Floyd Langley

Age 70 b. 1955-06-26
๐Ÿ“ 35953 Fredericksburg Rd, Farmington Hills Mi 48331
๐Ÿ“ž (248) 522-6974, (972) 401-0114, (972) 561-6398, (214) 269-5531
โœ‰๏ธ FLANGLEY33@YAHOO.COM, flangley33@yahoo.com, judyfloy@swbell.net

Floyd Langley

๐Ÿ“ 5693 Orchard Pkwy, Fairview Tx
๐Ÿ“ž (214) 269-5531, (972) 533-7015, (248) 522-6974
โœ‰๏ธ FLANGLEY33@GMAIL.COM, flangley33@gmail.com, flangley33@yahoo.com

Floyd Langley

Age 52 b. 1974-02-26
๐Ÿ“ 320 N Oklahoma St, Pryor Ok 74361
๐Ÿ“ž (111) 111-0001, (918) 951-3527
โœ‰๏ธ FLOYDJLANGLEY@GMAIL.COM, floydjlangley@gmail.com

Floyd Langley

Age 67 b. 1958-06-26
๐Ÿ“ 347 Windsor Farms Dr, Lawrenceville Ga
๐Ÿ“ž (770) 513-9733, (770) 513-9733
โœ‰๏ธ FLOYFLANGLEY@GMAIL.COM, floyflangley@gmail.com, floyd@gmail.com

Floyd Langley

๐Ÿ“ 909 City Side Ln, Dallas Tx
๐Ÿ“ž (214) 269-5531, (972) 533-7015
โœ‰๏ธ FLANGLEY33@GMAIL.COM

Floyd Langley from Lago Vista, TX

Age 89
๐Ÿ“ 3404 American Dr #1316, Lago Vista, TX 78645
๐Ÿ“ž (512) 267-7192, (619) 267-1553, (619) 267-1669, (512) 267-7192, (760) 436-7895

Floyd Langley from Pueblo, CO

Age 84
๐Ÿ“ 2602 West St, Pueblo, CO 81003
๐Ÿ“ž (719) 545-4090, (719) 545-4090
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Nannie Lea Langley,Sterling Eb Langley

Floyd Langley from Eustis, FL

Age 81 b. Sep 1944 Lake Co.
๐Ÿ“ 2100 Country Club Dr
๐Ÿ“ž (352) 598-2703

Floyd Langley from Staley, NC

Age 100 b. Dec 1925 Randolph Co.
๐Ÿ“ 2066 Browns Crossroads Rd
๐Ÿ“ž (336) 622-2782

