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Freda Spencer from Forest, VA

Age 54
📍 107 Summerwood Ln, Forest, VA 24551
📞 (434) 525-0379, (434) 237-3522
✉️ jay@caresonline.com, jayspencer13@hotmail.com, jfsltd@aol.com
👨‍👩‍👧 Relatives: Bobby J Spencer,Judith Carolyn Spencer,Bobby J Spencer,Mark B Spencer,Joshua Spencer,Jay Spencer,Judy C Spencer,Nicole Mary Spencer

Ms Freda Spencer from Phoenix, AZ

Age 100 b. 5/31/1925
📍 6118 N 8th St, #phoenix, AZ 85014-1903
✉️ fredaspencer@hotmail.com
👨‍👩‍👧 Relatives: Betty Jo Otis,Donald W Olson,Elsie E Olson,Brian Eugene Olson,Dale D Escott,Nicholas A Olson,Warren F Otis Jr,Andrew S Garcia,Arturo Garcia,Barbara A Olson,Beatrice Y Olson,Bianca Fh Morris,Brian K Olson,Brian Keith Olson,C Kenneth Olson,Camaron M Goldfinger,Carlos A Garcia,Carol M Olson,Catherine B Olson,Charles Martin Olson,Charles M Olson,Chelsea A Olson,Courtney Olson,Debra L Olson,Debra Lynn Olson,Diane Marie Waters,Ed C Olson,Eugene L Olson,Fawn P Olson,Fawn P Williams,Gayle D Ratliff,Gayle D Ratliff,Heather L Olson,Jose Morales Garcia,Joseph M Garcia Jr,Kaitlyn D Olson,Kathie A Olson,Keith Allen Smith,Kimberly A Howard,Klint C Ratliff,Lavon E Olson,Linda D Garcia,Lisa M Brewer,Michael Andrew Garcia,Nathan K Olson,Olson Camaron,Ron B Olson,Ruby M Pinter
🕐 13 previous addresses

Freda Spencer

Age 76 b. 1949-09-21
📍 3914 Walcott, Indianapolis In 46227
📞 (317) 909-0954, (606) 304-0301
✉️ LISA.JO.MILES@GMAIL.COM, lisa.jo.miles@gmail.com

Freda Spencer from East Point, KY

Age 58
📍 3341 Ky Route 1750, East Point, KY 41216
📞 (606) 789-8556, (606) 789-8556
✉️ fgspencer@bigsandybb.com
👨‍👩‍👧 Relatives: Michele R Spencer,Bobby Joe Spencer,Edith J Spencer,Clifford Spencer,Jody L Spencer,Shirley K Spencer,S C Spencer

Freda Spencer from Fayetteville, AR

Age 65
📍 109 Nolan Ave, Fayetteville, AR 72703
📞 (501) 582-1440, (479) 587-8073, (479) 571-4271
👨‍👩‍👧 Relatives: Matthew C Partain,Timothy Eugene Partain,Clyde J Partain,Norman Edward Spencer,Stephen Lee Partain,Dessie Louise Zoeller,Allen R Partain,Amanda L Partain,Crystal Gail Cooley
🏪 Spencer Couriers Llc

Freda Spencer from Murray City, OH

Age 86 b. Dec 1939
📍 Po Box 132
📞 (614) 476-4581, (770) 775-3864
👤 aka Freda N Spencer

Freda Spencer from Huntsville, TX

Age 97
📍 2628 Milam St #305c, Huntsville, TX 77340
📞 (936) 295-3080, (936) 295-3080
👨‍👩‍👧 Relatives: Joyce Joye Spence,Julian Jerome Spencer,Joye Spencer,Gladys F Spencer

Freda Spencer from Louisville, KY

Age 89
📍 52 Royal Dr, Louisville, KY 40214
📞 (502) 368-6894
👨‍👩‍👧 Relatives: Emma E Spencer,Ronnie F Spencer,Edward Spencer

Freda Spencer from Loyall, KY

Age 64
📍 206 Cedar #4, Loyall, KY 40854
📞 (606) 523-2276, (606) 573-0562, (606) 573-6065, (606) 864-7885
👨‍👩‍👧 Relatives: William B Spencer,Lisa J Milesspencer

