Frederick Luedke

๐Ÿ“ 6178 Hy 83, Hartland Wi 53029
๐Ÿ“ž (414) 350-0738, (414) 350-0738
โœ‰๏ธ FRLUEDKE@AOL.COM

Frederick Luedke

๐Ÿ“ 1380 W Wisconsin Ave Apt 208, Oconomowoc Wi
๐Ÿ“ž (414) 350-0738, (414) 350-0738
โœ‰๏ธ FRLUEDKE@AOL.COM

Frederick Luedke from Tomah, WI

Age 72 b. Jun 1953 Monroe Co.
๐Ÿ“ 27507 Ermine Ave
๐Ÿ“ž (608) 374-3889

Frederick Luedke from Waterbury, CT

Age 88 b. 1938 Male
๐Ÿ“ 104 Joshua Town Rd
โœ‰๏ธ wjluedke@aol.com

Frederick Luedke from Plymouth, WI

Male
๐Ÿ“ N6046 County Rd E
๐Ÿ“ž (414) 899-1544 (SPRINT)

Frederick W Luedke from Ridgefield, CT

Age 51
๐Ÿ“ 3 Golf Ct, Ridgefield, CT 06877

Frederick Luedke from Oconomowoc, WI

Age 89 b. Jan 1937
๐Ÿ“ 1380 W Wisconsin Ave Apt 208

Frederick Luedke from Charlestown, MA

Age 55 b. Nov 1970 Suffolk Co.
๐Ÿ“ 236 Bunker Hill St 3

Frederick Luedke from New York, NY

Age 55 b. Nov 1970 New York Co.
๐Ÿ“ 226 E 10th St Unit 4 H

Frederick Luedke from New York, NY

New York Co.
๐Ÿ“ 1736 2nd Avenueav 4 C

Frederick Luedke from Sun City, AZ

Maricopa Co.
๐Ÿ“ 10033 W Andover Ave

Frederick Luedke

๐Ÿ“ 1 Plymouth Wi Po Box 1

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 12 contact records for Frederick Luedke across 5 states. The most recent address on file is in Tomah, Wisconsin. Of these records, 4 include phone numbers and 3 include email addresses. The listed age is 51. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Luedke, Frederick

Doc #2007113000009001
· 114 West 70th Street, New York Ny 10023
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Frederick Luedke in New York. Values shown are from county assessor records and may differ from current market prices.

Frederick W Luedke

Republican
330 East 71 Street, 10021
DOB: 19701125 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Frederick Luedke. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 DODGE CARAVAN MINIVAN PASSENGER
ยท Registered to: Frederick Luedke
ยท VIN: 2D4GP44L17R284683
·
6178 State Road 83, Hartland, WI, 53029
·
(262) 367-6590
2010 Audi A6
ยท Registered to: Frederick Luedke
ยท VIN: WAUKGAFBXAN084221
·
104 Joshua Town Rd, Waterbury, CT, 06708-3200
·
(203) 575-9746
2008 JEEP GRAND CHEROKEE
ยท Registered to: Frederick Luedke
ยท VIN: 1J8HR58N28C179411
·
104 Joshua Town Rd, Waterbury, CT, 06708-3200
2007 DODGE GRAND CARAVAN
ยท Registered to: Frederick Luedke
·
6178 State Road 83, Hartland, WI, 53029-9706
·
(262) 367-6590

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Frederick Luedke. Registered makes include Dodge, Audi, Jeep. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Neoperl

President
+12037568891frederick.luedke@neoperl.com
New York,

Waterbury Development Corporation

Frederick LuedkeTreasurer
Waterbury, CT

Richard Frankel Productions

Frederick LuedkeOwner
(920) 323-4999fluedke@yahoo.com
N6046 County Rd E, Plymouth, WI53073
rfpny.com

Frederick Luedke

President at NEOPERL ยท Greater New York City Area

Richard Frankel Productions

Frederick LuedkeOwner
(920) 323-4999fluedke@yahoo.com
N6046 County Rd E, Plymouth, WI53073

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 8 business affiliations were found for Frederick Luedke. Companies include Richard Frankel Productions. Roles listed include President and Treasurer. Records are compiled from state business registries, SEC filings, and professional networking databases.