Floyd Langley from Hamden, CT

Age 80 b. Jan 1946 New Haven Co.
๐Ÿ“ 57 Glemby St
๐Ÿ“ž (203) 389-0170

Floyd Langley from Jacksonville, NC

Age 91 b. Apr 1934 Onslow Co.
๐Ÿ“ 160 Maready Rd
๐Ÿ“ž (910) 455-2978

Floyd Langley from Edgefield, SC

Age 82 b. Aug 1943 Edgefield Co.
๐Ÿ“ 862 Walker Rd
๐Ÿ“ž (803) 637-6837

Floyd Langley from Fulton, MO

Age 98 b. Aug 1927 Callaway Co.
๐Ÿ“ 6920 State Rd O
๐Ÿ“ž (573) 642-6318

Floyd Langley from Caribou, ME

Age 103 b. Jul 1922 Aroostook Co.
๐Ÿ“ Po Box 388

Floyd Langley from Van Nuys, CA

Age 66 b. Sep 1959 Los Angeles Co.
๐Ÿ“ 17232 Archwood St

Floyd Langley from Mckinney, TX

Age 70 b. Jun 1955
๐Ÿ“ 5693 Orchard Pkwy

Floyd Langley from Oklahoma City, OK

Age 66 b. Sep 1959 Oklahoma Co.
๐Ÿ“ 1129 Sw 38th St

Floyd Langley from Sugar Hill, GA

Age 67 b. Sep 1958 Gwinnett Co.
๐Ÿ“ 1186 Olivet Dr

Floyd Langley from Lincoln, CA

Age 48 b. Sep 1977 Placer Co.
๐Ÿ“ 530 Wise Rd

Floyd Langley from Belleville, IL

Saint Clair Co.
๐Ÿ“ 1401 Floradora Dr

Floyd Langley from Moline, IL

Rock Island Co.
๐Ÿ“ 3619 22nd Ave

Floyd Langley from Jacksonville, FL

Duval Co.
๐Ÿ“ 8343 Princeton Sq Bl

Floyd Langley from Oklahoma City, OK

Oklahoma Co.
๐Ÿ“ 1241 Sw Grand Blvd

Floyd Langley from Fairfax, OK

Osage Co.
๐Ÿ“ 336 N 4th St

Floyd Langley from Irving, TX

๐Ÿ“ 2313 Creekside Ci

Floyd Langley from Jonesville, VA

Lee Co.
๐Ÿ“ 295 Rr 2

Floyd Langley from Kansas City, MO

Jackson Co.
๐Ÿ“ 4740 Roanoke Pkwy Apt 1103

Floyd Langley from Keller, TX

Tarrant Co.
๐Ÿ“ 1395 Sweetgum Ci

Floyd Langley from Riverton, IL

Sangamon Co.
๐Ÿ“ 821 N 7th St

Floyd Langley from Jonesville, VA

Lee Co.
๐Ÿ“ 88880 Route 2 328

Floyd Langley from Memphis, TN

Shelby Co.
๐Ÿ“ 1503 Riverside Blvd

Floyd Langley from Pueblo, CO

Pueblo Co.
๐Ÿ“ 2602 West St

Floyd Langley from Fort Gibson, OK

Muskogee Co.
๐Ÿ“ 318 S East St

Floyd Langley from Tulsa, OK

Tulsa Co.
๐Ÿ“ 5619 E 21st Pl

Floyd Langley from Pascagoula, MS

Jackson Co.
๐Ÿ“ 1001 Swordfish St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 35 contact records for Floyd Langley across 15 states. The most recent address on file is in Eustis, Florida. Of these records, 13 include phone numbers and 5 include email addresses. Ages range from 84 to 89, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Langley Floyd E & Diane M

Lake County
PIN: 131926000100002105
· 2100 Country Club Dr, Eustis Fl 32726
Value: $189,205

Langley Floyd & Joann K & Surv

New-haven County
· 57 Glemby St, Hamden

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Floyd Langley in Hamden. Values shown are from county assessor records and may differ from current market prices.

Floyd Langley

Lawrenceville, 30046
DOB: 1/1/1958 Gender: Male
Congress: 007

Floyd E. Langley

2100 Country Club Dr, Eustis, , 32726

Floyd Langley

County: Christian

floyd B langley

Republican Reg: 09/30/1972
160 Maready Rd, Jacksonville, NC, 28546
DOB: 1934 Gender: Male
County: Onslow

Floyd Joseph Langley

Republican
Precinct: 490012

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Floyd Langley in , North Carolina. Party affiliation is listed as REP. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 FORD F150
ยท Registered to: Floyd Langley
ยท VIN: 1FTRX12V97NA61197
·
347 Windsor Farms Dr, Lawrenceville, GA, 30046
2008 Honda Ridgeline
ยท Registered to: Floyd Langley
ยท VIN: 2HJYK16528H506373
·
2100 Country Club Dr, Eustis, FL, 32726-5808
·
(352) 602-4149
2008 LEXUS GS 450H
ยท Registered to: Floyd Langley
ยท VIN: JTHBC96S685017492
·
5693 Orchard Pkwy, Mckinney, TX, 75069-6890
1998 CHEVROLET K1500 PICKUP
ยท Registered to: Floyd Langley
ยท VIN: 1GCEK19R9WR146909
·
160 Maready Rd, Jacksonville, NC, 28546
·
(910) 455-2978
ยท Registered to: Floyd Langley
ยท VIN: 1W7B11818X1000112
·
160 Maready Rd, Jacksonville, NC, 28546
·
(910) 455-2978

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Floyd Langley. Registered makes include Ford, Honda, Lexus, Chevrolet. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Floyd Langley

New York, New York, United States

Secure Agent Software

Floyd LangleyRegistered Nurse
(309) 269-7893floyd.langley@hotmail.com
3619 22nd Ave, Moline, IL61265
secureagent.com

Floyd Langley

Dallas/Fort Worth Area

Secure Agent Software

Floyd LangleyRegistered Nurse
(309) 269-7893floyd.langley@hotmail.com
3619 22nd Ave, Moline, IL61265