Freda Spencer from Martinsville, VA

Martinsville City Co.
📍 10 Broad St Apt 401
📞 (276) 656-1946, (201) 592-0326

Freda Spencer from Church, VA

Age 98 b. Jun 1927 Fairfax Co.
📍 1715 South Fls
📞 (510) 846-4838

Freda Spencer from Philadelphia, PA

Age 101 b. Feb 1925 Philadelphia Co.
📍 2015 Medary Ave
📞 (215) 549-8184

Freda Spencer

📍 87 Orange St, Buffalo Ny
📞 (716) 856-0957
✉️ SPENCERFS@YAHOO.COM

Freda Spencer from Max Meadows, VA

Wythe Co.
📍 171 Bradslork Dr
📞 (276) 699-1840

Freda Spencer from Lawrence, KS

Age 110 b. Dec 1915
📍 Lawrence, KS, 66047
📞 (785) 843-2026

Freda Spencer from Phoenix, AZ

Age 101 b. 1925 Female
📍 19402 N 25th St
✉️ fredaspencer@hotmail.com

Freda Spencer from Louisville, KY

Female
📍 11420 Reality Trl
📞 (502) 724-2005 (AT&T MOBILITY)

Freda Spencer from South Bend, IN

Age 66 b. 1960 Female
📍 2235 Johnson St
📞 (269) 599-7661

Freda Spencer from Belmont, CA

Age 100 b. Jun 1925 San Mateo Co.
📍 1001 Continentals Way Wa 304

Freda Spencer from Forest, VA

Age 66 b. Feb 1960 Bedford Co.
📍 116 Sunrise Dr

Freda Spencer from Reading, PA

Age 48 b. Nov 1977 Berks Co.
📍 304 S 5th St 2 Fl

Freda Spencer from Loyall, KY

0
📍 563 Po Box, Loyall, KY 40854

Freda Spencer from Fort Myers, FL

Lee Co.
📍 772 Pondella Rd Apt 168
📞 (314) 355-6513

Freda Spencer from Dover, OH

Tuscarawas Co.
📍 4553 Bair Rd Nw
📞 (330) 343-0538

Freda Spencer from Louisville, KY

Jefferson Co.
📍 1155 Eastern Pkwy
📞 (502) 368-6894

Freda Spencer from Martinsville, VA

Martinsville City Co.
📍 1132 Pine Hall Rd
📞 (717) 464-3929

Freda Spencer from Philadelphia, PA

📍 2015 Medary Av
📞 (215) 549-8184

Freda Spencer from Glendora, CA

Los Angeles Co.
📍 1225 Pennell Dr
📞 (626) 335-9223

Freda Spencer from Huntsville, TX

Walker Co.
📍 1820 18th St

Freda Spencer from New River, AZ

Maricopa Co.
📍 61185 N 8th St

Freda Spencer from Columbus, OH

Franklin Co.
📍 2676 Saville Ro

Freda Spencer from Kalamazoo, MI

Kalamazoo Co.
📍 1119 Hotop Ave

Freda Spencer from Corbin, KY

Whitley Co.
📍 400 W 4th St

Freda Spencer from Verona, PA

Allegheny Co.
📍 525 Allegheny River Bl

Freda Spencer from Buffalo, NY

Erie Co.
📍 87 Orange St

Freda Spencer from East Point, KY

Johnson Co.
📍 72 Hc 72 Po Box 309

Freda Spencer from Boynton Beach, FL

Palm Beach Co.
📍 9188 Talway Cir

Freda Spencer from Sarasota, FL

📍 4527 Longspur Ln

Freda Spencer from Corbin, KY

📍 Corbin, KY, 40701

Freda Spencer

📍 5 Eldon Mo Po Box 41

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 40 contact records for Freda Spencer across 13 states. The most recent address on file is in Murray City, Ohio. Of these records, 23 include phone numbers and 6 include email addresses. Ages range from 54 to 97, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Spencer Freda

Franklin County
PIN: 010-152350
· 2676 Saville Row, CITY OF COLUMBUS oh
Built: 1970.0
Assessed: $63,300

Spencer Freda

Franklin County
· 2676 Saville Row, Columbus Oh 43224.0
Built: 1970.0
Assessed: $63,300 · Sale: $0

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Freda Spencer in Columbus. Values shown are from county assessor records and may differ from current market prices.