frederick luedke

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Frederick Luedke holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Frederick Luedke - Waterbury

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Frederick Luedke is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Frederick R Luedke

Group Tour
Feb 3, 2012, 08:30 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Frederick Luedke appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Frederick Luedke

Whitefish Bay High School - Whitefish Bay, WI, WI
1955

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Frederick Luedke has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$150 Oct 2, 2012
2012 REP
Roraback, Andrew
Luedke, Frederick L Co President @ Neoperl INC Waterbury, CT
$100 Jun 23, 2014
2014
Noujaim For Progress
Luedke, Frederick L Retired Waterbury, CT
$250 Aug 24, 1996
1996 REP
Franks, Gary A
Luedke, Frederick President @ Neoperl INC Waterbury, CT
$100 Aug 18, 2014
2014 REP
Republican National Committee
Luedke, Frederick L Retired Waterbury, CT
$250 Jun 25, 1994
1994 REP
Franks, Gary A
Luedke, Frederick Neo Pearl INC Waterbury, CT
$100 Oct 21, 2014
2014 REP
Republican National Committee
Luedke, Frederick L Retired Waterbury, CT
$35 Jan 28, 2012
2012 REP
Walker, Scott (g)
Luedke, Frederick Hartland, WI
$30 Dec 13, 2011
2012 REP
Noujaim, Selim G
Luedke, Frederick L President @ Neoperl INC Waterbury, CT
$50 Jul 24, 2013
2014
Walker, Scott
Luedke, Frederick Hartland, WI
$250 Aug 28, 2000
2000 REP
Awwad, Catherine N
Luedke, Frederick President @ Neoperl Waterbury, CT
$100 May 13, 2004
2004
Rnc Republican National State Elections Committee
Luedke, Frederick A Retired Peoria, AZ
$100 Oct 11, 2012
2012 REP
Romney, Mitt / Ryan, Paul D.
Luedke, Frederick L Co President @ Neoperl, INC Waterbury, CT
$100 Jan 14, 2002
2002 REP
Noujaim, Selim
Luedke, Frederick Ceo @ Neoporal Wtby, CT
$250 Jan 21, 2002
2002 REP
Rowland, John G & Rell, Jodi
Luedke, Frederick L President @ Neoperl INC Waterbury, CT
$100 Mar 18, 2004
2004
Rnc Republican National State Elections Committee
Luedke, Frederick A Retired Peoria, AZ
$100 Aug 18, 2004
2004
Rnc Republican National State Elections Committee
Luedke, Frederick L Co President @ Neoperl INC Waterbury, CT
$110 Jun 24, 2015
2016 REP
Republican National Committee
Luedke, Frederick L Retired Waterbury, CT
$100 Sep 3, 2003
2004 REP
Noujaim, Selim G
Luedke, Frederick President @ Veopen Msg Waterbury, CT
$100 Apr 4, 2014
2014 REP
Republican National Committee
Luedke, Frederick L Retired Waterbury, CT
$100 Sep 25, 2003
2004
Rnc Republican National State Elections Committee
Luedke, Frederick L Co President @ Neoperl INC Waterbury, CT
$50 Oct 7, 2004
2004 REP
Noujaim, Selim G
Luedke, Frederick President @ Neoperl INC Waterbury, CT
$20 Oct 31, 2003
2004
Rnc Republican National State Elections Committee
Luedke, Frederick A Retired Peoria, AZ
$20 Oct 12, 2023
2024 DEM
Cooke, Rebecca
Luedke, Frederick Not Employed Oconomowoc, WI
$100 Jun 12, 2002
2002 REP
Noujaim, Selim