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Floyd Langley. Companies include Secure Agent Software. Roles listed include Registered Nurse and Teacher. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 1580 W 390 Rd, Adair, OK, 74330
OK
Officer: Floyd Joseph Langley

Unknown Corporation

ID: 3512439278
Addr: 1580 W 390 Rd, Adair, OK, 74330
OK
Agent: Floyd Joseph Langley
Registered Agent: Floyd Langley

Source: Public Records Floyd Langley appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

๐Ÿ›๏ธ

Unknown

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Floyd Langley appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Floyd Langley

Shawnee Mission North High School - Overland Park, KS, KS
1973

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Floyd Langley has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$250 Jun 10, 1991
1992
Sun Banks INC Political Action Committee (sun Bankpac)
Langley, Floyd E Sunbank NA Eustis, FL
$250 Jun 10, 1991
Sun Banks INC Political Action Committee (sun Bankpac)
Contributor Sunbank NA Eustis, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 2 political contribution records found for Floyd Langley. Total disclosed contributions amount to $500. Recipients include Sun Banks INC Political Action Committee (sun Bankpac). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Floyd B Langley

Age 83 Male
·
160 Maready Rd, Jacksonville, NC 28546 (Onslow County)
34.8274, -77.4553
· (910) 451-5694
Marital: Married TZ: Eastern
Occ: Management Edu: Graduate School
Homeowner Single Family Built 1988 Purchased 1987
MP

Floyd A Langley

Age 78 Male
·
109 N Elm Ave, Clever, MO 65631 (Christian County)
37.0314, -93.4686
· (417) 369-2748
Marital: Married TZ: Central
Edu: High School
Multi-Family
MP

Floyd Langley

Age 80 Male
·
4851 Sylvia Ave, Farmville, NC 27828 (Pitt County)
35.6228, -77.6116
· (252) 753-4457
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1990 Purchased 2002
MP

Floyd Langley

Age 71 Male
·
57 Glemby St, Hamden, CT 06514 (New Haven County)
41.3472, -72.9388
· (203) 389-7685
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1930 Purchased 1998
MP

Floyd A Langley

Age 74 Male
·
862 Walker Rd, Edgefield, SC 29824 (Edgefield County)
33.8983, -82.0974
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1987 Purchased 1987
MP

Floyd E Langley

Age 72 Male
·
2100 Country Club Dr, Eustis, FL 32726 (Lake County)
28.8384, -81.6622
· (352) 602-4149
Marital: Married TZ: Eastern
Occ: Professional Edu: Graduate School
Homeowner Single Family Built 1980

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Floyd Langley. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Floyd Langley. These loans were issued to businesses, not individuals.

Raquel Frankenberg

Self-Employed Individuals

$14,686 Exemption 4
Address:
6000 Shepherd Mountain Cv Unit 1607
Austin, TX78730-4907
Approved

Mar 10, 2021

Jobs Reported

1

Loan #

8964358503

Loan Size

Small

Southern Rage Inspection Services LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
403 Cypress St
Borger, TX79007-6631
Approved

Apr 10, 2020

Forgiven

$21,110

Jobs Reported

1

Loan #

1704407108

Loan Size

Small

Lauren Lumsden

Sole Proprietorship

$1,340 Paid in Full
Address:
6000 Shepherd Mountain Cv Unit 614
Austin, TX78730-4900
Approved

Apr 8, 2021

Forgiven

$1,357

Jobs Reported

1

Loan #

9258508704

Loan Size

Small

Lago Quality Foods LLC

Limited Liability Company(LLC

$33,250 Paid in Full
Address:
3404 American Dr Apt 2218
Lago Vista, TX78645-6547
Approved

Mar 2, 2021

Forgiven

$32,622

Jobs Reported

6

Loan #

6025298501

Loan Size

Small

Total Support Services INC

Corporation

$135,957 Paid in Full
Address:
6000 Shepherd Mountain Cv Unit 2001
Austin, TX78730-4909
Approved

Feb 12, 2021

Forgiven

$137,238

Jobs Reported

13

Loan #

7740008401

Loan Size

Small

Joseph Hembree

Sole Proprietorship

$1,018 Paid in Full
Address:
4740 Roanoke Pkwy
Kansas City, MO64112-1844
Approved

