Fred Hurtado

Age 78 b. 1947-04-21
๐Ÿ“ 7212 Gran Vida Dr, El Paso Tx
๐Ÿ“ž (915) 491-0592, (915) 497-1239
โœ‰๏ธ FHUR105899@GMAIL.COM, fhur105899@gmail.com

Fred Hurtado

๐Ÿ“ 1005 Summerview Dr, Stockton Ca
๐Ÿ“ž (209) 808-9189
โœ‰๏ธ FREDHURTADOFH@GMAIL.COM

Fred Hurtado from Lubbock, TX

Age 80
๐Ÿ“ 1512 Auburn St, Lubbock, TX 79401
๐Ÿ“ž (806) 763-6639, (806) 763-9282

Fred Hurtado from Kingsburg, CA

Age 63 b. Nov 1962 Fresno Co.
๐Ÿ“ 340 Kern St
๐Ÿ“ž (559) 896-1285, (408) 515-5461

Fred Hurtado from Madera, CA

Age 72 b. Oct 1953 Madera Co.
๐Ÿ“ 17482 Regal Dr 1 L
๐Ÿ“ž (615) 591-4830, (559) 673-2141
๐Ÿ‘ค aka Alfred Hurtado

Fred Hurtado from Madera, CA

Age 73 b. 1953 Male
๐Ÿ“ 17482 Regal Dr
๐Ÿ“ž (559) 363-9346
โœ‰๏ธ dhurtado8@comcast.net

Fred Hurtado from Lubbock, TX

Age 91 b. Jun 1934 Lubbock Co.
๐Ÿ“ 1512 Auburn St
๐Ÿ“ž (806) 747-6079

Fred Hurtado from Broderick, CA

Age 82 b. Sep 1943 Yolo Co.
๐Ÿ“ 324 4th St Apt 16
๐Ÿ“ž (732) 296-0451

Fred Hurtado from Hialeah, FL

0
๐Ÿ“ 17500 67th Ct, Hialeah, FL 33015
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Fernando A Hurtado,Ana Maria Hurtado

Fred Hurtado

๐Ÿ“ 79 Apache Trl, Saint David Az
๐Ÿ“ž (520) 254-2666, (520) 254-2666
โœ‰๏ธ FREDHURT1@GMAIL.COM

Fred Hurtado from Selma, CA

Male
๐Ÿ“ 2835 C St
๐Ÿ“ž (209) 896-5752 (T-MOBILE)

Fred Hurtado from Albuquerque, NM

Age 105 b. Feb 1921 Bernalillo Co.
๐Ÿ“ 629 Maxine St Ne

Fred Hurtado from Scarborough, ME

Age 79 b. Aug 1946 Cumberland Co.
๐Ÿ“ 20 Bayberry Ln

Fred Hurtado from Lomita, CA

Age 79 b. Aug 1946 Los Angeles Co.
๐Ÿ“ 2047 255th St

Fred Hurtado from Grants, NM

Age 104 b. Mar 1921
๐Ÿ“ 1016 Rodeo Rd
๐Ÿ‘ค aka Frederick P Hurtado

Fred Hurtado from San Bruno, CA

San Mateo Co.
๐Ÿ“ 4153 Shelter Creek Ln
๐Ÿ“ž (313) 945-0485

Fred Hurtado from W Sacramento, CA

Yolo Co.
๐Ÿ“ 600 W Capitol Ave Spc 55
๐Ÿ“ž (904) 677-5706

Fred Hurtado from Springfield, MO

๐Ÿ“ 1228 E Commercial St
๐Ÿ“ž (417) 866-5306

Fred Hurtado from Springfield, MO

Greene Co.
๐Ÿ“ Po Box 207

Fred Hurtado from West Sacramento, CA

Yolo Co.
๐Ÿ“ 600 W Capitol Ave 55

Fred Hurtado from Selma, CA

Fresno Co.
๐Ÿ“ 2411 Orange Ave

Fred Hurtado from West Sacramento, CA

Yolo Co.
๐Ÿ“ 324 4th St 16

Fred Hurtado from Slaton, TX

๐Ÿ“ 605 N 20th St Spc 53

Fred Hurtado

๐Ÿ“ 1 Alton Mo Po Box 1526

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 24 contact records for Fred Hurtado across 6 states. The most recent address on file is in Kingsburg, California. Of these records, 13 include phone numbers and 4 include email addresses. The listed age is 80. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Hurtado Fred & Darlene Rae

Madera County
· 17482 Regal Dr, Madera Ca 93638.0
Assessed: $89,633

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Fred Hurtado in Madera. Values shown are from county assessor records and may differ from current market prices.

