Frances Spellman from Somerset, NJ

Age 47
๐Ÿ“ 428 Hamilton St #b, Somerset, NJ 08873
๐Ÿ“ž (770) 935-3187, (770) 545-8893, (770) 935-3187
โœ‰๏ธ lcrest74@yahoo.com, sphere2020@hotmail.com

Frances Spellman from S Yarmouth, MA

Age 70
๐Ÿ“ 237 Long Pond Dr, S Yarmouth, MA 02664
๐Ÿ“ž (508) 398-4232, (508) 398-4232, (508) 376-2141
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Theresa Marie Duhamel,David S Spellman,David Duhamel,Theresa Spellman

Frances Spellman from Brooklyn, NY

0
๐Ÿ“ 1655 Flatbush Ave, Brooklyn, NY 11210
๐Ÿ“ž (718) 253-8756

Frances Spellman from Sarasota, FL

Age 105 b. Feb 1921 Sarasota Co.
๐Ÿ“ 2326 York Dr
๐Ÿ“ž (941) 927-0952, (941) 527-7071

Frances Spellman from Brooklyn, NY

Age 108 b. Jul 1917 Kings Co.
๐Ÿ“ 1753 Ryder St
๐Ÿ“ž (718) 375-7190, (608) 254-6714

Frances Spellman from San Diego, CA

Age 81 b. Mar 1945 San Diego Co.
๐Ÿ“ 11444 Nawa Way
๐Ÿ“ž (619) 487-8544, (858) 672-2607

Frances Spellman from Watertown, MA

Age 96
๐Ÿ“ 48 Bigelow Ave #16, Watertown, MA 02472
๐Ÿ“ž (617) 799-0511, (617) 924-4832
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Herbert F Spellman

Frances Spellman

๐Ÿ“ 237 Long Pond Dr, S Yarmouth Ma
๐Ÿ“ž (508) 398-4232, (508) 648-1844
โœ‰๏ธ FRANNYSW1544@GMAIL.COM

Frances Spellman from Sarasota, FL

Age 93
๐Ÿ“ 2326 York Dr, Sarasota, FL 34238
๐Ÿ“ž (941) 927-0952, (718) 527-7071, (941) 927-0952
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Bernard J Spellman

Frances Spellman from Leavenworth, KS

Age 85 b. Mar 1941 Leavenworth Co.
๐Ÿ“ 721 S 21st St
๐Ÿ“ž (712) 322-0793

Frances Spellman from South Yarmouth, MA

Age 82 b. Mar 1944 Barnstable Co.
๐Ÿ“ 237 Long Pond Dr
๐Ÿ“ž (508) 398-4232

Frances Spellman from Lawrenceville, GA

Age 60 b. 1966 Gwinnett Co.
๐Ÿ“ 5308 Lealand Place Ln
๐Ÿ“ž (770) 935-3187

Frances Spellman from Watertown, MA

Age 108 b. Sep 1917 Middlesex Co.
๐Ÿ“ 48 Bigelow Ave Apt 16
๐Ÿ“ž (617) 924-4832

Frances Spellman from Atlanta, GA

Age 60 b. 1966 U
๐Ÿ“ Po Box 48641
๐Ÿ“ž (973) 444-5379

Frances Spellman from Cleveland, OH

Age 77 b. 1949 Cuyahoga Co.
๐Ÿ“ 3176 W 31st St

Frances Spellman from Newark, NJ

Age 59 b. Oct 1966 Essex Co.
๐Ÿ“ 75 Somerset St

Frances Spellman from Cleveland, OH

Age 59 b. Sep 1966 Cuyahoga Co.
๐Ÿ“ 3178 W 31 St St

Frances Spellman from Millis, MA

Age 82 b. Jan 1944 Norfolk Co.
๐Ÿ“ 8 Meadowbrook Rd

Frances Spellman from Phoenix, AZ

Age 87 b. Sep 1938 Maricopa Co.
๐Ÿ“ 10241 N 15th Dr

Frances Spellman from Chicago, IL

Age 88 b. Oct 1937 Cook Co.
๐Ÿ“ 3660 W North Ave Lakeshore 2602

Frances Spellman from Covina, CA

Age 85 b. Mar 1941 Los Angeles Co.
๐Ÿ“ 18537 Arrow Hy

Frances Spellman from Leavenworth, KS

Age 85 b. 1941 Female
๐Ÿ“ 1343 Cheyenne St
๐Ÿ“ž (913) 683-5993 (Cell)

