Gail Andrus

Age 88 b. 1938-01-22
๐Ÿ“ 6255 W Northwest Hwy, Dallas Tx 75225
๐Ÿ“ž (214) 673-5159, (214) 369-9534
โœ‰๏ธ GAILANDRUS@MSN.COM, gailandrus@msn.com

Gail Andrus from Franklin, LA

Age 57
๐Ÿ“ 1513 Gum St #12, Franklin, LA 70538
๐Ÿ“ž (337) 413-9090, (337) 739-6369, (337) 923-2480, (337) 923-7339
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Shelton J Andrus,Patrick J Andrus,Janaye Andrus

Gail H Andrus from Morro Bay, CA

๐Ÿ“ 545 Monterey Ave, Morro Bay, CA 93442
๐Ÿ“ž (408) 318-0782, (805) 772-5053
โœ‰๏ธ gail.andrus@hotmail.com

Gail Andrus from Rome, GA

Age 82 b. 1944 Female
๐Ÿ“ 17 Notasulga Dr Sw
๐Ÿ“ž (706) 512-1044 (Cell)
โœ‰๏ธ mobilechefgail@att.net

Gail Andrus from Morro Bay, CA

Female
๐Ÿ“ 545 Monterey Ave
๐Ÿ“ž (408) 318-0782 (VERIZON WIRELESS)

Gail Andrus from Clackamas, OR

Age 81 b. Jul 1944 Clackamas Co.
๐Ÿ“ 12042 Se Sunnyside Rd
๐Ÿ‘ค aka Harriet G Andrus, Gail A Carroll

Gail Andrus from New Smyrna Beach, FL

Age 81 b. Jul 1944 Volusia Co.
๐Ÿ“ 6674 Engram Rd

Gail Andrus from Las Vegas, NV

Age 104 b. Feb 1922 Clark Co.
๐Ÿ“ 3250 S Fort Apache Rd 112

Gail Andrus from San Diego, CA

Age 104 b. Feb 1922 San Diego Co.
๐Ÿ“ 3995 Crown Point Dr

Gail Andrus from New Boston, NH

Age 80 b. May 1945
๐Ÿ“ 131 Hooper Hill Rd

Gail Andrus from Aiea, HI

Honolulu Co.
๐Ÿ“ 98 272 Hale Momi Pl

Gail Andrus from West Jordan, UT

Salt Lake Co.
๐Ÿ“ 8919 S 3 20

Gail Andrus from Dallas, TX

๐Ÿ“ 6255 W Northwest Hy 219

Gail Andrus from Niles, OH

Trumbull Co.
๐Ÿ“ 1650 Stillwagon Rd

Gail Andrus from Delanco, NJ

๐Ÿ“ 408 Buttonwood St

Gail Andrus from Bedford, NH

๐Ÿ“ 43 Bedford St

Gail Andrus from Mill Hall, PA

Clinton Co.
๐Ÿ“ Po Box 43

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 19 contact records for Gail Andrus across 13 states. The most recent address on file is in Morro Bay, California. Of these records, 7 include phone numbers and 5 include email addresses. The listed age is 57. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Andrus, Gail

Salt-lake County
PIN: 3210352003
· 14942 S Cedar Heights Dr, UT

Andrus Gail W

Chatham County
· 21 Log Landing Rd Savannah, Savannah

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Gail Andrus in Savannah. Values shown are from county assessor records and may differ from current market prices.