Apr 24, 2021

Forgiven

$1,024

Jobs Reported

1

Loan #

1096068910

Loan Size

Small

Yacht Sommelier LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
3404 American Dr
Lago Vista, TX78645-6559
Approved

Feb 26, 2021

Forgiven

$21,061

Jobs Reported

1

Loan #

4969978502

Loan Size

Small

Courtney Cope

Sole Proprietorship

$20,832 Paid in Full
Address:
6000 Shepherd Mountain Cv Unit 910
Austin, TX78730-4904
Approved

May 11, 2021

Forgiven

$21,069

Jobs Reported

1

Loan #

8645918900

Loan Size

Small

Azul Cantina LLC

Limited Liability Partnership

$13,462 Paid in Full
Address:
3404 American Dr
Lago Vista, TX78645
Approved

May 15, 2020

Forgiven

$13,643

Jobs Reported

10

Loan #

6757027402

Loan Size

Small

4th Dimension Trucking LLC

Single Member LLC

$14,422 Paid in Full
Address:
6000 Shepherd Mountain Cv Unit 1409
Austin, TX78730-4906
Approved

May 7, 2021

Forgiven

$14,477

Jobs Reported

1

Loan #

7820348910

Loan Size

Small

Marion Trent

Sole Proprietorship

$1,094 Paid in Full
Address:
6000 Shepherd Mountain Cv Unit 702
Austin, TX78730-4903
Approved

Mar 23, 2021

Forgiven

$1,102

Jobs Reported

1

Loan #

6432368604

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 11 PPP loan records are linked to businesses associated with Floyd Langley. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Floyd Langley on the map

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Floyd Langley in Farmington Hills, MI: Background Summary

Location
35953 Fredericksburg Rd, Farmington Hills Mi 48331, Farmington Hills, MI
Other Locations
Eustis, FL ยท Staley, NC ยท Hamden, CT and 23 more
Profiles Found
35 people with this name
Phone Numbers
(248) 522-6974 and 14 others on file
Email
flangley33@yahoo.com and 5 others on file
Possible Relatives
Esther Agnes Lang, Nell Blackmanlangley, Julie Ann Langley, Langley Nell Blackman, Maureen E Langley and 6 more
Career
Registered Nurse, Teacher at Secure Agent Software
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
5 linked โ€” 2007 Ford F150, 2008 Honda Ridgeline and 3 more
Contributions
$500 total โ€” Sun Banks INC Political Action Committee (sun Bankpac)
PPP Loans
$278K for Raquel Frankenberg, Southern Rage Inspection Services LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Floyd Langley. Because public records are indexed by name rather than by a unique identifier, the 92 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Floyd Langley

Search Complexity: High

92 public records across 17states, belonging to approximately 35 different individuals. With 35 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Texas (9%), followed by Oklahoma and Florida. Spans the South and Midwest regions.

TX8recordsOK8recordsFL7recordsIL6recordsNC5recordsMO4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (56%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (11) and Business & Corporate Filings (10).

47
Contact & Address Records
11
PPP Loan Records
10
Business & Corporate Filings
5
Voter Registration Records
5
Vehicle Registration Records
2
Property Ownership Records

Age Distribution

Age range: approximately 55 years, suggesting multiple generations. Largest group: Senior (65+) (86%).

Senior (65+)12peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Floyd Langley

Is Floyd Langley a registered voter?
Yes, voter registration records show Floyd Langley is registered. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Floyd Langley own property?
County assessor records show 2 properties associated with Floyd Langley . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Floyd Langley?
Records show 5 vehicle registrations associated with Floyd Langley, including a 2007 FORD F150. Registered makes include Ford, Honda, Lexus, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Floyd Langley?
We found 10 business affiliations for Floyd Langley. Business records are compiled from state registries, SEC filings, and professional databases.
Has Floyd Langley made political donations?
FEC disclosure records show 2 reported political contributions from Floyd Langley, totaling $500. Recipients include Sun Banks INC Political Action Committee (sun Bankpac). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Floyd Langley?
Our database contains 92 total records for Floyd Langley spanning 17 states. This includes 35 distinct contact records, 13 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Floyd Langley?
The 92 records displayed for Floyd Langley are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Floyd Langley remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.