Frances Spellman from Ft Lauderdale, FL

Age 75
๐Ÿ“ 429 9th Ave #1, Ft Lauderdale, FL 33311

Frances Spellman from Phoenix, AZ

Maricopa Co.
๐Ÿ“ 7 E Tanglewood Trl
๐Ÿ“ž (623) 879-0262

Frances Spellman from Rosedale, NY

Queens Co.
๐Ÿ“ 24043 141 St Ave

Frances Spellman from Fort Lauderdale, FL

Broward Co.
๐Ÿ“ 429 Nw 9th Ave 1

Frances Spellman from Yardley, PA

Bucks Co.
๐Ÿ“ 620 Rose Hollow Dr B

Frances Spellman from Forest Hills, NY

Queens Co.
๐Ÿ“ 10330 68th Ave Apt 2 G

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 28 contact records for Frances Spellman across 11 states. The most recent address on file is in Sarasota, Florida. Of these records, 16 include phone numbers and 2 include email addresses. Ages range from 47 to 96, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Spellman Frances Rita

Allegheny County
· 0 Paxico St, Penn-Hills
Sale: $0 (1121949.0)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Frances Spellman in Penn-Hills. Values shown are from county assessor records and may differ from current market prices.

Frances A Spellman

Democrat Reg: 07/27/2001
624 E Tabor Rd, Philadelphia, PA, 19120
DOB: 03/11/1965 Gender: Unknown

Frances A Spellman

624 E Tabor Rd
DOB: 03/11/1965 Gender: Unknown

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Frances Spellman in Pennsylvania. Party affiliation is listed as D. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Hyundai Sonata
ยท Registered to: Frances Spellman
ยท VIN: 5NPEB4AC1CH414816
·
2108 Hanson St, Savannah, GA, 31404
·
(912) 272-5849

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Frances Spellman. Registered makes include Hyundai. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Unknown

Senior Traninig And Development Specialist
frances.spellman1@gmail.com
Pittsburgh,

Cotton Photography

Frances SpellmanCorrectional Officers and Jailers
(770) 935-3187lcrest74@wjv.com
5308 Leland Place Ln, Lawrenceville, GA30044

Raven Biological Laboratories

Frances Spellman
(770) 935-3187lcrest74@yahoo.com
5308 Leland Place Ln, Lawrenceville, GA30044
ravenlabs.com

Frances (Franny) Spellman

Senior Traninig and De ยท Morgantown, West Virginia

Raven Biological Laboratories

Frances Spellman
(770) 935-3187lcrest74@yahoo.com
5308 Leland Place Ln, Lawrenceville, GA30044

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for Frances Spellman. Companies include Cotton Photography, Raven Biological Laboratories. Roles listed include Senior Traninig And Development Specialist and Correctional Officers and Jailers. Records are compiled from state business registries, SEC filings, and professional networking databases.