Gail Andrus

Savannah, 314113025
DOB: 1/1/1945 Gender: Female
Congress: 001

Gail M Andrus

Unaffiliated
508 Cramer Ave, Beverly, 08010
DOB: 8/9/1977
County: Burlington

Gail Witman Andrus

Reg: 19960318
21 Log Landing Rd, Savannah, 314113025
Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Gail Andrus. Party affiliation is listed as U. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Chevrolet Silverado 1500
ยท Registered to: Gail Andrus
ยท VIN: 1GCEC14018Z205301
·
1650 Stillwagon Rd, Niles, OH, 44446-4435
·
(330) 544-3962
ยท Registered to: Gail Andrus
ยท VIN: 5PTBD142071007932
·
8919 S 3020 W, West Jordan, UT, 84088
·
(801) 569-1193
ยท Registered to: Gail Andrus
ยท VIN: 5PTBD142971005712
·
8919 S 3020 W, West Jordan, UT, 84088
·
(801) 569-1193
2005 JEEP LIBERTY WAGON
ยท Registered to: Gail Andrus
ยท VIN: 1J8GL58525W583494
·
8919 S 3020 W, West Jordan, UT, 84088
·
(801) 569-1193
2002 CADILLAC DEVILLE 4DR SEDAN
ยท Registered to: Gail Andrus
ยท VIN: 1G6KD54Y52U127898
·
6255 W Northwest Hwy Apt 2, Dallas, TX, 75225
·
(214) 369-9534
2000 DODGE INTREPID 4DR SEDAN
ยท Registered to: Gail Andrus
ยท VIN: 2B3HD56J1YH420069
·
217 Cooper St, Beverly, NJ, 08010

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Gail Andrus. Registered makes include Chevrolet, Jeep, Cadillac, Dodge. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Gail Andrus Travel

Owner
(616) 363-9835
Grand Rapids, MI
Transportation Services (Services)

Gail Andrus

Customer Service
Datwyler Sealing Solutions
Pennsauken, New Jersey, United States Pharmaceuticals

Gail Andrus

Masonry Contractor
Andrus & Jensen Construction

Toyota

Gail AndrusPrinciple
gail.andrus@yahoo.com
6255 W Northwest Hwy, Dallas, TX75225
southpalmconstruction.com

Gail Andrus

Customer Service at Datwy

Toyota

Gail AndrusPrinciple
gail.andrus@yahoo.com
6255 W Northwest Hwy, Dallas, TX75225

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for Gail Andrus. Companies include Gail Andrus Travel, Datwyler Sealing Solutions, Toyota. Roles listed include Principle. Records are compiled from state business registries, SEC filings, and professional networking databases.

Gail Andrus

Cedar Springs High School - Cedar Springs, MI, MI
1971

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Gail Andrus has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Dec 16, 2019
2020 REP
Nrcc
Andrus, Gail Retired West Jordan, UT
$45 Feb 9, 2009
2010
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$35 Apr 9, 2013
2014
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$25 Feb 9, 2009
2010
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$35 Mar 6, 2020
2020 REP
Republican National Committee
Andrus, Gail Retired West Jordan, UT
$4 Feb 22, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Andrus, Gail Retired West Jordan, UT
$15 Oct 10, 2017
2018 DEM
Democratic Congressional Campaign Committee
Andrus, Gail Not Employed Rome, GA
$32 Jan 15, 2018
2018
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$35 Jun 10, 2011
2012
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$20 Jun 13, 2000
2000
Texas Association Of Realtors Political Action Committe
Andrus, Gail Realtor Dallas, TX
$35 Jan 13, 2016
2016
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$45 Jan 20, 2010
2010
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$42 Sep 11, 2020
2020
Trump Make America Great Again Committee
Andrus, Gail Retired West Jordan, UT
$25 Jan 14, 2002
2002
Texas Association Of Realtors Political Action Committee
Andrus, Gail Realtor Dallas, TX
$35 Jan 13, 2015
2014
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$35 Apr 20, 2016
2016
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$35 Jul 12, 2010
2010
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$100 Oct 26, 2016
2018
Trump Make America Great Again Committee
Andrus, Gail Mason Contractor @ Self Employed West Jordan, UT
$25 Jan 17, 2003
2002
Texas Association Of Realtors
Andrus, Gail L Realtor Dallas, TX
$35 Apr 14, 2011
2012
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$32 Jan 18, 2017
2016
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$25 Dec 10, 2010
2010
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$20 May 10, 2001
2002
Texas Association Of Realtors Political Action Committee
Andrus, Gail Realtor Dallas, TX
$45 Apr 11, 2017
2018
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$25 Jan 20, 2010
2010
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$42 Jul 4, 2020
2020
Trump Make America Great Again Committee
Andrus, Gail Retired West Jordan, UT
$45 Dec 10, 2010
2010
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$35 Jul 13, 2012
2012
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$35 Jan 14, 2013
2012
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$25 Dec 14, 2007
2008
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$35 Dec 12, 2003
2004
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$50 Dec 16, 2019
2020 REP
Nrcc
Andrus, Gail Retired West Jordan, UT
$45 Jul 17, 2017
2018
Texas Association Of Realtors Political Action Committee
Andrus, Gail L Realtor Dallas, TX
$100 Oct 26, 2016
2018
Trump Make America Great Again Committee
Andrus, Gail Mason Contractor @ Self Employed West Jordan, UT
$18 May 16, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Andrus, Gail Retired West Jordan, UT
$45 Oct 28, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Andrus, Gail Retired West Jordan, UT
$15 Oct 10, 2017
DEM
Democratic Congressional Campaign Committee
Contributor Not Employed Rome, GA
$500 Jul 19, 2024
Unknown Committee
Andrus, Gail Retired Billings, MT
$35
2014
Texas Association Of Realtors Political Action Committee
Contributor Realtor Dallas, TX
$20 20000613
Texas Association of Realtors Political Action Committe
Contributor Realtor Dallas, TX

