÿ“ž (520) 409-7490 (CRICKET)

Fernando Garay from Sylmar, CA

0000 Male
๐Ÿ“ 14790 Polk St
๐Ÿ“ž (818) 362-2883

Fernando Garay from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 5909 Fairfield St
๐Ÿ“ž (972) 398-6628

Fernando Garay from Katy, TX

Fort Bend Co.
๐Ÿ“ 3235 Brinmont Place Ln
๐Ÿ“ž (281) 395-6499

Fernando Garay from Medford, MA

Age 52
๐Ÿ“ 43 Ashland St, Medford, MA 02155

Fernando Garay from Denver, CO

0
๐Ÿ“ 428 Newton St, Denver, CO 80219

Fernando Garay from Lakewood, CO

Jefferson Co.
๐Ÿ“ 6484 W 13th Ave Apt 10

Fernando Garay from Rio Vista, CA

Solano Co.
๐Ÿ“ Po Box 788

Fernando Garay from Rocklin, CA

Placer Co.
๐Ÿ“ 5727 River Run Ci Ci

Fernando Garay from Chicago, IL

Cook Co.
๐Ÿ“ 2722 W Farragut Ave Apt R 3

Fernando Garay from Miami, FL

Miami Dade Co.
๐Ÿ“ 1302 Ne 191st St A 314

Fernando Garay from Temple, TX

Bell Co.
๐Ÿ“ 216 S 23 Rd St

Fernando Garay from Elizabeth, NJ

Union Co.
๐Ÿ“ 712 Livingston St

Fernando Garay from N Hollywood, CA

Los Angeles Co.
๐Ÿ“ 5255 Harmony Ave Apt 8

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 36 contact records for Fernando Garay across 10 states. The most recent address on file is in Miami, Florida. Of these records, 18 include phone numbers and 11 include email addresses. The listed age is 52. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Garay Fernando & Monika G

Merced County
· 761 Sprig Way, Los-Banos Ca

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Fernando Garay in Los-Banos. Values shown are from county assessor records and may differ from current market prices.

Fernando David Garay

538 Wekiva Bluff St, Apopka, , 32712

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Fernando Garay in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Mercedes-Benz C-Class
ยท Registered to: Fernando Garay
ยท VIN: WDDGF4HBXDG103813
·
2123 Westphalian Dr, Fairfield, CA, 94534
·
(707) 759-6659
2012 CHEVROLET TRAVERSE
ยท Registered to: Fernando Garay
ยท VIN: 1GNKRGED7CJ341548
·
712 Stonegate Dr, Mission, TX, 78574-4085
·
(512) 653-2096
2013 Hyundai Elantra
ยท Registered to: Fernando Garay
ยท VIN: 5NPDH4AE3DH217286
·
1201 N Scenic Hwy, Babson Park, FL, 33827
·
(713) 998-0416
2017 MAZDA CX9
ยท Registered to: Fernando Garay
ยท VIN: JM3TB2DA1H0416075
·
3235 Brinmont Place Ln, Katy, TX, 77494
2002 MITSUBISHI LANCER 4DR SEDAN
ยท Registered to: Fernando Garay
ยท VIN: JA3AJ86E22U074842
·
3235 Brinmont Place Ln, Katy, TX, 77494
·
(281) 395-6499
2013 Ford Mustang
ยท Registered to: Fernando Garay
ยท VIN: 1ZVBP8EM8D5271313
·
3235 Brinmont Place Ln, Katy, TX, 77494
·
(281) 395-6499
1993 FORD ESCORT 4DR SEDAN
ยท Registered to: Fernando Garay
ยท VIN: 3FAPP13J8PR109536
·
702 Southridge Dr, Monroe, NC, 28112
1982 CHRYSLER NEW YORKER CAR BASIC LUXURY
ยท Registered to: Fernando Garay
ยท VIN: 2C3BF66KXCR123791
·
1325 Stuart St, Denver, CO, 80204
·
(303) 623-0328
2005 GMC Sierra 1500
ยท Registered to: Fernando Garay
ยท VIN: 2GTEK13T151312187
·
6519 Estes Flts, San Antonio, TX, 78242
2010 Toyota 4Runner
ยท Registered to: Fernando Garay
ยท VIN: JTEBU5JR4A5000557
·
3064 N Central Park Ave, Chicago, IL, 60618-6602
·
(773) 267-2056
2013 Mazda CX-9
ยท Registered to: Fernando Garay
ยท VIN: JM3TB2DA1D0416075
·
3235 Brinmont Place Ln, Katy, TX, 77494
·
(281) 395-6499
2005 TOYOTA SIENNA VAN
ยท Registered to: Fernando Garay
ยท VIN: 5TDZA22C25S362276
·
3235 Brinmont Place Ln, Katy, TX, 77494
·
(281) 395-6499
2004 CHEVROLET
ยท Registered to: Fernando Garay
·
46405 Chapman Dr, Lexington Park, MD, 20653
2002 CHEVROLET VENTURE MINIVAN PASSENGER
ยท Registered to: Fernando Garay
·
3235 Brinmont Place Ln, Katy, TX, 77494
·
(281) 395-6499