2011 NISSAN QUEST
ยท Registered to: Fred Hurtado
ยท VIN: JN8AE2KP0B9012146
·
1512 Auburn St, Lubbock, TX, 79401-1104
2007 Ford F150
ยท Registered to: Fred Hurtado
ยท VIN: 1FTRF12227NA07569
·
605 N 20Th St Spc 53, Slaton, TX, 79364-3159
2006 Toyota Camry
ยท Registered to: Fred Hurtado
ยท VIN: 4T1BF32K86U635505
·
1512 Auburn St, Lubbock, TX, 79401-1104
·
(806) 763-9282

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Fred Hurtado. Registered makes include Nissan, Ford, Toyota. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Hurtado,Fred

Fred Hurtado
(860) 693-4326fredhurt@home.com
Canaan, 6018CT

Fred Hurtado

United States

Alternative Retail Solutions

Fred HurtadoSoftware Developer
(417) 861-4040fred.hurtado@alternativeretailsolutions.com
Rr 1 box 1526, Alton, MO65606

Fred Hurtado

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Fred Hurtado. Companies include Hurtado,Fred, Alternative Retail Solutions. Roles listed include Software Developer. Records are compiled from state business registries, SEC filings, and professional networking databases.

$3 Sep 1, 2021
2022 DEM
Kelly, Mark
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$4 Sep 3, 2023
2024 DEM
Dccc
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$5 Sep 13, 2014
2014 DEM
Dga Action
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$25 Sep 12, 2014
2014 DEM
Democratic Congressional Campaign Committee
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$3 Jul 17, 2021
2022
Elect Democratic Women
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$5 Apr 29, 2020
2020 DEM
Biden, Joe
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$10 May 30, 2015
2016 DEM
Sanders, Bernard
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$50 Oct 5, 2013
2014 DEM
Democratic Congressional Campaign Committee
Hurtado, Fred Public Safety Consultant @ Self Tucson, AZ
$35 Sep 21, 2012
2012 DEM
Obama, Barack
Hurtado, Fred Public Safety Consultant Trainer @ Self Employed Tucson, AZ
$250 Sep 12, 2014
2014 DEM
Barber, Ronald
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$5 Dec 18, 2013
2014 DEM
Progressive Change Campaign Committee
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$25 Sep 17, 2014
2014 DEM
Dga Action
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$25 Apr 22, 2011
2012 DEM
Wisconsin Democratic Party
Hurtado, Fred Tucson, AZ
$15 Jan 29, 2013
2014 DEM
Democratic Congressional Campaign Committee
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$200 May 22, 2012
2012 DEM
Barber, Ronald
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$3 Mar 7, 2021
2022 DEM
Ossoff, T. Jonathan
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$10 Apr 29, 2020
2020 DEM
Sinema, Kyrsten
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$15 Dec 28, 2017
2018 DEM
Sinema, Kyrsten
Hurtado, Fred Not Employed Willcox, AZ
$150 Sep 21, 2012
2012 DEM
Barber, Ronald
Hurtado, Fred Consultant Trainer @ Self Tucson, AZ
$15 Nov 28, 2017
2018 DEM
Sinema, Kyrsten
Hurtado, Fred Not Employed Willcox, AZ
$8 Oct 23, 2018
2020 DEM
Rouda, Harley E Jr
Hurtado, Fred Not Employed Willcox, AZ
$3 Jan 7, 2021
2022 DEM
Ossoff, T. Jonathan
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$13 Oct 23, 2018
2020
National Democratic Training Committee Pac
Hurtado, Fred Not Employed Willcox, AZ
$100 Apr 19, 2012
2012 DEM
Barber, Ronald
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$50 Sep 6, 2012
2012 DEM
Obama, Barack