Freda Ward Spencer

6923 Beacon Hollow Turn, Boynton Beach, , 33437

freda ELAINE spencer

Unaffiliated Reg: 03/06/2003
3031 Tallwood Ct, Winterville, NC, 28590
DOB: 1963 Gender: Female
County: Pitt

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Freda Spencer in , North Carolina. Party affiliation is listed as UNA. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Ford F-150
· Registered to: Freda Spencer
· VIN: 1FTFW1EF9DFD00425
·
3031 Tallwood Ct, Winterville, NC, 28590
2017 Honda Ridgeline
· Registered to: Freda Spencer
· VIN: 5FPYK3F57HB028304
·
3341 Ky Route 1750, East Point, KY, 41216 9081
2003
· Registered to: Freda Spencer
·
12047 Florida Dr, Boise, ID, 83709

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 3 vehicle registration records are associated with Freda Spencer. Registered makes include Ford, Honda. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Freda Spencer

Registered Nurse
Centra Health
Virginia
LinkedIn

CADD Squad

Freda SpencerCivil Engineers
(502) 724-2005fspencer@caddsquad.com
11420 Reality Trl, Louisville, KY40229

Cbmc

Freda SpencerExecutive Director
(502) 724-2005fspencer@netscape.net
11420 Reality Trl, Louisville, ky40229
cbmc.com

Warren East Middle School

Freda SpencerSenior High Teacher
(606) 789-2545freda.spencer@johnson.kyschools.us
Hagerhill, KY

Freda Spencer

Coordinator at NSA, the · Lynchburg, Virginia Area

Jenny Wren Enterprises

Freda SpencerPresident
fgspencer@bigsandybb.com
3341 Ky Route 1750, East Point, ky41216

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 9 business affiliations were found for Freda Spencer. Companies include CADD Squad, Warren East Middle School, Jenny Wren Enterprises. Roles listed include Civil Engineers and Executive Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
Manager: Freda Spencer

Source: Public Records Freda Spencer appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Freda Spencer

Pharmacy
NOT RENEWED
License # 049075376
Firm: Freda Spencer
Addr: Chicago, IL 60653

freda spencer

Pharmacy
NOT RENEWED
License # 049075376
Addr: Chicago, IL 60653
County: Cook
Issued: Sep 28, 1981 Exp: Mar 31, 1984

Licensed Professional

Source: State Professional Licensing Boards · Dept. of Professional Regulation Freda Spencer holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Freda Spencer

Hephzibah Comprehensive High School - Hephzibah, GA, GA
1977

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Freda Spencer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Oct 4, 2020
2020 DEM
Harrison, Jaime
Spencer, Freda Public Defender @ Nh Public Defender Boston, MA
$5 Jun 3, 2019
2020 DEM
Warren, Elizabeth
Spencer, Freda Public Defender @ Nh Public Defenders Office Medford, MA
$10 May 15, 2019
2020 DEM
Warren, Elizabeth
Spencer, Freda Public Defender @ Nh Public Defenders Office Medford, MA
$3 Jun 30, 2019
2020 DEM
Warren, Elizabeth
Spencer, Freda Public Defender Beginning Aug @ New Hampshire Public Defenders Office Boston, MA
$10 May 15, 2019
2020 DEM
Warren, Elizabeth
Spencer, Freda Public Defender @ Nh Public Defenders Office Medford, MA
$10 Oct 11, 2020
2020 DEM
Gideon, Sara
Spencer, Freda Public Defender @ Nh Public Defenders Office Medford, MA
$3 Jun 30, 2019
DEM
Warren, Elizabeth
Contributor Public Defender Beginning Aug @ New Hampshire Public Defenders Office Boston, MA
$3 20221016
ActBlue Texas
Contributor Not Employed Chicago, IL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 8 political contribution records found for Freda Spencer. Total disclosed contributions amount to $54. Recipients include Warren, Elizabeth, ActBlue Texas. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Freda W Spencer

Age 88 Female
·
82 Kashmir Trl, Palm Coast, FL 32164 (Flagler County)
29.4437, -81.2334
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Freda L Spencer

Age 57 Female
·
3232 White Maple Ct, South Bend, IN 46628 (St Joseph County)
41.7199, -86.2907
TZ: Eastern
Single Family
MP

Freda M Spencer

Age 57 Female
·
107 Summerwood Ln, Forest, VA 24551 (Bedford County)
37.3432, -79.2970
· (434) 426-8656
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1979
MP

Freda E Spencer

Age 54 Female
·
3031 Tallwood Ct, Winterville, NC 28590 (Pitt County)
35.5276, -77.4690
· (252) 355-6259
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1989 Purchased 2002
MP

Freda Spencer

Female
·
25 Broad St, Martinsville, VA 24112 (Martinsville City County)
36.6926, -79.8685
Marital: Inferred Single TZ: Eastern
Multi-Family
MP