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 14 vehicle registration records are associated with Fernando Garay. Registered makes include Mercedes-Benz, Chevrolet, Hyundai, Mazda and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Fernando Garay

Fontansese Folts Aubrecht

Fernando GarayPartner
(773) 330-7516fgaray@aol.com
4338 N Avers Ave, Chicago, IL60618
ffaeb.com

Monterey Gourmet Foods Inc

Fernando GarayPlant Manager
(831) 753-6262fernando@montereygourmetfoods.com
Salinas, CA

Monterey Gourmet Foods

Fernando GarayPlant Manager
(831) 753-6262fernandog@montereygourmetfoods.com
Gilroy, CA

Fernando Garay

Plant Manager at Montere ยท Merced, California Area

Mstop.com

Fernando GarayPartner
(970) 928-8495fgaray@webtv.net
725 Lincoln Ave, Carbondale, CO81623

Alfa9

Project Manager
fgaray@alfa9.com
Alcobendas,

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 28 business affiliations were found for Fernando Garay. Companies include Monterey Gourmet Foods Inc, Monterey Gourmet Foods, Mstop.com. Roles listed include Partner and Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Iglesia RevoluZion

Addr: VA
VA
PRESIDENT: Fernando Garay

Unknown Corporation

PRESIDENT: Fernando Garay

Source: Public Records Fernando Garay appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Fernando Garay

Saratoga High School - Saratoga, CA, CA
1980

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Fernando Garay has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Fernando Garay

Male
·
6226 Havenwood Canyon Ln, Katy, TX 77494 (Fort Bend County)
29.7028, -95.8019
TZ: Central
Homeowner Single Family Built 2009 Purchased 2009
MP

Fernando Garay

Age 23 Male
·
3510 Rivera Ave, El Paso, TX 79905 (El Paso County)
31.7713, -106.4520
Marital: Single TZ: Mountain
Multi-Family
MP

Fernando Garay

Age 34 Male
·
702 Southridge Dr, Monroe, NC 28112 (Union County)
34.8470, -80.5862
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Fernando Garay

Male
·
3591 Lynley Mill Ln, Dacula, GA 30019 (Gwinnett County)
34.0330, -83.8907
· (404) 509-9198
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 2002 Purchased 2002
MP

Fernando Garay

Male
·
791 Forest Park Ln, Suwanee, GA 30024 (Gwinnett County)
34.0078, -84.0491
· (678) 670-8816
TZ: Eastern
Single Family
MP

Fernando Garay

Age 57 Male
·
2800 Keller Dr, Tustin, CA 92782 (Orange County)
33.7350, -117.7890
· (714) 454-2373
Marital: Inferred Married TZ: Pacific
Homeowner Multi-Family Purchased 1992
MP

Fernando Garay

Male
·
280 S San Antonio Ave, Upland, CA 91786 (San Bernardino County)
34.0907, -117.6610
TZ: Pacific
Single Family
MP

Fernando Garay

Age 43 Male
·
3064 N Central Park Ave, Chicago, IL 60618 (Cook County)
41.9371, -87.7172
· (773) 412-4676
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1900 Purchased 2002
MP

Fernando E Garay

Age 56 Male
·
3215 South Chesterfield Ct, Charlottesvle, VA 22911 (Albemarle County)
38.1245, -78.4185
· (434) 989-2508
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1999 Purchased 2003
MP

Fernando Garay

Age 46 Male
·
538 Wekiva Bluff St, Apopka, FL 32712 (Orange County)
28.6994, -81.5221
Marital: Married TZ: Eastern
Edu: Some College
Single Family
MP

Fernando F Garay

Age 66 Male
·
5909 Fairfield St, Los Angeles, CA 90022 (Los Angeles County)
34.0129, -118.1450
· (323) 727-6027
Marital: Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1940 Purchased 1984
MP

