Flora Francis

Age 74 b. 1951-12-30
๐Ÿ“ 1911 Hanover Springs Ln, Richmond Tx
๐Ÿ“ž (281) 562-4450, (281) 878-6259
โœ‰๏ธ FRANCISFLORA529@YAHOO.COM

Flora A Francis

Age 65 b. 1960-07-06
๐Ÿ“ 6001 Truro St Unit C, Houston Tx
๐Ÿ“ž (832) 362-8053, (713) 426-6299
โœ‰๏ธ FLORAFRANCIS_60@HOTMAIL.COM

Flora Francis from Millbrook, AL

Age 59
๐Ÿ“ 3150 Pinewood Ln, Millbrook, AL 36054
๐Ÿ“ž (334) 285-6247, (334) 714-1471

Flora Francis from Richmond, TX

Age 74 b. Dec 1951
๐Ÿ“ 1911 Hanover Springs Ln
๐Ÿ“ž (281) 238-4450, (713) 434-5035
๐Ÿ‘ค aka Flora Mae Francis, Flora Brinkley Meyers

Flora Francis from New York, NY

Age 75
๐Ÿ“ 50 97th St #4j, New York, NY 10025
๐Ÿ“ž (212) 222-4344, (212) 222-4344
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: James C Francis,Andrea R Francis,Daniella D Francis,Taniella D Francis

Flora Francis from Houston, TX

Age 62
๐Ÿ“ 13611 Sunrose Ln, Houston, TX 77045
๐Ÿ“ž (713) 434-5035, (713) 434-5035
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Neal Francis,Emeal F Francis,Nakesha Renay Francis
๐Ÿช E Francis Truck Services

Flora Francis from Houston, TX

Age 65 b. Jul 1960
๐Ÿ“ 6001 Truro St Unit C
๐Ÿ“ž (832) 362-8053
๐Ÿ‘ค aka Fa Francis

Flora Francis from Arlington, TX

Age 77
๐Ÿ“ 3401 Cambridge Dr, Arlington, TX 76013
๐Ÿ“ž (817) 275-4587
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Robert Franklin Francis,James Francis

Flora Francis from Cocoa, FL

Male
๐Ÿ“ 4731 Alfred St
๐Ÿ“ž (321) 460-0578 (T-MOBILE)
โœ‰๏ธ FLORA.FRANCIS@MSN.COM

Flora Francis from Memphis, TN

Age 83 b. May 1942 Shelby Co.
๐Ÿ“ 3715 Deer Forest Dr
๐Ÿ“ž (321) 634-5898
๐Ÿ‘ค aka Virginia F Gendreau, Flora V Gendreau, Flora V Ford

Flora Francis from Millbrook, AL

Age 85 b. Nov 1940 Elmore Co.
๐Ÿ“ 3150 Pinewood Ln
๐Ÿ“ž (334) 285-6247

Flora Francis from Burney, CA

Age 109 b. Oct 1916 Shasta Co.
๐Ÿ“ 22204 Cassel Rd Unit 40
๐Ÿ“ž (817) 596-5972

Flora Francis from Marble Hill, MO

Age 107 b. May 1918 Bollinger Co.
๐Ÿ“ Po Box 35
๐Ÿ“ž (847) 842-8671

Flora Francis from Cocoa, FL

Age 84 b. 1942 Female
๐Ÿ“ 4719 Alfred St
๐Ÿ“ž (321) 639-4063

Flora Francis from Lake Charles, LA

Age 107 b. Jul 1918 Calcasieu Co.
๐Ÿ“ 1624 Tan Tara Ci

Flora Francis from Fresno, CA

Age 62 b. Nov 1963 Fresno Co.
๐Ÿ“ 220 S West Ave Clovis 213
๐Ÿ‘ค aka Flora Bolanos, Flora C Bolanosfrancis