Luedke, Frederick President @ New Perl Mfg Wtby, CT
$100 Sep 13, 2012
2012 REP
Markley, Joe
Luedke, Frederick L Co Pres @ Neoperl INC Waterbury, CT
$250 Dec 23, 1995
1996 REP
Franks, Gary A
Luedke, Frederick President @ Neoperl Waterbury, CT
$100 Jan 19, 2016
2016 REP
Markley, Joseph C
Luedke, Frederick Retired Waterbury, CT
$72 Jul 29, 2015
2016 REP
Republican National Committee
Luedke, Frederick L Retired Waterbury, CT
$250 Jun 26, 2009
2010 REP
Caligiuri, Sam
Luedke, Frederick Co President @ Neoperl INC Ridgefield, CT
$200 Aug 24, 1998
1998 REP
Franks, Gary A
Luedke, Frederick L President @ Neoperl INC Waterbury, CT
$50 Feb 23, 2000
2000 REP
Connecticut Republican Party
Luedke, Frederick L President @ Neoperl INC Waterbury, CT
$100 Mar 22, 2001
2002 REP
Connecticut Republican Party
Luedke, Frederick L President @ Neoperl INC Waterbury, CT
$100 Sep 30, 2003
2004
Rnc Republican National State Elections Committee
Luedke, Frederick L Co President @ Neoperl INC Waterbury, CT
$500 Jun 11, 2002
2002 REP
Rowland, John G & Rell, Jodi
Luedke, Frederick L President @ Neoperl INC Waterbury, CT
$1,000 Nov 10, 2017
2018
Koehler, Tiffany
Luedke, Frederick Oconomowoc, WI
$200 Nov 1, 2004
2004
Rnc Republican National State Elections Committee
Luedke, Frederick L Co President @ Neoperl INC Waterbury, CT
$20 Dec 8, 2003
2004
Rnc Republican National State Elections Committee
Luedke, Frederick A Retired Peoria, AZ
$500 Oct 20, 2014
2014 REP
Connecticut Republican Scc
Luedke, Frederick L President @ Neoperl INC Waterbury, CT
$500 Apr 16, 2002
2002 REP
Rowland, John G & Rell, Jodi
Luedke, Frederick L President @ Neoperl INC Waterbury, CT
$115 Apr 26, 2014
2014 REP
Republican National Committee
Luedke, Frederick L Retired Waterbury, CT
$100 Nov 23, 2020
2020
Trump Make America Great Again Committee
Luedke, Frederick Retired Waterbury, CT
$100 Dec 12, 2003
2004
Rnc Republican National State Elections Committee
Luedke, Frederick A Retired Peoria, AZ
$50 Sep 1, 2004
2004
Rnc Republican National State Elections Committee
Luedke, Frederick A Retired Peoria, AZ
$110 Jun 2, 2015
2016 REP
Republican National Committee
Luedke, Frederick L Retired Waterbury, CT
$50 Apr 7, 2014
2014 REP
Damelio, Anthony J
Luedke, Frederick L Retired Waterbury, CT
$50 Dec 1, 2003
2004
Rnc Republican National State Elections Committee
Luedke, Frederick A Retired Peoria, AZ
$300 Mar 29, 2002
2002
Nrccc Non Federal 2
Luedke, Frederick L Exec Vice Presid @ W P M INC Waterbury, CT
$200 Aug 17, 2004
2004 REP
Bush, George W
Luedke, Frederick L President @ Neoperl INC Waterbury, CT
$50 Nov 7, 2003
2004
Rnc Republican National State Elections Committee
Luedke, Frederick A Retired Peoria, AZ
$25 Mar 8, 2004
2004
Rnc Republican National State Elections Committee
Luedke, Frederick A Retired Peoria, AZ
$100 Jul 14, 2003
Rnc Republican National State Elections Committee
Contributor Retired Peoria, AZ
$100 Nov 23, 2020
Unknown Committee
Luedke, Frederick Retired Waterbury, CT
$100
2004 R
Noujaim, Selim G
Contributor President @ Veopen Msg Waterbury, CT