Frances Spellman

Saint Thomas Aquinas High School - Boston, MA, MA
1949

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Frances Spellman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$15 Jan 17, 2019
2020 DEM
Dccc
Spellman, Frances Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$15 Aug 20, 2013
2014 DEM
Democratic Congressional Campaign Committee
Spellman, Frances Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$20 Sep 22, 2014
2014 DEM
Democratic Congressional Campaign Committee
Spellman, Frances Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$15 Aug 24, 2013
2014 DEM
Democratic Senatorial Campaign Committee
Spellman, Frances Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$50 Aug 16, 2008
2008 DEM
Clinton, Hillary Rodham
Spellman, Frances Executive Recruiter @ Dhr International Chicago, IL
$10 Jun 10, 2011
2008 DEM
Hillary Clinton For President
Spellman, Frances Ticket Sales & Service Representative @ Chicago Symphony Orchestra Chicago, IL
$10 Jul 28, 2016
2016 DEM
Democratic Congressional Campaign Committee
Spellman, Frances Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$200 May 13, 2008
2008 DEM
Clinton, Hillary Rodham
Spellman, Frances Executive Recruit @ Dhr International Chicago, IL
$15 Oct 15, 2016
2016 DEM
Democratic Congressional Campaign Committee
Spellman, Frances Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$25 Oct 9, 2016
2016 12
Clinton, Hillary Rodham
Spellman, Frances Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$25 Jul 21, 2010
2010 DEM
Clinton, Hillary Rodham
Spellman, Frances Ricket Sales & Service Representative @ Chicago Symphony Orchestra Chicago, IL
$50 Sep 18, 2008
2008 DEM
Clinton, Hillary Rodham
Spellman, Frances Executive Recruiter @ Dhr International Chicago, IL
$25 Oct 1, 2018
2018 DEM
Dccc
Spellman, Frances Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$15 Mar 31, 2017
2018 DEM
Dccc
Spellman, Frances Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$20 Sep 22, 2014
DEM
Democratic Congressional Campaign Committee
Contributor Ticket Sales Customer Service @ Chicago Symphony Orchestra Chicago, IL
$200 May 13, 2008
Unknown Committee
Spellman, Frances Executive Recruiter @ DHR International Chicago, IL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 16 political contribution records found for Frances Spellman. Total disclosed contributions amount to $710. Recipients include Democratic Congressional Campaign Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Frances Spellman

Age 78 Male
·
429 NW 9th Ave, Ft Lauderdale, FL 33311 (Broward County)
26.1273, -80.1537
Marital: Single TZ: Eastern
Single Family
MP

Frances V Spellman

Age 76 Female
·
1343 Cheyenne St, Leavenworth, KS 66048 (Leavenworth County)
39.3266, -94.9378
· (913) 683-5993
Marital: Single TZ: Central
Homeowner Single Family
MP

Frances Spellman

Age 50 Male
·
PO Box 48641, Atlanta, GA 30362 (Dekalb County)
33.8921, -84.2637
Marital: Single TZ: Eastern
Edu: High School
Multi-Family
MP

Frances M Spellman

Age 29 Female
·
3674 W 137th St, Cleveland, OH 44111 (Cuyahoga County)
41.4545, -81.7868
· (216) 394-1707
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1922 Purchased 1987
MP

Frances T Spellman

Age 73 Female
·
237 Long Pond Dr, S Yarmouth, MA 02664 (Barnstable County)
41.6670, -70.2055
· (508) 398-4232
Marital: Married TZ: Eastern
Homeowner Single Family Built 1965 Purchased 2000
MP

Frances Spellman

Age 71 Male
·
156 Bethesda Church Rd, Lawrenceville, GA 30044 (Gwinnett County)
33.9127, -84.0842
Marital: Married TZ: Eastern
Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Frances Spellman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Frances Spellman. These loans were issued to businesses, not individuals.

Shaun Roberts

Sole Proprietorship

$20,833 Exemption 4
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3271
Approved

Apr 28, 2021

Jobs Reported

1

Loan #

3832718902

Loan Size

Small

Comlanvi Johnson

Sole Proprietorship

$13,679 Paid in Full
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3276
Approved

May 20, 2021

Forgiven

$13,708

Jobs Reported

1

Loan #

4468859009

Loan Size

Small

Sory Ibrahima Sow

Sole Proprietorship

$20,465 Paid in Full
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3276
Approved

Mar 9, 2021

Forgiven

$20,592

Jobs Reported

1

Loan #

8411408505

Loan Size

Small

Philip Howard Apartments Tenants CORP.