Flora Francis from Moreno Valley, CA

Age 67 b. Sep 1958 Riverside Co.
๐Ÿ“ 23961 Hemlock Ave 1

Flora Francis from Pleasant Hill, CA

Age 82 b. Apr 1944 Contra Costa Co.
๐Ÿ“ 714 Grayson Rd

Flora Francis

Age 88 b. Sep 1937
๐Ÿ“ 21 Kenna Wv Po Box 1126

Flora Francis from Shreveport, LA

Age 66 b. 1960 Female
๐Ÿ“ 6760 Rasberry Ln Apt 402
๐Ÿ’ผ 2303

Flora Francis from Gardena, CA

Los Angeles Co.
๐Ÿ“ 844 W 164th St 302

Flora Francis from Gaithersburg, MD

Montgomery Co.
๐Ÿ“ 502 Sunny Brook Te E 27

Flora Francis from Fl River Mls, CA

Shasta Co.
๐Ÿ“ 40972 Old School Rd

Flora Francis from Fresno, CA

Fresno Co.
๐Ÿ“ 3356 E Mckenzie Ave
๐Ÿ‘ค aka Bolanosfrancis Flora C

Flora Francis from New York, NY

New York Co.
๐Ÿ“ 50 W 97th St 4 J

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 30 contact records for Flora Francis across 10 states. The most recent address on file is in Richmond, Texas. Of these records, 18 include phone numbers and 6 include email addresses. Ages range from 59 to 77, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Francis, Flora Virginia

Brevard County
PIN: 23 3523JM 97 3
· 4731 Alfred St, Cocoa 32927
Value: $50,140

Francis Flora

Fort-bend County
PIN: 6536-03-005-0020-901
· 1911 Hanover Springs LN, TX
Built: 2002.0
Assessed: $268,660

Francis Flora

Harris County
PIN: 920200000019
· 13611 Sunrose Ln
Lot: 7,735sqft

Francis Flora

Harris County
· 13611 Sunrose Ln, Houston

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Flora Francis in Houston. Values shown are from county assessor records and may differ from current market prices.

Flora Evoleen Francis

County: St. Charles

Flora M Francis

Reg: 01724066
50 West 97 Street 4j
DOB: 19381221 Gender: Female
Senate: 10

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Flora Francis. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 HYUNDAI SANTA FE
ยท Registered to: Flora Francis
ยท VIN: 5NMSH13E87H052906
·
4731 Alfred St, Cocoa, FL, 32927
·
(321) 639-4063
2007 BMW X3
ยท Registered to: Flora Francis
ยท VIN: WBXPC93457WF25092
·
6001 Truro St Unit C, Houston, TX, 77007
·
(713) 426-6299
2011 Ford Focus
ยท Registered to: Flora Francis
ยท VIN: 1FAHP3FN9BW181625
·
3837 E Weldon Ave, Fresno, CA, 93703-3341
2009 Pontiac G6
ยท Registered to: Flora Francis
ยท VIN: 1G2ZG57B694101206
·
7000 Red Fox Trl, Shreveport, LA, 71129
·
(318) 688-8845
2013 Hyundai Santa Fe
ยท Registered to: Flora Francis
ยท VIN: 5XYZU3LBXDG014496
·
4731 Alfred St, Cocoa, FL, 32927
·
(321) 639-4063

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Flora Francis. Registered makes include Hyundai, Bmw, Ford, Pontiac. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

General Electric

Litigation Counsel
+12033732211ffrancis@spherecs.com
Fairfield,

Flora Francis

Bookkeeper
Reyna Towing
California

General Electric

Flora FrancisLitigation Counsel
(713) 683-2400flora.a.francis@ge.com
Houston, TX

Flora Francis

Benefits Analyst / Human Res ยท Houston, Texas Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for Flora Francis. Companies include General Electric. Roles listed include Litigation Counsel and Customer Retention Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Reality Investments, LLC

Addr: 701 N Green Valley Pkwy Ste 200, Henderson, NV, 89074
NV
Officer: Flora Francis

Grayline Properties, LLC

Addr: 701 N Green Valley Pkwy Ste 200, Henderson, NV, 89074
NV
Officer: Flora Francis

C And E Carpet And Tile Cleaning LLC.