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Frederick Luedke. Total disclosed contributions amount to $8,057. Recipients include Rnc Republican National State Elections Committee, Noujaim, Selim G. Federal law requires disclosure of contributions above $200 to federal candidates.

Frederick W Luedke

License: RES.0790710

Source: State Real Estate Commissions ยท NAR License Databases

MP

Frederick R Luedke

Age 80 Male
·
1380 W Wisconsin Ave, Oconomowoc, WI 53066 (Waukesha County)
43.1209, -88.5224
· (262) 337-0356
Marital: Married TZ: Central
Occ: White Collar Edu: Graduate School
Multi-Family
MP

Frederick Luedke

Male
·
32 Rocky Ledge Dr, Clinton, CT 06413 (Middlesex County)
41.3046, -72.5376
TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Frederick Luedke. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Frederick Luedke. These loans were issued to businesses, not individuals.

The Platt Brothers & Co

Corporation

$1,600,000 Paid in Full
Address:
2670 S Main St
Waterbury, CT06706-2616
Approved

Jan 23, 2021

Forgiven

$1,610,214

Jobs Reported

87

Loan #

4565658308

Loan Size

Medium-Large

Travis J Luedke

Self-Employed Individuals

$20,080 Paid in Full
Address:
N6046 County Rd E
Plymouth, WI53073-4130
Approved

Mar 17, 2021

Forgiven

$20,186

Jobs Reported

1

Loan #

3642048607

Loan Size

Small

Redcruiser

Limited Liability Company(LLC

$17,083 Paid in Full
Address:
6020 Duluth Ln
Golden Valley, MN55422
Approved

May 1, 2020

Forgiven

$17,235

Jobs Reported

1

Loan #

3984917710

Loan Size

Small

Stephanie Teele

Sole Proprietorship

$3,008 Paid in Full
Address:
19082 R H Johnson Blvd Suite E
Sun City West, AZ85375
Approved

May 1, 2020

Forgiven

$3,027

Jobs Reported

1

Loan #

3376507701

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Frederick Luedke. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Frederick Luedke on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
2
8
1
3
12

Frederick Luedke in Hartland, WI: Background Summary

Location
6178 Hy 83, Hartland Wi 53029, Hartland, WI
Other Locations
Tomah, WI ยท Waterbury, CT ยท Plymouth, WI and 5 more
Profiles Found
12 people with this name
Phone Numbers
(414) 350-0738 and 2 others on file
Email
frluedke@aol.com and 1 other on file
Career
President, Treasurer at Richard Frankel Productions
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
4 linked โ€” 2007 Dodge Caravan, 2010 Audi A6 and 2 more
Contributions
$8,057 total โ€” Rnc Republican National State Elections Committee, Noujaim, Selim G
PPP Loans
$1640K for The Platt Brothers & Co, Travis J Luedke
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Frederick Luedke. Because public records are indexed by name rather than by a unique identifier, the 91 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Frederick Luedke

Search Complexity: High

91 public records across 5states, belonging to approximately 12 different individuals. With 12 distinct profiles across 5 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: Wisconsin (13%), followed by Connecticut and New York. Spans the Midwest and Northeast regions.

WI12recordsCT8recordsNY3recordsAZ2recordsMA1record

Record Type Breakdown

Data spans 9 record categories. Largest: Political Contribution Records (62%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (13) and Business & Corporate Filings (8).

53
Political Contribution Records
13
Contact & Address Records
8
Business & Corporate Filings
4
Vehicle Registration Records
4
PPP Loan Records
1
Property Ownership Records

Age Distribution

Age range: approximately 38 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)2peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Frederick Luedke

Is Frederick Luedke a registered voter?
Yes, voter registration records show Frederick Luedke is registered with REP affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Frederick Luedke own property?
County assessor records show 1 property associated with Frederick Luedke in New York, New York. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Frederick Luedke?
Records show 4 vehicle registrations associated with Frederick Luedke, including a 2007 DODGE CARAVAN. Registered makes include Dodge, Audi, Jeep. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Frederick Luedke?
We found 8 business affiliations for Frederick Luedke (President). Business records are compiled from state registries, SEC filings, and professional databases.
Has Frederick Luedke made political donations?
FEC disclosure records show 53 reported political contributions from Frederick Luedke, totaling $8,057. Recipients include Rnc Republican National State Elections Committee and Noujaim, Selim G. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Frederick Luedke?
Our database contains 91 total records for Frederick Luedke spanning 5 states. This includes 12 distinct contact records, 4 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Frederick Luedke?
The 91 records displayed for Frederick Luedke are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Frederick Luedke remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.