Corporation

$220,149 Paid in Full
Address:
1655 Flatbush Ave
Brooklyn, NY11210
Approved

Apr 30, 2020

Forgiven

$222,936

Jobs Reported

19

Loan #

5497937304

Loan Size

Medium

Anthony Rodriguez Jr

Independent Contractors

$3,292 Paid in Full
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3276
Approved

May 11, 2021

Forgiven

$3,306

Jobs Reported

1

Loan #

8295958900

Loan Size

Small

Rock And Roll Building Material Loaders And Insulators LLC

Limited Liability Company(LLC

$1,125 Paid in Full
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3276
Approved

Apr 2, 2021

Forgiven

$1,128

Jobs Reported

1

Loan #

4985108706

Loan Size

Small

Emmanuel Njemanze

Sole Proprietorship

$19,750 Paid in Full
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3276
Approved

Feb 13, 2021

Forgiven

$19,857

Jobs Reported

1

Loan #

8358578401

Loan Size

Small

Vaughn Hall

Independent Contractors

$20,833 Paid in Full
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3276
Approved

Mar 20, 2021

Forgiven

$20,880

Jobs Reported

1

Loan #

5345328600

Loan Size

Small

Reginald Charles

Sole Proprietorship

$16,062 Paid in Full
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3276
Approved

Mar 18, 2021

Forgiven

$16,180

Jobs Reported

1

Loan #

4698418604

Loan Size

Small

Comlanvi Johnson

Sole Proprietorship

$13,679 Paid in Full
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3276
Approved

Apr 22, 2021

Forgiven

$13,727

Jobs Reported

1

Loan #

7863668803

Loan Size

Small

David Stella

Self-Employed Individuals

$6,078 Exemption 4
Address:
1655 Flatbush Ave
Brooklyn, NY11210-3276
Approved

Apr 28, 2021

Jobs Reported

1

Loan #

3749318910

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 11 PPP loan records are linked to businesses associated with Frances Spellman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Frances Spellman on the map

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Frances Spellman in Somerset, NJ: Background Summary

Location
428 Hamilton St #B,Somerset, NJ 08873, Somerset, NJ
Other Locations
Sarasota, FL ยท Brooklyn, NY ยท San Diego, CA and 15 more
Profiles Found
28 people with this name
Phone Numbers
(770) 935-3187 and 15 others on file
Email
lcrest74@yahoo.com and 2 others on file
Possible Relatives
Theresa Marie Duhamel, David S Spellman, David Duhamel, Theresa Spellman, Nelson Spellman and 6 more
Career
Senior Traninig And Development Specialist, Correctional Officers and Jailers at Cotton Photography, Raven Biological Laboratories
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
1 linked โ€” 2012 Hyundai Sonata
Contributions
$710 total โ€” Democratic Congressional Campaign Committee
PPP Loans
$356K for Shaun Roberts, Comlanvi Johnson

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Frances Spellman. Because public records are indexed by name rather than by a unique identifier, the 81 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Frances Spellman

Search Complexity: High

81 public records across 11states, belonging to approximately 28 different individuals. With 28 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Massachusetts (14%), followed by Georgia and Florida. Spans the Northeast and South regions.

MA11recordsGA9recordsFL7recordsNY5recordsIL3recordsKS3records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (49%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (16) and PPP Loan Records (11).

36
Contact & Address Records
16
Political Contribution Records
11
PPP Loan Records
7
Business & Corporate Filings
2
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 62 years, suggesting multiple generations. Largest group: Senior (65+) (86%).

Senior (65+)12peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Frances Spellman

Is Frances Spellman a registered voter?
Yes, voter registration records show Frances Spellman is registered in Pennsylvania with D affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Frances Spellman own property?
County assessor records show 1 property associated with Frances Spellman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Frances Spellman?
Records show 1 vehicle registration associated with Frances Spellman, including a 2012 Hyundai Sonata. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Frances Spellman?
We found 7 business affiliations for Frances Spellman (Senior Traninig And Development Specialist). Other companies include Raven Biological Laboratories. Business records are compiled from state registries, SEC filings, and professional databases.
Has Frances Spellman made political donations?
FEC disclosure records show 16 reported political contributions from Frances Spellman, totaling $710. Recipients include Democratic Congressional Campaign Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Frances Spellman?
Our database contains 81 total records for Frances Spellman spanning 11 states. This includes 28 distinct contact records, 16 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Frances Spellman?
The 81 records displayed for Frances Spellman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Frances Spellman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.