Addr: 701 N Green Valley Pkwy Ste 200, Henderson, NV, 89074
NV
Manager: Flora Francis

Source: Public Records Flora Francis appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

flora A. francis

Resigned

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Flora Francis holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Flora Francis

Manual Arts Sr. High School - Los Angeles, CA, CA
1978

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Flora Francis has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Sep 19, 2020
2020 DEM
Ossoff, T. Jonathan
Francis, Flora GE Houston, TX
$25 Apr 23, 2016
2016 DEM
Democratic Congressional Campaign Committee
Francis, Flora Attorney @ GE Houston, TX
$15 Jun 15, 2020
2020
Stop Republicans
Francis, Flora Attorney @ Wood Houston, TX
$50 Sep 2, 2002
2002 DEM
Craigo, Oshel B
Francis, Flora
$50 Nov 3, 2012
2012 DEM
Democratic Senatorial Campaign Committee
Francis, Flora Attorney @ GE Houston, TX
$6 Jun 8, 2020
2020 DEM
Pac To The Future
Francis, Flora Attorney @ Wood Houston, TX
$10 Sep 26, 2020
2020 DEM
Biden, Joe
Francis, Flora Putnam County Schools Hurricane, WV
$15 Jun 13, 2020
2020 DEM
Biden, Joe
Francis, Flora Sub Teacher @ Putnam County Schools Hurricane, WV
$15 Jun 15, 2020
2020
Stop Republicans
Francis, Flora Attorney @ Wood Houston, TX
$25 Jan 27, 2000
2000 DEM
Perdue, John D
Francis, Flora L
$27 Mar 30, 2018
2018 DEM
Sanders, Bernard
Francis, Flora Compliance Leader @ Baker Hughes Houston, TX
$250 Jan 31, 2008
2008 DEM
Clinton, Hillary Rodham
Francis, Flora Counsel @ GE Houston, TX
$30 Jun 10, 2017
2018 DEM
Gillibrand, Kirsten Elizabeth
Francis, Flora Counsel @ Ge Oil & Gas Houston, TX
$6 Oct 23, 2020
2020
Stop Republicans
Francis, Flora Attorney @ GE Houston, TX
$250 May 10, 2008
2008 DEM
Clinton, Hillary Rodham
Francis, Flora Counsel @ Ge Oil & Gas Houston, TX
$15 Apr 7, 2020
2020
National Democratic Training Committee Pac
Francis, Flora Attorney @ Wood Houston, TX
$100 Oct 31, 2008
2008 DEM
Obama, Barack
Francis, Flora Counsel @ Ge Oil & Gas Houston, TX
$25 Jan 27, 2000
DEM
Perdue, John D
Contributor
$6 Oct 23, 2020
Unknown Committee
Francis, Flora Attorney @ GE Houston, TX

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 19 political contribution records found for Flora Francis. Total disclosed contributions amount to $930. Recipients include Perdue, John D. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Flora M Francis

Age 78 Female
·
50 W 97th St, New York, NY 10025 (New York County)
40.7930, -73.9655
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Multi-Family
MP

Flora B Francis

Age 65 Female
·
1911 Hanover Springs Ln, Richmond, TX 77406 (Fort Bend County)
29.6228, -95.7487
· (281) 238-4450
Marital: Inferred Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 2002 Purchased 2003
MP

Flora V Francis

Age 75 Female
·
1239 Harrison St, Titusville, FL 32780 (Brevard County)
28.5857, -80.8161
Marital: Single TZ: Eastern
Occ: Healthcare Edu: Some College
Single Family
MP

Flora Francis

Age 80 Female
·
3401 Cambridge Dr, Arlington, TX 76013 (Tarrant County)
32.7273, -97.1620
· (817) 275-4587
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1968
MP

Flora A Francis

Age 57 Female
·
6001 Truro St, Houston, TX 77007 (Harris County)
29.7732, -95.4219
· (301) 670-1688
Marital: Single TZ: Central
Edu: Some College
Homeowner Multi-Family Built 2006

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Flora Francis. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Flora Francis. These loans were issued to businesses, not individuals.

Dachnest Specialty Lending LLC

Limited Liability Company(LLC

$9,606 Paid in Full
Address:
701 N Green Valley Pkwy Suite 200
Henderson, NV89074
Approved

May 1, 2020

Forgiven

$9,715

Jobs Reported

2

Loan #

4780917702

Loan Size

Small

Donald B Randles, LLC

Limited Liability Company(LLC

$1,459 Paid in Full
Address:
701 N Green Valley Pkwy Ste 200
Henderson, NV89074-6161
Approved