Hurtado, Fred Public Safety Consultant Trainer @ Self Employed Tucson, AZ
$15 Jan 28, 2018
2018 DEM
Sinema, Kyrsten
Hurtado, Fred Not Employed Willcox, AZ
$20 Mar 27, 2014
2014 DEM
Democratic Congressional Campaign Committee
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$100 Sep 27, 2014
2014 DEM
Barber, Ronald
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$4 Jun 30, 2023
2024 DEM
Dccc
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$15 Oct 28, 2017
2018 DEM
Sinema, Kyrsten
Hurtado, Fred Not Employed Willcox, AZ
$5 Mar 30, 2014
2014 DEM
Democratic Congressional Campaign Committee
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$10 May 13, 2017
2018 DEM
Ossoff, T. Jonathan
Hurtado, Fred Not Employed Willcox, AZ
$5 Mar 26, 2017
2018 DEM
Ossoff, T. Jonathan
Hurtado, Fred Not Employed Willcox, AZ
$5 Jul 31, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$3 May 13, 2017
2018 DEM
Quist, Robert E.
Hurtado, Fred Not Employed Willcox, AZ
$10 Jun 17, 2017
2018 DEM
Ossoff, T. Jonathan
Hurtado, Fred Not Employed Willcox, AZ
$10 Jun 10, 2017
2018 DEM
Ossoff, T. Jonathan
Hurtado, Fred Not Employed Willcox, AZ
$10 May 20, 2017
2018 DEM
Ossoff, T. Jonathan
Hurtado, Fred Not Employed Willcox, AZ
$10 Oct 23, 2018
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Hurtado, Fred Not Employed Willcox, AZ
$13 Mar 30, 2014
2014 DEM
Democratic Congressional Campaign Committee
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$10 Feb 20, 2012
2012 DEM
Democratic Party Of Wisconsin
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$10 Jun 3, 2017
2018 DEM
Ossoff, T. Jonathan
Hurtado, Fred Not Employed Willcox, AZ
$35 Mar 8, 2014
2014 DEM
Democratic Congressional Campaign Committee
Hurtado, Fred Public Safety Consultant Trainer @ Self Tucson, AZ
$5 Apr 29, 2020
2020 DEM
Bustos, Cheri
Hurtado, Fred Public Safety Consultant @ Ems System Solutions Willcox, AZ
$50 Oct 5, 2013
DEM
Democratic Congressional Campaign Committee
Contributor Public Safety Consultant @ Self Tucson, AZ
$250 Sep 12, 2014
Unknown Committee
Hurtado, Fred Self-Employed @ Mr. Tucson, AZ
$25
2011 D
Wisconsin Democratic Party
Contributor Tucson, AZ

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 47 political contribution records found for Fred Hurtado. Total disclosed contributions amount to $1,644. Recipients include Democratic Congressional Campaign Committee, Wisconsin Democratic Party. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Fred N Hurtado

Age 77 Male
·
2003 E Rosewood St, Republic, MO 65738 (Greene County)
37.1160, -93.4516
Marital: Single TZ: Central
Occ: Professional Edu: High School
Single Family
MP

Fred Hurtado

Age 64 Male
·
17482 Regal Dr, Madera, CA 93638 (Madera County)
37.0033, -120.0720
· (559) 675-9422
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1985
MP

Fred Hurtado

Age 54 Male
·
340 Kern St, Kingsburg, CA 93631 (Fresno County)
36.5106, -119.5630
· (408) 515-5432
Marital: Married TZ: Pacific
Homeowner Single Family Purchased 2003
MP

Fred Hurtado

Age 83 Male
·
1512 Auburn St, Lubbock, TX 79401 (Lubbock County)
33.5997, -101.8520
· (806) 763-6665
Marital: Single TZ: Central
Homeowner Single Family Built 1965 Purchased 1998
MP

Fred L Hurtado

Male
·
610 5th St, W Sacramento, CA 95605 (Yolo County)
38.5848, -121.5140
TZ: Pacific
Homeowner Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Fred Hurtado. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Fred Hurtado. These loans were issued to businesses, not individuals.