Fernando Garay

Age 47 Male
·
3235 Brinmont Place Ln, Katy, TX 77494 (Fort Bend County)
29.7300, -95.7747
· (281) 395-6499
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 2004 Purchased 2009
MP

Fernando Garay

Male
·
1736 N 75th Ave, Elmwood Park, IL 60707 (Cook County)
41.9115, -87.8133
TZ: Central
Homeowner Single Family Built 1949 Purchased 2015
MP

Fernando Garay

Male
·
2530 Tall Ships Dr, Friendswood, TX 77546 (Galveston County)
29.5411, -95.1741
· (956) 598-7661
TZ: Central
Single Family
MP

Fernando Garay

Age 54 Male
·
9030 SW 21st St, Miami, FL 33165 (Miami-Dade County)
25.7505, -80.3426
Marital: Married TZ: Eastern
Occ: Service Industry Edu: Graduate School
Homeowner Single Family Built 1974 Purchased 1998

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 15 demographic profiles associated with Fernando Garay. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Fernando Garay. These loans were issued to businesses, not individuals.

Amanda Aguirri

$9,583 Paid in Full
Address:
6226 Havenwood Canyon Ln
Approved

Mar 20, 2021

Forgiven

$9,631

Loan #

5448268609

Loan Size

Small

Wesley Sterling

Sole Proprietorship

$997 Paid in Full
Address:
452 Lake Bridge Ln Apt 425
Apopka, FL32703-5793
Approved

Feb 24, 2021

Forgiven

$1,002

Jobs Reported

1

Loan #

3638408507

Loan Size

Small

Sahira Elsherif

Sole Proprietorship

$20,833 Paid in Full
Address:
16915 Napa St
Northridge, CA91343-5641
Approved

Apr 30, 2021

Forgiven

$21,022

Jobs Reported

1

Loan #

5722088901

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Fernando Garay. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Fernando Garay on the map

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Fernando Garay in Clarksville, TN: Background Summary

Location
143 Dawson Ave, Clarksville Tn, Clarksville, TN
Other Locations
Miami, FL ยท Tustin, CA ยท Temple, TX and 15 more
Profiles Found
36 people with this name
Phone Numbers
(931) 278-2900 and 23 others on file
Email
fernando4425@att.net and 8 others on file
Possible Relatives
Aurelio C Flores, Byby Z Garay, Carlos Garay, Duglas Cazares, Francedith Garay and 48 more
Career
Partner, Owner at Monterey Gourmet Foods Inc, Monterey Gourmet Foods
Properties
1property owned
Vehicles
14 linked โ€” 2013 Mercedes-Benz C-Class, 2012 Chevrolet Traverse and 12 more
PPP Loans
$31,413 for Amanda Aguirri, Wesley Sterling

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Fernando Garay. Because public records are indexed by name rather than by a unique identifier, the 109 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Fernando Garay

Search Complexity: High

109 public records across 13states, belonging to approximately 36 different individuals. With 36 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: California (17%), followed by Texas and Illinois. Spans the South and West regions.

CA19recordsTX14recordsIL8recordsFL8recordsCO6recordsGA3records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (47%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (28) and Vehicle Registration Records (14).

44
Contact & Address Records
28
Business & Corporate Filings
14
Vehicle Registration Records
3
PPP Loan Records
2
Corporate Records
1
Property Ownership Records

Age Distribution

Age range: approximately 52 years, suggesting multiple generations. Largest group: Senior (65+) (42%).

Senior (65+)5peopleMiddle-Age (40-64)6peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Fernando Garay

Is Fernando Garay a registered voter?
Yes, voter registration records show Fernando Garay is registered in . We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Fernando Garay own property?
County assessor records show 1 property associated with Fernando Garay . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Fernando Garay?
Records show 14 vehicle registrations associated with Fernando Garay, including a 2013 Mercedes-Benz C-Class. Registered makes include Mercedes-Benz, Chevrolet, Hyundai, Mazda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Fernando Garay?
We found 28 business affiliations for Fernando Garay. Other companies include Monterey Gourmet Foods, Mstop.com. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Fernando Garay?
Our database contains 109 total records for Fernando Garay spanning 13 states. This includes 36 distinct contact records, 18 with phone numbers, 11 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Fernando Garay?
The 109 records displayed for Fernando Garay are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Fernando Garay remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.