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 40 political contribution records found for Gail Andrus. Total disclosed contributions amount to $1,896. Recipients include Democratic Congressional Campaign Committee, Texas Association Of Realtors Political Action Committee, Texas Association of Realtors Political Action Committe. Federal law requires disclosure of contributions above $200 to federal candidates.

Gail Lewis Andrus

License: 419812 Salesperson

Source: State Real Estate Commissions ยท NAR License Databases

MP

Gail M Andrus

Age 40 Female
·
508 Cramer Ave, Beverly, NJ 08010 (Burlington County)
40.0600, -74.9290
· (609) 387-5787
Marital: Single TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1955 Purchased 2004
MP

Gail L Andrus

Age 79 Female
·
1611 Northwood Rd, Austin, TX 78703 (Travis County)
30.2943, -97.7636
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1929 Purchased 2013
MP

Gail M Andrus

Age 61 Female
·
1513 Gum St, Franklin, LA 70538 (Saint Mary County)
29.8029, -91.4990
· (337) 739-6369
Marital: Single TZ: Central
Occ: Professional Edu: Some College
Homeowner Multi-Family
MP

Gail Andrus

Age 58 Female
·
8919 S 3020 W, West Jordan, UT 84088 (Salt Lake County)
40.5883, -111.9640
· (801) 569-1663
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Single Family Built 1990
MP

Gail L Andrus

Age 68 Female
·
1650 Stillwagon Rd, Niles, OH 44446 (Trumbull County)
41.1995, -80.7158
· (330) 766-3968
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1986

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Gail Andrus. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Gail Andrus. These loans were issued to businesses, not individuals.

Law Office Of Beth Striegle PLLC

Limited Liability Company(LLC

$11,250 Paid in Full
Address:
400 Ann St NW
Grand Rapids, MI49504-2020
Approved

Feb 3, 2021

Forgiven

$11,330

Jobs Reported

2

Loan #

2196108410

Loan Size

Small

Audio Foundry LLC

Limited Liability Company(LLC

$44,013 Paid in Full
Address:
400 Ann St NW Ste 211
Grand Rapids, MI49504-2054
Approved