Tim McGinnis

Independent Contractors

$10,601 Paid in Full
Address:
4700 N Kolb Rd
Tucson, AZ85750-6178
Approved

Apr 21, 2021

Forgiven

$10,636

Jobs Reported

1

Loan #

7040738810

Loan Size

Small

Nancy Joseph

Independent Contractors

$7,256 Paid in Full
Address:
4700 N Kolb Rd
Tucson, AZ85750-6100
Approved

Apr 28, 2021

Forgiven

$7,279

Jobs Reported

1

Loan #

4129588903

Loan Size

Small

Nancy Joseph

Independent Contractors

$7,256 Paid in Full
Address:
4700 N Kolb Rd
Tucson, AZ85750-6178
Approved

May 22, 2021

Forgiven

$7,273

Jobs Reported

1

Loan #

5563559005

Loan Size

Small

Greg Silverman Ministries, INC

Corporation

$6,437 Paid in Full
Address:
4700 N Kolb Rd N0 11113
Tucson, AZ85750
Approved

Apr 15, 2020

Forgiven

$6,496

Jobs Reported

2

Loan #

2150277206

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Fred Hurtado. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Fred Hurtado on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Fred Hurtado in El Paso, TX: Background Summary

Location
7212 Gran Vida Dr, El Paso Tx, El Paso, TX
Other Locations
Kingsburg, CA ยท Madera, CA ยท Lubbock, TX and 11 more
Profiles Found
24 people with this name
Phone Numbers
(915) 491-0592 and 15 others on file
Email
fhur105899@gmail.com and 3 others on file
Possible Relatives
Lizabeth Hurtado, Alejandro Hernandez Hurtado, Ramona Bermudez, Ernestine A Hurtado, Irma Hurtado and 6 more
Career
Software Developer at Hurtado,Fred, Alternative Retail Solutions
Properties
1property owned
Vehicles
3 linked โ€” 2011 Nissan Quest, 2007 Ford F150 and 1 more
Contributions
$1,643.5 total โ€” Democratic Congressional Campaign Committee, Wisconsin Democratic Party
PPP Loans
$31,550 for Tim McGinnis, Nancy Joseph

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Fred Hurtado. Because public records are indexed by name rather than by a unique identifier, the 97 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Fred Hurtado

Search Complexity: High

97 public records across 7states, belonging to approximately 24 different individuals. With 24 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: California (19%), followed by Texas and Florida. Spans the West and South regions.

CA18recordsTX7recordsFL4recordsMO4recordsAZ3recordsNM2records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (51%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (31) and Business & Corporate Filings (6).

47
Political Contribution Records
31
Contact & Address Records
6
Business & Corporate Filings
4
PPP Loan Records
3
Vehicle Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 41 years, suggesting multiple generations. Largest group: Senior (65+) (86%).

Senior (65+)6peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Fred Hurtado

Does Fred Hurtado own property?
County assessor records show 1 property associated with Fred Hurtado . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Fred Hurtado?
Records show 3 vehicle registrations associated with Fred Hurtado, including a 2011 NISSAN QUEST. Registered makes include Nissan, Ford, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Fred Hurtado?
We found 6 business affiliations for Fred Hurtado, including Hurtado,Fred. Other companies include Alternative Retail Solutions. Business records are compiled from state registries, SEC filings, and professional databases.
Has Fred Hurtado made political donations?
FEC disclosure records show 47 reported political contributions from Fred Hurtado, totaling $1,644. Recipients include Democratic Congressional Campaign Committee and Wisconsin Democratic Party. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Fred Hurtado?
Our database contains 97 total records for Fred Hurtado spanning 7 states. This includes 24 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Fred Hurtado?
The 97 records displayed for Fred Hurtado are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Fred Hurtado remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.