Freda Spencer

Female
·
103 College Station Ct, Elizabethtown, KY 42701 (Hardin County)
37.7076, -85.8619
TZ: Eastern
Multi-Family
MP

Freda Spencer

Age 61 Female
·
3341 Ky Route 1750, East Point, KY 41216 (Johnson County)
37.7262, -82.7925
· (606) 899-3118
Marital: Single TZ: Eastern
Occ: Professional Edu: Graduate School
Homeowner Single Family
MP

Freda R Spencer

Age 77 Female
·
PO Box 132, Murray City, OH 43144 (Hocking County)
39.5130, -82.1656
· (740) 762-2468
Marital: Married TZ: Eastern
Occ: Professional
Homeowner Purchased 1996
MP

Freda M Spencer

Age 96 Female
·
204 El Donna Ave, Eldon, MO 65026 (Miller County)
38.3515, -92.5670
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Freda Spencer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Freda Spencer. These loans were issued to businesses, not individuals.

Head'S Pro Lawn Care LLC

Limited Liability Company(LLC

$14,582 Paid in Full
Address:
2821 Blue Grass Ln
Decatur, GA30034-3310
Approved

May 13, 2021

Forgiven

$14,736

Jobs Reported

1

Loan #

1389399000

Loan Size

Small

Joe Gioffree Electric, LLC

Subchapter S Corporation

$8,100 Paid in Full
Address:
132 PO Box
Alexandria, OH43001-0132
Approved

Apr 29, 2020

Forgiven

$8,153

Jobs Reported

2

Loan #

2737747302

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Freda Spencer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Freda Spencer on the map

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Found 72 results across 20 states

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Freda Spencer in Forest, VA: Background Summary

Location
107 Summerwood Ln,Forest, VA 24551, Forest, VA
Other Locations
Murray City, OH · Martinsville, VA · Church, VA and 22 more
Profiles Found
40 people with this name
Phone Numbers
(434) 525-0379 and 25 others on file
Email
jay@caresonline.com and 6 others on file
Possible Relatives
Bobby J Spencer, Judith Carolyn Spencer, Mark B Spencer, Joshua Spencer, Jay Spencer and 74 more
Career
Civil Engineers, Executive Director at CADD Squad, Warren East Middle School
Voter Registration
Registered No Party Preference
Properties
2properties owned
Vehicles
3 linked — 2013 Ford F-150, 2017 Honda Ridgeline and 1 more
Contributions
$53.5 total — Warren, Elizabeth, ActBlue Texas
Licenses
2 professional licenses (PHARMACY)
PPP Loans
$22,682 for Head'S Pro Lawn Care LLC, Joe Gioffree Electric, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Freda Spencer. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Freda Spencer

Search Complexity: High

88 public records across 20states, belonging to approximately 40 different individuals. With 40 distinct profiles across 20 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 20 states. Highest concentration: Kentucky (19%), followed by Virginia and Ohio. Spans the South and Midwest regions.

KY17recordsVA11recordsOH6recordsIL4recordsFL4recordsPA4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (62%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (9) and Political Contribution Records (8).

48
Contact & Address Records
9
Business & Corporate Filings
8
Political Contribution Records
3
Vehicle Registration Records
3
Professional License Records
2
Property Ownership Records

Age Distribution

Age range: approximately 62 years, suggesting multiple generations. Largest group: Senior (65+) (69%).

Senior (65+)9peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Freda Spencer

Is Freda Spencer a registered voter?
Yes, voter registration records show Freda Spencer is registered in . We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Freda Spencer own property?
County assessor records show 2 properties associated with Freda Spencer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Freda Spencer?
Records show 3 vehicle registrations associated with Freda Spencer, including a 2013 Ford F-150. Registered makes include Ford, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Freda Spencer?
We found 9 business affiliations for Freda Spencer. Other companies include Warren East Middle School, Jenny Wren Enterprises. Business records are compiled from state registries, SEC filings, and professional databases.
Has Freda Spencer made political donations?
FEC disclosure records show 8 reported political contributions from Freda Spencer, totaling $54. Recipients include Warren, Elizabeth and ActBlue Texas. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Freda Spencer?
Our database contains 88 total records for Freda Spencer spanning 20 states. This includes 40 distinct contact records, 23 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Freda Spencer?
The 88 records displayed for Freda Spencer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Freda Spencer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.