Jan 27, 2021

Forgiven

$44,600

Jobs Reported

5

Loan #

6712048302

Loan Size

Small

Gilbert Network Solutions INC

Subchapter S Corporation

$88,410 Paid in Full
Address:
400 Ann St NW
Grand Rapids, MI49504-2052
Approved

Jan 23, 2021

Forgiven

$89,592

Jobs Reported

10

Loan #

4374878301

Loan Size

Small

Macaire INC

Sole Proprietorship

$48,700 Paid in Full
Address:
400 Ann St NW
Grand Rapids, MI49504
Approved

May 5, 2020

Forgiven

$49,276

Jobs Reported

4

Loan #

2458107404

Loan Size

Small

Macaire INC

Sole Proprietorship

$46,760 Paid in Full
Address:
400 Ann St NW
Grand Rapids, MI49504-2052
Approved

Feb 3, 2021

Forgiven

$47,064

Jobs Reported

4

Loan #

2141118405

Loan Size

Small

Sportsman Tracker, INC.

Corporation

$115,945 Paid in Full
Address:
400 Ann St NW Ste 106b
Grand Rapids, MI49504
Approved

May 1, 2020

Forgiven

$116,955

Jobs Reported

11

Loan #

2266437709

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 6 PPP loan records are linked to businesses associated with Gail Andrus. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Gail Andrus on the map

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Gail Andrus in Dallas, TX: Background Summary

Location
6255 W Northwest Hwy, Dallas Tx 75225, Dallas, TX
Other Locations
Morro Bay, CA ยท Rome, GA ยท Clackamas, OR and 11 more
Profiles Found
19 people with this name
Phone Numbers
(214) 369-9534 and 9 others on file
Email
gail.andrus@yahoo.com and 8 others on file
Possible Relatives
Beatrice R Humann, Jon Thomas Andrus, Jon H Andrus, Jon A Andrus, Lindsay Andrus Speaker and 92 more
Career
Principle at Gail Andrus Travel, Datwyler Sealing Solutions
Voter Registration
Registered No Party Preference
Properties
2properties owned
Vehicles
6 linked โ€” 2008 Chevrolet Silverado 1500, 0 and 4 more
Contributions
$1,895.9 total โ€” Texas Association Of Realtors Political Action Committee, Texas Association of Realtors Political Action Committe
PPP Loans
$355K for Law Office Of Beth Striegle PLLC, Audio Foundry LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Gail Andrus. Because public records are indexed by name rather than by a unique identifier, the 94 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Gail Andrus

Search Complexity: High

94 public records across 15states, belonging to approximately 19 different individuals. With 19 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Texas (10%), followed by Utah and Louisiana. Spans the South and West regions.

TX9recordsUT4recordsLA3recordsCA3recordsOH3recordsPA2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (46%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (21) and Business & Corporate Filings (9).

40
Political Contribution Records
21
Contact & Address Records
9
Business & Corporate Filings
6
Vehicle Registration Records
6
PPP Loan Records
3
Voter Registration Records

Age Distribution

Age range: approximately 47 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)4peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Gail Andrus

Is Gail Andrus a registered voter?
Yes, voter registration records show Gail Andrus is registered. We found 3 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Gail Andrus own property?
County assessor records show 2 properties associated with Gail Andrus . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Gail Andrus?
Records show 6 vehicle registrations associated with Gail Andrus, including a 2008 Chevrolet Silverado 1500. Registered makes include Chevrolet, Jeep, Cadillac, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Gail Andrus?
We found 9 business affiliations for Gail Andrus, including Gail Andrus Travel. Other companies include datwyler sealing solutions, Toyota. Business records are compiled from state registries, SEC filings, and professional databases.
Has Gail Andrus made political donations?
FEC disclosure records show 40 reported political contributions from Gail Andrus, totaling $1,896. Recipients include Democratic Congressional Campaign Committee and Texas Association Of Realtors Political Action Committee and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Gail Andrus?
Our database contains 94 total records for Gail Andrus spanning 15 states. This includes 19 distinct contact records, 7 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Gail Andrus?
The 94 records displayed for Gail Andrus are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Gail Andrus remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.