Feb 12, 2021

Forgiven

$1,469

Jobs Reported

1

Loan #

8094548409

Loan Size

Small

The Come Up Miami

Independent Contractors

$20,833 Paid in Full
Address:
325 NW 103rd St
Miami, FL33150-1456
Approved

May 26, 2020

Forgiven

$21,114

Jobs Reported

1

Loan #

3616727806

Loan Size

Small

Matthew Fatal

Independent Contractors

$18,125 Exemption 4
Address:
325 NW 103rd St
Miami, FL33150-1456
Approved

May 13, 2021

Jobs Reported

1

Loan #

1757589003

Loan Size

Small

Hazair INC

Corporation

$266,600 Paid in Full
Address:
701 N Green Valley Parkway Suite 200
Henderson, NV89074
Approved

Jul 13, 2020

Forgiven

$269,488

Jobs Reported

23

Loan #

2908018101

Loan Size

Medium

Secure Techdesk Nevada LLC

Limited Liability Company(LLC

$6,500 Paid in Full
Address:
701 N Green Valley Pkwy Ste 200
Henderson, NV89074-6178
Approved

May 1, 2020

Forgiven

$6,562

Jobs Reported

1

Loan #

7999387304

Loan Size

Small

Tkm Accounting Services LLC

Limited Liability Company(LLC

$19,500 Paid in Full
Address:
701 N Green Valley Pkwy # 235
Henderson, NV89074-6177
Approved

Jan 31, 2021

Forgiven

$19,754

Jobs Reported

3

Loan #

9822118304

Loan Size

Small

Hone Law LLC

Limited Liability Company(LLC

$113,280 Paid in Full
Address:
701 N Green Valley Pkwy, Ste 200
Henderson, NV89074
Approved

Apr 27, 2020

Forgiven

$114,633

Jobs Reported

13

Loan #

4182197210

Loan Size

Small

Lucinda Birkland

Sole Proprietorship

$5,100 Exemption 4
Address:
701 N Green Valley Pkwy Fl 2
Henderson, NV89052
Approved

May 29, 2020

Jobs Reported

1

Loan #

4986077803

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 9 PPP loan records are linked to businesses associated with Flora Francis. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Flora Francis on the map

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Flora Francis in FL: Background Summary

Location
4731 Alfred St Cocoa, FL 32927-3310
Other Locations
Richmond, TX ยท Houston, TX ยท Cocoa, FL and 13 more
Profiles Found
30 people with this name
Phone Numbers
(321) 639-4063 and 21 others on file
Email
francislpn@aol.com and 6 others on file
Possible Relatives
Bradley L Helin, Carina E Francis, Donna E France, F Virginia Francis, Florence M Francis and 219 more
Career
Litigation Counsel, Customer Retention Manager at General Electric
Properties
3properties owned
Vehicles
5 linked โ€” 2007 Hyundai Santa Fe, 2007 Bmw X3 and 3 more
Contributions
$930 total โ€” Perdue, John D
PPP Loans
$461K for Dachnest Specialty Lending LLC, Donald B Randles, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Flora Francis. Because public records are indexed by name rather than by a unique identifier, the 91 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Flora Francis

Search Complexity: High

91 public records across 11states, belonging to approximately 30 different individuals. With 30 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Texas (15%), followed by California and Florida. Spans the South and West regions.

TX14recordsCA10recordsFL7recordsNY3recordsNV3recordsLA3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (39%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (19) and Business & Corporate Filings (9).

33
Contact & Address Records
19
Political Contribution Records
9
Business & Corporate Filings
9
PPP Loan Records
5
Vehicle Registration Records
4
Property Ownership Records

Age Distribution

Age range: approximately 51 years, suggesting multiple generations. Largest group: Senior (65+) (77%).

Senior (65+)10peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Flora Francis

Is Flora Francis a registered voter?
Yes, voter registration records show Flora Francis is registered. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Flora Francis own property?
County assessor records show 4 properties associated with Flora Francis . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Flora Francis?
Records show 5 vehicle registrations associated with Flora Francis, including a 2007 HYUNDAI SANTA FE. Registered makes include Hyundai, Bmw, Ford, Pontiac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Flora Francis?
We found 9 business affiliations for Flora Francis (Litigation Counsel). Business records are compiled from state registries, SEC filings, and professional databases.
Has Flora Francis made political donations?
FEC disclosure records show 19 reported political contributions from Flora Francis, totaling $930. Recipients include Perdue, John D. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Flora Francis?
Our database contains 91 total records for Flora Francis spanning 11 states. This includes 30 distinct contact records, 18 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Flora Francis?
The 91 records displayed for Flora Francis are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Flora Francis remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.